In my opinion, for the investment world, SOIC is the most trustworthy channel on the entire KZread platform....keep doing well & stay blessed....🙏💚

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and support! We truly appreciate you recognising the value and trustworthiness of our channel SOIC🌟 Thank you again for your appreciation and blessings. We are truly grateful for your continued support.🙏

@subirnath4229

2 ай бұрын

@@SOICfinance thank u so much....

No matter how much concalls or various reports i read regarding a particular industry,the knowledge and insight that i get from your videos is just out of the box.Thank you so much paaji and whole team of SOIC for working so hard in order to save and educate retail investors.🙏

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it. Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it.🙏🏻

Super 👌.. IDFC First is missing

@subhashthere4090

2 ай бұрын

Akshat's student , Attendance marked ✅

Thanks a lot. Every sunday it is my routine to listen you

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and for making our channel a part of your Sunday routine! We are so grateful to have you as a listener and appreciate your continued support.🙏🏻

Loved it! Thanks for educating

@SOICfinance

2 ай бұрын

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Loved it you were the first who pointed about leadership change in the banking sector ❤

@SOICfinance

2 ай бұрын

We are delighted to hear that you appreciated our content, and we truly value your kind words. Thank you for taking the time to express your gratitude. Your positive feedback motivates us to continue providing engaging and useful information.🙏🏻

As usual informative content. Good work. Thanks ☺️

@SOICfinance

2 ай бұрын

Thank you so much for your kind words! We really appreciate your feedback and are so glad that our content is informative and helpful to you. It means a lot to us that you took the time to share your appreciation. We hope to continue adding value to your investing journey. 🤞

Banking is a contra play. Value is emerging. If one has the patience to hold for 5 years he can make good money Loved the video

Loved it!!!!! Really appreciate your efforts....Thanks SOIC team....

@SOICfinance

2 ай бұрын

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Mind blowing work again by Soic. Love you 🎉🎉🎉🎉

@SOICfinance

2 ай бұрын

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your videos are so satisfactory and educational ...thanks a lot , really appreciate the efforts

@SOICfinance

2 ай бұрын

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Excellent video!! Definitely loved it :-)

@SOICfinance

2 ай бұрын

Thank you so much for your kind words! It's wonderful to hear that you enjoyed the video and had a positive experience. We hope to continue adding value to your investing journey. 🤝

Amazing analysis of Bank & NBFC sector 🙌🏻🙏🏻... But no talking about how much amount govt white offs the bad loans of PSU banks.

just love your each and every video. pure knowledge no bakwas. no Paid promo. respect sir 🙏

@SOICfinance

2 ай бұрын

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Loved it❤

Had I read and researched for all these data it would have taken me a week, but thanks to u, after watching the video for 40 mins I got a comprehensive and detailed view

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and appreciation! We are constantly striving to bring fresh and insightful perspectives to our audience, and it means a lot to us to know that our efforts are being appreciated. Thank you for your continued support and we look forward to sharing more engaging and thought-provoking content with you in the future.🙏🏻

Banking sector will take 2 years to improve the profitability Presently contra investing Thanks for very very nice explanation Regards

Superb research…thanks a lot

@SOICfinance

2 ай бұрын

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sublime analysis of the banking sector

Great informative and valuable video keep going SOIC❤💯

@SOICfinance

2 ай бұрын

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Very good analysis with a lot of details and excellent coverage.

@SOICfinance

2 ай бұрын

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Excellent, Sir

Coincidentally:- Invested in HDFC Bank,SBI,Kotak Bank due to value investing concept Since 2021.Holding all Quantities

@bikrampanda85

6 күн бұрын

Same here holding HDFC , Kotak since 2021. When ever I get frustated with the Price Movement as you know these 2 have not moved since last 3 years so I come back to SOIC and look for assessment. Honestly holding all these due to SOIC only and every month I keep accumulateing then as I am at 483 units of HDFC as on today with a target of 500 units. Please share your journey in holding these banks you highlighted primarily HDFC and KOTAK

@bikrampanda85

6 күн бұрын

Same goes to Bajaj Finance holding 110 units since 2021.

Excellent. analysis.... Loved it.....

@SOICfinance

2 ай бұрын

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Once again, one of the best video on this sector in India.

Lots of love and one more brilliant video❤s

@SOICfinance

2 ай бұрын

We are absolutely thrilled to hear that you've enjoyed our videos. We hope to continue adding value to your investing journey. 🤞

Hi.. Very good detailed analysis...thanks

@SOICfinance

2 ай бұрын

Thank you so much! We're thrilled to hear that our analysis was helpful and detailed. It's always our goal to provide the most accurate and informative responses possible, and it's great to know that we've been able to achieve that. We hope to continue adding value to your investing journey. 🤝🙏🏻

Great value provided by SOIC ... Love from Gujarat

@SOICfinance

2 ай бұрын

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this channel never disappoint. like always loved it

@SOICfinance

2 ай бұрын

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Thanks a lot brother. You are creating genuine and good quality content. User friendly interface, providing even ppts keep geowing brother. Learning from you. ❤

@SOICfinance

2 ай бұрын

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Loved It. Banking sector is a contra play at the moment.

Love and appreciate your work

@SOICfinance

2 ай бұрын

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Awesome always dependable and best analysis.

@SOICfinance

2 ай бұрын

We are thrilled to receive such a wonderful appreciation! It truly means the world to us to know that our efforts have been recognised and valued. We hope to continue adding value to your investing journey. 🤝

The reason accorded for a high C/D ratio of HDFC Bank is incorrect. It is not because they were growing the loan book at a rapid rate without paying heed to the C/D ratio. Rather, it is primarily due to merger of the housing finance arm (HDFC) with the commercial bank (HDFC Bank). The loans granted by the housing finance arm were primarily funded through non-deposit sources and that is why the C/D ratio of the merged entity has become lopsided. This also has impact on the margins due to increased share of housing loans (a low margin product) in the aggregate loan book of the merged entity.

@SOICfinance

Ай бұрын

Covered in updated video..CDR ratio since last 12 Quarters included

A meaning ful information in it . U hv to analyse other mid size PSU banks like canara Indian Bob pnb....well I like SBI kotak chola avas as I m invesed

Sir, If we underscore the concoll of bajaj finance. Then all the large banks will also see NIM contraction, when the RBI start to to cut the intrest rates. That's why the markets have discounted it and we are seeing derating. And when the intrest rate goes down, the loan growth will happen but then deposit growth will become a new challenge for these banks.

Loved It Paaji

What is more important the investment horizon? for my investment, its a must to have a decadal horizon. And with growth of HDFC and Kotak revenue and profit growth without any appreciation of stock price, its only a matter of time before things change. It may take 1 or 2 yrs, fundamental will surely catch up and by that time good entry point will not be visible.

thanks

Loved the difference of perception point sir.

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and appreciation! We are constantly striving to bring fresh and insightful perspectives to our audience, and it means a lot to us to know that our efforts are being appreciated. Thank you for your continued support and we look forward to sharing more engaging and thought-provoking content with you in the future.🙏🏻

Such analysis are highly appreciated and helpful for retail investors. Thank you from my side .keep continue

@SOICfinance

2 ай бұрын

Thank you so much for your appreciation of our channel and analysis. We are glad to know that our content is helpful. We hope to continue adding value to your investing journey. 🤝😃

SBI is achieving a ROE of 20% because they are leveraged 21 times. Whereas Bajaj Finance is only leveraged 6 times, HDFC Bank is leveraged 9 times and KMB is about 7 times as Mr. Kotak is very risk avarse. ROE is very much a function of leverage but I think 21 times leverage is risky.

@vishalgogia7733

2 ай бұрын

Nice perspective

@TheCuriousCurator-Hindi

2 ай бұрын

How to find leverage?

@richumathews

2 ай бұрын

How to find the leverage

@bhaktisaar1034

2 ай бұрын

Check debt on equity

@thatguywithm

2 ай бұрын

​@@TheCuriousCurator-HindiRoe/Roa

best video to understand indian banks in every sector learned way too much from this video and salute to soic there are just doing great work this channel is one channel which is truly education people about stock market and about business others are just giving up tips and fighting with trollers 🤣🤣 but truly appreciate soic .

@SOICfinance

2 ай бұрын

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Excellent commentry paaji 😊

Great video and thanks for going lengths in explaining. Federal Bank can be a dark horse in the game.

@SOICfinance

2 ай бұрын

Thank you so much for your kind words! We're thrilled to hear that you enjoyed our video and appreciated the effort we put into explaining the topic in detail. It's always great to know that our content is well-received and helpful to our audience. We hope to continue adding value to your investing journey. 🤞

Thank you

Thank you Ismohit, SOIC videos are like treat for weekend . 👍 Holding 15% of my portfolio @Banks n NBFC

@SOICfinance

2 ай бұрын

We're glad to know you find value in our content. Our team at SOIC is committed to adding value to your investing journey, and we look forward to providing you with more educational resources in the future. 🤜

Great Video, HDFC, KOTAK, CHOLA, CREDIT ACCESS and AU looks good long term buy

Great analysis on this sector, which is slightly difficult to evaluate and find hidden gems

@SOICfinance

2 ай бұрын

We appreciate your trust in our content. 😃Thank you for watching our analysis videos. We hope to continue adding value to your investing journey. 🤝

Hi ishmohit. I was watching video of marcellus where they were talking about the ratio price/free cash flow. What are your views on it and how to use it . ( How will you get to know undervaluation/overvaluation ) using it. Thanks

Sir ji, aap bahut sahi batate ho yaar... Jahan baaki saare "financial advisor" apna video khatam kar dete hain, wahan se aapka video to chalu hota hai... Bahut Awesome... ❤ your work...

@SOICfinance

2 ай бұрын

We're happy to know our content is resourceful for learners like you. We hope to continue adding value to your investing journey. 🤞😃

Good time to discuss this sector

Thanks Ishmeet, pl make a similar vedio on second line pvt banks...

Very good analysis ❤

@SOICfinance

2 ай бұрын

We are grateful for your faith in our work. 😃We appreciate you seeing our videos of analysis. We aspire to keep enriching your investing experience. 🤝

Loved it

Outstanding analysis..thanks. where RBI has been misplaced is to focus so much on credit to deposit of 85%. Worldwide the ration is inverted. RBI is as usually stupidly relying on outdated liability model whereBond market was poorly developed. As investors shift to Debt mutual funds obviously deposits in system will be less. And MF will rather places in bonds. To not allow Bonds to be included in the deposit ratio is foolish. Infact as banks give longer maturity loans lIKE HDFC ICICI SBI give 30 year housing loans they should be asked to match Bond and deposit maturity to their loan books. Additionally deposits can be withdrawn at one day notice that often causes a run on the bank where as bonds are held till maturity . Mark to market can affect the investor but not the issuer. Focus should be on ALM and not CD ratio.. as usual who can tell all might RBI which has a history of being one of the poorest Banking and NBFC supervisor WHERE we see repeated road accidents . ASIAN regulators are far wiser in bank supervision despite having ore chalenges as there are fewer PSU banks that are can exist with lazy government capital backing them. Hope we get a change in banking supervisor and directors at RBI which is good in macro but pathetic bank management

Loved the analysis.. Personally of the opinion that once the current euphoria on capex cycle in power,infra,railway,defence cools down, BFSS will be the only logical space for smart money. Cheers!

Lot of work behind this video appreciate your efforts

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it. Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it.🙏🏻

Very informative ..👏👏

@SOICfinance

2 ай бұрын

We're glad to know you find our work informative and insightful. Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤞

Thanks sir❤🎉

I added membership with u..thanks

@SOICfinance

2 ай бұрын

Thank you for your continued support. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝

This is exceptional analysis of banks and nbfc Kaha se laate ho Paji itna deep knowledge Big fan of you

@SOICfinance

2 ай бұрын

We are thrilled to hear that you are finding our content informative and enjoyable. It truly means a lot to us to know that our efforts are making a positive impact on our viewers. We are committed to providing valuable content and strive to continue creating the best possible experience for our audience.

Very nice analysis

@SOICfinance

2 ай бұрын

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Loved it 😊

@SOICfinance

2 ай бұрын

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Loved it :)

@SOICfinance

2 ай бұрын

Thank you for your support and appreciation.🙏🏻 We are grateful to have viewers like you who inspire us to keep creating content that makes a difference. We look forward to continuing to provide you with valuable and enjoyable content in the future.

nice video, thank you sir

@SOICfinance

2 ай бұрын

Thank you for watching our videos. 😃 We hope this video was informative and is relevant to your investing journey. We hope you continue learning with us. 🤝

Best Analysis ❤

@SOICfinance

2 ай бұрын

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loved it

Gud....❤...mere pass credit access hai,mas finance ,home first and ujjivan bhi....going to take chola....rate cut ke bad ye daudenge aisa basant sir bol rahe hain...what do ubthink abot rec,pfc ,ireda ,ptc...?

Man, fantastic job with the video ❤

@SOICfinance

2 ай бұрын

We're happy to hear that our content is helping you learn. We appreciate you viewing our videos. 😃 We wish to keep enriching your investing experience. 🤝

Hey, Please do brief fundamental analysis on Kaynes technology......

Private banks are deeply discounted . . . . maxmise your positions in case you can stay invested for next 3-5 years. This sector will give you a CAGR of 20-25 percent innext 3-5 years

Sir jai hind 🙏🙏🌹🌹💖💖

One of the loveliest Chanel

@SOICfinance

2 ай бұрын

Thank you for your continued support. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝

Love it

I think hdfc bank is suffering due to timing , hdfc merger leading to bank becoming too big to handle rbi mandate and once its strength is turning out to be its weakness , but i hope that hdfc bank stock grows , it has been stagnant for the last four years .

where do you get all this market sector data from.... i it from rating agency or some place else

@SOICfinance

2 ай бұрын

Investor presentations, crisil notes, NSE website

Rerating expecting with fall in interest Rates Release of Deposit will further boost Strong Banks

Loved it Paaji ❤ Superb analysis....I wish IDFC First Bank should have been included. Thanks.

@SOICfinance

2 ай бұрын

We're glad to hear that you loved our analysis.Your feedback means a lot to us and we're grateful for your support. If you have any other suggestions or feedback, please feel free to share them with us. Thank you again for watching and taking the time to leave such a positive comment. We appreciate it!🙏🏻

Best analysis sir🙏🙏.

@SOICfinance

2 ай бұрын

We're glad to know you're enjoying learning from our content. Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤝

Bank to fir bhi sahi hai Bajaj Finance kaise itna low PB par trade kr sakta hai . Future Growth thoda kam hai lekin vo bhi to bahut hi hai

lemme give you a food for thought.. think with pie chart in mind.. investor allocate X amount to banking in their portfoilio... PSU banks were not in favor earlier..

Very interesting video sir

@SOICfinance

2 ай бұрын

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Very informative video like always❤️. Can you do video on technology industry which is no one is talking about right now but future is a lot and discuss some of the stocks like tata Elxis, LTTS, Infosys, TCS and others which are worth looking at thank you 🙏

@SOICfinance

2 ай бұрын

Thank you so much for your kind words and appreciation! We'll keep them in mind for our future content. 😃 We hope to continue adding value to your investing journey. 🤞

Ignore until the interest starts falling down

Excellent Analysis as usual. I'd love to see Arman Finance also included in this analysis.

@SOICfinance

2 ай бұрын

Thank you for your continued support. We'll take your feedback into consideration as we continue to develop our content. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝

yes

Video length may seem longer to some people.. as an investor not at all a lengthy video .. excellent work by SOIC team .. thank you!!

@SOICfinance

2 ай бұрын

We're glad to know you find value in our content. As a channel, we're committed to providing high-quality content that is both informative and entertaining. We're proud of the work that our team, SOIC, has put into creating engaging videos that cater to our audience's needs. We hope to continue adding value to your investing journey. 🌟📚

Excellent👍...

@SOICfinance

2 ай бұрын

We appreciate you viewing our analytical videos. We look forward to keeping your investing journey valuable. 🤝

Ishmohit bhai ek pharma pe sectoral video bana do - CDMO+CRO+API+FORMULATIONS+NICHE PROXIES

Please make a video on defence sector value chain

Hi Soic, Can you make a video on Bandhan bank, city union bank and ujjivan small finance bank?. I see a lot of PSU and nbfc are giving good return whereas these 3 stocks are struggling

Why a huge difference between GNPA AND NNPA in case of Ujjivan SFB? Is that due to large provisionong?

Hi, SOIC4 coupon is not working.

Pranam sir 🙏 sir stock scan mai trend twist se entry kaise lete hai explain

Private sector banks look to be going through a period of regulatory actions (especially HDFC, Kotak) and will take at least 1 year from now to stabilize and grow from there. In my view one should think of SIP in such stocks over a period of next 2 years can fetch good returns. Also, it might happen that RBI will cut rates going forward, which will impact the bank sector as lowering interest rate scenario is not in favor of banks due to NIM contraction. It may happen that, it might take more than 3 years to see strong growth in banks.

Kindly, make video on Capri global and choice international

what is USFDA Movement for sector, means ?

Useful

@SOICfinance

2 ай бұрын

We're happy to hear that our content is helping you learn. We appreciate you viewing our videos. 😃 We wish to keep enriching your investing experience. 🤝

Hi, Genera;;y the P/B of NBFC are higher, kindly guide on the same. With interest going down whenever in 2024 the P/B will increase