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I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either...
Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
@@EdwardWells-bj4eh That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
@@DeborahDuggan932 Mind if I ask you to recommend this particular coach you using their service?
@@GiovanniJakob Victoria Carmen Santaella Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@DeborahDuggan932 She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
All the best and good video. In my opinion it is still a good time to invest in different stocks like gold, silver and digital currencies. This is one of the most important skills to learn and everyone should invest instead of saving. Some may agree, some may disagree. My big compliments to Natalie Rose Strayer for improving my portfolio!!......
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
This sounds so good and I would like to be a party to it, is there any way I can speak with her?
After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery Glory to God shalom.
Mortgage crisis, climate crisis, cost of living crisis - everything's in crisis, apparently..... Have you ever checked the economic stats from the 1930s, 1970s, 20008-9?..... If you want a "crisis" then that's where you look - today we're merely in difficulties, but nowhere near a crisis...... Stop being so emotionally immature and calm down, today's troubles will take decades to fix, and the cavalry ain't coming to save you - you're on own, seize this opportunity with both hands and make your life your own ffs.
Yes we have seen it in history. It is where the patricians own all the land and receive rents. Landed Gentry is the end result of capitalism. Roman patricians laid the foundations for manoralism in Western Europe. Germanic tribes imposed themselves upon the system with their aristocracy becoming the new landed gentry whilst owing military service to their ruler. We are all sliping back to serfdom.
So the super rich are farming us, no surprise there then.
How to save is really by absolutely cold turkey with your money. Stop any distraction or boredom spending. Take cash out for food and give yourself an allowance. Only keep in your current account the money for direct debits and open a no access savings account if you have problems with dipping in to your money. Don’t give yourself access to your money unless you’ve thought about and planned for your life or month etc. it will work. Good luck. Don’t give into temptation. Don’t use credit cards.
Good fences mske good neigbours
THE CONCLUSIONS IN THIS VIDEO ARE TOTALLY WRONG 😂 1. Mortgage costs are not fixed over 25 years lol. Millions of people have seen their mortgage skyrocket aftter central banks increased interest rates 2. You completely missed out the fact that the renter can instead of buying a house put their deposit in the S&P 500 earning 10% a year compared to hoise growing by just 4% year (14% a year if you buy the Nasdaq 100 instead of S&P) 3. The amortisation on a mortgage is a NEGATIVE not a positive. If you take out a 90% LTV loan for 25 years then basically your house has to grow by about 3.6% pa before you make any money on it (3.6% = 90% x 1/25) 4. You forgot to mention inflation which around 3% pa. If houses grow by 4% pa but inflation is 3% ur really only making 1% pa at best, but with S&P500 you can make 7% pa after inflation
i drive a 10 year old toyota yaris which was my first car and am still using it. i could easily buy a lux car and all my colleagues drive BMWs and Mercs, but I just don't see a point. I have to commute though, my job is all people facing and on site, impossible to do at home. luckily my workplace is a 10 min drive, so its not an issue
For a first time buyer buying a no chain property will it still take that long?
One question - how did the housing association let you sell it on the open market with a lower valuation? If you bought it for roughly 560k on shared ownership and the valuation is around the same amount (which they had to accept) how come they did not sell it for shared ownership again?
how does holding company affect inheritance tax?
how do you know-find a good solicitor conveyancor? do you pick one local to area you are buying new house in? or local to one where u are currently living in so you can talk face to face with them?
The election wasn't announced 5 months ago!! Like this upload unless this muppet is fishy rishies wife's cousin
Huge mistake locking in at 2 years
I am so happy that I made productive decisions about my finances that changed my life forever. I am a single mother and I live in Spain, I bought my second house in September and I hope to retire next year at 40 if all goes well. thanks to Louise O'Brien for helping me achieve this.
I've heard a lot about her. Please how do I contact Louise O'Brien?
SHE IS ON TELE GRAM.
She communicates on tele gram..
@ATLouise55 ..that's it .
That’s her user-name
I am trying to go through the same process right now. It is a bit difficult to get information from the HA and many of the real estates agents don't even know about the option of staircasing and selling at the same time. I had several evaluations from some estate agents and the Foxton's one was the lowest. I am also concerned about the RICs evaluation. My HA recommends to go for one of one of his pannel professionals which I believe will play against me. Thanks for the video. It is brilliant :)
I first bought about 11 years ago. People had been predicting the 'great crash' for a while at that point. I'd be in an awful position now if I had listened to them, instead if having about £200K in equity.
I never really found Save The Change that useful and don't even know if Lloyds still do it anymore...their savings account rates are never that good anyway. They used to have a competition where you could win 1 of your debit card purchases each month but they don't seem to do that either.
"Should you buy A house ? Or wait until you're old and pissing in the bed so you can move to A nursing Home ?"
Your 6 BTC will be worth above 400k today
30% a year, yeah right mate 🤣🤣
It was 8 billion and house prices will continue to rise
This law is sounds like Trickery by makin people think they own they how and the land when they have been tricked into a rental.
The house is not yours until you have paid it off. You are renting the house off the mortgage lender until it is.
but if you are leaving London, you are leaving the enriched diversity experience.
how did strike make any money on this? did you get shafted on your legal fees?
foxtons could have got you more
I bought a new build in the Midlands and it was a travesty of mistakes. One of the worst ones was the fact the outlet from the boiler vented into the loft space rather than going through the roof and venting outside. This wasn't just my house however, the same mistake had been made on about another dozen houses on the same estate. When we told the building firm they had to fix it they claimed they'd actually built it correctly and all the buyers must have changed the vents so that they went into the loft rather than outside and that it had nothing to do with them. It wasn't until we contacted several local newspapers and threatened to run a story on it that they actually came and fixed it. Assholes...
Great video your videos are an inspiration keep it up 👏🏽👍🏽👊🏽🥂
Nice video very well explained you got me ready to have a go how’s things been in 2024 ? Interest to know if you would do it in today climate?
30%??
Supply keeps rising
Would you loose money let’s say you bid but someone bids higher- is there like a admin fee to bid 🤔🤔
Informative, thank you. Subbed.
Are true is this ?
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire without any investment. Retirement becomes truly fulfilling when you possess two essential elements: financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement and also you may need Cynthia McClure Alexander's guideline
this didnt age well.
£19k to sell a flat , you did so well , you are clearly a very determined man.
Do you usually pay for a survey before bidding?
If you can handle higher mortgage interest rates wait for 2025. Probably house prices will be a bit lower because of the higher rates this and (probably) next year. If you can get a mortgage now and pay of you mortgage fairly easy, just buy now and have a fixed (lower) interest rate for 30 years. Or inflation goes down and they start lowering the interest rates again. Who knows. 🤷
Hello. First time here. Question: how do you keep track of all your income and how does it work when it comes to paying your own taxes. That scares me when I think about starting a self employed business.
I've been looking for a year. It's very clear that far too many house owners have invested in structural improvements in hope of selling at a profit. Unfortunately, so many properties are now maxxed out in their potential they are too expensive, with nothing left for poorer buyers or buyers expecting to flip. In my opinion, this trend is the fault of property developers who borrow too much money and consequently can't sell (or rent) at a fair or affordable price. It should be ILLEGAL to buy surplus properties using borrowed finance. You can't fix the property market until you kick all the usurers OUT.
Is it easy to sell a shared ownership flat?
It’s ATH $75,000 now 😳
Where i live in London prices not risen for 5 years, but salaries gone up by 20%, so going 2% to 6% will have little impact and the soft landing already come and gone.
London has been given to not natives. And now when natives have only 37% population. they will never get it back
New normal is a decade of decay in prices. You want them to stabilise because you overpaid.
Nothing huge! they are down 11% in real terms. The days of making profit on houses is over for a very long time
Houses are overpriced. House prices will decay for a decade. Terrible investment and use of capital.
I see lots of houses for sale in auction. That’s a good idea at all ?