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Welcome to my channel which focuses on living your best life, having adventures and being the best version of yourself. Oh, I'm Autistic (ASD) too, so I view life in some very interesting ways! Hopefully this channel will help motivate and inspire you.
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Eddy
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I retired at 47 and AGREE STRONGLY with you 😊. Experiencing life is most important to me too 👍🏼
My daughter was diagnosed as asd last year. Shes now 15. Had a terrible time at school. Got her diagnosed privately, as 3 year waiting list on nhs, and now at a different school. Starting to thrive. Anyway, im in my mid fifties and she thinks im autistic. The more i think about it the more it explains my troubles with anxiety and depression for 20 years now. Ive always hated networking at my work, would rather work on my own. All adding up i think. Thanks for your down to earth vids!
Excellent choice having a great savings and more streams to earn makes life goal’s easier but our way of life needs better alternative,at the same time, people also need to be more responsible. I know for a fact that there's a lot of people that simply don't make enough, I make roughly hundred plus a year and in California, rent inflation alone eat up almost all of what I make, with dependents and other obligations included, it's easy to end up with zero. however it’s a good time to add to existing asset holdings as follow -on opportunities
I resonate with what you said ma’am, you could also take advantage of some growth stocks at the moment, every pro is currently bagging on some digital surge. For me, my coach Marisa Michelle Litwinsky has been using every opportunity to ensure I benefit, well positioned as I’m also privy to improve. It completely changed the approach for me, feel free to write direct to help construct your approach as well.
I have got Marisa Michelle Litwinsky résumé, also part of an audience with he’s options, a huge economical nerd, these well anticipated results has impacted a lot of exposure for me.
Wow I bet you got yourself some solid portfolio.
Doing this in September,great advice thankyou.
glad ur vid was suggested to me... love ur term time-rich...
Good on you, totally agreed with your points.
I would never choose to work never that’s insane
My familial relationships are unfortunately very terrible, and the majority of it is because of misunderstandings and the like. It is very hard because I grew up being very autistic and not ever knowing until I was an adult, and none of my family is autistic, so it kind of just felt my whole life like I was just completely alien to them. I did not have the capacity to communicate and function exactly the same way that they did as non-autistic people, and it kind of just always set me apart, usually negatively. Since I found out I am autistic, likely because of years of bad relationships and habits built up between us, unfortunately nothing has changed. They still don’t see my differences in communicating as a disorder that I cannot just turn off. So you are absolutely right, it unfortunately does come down to having a partner or family member who is willing and able to see and be understanding of my autistic traits, because even with both sides trying hard to connect, if one side is trying to have a neurotypical relationship with a very neurodivergent person and isn’t willing to let go of that, neither person will ever be satisfied in that relationship. Autistic traits have to be accepted and acknowledged in order to communicate with each other effectively without those communication barriers being a hinderance to them, because autism does not just go away if they ignore it.
Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.
The strategies are tough for average people. They're usually done well by experts with lots of skills and knowledge.
@@Richardnnabuikediyoke I agree. From my own experience with an investment advisor, I've got $1 million in a diverse portfolio that's growing fast. It's not just about having money for stocks; you need to know your stuff, stay determined, and be resilient.
@@FlorentGulliver Mind if I ask you to recommend this particular coach you using their service?
@@NancyBetty-x VICTORIA CARMEN SANTAELLA is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@@FlorentGulliver Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.
Hello, I am due for retirement in two years, I'm a senior citizen but I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $50K per year but nothing to show for it yet.
In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.
I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Also speaking with an advisor can help with pointers. I've been in contact with one I reached through commentaries here, she has been really helpful.
I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Also speaking with an advisor can help with pointers. I've been in contact with one I reached through commentaries here, she has been really helpful.
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this IA that guides you?
I got diagnosed with what's refused to as high autism but I prefer to call it aspeism and severe ADHD when I was 4 but I'm now 18 and growing up with it has helped me a lot and if it wasn't for some of my hobbies and my obsession with some of my hobbies and my reactions of loud high pitched noises (for some reason I'm fine with any other pitched loud noises) but you genuinely wouldn't have any idea and because of that and the type of level 2 autism I have its really annoying when I'm patronised because I'm autistic I can understand what someone's saying but with some words I might take me literally a second or two to process the word and I don't need any help with things and also just because I'm not making eye contact doesn't mean that I'm not listening it's just that I need to do two things at once because of my ADHD and I'm actually playing a game while writing this comment and also if someone with diagnosed autism and or ADHD says 'I think your on the Autistic spectrum or ADHD' you most definitely are and get a diagnosis as a majority of the time us with diagnosed autism and adhd can spot someone with autism or ahdh really easily and it sticks out like a sore thumb to us
I am an American living in Japan. 53 and pondering retirement soon. Retired military. Thanks for the inspiration
sonya lee mitchell is a recommended agent i used, you can just search for the name and book an appointment
I retired at 15
15 is difficult with truancy laws But 18 is very feasible
@@economicdevelopmentplannin8715 nobody told me that
@@economicdevelopmentplannin8715 become an outlaw
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@SullivanSpencer67 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@imohimoh3441 My advisor is VICTORIA CARMEN SANTAELLA;
You can look her up online
@@SullivanSpencer67 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
What a wonderful place ss
Hi Eddy, love your down to earth videos. I am 56 and was made redundant in April this year after 7.5yrs with the same employer. I loved the job and the people, but ultimately I was just a number the same as any other employee. My advice? Only you and your family really care about you. Do the best for yourself.
Great video👍🏻. I'm doing this in a few weeks
The only reliable water source is at the Horton in Ribblesdale car park, so, I always start at Ribblehead for an anti-clockwise walk (with a full water bladder).That gets two peaks ticked off relatively easily with a water refill available ready for the trek back. Always a satisfying day out with plenty of options for people to do some, all or none of the walk as they feel able. I had one friend who volunteered to get the train from Horton to Ribblehead to make sure the Station pub was operating to his satisfaction, such a selfless person😅
Thanks for sharing
I'm convinced that investing 50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard. I have around 200k in a HYSA and want to invest it. What are the best opportunities now?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Most people want to do it themselves but aren't prepared for a crash and get burnt. Financial consultants are ideal for investing. Since January 2020, despite COVID-19, my portfolio has yielded a 7-figure ROI.
I agree. That's why I prefer my investment decisions to be guided by an advisor. Their expertise in managing risk and leveraging exclusive information makes outperformance likely. I've been using my advisor for over two years and have netted over $2.8 million.
I agree. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
Eddie, we need some more videos 🙏 please 😊
So happy I've found this channel, so true! I could listen to this guy all day. Sometimes you have to hear it to realise yourself . Just turned 60 and when I thought it was all over this person has made me see I'm just starting . I feel like I've been pulled out if a dark tunnel !! Thank you!
🙏👍🏻
Love the channel and your lifestyle! Looking forward to retirement!!!
So how exactly can we guard against the coming financial reset for 2024? Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
I agree, having the right plan is priceless. My portfolio is well-suited for any market and recently doubled since early last year. My CFP and I are aiming for a seven-figure goal, which might take another year to achieve.
Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
Hi, what would make an excellent next video to this is actual breakdown of your living costs against your pension/ UT income. This would personally help me understand practically if I could retire. I’m 62 and off work with health issues. Hope you get to read this cheers
Is really important to acquire as much money as you can before retirement, that's why I make it a priority to invest. Right now my portfolio has good companies, however it has been stalling this year. I’ve approximately $700k stagnant in my reserve that needs growth, any suggestions to grow my portfolio will be highly appreciated.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. that's why seeking expert advice is essential.
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
Please can you leave the info of your investment advisor here? I’m in dire need for one.
‘’Iynne Marie Stella’ is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment
Thank you for this amazing tip. I just looked up and wrote her explaining my financial market goals and scheduled a call
Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I just here for ideas.
At a point like this, when the pressure is already on you to retire, it’s best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
Sharon Ann Meny is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
i appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.
Subscribed! :)
I like working, so maybe retiring isn’t really a good idea at the moment, I think people will know when the time to stop comes, my other half has taken her pension; she has invested into that pension in full all her working life and her pension is pretty good
Congratulaciones 😊😊😊😊😊 you are the best
The economy is grappling with uncertainties, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
Things are strange right now. The US dollar is becoming less valuable because of inflation, but it's getting stronger compared to other currencies and things like gold and property. People are turning to the dollar because they think it's safer. I'm worried about my retirement savings losing value because of high inflation. Where else can we keep our money?
@@EdmundEthan093 Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
@@roxdietren this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
@@EdmundEthan093 My CFA ’claire robert's durand’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
@@roxdietren And here comes the scam.
Eddy. Great vid. I was just let go from my company a couple months ago after 30 years. The first few weeks I assumed that I would try some engineering freelance work. It took me a while to realize I'm already financially stable enough to never work again in my life. Just got back from motorbiking for a month in Vietnam. I'm anxious to enjoy life slow traveling South Asia away from $18 sandwiches in the US and without an employer telling me to come back after 2 weeks.
My path retirement was rather unconventional. I mentioned in a comment on another episode that I took paid sick leave for a year, then a year of unpaid leave, and then retired but do not collect a pension for another ten months, when I turn 55. You see, cancer took my wife, a hard working farmer, after she fought it for nine years. Once I was able to reflect back, I realized how much her illness had been affecting me as well. Others could see my mental health deteriorating but I was in the middle of it and therefore, could not see it. Once I got through my grief, and I was determined to begin a new life. I felt the cloud and the weight of cancer release and I have never felt so free and full of life. So my advice to others is to get on with life, capture the moments that bring you joy. Take care of your head and your heart, nothing else matters. Keep up the great posts.
What a pleasant find the algorithm gave me with this. You sir, speak well and are bang on with your thoughts. I would love to hear more. Having watched my hard working wife (she was a farmer) pass away from cancer after battling it for over nine years, I asked myself “What the hell was that all about?” She died at 52. I was a teacher, I took a year of paid sick leave to recover and then an unpaid leave of absence. I put in my retirement notice and won’t collect a pension for another nine months, when I turn 55. I was going down a dark road in my grief but was determined to NOT let the darkness win and have a new, free life. My time is MY time and it feels great. Read, walk, hike, travel, work on my hobby (stamp collecting), a bit of volunteering. That is how I spend my time. Great episode. Consider me subscribed.
I think this video is the final nail in the coffin of my research into Paramo. I'll stick with My OR Foray jacket and packable storm umbrella :)
Not sure if the jacket was new or not, but I find I need two waterproofing tech washes to get water beading back onto the outer shell after the cleaning wash and to use fairly warm water as per the Nikwax instructions.
I initially planned to retire at 62, working part-time while saving money. But steep price increases have disrupted my plan. I wonder if those who experienced the 2008 financial crisis had it easier than my current situation. The declining stock market has lowered my income, and I'm worried that my reduced contributions will leave me with insufficient retirement savings.
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Can you please remove some of the spam comments? They are like all of the top comments.
sonya lee mitchell is franchise i used, you can just search for the name and book an appointment
Are you 100% sure of your explanation of how the technology works? Because Paramo's own explanation doesn't involve bodyheat but descibes a mechanical system - the furry midlayer is hydrophobic so causes moisture into tiny droplets which migrate to the tips of fibres which face outwards -analogous to animal fur which relies the same sort of idea but using oils to make the hairs hydrophobic,. No mention of body heat. Not saying that's not just marketing BS - Goretex's explanations of how their fabric work aren't accurate TBF but how do you/we know your explanation is correct vs their's? I've not had Paramo fail on me yet but that might be that I've just not had bad enough conditions. I tend to carry a very lightweight windproof when I'm walking or backpacking. I've always thought that if the Paramo started letting water in, I'd put the windproof over it, on the basis that it would very much reduce the impact speeds of raindrops. My thinking is that if Paramo fails it will be because very hard, high volume rain is smashing into the face fabric and getting past the DWR allowing so much water onto the furry midlayer that it cannot cope. Put another DWR on top and you should very much reduce that.
My purpose in life after retirement at 55 have been on easy task. Invest in my self by maintaining a healthier life style eating a well balance diet. Maintaining an exercise routine. Maintaining a social life style, joining enthusiast dance groups, and social dance activities that along burns calories on the dance floor. Investing a couple hours a day increasing, and maintain my long term investment portfolio, just for fun, and it's something I enjoy doing. Graving a Greek Yogurt ice cream after a light BK and taken an early long beach walk with my friend, that routine gets me out of the house in the morning. No regrets after retirement, only I wish I could have done it earlier in life. 🏖🏝
what trainers did you or do you normally wear mate?
I normally wear ordinary running trainers in all but cold and wet conditions Matt 👍🏻
I had the same experience you have had It failed to keep me dry and seem to just soak up the water
Retired at 55. Grew up poor. Worked my butt off through high school, college, and career. Married, 3 kids, and shared vision for future. Saw FP at age 30, self educated on financial planning, investments, passive income listing to CNBC on morning / evening commutes, reading Kiplinger magazine, and various other sources. All that plus living well below our means and invested heavily. Focused primarily on 500 index. / tech funds with a couple other sectors making up the balance. Created “bridge” money to trade stocks, plus passive rental income, which provided living expenses in early retirement. This allowed us to stay invested in our IRA’s and grow. Continued HSA insurance contributions with intent to use for Medicare premiums and LTC facility costs. All invested and growing. So, plan, educate yourself, live below your means, and retire early and let time grow your wealth. Of course, you must balance this lifestyle with enjoying the journey along the way. No regrets and loving retirement and the freedoms to travel the world.
Anytime I end up in bad circumstances financially or lose everything I go through a period of depression, but I think it’s based on my circumstances. I don’t think medication‘s going to help me. I did substance abuse, and smoke crack for a while and that actually made me feel better, but now that I’m off it, the depression is worse, I hope I can get over this material loss and recover so the depression will go away again like it did before. I hate it. I just stay in bed.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@VioletJessica- That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@FernandoBowen-78 My advisor is Victoria Carmen Santaella;
You can look her up online
@@VioletJessica- The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisor please, if you don’t mind me asking? in dire need of asset allocation
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
Super cool😎Well done Eddy.Peter from Vancouver
sonya lee mitchell is a certified agent i used, you can just search for the name and book an appointment
I really enjoyed this down to earth look at retirement. Im 62 with 40-years at the same employer. I'm finally allowing myself to go from dreaming about retirement to taking meaningful action. Wills & advanced directives done. Assessing budget done. Meeting with financial planner in-process. In my mind, this is the heavy lifting and completing each task is a step closer. Its strange, and maybe others have felt this, but its almost like I'm waiting for someone to say "hey, it's all good... you can do this now". In reality the only permission you need comes from the mirror.
I love this debate and suspect there is no right answer for everyone. I'm on the Scottish hills every weekend and run hot so Goretex wets out on me in heavy rain - usually after 2 or 3 hours of constant deluge in the lighter jackets and after 4 or 5 hours with the 'bomber' hard shells. The only two things that I have found to work is to take a second jacket (and ideally base/mid-layer) or hike fast enough to keep warm (though this means you can't stop for more than a couple of minutes at a time before you get cold). Don't think I would trust Paramo for a 10 to 14 hour day in the Cairngorms but I could be wrong! I'll keep searching for that elusive perfect jacket 🙂