Ramsey's Baby Step is build your $1000 Emergency Fund then Pay off your Debt lowest to highest. Keeping $1000 to the side isn't a bad thing or something that's detrimental to your payments. When you eliminate the "$1000 Emergency" and your car needs repairs or you run out of GAS and payday isn't until Friday and it's Monday, then you have no buffer. I agree with the principal of what you are saying, I just don't think "MOST" people can go bare bones at 0 and not run into any trouble. If you have to use the credit card to get you out of the JAM, it defeats the purpose of doing this. Just my thought.
@kylepatton242322 күн бұрын
What's worked for me is having a $2500 emergency savings in place first. I tried to do it with just the $1000 and something would always come up and I'd have to use the debt I was trying to pay off cuz I didn't have enough saved. That's just the right amount for me it's different for everyone, only having $1000 is putting yourself at risk to get back into debt.
@juxyclips74Ай бұрын
Bro i took loan and im down 250$ ima student itold my parents about it but i dont know how do i cover up my loans
@oldtimer66615 күн бұрын
Work somewhere, im in $14000 debt.
@uMsubathiАй бұрын
What's your opinion on sports betting vs Casino games vs Forex trading vs Stock trading vs Cards?
@dc4uxpАй бұрын
I see the Venture X I referred you to!!!
@WakingUpDreamsАй бұрын
Best referral ever. I got a free trip to Japan last year, and my wife got one this year when she got a card too! Thanks so much for the referral!
@iamJoeTheThirdАй бұрын
Great advice!
@WakingUpDreamsАй бұрын
Thanks for watching and taking the time to comment!
@dc4uxpАй бұрын
I feel like I’m getting addicted to gambling recently…
@WakingUpDreamsАй бұрын
If you think you might end up down the path where you could be addicted, I recommend looking into getting some help from a reputable organization. I wish you the best as you are catching it early. It can definitely get harder to escape the longer you participate in gambling activities and strengthens the habit.
@WFYHКүн бұрын
You may need to check your understanding of gambling and taking calculated risk. Then, only jump into conclusions of gambling addiction.
@bads6961Ай бұрын
Kala ko pusoy inglis pala 😂😅
@WakingUpDreamsАй бұрын
Thanks for watching and taking the time to comment!
@user-xi7sp5yj5dАй бұрын
Gambling is one of the event that demons want you to do...so that you may do alot of disturbing actions until you can do crimes ..it will ruined lives ....but why on earth government allowed it as long as they pay taxes? This is foolishness..
@WakingUpDreamsАй бұрын
Yeah, not only does the government allow it, many states create stuff like the lottery and participate in feeding gambling addictions.
@Itsjustme1982Ай бұрын
Been a "gambler" more so poker player though for the past ten years now. Tonight I lost $3,600. This has been the normal for me for many years now. For ten years I've played poker typically mid stakes 1k buyins etc. I've probably bought in for over a million over the past ten years. I "thought" i was really good. Read all the books, studied all the strategies etc. After ten years I've had enough. I've gotten no where in life with it except just ruin after ruin after ruin. I told myself if I lose 25k this year at the 5/5 I'd be done with it. Here i am down 22k and I just wanna ban myself at this point.....
@WakingUpDreamsАй бұрын
I'm praying for you to be able to break free once and for all! I know it's tough. There's no shame in looking into getting help. Ten years is a long time for the habit to hold you, breaking free is not typically an easy process without some kind of huge leverage to motivate you to stop.
@user-po2ql5tb6wАй бұрын
I love this idea
@WakingUpDreamsАй бұрын
Mathematically it makes sense and can save a lot of money if you avoid using the credit cards at all costs. Some people who are not able to control their spending habits need to be careful not to end up in the same debt with no emergency fund. Best of luck and thanks for taking the time to comment.
@williamcolter9613Ай бұрын
I am so happy I saw this video!! Exercising is my fist goal.
@WakingUpDreamsАй бұрын
You can do it! Best of Luck! It really does a mental mind trick to motivate me for some things and I know it has worked for other too. Thank you for watching and taking the time to comment!
@sumsumab1809Ай бұрын
Changing subject is rly risky, you spend all the time and energy producing, meanwhile KZread slowly learning whom to show your content and then boom, it's kinda starting feom scratch
@kenyatalove1643Ай бұрын
Not if the cc company randomly lowers your limit after you pay off or down the balance based on no fault of your own, ie economy, company internal finances etc. Then you've paid down a credit card with money you will no longer have access to. Save first. That money will always be there for an emergency if it's in a liquid savings account. No one can take your savings away like they can your credit limit. Be smart and don't pay credit cards before having something logical in a savings account.
@WakingUpDreamsАй бұрын
No argument here. I know that can happen and it's definitely a risk to use the only liquid funds available to pay off the debt and have nothing for emergencies if the CCC companies decide to cut you off after paying the debt down. It is unlikely, but it can happen so it will have to be a calculated risk for anyone who may decide to do what I did. Thanks for sharing!
@BreadFred3Ай бұрын
Thanks for sharing your experience. I don't have a gambling addiction. I have a very small limit and sure, I play for cheap thrills on small-dollar bets, lottery and 1-hr of poker.
@WakingUpDreamsАй бұрын
I still go to Vegas often, but the desire to play is a not really there and will only do it with a small limited budget as well to call it entertainment money. I also have strict rules that if I lose my budget or double my it, I'm done. Thanks for watching and commenting!
@justing6594Ай бұрын
I been gambling on lotterys for 20 years. Never won anything. I think its rigged.
@WakingUpDreamsАй бұрын
It's definitely one of the hardest games to play. Some of the lotto games have 17million to 1 odds which could take a lifetime of play and never win.
@justing6594Ай бұрын
@@WakingUpDreams 20 years playing the same pb and mm numbers. And the only reason I keep buying tickets is because of how long I've been playing the same numbers.
@laurenkisscoАй бұрын
Hey i'm new to youtube scene too! Interesting to see your sharing and thanks for the insights!
@WakingUpDreamsАй бұрын
Thanks for watching and commenting! I took a week long trip to Japan and have some catch up to do now. We'll see what the next round of video content will do.
@CarlosMontemayor-mi6xfАй бұрын
I feel you I lost everything family,house and memories and money and now having my consumer proposal.. 2 yrs and 10mo. Be done. But it’s not to late with the help God guidance..
@WakingUpDreamsАй бұрын
I agree... It's never too late with His guidance. Just gotta keep going and see what comes next. His plans have always worked out after the struggle.
@PianoMan-hx3evАй бұрын
These videos are nice, but don’t teach people how to STOP gambling their irreplaceable TIME away. You can always find a way to replace money.
@WakingUpDreamsАй бұрын
Thank you for sharing your thoughts! I 1000% agree and made a video about your message. Time is definitely the most valuable asset we have that we can't afford to waste.
@matthewJ142Ай бұрын
Debt Cures? The scam artist book? That guy went to jail. And you don't have to pay debt in prison 😂
@WakingUpDreamsАй бұрын
Funny thing. I studied 2 of his products (debt cures and his memory course) when he was legit and they were both useful and 1 worked well. I think he had a health book on natural cures too, but I didn’t get too far into that one. The debt cures book content worked out exactly as he said for me and the strategy helped me out of drowning in tens of thousands of dollars of credit card debt back in late 90s. His memory course was very educational but took a ton of work. It definitely improved certain aspects of my thinking process and help me understand better how the brain worked, but my memory still sucks since I didn’t put in the necessary work. All that being said, you’re right. He ended up getting too greedy and made products and claims that led to him getting locked up for almost 10 years. I wonder what happened when he got out of jail if he still owed the money he was ordered to pay?
@addictedtoguitars4948Ай бұрын
As soon as you mentioned Tony Robbins...forget it. The biggest seller of snake oil possible.
@WakingUpDreamsАй бұрын
Sorry to hear that. I’ve had amazing life changes following his teachings.
@francisnowak11Ай бұрын
I have been using Chat GPT for research gathering and then verifying from other sources. Excellent streamlining. Many AI generation tools are helping with thumbnails as well! Yesterday, I wrote an indepth cover letter and it helped it be more clear and organised.
@WakingUpDreamsАй бұрын
Thanks for sharing! Isn't it amazing! In a few years I have a feeling I will be saying stuff like, "In the old days of 2022, we had to spend hours rather than seconds making stuff like cover letters half this good."
@creationexpoloitatioАй бұрын
There’s no way you’re 52 dude, I have 30year old friends that look older than you
@WakingUpDreamsАй бұрын
THANKS! One if the reasons could be that I don't have kids, lol. We've wanted them, but haven't had any luck yet, but it seems like kids seem to age adults a lot faster.
@mdnahidseoАй бұрын
Do you need 50000 subscribers and 2000 hours of watch time?
@WakingUpDreamsАй бұрын
1000 subscribers and 4000 hours of watch time
@mdnahidseoАй бұрын
@@WakingUpDreams sure
@mdnahidseoАй бұрын
@@WakingUpDreams how can i connect with you
@mdnahidseoАй бұрын
@@WakingUpDreams hello
@WakingUpDreamsАй бұрын
@@mdnahidseo sorry, are you asking if I want to get more from you? Thanks for the offer, but I would rather do it as organically as possible to gather data.
@mdnahidseoАй бұрын
Hei bro Are you looking for a profetional youtube thumbnail designer and video SEO expert?
@WakingUpDreamsАй бұрын
Not yet. Since I don’t have a job right now, I’m building the channel first till it brings in enough to afford one.
@CanadaFree-ce9jn2 ай бұрын
I was raised poor and was never taken to the dentists. Crooked teeth into adulthood and now missing 3 top teeth (not including 3 wisdom teeth). Paid $3,000 for root canal/gum surgery/crown on the same tooth only to still lose it within 2 years. Now will need $5-$6K for a replacement tooth. Go-Fund Me anyone? lol 6 months into 2024 and have 0 insurance left after seeing the dentist.
@WakingUpDreamsАй бұрын
My insurance expires at the end of this month. Hope to find a new insurance soon. I hate that we don’t know if the dentist is being honest about what work is needed. I hope they can get your teeth all fixed up one day soon and that it won’t put you into debt.
@ahnonamos2 ай бұрын
I absolutely agree with you. Some folks are focusing on the wrong thing. The budget and increased cash flow from paying off high interest debt is a path to stability and building wealth
@WakingUpDreamsАй бұрын
Unfortunately it takes a lot of patience to see results which many don’t have and give up too soon and go back into their habits of spending more than they make all over again. Wealth building is a lot like trying to loose weight and takes constant long term effort and discipline.
@ahnonamos2 ай бұрын
Happy Birthday. Even if the production value isn’t perfect, perhaps a talking head finance video might be alright for now.
@WakingUpDreamsАй бұрын
Thanks! I’m definitely heading down that path. Your input is greatly appreciated and encouraging.
@francisnowak112 ай бұрын
Through testing and testing, you will find what really sticks!
@WakingUpDreamsАй бұрын
That is definitely the plan. Thanks for the comment, it’s so encouraging.
@TheJDgaff2 ай бұрын
I respect your grind, sir.
@WakingUpDreams2 ай бұрын
Thanks! I appreciate that!
@PaulZedd2 ай бұрын
Midlife crisis? No. Some sort of mental heath episode though I think.
@WakingUpDreams2 ай бұрын
I agree. I don't feel like I'm having a crisis. More like a typical boredom cycle that I need more excitement and get more done. Thanks for taking the time to watch and comment! Greatly appreciated!
@Christizm2 ай бұрын
I thought for a long time i could become an expert at gambling but what i learned was that it doesnt go the way its meant to most of the time its rigged and games are fixed same with horses/dogs Sports and everything else then it gets out of control when you start to chase your loses I got out of debt and now I am much better I find that gambling is good for fun that’s about it you take what you can afford and don’t expect to win just go there to enjoy yourself.
@WakingUpDreams2 ай бұрын
100% agree and know what you mean. Definitely in the same boat. Thanks so much for watching and taking the time to share.
@toddnewkirk2782Ай бұрын
The experts on gambling are the casinos
@StevenWatanabe2 ай бұрын
200!!!!!
@EbikeProducts2 ай бұрын
Thanks! Going to start testing something new later next week. Let’s see if it helps boost subs momentum.
@StevenWatanabe2 ай бұрын
You got to watch "Ted Lasso." Talk about a happy guy that kills with kindness. One of my favorite shows now.
@WakingUpDreams2 ай бұрын
Thanks for the suggestion! I'll go look it up.
@francisnowak112 ай бұрын
You could discuss Tech that helps with the channel or productiving/inspiration?
@WakingUpDreams2 ай бұрын
Oh Great idea! Thanks!
@francisnowak112 ай бұрын
Man, I would love a group like that near me.
@WakingUpDreams2 ай бұрын
You should start one! Seriously, word of mouth spreads quick and it attracts so many experienced people who love to help others.
@kenyu42582 ай бұрын
Save y'all 10 minutes of your life... simple answer: CC charges compound interest of ~25%... Can't think of any investment that will give you that type of returns, let alone a bank account with the Emergency Fund.
@WakingUpDreams2 ай бұрын
LOL!😂 Perfect summary! Too true.
@SenorJuan20232 ай бұрын
First!
@WakingUpDreams2 ай бұрын
Thanks for watching and commenting!
@propertystories2 ай бұрын
KZread is still the best platform for content longevity and recurring income especially how-to videos. Even Vanessa Lau haven't posted for one whole year is still getting views and income from her channel: kzread.info/dash/bejne/g62AttewaMeXYqw.html
@StevenWatanabe2 ай бұрын
Mama always said "you become who you hang around with."
@WakingUpDreams2 ай бұрын
Too True...You've got a very wise mother!
@passivedividendsoptions2 ай бұрын
Options/Day Trading is arguably 100% gambling as well. Surprised there isn't more regulation in that space.
@WakingUpDreams2 ай бұрын
Totally agree. Seems like anyone can get in with a simple agreement form and very little training screens to read. I started learning about options trading when I considered getting a Series 7 license and some of the others to sell securities, but decided against it when I realized I could lose people money and would feel guilty about it. Glad I didn't do it, it would be my gambling addiction all over again...
@PianoMan-hx3evАй бұрын
Isn’t working your entire life away for some mythical retirement, gambling as well? How about we teach people to stop gambling their irreplaceable TIME away?
@passivedividendsoptionsАй бұрын
@@PianoMan-hx3ev Yeah invest into yourself, your career and investments that can grow. Buy back your time with real estate, dividends from the stock market etc.
@passivedividendsoptionsАй бұрын
There is soooo much regulation to try to protect gamblers within the general casino space and sports gambling but none in the Stock/Options market, that was my point.
@GoBrand0n2 ай бұрын
The Democrat Voters Are To Blame 🤢🤮
@StevenWatanabe2 ай бұрын
What if you're obsessed with too many things? Haha
@WakingUpDreams2 ай бұрын
Hopefully there's enough time they all can make you rich one day!
@andrew85312 ай бұрын
Bad idea. California Sinking in debt. You will never gain wealth there. Hawaii just as bad. USVI the best!
@WakingUpDreams2 ай бұрын
Is USVI the US Virgin Islands? What’s it like there? Is cost of living lower than other places like Hawaii? You’ve got me intrigued. Gonna look it up. Thanks so much for watching and commenting! I really appreciate it and love it when I hear about somewhere new. By the way, totally agree with about California’s debt crisis and Hawaii’s cost of living is difficult to gain a lot wealth for most.
@cwestevo2 ай бұрын
It's a wild ride bro, keep going
@WakingUpDreams2 ай бұрын
Thanks for watching!✌️I really appreciate the encouragement!
@arthurdetroit92252 ай бұрын
I’m subscriber #150. Looking forward to more content. Keep going!
@WakingUpDreams2 ай бұрын
Awesome! Thank you so much! I really appreciate you watching and subscribing!
@phoebeyutbt2 ай бұрын
A vid a day is crazy. Good work, you got this! I also just got started with KZread and seeing your progress is inspiring :)
@WakingUpDreams2 ай бұрын
Thank you! I just watched your first video on your channel and it shows you put A TON of work and thought into your content. Great Job! Thanks for the kind words and encouragement too!
@phoebeyutbt2 ай бұрын
@@WakingUpDreams You're incredible! Thank you and best of luck onwards!!
@Waynes-xt9gr2 ай бұрын
the FIRST debt is: letting a wahine student (that you probably woulda thought been your gf in the future..)....shack up in the same house with you! im curious, was that wahine, asian??? 2nd, your vehicle was a Colt......did you take it to the "dealer mechanics??" WRONG MOVE!!!! Shoulda taken it to a private mechanic, not some Dealership that will charge you $$$$$$$$$$. Then, when she "influences you" that to buy a new car (just to make HER look good......braddah, you should be watching them Dharmann or Dramatize Me vids, a LOT of vids that make you learn a lesson!
@WakingUpDreams2 ай бұрын
As you can probably tell, I was pretty stupid in my early 20's. Ex GF was Hapa, and I took the car to a gas station repair shop because it pretty much broke down completely when I was filling it with gas at the place. I so wish we had KZread back then. Cell phones were still brick phones so anything we learned back then was from elders (which I was too hard head to listen too) or from making many mistakes...
@Waynes-xt9gr2 ай бұрын
@@WakingUpDreams no shame admitting you wasnt smart enough to know.....fyi, a lot of haole guys have an ego...they hate to admit their stupid at times! Your ex was hapa then, perfect!!! sounds to me like she one spoiled chick! which also can be related to asian wahines who nowadays ONLY wants to date or marry a haole and have a highmakamaka upbringing in the household and when they have kids, the kids are taught to do the same. Im in my 60s now and way to old to play games!!! Do i have issues with that? yeah....but only when I can sense or feel an asian person is hurt or needs to talk....Im all ears! Hey! Dont tease about brick phones!!! got mines still on my bedside area...who knows that brick may make me $$$$$$ on day :))) Like i said, throw away your tv and start going on KZread and watch Dharmann, Dramatize ME, and other vids......you will get hooked!!!
@WakingUpDreams2 ай бұрын
Thanks for the tips and taking the time to comment and share! You're right about the brick phone, who knows, could be a collectable one day!
@francisnowak112 ай бұрын
thanks for sharing!
@WakingUpDreams2 ай бұрын
Thank you for taking the time to watch and comment! Greatly appreciated!
@francisnowak112 ай бұрын
Interesting, must be initial watch time per viewer and then it dishes it out...hmm I'm not sure.
@WakingUpDreams2 ай бұрын
Ooooh...Interesting thought/theory... I wonder if it starts to sample a small amount for the first 48 hours then gets an idea of the proper profile of the target audience that might like it before it sends it out to the masses. 🤔 It makes sense.
Пікірлер
Ramsey's Baby Step is build your $1000 Emergency Fund then Pay off your Debt lowest to highest. Keeping $1000 to the side isn't a bad thing or something that's detrimental to your payments. When you eliminate the "$1000 Emergency" and your car needs repairs or you run out of GAS and payday isn't until Friday and it's Monday, then you have no buffer. I agree with the principal of what you are saying, I just don't think "MOST" people can go bare bones at 0 and not run into any trouble. If you have to use the credit card to get you out of the JAM, it defeats the purpose of doing this. Just my thought.
What's worked for me is having a $2500 emergency savings in place first. I tried to do it with just the $1000 and something would always come up and I'd have to use the debt I was trying to pay off cuz I didn't have enough saved. That's just the right amount for me it's different for everyone, only having $1000 is putting yourself at risk to get back into debt.
Bro i took loan and im down 250$ ima student itold my parents about it but i dont know how do i cover up my loans
Work somewhere, im in $14000 debt.
What's your opinion on sports betting vs Casino games vs Forex trading vs Stock trading vs Cards?
I see the Venture X I referred you to!!!
Best referral ever. I got a free trip to Japan last year, and my wife got one this year when she got a card too! Thanks so much for the referral!
Great advice!
Thanks for watching and taking the time to comment!
I feel like I’m getting addicted to gambling recently…
If you think you might end up down the path where you could be addicted, I recommend looking into getting some help from a reputable organization. I wish you the best as you are catching it early. It can definitely get harder to escape the longer you participate in gambling activities and strengthens the habit.
You may need to check your understanding of gambling and taking calculated risk. Then, only jump into conclusions of gambling addiction.
Kala ko pusoy inglis pala 😂😅
Thanks for watching and taking the time to comment!
Gambling is one of the event that demons want you to do...so that you may do alot of disturbing actions until you can do crimes ..it will ruined lives ....but why on earth government allowed it as long as they pay taxes? This is foolishness..
Yeah, not only does the government allow it, many states create stuff like the lottery and participate in feeding gambling addictions.
Been a "gambler" more so poker player though for the past ten years now. Tonight I lost $3,600. This has been the normal for me for many years now. For ten years I've played poker typically mid stakes 1k buyins etc. I've probably bought in for over a million over the past ten years. I "thought" i was really good. Read all the books, studied all the strategies etc. After ten years I've had enough. I've gotten no where in life with it except just ruin after ruin after ruin. I told myself if I lose 25k this year at the 5/5 I'd be done with it. Here i am down 22k and I just wanna ban myself at this point.....
I'm praying for you to be able to break free once and for all! I know it's tough. There's no shame in looking into getting help. Ten years is a long time for the habit to hold you, breaking free is not typically an easy process without some kind of huge leverage to motivate you to stop.
I love this idea
Mathematically it makes sense and can save a lot of money if you avoid using the credit cards at all costs. Some people who are not able to control their spending habits need to be careful not to end up in the same debt with no emergency fund. Best of luck and thanks for taking the time to comment.
I am so happy I saw this video!! Exercising is my fist goal.
You can do it! Best of Luck! It really does a mental mind trick to motivate me for some things and I know it has worked for other too. Thank you for watching and taking the time to comment!
Changing subject is rly risky, you spend all the time and energy producing, meanwhile KZread slowly learning whom to show your content and then boom, it's kinda starting feom scratch
Not if the cc company randomly lowers your limit after you pay off or down the balance based on no fault of your own, ie economy, company internal finances etc. Then you've paid down a credit card with money you will no longer have access to. Save first. That money will always be there for an emergency if it's in a liquid savings account. No one can take your savings away like they can your credit limit. Be smart and don't pay credit cards before having something logical in a savings account.
No argument here. I know that can happen and it's definitely a risk to use the only liquid funds available to pay off the debt and have nothing for emergencies if the CCC companies decide to cut you off after paying the debt down. It is unlikely, but it can happen so it will have to be a calculated risk for anyone who may decide to do what I did. Thanks for sharing!
Thanks for sharing your experience. I don't have a gambling addiction. I have a very small limit and sure, I play for cheap thrills on small-dollar bets, lottery and 1-hr of poker.
I still go to Vegas often, but the desire to play is a not really there and will only do it with a small limited budget as well to call it entertainment money. I also have strict rules that if I lose my budget or double my it, I'm done. Thanks for watching and commenting!
I been gambling on lotterys for 20 years. Never won anything. I think its rigged.
It's definitely one of the hardest games to play. Some of the lotto games have 17million to 1 odds which could take a lifetime of play and never win.
@@WakingUpDreams 20 years playing the same pb and mm numbers. And the only reason I keep buying tickets is because of how long I've been playing the same numbers.
Hey i'm new to youtube scene too! Interesting to see your sharing and thanks for the insights!
Thanks for watching and commenting! I took a week long trip to Japan and have some catch up to do now. We'll see what the next round of video content will do.
I feel you I lost everything family,house and memories and money and now having my consumer proposal.. 2 yrs and 10mo. Be done. But it’s not to late with the help God guidance..
I agree... It's never too late with His guidance. Just gotta keep going and see what comes next. His plans have always worked out after the struggle.
These videos are nice, but don’t teach people how to STOP gambling their irreplaceable TIME away. You can always find a way to replace money.
Thank you for sharing your thoughts! I 1000% agree and made a video about your message. Time is definitely the most valuable asset we have that we can't afford to waste.
Debt Cures? The scam artist book? That guy went to jail. And you don't have to pay debt in prison 😂
Funny thing. I studied 2 of his products (debt cures and his memory course) when he was legit and they were both useful and 1 worked well. I think he had a health book on natural cures too, but I didn’t get too far into that one. The debt cures book content worked out exactly as he said for me and the strategy helped me out of drowning in tens of thousands of dollars of credit card debt back in late 90s. His memory course was very educational but took a ton of work. It definitely improved certain aspects of my thinking process and help me understand better how the brain worked, but my memory still sucks since I didn’t put in the necessary work. All that being said, you’re right. He ended up getting too greedy and made products and claims that led to him getting locked up for almost 10 years. I wonder what happened when he got out of jail if he still owed the money he was ordered to pay?
As soon as you mentioned Tony Robbins...forget it. The biggest seller of snake oil possible.
Sorry to hear that. I’ve had amazing life changes following his teachings.
I have been using Chat GPT for research gathering and then verifying from other sources. Excellent streamlining. Many AI generation tools are helping with thumbnails as well! Yesterday, I wrote an indepth cover letter and it helped it be more clear and organised.
Thanks for sharing! Isn't it amazing! In a few years I have a feeling I will be saying stuff like, "In the old days of 2022, we had to spend hours rather than seconds making stuff like cover letters half this good."
There’s no way you’re 52 dude, I have 30year old friends that look older than you
THANKS! One if the reasons could be that I don't have kids, lol. We've wanted them, but haven't had any luck yet, but it seems like kids seem to age adults a lot faster.
Do you need 50000 subscribers and 2000 hours of watch time?
1000 subscribers and 4000 hours of watch time
@@WakingUpDreams sure
@@WakingUpDreams how can i connect with you
@@WakingUpDreams hello
@@mdnahidseo sorry, are you asking if I want to get more from you? Thanks for the offer, but I would rather do it as organically as possible to gather data.
Hei bro Are you looking for a profetional youtube thumbnail designer and video SEO expert?
Not yet. Since I don’t have a job right now, I’m building the channel first till it brings in enough to afford one.
I was raised poor and was never taken to the dentists. Crooked teeth into adulthood and now missing 3 top teeth (not including 3 wisdom teeth). Paid $3,000 for root canal/gum surgery/crown on the same tooth only to still lose it within 2 years. Now will need $5-$6K for a replacement tooth. Go-Fund Me anyone? lol 6 months into 2024 and have 0 insurance left after seeing the dentist.
My insurance expires at the end of this month. Hope to find a new insurance soon. I hate that we don’t know if the dentist is being honest about what work is needed. I hope they can get your teeth all fixed up one day soon and that it won’t put you into debt.
I absolutely agree with you. Some folks are focusing on the wrong thing. The budget and increased cash flow from paying off high interest debt is a path to stability and building wealth
Unfortunately it takes a lot of patience to see results which many don’t have and give up too soon and go back into their habits of spending more than they make all over again. Wealth building is a lot like trying to loose weight and takes constant long term effort and discipline.
Happy Birthday. Even if the production value isn’t perfect, perhaps a talking head finance video might be alright for now.
Thanks! I’m definitely heading down that path. Your input is greatly appreciated and encouraging.
Through testing and testing, you will find what really sticks!
That is definitely the plan. Thanks for the comment, it’s so encouraging.
I respect your grind, sir.
Thanks! I appreciate that!
Midlife crisis? No. Some sort of mental heath episode though I think.
I agree. I don't feel like I'm having a crisis. More like a typical boredom cycle that I need more excitement and get more done. Thanks for taking the time to watch and comment! Greatly appreciated!
I thought for a long time i could become an expert at gambling but what i learned was that it doesnt go the way its meant to most of the time its rigged and games are fixed same with horses/dogs Sports and everything else then it gets out of control when you start to chase your loses I got out of debt and now I am much better I find that gambling is good for fun that’s about it you take what you can afford and don’t expect to win just go there to enjoy yourself.
100% agree and know what you mean. Definitely in the same boat. Thanks so much for watching and taking the time to share.
The experts on gambling are the casinos
200!!!!!
Thanks! Going to start testing something new later next week. Let’s see if it helps boost subs momentum.
You got to watch "Ted Lasso." Talk about a happy guy that kills with kindness. One of my favorite shows now.
Thanks for the suggestion! I'll go look it up.
You could discuss Tech that helps with the channel or productiving/inspiration?
Oh Great idea! Thanks!
Man, I would love a group like that near me.
You should start one! Seriously, word of mouth spreads quick and it attracts so many experienced people who love to help others.
Save y'all 10 minutes of your life... simple answer: CC charges compound interest of ~25%... Can't think of any investment that will give you that type of returns, let alone a bank account with the Emergency Fund.
LOL!😂 Perfect summary! Too true.
First!
Thanks for watching and commenting!
KZread is still the best platform for content longevity and recurring income especially how-to videos. Even Vanessa Lau haven't posted for one whole year is still getting views and income from her channel: kzread.info/dash/bejne/g62AttewaMeXYqw.html
Mama always said "you become who you hang around with."
Too True...You've got a very wise mother!
Options/Day Trading is arguably 100% gambling as well. Surprised there isn't more regulation in that space.
Totally agree. Seems like anyone can get in with a simple agreement form and very little training screens to read. I started learning about options trading when I considered getting a Series 7 license and some of the others to sell securities, but decided against it when I realized I could lose people money and would feel guilty about it. Glad I didn't do it, it would be my gambling addiction all over again...
Isn’t working your entire life away for some mythical retirement, gambling as well? How about we teach people to stop gambling their irreplaceable TIME away?
@@PianoMan-hx3ev Yeah invest into yourself, your career and investments that can grow. Buy back your time with real estate, dividends from the stock market etc.
There is soooo much regulation to try to protect gamblers within the general casino space and sports gambling but none in the Stock/Options market, that was my point.
The Democrat Voters Are To Blame 🤢🤮
What if you're obsessed with too many things? Haha
Hopefully there's enough time they all can make you rich one day!
Bad idea. California Sinking in debt. You will never gain wealth there. Hawaii just as bad. USVI the best!
Is USVI the US Virgin Islands? What’s it like there? Is cost of living lower than other places like Hawaii? You’ve got me intrigued. Gonna look it up. Thanks so much for watching and commenting! I really appreciate it and love it when I hear about somewhere new. By the way, totally agree with about California’s debt crisis and Hawaii’s cost of living is difficult to gain a lot wealth for most.
It's a wild ride bro, keep going
Thanks for watching!✌️I really appreciate the encouragement!
I’m subscriber #150. Looking forward to more content. Keep going!
Awesome! Thank you so much! I really appreciate you watching and subscribing!
A vid a day is crazy. Good work, you got this! I also just got started with KZread and seeing your progress is inspiring :)
Thank you! I just watched your first video on your channel and it shows you put A TON of work and thought into your content. Great Job! Thanks for the kind words and encouragement too!
@@WakingUpDreams You're incredible! Thank you and best of luck onwards!!
the FIRST debt is: letting a wahine student (that you probably woulda thought been your gf in the future..)....shack up in the same house with you! im curious, was that wahine, asian??? 2nd, your vehicle was a Colt......did you take it to the "dealer mechanics??" WRONG MOVE!!!! Shoulda taken it to a private mechanic, not some Dealership that will charge you $$$$$$$$$$. Then, when she "influences you" that to buy a new car (just to make HER look good......braddah, you should be watching them Dharmann or Dramatize Me vids, a LOT of vids that make you learn a lesson!
As you can probably tell, I was pretty stupid in my early 20's. Ex GF was Hapa, and I took the car to a gas station repair shop because it pretty much broke down completely when I was filling it with gas at the place. I so wish we had KZread back then. Cell phones were still brick phones so anything we learned back then was from elders (which I was too hard head to listen too) or from making many mistakes...
@@WakingUpDreams no shame admitting you wasnt smart enough to know.....fyi, a lot of haole guys have an ego...they hate to admit their stupid at times! Your ex was hapa then, perfect!!! sounds to me like she one spoiled chick! which also can be related to asian wahines who nowadays ONLY wants to date or marry a haole and have a highmakamaka upbringing in the household and when they have kids, the kids are taught to do the same. Im in my 60s now and way to old to play games!!! Do i have issues with that? yeah....but only when I can sense or feel an asian person is hurt or needs to talk....Im all ears! Hey! Dont tease about brick phones!!! got mines still on my bedside area...who knows that brick may make me $$$$$$ on day :))) Like i said, throw away your tv and start going on KZread and watch Dharmann, Dramatize ME, and other vids......you will get hooked!!!
Thanks for the tips and taking the time to comment and share! You're right about the brick phone, who knows, could be a collectable one day!
thanks for sharing!
Thank you for taking the time to watch and comment! Greatly appreciated!
Interesting, must be initial watch time per viewer and then it dishes it out...hmm I'm not sure.
Ooooh...Interesting thought/theory... I wonder if it starts to sample a small amount for the first 48 hours then gets an idea of the proper profile of the target audience that might like it before it sends it out to the masses. 🤔 It makes sense.