How is frugal living improving your life??

@rhondalyn100

8 ай бұрын

As one who is living on SS, I am frugal so that I can travel more.

@darrenpat182

8 ай бұрын

sleeping better

@anusha2465

8 ай бұрын

I am done being frugal, i need more now..

@TheSimArchitect

8 ай бұрын

How much we spend is the easiest part of our budget to control. It is much harder (if not impossible) to increase our income, so we need to, sometimes, feel miserable while living below what we "could" afford (irresponsibly) so we have security against problems like income loss. Having a frugal life isn't fun, but we might not have a choice until we reach a certain point. I was much happier when I spent my entire income, no doubt about it, but the lack of savings made me struggle when bad things happened in the past. Given the choice I'd not be frugal for sure. Sorry for being honest. So... It does not improve my life, but it gives me security. If I ever "make it" to a higher tier, I surely want to upgrade everything, starting by having a nicer house. That said, I don't want to go around burning money, I never did it, but I like to have people to do chores for me, I like to have a larger clean house where I don't bump into everything all the time and where I am unable to make a phone call without bothering my neighbors with my noise. It's ok, of course. I am not entitled to better, but I am working towards better. 🙂

@loriella6250

8 ай бұрын

I’m feeling safer, more secure, heading into retirement.

No credit card debt, no mortgage, no vehicle payments. My husband's 24 year old truck is beat. We're pushing to make it last so we can buy him a newer one. This truck has close to 300,000 miles on it. The next one will not be brand new but it will be a newer truck with lower miles on it and we will be paying cash for it. We refuse to be buried in debt ever again.

@pattykake7195

8 ай бұрын

Smart move..👏🏾

@erikcaldwell2913

8 ай бұрын

👏

@funkyguy99

8 ай бұрын

Every mechanical part is replaceable. Unless the cost to replace the parts is more than a newish car then why not just refurbish the car?

Being frugal and embracing minimalism has improved my life so much! Financial peace, no debt, and no clutter.

@KittyKat-vb1nd

8 ай бұрын

It declutters people as well. They see you are moving in a different direction. It takes away low vibration

@Angela-qc1ex

21 күн бұрын

That's absolutely correct 💯!!! And usually it brings on jealousy Because most people can't do it and be content... The average ( single person ) just don't want to sacrifice anything so they get flustered when they're in the company of a frugal person... 🙏​@@KittyKat-vb1nd

I was reflecting on how capitalism is dependent on us spending money. That’s why these big cities are bombarded with restaurants and shops.On tiktok people are saying how it’s costing like $100-$500 to go out now. Now people are thinking that you have to have money to go outside. I went biking yesterday and I felt high afterwards. I was reminded that I can define what fun is to me. I absolutely love outdoor activities. I’m not doing it to avoid spending money, it just genuinely brings me more fulfillment. But I will say that outdoor activities are much more enticing because it’s free

@char5477

8 ай бұрын

Agree - biking is the best!!

I learnt to manage my money through investments and it really works for me. They say money can't buy happiness but poverty can't buy anything.!

@tahirisaid2693

7 ай бұрын

You're right!! I'm exploring different investment opportunities and would appreciate others' insights on this matter.

@chriswalter92

7 ай бұрын

Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner..|

@tahirisaid2693

7 ай бұрын

I've come across several positive endorsements of Jenny Pamogas Canaya on various platforms, including KZread channels, seminars, and more..

Your videos started me onto the frugality journey, and I feel at peace. Bless you Austin!

Thank you for this video. Exactly what I needed. It came up the moment before I pressed „order“. So I just cancelled my amazon order. I don’t need that stuff 😊

Being frugal and debt free allowed me to retire!

many don't knows the luxury of simple life

I was always frugal in university/college. Saving money setting aside building up a buffer using whatever spare coins I had just developed into a good habit. Watching the pennies grow, it took mental discipline! Now I own my own property which I bought in my early 20s, mortgage free married, and have 2 kids

I completely share your mindset Austin. I'm lucky to be a full time stay at home mom, and while I could work part time, or have a side hustle, we're realized it's not worth it - at least right now when my kids are young. The trade off by cooking meals at home, having simple days where we stay in a lot, is by far worth the extra stress of adding more income right now. When you have young kids you always have things you need to buy - there's no getting around it - but we chose to live as simply as we can and it's a much more peaceful existence.

@user-xg4ue5cc2v

8 ай бұрын

You're amazing being a stay at home mom. You will see the benefits later in life

@user-hw9vf4pl9s

8 ай бұрын

You are absolutely making the correct choice!!! Your family is the most important and your kids are truly blessed to have a SAHM!

I learned to love frugal living in my 40s and was able to retire at 60 and move to Mexico, where I can do basically whatever I want including travel, pursue art and start a non-profit for kids. Frugal living is THE key to financial freedom - I highly recommend it!

You're a source of inspiration. Frugality has helped me to finally get out of debt, start saving and still get to do what makes me happy.

It took me 52 years to become a person using her brain 😂 and than it took me 7 years to pay off all my debt (€10,000) and to built a saving’s account with €5,000 on it 😅. I only have an income of €25,000 a year so it is also possible to live on a low income and safe money and still enjoy life. It is absolutely worth it to live frugal 😊.

@user-ep3ck5re4o

8 ай бұрын

Well done 👌👌

Living frugal never is a "sacrifice" to me; it's a action of power. Money no longer controls me; I can control it the best that I choose. Many expensive items I felt that I had to have, ultimately ended up being false expectations. Those items never changed who I was. I actually look forward to payday so I can budget my money:) I too graduated from college debt free! I worked on campus, didn't have a cell phone and took public transportation and graduated not owing a dime. I attended UCLA which has a high-cost living area where I still live thanks to frugal living;) I could afford a Tesla, but I choose not to spend money on one, my paid off Jeep is perfect for me

@kriketprayme

7 ай бұрын

I still don't understand why education is so expensive in the US for even a simple Bachelor of Arts degree in English, so much so that they have to take loans. I think it's all part of the plan to keep people sending in debt. Where I live, even pursuing a Master of Arts degree in English is super cheap be it a government college or private.

Just what America needs! A KZread class in frugality.

Your voice is so calming! I currently have no debt. Trying to save my emergency fund, but I desperately need a new bathroom in my house. This costs so much! I don’t want to get a loan for this because like yu said debt is a terrible trap. I will save another few years and put up with it until I can pay cash.

It wasn’t until I got older than I knew the difference between “frugal” and “cheap”. Thanks again for a slam dunk. 🧡 🐪

I’ve come to believe that the primary ingredients to accepting the frugal life is contentment and gratitude. If you are satisfied with the things you already have and are grateful for them, you’re on your way to a better life.

Bravo Austin ! Even at a later life stage ( as I’ve said lol) you continue to positively impact my thinking about frugality with every video. Blessings 💕

Very well said that frugality isn't a sacrifice but a trade. I'm been in the frugal path myself for many years now and it's become second nature. My frugal path mirrors other areas of my life, like food consumption. Denying myself eating excessive food is not a sacrifice, but rather a trade for a healthier body.

Wow. 63k subscribers. I found your channel when it had only a few thousand subscribers. Congratulations. Your content is motivating

@ElAgustin

8 ай бұрын

Been growing a lot lately!

Love your thinking 🙌🙌🙌

I needed your videos back when I was in my early twenties which is going on close to 30 years ago. But I’m now getting in that mindset. Great video!! ❤

@gurjitshinder9212

8 ай бұрын

It’s true, I wish I had these videos 30 years ago, but it’s better late than never 👍🏼

@leslierivera8702

8 ай бұрын

@@gurjitshinder9212 absolutely!!!

@annterrywilliams2304

8 ай бұрын

I agree with you. I really wish I had info like this before I started working.

I chose to live a frugal lifestyle pretty much since I first earned my first paycheck. I was like...I worked so hard for this..I need to keep some of it for myself!

Def needed to hear this today ✊🏾💯

Great video, thank you for sharing.

Outstanding Austin!!

I totally have the same mindset as you do. thanks for your content. reinforces my feelings about my lifestyle and inspires me to keep going and find ways to take it further

Your content is so inspirational 👏 I wish I knew this in my twenties

Muchas Gracias Agustin😊Thanks for the reminder that simplicity is the key to true happiness❤

Great points, keep on going..🙂

That video was the first of yours I ever watched and I been hooked ever since!! It has definitely changed my perspective on accumulating material things. Thank you.

Muchas gracias El Agustín!

Thanks for another great video. I discovered you about a month ago and binged watched all your videos. Your insight reinforces my belief. I especially like when you said Happiness is contentment.

Hi Austin, wise advice indeed. I wish I'd had access to your vlogs when I was young.

Another video with a lot of great points. I'll definitely watch it again and again. 😊

Its amazing you ever break the eye contact with the camera, and the audience. So much to learn here besides the topic under discussion. I admire your thoughts a lot too. Wish to meet you someday.

I love thrifting for things I need. I dress comfortably and do not care about expensive clothes or shoes. ( obviously I buy new underwear and socks). But most days my whole outfit costs less than $20. Most of my jeans are Old Navy brand and I bought them used for less than $10

@frankcorrea8691

8 ай бұрын

Yes, resale is more fun and just rewarding, earn I pay full price, I feel like I Ave been robbed@😮

Great video man 💯 confidence

Well Austin, you keep doing what you are & in years to come your beliefs will pay you dividends even more than you already think. It's always great to see someone of your age think as you do. You're a younger version of myself & I've always ran my life as you are. Your future 'complete' freedom awaits you, just as it has done me & way before retirement age.

You're absolutely right!

Excellent video, you are an extremely motivational speaker.

The greatest wealth is the poverty of needs. I live a frugal life in Germany and love it. I don't spend more than €600 a month and that's passively covered by dividends. I have massively reduced my working hours, because time is the most valuable resource we all have.

@carl-johannilsson5666

8 ай бұрын

600 euros a month! Now that's not much. Where and how do you live? In an apartment? Cheers from Schweden 😊

@samhain_88

8 ай бұрын

@@carl-johannilsson5666 I live in an East German state capital in a 40sqm apartment with garage and parking space. Everything within walking distance. I have a cheap rent of 280€. I'm grateful for that.

@carl-johannilsson5666

8 ай бұрын

@@samhain_88 280eur, that's a good deal 😊

@georgecon1466

8 ай бұрын

In New York City outer boroughs. Apartments average 1 bedroom $2,000 per month

@samhain_88

8 ай бұрын

@@georgecon1466 crazy

Man speaking facts bro 👌🏾💯

How you want to live. Cut scene showing you just kinda walking around outside. That gave me a chuckle.

@ElAgustin

8 ай бұрын

Me trying to think of what to put in the cut scene, haha.

I was amazed at all the junk I had after getting rid of everything I did not need/use witch was 99% of what I had wish I can get all the money back I waisted on all that junk now I call things junk if not needed

I love your videos they helped me soo much

@ElAgustin

8 ай бұрын

I'm glad!

Work smarter...not harder.😊

I changed my Yorkie Uni to Agustina so I remember to stay frugal ❤😂

@oscarfelix1952

8 ай бұрын

Haha! That's truly reinforcement.

@ElAgustin

8 ай бұрын

You've changed your dog's name??

@KINGTHEYORKIE

8 ай бұрын

@@ElAgustin yes from Uni to Agustina, but it was because my friend from Costa Rica suggested lol and I saw your video today and thought it would be a funny to tell you.. but it also does reminds me to stay frugal I watch all your videos lol

I love your videos Austin

@ElAgustin

8 ай бұрын

Thanks for always watching and commenting!

I needed this, just saved me from buying a new guitar 😂Thank You !

As always 😁 Excellent video 👏 All the way love from East World 🌍

@ElAgustin

8 ай бұрын

I appreciate it!!! Did you guys change the time an hour back yesterday?!

@arafatbukhari4424

8 ай бұрын

​@@ElAgustin No. It's same Mr Williams I am from South Asia 🌏 " Pakistan"

Excellent video! Money mom sent me.

Love watching your videos! Trust me they help alot of people

Hello 👋 Frugal Lifestyle very important 😊

Wish I had seen this in my twenties!!

Thank you

@economicdevelopmentplannin8715

6 ай бұрын

Pug's Property taxes Utilities Groceries No mortgage and having enough for this in unearned income and ASAP

Another gr8 video. I Agree 💯 with all 6 points. I believe in Frugal living ( A life with intention) and also embracing minimalism. Being debt free is key understanding needs vs wants. 🙏🏻🙏🏻🙏🏻

Very good vidéo..

Yes to living debt free.😁

@PatriciaCarrier

8 ай бұрын

@@Austin_Williams... hello 👋

@juliusedwardagaton8724

2 ай бұрын

Debt free is good but we need cash😅

Great job! I can see your followers are going up!

I'm so much happier being organized and responsible financially. Awesome video, thank you Austin!

Thx

i saved 2,000 a month for 20 years at age 27 now i am 47 and i have 480,000 in my savings account plus 20,000 in paid off credit cards

@sandrapartheniou5879

Ай бұрын

What about the interest on your money?

Preach

Absolutely. Frugal living and being content with what you have is a super power to navigate this pretty dreadful economic time we are living through. If you can ditch spending when you don't NEED it, and know how to walk away from the wants, you are more likely to come through it unscathed.

That "Why I'm extremely frugal" video was really good. That was the video that convinced me to subscribe and watch all your other videos. And put me on the way of frugality. Thanks

Thanks to your videos I made the connection between minimalism and frugality. It was the missing piece for me between downsizing and looking at my spending habits.

I naturally live frugal lifestyle after reading the book “Zhuan Falun”. This video/summary is excellent, cheers🎉

No doubts , a good way of growing and saving your money is through investing . You don't need to have much before you can invest.That little money you have now can make you millions if you invest it wisely. I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made😊

@emeldcentor1474

8 ай бұрын

I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in.I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

@MariaGarcia-gv8hj

8 ай бұрын

Understanding the intricacies of investing is crucial. That's why it's important to have a reliable support system, such as a financial consultant, who can guide you, especially when it comes to selecting assets. Personally, I work with Regina Louise Collaro, an investment advisor who collaborates with a licensed wealth management firm. I must say that my financial journey has been exceptional under her guidance. Regina is widely recognized for her excellent services, so you may already be familiar with her. Thanks to her expertise, I have achieved financial stability and now earn a consistent monthly income through her passive income strategy.

@emeldcentor1474

8 ай бұрын

That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?

@MariaGarcia-gv8hj

8 ай бұрын

She is easy to find , you can make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message. she works with anyone independent of their location.

@Richardklainney

8 ай бұрын

Personally Maria, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does.

I just bought a bidet and car parts for maintenance, I do my own repairs. I normally buy things that will save me money. I had debt for about 5 years, now I'm debt free, but it was stressful when I did have it. I definitely agree with frugal living, I'm a big fan of your videos!

Home, food and toilet paper. ✅

When I get the itch to spend some money I pack some food and water get on my mountain bike and go for a long ride in the Forrest.

I gotta say its weird to get a great raise or bonus or coming across extra money but no longer getting excited because you realize you no longer have needs and wants to accomplish with this money...my younger self would hate my present self.....

May I fly you to Sydney sometime, would be awesome to meet you.

Genial 😁

We're the same age but I am just starting to learn to be frugal😅

I have become more frugal in my life- now I'm debt free and investing over 50% of my income so I can reach FI!

Buying nothing is not possible having a ton of money 💰 and never using it is like never having it at all what good 😊 is it.

Amen

🙏🏻

Your channel really connects with me. I’m frugal too for many of the same reasons. I make a modest income but I have managed to save $100k in savings, stocks, and investments. One of the difficult conversations I often have with people is when I mention that I’m actually happy that interest rates are high. To frugal people that save, it’s a benefit. Just the other day one of my GICs (basically the Canadian version of a CD, Certificate of Deposit) was up for renewal for another year. Basically I’m able to buy/renew a $20k guaranteed government bond for 6% interest. The upside of high interest rates that is never reported by the media is the upside. In addition to discouraging spending, high interest rates are supposed to incentivize savings. Both help reduce inflation, but the later is seldom mentioned but it’s one of the best benefits for frugal people like us.

Preach brother! All great habits for living a happy debt-free life. I would love to learn what early influences or experiences in your life that supported you to adopt the habits of living a more frugal lifestyle.

@tinygreenpineapple

8 ай бұрын

Austin touches on this in some of his earlier videos 👍

@videomgs

8 ай бұрын

Thanks@@tinygreenpineapple I'll check them out

My dad was frugal my mother a consumerist, I am a mixture

Any debt is foolish.

Imagine if we only spent money on what we TRULY needed. I wonder how much less we'd be spending. Great video, as always!

@ElAgustin

8 ай бұрын

Society would look different!

I became frugal I just owe 500 bucks one last credit card from 14,000 thank you el Agustin

@TheTigerlily86

8 ай бұрын

So nice

@shess1640

8 ай бұрын

Bravo!!

@turtleanton6539

8 ай бұрын

Nice 😊😊😊

@ElAgustin

8 ай бұрын

Awesome! Congrats!!! That's a big deal!

@stilos4321

8 ай бұрын

@@ElAgustin it was not easy now it’s time to attack my car loan thank you for all your videos ❤️

I’m having a super hard time giving up fast food. But I’m putting my overtime toward my Discover card, so that’s been great

@tinygreenpineapple

8 ай бұрын

Eating out was always my biggest non-essential expense 👍

@frithar

8 ай бұрын

@@tinygreenpineapple right? My life is insanely busy and I do not have time to cook properly. I want to relax on my day off not stand in the kitchen all day

@YusefWakeel

8 ай бұрын

@@fritharair fryer and oven

Update! :) I watched the first video a couple of times.

Would you either buy a house (450-600k)which you have to pay off ca 30 years in an area where are a lot good paying jobs or move to an area with cheap houses (80-100k) with less jobs also less paying?

@isaacmartinez2270

7 ай бұрын

Good question

If I can stop buying new tires, brake replacements

People see it as a sacrifice but like you said.. its a worthwhile trade Save now to live finacially free 👍

you may not have notice it, but some peopleworkin a car factory

i'm 43 yo. 2 months ago i made my first credit card. spent around 1000 dollars, and now i payied the debt and closed the card. i just couldn't live like that. i was so happy when i cut it with my scissors😂. never again.

That is absolutely true: the path is to get a college degree to get a good paying job to enjoy a nice house, nice car, etc. The path is not to get a college degree to live frugally.

@ElAgustin

8 ай бұрын

Plus it makes you well rounded!

Not many women like guys who don’t like spending money.

Great video, lifestyle that involves adopting strategies that help you live a simpler, more sustainable life is what i want lol

@hillarybriggs2561

8 ай бұрын

I agree!!

@hillarybriggs2561

8 ай бұрын

Very true, A lot of people downplay the role of a financial planner until their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license-fiduciary advsors. Thankfully, I came across someone of practical knowledge, and decades of experience, I Liquidated 200k of 325k from my 401(k) it has yielded nearly 1 m after subsequent investments so far

@hillarybriggs2561

8 ай бұрын

@jenniferwilson-yz7rw Reading, research, patience and seeking guidance is the best way to approach or break into the market system. I have been inclined with LUCY ROSE CARTER.

Im frugal but harder for my oldest to be frugal with adhd. They need many devices

Frugal Living and Minimalism will also allow you to have a HUGE ROOM FOR ERROR in case of a bad decision or accident which is a part of being a nonperfect human being in a crazy world. That's why I chose this path.