Пікірлер

• 
  @ElParacletoPodcastКүн бұрын

  Thanks for the clarification, but ss has to go, this is insanity.

• 
  @ElParacletoPodcastКүн бұрын

  THAT IS NOT THEIR FUCKING MONEY.

• 
  @StephanieRebecca-0Күн бұрын

  I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

• 
  @MartinArthur-9000Күн бұрын

  I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

• 
  @StephanieRebecca-0Күн бұрын

  @@MartinArthur-9000 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

• 
  @MartinArthur-9000Күн бұрын

  @@StephanieRebecca-0 My advisor is VICTORIA CARMEN SANTAELLA;

• 
  @MartinArthur-9000Күн бұрын

  Victoria Carmen Santaella , lookup with her name online.

• 
  @JasonStathamOfficalКүн бұрын

  @@MartinArthur-9000 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

• 
  @satellite19612 күн бұрын

  I am 62 years old and I began receiving benefits Feb 2024. I reside now in the Philippines. I applied for benefits for my spouse and 2 stepchildren at the same time when i applied for my benefits. I had to complete many forms and provide lots of documentation, as well as have my wife set up separate joint accounts for each child, and one of her own to receive benefits. Because i processed my request through the US embassy in the Philippines, it takes several months to get an answer. I should know by the end of the year whether all benefits have been approved. If yes, benefits will be paid retroactively to February. I will post back once i have an answer.

• 
  @thezippomainac076 күн бұрын

  Or just don’t finance a car lol

• 
  @JACKPAVAL9 күн бұрын

  They do pay you back the money they withheld. However, they don't pay you interest ,nor is there any increase on the money that they withheld related to the earnings limit This is why it actually is a Penalty And it's wrong for them to do that, and it should be illegal

• 
  @jackycane823810 күн бұрын

  In Florida a life estate doesn’t allow the child or the child creditors to have any rights while the homeowner (parent) is alive and have no say at the time of sale of the home. I don’t know how it is in other States. I have very good attorneys in Florida, had a life estate, sold the house and my son didn’t have to approve it, didn’t have to sign since I retained full ownership while alive. It is very important to hire a very good attorney!

• 
  @vanessa_beatriz10 күн бұрын

  My dad has a child in mexico. Will she be able to get the payments?

• 
  @tracysimmons500612 күн бұрын

  My husband and I filed early me at 50 he had passed so I had to wait a a year he had 3 kids previous marriage they recieved 680 a piece. They said there was a limit so since they paid kids I coukdnt get much what can I do

• 
  @stableboynmilkmaid13 күн бұрын

  Isn't that price different form state to state???

• 
  @tobebuilds14 күн бұрын

  Incredibly informative.

• 
  @equinos11115 күн бұрын

  How does the IRS know this is a gift?

• 
  @greenbushfinancialgroup14 күн бұрын

  It typically would only come up during an audit. They may request copies of bank statements and question large deposit and withdrawal activity. (Comment for education. Not advice) #gfg

• 
  @RyneO-p7m15 күн бұрын

  Do you have to recertify your income under the SAVE plan every year? I had to do this under the IDR plan. But I thought you did not need to under the SAVE plan. Does anyone know?

• 
  @NL-sr4wh17 күн бұрын

  In the State of Ohio, Life Estates offer minimal protection. There is a chart under the Ohio Revised Code that shows what ownership percentage the Life Tenants still own, despite transferring the property via a Life Estate. My grandparents set up a life estate in 2005. In 2021 after my grandfather died, my grandmother needed nursing care. Despite achieving the 5 year look-back, Medicaid determined she still owned 24% of the life estate property and instructed the family to sell off her position in the Life Estate (who would buy that?) or, sell off parts of the estate until she hit 24%, spend it down, then she would become eligible for Medicaid. Life Estates used to offer protection due to Mediaid recovery rules that indicated only probated assets could be recovered against. That law changed in 2005, removing a lot of the protections Life Estates used to offer.

• 
  @greenbushfinancialgroup16 күн бұрын

  Thank you for sharing!! The rules do vary a lot from state to state. (Comment for education. Not advice) #gfg

• 
  @jeffmax294120 күн бұрын

  So that means if ur monthly 1900 then u have to pay each month 700 dollars

• 
  @scottmoyes362220 күн бұрын

  Here's a situation. Couple buys a house and Mom, who is 87 co-signed on the loan to help the kids qualify. So, Mom is on the Mortgage and Tile to the house. Couple takes care of Mom at home but now wants to place mom in a facility. Mom has no Assets and the house has no equity. No Trust is in place... YET! So, if they place mom in a community that accepts medicaid, can the State put a lien on the kids house? Or what would the options be?

• 
  @greenbushfinancialgroup20 күн бұрын

  If mom is on the title of the house, she is technically part owner, and the county could place a lien against her portion of ownership of the house. If she is already in the process of qualifying for Medicaid now, there is no time to satisfy the 5 year look back if your state has that look back period for Medicaid. Whether or not the house has equity now does not matter for purposes of the lien being put on the title because the house could appreciate in value while she is receiving Medicaid creating equity that can be recaptured by Medicaid upon her passing. Also if the house has a mortgage, usually a bank will not allow it to be owned or partially owned by an irrev trust. (Comment for education. Not advice) #gfg

• 
  @KatieLibby131521 күн бұрын

  Asking for a friend, how foes anyone know/track if someone gives any amount of money to someone else?

• 
  @greenbushfinancialgroup20 күн бұрын

  It would surface during an IRS audit if they request copies of your bank statements. But if you gift physical cash instead of a check, obviously tougher to catch in an audit. (Comment for education. Not advice) #gfg

• 
  @kortyEdna82523 күн бұрын

  Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

• 
  @brucemichelle5689.23 күн бұрын

  True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

• 
  @Justinmeyer100023 күн бұрын

  Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

• 
  @PatrickFitzgerald-cx6io23 күн бұрын

  This is exactly how i wish to get my finances coordinated ahead of retirement. Can I get access to your advisor?

• 
  @Justinmeyer100023 күн бұрын

  Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

• 
  @PatrickFitzgerald-cx6io23 күн бұрын

  Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

• 
  @nicktheman182826 күн бұрын

  Don’t ever have a car loan. Buy only what you can afford.

• 
  @GregoryHood-vq4pk26 күн бұрын

  Fucking Republicans party has screwed us for the rich. I have had to paid taxes in seventy two years ,so, I am ask to paid taxes after I retire, because I can not survive on just social security. I must continue to work in order to paid my bills. I will never again vote Republican. They are a bunch of a crooks.

• 
  @JK-xl7un26 күн бұрын

  That was helpful. I'm thinking of starting my SS at 64 as opposed to FRA of 67. My family history and health indicate an early exit from this mortal coil so rather than wait until FRA for the full amount I think having some money now for savings and quality of life is a good trade off. And if I do go over the income limit and the SS holding a few months a year may be worth it. Thank you.

• 
  @ItsMefromSnuffys27 күн бұрын

  Govt needs your money to go to Ukraine and Illegals

• 
  @ralphposadas141229 күн бұрын

  Can I have child dependent ss benefits deposited to my own personal bank account for me to subsidize my childrens expenses and prevent ssa from asking it back when they turn 18?

• 
  @domenickesposito238429 күн бұрын

  They did not withhold any full months to get paid back. They are taking 10% per month until paid off. The payoff runs past FRA so not sure how that affects the refund from them.

• 
  @dannyknuth3599Ай бұрын

  Over contributed how ridiculous does that sound,you have been taught all your life to save and then the irs puts a cap on how much you can such bs

• 
  @keithmachado-pp6fvАй бұрын

  The new rules worked out for me. I inherited an IRA in 2020 while still working and in the top tax bracket. RMD penalties have been forgiven for 2020 through 2024 so I saved vs the old stretch rules. Now I have 6 years to empty the account while I am retired and in a low bracket emptying the account before SS kicks in.

• 
  @keithmachado-pp6fvАй бұрын

  I just retired and spouse still works. If I understand it correctly she can contribute $31k to her 401k and $8k to an IRA and I can do $8k to an IRA for a total of $47k totally wiping out her income. Am I missing something? We are below all income limits to contribute.

• 
  @greenbushfinancialgroupАй бұрын

  The Trad IRA contribution may or may not be deductible depending on your income level for the tax year that the IRA contributions are made because your wife is a participant in an employer sponsored plan. There are different income limitations for the plan participant and their spouse (non-participant). (Education not advice) #gfg

• 
  @keithmachado-pp6fvАй бұрын

  You never really pay 20% because in that bracket you would have to pay the additional 3.8% tax so it’s 23.8%.

• 
  @keithmachado-pp6fvАй бұрын

  Do 401k contributions impact the earned income penalty for example if you make $39k and eliminate it all via 401k and IRA. Also if you start collecting early and keep working will they increase as some zero years drop off the calculation?

• 
  @keithmachado-pp6fvАй бұрын

  What happens if you start SS while still working and have some zero income years in your calculation. Does the calculation reset each year so you get more as the zero income years drop off. Also how does 401k contributions impact the penalty calculation. Example what if you eliminate all your income by 401k and IRA contributions.

• 
  @FG-hw5epАй бұрын

  Can rental proptery be put into a medicaid irrevocable trust?

• 
  @surf6009Ай бұрын

  What if my daughter doesn't live with me?

• 
  @donellsullivan9849Ай бұрын

  My wife recently passed at 64 three months before her 65th birthday and when she planned to claim SS benefits. I retired about 2 years prior to her passing and was receiving my pension benefits. I applied for and was awarded survivors benefit but the benefit was reduced to zero because (as it was explained to me) my pension benefit - 75%, was more than the awarded survivor benefit. That's when i was made aware of the GPO. (Government Pension Offset) The rule that says a government (federal, state or local) employee who earns a pension, and you DON'T contribute to SS... My issue is I've been contributing to SS while working at this same job for nearly 40 years. I never stopped contributing to SS and it was never offered to me as an option to stop. Am I missing something? I've since submitted a "reconsideration" application, but I've not heard from SS yet.

• 
  @asaxrАй бұрын

  Can you tell us how SSDI is taxed?

• 
  @rodbarsАй бұрын

  Too late for me 😭

• 
  @joelwang6134Ай бұрын

  This is an illegal vote bribery trying to take advantage of young people. It is Biden's another illegal practice to American people with American taxpayers' money.

• 
  @mahogs9Ай бұрын

  Hi Mike, just wanted to add one piece to Roth IRA distributions. Yes you are able to take your own contributions tax and penalty free, but only AFTER the Roth IRA has been open for 5 years

• 
  @greenbushfinancialgroupАй бұрын

  The “after 5 years” only pertains to the earning piece and you have to be over age 59.5 for that. You are always able to withdrawal your original contributions tax and penalty free regardless of the 5 year clock because the contributors are made with after tax dollars. (This comment is for education. Not advice) #gfg

• 
  @buixoteАй бұрын

  Total Student Debt is 1.6 TRILLION. Typical Democrat Proposal: day late, dollar short. Nevermind the Genocide, have some crumbs.

• 
  @eugenefernandez4377Ай бұрын

  Do you give any consulting?

• 
  @greenbushfinancialgroupАй бұрын

  Yes, if you go to our website, on the contact page, you can book a commentary consult call. Www.greenbushfinancial.com #gfg

• 
  @JoeOutdoorsАй бұрын

  Thank You parents for raising valueless human beings with nothing to contribute but more misery. I am sure parents everywhere are smiling at theirs children's ACHIEVEMENTS but Grandparents are thinking contraception might have been the better choice.

• 
  @HungNguyen-se8dnАй бұрын

  Born August 3, 1955. What age must i take the first RMD?

• 
  @greenbushfinancialgroupАй бұрын

  Age 73 (comment is for education. Not advice) #gfg

• 
  @benzo430Ай бұрын

  how long would take to recoup the held money after 67 if you worked let's say a whole year or would you be better off just waiting a year to file

• 
  @user-ql1hu3fr4fАй бұрын

  Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

• 
  @Janise-pg8yrАй бұрын

  Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

• 
  @Daniel-ss7riАй бұрын

  I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.

• 
  @TaniaLato-ky4woАй бұрын

  My partner’s been considering going the same route, could you share more info please on the advisor that guides you.

• 
  @Daniel-ss7riАй бұрын

  Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

• 
  @TaniaLato-ky4woАй бұрын

  Thank you. I just checked her out now and I've sent an email. I hope she gets back to me soon. I've been thinking of doing this for a long time now, and I've procrastinated enough already.

• 
  @kennethrainero86642 ай бұрын

  What if you make more than your "best 35" while your takeing SS at 62, does that increase your benefits at FRA also, with the payback from the penalty

• 
  @alexandervargas53042 ай бұрын

  Does this work in california? Step-up would mean here the explosion in property tax????

• 
  @yaritzagonzalez91002 ай бұрын

  very very helpful thank you

• 
  @sparkle94822 ай бұрын

  Great Information!!!!!

• 
  @SaderabinGaming2 ай бұрын

  So true

• 
  @irishalbino93082 ай бұрын

  They know a certain number will die before fra, saving them money.

• 
  @kevinpoole43232 ай бұрын

  Medicaid Vulnerability Vultures,The Law should Be Changed to Protect Generational Wealth.