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• 
  @yanilim22293 сағат бұрын

  Thanks for sharing Seth! I want to know the best method!

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  @ning87743 сағат бұрын

  so cute this vid hahaha subscribed!

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  @qiuhao42124 сағат бұрын

  Try to speak to and look at the audience. You seem to just be reading your text all the time.

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  @wooneКүн бұрын

  Qn shd be, will it ever be enough?

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  @darthsimper54002 күн бұрын

  Sadded, i got tricked by a bonus 1 month premium when in NS and stuck with a 10 year ILP till now

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  @wardumb2 күн бұрын

  10K? no seriously what are they spending it on? Am I missing out on life? single or married (you'd get access to subsidised housing this way) - public schools, subsidised healthcare, award winning hawker food, world class public transport. what else is needed for a comfortable life? I really have no idea if this is actually the norm, can anyone enlighten me? I'm really speechless :O

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  @Sethisfy2 күн бұрын

  It’s a pretty open-ended question with a high level of subjectivity. For example, my definition of “comfortable” when it comes to getting around may be public transportation, but I have peers who would disagree and insist on public transportation every now and then, or even all the time. There are people who need/want to have a car. Then there are those who have a preference to be chauffeured and the ability to pay for that. This applies to just about everything else in life. Also, even with similar lifestyles, some may be thinking about just pure expenses. Some may think, I need to set aside at least 20% to feel comfortable spending the other 80%. Personally, I feel comfortable when I’m saving a big bulk of my income. That can also explain why some people’s ideal figure seems large.

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  @wardumbКүн бұрын

  @@SethisfyFor sure - comfort varies for different folks and totally understand. My main worry is without context it might create some form of anxiousness in folks who misunderstood this as the norm they should be striving for.

• 
  @eDisFieD2 күн бұрын

  Will this UOB One + Nation Saver Promo work if I open another UOB One Joint account?

• 
  @user-dk4qp4mj6m3 күн бұрын

  Dun be so loso

• 
  @sharonwong20734 күн бұрын

  thanks for the sharing.

• 
  @Sethisfy4 күн бұрын

  Thanks for commenting to boost this video 🙏🏼

• 
  @thespacejedi4 күн бұрын

  How about EGA musical chairs?

• 
  @Sethisfy4 күн бұрын

  What about it? Pretty decent if you can get it going though seems like hovering around 4.5% which is a tad lower than UOB/StanChart promos

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  @thespacejedi4 күн бұрын

  @@Sethisfy how would it rank in this video? Also no spend requirement and up to 300k

• 
  @WhereAreThePeople4 күн бұрын

  What if my uob one already at 150k?

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  @Sethisfy4 күн бұрын

  You can still top up. But the top up amount will only get the cash bonus and 0.05% pa

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  @Sethisfy4 күн бұрын

  Actually you should still be able to open a Stash account and then top up to there instead.

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  @InvestingEducation4 күн бұрын

  ​@@SethisfyUob stast to get the max interest, my understanding in the monthly balance must increase? So almost like a fixed deposit?

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  @Sethisfy3 күн бұрын

  @InvestingEducation maintain or increase

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  @jy64972 күн бұрын

  Move 150K from UOB one to stash? Then u will lose the 4% bonus interest from UOB One. So it wouldn’t work if one only has 150K right? I still don’t understand how the UOB One + UOB Stash work….

• 
  @Sethisfy4 күн бұрын

  Stay tuned for more options really soon: sethisfy.com/telegram

• 
  @singlishwestie19684 күн бұрын

  First

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  @Sethisfy4 күн бұрын

  @@singlishwestie1968 nice!!

• 
  @prophunter88655 күн бұрын

  😂 4:27… the lady said $20k a month is ideal. DollarsandSense should be paying well.

• 
  @yeezhihao5 күн бұрын

  Why is the entire FA concept so centric around insurance and ILPs. Isnt financial planning so much broader than this? Right to say even many IFA started as agents and core knowleged still centric around insurance space.

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  @Sethisfy5 күн бұрын

  Being in an IFA does not mitigate the clash of interest of the remuneration model. IFAs just have more products to sell. When one’s remuneration (and their principal company’s revenue model) is commissions, there is a natural tilt towards selling products that give higher commissions.

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  @oldcat3607 күн бұрын

  Normal regular job will not be enough in Singapore. Invest in the right one and skills to make money is the only way to go

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  @Nahduge7 күн бұрын

  Currently 38 years old earning 8k per month. I get about 2mths+ of bonus each year too. Own a weekend car and a motorcycle together with my wife, in a 5 room hdb. Have a few expensive watches and toys which amount to 30k or so. Have one country club membership. Give my parents less than 1k each month. I think that if you dont have kids, 6k is the amount that is comfortable if you're married, even with a simple car. If single, 6k is also ok without a car. I felt comfortable when i hit 6k. When it increased beyond that, it just made it easier to save. At this point, if a promotion is offered to me, money is no longer as attractive as before and I have to seriously weigh whether the added stress is worth the increase in salary. After a certain point, mental health is more important than $

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  @LangLang56898 күн бұрын

  1BR rent 4k, how 3k is comfortable ahahaha

• 
  @PatienceJoy-oi1fn8 күн бұрын

  Hi.. you are doing a great job I would love to visit singapore next month But I will be needing someone with singpass that can help me fill the form online

• 
  @ce0021638 күн бұрын

  5k is not enough at all

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  @user-sf5bt8eb4y8 күн бұрын

  does this mean that the UOB absolute dont give 1.7% on roadtax?

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  @Sethisfy8 күн бұрын

  Doubt so. Government service 0.3%

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  @suriyamoorthia239210 күн бұрын

  The 18% rebate is now extended to 31 july 2024

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  @Sethisfy9 күн бұрын

  yuu app will just show the last day of each month so it will show 31st August next month. The 17.5% rate is evergreen so will be this rate until DBS announces changes

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  @AK-xk6ch10 күн бұрын

  Pointless. If he or she can earn $50k , does it means you can do it too?

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  @Sethisfy9 күн бұрын

  You can try googling “pay transparency”

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  @meloon587610 күн бұрын

  Not abt how much u earn, but how much u CAN save. U can earn $10k and still go around telling everyone money "not enough". Money in the millions also "not enough" for Najib, isnt.

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  @Sethisfy9 күн бұрын

  Savings is indeed an important metric but we shouldn’t ignore income. A frugal person who saves 50% of his/her income can certainly do a lot better at $10k income than at $2-3k.

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  @jeremysng421410 күн бұрын

  Life has been kind. It is possible to earn in sg. I own 1 condo n my wife owns one. We have more than 1M in savings. I got to this cos i hv been frugal my whole life.

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  @cluboiz21210 күн бұрын

  Long story short, no matter how much money you earn, you will still think it’s not enough because we’re wired to live a standard where we’re comfortable with. I started with round 2k and now close to 5k and still think it’s not enough because my lifestyle change according to my income.

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  @limkimyaw898010 күн бұрын

  I don't agree with you. I have friends that earn more than a million per annum. And they are perfectly fine with their life.

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  @hex659310 күн бұрын

  OMG! DollarsAndCents lady doesn’t know the difference between Median and average! And still hopes to earn $20k a month! 😅 The questions on what income is comfortable etc really has no meaning without context of e individual’s age and life stage. Providend CEO gives the most sensible answers. Otherwise not really a video worth watching…

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  @Freikorptrasher10 күн бұрын

  $4550 inclusive of bonus & AWS so real figure probably around $3500

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  @cs2007new10 күн бұрын

  In the end. Nobody is sharing their incomes in this video...

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  @Sethisfy10 күн бұрын

  Feel free to share! Almost 1,000 voted here too: t.me/sethisfying/1394?comment=218809

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  @user-qq1up2me6e11 күн бұрын

  4550 is low income already. Median income should be 7k to 10k.

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  @aRiEsC-w8r11 күн бұрын

  Hello! Can I check if I were to use CardUp to pay $1k of my insurance, using the the Maybank Visa Platinum as the charging card, can I charge the balance $1k premium with the Maybank Visa platinum card? Will be it recognize as $1k insurance premium payment and $1k of other expenses? Hope my question is not too confusing. Thank you.

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  @Sethisfy11 күн бұрын

  Yes you should be able to do that.

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  @13skyburger11 күн бұрын

  lolz..20k a month

• 
  @leewai11 күн бұрын

  The 2 little cows on your shoulders are cute~~~❤ like this kind of surprise arrangement

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  @Sethisfy9 күн бұрын

  Sponsored by moomoo 😉

• 
  @LonganLee11 күн бұрын

  ❤Let me invite any of you Finance people how good you are in finance related topic called GDP. How do you prove this figure from an Independent Audit perspective? You cannot. Its either you Want to Believe it or Not. So who knows your numbers? I found that , and you too can do the same, no one we know has ever proven the gdp based on independent audit. This challenges your assumptions. No finance or economist lecturer has ever taught their students this. Disclaimer: i also prefer to not have to believe/dont believe the gdp. I would love that gdp reported must always and can always be accurate /true. But fact remains, i have yet to find any economist who has proven the gdp , a statistic they cite everyday in their work. By proving, i mean audited by an auditor independent of the establishment for obvious reasons. Questioning is not allegation. Its based on the fact that something is not proven in said way and something unanswered. It does Not mean the gdp is inaccurate or faked. It is what is and i challenge anyone to challenge me.

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  @LonganLee11 күн бұрын

  When asked if the $4550 median income is true, the young man who is a product manager with *beep* said, "even the ST reported this number". This guy surely is a believer in state media. Bright future for this guy. He is so confident he don't even need to ask for independent audit. So many finance people are Basing on Believing and happy with it. A profession based on Believing and not reality based on audit??

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  @bennytan6309 күн бұрын

  We know your bent

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  @georgegeorge445611 күн бұрын

  If so many youngsters are earning more than $100k per year or $20k per month why only about 6% make it to millionaire in SG included their residential property? Figures in report don’t lies. In the recent UBS report median wealth per adult was only US$104,959 which is shockingly low.

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  @owariz934410 күн бұрын

  Where is it mentioned for youngsters earning $100k?

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  @georgegeorge445610 күн бұрын

  U go to 10:00 in the video that Golden hair youngster $100k per year. And that young lady expect it is normal to be $20k per month.

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  @owariz93444 күн бұрын

  @@georgegeorge4456 I see .. 100k is not hard but 20k means at least 240k.. unless is commission based or specialised tech. It may be just an ego reply.

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  @cokiboo11 күн бұрын

  How many regular folks can earn more than 10k a month without a professional degree or some degree of luck, not inclusive of investments? I used to earn more than 100k/yr when working in USA until i decided to come back to SG since my parents are getting really old. Faced age discriminations in EVERY job interviews. Didnt get a job till a yr later. Salary not even half of what i used to earn. I learnt not to compare. I did for a while and realized comparison will kill me faster if i compared myself with my numerous high flying cousins and friends. Afterall, i left SG for years before coming back and starting all over again. Luckily i started out in USA dirt poor, was forced to budget, managed my pathetic salary after the heavy income taxes, for savings, rent, utilities and expenses. Earning less than 5k/mth now, I'm debt free, flat fully paid, vacation 2x a yr, regardless of destinations. Can splurge whenever i want. Like my mum tells me, earn more, spend more. Earn less, spend less. No need a big house or car. Be contented, keep everything simple and life will be easier.

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  @allena343011 күн бұрын

  Will not compare myself to those who are ultra high earning now i feel more than blessed in my current circumstances. But i will continue growing and making more. Grateful

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  @1MW911 күн бұрын

  such audacity

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  @chaltier201211 күн бұрын

  Seth, what is your income?

• 
  @Sethisfy11 күн бұрын

  Stay subscribed for updates 😹 sethisfy.com/telegram

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  @sylves578811 күн бұрын

  Accredited investor require at least 2million of asset and minimum income of 300k per year

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  @Sethisfy11 күн бұрын

  🤐

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  @kcchiew424711 күн бұрын

  I am 56 now. With take home pay close to 10k, wife is a homemaker, 2 grown-up kids, fully paid 5rm hdb(woodlands), no car. We live a comfortable life in Singapore.

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  @Sethisfy11 күн бұрын

  Congrats! Sounds like a good life lived and more years to come. Thanks for sharing

• 
  @carlylim10 күн бұрын

  Just curious. How old do you plan to retire? Do you go on holiday each year?

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  @kcchiew424710 күн бұрын

  @@carlylim In semi retirement phase now. Exclude income tax, insurances and travel expences, we spend less than sgd 400 per week. The only issue is I dont hv enough annual leave for our travelling plans.😅

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  @jman4good11 күн бұрын

  Good job on the interviews. Glad i wasnt there to answer your spontaneous qns😅. Btw, i have friends in their 50s making $2k as imda digital ambassador. Not sure why the salary levels are so low for these gp .

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  @Sethisfy11 күн бұрын

  Are those the ones who help seniors with tech literacy? Full-time roles at $2k?

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  @jman4good11 күн бұрын

  @@Sethisfy yes ...was surprised.

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  @teanchu11 күн бұрын

  Depends on how you live your life. 10k will be more than enough if you live at hdb, eating hawker food, taking public transport. 5k may not be enough if you drive a car, eating out at restaurant most of the time. You have to balance your capability and wants.

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  @Sethisfy11 күн бұрын

  Yeah a lot of different factors and highly subjective. Which is why asking people is so fun cause of the varied answers

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  @munster140411 күн бұрын

  46 years old blue collar operations technician with nearly 20 years experience in oil/gas/chemical/utilities. Earning slightly less than 3K gross salary per month. Bit struggle with bills sometimes. But I try to make do with clocking more overtime although can be really tiring as I become older (physical work, pulling hoses/pipes, climbing storage tanks etc). I try to budget to the best of my ability. In my age group, I find the optimal salary for an unmarried individual is about 4.3K. This should cover savings, emergency funds, insurance, essentials and simple discretionary spending such as eating in mid scale restaurants, gifting, basic entertainment, etc From personal experience, I'm saying 4.3K is because I have earned that amount with 13th month bonus + working many hours of overtime and it has been really liberating. Less stress on bills, I can afford to go out and socialize, eat better food until I spend the money than it's back to budgeting on a <3K salary. lol

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  @Sethisfy11 күн бұрын

  Thank you for your candid sharing. From what I have learnt so far, incomes can vary very greatly from person to person. At the same time, income expectations too are very different for each person. What I have observed is that the happier people are those who are content with $X, while those with $10X but want $20X are the kinds who are often the not-so-happy ones. We are all on our own journeys so thank you for choosing to share a bit of yours on my channel (=

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  @gunnerstnt0111 күн бұрын

  Seriously i dont think singapore median is $4550, i believe is much lower,

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  @teejiawei694311 күн бұрын

  Are u single?

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  @jesseye3311 күн бұрын

  hmmm even restaurant waiters earn 3.5k with 44h work week will that be a better career change for you considering your age?

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  @nicklove30472 күн бұрын

  In facts employer in singapore are gettting picky and spoiled and ,an example is look at the govt initiatives of 1 day wfh how many actually will follow ? Govt is losing control

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  @Ko911ed11 күн бұрын

  To the Head of comm at dollarsense, u had better move on.... 😮😮

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  @Sethisfy11 күн бұрын

  why so many picking on her ah 😥

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  @Ko911ed11 күн бұрын

  @@Sethisfy she's giving the vibes that she's not satisfied with the renumeration she's getting, plus still having to work on weekends at events.... or maybe I'm just too sensitive ...or maybe u could give them more time to reply... I'd suggest she go search for better opportunities, if she has little commitments... even gg for regular interviews will probably make one more aware of the opportunities around... Anyway sg is a small place,but we have probably the highest pay disparity in the world....so most ppl will feel and see the effects of this...

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  @owariz934410 күн бұрын

  @@Ko911edI think it more of a not so convincing speech from her. People might expect more from head.

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  @5canwalk11 күн бұрын

  Every time I come here, I get a reality check. Sobering.

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  @Sethisfy11 күн бұрын

  😧 Is that a good or bad thing

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  @BoonTee11 күн бұрын

  "Just my video LOL"

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  @Sethisfy11 күн бұрын

  Not bad watch till the end 🥲

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  @Dracsh11 күн бұрын

  It seems that Singaporeans generally do not understand what "median" means.

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  @Sethisfy11 күн бұрын

  Do you mean the average Singaporean doesn’t know what median and mean mean? That’s mean.