Holy cow- become like America? No way!!! That’s just horrible!!!

@Jasedabass

5 жыл бұрын

Number 1 cause of bankruptcy in America is healthcare

@RK-ve4xp

5 жыл бұрын

American health Care is highly sophisticated and advanced. You get best care quickly. It is bit expensive but worth than public health care which is s.h.i.t quality and you have no choices....

@Jasedabass

5 жыл бұрын

@@RK-ve4xp absolute rubbish. You must work for the industry.

@dancingwithczars

5 жыл бұрын

@@RK-ve4xp LMFAO. I live in Texas and unless it's an emergency, you'll be waiting weeks for a doctor's appointment in most cases. If it's a specialist, can be months. People going into debt and/or bankrupt over catastrophic illnesses all the time.

@AussieZeKieL

5 жыл бұрын

@@Jasedabass "Number 1 cause of bankruptcy" and that's exactly whats it's doing to our economy.

The only reason Mark Fitzgibbon thinks his idea is viable is due to his enormous CEO salary. Deluded.

@andrewthomas695

5 жыл бұрын

He reminds me of the attitude of the aristocracy leading up to WWI. So full of their own importance and hubris that they had utterly lost touch with reality. I only hope this pointless waste of space finds a similar fate as the Tsar in 1917. That would bring me great joy.

@gore1089

5 жыл бұрын

US health care .... $28,000 a year for an average family of 4 in 2018 is not expensive..... and Heard the minimum wage there just went up to $12 an hour in many states. .......... America the land of milk and honey.!

@coasteyscoasteys4150

5 жыл бұрын

@@gore1089 I assume you're being sarcastic

Pretty simple, it costs more than you get back.

@Jasedabass

5 жыл бұрын

How about preventing sickness in the first place. Oh can't have that. No money in wellness for big pharma. There is but not as good as keeping you sick & scared....

@BarryMaskell

5 жыл бұрын

Sounds like Tattslotto

@Mastealth

2 жыл бұрын

Depends I make sure to use every bit of my insurance extras (I pay 25 a week) so I get free flu shots I wouldn't normally get, free health checks, physio and chiro, heaps of cheap and free dental, The extras part of insurance is only good if you actually take advantage of it; the video is about hospital insurance which is a bit more interesting.

My dad pays $450 a month with medicare for him and my two siblings... Yet they still turn around and say they won't cover certain things! When I left my dad's policy as an adult, they didn't reduce his price, they actually increased it.. I can afford private health insurance but I wouldn't purchase it regardless of the rebate. I don't trust the companies actually care about their customers.

@Clipped60668

Жыл бұрын

Having one less dependant on the policy doesn’t change the price, you can have 100 kids covered and only essentially be paying for one, and the price increase is to take into account inflation

It should be renamed - Private Profit Insurance

My husband and I had private health insurance and when he had some procedures done we were out of pocket by thousands of dollars. Same thing happened when he needed cortisone injections for a shoulder injury and needed scans to get the right place for the injection, this time it was not not covered at all. We finally gave up because the numbers simply did not add up. When we cancelled we opened a online bank account and put our premiums in that. That was 6 years ago and EVERYTHING has been paid out of that account. We have both suffered some serious problems including heart procedures and breast cancer. The public health system care has been amazing. Yes sometimes you have to wait but if its really serious you are seen pretty quickly. We have paid taxes for over 40 years and have no qualms about using it. Private health insurance is a big rip off

@thomasranjit7781

5 жыл бұрын

U have been ripped off by the white shoe boy bankers who also own private insurance... Good luck

@davidlp3019

3 жыл бұрын

Private health. More than happy to take your premiums yet when it comes to paying up they try and wriggle their way out of it constantly.

@Clipped60668

Жыл бұрын

Cortisone injections are only covered as an inpatient and “the gap” is always advised when signing up to a policy. Have read the T’s and C’s unfortunately

As a Kiwi who lived and studied in the US and is married to an American, I've noticed that most Americans now want a universal healthcare system similar to New Zealand, Canada or Australia. So whilst the Democrats in the States are trying to move to a Canadian or Australian style healthcare system, the Libs in Aus seem to want to move to an American style "healthcare system"? That's insane.

@gore1089

5 жыл бұрын

The liberals and Republicans are of similar mentality... always looking for a way to make a dollar .. whether it's medical care, age care or education etc... nothing is sacred to these people.

@RK-ve4xp

5 жыл бұрын

Universal healthcare system is expensive and incentivizes corruption and long wait for healthcare...since there is no incentive to improve the service. Best system is to leave it to citizens and make prices transparent so everyone becomes responsible for their health and those who want insurance pay for it with many private options Those who opt out take care of themselves. Service is top quality and market based. Weneedtofind middle ground - not American system, not Australian public system either...something in the middle which works for everyone...

@gore1089

5 жыл бұрын

@@RK-ve4xp That's like a million unskilled unemployment people competing for 20,000 unskilled jobs without a union... They'll be working for tips and praying they get them... that's the US system right now!.....a dog eat dog production.!

Good timing video, when I have been thinking of getting rid of my private health cover.....

@Jasedabass

5 жыл бұрын

We're a modern society. Healthcare is a rite. Profit out, wellness, compassion in. Take it from the military budget and the top 1% of earners and call it the I love Australia tax.

@suej9329

5 жыл бұрын

Jason Felice ‘Healthcare is a right’. Rite has a totally different meaning.

@caimacd

5 жыл бұрын

Panda Bear lol. I mean... the way the Yanks treat it, you could argue "rite" isn't totally crazy to use.

@VoltPercival

5 жыл бұрын

@@Jasedabass then the top 1% might leave and take their money with them. Shut down their companies too.

@suej9329

5 жыл бұрын

Microsoft Word Technical Support Lol, I agree. 😂

Health insurance is a literal joke. Bigger waste of money. I have had PHI for the last five years (paying $60 a fortnight), and literally all I have used it for are glasses. You still have large out of pocket sums. Ensure that you investigate PHI well before you consider applying

@thomasranjit7781

5 жыл бұрын

Nowadays common sense is uncommon..........with ladies so much more applicable

@laurahelliwell5385

5 жыл бұрын

@@thomasranjit7781 lol you are a joke

Private health insurance just isn’t worth the money in Australia, my son had to have his tonsils out and we paid for it straight out of our pocket, a friends son needed the same thing with private health insurance and their out of pocket expenses were the same as what it cost us to pay for it privately without health insurance. Another time I had a tooth removed a day later a friend had a tooth removed, same dentist me no insurance and my friend with health insurance her out of pocket expenses were $10 more than it cost me without insurance.

@Jasedabass

5 жыл бұрын

Just had a tooth pulled in the Philippines. Cost me $20 & my gf told me that's double of what I would have paid in her province an hr away.

@kanderson5555

5 жыл бұрын

Did you check if your son was eligible for the Child Dental Benefits Schedule, I think its part of the Family Tax Benefit which is done through Centrelink and not through the ATO. You can get up to $1000 for 2 years for your sons basic dental including extractions.

@jamesmccarthy1662

5 жыл бұрын

kanderson5555 the tooth removal was for me

@packageism

5 жыл бұрын

Dodgy private insurers. Best not to have it

@Romans8-9

5 жыл бұрын

@@Jasedabass What do you expect? You pay alot because the average salary in Australia is high.

Well yeah, of course high-income earners want to be able to opt-out of medicare. Their private health premiums are less than their medicare levy, so they pay more. But for low income earners, private health is much more expensive than the medicare levy, so they pay less. This is literally the point of the whole system???

@ImperfectEnthusiast

5 жыл бұрын

YES!!!!

@limacnaughton3352

5 жыл бұрын

People would opt out IF the insurance companies would actually pay without having to fight them. The fact people HAVE to is why it should be shut down.

Years ago I asked my GP if the $100 per week I paid for full cover for my family was good value........ Put your $100 dollars in the bank and you will still have it next year I was advised. Never looked back.

@jaffamanchang

5 жыл бұрын

that's why their reducing interest rates to zero. they don't want savers.

@luciferblack3105

5 жыл бұрын

@@jaffamanchang Maybe......? Most of mine is under the bed.

@coasteyscoasteys4150

5 жыл бұрын

@@luciferblack3105 At least put it in a fire proof safe for goodness sake

@bluearmy7690

5 жыл бұрын

Wait for the negative interest policy.

Woah what? A video on this channel _without_ a ton of dislikes?

Assumptions can lead to disappointments. When you take out insurance, it's important to understand what you're going to be paying for and what you'll be covered for as there's no product that covers everything. This applies not just to health insurance but to all types of insurance out there.

"I didn't insure myself for neurosurgery and then they wouldn't pay for my neurosurgery!"

@kaleidoscopeon

4 жыл бұрын

Even if she had the cover, they would pay her peanuts. Not worth it.

@Mastealth

2 жыл бұрын

Yeah that part was kind of dumb, interestingly usually neuro is in the cheaper packages.

I opted out because it's a waste of money and complicated as hell to find out what your covered. It's similar to foxtel you get a basic package but every package has the best channels missing until you just go for platinum, you inch your way to the top cover after you keep finding out your not covered for what you need at the moment. Screw them who cares about the government loading, load me up.

Take the money you would spend on insurance and stick it in a savings account. Use that for medical expenses. You will be better off.

My uncle and his brother were members of parliament and even had ministerial rolls and he told me it is a waste of money he never had it and never would!

@theyoutube7696

5 жыл бұрын

Your uncle and his brother? So you mean both your uncle's?

@gigantopithecus1645

5 жыл бұрын

@@theyoutube7696 His uncle's brother could be his father.

@coasteyscoasteys4150

5 жыл бұрын

@@gigantopithecus1645 Cop that The KZread

Giving Labor the next election

@j.kapiris

5 жыл бұрын

Julia Gillard started taxing people earning over a certain amount to the point where it was cheaper to get Private health insurance. If you want to blame anyone, blame the ALP

@coasteyscoasteys4150

5 жыл бұрын

Ec Wouldn't vote any of the major parties

"Private health insurance should be compulsory" thats what paying tax is. My dad had private and my uncle didn't and they got a very similar level of care except my dad got phone calls trying to get him to pay for the ambulance from the public to the private hospital 2 days after his surgery......He had me down as the person to call, they phoned me 3 times about it in 2 days......GTFO!

Get rid of private health insurance and up medicare.

Its pissing money down the drain that young people simply can't afford anymore. $200-400 a month can pay for allot of food and bills.

Private Healthcare is a BUSINESS just like any other business, it has a PROFIT incentive and is less concerned about your health and more concerned about the BALANCE SHEET. This is the truth of the matter, ideally the profit incentive should be removed from healthcare. Your feelings or bad health is of no relevance to an insurance company, they will dot every I, cross every t to find a way not to pay up, and its business to them, NOT personal. The public healthcare system in Australia needs improvement, we should focus on improving that and let doctors/nurses have a say on how it can improve.

Yea, that worked SO well for Americans 🤦

Here in NZ there's been a big push for people to pick up health insurance. Thankfully there's been resistance and the hospitals are still entirely useable. Sadly dentists have priced themselves off the planet and it's cheaper to fly to a third world country and get that done, and have change over. I don't understand that one...

@RK-ve4xp

5 жыл бұрын

Hopefully govt gets out of healthcare for the good of its own citizens.

@coasteyscoasteys4150

5 жыл бұрын

@@RK-ve4xp keep trying try hard

"We're like a bottled water company. We compete with this great free alternative out of the tap called Medicare." This should be the quote that buries the private health industry.

The number of elderly and other non-working Chinese and Indians swarming our public health facilities is frightening; that is people who may never have paid a cent in taxes... A disaster is unfolding and the sooner we acknowledge that the less shocking the reality of it will be !!!

Damn NIB lies. Never trust someone in a five thousand dollar suit when they say you should keep paying.

"We are like a bottled water company" hits the nail on the head. Bottled water is essentially a giant ripoff as well....

But bottled water is not a better option? Aren't we a first world country with clean consumable tap water? Isn't plastic water bottles bad for the environment? Is this guy cooked?

Considering insurance companies are constantly hiking premiums, finding any possible way to refuse paying out & putting shareholder profits before care who can blame people.

Do we even need it in Australia? I was on it for a bit for contacts. It worked out so much cheaper to just buy the contacts out of pocket than than what you paid in yearly fees just to get them discounted on private health insurance. I wasn't really using it to cover any other issues since I have a pre existing illness they won't cover me medically anyway.

That first case is a bad example. She could have waited until the money was there if she didn´t want to borrow from her folks. Having breast implants is totally cosmetic regardless of whether or not its after a double mastectomy.

It’s a moral dilemma for me. I know if I pay for private health I will be treated quicker but someone else will wait even longer. We shouldn’t be faced with that choice we need to go back to a 1 tier system and increase public health funding!

@HCF6

10 ай бұрын

Very kind bro. But if we don't go to private hospital, we'll make public hospital patients wait longer, right😂

I've quit my health fund. the price just keeps going up. just like the cost of living.

$55 a fortnight is so cheap? What insurance is this?

@bluearmy7690

5 жыл бұрын

Rubbish

Maybe its time to have a full public funded health care system.

Australia will end up having the wealthcare program

It's not like a public option is both cheaper and more efficient...

The blame is on Medicare rebates not increasing with CPI, technology and costs of medical costs. My gallbladder removal was deemed not an emergency under public system despite 3 admissions due to nausea vomiting in a month and nearly 10kg weight loss in approx 6wks..... I had to go private...still had to wait 2months nearly to see the surgeon.....

Private health insurance should cover everything, or people can choose how much they wants to be covered for. How the money is spend doesn't matter.

Sickening… why should we pay ANY gap!!!!

The current private Health insurance & Medicare system needs to change. Medicare should be modified to include a co payment (means tested) to cover most services, private health insurance should then be available to cover the the co payment and perhaps some of the services not covered by medicare. Some medical services like cosmetic surgery (for vanity, not health reasons) should not be covered by medicare nor private insurance. The current position where (for example you're having a baby) you are considerably out of pocket if you go private yet it is cost free to go public makes no sense at all.

The ponzi biting the dust!

lucky country rich country and you have to pay to be looked after stupid anyone that got private healthcare should stop and lets all protest and put in government that's elected by US to look after US

We Aussies are so poor we can no longer afford private health care insurance , The Lucky Country ? I think not !

Mr Fitzy, taxation is not a funding mechanism. If Government doesn't create AUDs, we won't have anything to pay back in taxes. Government should be able to pay for everything through Medicare. We in fact don't need private insurance.

Absolutely a waste of money.

I had private health insurance for 3 years but honestly the amount of money I was paying per year it was ridiculous. Every time I went to claim on my top hospital and extras cover for myself it either cost a fortune in out of pocket or wasn't covered based on the obscure rules. Twice I was provided false and misleading information from Transport Health insurance and I challenged them for denying my claims but they were accepted on appeal. I spent a bit of time in hospital over the three years and I never felt that the money I spent was worth the minor difference between a public hospital and a private one. In reality if something is wrong and it's an emergency the public hospital will treat you just the same as the private one but only the private one will sting you over $300 for the privilege of using their ED.

@Clipped60668

Жыл бұрын

You don’t pay in the emergency department, in a public or priv hospital, that’s the point of hospital cover, it covers you as an inpatient in a hospital

Yeah wth, obvious conflict of interest.

Insurance companies are no longer insurance you are paying directly for your costs call it gap or excess or any other name you like

Walk away from it - we are being dragged into USA style system, while many in the USA want a medicare style system. All the money being spent on private health insurance can be redirected to Public Health. Those that still want private can pay for it, but most of us expect a fair and decent Public Health System to exist. Further to that, the medical materials and drug industry is a massive Profiteering industry. Start fixing prices on drugs and materials. Capitalism needs a redress. We need to fix only 16 Corporate Charters and below that every business that is of company size, must be moved to a Co-op worker owned model, where workers own 51% of bonds and shares. The 16 Corporate Charters will allow 8 Australia Corporations and 8 Internationals that establish and Australian Sub Corporation. We establish a Public Owned Commonwealth Corporation, where every Australia owns 1 share & 1 bond. This Commonwealth Corporation will hold 20% of Shares and bonds in each Corporation and Company in Australia. It will pay a yearly dividend to every Australia as an income guarantee - so the dividend target should be about $30k per year. Treasury will also hold 20% shares and bonds in every corporation and company. We remove all taxes and replace it with an Automated Transaction Fee, set as percentage each month against Government created inflation, and a Company/Corporate Profits Tax of 20%. Financing of these Corporations and Companies will be legislated to be done via AUD. So no overseas scamming. All royalties will be paid into the same account and with the profits taxes and dividends to treasury. It will go to fund infrastructure builds, which Treasury will match dollar for dollar. The infrastructure will be for improved medium to low income rent to own housing, education, health and utilities (including roads, rail etc). We want a $50B per infrastructure funding of infrastructure for the next 50 years.

This is a perfect video to argue in favour of Medicare. Private health insurance has become unaffordable, coverage in policies are continuously eroded year on year and it helps fund massive ceo salaries. No more propping up of private health - use that money for Medicare! I dunno…maybe start part paying for dentistry!!!

Bottle water doesn't contain fluoride so it isn't better than tap water

Mark might just not be telling the whole ...

Of course you have to specify things like neurosurgery on the cover. That’s why you chose different levels of cover

NIB - the worst insurance provider in the world. Look at their Productreview feedback!

I wish the government would quit private health insurance. Health care is a human right

take the money you were going to put into health insurance and just leave it aside, when something bad happens just use the cash, medicare can reimburse alot of things.

If she was in the US it would have been 150k

so its a cosmetic surgery after an essential surgery...which is optional...

People can't afford it.

Fitzgibbon - just look at him. Lying through his teeth.

Tap water is better than bottled TAP WATER .INSURANCE IS A RIP OFF

Why pay for something that's free 🤔

There is a large population of baby boomers in which it is coming more expensive, so hence the numbers leaving private health insurance. NIB Director "it's not about what you put in versus what you and get out" I'm sorry but your wrong ,that's what it is exactly about.

I’ll take the FREE TAP WATER

Medicare was a good til Howard ...

Hospitals are a business

This is the Austrian/Libertarian Neoliberal system of the future. It started in the days of Fraser and Hawke pushed into Australia by the plutocrats after the 1975 Whitlam coup. Ever heard of the Lima Declaration used to offshore jobs for the profits of the corporations? And Superannuation and Health Insurance have been introduced along the way to slowly dilute social security so taxes can be reduced for the wealthy. So far it has worked well; just take a look at the growing wealth and income inequality. Many have accepted the compulsory superannuation, but now some are starting to question this Libertarian system when it comes to healthcare. Don't think of these Austrian/Libertarians as a fringe group with radical ideas about pushing wealth and power to the top by reducing taxes, removing regulations, and privatizing for profit; this is a global network of plutocrats and politicians working to implement a system of eugenic policies along the lines of the famous Thatcher quote, "There is no such thing as society". Just take a look at the "Washington Consensus" or Austerity by another name if you want to see what's in your future. The RBA is cutting rates in a vain attempt to stop the impending economic downturn heading for Australian shores and as the Australian economy falters, this will be the eventual excuse of Australia's creditors to implement the remaining Washington Consensus strategy. Sorry folks, but full implementation of the U.S. Neoliberal Austrian/Libertarian system is just around the corner. The Public Health system is also a threat to the profits of the plutocrats and their corporations and it is has been targeted for dismantling just like the NHS in Britain. Tony Abbott has shown this can’t be done rapidly without significant political dissent so the plutocrats are now using the old “Boiling Frog” technique to eliminate this threat to the expanding greed of the plutocrats. These tactics to grow the wealth gap and enrich the plutocrats have been imported into Australia courtesy of such Libertarian institutions as the "Institute of Public Affairs" and the "Center for Independent Studies"; and thanks to the Washington puppets in Canberra, are here to stay. And you thought Australia was a democracy?

Public system works pretty well. The more people use it the better it will get. How stupid do you think people are? HANDS OFF OUR MEDICARE!

It is just me or does Mark Fitzgibbon seem extremely creepy and slimy. If he walked into a room I’d wanna find the exit

when i see the NIB managing director, not sure why i feel like seeing a devil.

If you choose the right insurance instead of just junk insurance you'll notice a big difference. Yes, I've had to pay some OOP expenses but it was more than worth it considering the protracted waiting periods imposed by the public system. Also, before anyone assumes, I'm in receipt of a part disability pension (work part time) and my partner earns a relatively low income. Private health insurance has been invaluable to us.

This is some great cherry-picking by the ABC. The program wouldn´t end if they did stories on the nightmares that happen in the public health system. That said, Australia has one of the best healthcare systems in the world compared to many other nations, and one of the best countries for quality of life but all Australian media does is complain about how bad they have it. If you live in Australia you should feel privileged or if not come live overseas and see what real problems are like.

Everyone just get the cover Mark Fitzy has. That should cover every single diecese God has created. Except greed ...

Man can't lose those slush funds 😂😅😬

I've been a member of a private health fund for many years (since soon after the birth of my children ... who are today 20 and 18 years old, respectively. I have always been perfectly happy with the service and cover I receive from my insurer. Sure, I have probably paid in more than I have claimed, but when I have claimed (for example, for shoulder reconstruction) I paid very little out of pocket. I am more than happy to support the private health insurance industry in the knowledge that I am doing my part to not be dependent on the state for my health care needs.

Well... that insurance dude was a bit of a snake!

I wouldn’t bother with ‘Hospital’. It’s very expensive, and you have a right to it all on the public system anyway. I get ‘Extras’ though, as I make extensive use of it for allied health, i.e. glasses, dentistry, physiotherapy, osteopathy, etc. It pushes you to be pro-active about your health.

When nurses stopped being nurses to become psuedo doctors and assistant nurses took on the bulk of inpatient nursing care, affordable health care became impossible..

Another check for Liberal party :P

If the liberals remove medicare i will put on a yellow vest

All insurance is a form of gambling Health House Car Roll the dice see what comes up

We ate not quiteing you did plants have pick up on people's ind or webuy are onw like l do.We are not commie like you guys are.

4:05 - Privatize the ABC, not Healthcare. :P Airtime/free advertising should not be given to NIB.

@joythought

5 жыл бұрын

If you privatise the ABC then you'll see real ads from NIB etc whereas this story was critical of NIB. Surely that's obvious.

@Romans8-9

5 жыл бұрын

@@joythought But then we won´t have government media cherry picking stories about how bad the private sector is when the public system is infinitely worse.

If the medicare levy on your tax was not set to 2%, but at the correct % of what it costs. Then every worker in Australia would be screaming at the Government.

@AussieZeKieL

5 жыл бұрын

@UC5UwONJS--GigoQj6oc4Tcg Companies don't pay tax, people pay tax. Even if they did pay tax, the costs would still be handed over to the consumer. There's no such thing as free money. and there's no such thing as free healthcare.

Australian govt must get out of healthcare and let private health care take care of citizens. Whatever govt touches, it becomes expensive and people misuse it.

@jaffamanchang

5 жыл бұрын

bullcrap dreamer

@ezralimm

5 жыл бұрын

THis only happens when there is free competition between private healthcare providers - where patients dont RELY on their services and have freedom to hop around (which doesnt realistically exist in healthcare).