Пікірлер

• 
  @conniechapin927821 сағат бұрын

  If your not itemizing your taxes (just taking standard deduction) any tax savings is for 401/ira is wasted.

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  @valberlin923922 сағат бұрын

  It's not about the dollar figure. It's about the value extracted from the experience. My friend, who is worth about 80M, always says... "What does food have to do with going out for dinner?" When i ask him what kind of food/restaurant should we go to.😂

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  @eile42193 күн бұрын

  I like the traditional 401k better because I will have more put into my brokerage account. But I don't have math on what is better. If I have a higher tax rate at 60s, then I don't mind paying more tax. That means I'm doing so well,

• 
  @wk1873 күн бұрын

  Just get the insurance. As someone whose beautiful, healthy 3 year old dog was just diagnosed with liver cancer, there’s no way to predict when you’ll need the insurance. Initial diagnostics $1400. Medications (so far) $200. Biopsy $4000. Surgery will be $5000-$7000. Chemo will be $1000-$2000. We had a savings account for our pup, but we weren’t prepared for this.

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  @Invence-3 күн бұрын

  RSU's aka the golden handcuffs

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  @riseagain-ow4gr3 күн бұрын

  ThanxAmillion

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  @thecia94983 күн бұрын

  Yeah this is a retarded opinion. I sell doors. I have a skill, that is needed to sell doors and windows that cost thousands of dollars. If i sell 1 door a month, I've already earned the store more money then theyll pay me for 2 months and they rub it in my face. Im struggling to figure out how ill pay my bills because they cut my hours whenever were less busy and when i check my email i see.... "Thank you for your effort in helping to sell a lead or detail for a 2-4k door. Have $20. Meanwhile they send me to other areas to also work thode areas when they choose not to schedule someone there. My jobs not to make up for 3 people not being scheduled, if it is then pay me their hourly wage and ill do the job. Otherwise kick rocks.

• 
  @leemaypranke30894 күн бұрын

  Have been a loyal listener since I discovered Katie, the best of the best!

• 
  @MoneywithKatie4 күн бұрын

  Thank you so much!

• 
  @RoyChadwick515 күн бұрын

  Enjoy your money week to week .. Tight people are ill

• 
  @lianalonge19847 күн бұрын

  I tell people I’m tapped out. 😂

• 
  @MoneywithKatie5 күн бұрын

  😂 Exactly

• 
  @keithmachado-pp6fv7 күн бұрын

  Even if retired you can contribute to an HSA and harvest stock losses to add another $12k of room to convert over the standard deduction

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  @keithmachado-pp6fv7 күн бұрын

  Withdrawal from tax deferred is not taxed liked earned income/salary as there is no FICA tax liability and possibly treated differently by states.

• 
  @keithmachado-pp6fv7 күн бұрын

  I agree with you. If I convert $100k to a Roth I will send $25k to the IRS. If not my $25k will double to $50k when I start RMDs in 14 years. The interest on my $50k at a conservative 5% is $2500, more than double the year 1 RMD on that $100k in the 28% bracket. It will take a long time to close the $51k+ gap.

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  @eile42193 күн бұрын

  If you convert 100k, it can be more than 25k.it depends on your income bracket. If you already making 200k a year, then you need to pay 35k tax on that 100k convertion.if you have no job, then you pay less than 25k tax

• 
  @keithmachado-pp6fv3 күн бұрын

  Yes the 25% was specific to my situation. I am at the top of the 12% bracket so I will pay 22% tax plus my long term cap gains now become taxable at 15% thus a total of $25k.

• 
  @CBearLandkirk60768 күн бұрын

  She's correct ✅

• 
  @jimmyshirley79369 күн бұрын

  Can you do a BACK DOOR ROTH for a Taxable Brokerage Account???

• 
  @MoneywithKatie9 күн бұрын

  No because a Backdoor Roth IRA is a tax-sheltered account whereas a taxable brokerage account is not!

• 
  @chandlerfrog091739 күн бұрын

  Yeah because they learned how to use the taxcode written by congress, learned about money and how it works, and the basic understanding of each sector of the market. And Elon. LMAO. Good luck everyone.

• 
  @chriscallaham87299 күн бұрын

  You said you would "only" have to invest $72,600 per year lol, I know you touched on this, but no, based on the title and what not I thought for sure you would mention a number much lower. This is totally disconnected from the idea it is just as achievable for low income earners. I make 75k, more like 90 some odd all together, but this is not realistic for me, and I'm fairly certain a lot of people are making less than half what I do, this is surely pretty gosh darn confusing and discouraging to them.

• 
  @valerieproctor51710 күн бұрын

  This is so incredibly helpful! Thank you for making it so easy to understand

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  @mr.peepee637313 күн бұрын

  Bro wtf so im paying monthly and still have to pay at vet.. gtfoh thx sara

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  @Keeptruckn16 күн бұрын

  Or retire early who wants to work with 59 1/2

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  @FernandoBowen-7817 күн бұрын

  Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.

• 
  @Barbara-te7xz17 күн бұрын

  The other question is: is that surgery necessary? I had 2 different vets try to sell me 2 different unnecessary emergency surgeries within a few weeks. If I went with their plan, I would have a spayed tripod who could have died on the table due to being an anesthesia sensitive breed. 9 months later she's just fine. For anyone who doesn't know, blood count typically boil down to a manual count.

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  @davileett122418 күн бұрын

  Lol, putting $72k a year into investments without making six figures.

• 
  @LupeBaptista18 күн бұрын

  I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.

• 
  @Makingriot18 күн бұрын

  consider financial advisory so you don’t keep switching it up... those sound like great picks anyways, not bad for 350k

• 
  @EShepard-18 күн бұрын

  Agreed, I'm in line with having an advisor oversee my day-to-day investing cos, my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio has 5X in barely 5 years, summing up nearly $1m as of today.

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  @Wisniewski-d18 күн бұрын

  @@EShepard- this is huge! would you mind revealing info of your advisor here please? in dire need of portfolio rebalancing

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  @EShepard-18 күн бұрын

  She goes by ''Katherine Nance Dietz'' a seasoned advisor with over two decades of experience. You can research her further on the web.

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  @bukki0718 күн бұрын

  curiously inputted Katherine Nance Dietz on the web, spotted her consulting page at once, and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal

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  @DillyDogSays18 күн бұрын

  What fund(s) should I hold in my Vanguard brokerage account?

• 
  @MoneywithKatie18 күн бұрын

  podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000583918093

• 
  @tmo279819 күн бұрын

  Elon Musk is such an effective, efficient scammer. "reverence" for him is temporary. Wait just a bit longer. Then a bit longer after that. It's not stalemate, it's checkmate. He's an absolute scamming genius. I don't think I 'revere' that.

• 
  @AwesomePikachu80820 күн бұрын

  I had a gen Z manager, dude was awesome, chill and never bothered me after hours unless it was something urgent. Always kind and considerate of my time. Understood I had a life outside of work unlike boomer grandpas, and some Gen Xers who were raised without parental supervision. Gen Z has the guts to give a middle finger, and realize the scam of overworking something we millennials should have done.

• 
  @missouri601420 күн бұрын

  After hearing this, I think I’ll pass on the show because the title is money with Katie that would indicate that you are really into the subject and obvious that you were not Sorry, not trying to be mean just stating facts

• 
  @ralphguerra433421 күн бұрын

  I’ve found in life that putting others down does not speak well of ourselves. Dave and Suze have one thing you still need to earn, experience over decades that you have yet to gain. If you want to be respected focus on sharing your views without attacking others who have paved the way over many years.

• 
  @abbiealverez296021 күн бұрын

  Have some confidence in yourself, you wouldn't ask for money and work hard and save so why should you support someone who is acting entitled? Teaches them a lesson too and doesn't enable them. My thing is don't they feel guilty asking? I will say no because it's not fair.

• 
  @georget283122 күн бұрын

  I am American working as an international trade specialist, in a global organization. I love this skit. ❤ Katie you have it dead on. Good job!

• 
  @mclarenrob224 күн бұрын

  5600 now

• 
  @heb59726 күн бұрын

  It seems your definition of "safe" is that a stock or index fund never declines. The general definition of safe is that over a long period of time you will earn at least 10% without losing your initial investment. Based on this definition, the S&P is safe.

• 
  @sourlikethepatchkids26 күн бұрын

  "Don't worry about that, those are poor people problems!" 😂

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  @user-ku5vm5jb1h28 күн бұрын

  Sweetie, almost nobody makes these incomes…

• 
  @user-ku5vm5jb1h28 күн бұрын

  Stop with the couples! How about single and becoming a millionaire?!

• 
  @_shannonsАй бұрын

  I do similar, but lately with also 529 account once I finally realized I can use that thing for myself. Never planned on having kids, so I never thought 529 was right for me, but I do want myself another degree or two so 529 is actually right. I wish I knew that 10 years ago.

• 
  @fahey6797Ай бұрын

  Woodrow Wilson signed the death warrant for this country when he gave the U.S. a central bank, the Federal Reserve. That system, that it fails, is inevitable.

• 
  @teamhelsleyАй бұрын

  If you buy it do you get updates?

• 
  @MoneywithKatie26 күн бұрын

  We release a new version of the Planner every year with upgrades and additions, so there won't be any updates included in the purchase. But you can continue to use the 2024 Planner for future years, though!

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  @FeelGoodFIАй бұрын

  I really like the point you're making here. So much on the focus is on the what and how in personal finance. I think we need to spend a lot more time on the why.

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  @radolfkalis4041Ай бұрын

  My dog, no health issues, clean bred with a certificate of health, had monthly premium more than DOUBLE when she hit 7. I could not afford 350 a month, so I dropped it.

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  @_shannonsАй бұрын

  I wish I had this video 15 years ago. But I have it now and that's awesome.

• 
  @_shannonsАй бұрын

  I wish I'd had these videos 15 years ago when I started managing my finances.

• 
  @_shannonsАй бұрын

  I didn't realize there was default pre-nup. Does it change if you move states?

• 
  @TyNemshickАй бұрын

  I just seen the video where Ramit encourage us to follow you.

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  @CarlosRamos-xr9rjАй бұрын

  I use 50/30/20 as a guideline. Keep my wants under 50. Needs always at 20. And save at least 30. If my wants falls to 45 then my saving jumps to 35. Point is I try to keep overhead low, still get to enjoy the present, and preparing for the future.

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  @JoeSmith-jd5zgАй бұрын

  Critical Mass, that's a Bob Brinker term!

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  @chaoticallysay2625Ай бұрын

  Yes!!!!😂😂😂

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  @chaoticallysay2625Ай бұрын

  No more fur babies here anymore too expensive 🫰😢 I love them but I cannot afford them anymore.

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  @hardy9429Ай бұрын

  I swing form all to nothing and back again

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  @IdontknowmaybejohnsmithАй бұрын

  This explained pretty much nothing, thanks.