As a Cash Budget Retiree, I follow the wisdom of Dave Ramsey's Baby Steps and Zero Based Budgeting. I use fun savings challenges to help me become financially free. Join me on this journey to establish an emergency fund, pay off debt, save for the future, and in doing so, change my view of how I handle money. ♥ Like, Comment, & Subscribe ♥
MY ETSY SHOP
CashBudgetRetiree.etsy.com
MY FREEBIES FOLDER
Here are FREE savings challenges I've created just for you.
drive.google.com/file/d/17X8KSBonJd0UnLqf-FZcWAdIgjJWlPBb/view?usp=sharing
I LOVE HAPPY MAIL!
Email me for my address.
Email: [email protected]
HASHTAGS
#cashbudgetretiree
#budget #settingupabudget
#cashbudget #budgeting #cashbudgeter
#cashenvelopes #cashenvelopesystemforbeginners
#moneymindset #moneymanagement #moneysavingtips
#savingsgoals #savingschallenge
#daveramsey #daveramseybabysteps
#zerobasedbudget #zerobasedbudgeting
#savingmoney #savingforretirement #savingsaccounts
Пікірлер
Congrats on 500 😊❤
Hi Valerie 💖Omg I was laughing when you said ,”why does the brain go on vacation “. Mine is always on vacation 🤭😂Love all your new items so cute! Congratulations on hitting 500 yay!! 🎉Love the freebie so cute . Thank you so much 🥰
Valerie congrat's on reaching 500 subbies 🎉🎉 so happy for you ❤ love the grumpy birds 😂 great savings for your grandaughter😊
Congratulations on 500 subbies
Thank you so much, Carolyn!! I appreciate you being here with me on the journey toward financial freedom! :-) ♥
😀
Sending a smile right back at ya! :-)
I always love Happy Mail with fun packaging.
♥ Hi there, Dee! ♥ I know! Happy Mail is the best! BTW, I just finished one of your challenges! (The challenge with the camper and the flowers. I just love those challenges!) ♥♥♥
Hi Valerie! Congratulations on 500 subscribers 🎉🎉🎉Thank you for the freebie, they are so cute 🥰 24:26
Thank you, Ms. Sassy! 🤗 I'm so glad you like my freebie! Thanks for watching! ♥♥♥
Congratulations on 500 Subbies.
Thank you so much, Sandra! I appreciate YOU and the time you share with me! ~Valerie~
Congratulations and thank you so much for the freebies.
You are so welcome! I'm so thankful for you, Valeria! (BTW, When I lived in Brazil as a foreign exchange student, they called me Valeria instead of Valerie. I loved my time in Brazil! I always tell people who speak a latin language like Portuguese, Italian, or Spanish that they are free to call me Valeria.) ♥
@@CashBudgetRetiree that's so funny, once a woman spoke to me in a foreign language, perhaps brazilian and I had to tell her I wasn't speaking that language and that was so funny. My dad was hungarian and in Hungaria it's a common name. My first name is Hungarian and my second name is Ireen and that's dutch. Take care dear Valerie I love your video's and I'm thankfull for all your kind responses and time that you take to answer my comments 🙂xx
@@valeria1966311 XO
@@valeria1966311 Absolutely! I enjoy engaging with my subscribers!
Hi! Just subbed and this was so fun to watch. Thank you for the freebie and congrats on 500 subbies! 🎉
Thanks for subbing, BooksandFinances I'm so glad you enjoyed my video! Please keep watching and liking, and commenting so the algorithm keeps us on the journey together. I'm grateful for YOU! ♥♥♥ ~Valerie~ @CashBudgetRetiree
congrats!
♥ Hi CW! ♥ Thanks for watching! I appreciate you being with me on this journey! ♥ ~Valerie~
Great job on the 500 subscribers. 🎉
♥ Thanks so much, Andrea! ♥ I'm SO excited! Thanks for watching all my videos, and until the end! I appreciate YOU and all your comments too! XOXO
Way to go on your 500 subscribers. Very exciting. Congratulations
♥ Thank you so much, Merideth! ♥ I appreciate you being with me on this journey! Please keep watching! There's more to come! ♥
I watch your videos all the way through. Just purchased the cute, grumpy birds IOU's!😊 Thank you for the freebie as well. CONGRATULATIONS 🎉 You're halfway there!
❤️ Thank you so much Thimbelina, for purchasing my Grumpy Birds IOUs. I had fun making them. Enjoy! Thanks again for watching all the way through until the end, and for your support and encouraging words! XO!
Congratulations on 500 subscribers!!
❤️ Thank you for watching, Yolanda! Did you get my Freebies?
Congratulations 🎉🎉 so awesome! 🌷💗🌷
Thanks a bunch for watching! I appreciate your time! Did you get my Freebies yet?
@@CashBudgetRetiree just downloaded! Thank you! 💗
Congrats on the watch hours and subscribers!!! Thank you for the freebies the jams are so cute 💜🤗
♥ Hi Pansy! ♥ You are so welcome! I'm so glad you like my 500 Subscribers freebies! Use them with my my prayers for God to bless you as you grow in your journey toward financial freedom! XO
Hi I’m a new subbie and I enjoyed watching your savings challenge video. 🤑
Awesome! Thank you, Mayra! I'm thrilled to journey toward financial freedom together! Please keep watching my videos and liking and commenting so the YT algorithm keeps your subscription to my channel! Thanks so much for subscribing! I really truly do appreciate you Mayra! ((Hugs!)) ~Valerie~ from @CashBudgetRetiree
Congrats on 500 Subbies!!! How awesome!!! Great accomplishment my lovely friend. 💖💖🌻🌻
Thank you so much, Nori! YAY!! Thanks for being a great supporter of me on this journey! Let's keep encouraging each other and watching each others videos.
WOW!! That is some great happy mail. Way to go #sunshineandchaosbudgeting That was so nice of you! ❤
Sunshine really is a sweetheart. I hope you've subscribed to her channel and have watched some of her videos too. Thanks for being so encouraging, KK! I truly do appreciate you! ~Valerie~ @CashBudgetRetiree ♥♥♥
@@CashBudgetRetiree I have. Love another budgeting channel to watch. Others ideas help me in the long run and I love that.
Congratulations on 500 subbies 🎉🎉 Happy minis Monday!! Thank you for the freebies 💜
You are so welcome, Loletha! I'm glad you like them! By all means, lease use them and feel free to share them! ♥♥♥
Valerie, I just wanted to let you know that I was easily able to pause and see your full name and address on that slip of paper in the box. And as you have also let us know that your dear husband has gone to heaven, it concerns me that a potentially bad person may see that. You may want to edit that part out. I am glad you got so many wonderful challenges from your friend! ♥️
Thanks so much! Yes, I thought about that. I guess this gives me the incentive to learn the basics of editing videos. That's something I've known would benefit me in the creation of videos. Your comment helps me to know that I should not wait any longer to learn how to edit videos. Thank you for helping me improve! Please keep watching and giving me helpful feedback. ♥
Hey girlfriend! I wanted to thank you again for suggesting I edit my previous video. I managed to figure it out via the YT video editing capability! YAY! Thanks again for helping me grow! I totally appreciate the nudge you've given me to improve my skills. ♥ XOXO ♥
@@CashBudgetRetiree Wow that is so great! Way to go! I’m glad that my comment was of any help to you. :) Keep up the good work!
So happy you now have 503 subbies. I will do my best to help with watch hours. Keep up the good work!
Thank you so much my GrnMtnGirl! 😀
Birthday money for your granddaughter! Awesome!
Yes!!! You should see her. She's adorable!
Your new IOU sheet is so darn cute!
Thanks Lisa!!! :-)
Congratulations on 500!!🎉🎉 So deserved. I enjoy your awesome channel.❤
Thank you Judy! I'm so excited! Thanks for being part of my journey!
Congrats Valerie! I knew you had this! And this is nowhere the end. I know you’re going to be monetized and then some. I’m so psyched to be here every step of the way ❤❤❤❤
❤️ Hey Sara! Thank you so much, my sweet friend! ❤️
Cute happy mail! 💕.
Hi Mona! Thanks. I'm glad you liked Sunshine's Happy Mail she sent me. I look forward to using it! ♥ Please keep watching. I could really use the watch time hours! Thanks for any time you can offer! XO
@@CashBudgetRetiree Yes, of course. ☺️. I’m happy to ✅
Hi Valerie! Congrats on 500!! Whoot whoot! So happy for you!
Thank you so much, Nikki!
💜💜💜 🎉🎉🎉woohoo 🎉🎉🎉congratulations on 500 subscribers my friend! You soooo deserve it and I am sooooooo happy for you 🎉🎉🎉💜💜💜
XOXO. Thanks Kathy!
Hi Valerie congrats on 500 subbies; that's awesome! Love the freebie too and it is really appreciated. :) Great video as always! (Hugs)
❤️ Hi Kitty! ❤️ Thanks for watching! I'm glad you like the Freebies. I had fun making them.
Congratulations on 500+ subscribers 🤩💕amazing video yay beautiful freebies 24:26
Thank you so much Chuckles! ❤️ 💙 💜
Congrats 🎉❤
❤️ Hello again, my friend! ❤️ I hope you're well on this Monday Minis Day! Thanks for watching! I appreciate your time!
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❤️ Hi Catherine! ❤️ 👋 Thanks for spending time with me and watching my video. I really appreciate it, and YOU! 😃
I like your channel. I work from home. I am going to be retired at some time
Believe me, Catherine. It won't come fast enough, but it'll be here before you know it! Save, save, save! ❤❤❤@@catherinekuntz8306
Congratulations on 500! I’m usually a silent watcher, but have my own shop! Thankyou for taking the time to make your freebies, they are too sweet! ❤️
❤️ Hi Nova Lynn! ❤️ I'm so grateful you've watched and finally commented! I'm grateful to have you along with me on this journey. What's Your shop's name? I'll check it out! $$$$$
Congratulations on reaching 500 subscribers 🎉🎉
Thanks so much, Sharon! ❤️ 💙 💜
❤🎉 start to July Thank you for the freebies
❤️ Hey there Ms. Gretchen! How are you? ❤️ Thanks for watching! I appreciate you!
500!!!!🎉🎉🎉 Love a good rainy day. Not big on the sun. Love those IOU’s with the birds..? Are those birds? I think so😂. So cute. Love the freebie too. Love the mini Monday cash stuff.
❤️ Hi Estelle! ❤️ Yep, they are birds. Thanks for watching!!
Congratulations 🎊 stay save
❤️ Hi Barbie! ❤️ Thanks. I am safe. I am glad I don't live on the river.
🎉🎉🎉🎉
♥ Hi cba! ♥ Thanks for watching! in about 2 minutes another video will go live and in it, besides my Mini Monday challenges, I have made my 500 Subscribers FREEBIE available! Stay tuned and keep watching! ((Hugs!))
Great video!!! Creativity🎉
Thank you so much for watching, Cody! 😀 Keep coming back! Another new video is scheduled to go live at about 3PM Central Time. In it I include a FREEBIE for reaching 500 Subscribers!.. Stay tuned! Feel free to download and use my freebie so it helps you save moolah! ♥
25:44
♥ Hi Marie! ♥ Thanks for watching until the end! I'm very grateful for you and your time! Thank you! ♥
Cashbudgetvideo 44:51
♥ Thanks Marie! ♥ I appreciate the time you spend with me! ((Hugs!))
❤your pink binder
♥ Thanks, Marie! ♥ I like my pink binder too! The "How Fun!" on the front makes me smile. LOL
Watched till the end
♥ Thank you SO much Mare!!! ♥
#Sunshine and chaos budgeting
♥ Hi Marie! ♥ Thanks so much for watching until the end! I appreciate you and your time!
Over from Norelis Lees channel. Just subscribed. Love your video ❤
♥ Hi there Marie! Welcome to my Cash Budget Retiree family! Thanks for poppin in to my neck of the woods! I look forward to you continuing to watch my videos! I'm grateful to have you as one of my subscribers! ♥
#sunshineandchaosbudgeting Super cute challenges!
♥ Hi there, Ms. Lady Eve! ♥ I hope you are well and are enjoying your weekend. Thanks for watching! ♥
Did "play all" on your videos yesterday for my cat while I was out. She said she loves them! Creative @ 18:20 😊
❤️ Hi Avera! ❤️ LOL!!! I love it! Please give your kitty cat their most favorite petting strokes for me. Please tell them I thanked them for watching and listening to my videos!
New here!!! Love the video ❤
❤️ Hi CBA! ❤️ I'm so glad you're here with me on this journey! Thanks for watching! I hope you're also enjoying! 😉