Love how transparent and real you are. It will all work out for the best!

@iamxteeener

3 жыл бұрын

thank youu and yes I think so too!

Hi Christine! I am a homeowner in San Francisco. I agree with you-take your time and purchase only when you are ready. A home purchase is not only expensive but a lifelong commitment so you want to be 100% sure about it. My husband and I took about a year to house hunt, so take your time and find a home that you truly love! :)

I watched you over a decade ago and I’m so happy to see you back on the tube! Your adulting journey resonates with me so much as it seems like we’re growing up at the same time and are on the same path. I too am pausing on looking at houses but for me it’s not by choice. Where I live the median home prices jumped from $1M to $1.5M in the same year. I can’t keep up with a moving target at this pace and it’s so discouraging. Hopefully us millennials can get some kind of reprieve in this chaotic real estate market. Again, welcome back to YT, I look forward to more amazing contents from you ☺️

Thanks for being transparent about your thoughts with the home buying process!! My husband and I are considering moving into a house in the future (few years) and man!!! We live in Hawaii and median home price right now is $900k! It's barely decent... Lol like would need lots of renovations because everything is so old! 😫

I really liked house 1 and 2! But it is a huge commitment, so definitely agree that when you feel it's right, you will know. We bought a townhome in our late twenties. I'm happy we did but paying off a mortgage is no joke! We live in the Atlanta area too so I'm so curious where some of those houses were! Our family is growing so we will probably begin house hunting again within a year or so.

My husband and I feel the same way-it’s ok for us to wait 👍🏼👍🏼

So happy to see you back!

Just turned 30 and my fiancé is 35 we are in Vancouver and houses here are all 1.2 million+ even the suburban townhomes can get up to that price. We’re pulled in different directions paying for a wedding, wanting to start a family and also have a home. But my parents who are immigrants helped me put some things into perspective. They came to Canada in their mid to late 30s and weren’t able to afford a home until their 50’s. Life is long and if the money now is better invested in things other than property that’s okay. Renting is not shameful, it’s a strategy and it’s about priorities. I hope you don’t feel too down about things and have faith that things will fall into place as they should. We can only make decisions with what we know best at the time :)

Everything you explained and expressed is exactly what I’m going through right now. We have also decided to take a pause. I’m sure everything will work out in the end. ❤️

Love to see that you’re back online! I totally agree, only buy it when you feel that the house is worth the money. Take your time, and do not settle until you find the house that feels right from all aspects. My guess is you guys were interested in House #1? It’s so cozy!

we are condo owners which I feel was a good move for us after we got married - paying a mortgage into something but at the same time, it’s not as big a price tag as a house (and also we don’t have to deal with landscaping upkeep which is awesome for now! 😁) - so yup, that’s the route we went. 😊

i like the house #3. I really love seeing you again after a long long time. It's been a while, I thank you for inspiring me. You are my first favorite youtube guru. I even downloaded all of your videos from way back... 😊🥰 God bless!

The third one had that great cat. The market is insane now, and noises end up back on the market all the time before an actual sale. It feels like a bubble and I am glad you're pausing.

I am with you 100%. I’m taking a bit of a pause on house hunting too. You are speaking so much truth and am feeling the same way.

I’m in my late 20s and I’m literally feeling the same way. Thanks for being raw and honest!

I'm in my early 30s and I hope I will be able to afford a house in the future but I honestly don't think I can. I have only ever had two part-time jobs and I have been unemployed for over a year now. Even if I find a full-time job this year, I don't think I will have enough money saved up to buy a house until I'm way older. I have no plans to marry or have kids so I'm not sure if a house will really be necessary or practical for me. Right now and in the near future I will just be really happy to have a full-time job and be able to finally move and have an apartment of my own.

@iamxteeener

3 жыл бұрын

I totally hear you Jessica! As cliche as it sounds, the journey is what really matters and we all go at our own pace. It took years before moving to an apartment became a reality for us and I cont to weigh out this decision but I have no regrets. I can't wait until your hopes and dreams happen for you!

With rent like that for a 3 bedroom I can see why buying doesn’t seem appealing. I would like to buy a home before the end of this year, but the market is crazy. I think we have similar budgets, but can’t get a decent single family home bc I’m looking in southern California. 😞

Hi Christine! Maybe I already said it, but Im really happy to see you back. I'm 30 now and I think I started watching you when I was in my late teens. I live in Canada and I was planning to buy a house in a year or so. I wanted to have my own house or condo before getting married and have kids. Unfortunately the price market keeps increasing and for now I realized that I can't afford it. At first I was really saddened by this reality but again I was proud of myself for being able to respect my limits. I continue on saving and keep my eyes open for any opportunity, we never know whats ahead of us :)

We lucked out‼️We found our dream starter home and moved in January 2020 just before the COVID lockdowns. The house was listed in the fall of 2019. We had no competitive bidders because most buyers are done looking after school starts. We are considering the southeast for our retirement forever home in the future. So much house and land for the price‼️

Haha I bought my first house at 36 and it’s small! 1200 sq ft with 7ft ceilings lol. But I’m not house poor so there’s that. I too did not want to live outside of my means. Also I did the first time home buyers loan so there was no down payment. My house cost me $100,000 and my payment is only $681. It needs work and updating but it works for me. Then I had my first child at 37, so I’m def a late bloomer as well so I know what that’s like and I’m ok with it too. We rented for 17 years! I think everything happens when it’s supposed to.

@iamxteeener

3 жыл бұрын

No shame in that at all! I honestly love how cozy smaller homes can be. Thanks for sharing Jennifer!

I can totally relate to you... 😢😢😢 We were house hunting and I just felt so overwhelmed knowing that I have to compete others if I really wanted this house. And it was hard because I knew that if I fell in love with that house and didn’t win, it would tear me apart. 😭😭 The housing market is crazy right now and at one point, I did give up on looking. But it seems like everything worked out on its own. Good luck with everything ❤️

@jennifers2017

3 жыл бұрын

Yes my sister is currently looking and is getting outbid every time. It can be very discouraging.

The struggle is real so I’m glad you looked within yourself and realized it may not the right time and that you weren’t doing it for the right reasons yet. My husband and I just started our house hunt and we’ve had 2 house showings cancelled on us bc we didn’t go see it the day it came on the market. Both owners took offers from those who went to see it on the first day. And I live in the Midwest. It’s really discouraging. But we’ll have to have faith somehow that it’ll all work out. Hopefully. Lol.

I live in NYC. A couple of years back, my mom wants to buy a house and she wanted a multi-family one to fit all of us (my bro and his family/me and my bf). That was stressful, draining, and mentally exhausted because houses here is so damn expensive. I also got frustrated very easily because this reality of purchasing a home for an average American is almost non-existent. It shouldn't be like this. There are so many empty homes all across the country, and no one to live in it because no one can afford to buy it. So, it sits there and they rather have it sitting there rotting away. So, that stopped but eventually, my mom purchased an "affordable" single family home outside of Brooklyn. I've been window shopping for a condo. I'll see where that takes me lol

I just turned 26 and I’ve been living at home ever since I graduated college. I’m extremely frugal with my money and after 1 year of saving with my now husband, we got really lucky with a deal and bought a house! We will close next week! My reasons for buying a house is for my mental health. Right now I live with my husband’s family, and it can be extremely draining since I don’t have my own space. I’m super excited about our next journey! The housing market is insane right now... houses in my area are listed for 3 days and people are bidding 50-100k over asking, with no contingencies! (I’m in SF Bay Area) Good luck with your process, and you do you!! The housing market can’t stay like this for long. Thanks for sharing!!!

@iamxteeener

3 жыл бұрын

wow congrats Harmony!! I'm sure you guys were able to save up even more living at home for a bit, in hindsight I'm glad that I did that but totally get you in wanting to have your own space :)

@1856outlander

3 жыл бұрын

It must be tough to live with in-laws!

I like the apartment you live in right now, it's so homey. I liked the first house! I'm apartment owner. Here is a house expensive to buy!

hi Christine! I'm a little bit late so not sure if you'll see this. it's completely normal and OK to want to go to slow on buying a house. it's a huge investment and it's not just "having more space", it's a lot of upkeep and responsibility and if you don't really love the space, it will feel like work rather than just something you do. you'll also be dumping a lot of money into furniture and fixing things and design. our backyard is still a wasteland because we don't have the time and money to put into it and we've only started upgrading things inside the house within the last year. my boyfriend and I bought our house 2 years ago when the market wasn't this crazy, but we still paid like 10k over asking. we looked at about 60 houses before we found one that we loved that didn't break the budget. his roommate was moving out of the country and was selling the house they lived in. boyfriend only had a month to find a house or he would have to find an apartment. rent for the apartments in our area is about as much or more than mortgage so it made more sense to purchase for us. your rent is so reasonably priced that it wouldn't even feel bad taking your time and finding something you really love. so yeah, basically, take your time! there really is no rush and if you and Matt decide that you don't want to a house, that's also perfectly fine. I hate how there's all this societal pressure to own a house or meet these mile marks to be "successful". as long as you're happy and not hurting anyone, that's all that should matter!! (btw, I'm so glad you're back. it's like reconnecting with an old friend I haven't seen in years :( I started watching you when you first started posting videos and reeaaallyyy missed these past few years)

@iamxteeener

3 жыл бұрын

I love this thank you for sharing your perspective! aww it's really nice to be back :)

oh and I LOVE your simple make up look :)

The issue isn’t as true outside Cali. Cali has that proposition that makes owning cost prohibitive. Even NYC taxes are not tied to sales price. I love CA but the prop is hurting most of the young looking to buy because it superficially inflates the true cost of ownership to an insanely un-doable amount. Same w the “offers by Tuesday” drill. NYC does not do that.

My husband and I were actively looking earlier this year but took a break for the same reasons. It is emotional exhausting! 😅

I live in Toronto and am shopping around right now. Average house price is 1million plus. And the weather isn't even that great *cries*

@iamxteeener

3 жыл бұрын

wow that is higher than I would've thought! really enjoyed Toronto when we used to visit long ago :)

I’m 41 and just bought my first house in NY. Definitely a seller’s market and we made an offer right away and paid 30K more than asking. That day there were 22 offers. Every house I saved in my acct are pending or sold. if it wasn’t for COVID the house we bought would be in the 950’s. We saved 100k for a tiny attached 1600 sq house. Houses would definitely be more expensive in a few years so buying now is better unless you’re moving to somewhere less competitive.

@iseeflowers

3 жыл бұрын

Don’t want to live in NY with all things going on there now. But I guess it is a good long term investment.

My husband and I are reluctant house owners lol - since 2017. We had moved to overseas before that, and before that we had a townhome that my husband owned before we met and got married. I never wanted to own a home bc of all the responsibilities etc that came with it. Loved renting when I was single. But as my lifestyle changed and different seasons came, a house was what was right for us. You just gotta do whatever works for you. Don’t think there’s an absolute best thing to do since you got to assess your own situation etc. Also we live in Texas where good houses are still pretty affordable though not as low as it used to be. I’m not sure what the market is like now though as I haven’t followed that stuff in ages. I’ve heard it’s crazy in Cali! Good on you guys for not committing to something you’re not sure of!

Hi Christine, I can 💯 relate to you. I’m in my 30s and am a home owner. The pressure of “should”overwhelms me too. Do what feels good to you. You may want to consider the maintenance cost of owning a home also. I spend at least $2-5k a year to keep it up an that’s to say the least. I suggest you listen to Dave Ramsey for financial insight and Brene Brown for self awareness. I hope the best for you.

Hi!! I loved house #2 omg. agree with everything you said and love the content :) I was fortunate to find a condo last July when the market was just starting to get crazy. I'm single and live across the river from NYC! So super expensive here. For your same price point I have a 700sqft condo lol but it was worth it for me because I didn't want to spend $2400+ a month on rent to have my own place (had been living w roommates for years). But in your case rent is so cheap it doesn't make as much sense. It's funny I was also so on the fence too and then found a place soo quickly and it all happened so fast. But being not in a rush is good (is what everyone told me) so just keep casually looking and if a spot pops up that you love go for it!

I love that you're so down to earth and being so true to yourself. Everyone works on their own timeline ! Never compare your timeline to others. I'm a Realtor in Colorado and our market is just as crazy. People are bidding 75-90k over asking right now. The issue with our rental market is that it costs just as much to own a home as it is to rent. For a 3 bedroom rental apartment here it would be over $2300/mn. Definitely do what is financially smart for you. Never ,never be house poor. You can also save more while you rent! The other side to this is that the market is going so high, so fast, you can refi in 6mn and basically use the equity towards your mortgage drops your monthly. Anyway, this is super long ,but overall, do what is GOOD for your mental health and what is smart for your life! My husband and I do own homes and for us, it was the right thing considering our circimstance. However, I think I am biased since I am in the business. Thanks for the videos, really missed watching your videos.

@iamxteeener

3 жыл бұрын

thank you and thank you for sharing your knowledge and experience!

Not a home owner but def window shopping. Just browsing is stressful because the market in my area has become a bidding war. Just crazy.

Hearing about US state market is crazy to me. Also, are you supposed to be able to afford such an expensive house at your age? But do not put yourself tol much pressure. You know what you want in your heart! All the best 💜

# 3rd fits you guys more since you all love to eat/cook good ^^

House hunting is so stressful. In my situation we were renting a one bedroom for $1,500.00 and it was me, my husband, our baby. It got to the point that the baby had the bedroom and we slept in the living room on the couches. We had no room. Finding a house we could afford was difficult and we wound up with a 2 bedroom house that's pretty small. I didn't consider that we'd have more kids but we did have another and now I feel like we need more room. We can't really move right now because of home prices. Ughhhh it makes me feel ungrateful that I wish we could live in a different house. I feel like I should be happy we have a roof over our heads!

I feel you 100%. I bought my house in 2018 and I'd have to put a bid on a house, same day I saw it. I was outbid on two houses before I found the one that I wanted. I ended up having to pay listing price and cover closing costs in order for them to accept my bid. That's unfortunate and I kind of regret doing it, but I like my house. It definitely seems like a seller's market for the last 3 years. Edit: Still watching video. Didn't realize you're in GA. $300K seems high to me (based on my income and area) but it definitely depends on the area and it would have to be a house where I wouldn't have to make ANY major changes within the first 5 years of ownership.

I recently became a homeowner last year just at the beginning of covid. I had been thinking of buying for a few years and knew that it was what I wanted to do because renting and dealing with landlords/neighbors is just not fun for me. I also see it as a good investment as I believe in the neighborhood we purchased in would appreciate in value. it was intense and super expensive like you described as well... same thing happened to us as well where our price range got higher and higher. I'm in a major city so it's extra expensive as well. We looked at soooo many houses for almost a year and right as we were about to give up.. we found a house that was not exactly what I was looking for, but in a do-able price range. I can't say I was immediately in love, but felt like it would be okay for us. It has definitely worked out because I'm glad that we ended up with a smaller house rather than a big one because honestly there's always so much to do in maintaining a home! The market has been intense but definitely try to be strict with your budget and make a list of must haves to help narrow down the search and try not to think too much about how it's furnished currently because once we moved in, the way we furnished ourselves makes the house feels much larger than when we first toured it. Also, with the interest rates being so low... If your bank will allow you to put down a lower down payment then I would suggest you put down as little as possible! 20% is definitely not necessary if you have a good credit score! Invest your money elsewhere! We refinanced maybe 3 months from closing and turned 30 year loan into a 25 year loan... I regret doing that in hindsight! I make a very modest living and am extremely frugal as well. I just do think owning my own home is a good investment for the future. If you feel that the market in your area would eventually come down then waiting it out is definitely a good option!

@iamxteeener

3 жыл бұрын

love this and glad that it all worked out for you! agree with you on so many points esp on the bigger you go the more maintenance and cleaning there is haha thanks for sharing!

We are in the same boat. We are just watching the market to see when it balances out..we are in our 40's..

omg I totally feel like I'm a late bloomer too XD

I bought a condo a few months ago and it’s definitely a crazy market! We were lucky that we only paid $5000 over listing thanks to our amazing broker. I’ve been checking everyday for new listings and everything suddenly jumped in price. I bought because I was very sick of dealing with shitty landlords...like our landlord increased our rent by $100 during the pandemic to put us on the spot. Stuff would take forever to be replaced and fixed. This was mostly the case with a lot of landlords...I don’t want to give them any more of my cash. I would highly suggest to get a pre-approval, that way it’s already established what you can afford to borrow from the bank. It definitely kept us in check. Also having a broker that has your best interests at heart is super important.

I’m in Southern California and the housing market is crazy. I’ve seen houses that are 800 sq ft in my area that are going for 800k. It’s very discouraging and really forcing me to think about moving to another state.

Can totally relate to you! I've been house hunting since my mid 20s and I'm already in my early 30s. I always feel defeated after house hunting for awhile and end up taking a break. Then the cycle begins again. I feel like the chance of purchasing a house is getting slimmer and slimmer every year :(

@lifeinrivu9057

3 жыл бұрын

I had been looking seriously for a year and found a house. That one year was constant reel of "the longer you wait the less there will be out there for you so you need to find one now or never." I had also looked prior to that year and took a break. I do believe that mentality is not real, but a fear like the boogie man. However, I do believe the prices will keep increasing or at the least not decline over time.

The third one?

It’s average 1.5 mil in van :( can hardly get a townhouse for 1 million

@candykitty1

3 жыл бұрын

I live in maple ridge. My partner and I got a new townhouse for around half a million dollars tax included back in 2016. It's too expensive to live right in Vancouver tbh.

no worries, in hk, people won't be able to afford any flats till their 40s. 400 square feet is around 1000000usd. never too early, never too late. all is good =)

First or second house?! 😄

I bought my 2 bedroom condo here in vancouver 3 years ago for $900,000.

My guess was house number two.

#3!

hope this is not late and you bought a house already MMMMMM, but you guys should buy a place where there are many asians around like near a chinatown

There are pros and cons to everything. There is no "perfect" house because you'll eventually have to make some changes. Making a list of absolutes versus nice-to-have-but-really-don't-need can definitely help clarify what your needs are. My partner and I absolutely detest doing yard work of any kind and knew that we would not be happy living in a home with a big lawn and back yard. Also, unless you choose to live in an area where your nearest neighbor isn't extremely far away from you, please do keep in mind that pesky/obnoxious neighbors are everywhere! Don't be swayed by other people, you and your partner must agree on things together. What other people think you need are not your needs. Your needs are your needs. Period! There is no FOMO when it comes to big events such as this. You will buy when you are ready. My partner and I closed on our first home at 36(!) right before Covid-19 hit and was able to move in before everything shut down. We waited, waited, waited, and only trusted our guts and intuition on specific locations until something popped up.

@iamxteeener

3 жыл бұрын

agree with this so much, solid advice!

#1

Yes, never buy a house with anyone who is not your husband!! (Dave Ramsey)

You’re not a late boomer. You’re still very young.

I wonder how old she is 🤔