Why The Delta Credit Cards Just Got Better | 2024 Refresh

The Delta SkyMiles Co-Branded Credit Cards Just got a major refresh. Although there are higher annual fees, I think these cards just become a little more powerful. With perks like the MQD Headstart and Boost and the enhanced Companion Certificates, we can find ways to get a lot of value out of these credit cards.
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Intro: 0:00
What's Going On With Delta?: 0:41
SkyMiles Gold Card: 3:21
SkyMiles Platinum Card: 5:11
SkyMiles Reserve Card: 8:07
Strategies For Getting Status: 11:03
Closing: 12:03
#amex #delta #creditcard
DISCLAIMER: Please note that Matt is not a professional financial advisor. The insights provided here are for educational and entertainment purposes. It's advisable to conduct thorough research before making any financial decisions.

Пікірлер: 93

  • @averageperson2659
    @averageperson26594 ай бұрын

    You’re the 1st person to mention the instant silver status. That’s a cool hack!

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    I’m surprised more people aren’t talking about it!!

  • @martinasandoval5326

    @martinasandoval5326

    4 ай бұрын

    ​@Spend.Earn.Travel. it's been mentioned in the FT community a lot but most KZreadrs have missed this. You definitely are the only one mentioning it.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    Absolutely! I think it's a huge win for these cards!

  • @rayfengli

    @rayfengli

    4 ай бұрын

    Love your video. Can you do a video what to put on reserve vs platinum? What’s your credit card spent strategy using these two cards?

  • @billlyl3725

    @billlyl3725

    2 ай бұрын

    @@rayfenglithat’s a great idea for a video. I struggle with how to think about how to integrate different cards into my spending patterns with other cards

  • @_iErik
    @_iErik4 ай бұрын

    These updates to the Delta cards are great for the people who they were always meant for: people who travel via Delta flights 6 times or more per year. If that isn’t you: that’s okay. Not every credit card has to fit your lifestyle. I love the increase in value on the companion passes, which deliver at least the value of the annual fee. The rideshare credit is just a bonus travel rebate (I always use at least one Uber/Lyft when I fly). And a hotel stay credit is also a great rebate, because I pretty much always need a hotel when I fly.

  • @whxisblitz
    @whxisblitz3 ай бұрын

    Great thorough video

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    3 ай бұрын

    Thank you!

  • @ThatCho
    @ThatCho4 ай бұрын

    This was a great breakdown. I currently have the Gold, and I think it's worth it to upgrade to the Platinum. My Player 2 has the Platinum as well. I feel like they're solid keeper cards when you consider the new Delta Stays Credit making the effective AF $200 not including the Resy/Uber credits which we use without even thinking. Really appreciate your style of presentation. You're getting a sub from me. :)

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    Thanks for the Sub! If you’re wanting the platinum card, you should apply for it on its own. The SUB will be bigger than if you upgrade. Then you can cancel your gold if you don’t want it anymore.

  • @OfficialChadsMoneyMinutes
    @OfficialChadsMoneyMinutes4 ай бұрын

    great video I'm a fan of the changes as well

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    Thanks for watching!

  • @portfolioman45
    @portfolioman453 ай бұрын

    I agree the Reserve Card should have more multiplying categories. One hack - primary card holder Reserve card. Additional card holder with Platinum card (still get the other categories)

  • @ItsJustMeStevie
    @ItsJustMeStevie4 ай бұрын

    I’m so torn between Delta Reserve and United Club Infinite. Delta is my go-to but they sometimes lack of direct flights and convenient flight times. United is usually my fall back and have noticed as of late they have more availability to choose from. 🤔

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    It's a hard decision for sure. Delta is my favorite airline and I always seem to be pulled back. But I have considered getting a few other airlines cards, just to have them incase I don't fly Delta.

  • @jimmyjames6492

    @jimmyjames6492

    4 ай бұрын

    Premier Access benefits on the Chase United Club Infinite card are

  • @Honey_bee098

    @Honey_bee098

    2 ай бұрын

    I love my Capital one venture X, get 10x points on hotels and rentals and 5x on flights

  • @drchrisheidelberg

    @drchrisheidelberg

    27 күн бұрын

    Do the Reserve! I kept my Platinum SkyMiles and accepted the upgrade to Reserve and I use them as a tandem. I used it for a trip to Vegas to celebrate our daughter.

  • @theeyeplaylists
    @theeyeplaylists4 ай бұрын

    Awesome explainer! Thank you for this

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    You're very welcome!

  • @martinasandoval5326
    @martinasandoval53264 ай бұрын

    The changes to the companion pass make the AF worth it on my reserve. We also received a 1x bonus of $1000 MQD and $100 delta credit this year. I am one of the lucky ones to have my renewal before May so I wont be hit with the updated AF. I am wondering if at some point they will change the whole getting the MQD head start to only one card. Time will tell.

  • @patriciahere
    @patriciahere2 ай бұрын

    Did this work outside like Mexico who own there home and they dont stay hotels and no rental cars?

  • @tonyhaggerty9433
    @tonyhaggerty9433Ай бұрын

    Great Video, good breakdown, I have a large tax bill I have to pay soon and looking at using cards and eating the 1.8 surcharge and spend way to status ( Have Reserve and Platinum) as I'm close to gold status now, so I would need 5k in MQD's more which is $50k in cash if I'm figuring this out correctly? Then I would have status for the rest of this year and all of next? I don't know why I find this MQD stuff so confusing,

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    Ай бұрын

    Yes. You status is always working towards the next year, but you will get it for the remainder of this year! Tax payments are a great way to do it!

  • @Chocokaylarobin
    @Chocokaylarobin2 ай бұрын

    I moved from Purple to Blue it just didn't make sense from a travel point to keep purple and and i don't fly delta frequently

  • @Farbar1955
    @Farbar19552 ай бұрын

    I'm lucky in that my Amex Delta Gold card renewed for $99 just a couple of weeks before the $150 kicked in so I'm good until this time next year. I'll have to make a decision then as to whether to keep it or rethink my points strategy with Delta to either upgrade or dump it.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    2 ай бұрын

    Make sure to ask for a retention offer next year when your annual fee hits.

  • @jimmyjames6492
    @jimmyjames64924 ай бұрын

    Not a fan of the RESY credit or how the rideshare credit works (wish it would stack on Uber). Like the hotel credit, enhancements to the companion certs, and MQD boost. Worth holding at least one (Platinum or Reserve) if not both. Thanks for the info + video!

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    Agree 100%. Rideshare and Resy are not super helpful. But the hotel credit is a great addition and i'm really excited for the new companion certificate destinations!

  • @martinasandoval5326

    @martinasandoval5326

    4 ай бұрын

    Resy is pretty easy to use. I just received it when I paid at a local restaurant.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    Oh that's good to know! I need to try it out sometime soon.

  • @LooseJointhiphopdance
    @LooseJointhiphopdance3 ай бұрын

    I like it! I like to fly delta and don’t own any delta credit cards. I would like to have the business card but the reserve is a little too rich for me because of the amount of the required spend. I will have to start on a lower tier like the business gold card. I did receive an offer in the mail for the delta personal gold card with a 70k bonus miles. The problem with that is I travel for business and should be using a business credit card for the purchase.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    3 ай бұрын

    There is a business version of the Gold card that you could get. I believe it currently has a nice welcome offer as well!!

  • @drchrisheidelberg

    @drchrisheidelberg

    27 күн бұрын

    Get the business Platinum and then upgrade after 2 years as your income rises and you get offered an upgrade

  • @jeromybeasley7919
    @jeromybeasley791911 күн бұрын

    I’ve been traveling Delta for years. I’m not thrilled about these cards.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    11 күн бұрын

    What is it about the cards that you're not thrilled about?

  • @FirePilot2020
    @FirePilot2020Ай бұрын

    So if you sign up for the Reserve and add the free additional Platinum, does that bump you to Silver? Or is that free Platinum just for a different named, additional user?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    Ай бұрын

    Unfortunately it doesn’t. You need to hold the platinum card as a separate card.

  • @shawnmitchell23
    @shawnmitchell23Ай бұрын

    Just got this card. Unaware there’s a Delta Amex Blue Card with a 0 AF and 1:1 for miles spent outside of Delta and then 2x at Delta. Anyone think it’s worth shredding this card and applying for the Delta Blue Amex and just get a normal debit card?

  • @rayfengli
    @rayfengli4 ай бұрын

    I’m currently united silver status planning to switch because united economy plus is so uncomfortable. Which card should I get first? Planning to have two cards like you.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    The SkyMiles Platinum Card and Reserve Card are the best option if your going for two cards. I don't think the gold card offers enough, other than the Welcome Offer. Make sure to sign up for the Platinum card, then the Reserve card!

  • @drchrisheidelberg

    @drchrisheidelberg

    27 күн бұрын

    Get the Platinum and Reserve and don't look back. It is paying off because I travel with the wife and adult kids and in laws. I used both as a tandem and my points and got a 550 round-trip to Vegas for free and then spent 655 for my wife and daughter with the companion pass. We get the first bags free and my wife and I both have the Reserve and Platinum and we can use them for the second bag.

  • @TheGUM24
    @TheGUM242 ай бұрын

    Thank you for this video. Good insight. For those with both reserve and delta Platinum, do you get 2 separate companion certificates at time of renewal? Do you get the $2500 at time of renewal or starting now? Also, it seems like the admin work to keep track of the monthly benefits used for each card can be hectic? Lastly, the welcome offer on the Delta Platinum did not apply since I had the reserve already. Thank you.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    2 ай бұрын

    Yes you do get two separate companion certificates with those cards! I think it will be at the start of each year, when the new status year hits. Yes it can be a bit difficult to keep track of all the credits!!

  • @TbirdThunderHD
    @TbirdThunderHDАй бұрын

    The limited club visits is a deal breaker for me.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    Ай бұрын

    It is unfortunate. It is possible to get in past that point, it will just cost you $50 a visit.

  • @TbirdThunderHD

    @TbirdThunderHD

    Ай бұрын

    @@Spend.Earn.Travel.A desk agent at the club told me the same thing. But, assuming I renew the card, when I’m already paying $650 it’s just not worth it to pay $50 per visit for access beyond 15 visits. At $650 that’s 43.33 per visit for the first 15 club visits. They are also now throwing in 4 club guest passes next year, up from the current 2 per year. I haven’t asked yet if I can just use them for myself for addl. visits. Also, Any frequent traveler already has HERTZ PC or National Emerald Isle status. That perk is useless. I foresee very empty sky clubs next year. I also foresee addl. tweaks to the card programs being made when everyone like myself just says no to the higher cost, lower benefit card next year.

  • @darlingermosen7985
    @darlingermosen79854 ай бұрын

    So with the new benefits you have a free flight to the Caribbean every year of your renewal so I have a free flight to the Dominican Republic 😱 wow well not for me but for my companion!

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    It’s a pretty sweet deal! I think it makes paying the annual fee a lot easier!

  • @user-hd2pf4dy5t
    @user-hd2pf4dy5t2 күн бұрын

    So the Platinum card can longer access the Sky lounge?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    2 күн бұрын

    That is correct. The Delta SkyMiles Platinum Card no longer receives SkyClub Access.

  • @sammyloccisano30
    @sammyloccisano303 ай бұрын

    I want the reserve but my company doesn’t book me on delta flights for work. If I go to the airport and try to get to the sky club with my reserve card and I’m not flying delta will I not be allowed in since I’m not flying delta?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    3 ай бұрын

    What flights does your work normally book you on? Yes you do need to be on a Delta marked flight to get access to the Delta SkyClub.

  • @sammyloccisano30

    @sammyloccisano30

    3 ай бұрын

    @@Spend.Earn.Travel. Southwest/united/jetblue/american

  • @GetTheJabPlease

    @GetTheJabPlease

    Ай бұрын

    with the card you can still get into a Centurion lounge with any flight as Centurion is a Amex lounge

  • @billmckrowski
    @billmckrowski4 ай бұрын

    I have a Reserve card but my company pays for my flights with a Visa card. Do I need to pay for my flight with my Reserve card to have Delta lounge access?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    No! As long as you have the Reserve card connected to your Delta account, then you’ll be all set!

  • @Clapicus
    @Clapicus2 ай бұрын

    I just got my Delta Platinum.. when will I get the free bonus miles?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    2 ай бұрын

    Are you referring to the MQD headstart?

  • @GetTheJabPlease

    @GetTheJabPlease

    Ай бұрын

    I asked American Express - they said the MQD headstart hits your Delta account 6-8 weeks after opening a new card.

  • @TravelOnTheHouse
    @TravelOnTheHouse4 ай бұрын

    Did anyone figured out the best way to use rideshare credit ? Like towards Uber eats, buying gift cards, etc?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    I did try it for Uber Eat last week. I have not seem a statement credit come through yet. That was my first thought when I saw the updates. But I don't think it will. Very unfortunate...

  • @JamesKing-wm8ep

    @JamesKing-wm8ep

    4 ай бұрын

    @@Spend.Earn.Travel. thats good to know!

  • @jenniferfranco2220

    @jenniferfranco2220

    Ай бұрын

    rideshare partners include purchase made at Uber ( Uber Eats wont be eligible )

  • @jenniferfranco2220

    @jenniferfranco2220

    Ай бұрын

    It does require enrollment too ;)

  • @yinhuili
    @yinhuili4 ай бұрын

    Still going to cancel my Delta Plat. No longer want to exclusively use Delta anymore so the card doesn't make sense to me.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    That's understandable. Co branded cards do sometimes make more sense if you are exclusive with a brand. Are you thinking of replacing it with something?

  • @yinhuili

    @yinhuili

    4 ай бұрын

    ​@@Spend.Earn.Travel. still researching for a travel card. I am thinking of Chase Preferred.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    That's a great option to get access the the Chase Transfer Partners!

  • @billwright2176
    @billwright21763 ай бұрын

    Is the companion certificate once a year?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    3 ай бұрын

    Yes it is!

  • @billwright2176

    @billwright2176

    3 ай бұрын

    @@Spend.Earn.Travel. one more. Uber also UE?

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    3 ай бұрын

    If you’re referring to the rideshare credit on the delta cards, I did try using it for Uber eats and it unfortunately did not work. I was a bit bummed about that….

  • @billwright2176

    @billwright2176

    3 ай бұрын

    Appreciate the info. For me ue would be easier.

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    3 ай бұрын

    Agreed!

  • @stgermain6488
    @stgermain64884 ай бұрын

    I wished the Uber credit was quarterly or every 3 months. $10 for Uber can’t really get you anywhere in NYC. The Resy credit I can make it work

  • @Spend.Earn.Travel.

    @Spend.Earn.Travel.

    4 ай бұрын

    That would be much more helpful!

  • @JamesJohnson-op4xl

    @JamesJohnson-op4xl

    2 ай бұрын

    It will pay pay for the monthly subscription to Uber One & Uber One yearly subscription would pay for itself with more Uber credit to use for rides or Uber Eats.

  • @wesm3848
    @wesm38484 ай бұрын

    In over 10 years with the Delta AMEX Platinum I never was able to make the companion certificate work. Very limited flights etc, was a joke and very misleading. I am dropping the Delta Platinum when it comes due. I have moved to the regular AMEX Platinum. For 2023 I was Diamond on (2024 Gold) on Delta and have given up maintaining status with Delta.

  • @fogrunr5075
    @fogrunr50754 ай бұрын

    I've come to realize that the AMX Platinum is anti-Delta. The Airline Incidentals Credit is anti-Delta.