Retire Sooner Team

Retire Sooner Team

The Retire Sooner Team is brought to you by Capital Investment Advisors and Wes Moss.

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.

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  • @dmills06
    @dmills06Күн бұрын

    He tried it…we will save him a hot dog at the cookout but no burger 😂

  • @MatthewGuynn-ki8rn
    @MatthewGuynn-ki8rnКүн бұрын

    He won't have food stamps to contribute 😮😂😊 see how that works

  • @joebidens_touchyhands9477
    @joebidens_touchyhands9477Күн бұрын

    This isn't The Dougie. This is The Douglas from accounting.

  • @fortnite.burger
    @fortnite.burgerКүн бұрын

    How

  • @Youhaventheardjerz
    @YouhaventheardjerzКүн бұрын

    I got rhythm like that. You got better moves than me

  • @TREASONHUNTER
    @TREASONHUNTER3 күн бұрын

    Never trust your heart or your head they will always lie to you . Only trust your gut your gut instinct will get you through life🫡

  • @xlxRavegerxlx
    @xlxRavegerxlx4 күн бұрын

    He immediately forgets his instinct and goes into the Porta potty

  • @Talisman2258
    @Talisman22584 күн бұрын

    My instincts are why i have 6 kids with 4 women.

  • @iceback9639
    @iceback96398 күн бұрын

    Drake

  • @jeffdavidbrown
    @jeffdavidbrown8 күн бұрын

    Phil is THE PILL!!!

  • @bonniej0
    @bonniej013 күн бұрын

    RENOUNCE citizenship and be free. 1 all of us half accounts with money that's being held in your name and ships in Puerto Rico there are trillions of dollars out there everybody's got millions of dollars being held in Puerto Rico forYOU 1❤

  • @bonniej0
    @bonniej013 күн бұрын

    This is terrible can't you hear yourself you act like it's good news but it's really bad news how much they cut your check and what you there's a income that earning stipulation to get your whole Social Security why is that your income has nothing to do with you retiring and getting your Social Security that's your money you should be able to get it all back and all the taxes we pay we should get our we should get them all back cuz they're borrowing money from us but they're not they're keeping us and we're slaves

  • @bonniej0
    @bonniej013 күн бұрын

    Well you don't have a choice to put Social Security and not that I know of. And I don't know when people are going to wake up and start claiming who they are and get their money because there's tons of millions and trillions of dollars out there for everybody I think it's wrong that you don't get your full amount of Social Security.

  • @bonniej0
    @bonniej013 күн бұрын

    I think it's ridiculous to make somebody work until they're almost dead to get their retirement.❤ also they ought to give us all the money they've been holding back on us and sending the Puerto Rico. ❤ yeah you're right as long as they live which will probably be a couple years after they finally get you know their retirement that's what happened to my friend Billy😂 he died at 65 and he just got in his Social Security

  • @bonniej0
    @bonniej013 күн бұрын

    Access funds? You mean everybody's account that is in the Social Security in Puerto Rico and the Federal Reserve accounts that are in every single person's name in the United States so they're going to dip into that right

  • @meditationrewiresyourbrain007
    @meditationrewiresyourbrain00715 күн бұрын

    Arigato :) I am retired from UNhappy money - No need to retire from HAPPY money... hello HAPPY money :) I will live - thank you, Ken!

  • @yvonnehyatt8353
    @yvonnehyatt835325 күн бұрын

    This was a good video, maybe teach economics , thanks🌎😇

  • @christinebowman90
    @christinebowman90Ай бұрын

    wondering why you have not mentioned nitric oxide. Dr. Bryan makes it sound so important

  • @shenabui8367
    @shenabui8367Ай бұрын

    Good infos thank u

  • @FBay
    @FBayАй бұрын

    This was so informative. Thank you both so much.👍🏽

  • @freddy29228
    @freddy29228Ай бұрын

    Ken Honda is a truly humble man to share his time/knowledge with many podcasts and channels. He has sold millions of book. I have bought Happy Money myself. This message about money wounds is unique to Ken. Good to listen and understand even more.

  • @josiegan7751
    @josiegan77512 ай бұрын

    Thank you Ken Honda

  • @Pleiades888
    @Pleiades8882 ай бұрын

    Americans are being LIED to about WHO is causing SS to be insolvent. The TRUTH is that MILLIONAIRES and BILLIONAIRES are taking out more money than they put in. This is a "slush fund" for them, not the sole income (like 99% of seniors who have NO retirement income). Warren Buffet (and other BILLIONAIRES) get the max $5,000 a month ($60,000 a year). Any poor senior can live off that. But they also get MILLIONS in retirement funds, dividends, capital gains. They pay a fraction into the system (taxed up to $165,000 of their 100 BILLION wealth). Elites are destroying SS.

  • @EmilKalinowski
    @EmilKalinowski2 ай бұрын

    The most talented radio talk show host in American, and likely world, history. Wit, intelligence but beyond the pale, which made it delicious. A genius.

  • @lebrianpates2394
    @lebrianpates23942 ай бұрын

    I can’t believe it didn’t bring up he plays Principal Vagina on Rick and Morty ! Phil is such a amazing talent and legend

  • @maryyoung777
    @maryyoung777Ай бұрын

    I’ve been waiting since the mid 90’s for Phil to get saved. Catholic won’t get it. Ye must be born again. John 3:3. Read the Bible.

  • @lisat1324
    @lisat13242 ай бұрын

    I am wondering if you have ever heard about something referred to as "lookback" ? (Not as in the lookback period for Medicaid.) A friend of my husband mentioned that we shouldn't fail to do this as we get close to taking social security, but i can't find any information about it. I think he was talking about for me, the spouse of the primary earner. Don't want to ask him, for several reasons.

  • @guitarhillbilly1482
    @guitarhillbilly14822 ай бұрын

    In my opinion it is a bad idea for men to wait till 70 to draw SS. The Current Average life expectancy for U S males is about 78 years. START SS at your SSNRA and draw your SS for 3 years before age 70. It takes about 10.5 years to make up the difference break even point in SS between 67 and 70 years old. Knowing these numbers why would I leave a $100,000 on the table before drawing any SS ? In my opinion waiting till 70 is for suckers.

  • @scottcarr2871
    @scottcarr28712 ай бұрын

    So the Govt has created a Monopoly with Medicare total scam ! The Govt should have no roll in our Healthcare system. The fees for the coverage is just another taxes on all of us.

  • @normancarbajal5154
    @normancarbajal51542 ай бұрын

    Discovered Ken Honda and Happy Money on this podcast! 👍…

  • @georgeferich6803
    @georgeferich68032 ай бұрын

    What about taking social security before fra until fra and then suspending until age 70 to grow payment by 8%/yr? It is on the website if you look it up but two people from social security assured me this was not true until I referred the second one to the provision. How scary how little you can depend on their knowledge of the law

  • @FlyinDogRecords
    @FlyinDogRecords2 ай бұрын

    Continuing to raise retirement age is unfair!!! People drop dead waiting for it. It's ridiculous. What they need to do is let people work without penalty. Then they can continue to charge for SS that way!!!

  • @deedeefindleydebter9930
    @deedeefindleydebter99303 ай бұрын

    I need to know if I was supposed to sign up 3 months before 62 if thats what i decide to do. Also, noone talks about if a spouse becomes disabled at 58, how does that affect the spousal amount that the wife can collect.

  • @philgillmartin5053
    @philgillmartin50533 ай бұрын

    This is the truth

  • @crankyassman
    @crankyassman3 ай бұрын

    Here's a great question - How does a teacher of almost 40 years, only receive about $2500 per month in SS?

  • @Newlinjim
    @Newlinjim3 ай бұрын

    Poor planning on career choice income when viewed through the lens of a livable retirement.

  • @cobaltbroker
    @cobaltbroker3 ай бұрын

    Most teachers are government employees and receive pensions, not SS.

  • @matt75hooper
    @matt75hooper2 ай бұрын

    You had every weekend & Summers off for 40 years. Talk to the hand.

  • @McElvinn
    @McElvinn3 ай бұрын

    I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

  • @Defisher
    @Defisher3 ай бұрын

    keep contributing! I'd suggest you consider financial advisory at this point in time, remember you are in for the long haul

  • @sheltonPston
    @sheltonPston3 ай бұрын

    I'm in line with having an advisor oversee my day-to-day investing cos, my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio has just 5X in barely 5 years, summing up nearly $1m after subsequent investments to date.

  • @corrySledd
    @corrySledd3 ай бұрын

    bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

  • @sheltonPston
    @sheltonPston3 ай бұрын

    She goes by '‘NATALIE ANN BRINKMAN’ I suggest you look her up online. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did

  • @timknight5105
    @timknight51053 ай бұрын

    Phil is one of the most talented people alive! He's comedy gold!

  • @evanwalgren9591
    @evanwalgren95913 ай бұрын

    Satisfaction brings us back again and again ad infintum

  • @RyanDoolittle
    @RyanDoolittle3 ай бұрын

    We can all learn a lot from Penny!

  • @jh-mp8so
    @jh-mp8so3 ай бұрын

    Please use a more modern scenario. Many women's benefits are as much or more than their husband's. I didn't step up to anything when widowed--my benefit was already higher than spouse's.

  • @CarGuy2024
    @CarGuy20243 ай бұрын

    Have a plan.

  • @TheDemonation13
    @TheDemonation133 ай бұрын

    hey thanks always liked Phil Hendrie from the start i use to listen to him before hittin the streets in my taxi great fun times.

  • @aclem8246
    @aclem82463 ай бұрын

    Lets get real. People run through their money because at an advanced age we get sicker. A hospital stay will cost you tens and hundreds of thousands of dollars. Many, many people end up having to sell their homes at the end of life to pay that hospital bill and when they end up leaving hospital they have no choice but to go right into a nursing home. If you have money left over after various hospital stays, but you are now deemed to need supervision and constant care because of dementia, weakness, frequent falls, etc, they will put you in a nursing home and the nursing home which costs on average $4000 per month for a low end one, will drain your bank account and have your house sold to pay for your stay.....and then when your money is all gone you go on medicaid so the taxpayer can continue to foot that $4000 a month bill. It is a racket pure and simple.

  • @bonniej0
    @bonniej03 ай бұрын

    It's only 9 months not 10 years that you have to be Mary if death was an accidental or he's on military duty😢

  • @bonniej0
    @bonniej03 ай бұрын

    In most cases, if you were married to the deceased for at least nine months, you can qualify for survivor benefits. There is no length of marriage requirement if the death was accidental or occurred during US military duty.

  • @bonniej0
    @bonniej03 ай бұрын

    Do you have a bank account anywhere they have $250,000 insurance on your account! You can go in and you don't have to pay it back.

  • @bonniej0
    @bonniej03 ай бұрын

    Social security has life insurance on every single person and you can draw on it while you're alive! Social Security retirement benefits include life insurance and SSDI protection. In 2022, 97% of people aged 20-49 who worked in jobs covered by Social Security earned life insurance protection through Social Security. If you're receiving Social Security retirement benefits and you're the beneficiary of a life insurance policy, the payout would be considered unearned income and wouldn't impact your retirement benefit. Life insurance payouts can typically be distributed in three ways: In the form of a lump sum Via a life insurance annuity Through a retained asset account You can access the cash value of your life insurance while you're alive, but it depends on your policy type. Term life insurance doesn't offer this feature, but permanent policies allow for it.

  • @bonniej0
    @bonniej03 ай бұрын

    Do you understand that we are in charge of that money and we can fight that because they shouldn't reduce it at all it's your money you can go and draw on it and take a loan on it if you want

  • @bonniej0
    @bonniej03 ай бұрын

    NOONE SHOULD GET REDUCED SS

  • @bonniej0
    @bonniej03 ай бұрын

    Invest the money I wouldn't give it back

  • @bonniej0
    @bonniej03 ай бұрын

    So if she if the second wife cuz that's me like I'm the first wife actually with the first when the second wife that's married to him when he dies get 100 get the most of the benefit and then me his his first wife would get 50% of what he gets at 66? What about I'm 60 I just turned 60 I can't do anything to get anything from his? And we don't talk to me and he's not going to give me your social security number and I forgot it.

  • @bonniej0
    @bonniej03 ай бұрын

    I said they're going to discontinue her own benefit and just send her the larger benefit if her husband is more they'll send her that and not and not continue to send her her own benefit? Well that's a rip-off see how they're stealing and ripping you off you guys are crazy I'm getting rid of my citizenship.