People stressing about 2 million debt don’t understand how he is actually the richest guy of this group. He understands economics and knows that buying assets such as houses will generate cash flow which you can pay of your debt with.

@dabd8175

2 жыл бұрын

In a perfect world he'll be fine lol

@terry_the_terrible

2 жыл бұрын

Until he defaults. (PTSDs in housing price market crash)

@gifflube2783

2 жыл бұрын

Houses don't generate cash flow unless they are used as such ie renting it out

@quiteknight50

2 жыл бұрын

He bought the land cash too. He's well off. Nobody buys a house cash and is broke.

@dabd8175

2 жыл бұрын

@@quiteknight50 uhh he's 2mill in debt...sure tho

Medical debt shouldn't exist, it's crazy

@DD-rh2sz

2 жыл бұрын

Do you mean only in America or everywhere in the world? I used to live in a country with "free healthcare" I much prefer living in the USA. But of course everyone will have their own experience. Just saying "free healthcare" isn't always great for everyone.

@irrelevance3859

2 жыл бұрын

Yeah when I heard medical debt I just thought wow

@pneumaa

2 жыл бұрын

@@DD-rh2sz not great for everyone, but for the majority. medical debt is not fair.

@Affluent-Ghetto-Blackman

2 жыл бұрын

@@DD-rh2sz Did you come from a third world country or a developed first world country? Don’t act places with statistically better healthcare aren’t miles ahead of America in service. There’s a reason America has the lowest life expectancy in the developed world.

@matthewtrapane5999

2 жыл бұрын

Definitely depends. Something cosmetic like a breast implant or a nose job (Unless In Della’s case bc it’s hard to breathe out of the nose she was born with) should never be free but if it affects your day to day life or if ur life is on the line like cancers or surgeries.

To those looking to go to college, look for any and all ways to stay out of debt as much as you can. Look at scholarships or grants or borrow money from family (if you can). Student loans should be your path of last resort and don't take out any more than you need. If you are already in debt, look into debt repayment plans or forgiveness programs for public service if need be.

@v3nd_data859

2 жыл бұрын

An additional thing to add, if you have the option DO NOT pay for your semester or year all at once before the semester begins, make monthly payments, because if for some reason you are unable to finish the semester for medical reasons or family reasons out of your control the thousands of dollars you paid upfront at the beginning of the semester are just gone, or if it was some type of GRANT or loan, now YOU have to pay it off before next semester begins - this if you plan on returning to school after that happens

@ametia.

2 жыл бұрын

@@v3nd_data859 I agree! monthly is the way to go, if possible :) I use a different payment plan where i pay less but it’s spread across the whole semester, and I find myself being able to support myself better instead of paying a lot of money that’ll be gone all at once! I’ve run into problems with my car, needing to pay off visits to the doctor’s clinic, it’s definitely way better than paying all together. 🙏

@JKAnu-yq1tr

2 жыл бұрын

Or just don't go to school...

@leeannabrown5578

2 жыл бұрын

Exactly what you said. 100% agree.

@isaiah1931

2 жыл бұрын

Also, unless you’re in a specialized major like architecture, try and spend your first two years at a community college especially if you can live with family and/or have a car. If not, look into public in-state universities. Do not fall for the allure of the care packages and seemingly large scholarship offers from private universities. If you have to take on student debt try and keep it to federal loans.

Really appreciate this debt discussion. I feel so much shame around mine and seeing them able to just talk about it out loud is so therapeutic.

@isthatlrenee9530

2 жыл бұрын

I feel the same way, I’m in debt for the first time in my life and I’m ashamed because I’m young and feel like I should have it all together. It’s nice to know I’m not alone.

@rory193

2 жыл бұрын

lmao tell me ur american without telling me ur american wtf is that 😂😂😂. “talking about debt is therapeutic 🥰” american dream lmao 💀💀💀

@isthatlrenee9530

2 жыл бұрын

@@rory193 don’t be ignorant. It’s clearly the “being able to relate to people that are going through something similar to you” that is therapeutic.

@mlhmpton100

2 жыл бұрын

It's so common so why shouldn't we talk about it. But, I do have shame with how much student loan debt I have.

@Robert-td1xm

2 жыл бұрын

Don’t be ashamed! Most young Americans have debt. You’re not alone.

Dominic isn't In debt though. He owns assets. The others have genuine debt (loans, education, credit cards, etc)

@antm3891

2 жыл бұрын

he also is a tiktoker with 7+ million followers and chargers 150k+ for sponsored posts.

@millienexu5684

2 жыл бұрын

His net worth would be high but technically he is still in debt

@xiMeSsi

2 жыл бұрын

He said he has $400,000 in student debt though

@aakashbaliga1881

2 жыл бұрын

It is debt, he just isn't broke

@littleninj0r

2 жыл бұрын

Thank you!

I relate to Eric so much. Constantly having to pay for school, and not even knowing if all that money will be worth it or just a waste. Best of luck to you, i really hope you accomplish your dreams

@Katie-B

2 жыл бұрын

can i ask how paying back student debt is done? in the UK we only pay it off once we earn £27k a year. do you have something similar or do you have to pay it back straight away?

@ericsondelarea3193

2 жыл бұрын

​@@Katie-B Hi! Eric here! The way it works is that, after my school is done, I exactly have 6 months until I have to START paying whatever amount of debt I owe. Whether I graduate or not, I will still have to pay that debt after 6 months when I "finish" college.

@Katie-B

2 жыл бұрын

@@ericsondelarea3193 Hi Eric thank you for your reply!! That sucks I can’t imagine the stress! I’m in my second year of uni and struggling to afford rent alone so I couldn’t imagine the thought of having to pay back my debt SO SOON as well as thinking about getting a mortgage after - seems impossible. All the best to you! x

@lilmanq7746

2 жыл бұрын

@@Katie-B I’m also in the UK but wasn’t here all my life and I still don’t get it, I’m in college now and is college like a free thing ? That you don’t have to pay no debt after finishing college?

@ericsondelarea3193

2 жыл бұрын

I appreciate you! I hope so too!

Dominic was in Jubilee's other video about who has the most money in the bank. And it's pretty interesting seeing him in first place spots for both "who's the richest" and "who has the most debt". I also googled his net worth for fun and found that he has a net worth of over 1.5 million USD

@sydney5585

2 жыл бұрын

Doesn’t net worth include housing ? Cause that makes sense if he bought around a. $1.5M house plus he said his student debts are around $400K

@evelynexuma1699

2 жыл бұрын

Google net worth is often not accurate he definitely has more

@Largeamountsdaily

2 жыл бұрын

So his networth is negative.

@jainicole3325

Жыл бұрын

Yes he spoke about how much debt he had in that video. I literally commented on that video saying I knew he had more money because of his high level of debt. Generally speaking financial institutions won't lend you large sums of money unless you make a lot of money.

@daith_izumi

Жыл бұрын

@@jainicole3325 interesting

Medical debt should not be a thing, it's just wrong. Student debt should, at the very least, be something easily manageable, and to paid back when your employment situation makes it possible.

@noheroes9479

2 жыл бұрын

That's the case in the UK, you pay it back once you hit £21K (ish), so around $26.5K (ish) and it isn't a crazy amount per month. If you don't earn that much money, you don't start paying it back. If you dip under the £21K, it stops. No penalty for early repayment, either.

I wish we could start a gofundme for Della :( Broke my heart hearing her situation.

@obomasinladen

2 жыл бұрын

Same. She seems like such a sweet/rad person. Guarantee Jubilee posting a gofundme for her would've wiped her debt clean..

@vampbites89

2 жыл бұрын

It really is horrible that the insurance won't cover surgery that will help with her breathing and genuinely improve her quality of life because that is apparently "cosmetic"

@mohammadmujtabapirbhoy588

2 жыл бұрын

Lets do it?

@deadman4222

2 жыл бұрын

Or lets start a petitition to change this system that put her into thsi situation to begin with. since there are a million people just like her who you dont get to so see.

@Harolddiary

2 жыл бұрын

I am down!!

To anyone in college or going into college soon, just know that there are PLENTY of ways to avoid debt. I live in Georgia and we have insane scholarships here. I graduated undergrad with zero debt and I have made it through my first year of grad school still with no student loan debt. I work as a grad assistant and it pays my tuition! I have about 1,000 in credit card debt and that is it! Look at your options and don’t just accept the debt! Also, if you are able to take free college classes while in high-school, do it!! Don’t be afraid! Some of my intro college courses were actually easier than high school advanced courses. A lot of times they even pay for your books for you which is a huge money saver as well.

@cosmoupyourarse7601

2 жыл бұрын

thank you for this!!

@bibilbophile

2 жыл бұрын

@@cosmoupyourarse7601 Don't be scared of private schools' ticket prices either! They can have amazing financial aid. Be sure to apply to a variety of universities to expand your options!

@Noorullah1

2 жыл бұрын

I'm a senior in college in the U.S. I was able to avoid debts thanks to federal and state student aid. It also help that I went to a school that has a very low tuition rate in comparison to other schools and I don't dorm either.

@Hibleb

2 жыл бұрын

I tell people all the time that they should consider moving to GA when their kids get into high school. My husband and I both went to undergrad (and grad school) and have zero student debt. All you have to do is meet a minimum GPA and you can go to any public university for undergrad on the Hope Scholarship (it’s funded by the lottery). It’s been so successful at keeping kids in-state that the quality of all our universities continues to increase - I probably couldn’t get into my university if I were applying now!

@Brucelee89896

2 жыл бұрын

Your a smart girl, your a keeper, I also had a full ride scholarship and saved a lot

I feel eric. I'm in medical school and not finishing is not an option, or I'll be half a million in debt.

@email8384

2 жыл бұрын

Well that’s motivation I guess lol get it girl

@Snip3r97

2 жыл бұрын

I can make you a new identity if you want Tiffany. Run away to Paris with me

@someaccount5200

2 жыл бұрын

Relatable

As a citizen of Spain, used to how Europe functions, it's unimaginable to even have medical or student debt. Healthcare is mostly free and college too. We don't even use credit cards, most people have debit cards, since we don't build up credit. I wouldn't live in America at the moment, seems like you're living on the edge constantly

@littleDutchie92

2 жыл бұрын

I agree with you on so many levels!! The only really big loans most people have here in the Netherlands are mortgages. But is that really considered debt??

@SieMiezekatze

2 жыл бұрын

@@littleDutchie92 only big loans i heard was from a small fabric or a business, i cant fathom imagining even 10.k in debt

@nielshendrix9117

2 жыл бұрын

As someone from the Netherlands I can say that it's not true everywhere in Europe. Student debt is actually quite a big problem over here, a lot of students have a debt that goes into the thousands or even tens of thousands.

@jesswinter

2 жыл бұрын

Yeah we really do. I so wish I was born elsewhere a lot because America is just such an insane place to live. Our politics and guns alone here scare the crap out of me. You walk into high-school feeling so unsure each day of your safety. My little sister used to get panic attacks just going to school scared for her life.

@giulia6344

2 жыл бұрын

I think most of us watching this from Europe are in disbelief… I’m 27, I don’t have any debt. The only thing for which is “normal” to get loans for is buying a house, maybe a small one for a car.

I appreciate them being honest about how anxiety places a huge role in work and how that overflows into debt. It’s a huge struggle for me.

"Just swipe your card and and live your life" *Dave Ramsey has heart attack*

dominic's debt is basically planned and strategic debt. i think the reactions to his high debt were interesting because i feel like it showed a bit of lack of financial literacy. he has basically gone into debt to earn money, and often the way it works is the more you can put in, the more you can earn. that being said, he mentioned that medical debt is "easy to run from" which can be true but you've still got your interest (although usually relatively low) and health providers in certain regions can sell your debt to debt collectors, so there would always be concern about it.

@ughmina

2 жыл бұрын

I don’t think it’s the lack of financial literacy, it’s the sheer amount of money lol. Most people won’t see $2 million in their lifetime and don’t even have access to loans close to that amount. That’s probably where most of the shock was coming from

@Dee-oj5zm

2 жыл бұрын

@@ughmina I agree in part but as you said, most wouldn't be able to access loans close to the amount. They were shocked at the amount, which is fair, but the amount also made them feel better about their own debt... but the nature of their debt vs Dominic's is too different to compare. I'm not trying to say anything mean when I mention financial literacy - I more intend to point out that a lot of people don't understand finances well which is probably something that should be addressed more in the (secondary) education curriculum.

@ughmina

2 жыл бұрын

@@Dee-oj5zm Fair

I'm very glad that I wasn't born in the US, owing money for education or basic health care seems completely insane to me, but to each is own

@alanna4148

2 жыл бұрын

What country are you from?

@nabilben3959

2 жыл бұрын

@@alanna4148 Italy

@demanhemzelf4431

2 жыл бұрын

Owing money for education is pretty logical. Higher education is an investment, like securities. Its a choice to pursue higher education. High education (especially with a linguistics degree) doesnt make u more valuable to society. The US economy is biggest, and average person 5th richest in the world for a reason.

@iceastone

2 жыл бұрын

Well, lucky you. 😒

@PiinkPerfectionM8

Жыл бұрын

You come here to brag? Be grateful and move on. Your comment isn’t productive and this is most Americans reality.

This was so needed. An open conversation about debt. People treat debt as taboo but I think it can help talking to others. I’m very pleased with this episode.

A'tavia and I thought the same way. We both grew without money, our parents couldn't take us anywhere, always eating at home. When you become an adult with credit cards you only think of the stuff that you missed on not on the debt.

@omotayosatuyi252

2 жыл бұрын

Seriously get a credit card if you use it wisely and consistently pay off things like car payments your credit score can go up which makes the banks more likely to give u things like loans because you are responsible with your money and paying off things that need to be paid

@syds8752

2 жыл бұрын

@@omotayosatuyi252 that’s literally the opposite of what you should be recommending for someone in this situation (coming from someone paying off the debt from living through this situation). What you SHOULD be doing is managing your impulse spending and learning to budget and discipline yourself to staying within your budget. And do it EARLY.

@omotayosatuyi252

2 жыл бұрын

@@syds8752 That’s also true manage impulse spending but she should seriously get a credit card

Listen, I am 35 and in bankruptcy. It’s tough to accept it but no matter your situation, there is a light at the end of the tunnel. My wife and I have things a bit tougher than we want but in about a year, we will be free and other than mortgage and student loan, debt free

@cademancaden

2 жыл бұрын

Mortgage and student loan is 80% of the debt that scares people. Credit card debt is erased with bankruptcy.

@andrewstaples9947

2 жыл бұрын

@@cademancaden this is true but alot of people are so afraid of bankruptcy that they will avoid it and let credit card debt get out of hand. It's also medical debt too. My daughter was premature so had massive hospital bills even with insurance and that's what tipped us over.

Watching this video also made me feel how broken the system is honestly. People shouldn’t be compromising their medical health due to debt incurred for education or medical

@demanhemzelf4431

2 жыл бұрын

Debt incurred due to college is fair. U want to earn 2x? First u gotta invest. Its unfair for someone who chose not to go to college to pay for someone who made the voluntary decision to invest in themselves. The USA is the biggest economy and 5th richest per capita for a reason

@sadscientist9995

Жыл бұрын

Regular people just shouldn’t go to college. College should be a rich-only thing. Ban the federal student loans

kinda funny how at the end 2 of them said not to get credit cards, if you aren't paying most of your stuff with credit you are taking the L. Point accumulation plus perks are game changers, they end up saving you money as long as you can responsibly pay the cards off at the end of the month.

As a nursing student I felt Eric's stress on a personal level omg

@Chichi11186

2 жыл бұрын

That’s why I’m doing my first 2 years at a community college and transferring to a university for my last two. I’m so scared of debt

I’m so scared of debt to the point where I’d rather starve, be poor, or be homeless than take out a loan 😬 Being in debt stresses me out.

@lunalou8888

2 жыл бұрын

House loan is fine but any other debt is useless

@demanhemzelf4431

2 жыл бұрын

Thats weird. A mortgage is normal.

@musiclover6842

Жыл бұрын

As long as it’s an investment like Dominic’s it’s worth it. Invest in your education, business, drivers license, car etc.

So much love to Della❤️for being so vulnerable

This is really refreshing. My parents have debt…idk how much but it is but it has caused so much dysfunction in my family mostly because I think they don’t think having debt it normal. Obviously it’s stressful, but even people who seem very well off are in debt and sometimes lots of it and I don’t think people talk about that enough and why my parents are the way they are.

A’alva made no sense at the end there. There is a clear difference between getting into debt in a project you believe will make you more money and getting into debt for the sole purpose of living a short term better quality of life.

@D4n21

2 жыл бұрын

Yeah, she's just rationalizing poor financial choices

I am a greek student and the exams we take in order to get into universities can be insanely difficult and many kids develop extreme anxiety throughout the one year of preperation that we have. However, universities are completely free and books too so as i grow up and learn about other countries i feel grateful that i won't end up as a doctor that cannot afford a car before my 30s because i am gonna have to pay all the student loans.

@darreldennis7115

2 жыл бұрын

...yet everyone is leaving Greece and none of your youth want to stay in your country. Make that make sense.

@IndieJenny

Жыл бұрын

@@darreldennis7115 wages are super low so that's why

@musiclover6842

Жыл бұрын

Yet you are lucky because basically Greece was and still is in a gigantic debt and all of the EU had to break their backs to safe Greece from going bankrupt

@booyah7415

Жыл бұрын

Why does so many keep saying it's free when it's your tax money that's paying for it

Woahhhhh!!! Literally one of my favorite episodes. The conversations, the rating, everything, this was amazing Jubilee!

It takes a lot of mental strength to be free from debt and financially disciplined as there are so many cool things out there that tempt you into buying. Sometimes you end up buying stuff because of FOMO and then end up with buyer’s remorse.

I remember the guy with 2 million in debt in another video where he was discovered to be a millionaire lol so I’m surprised he has so much debt. Probably just has like 10 houses and rents them out for more than his mortgages

@musiclover6842

Жыл бұрын

I rly wanna see that ep. Because he has or had student loans yet he could take out a mortgage so I’m curious to know how he could take out so many loans for said houses

The wisdom is in understanding the context of debt, because not all situations are the same. My debt is 100% student loan based, and I believe I trail only Dominic in the debt department. But I feel comfortable in making my next steps financially, thanks to assets in hand and a strong credit score. I hope more working class people will use the wisdom to relieve stress.

I'm so grateful I was taught about money, debt, and living within your means at a fairly early age (before college). It allowed me to be smart with money and currently, at 31, have no debt (other than a mortgage for my house).

@forlife84

9 ай бұрын

Same. I'm 39 but when I was 31, same was true. I bought my house at 31 and have no other debt other than my mortgage.

2 million debt is a lot of money imagine having to pay all of it down

@ExecutiveOutcomes853

2 жыл бұрын

Bruh it’s not that bad

@DD-rh2sz

2 жыл бұрын

you just don't understand. He could only get that debt if he makes a lot of $. So for example if you make a million a year you could go buy a 2 million dollar house with 200k down payment. have 1.8 million of debt but then pay that off in a few years and sell it for 3 million because it also appreciated. The person with most debt in this video has the least worries about money

@lolloll2713

2 жыл бұрын

@@DD-rh2sz u seem to know finance

@lolloll2713

2 жыл бұрын

@@DD-rh2sz mind if u help me with my taxes

@darreldennis7115

2 жыл бұрын

Elon Musk have billions of dollars in debt. Thats how he is able to generate cash flow and grow Tesla/SpaceX. That guy is really smart.

This episode seems like it should’ve been one of those golden stacks videos. Like where this should’ve been “figure out amongst eachother who will get the money to directly actually pay off their debt”

they feel better about their debt because it’s lower yet his is the only one that’s in the actual investment

Della is so sweet. I want to give her a hug. 😭

A'tavia's justification at the end shows a very dangerous attitude towards credit. Getting into debt to grow your skills or to expand your business is completely different from buying luxuries that you can't afford (which is what I assume she meant by "living normal life") on credit.

@JinniOhYes

2 жыл бұрын

solid take from GET HOT

@ATaviaTatiana

2 жыл бұрын

How does one equate buying luxuries to living a normal life? That doesn’t even add up. Literally normal as in food, shelter, life experiences. Something we’re all entitled to.

@keysersoze5032

2 жыл бұрын

She literally said she buys normal items before. She's talking about eating out not buying luxury cars like the other girl.

@privacyplease1556

Жыл бұрын

@@ATaviaTatiana you went from “my debt is food and shelter” to “I’m in my 20s and I use debt to make up for experiences I didn’t have as a poor child.” You don’t have to be honest with us. But at least be honest with yourself.

@privacyplease1556

Жыл бұрын

@@keysersoze5032 eating out is a luxury

I soooooo can relate to this so much..Although I'm swimming in debt, I dont regret the decisions (would have made smarter education decisions)that I made because my career is proof that it mostly paid off. It just would be a relief to have hundreds of thousands of dollars off my back. However, I'm Blessed to be healthy and I have a rewarding career.

@ughmina

2 жыл бұрын

May I ask what your career is? And roughly how much your student debt was/is?

@mlhmpton100

2 жыл бұрын

@@ughmina Public health and academia. I'm close to 170,000. Really hoping this Public Service Forgiveness happens for me because I have worded at a non-profit for 12 years and then went to higher education.

Really enjoyed seeing all the positive energy and I learned something new :) Thank you!

I really want to see Graham's reaction to this, it would be a great video

As soon as I heard the black tshirt say he took out a loan against a house I had a hunch he was the biggest debtor

@omarbarraza5150

2 жыл бұрын

He seems like a crypto bro haha

@idontcreatecontent741

2 жыл бұрын

Definitely. Plus he owns other land (unknown amount and location). Jubilee is in California, so the dude probably spent $500k+ cash on the house alone no problem. The only one I thought could beat him was the medical debt until she stated that it was less than her student loans.

I’m so fortunate to not have student loan debt or medical debt. I feel sorry for Della still having to worry about herself and helping her family.

Lola and A’tavia outfits are GIVING!! The only two ways I wanna dress for the rest of my life 😩😍😍

wow didn’t expect the ending lol loved this video & the sponsor🌱🤍🌏

My heart literally broke for Della. No one should carry such a heavy weight on their shoulders as a result of health issues that they got no control of. I live in a country where healthcare is totally free and I wish one day will be the same in America. Wish Della all the best in her journey and all the other guys on this video 🤍!

@williamfoster2681

10 ай бұрын

when you rely on the government to pay for your healthcare (via your taxes btw... it ain't free), they're also making your healthcare DECISIONS. I don't want it here in the US.

Love these uploads as usual amazing video with amazing production quality 💯🔥

As a viewer I found this video very therapeutic and I don’t feel as ashamed or alone for having debt.

a'tavia's outfit is so cute

These people are brave to talk about their debt

Please don't swipe your damn credit card if you can't pay it off. It's the WORST debt you could have.

I just paid off all my college loans about 3 years ago, so I was completely debt free, but then I had a medical procedure done and then I have that debt now. No credit card debt though.

Apart from the guy with the 2 mil debt the others are surprisingly low. Most college students have $30k in CC debt alone. And most pple I know in their late 20s/30s usually have around $200-300k in just student loans (law school/med school, etc)

@staciii

2 жыл бұрын

Huh? Most college students don't have credit cards that reach a limit of $30k combined though. If you said $3k then I wouldn't question it

@DD-rh2sz

2 жыл бұрын

So if they become doctors and lawyers they can pay that debt off quick. I feel sorry for the people with 60k debt that qualify to be baristas. They will never pay that debt off unless they go into a difficult job.

@dianampm99

2 жыл бұрын

Its not low. its not normal. Literally only america and Uk are like this. its ridiculous. "best countries" and look at the state of them

@giulia6344

2 жыл бұрын

@@dianampm99 the UK isn’t even close to this bad

@giulia6344

2 жыл бұрын

How do you get 30k of CC debt???? What????

Bro how is he in 2 mil of debt💀

@ishaq8031

2 жыл бұрын

I think most of it is leverage

@TheFlash9333

2 жыл бұрын

He's rich lmao

It’s funny how they feel their debt is the same as a billionaire’s debt lmao

Della inspires me , She looks gorgeous too

this video literally changed my perspective on debt especially what the girl with the least debt said, loved this group!!

@jesswinter

2 жыл бұрын

Please don’t let her convince you that debt is an okay and normal thing. That 23k in debt is going to make her hate her younger self 20 years from now when it grows to 50k with interest and she still has yet to pay it off. Live within your means and you will eventually get to live a more luxurious life but in a less stressful way.

Lola is on point!! And that Janes Addiction shirt is too!!!!!

insurance should cover her medical bills, it's crazy she's in debt because of her surgery, something she needs!

2 Mill in debt is crazy! I definitely don’t feel bad about mine now lol

@ExecutiveOutcomes853

2 жыл бұрын

It’s probably better than 40k in credit card debt

@DD-rh2sz

2 жыл бұрын

All that means is he has a lot of money. When I was in 20k debt I had nothing, just debt. Now i'm in 500k debt but I have a house that I can sell at any time and is appreciating. I have way more now, which leads to more debt. The guy with most debt in this video is living the best life

@ARCHITACADEMY

2 жыл бұрын

@@DD-rh2sz Yeah, my parents may be 1 million in debt, but it's (as dominic says) healthy debt.

@weisstcg

2 жыл бұрын

its not bad debt its assets, hes using it to make more revenue than his interest

@mac9733

2 жыл бұрын

He charges 150 thousand+ for promo on tik tok and is rich enough lol.

You know what, my $1,300 dollar debt isnt that bad afterall.

I feel like there's a huge stigma with having loans especially school loans and we need to break that!! Education is an investment

@hemko7065

2 жыл бұрын

Is a stigma the fact that people have to ask for loans to study. When the rest of the world has free education

@Brucelee89896

2 жыл бұрын

Or you can work hard and apply for scholarships, if you don’t work for it than you won’t get nothing

@janelle9652

2 жыл бұрын

Yes but no

@raytas9140

2 жыл бұрын

Not always

@JoseFlores-xh5cj

2 жыл бұрын

How about getting a job to pay for your education?

Ouuuu atavia girl I love your white fit and everything you’re literally so pretty. 10/10

I'm so grateful I live in germany. I decided I didnt want to continue my law course in university, and had no worries about the money I had already spent attached for it. Half a year for my university is $100 plus a mandatory $150 for the public transport ticket I can use everywhere in my state (the ticket wouldve been $800 if I wasnt in uni). My friend from the US paid 8k for half a year at her psychology course and is facing an immense dilemma because her mental health prevented her from taking the exams.

this just got me so mad that she is in debt for something she literally cant help?? she was born that way and shes just trying to make her life easier?? this country is ridiculous

"Don't get a credit card", what awful advice. You absolutely should have one, for protection against fraud, consumer rights and to help build credit for when you get older. You just have to pay it off in full every month, end of story. OTHERWISE yes, cards are the worst forms of debt. Staying out of debt is really, really, really, really not hard.

@amuskat02

2 жыл бұрын

Staying out of debt is very difficult if you don't have the support and correct information. Many college students still have to work while going to school because of their debt. And its not their fault they wanted an education. It would be better if colleges weren't as expensive in general.

@quiteknight50

2 жыл бұрын

Yup. I got one at a great time and have great credit. Pay it off before the due date and you'll be fine.

@mlhmpton100

2 жыл бұрын

I agree. I am in so much student loan debt that I avoided credit cards like through plague; but, having one credit card has been helpful with emergencies involving mostly car issues. Appreciated that card in those circumstances.

@OhtheSuffering

2 жыл бұрын

It’s a matter of impulse control. Some people are tempted when they’re aware of the line of credit available.

@Dee-oj5zm

2 жыл бұрын

@@amuskat02 where i'm from, parents don't usually help with tertiary education so basically everyone works. i don't think it's a bad thing but there are other countries that make free or inexpensive and accessible tertiary education work so it begs the question why other developed nations not can't but don't. and frankly there are also people who can't work while studying, or can't work much, especially those who have more intensive courses or unpaid placements.

Della is such a sweetheart

My heart goes out to the girl who got into debt from having to pay for her cleft lip operation. I feel that someone who could should of stepped in to help her. Even better she should not of had to pay for her operation. We are lucky to have an NHS here in the UK.

@maartenvandijk3629

Жыл бұрын

Same here in the Netherlands. I have a cleft lip and palate and did not pay a dime because of our health care system

Dellas story broke my heart💔 it is crazy to me that there are medical depts in the US

I like how Dominic said “privilege of learning”

YAY A NEW VID!!!

"Swipe and live your life" is not the way to live! She'll get eaten alive by the interest. Live below your means. Get roommates. Do whatever. But don't subject yourself to the credit card companies.

I want to say debt isn't as stressful after hearing these (My student debt is at 90 000 rands, which is about $5612.94 in today's currency) but factoring in cost of living and everything? Debt is the worst thing one can be in and I wonder how the guy with $2 000 000 of it is coping mentally 😩

@benjaminjonsson6317

2 жыл бұрын

Doubt he needs to cope considering the loan is making him money more then it’s costing him

@musiclover6842

Жыл бұрын

I saw that comment before like wtf… is that a bot

High school students!! I highly recommend looking into if your high schools offer dual enrollment programs with local community colleges. They’re using little to no cost and they basically guarantee college credit unlike AP. I knocked out two years of college by graduating with an AA in high school. Also if you live in Florida definitely take advantage of bright futures

della and sydney sweeney have such similar mannerisms I love it

community college!!! I’m a registered nurse with zero dollars in student loan debt

@darreldennis7115

2 жыл бұрын

You are very smart. Just go take BSN online 1 year program for you to get higher pay. There are many colleges that offer that route.

*FRIENDLY REMINDER* | Life is full of surprises. You just have to read each chapter as it comes along and don't give up hope.

I went through nursing school and finished with no debt. It’s possible. Scholarships, asking school financial advisors helps a lot. There is a lot of money lying around unclaimed.

Bless you Della ❤️🥺

Guys another reminder if you have debt with expensive stuff just sell the expensive stuff. Cause you don't need it lol

It’s interesting how all debt is grouped together as bad debt. I have a lot of debt but it’s all in real estate which pays me every month, so the more debt i have the more houses and money i can make. I however don’t have debt on things like vehicles or consumer items.

Lomi looks interesting. I'm starting my summer garden now and compost is expensive.

I hope della knows how stunning she is for what its worth I know medical debt sucks& it shouldn't exist but her surgery did her well, she is absolutely gorgeous.

You guys should do a twist to these videos to have them really try guessing the correct order and if they do guess it correct, they each get money for it. Or even if they get it almost fully correct. But if they get it wrong, then no money. That would be a nice twist

@janelle9652

2 жыл бұрын

Yeah I honestly feel like for this specific episode there should’ve been a money prize

@Reggaeshark.

2 жыл бұрын

where do you suggest this money comes from yo just give away as prizes lol

To everyone That’s struggling in life: everything will be okay 😄 you mean the world to people and you are Amazing no matter what people say 🙏🏼😉

Lola is so beautiful and it shines from the inside out!

@connie0613

2 жыл бұрын

Agree

The lady in the green is so gorgeous 🥺🥺🥺🥺

If Eric sees this, you’re not going to fail! You’re going to do amazing after you conquer nursing school👍

Lola's outfit had me crying

This kinda makes me feel better about the debt I’m about to be in 💀 I’ll save my tears for another another day

Watching this as a European is really mindblowing

This has Graham Stephan written all over this

I’m stressed about my credit card and medical debt but Ik rn i have the comfort of living at home to help pay it off. Thankfully I’m still in the single digit and staying there. And I’m thankful i had no student loans.

I want a Lomi so badly!!

I would like to know what the other 1.6 million in debt is from. I have no idea how he accumulated 400k in loans from undergrad. most med students dont even have that much debt

@raffyoei6647

2 жыл бұрын

Houses…

Mortgage is a type of debt so having a $2m debt is not necessarily a bad thing, especially if you equity in the asset. A lot of rich people made their wealth by leveraging debt.

Being European, the cost of medical care and university in the US is just total madness to me. The UK has relatively expensive unis (9k/year) but that pails in comparison to America. They need a real societal change…

For those looking to go to college, unless you’re in a specialized major like architecture, try and spend your first two years at a community college especially if you can live with family and/or have a car. If not, look into public in-state universities. Do not fall for the allure of the care packages and seemingly large scholarship offers from private universities. If you have to take on student debt try and keep it to federal loans.

They all need Dave Ramsey

Dominic was just uncalled for

@carrotbus3857

2 жыл бұрын

They just brought Dominic in here to flex on these people with credit card debt essentially

Some golden moments in this episode 🤣