Lucidly explained Sir, as always and distilled information content! Thanks Sir. 🙏

@TaxGyanbyOPYadav

Жыл бұрын

So nice of you dear Nilanjan. Regards

Very useful information as I come under NPS. Thank u sir 🙏

@TaxGyanbyOPYadav

Жыл бұрын

Thanks dear Vani.

Sir, very informative and important video. Thanks Sir

@TaxGyanbyOPYadav

Жыл бұрын

Thanks and regards dear Mani Singh Ji .

Very useful Information sir, thank you very much sir for great Information

@TaxGyanbyOPYadav

7 ай бұрын

So nice of you, keep watching.

Very succinct and very important subject Sir

@TaxGyanbyOPYadav

Жыл бұрын

Thanks and regards dear Sachin.

Thank you very much for the video Sir. The topic has been explained very nicely with examples. Very useful information and nice presentation of the topic, Sir 🙏.

@TaxGyanbyOPYadav

Жыл бұрын

Thanks dear Trupti.

Very useful to all who are concerned with this system .

@TaxGyanbyOPYadav

Жыл бұрын

Thanks and regards Dear Prajapati Ji.

An important topic lucidly covered, Sir

@TaxGyanbyOPYadav

Жыл бұрын

Thank you very much dear Alam. Regards

Very useful sir ji, thanks with regards sir

@TaxGyanbyOPYadav

Жыл бұрын

Thanks and regards dear Ajai.

Very good explanation sir my all doubts are clear

@TaxGyanbyOPYadav

Ай бұрын

Thanks dear Prashant.

Very articulate presentation...

@TaxGyanbyOPYadav

Жыл бұрын

Thank you very much dear Sinha Ji. Regards

Thanks a lot Sir for sharing it

@TaxGyanbyOPYadav

Жыл бұрын

Most welcome dear Deepa. Regards

Useful information. Most of the employees have no clarity on it.

@TaxGyanbyOPYadav

Жыл бұрын

That is the reason behind this video dear Anupam. Regards

Thank you so much Sir

@TaxGyanbyOPYadav

Жыл бұрын

My pleasure. 103 videos on my channel, keep watching and sharing.

Very useful and informative video

@TaxGyanbyOPYadav

Жыл бұрын

Thanks a lot dear Deepa.

Good Afternoon Sir, me up govt ka employee hoon 80ccd(2) ka excemption lene ke liye salary me employer ka contribution 14% add karna hoga ya 10 % add karke 14% basic + DA ka excemption le sakte hai ya nahi. Please clear kar dijiye .

@TaxGyanbyOPYadav

6 ай бұрын

Please watch the video once again, you will get an answer to your query- the employer's contribution is included in Salary and then deduction u/s 80CCD(2) to be claimed. For more details please watch kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=pcG_pD3WfiTLMUX9

Sir, finally you have cleared my doubt

@TaxGyanbyOPYadav

Жыл бұрын

Glad to know, dear Somesh Chandra. 99 videos on my channel and many more to come. Keep watching and sharing.

@someshchandra5386

Жыл бұрын

@@TaxGyanbyOPYadav sir plz make a video on taxability of trust

Sir central govt employee employer contribution and employee contribution , I show employer contribution 80ccd(2) and employee contribution 80ccd(1) it's right? Actually from 16 show employee contribution 80c..so i am confused

@TaxGyanbyOPYadav

11 ай бұрын

Dear अमित, मेरा वीडियो kzread.info/dash/bejne/dXum1chqg7jZYLA.html देखें, उम्मीद है आपका doubt दूर हो जायेगा।

very useful information Sir 🌹🙏

@TaxGyanbyOPYadav

Жыл бұрын

thanks and regards dear Pandey Ji.

Sir old regime me Nps ka contribution salary me count karna compulsory hai kya? jaise aapne bola 2nd example me ki new regime me hi NPS ko salary me include karna hai 17(1) clause (viii)

@TaxGyanbyOPYadav

2 ай бұрын

It has to be included in gross salary in both the tax regimes.

Good information sir thanks

@TaxGyanbyOPYadav

5 ай бұрын

Thanks Baria Ji.

my employer is contributing 14% into NPS. but 4% contribution amount has been added in my income and appearing in form 16, 26AS, can i claim that 4% in my ITR, under 80ccd(2).

@TaxGyanbyOPYadav

Жыл бұрын

Why not ask employer for correction in Form-16 ?

Very good information given sir...all doubts cleared...

@TaxGyanbyOPYadav

5 ай бұрын

Thanks dear Atul.

Sir, this month, my employer has contributed 6X times my monthly contribution by mistake. They are saying, it's reported as 1X to the IT department, but the actual amount contributed is 6X. Will 6X be considered while calculating my salary? Also, can I claim tax benefit for this extra amount under 80 CCD(2)?

@TaxGyanbyOPYadav

6 ай бұрын

The words used in section 80CCD(2) " Salary of the previous Year", therefore deduction has to be computed in on that Salary,and "Salary" for the purpose "includes DA but excludes all other allowances and perquisites."

Sir, In which category does a PSU(Public Sector Bank) falls? Because my bank deducts 14% u/s 80CCD(2) as employer portion of NPS. It is also reflected in Form 16. So, how much percent (4%, 10% or 14%)should I show in Deduction u/s 80CCD(2)? Please clarify it.

@TaxGyanbyOPYadav

21 күн бұрын

Watch my video kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=Lq2cXzLyAL7IqLZq . In case of any further clarification, please share your contact number on my email id opy.y6068@gmail.com

Useful and important information respected Sir

@TaxGyanbyOPYadav

Жыл бұрын

Thanks and regards dear Anand.

@vimalakumari7247

Жыл бұрын

@@TaxGyanbyOPYadav ;

Very useful information

@TaxGyanbyOPYadav

Жыл бұрын

Glad you liked it, dear Ajitha. Thanks and regards.

In fy 2021-22 I could claim tax rebate under 80ccd(2)on nps contribution of my employer .Can I claim it in next itr file on 23-24 fy?

@TaxGyanbyOPYadav

10 ай бұрын

Watch my video kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=7fdJMimPsmwR04RN . To clarify your query, let me know, the year in which the employer, has contributed in NPS

@soumenmohanty6042

3 ай бұрын

When wy to add employeer contribution nd deduct the same.?

Very useful information selected and brought out very clearly explaining each and every point to the employees point of view. Happy to see the translation in english is available to those who don't understand Hindi clearly. Good one sir🙏🙏🙏

@TaxGyanbyOPYadav

Жыл бұрын

Glad you liked it, dear Kumari. Thanks and regards

Very informative

@TaxGyanbyOPYadav

Жыл бұрын

Glad you liked it , Dear Sundeep Ji.

Sir kaise pata chalega k employer ne NPS ka employer contribution Form. 16 mein show kiya hai ya earning mein add kiya hai?

@TaxGyanbyOPYadav

Жыл бұрын

आपको नहीं पता है , तो अपने नियोक्ता से जानकारी ले लीजिये ।

Thanks sir

@TaxGyanbyOPYadav

Жыл бұрын

My pleasure, regards.

If employer contribution not show in form16 and auto filled data in itr form.On which basis i can iyr filled?

@TaxGyanbyOPYadav

13 күн бұрын

You can correct prefilled data in ITR

सर, SGB का टोटल कितना इंटरेस्ट लास्ट FY में मुझे मिला है ये पता करने का आसान तरीका कौनसा है? मैने पासबुक एंट्रीज देखी पर उसमे कम दिख रहा है। गवर्नमेंट से कोई शीट / document मिल सकता है क्या जहा पर एक साथ सब इंटरेस्ट डिपोजिट के details मिले?

@TaxGyanbyOPYadav

Жыл бұрын

अभी मैं थोड़ा व्यस्त हूँ , जितना जल्दी हो सकेगा, आपके द्वारा चाही गई जानकारी की कोशिश करुंगा।

Sir yadi old tax regime choose krte h tb b govt contribution ko add krna hoga kya

@TaxGyanbyOPYadav

Жыл бұрын

आप विडिओ को एक बार देखें , आपकी शंका का समाधान हो जायेगा । आप मेरा विडिओ kzread.info/dash/bejne/ZGaHzdeveaeepNY.html भी देखें । यदि और स्पष्टीकरण चाहिये , तो अपना contact number मेरे इमेल id opy.y6068@gmail.com पर भेज दें .

Hi sir, Can we see employer contributed amount in NPS portal and do we require to submit any document at the time ITR filling.

@TaxGyanbyOPYadav

6 ай бұрын

Yes, you can check . No evidence is required to be submitted with return as the same is required to be shown by the employer in the Form-16.

Jab jod kar 14% chhut kis par milna hai Jodane ke bad Jo total gross salary aayegi uska 14% 80ccd2 me labh milna h kya

@TaxGyanbyOPYadav

6 күн бұрын

Watch kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=Kvq21kQIDio0DWf7

Sir main gross salary mein nps ke contribution ko add nahi kiya 2022-23 mein ab kya karu sir.... mujhe to return bhi mila hai ab kya karu..... kindly help....

@TaxGyanbyOPYadav

5 күн бұрын

Please share your contact number on my email id opy.y6068@gmail.com

Sir mai employer contribution add krna bhul gya ITR fil krte waqt ..but 800cd(2)ka deduction b lia hai ..plz help

@TaxGyanbyOPYadav

24 күн бұрын

You can file a revised return up to 31st December of the assessment year.

Very well explained sir. Your vast experience is shared for public without any charges is really great. I have a doubt regarding Section 24B. As interest on capital taken from private persons for acquiring/construction of house also can be claimed under deduction, is there any specific format which is equivalent to interest certificate from banks? Though many people spend on house, we cant get loan from financial institutions due to lack some kind of documents. Please shed light on this matter at your convenience sir. Thanks once again.

@TaxGyanbyOPYadav

10 ай бұрын

Thank you very much for your kind words. To clarify doubts in respect of deduction of interest u/s 24, I will publish a video, probably in next month. Keep watching and sharing.

Hi Sir! I shifted to ops from nps last f.y. can I claim deduction u/s 80ccd(2) for those year?

@TaxGyanbyOPYadav

4 күн бұрын

Watch for more details kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=WTV8dmh7ImR9EpGy

1. Sir mere form 16 me employers contribution meri gross total me add nahin hai to kya mujhe 80 CCD 2 ms rebate mil sakti hai ???? 2. Dusra sir kya main income tax calculation me usko apni gross me add karunga to kya kuch rebate milegi ya same rahega gross ????

@TaxGyanbyOPYadav

12 күн бұрын

पहले सवाल का जवाब " नहीं" वीडियो को इस बार फिर से देखें, दूसरे सवाल के जवाब के लिये मेरा वीडियो kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=wHm39H2ZGaIeLdvD देखें।

Sir nps ki rashi 10% jo government duwara Katti hai uska dudaction new regime me milega ki nhi or 80CCD2 me kya le sakte hai kya

@TaxGyanbyOPYadav

6 ай бұрын

एक बार video को फिर से देखें, आपकी शंका का समाधान हो जाएगा। आप मेरा वीडियो kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=rW4M3AWjkI_VHOYl भी देख लें।

@constructiontechniques6262

6 ай бұрын

सर यही बताइए बता दीजिए 10% यह भी तो गवर्नमेंट ही देती है

Sir agar ye part of salary hai to employer kaise bina add kiye isko salary slip bna rha aur tds kaat rha hai

@TaxGyanbyOPYadav

4 күн бұрын

It is the responsibility of the employer to include the same in gross salary for the purpose of making TDS u/s 192. May be he is not aware of the provision of section 17 referred to in the captioned video. The employer may be held responsible for short TDS and liable for action u/s 201(1) and 201(1A) , in addition to other consequences under Income- Tax Act.

Cleared all doubts sir 🙏👍 Very well explained !!!

@TaxGyanbyOPYadav

7 ай бұрын

Thanks dear Rakesh

Very useful information...well explained. I have a query. Will employer contribution be included in salary in both old or new tax regime?

@TaxGyanbyOPYadav

Жыл бұрын

Yes, Please watch video again, it has been discussed. For further clarification, watch my video kzread.info/dash/bejne/ZGaHzdeveaeepNY.html

Psu banks k case me kya hoga, weather they can claim 14% or not as they are neither Central nor State employees

@TaxGyanbyOPYadav

6 күн бұрын

Please watch to get an answer to your query - kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=Kvq21kQIDio0DWf7

Thank you for the information Sir. I was wondering for long how is it possible to claim employers contribution towards NPS without including it in the salary. Now clear. Including the NPS and then claiming it doesn't actually make much sense. Better not to add and not claim at all.

@TaxGyanbyOPYadav

Жыл бұрын

Thanks for watching. The approch which is required to be adopted, in accordance with the provisions of the income-tax, has been discussed in the video.

@gullyssg

Ай бұрын

Same. But i couldn't got the point that what is benifit in this ????? First u add and then u deduct.😢 Any explanation.!!!!???

@youngiobian1214

12 күн бұрын

My salary slip doesnot include NPS contribution by employer. I was thinking that why employer not including in salary and later on upon calculation i realized that if included then employer needs to deduct more TDS on monthly basis. as you said including nps n claiming doesnt make any sense.

Sir, thanks a lot for one more coverage. Sir, is there any categorical mention/quote of deduction under 80CCD(2) in NEW RAX REGIME. Kindly throw some light🙏

@TaxGyanbyOPYadav

Жыл бұрын

Dear Vishnu, In sub-section (2) of section 115BAC it has been provided that in case of an individual, other than deduction under sub-section (2) of section 80-CCD, no other deduction under Chapter-VIA is allowable. For more details, please watch kzread.info/dash/bejne/aoNqks2CXdzUeNI.html and kzread.info/dash/bejne/rGeXw5pmdM7IYaQ.html.

@vishnutailor-zp6cv

Жыл бұрын

@@TaxGyanbyOPYadav Thanku very much Sir🙏

सर क्या 14% goverment contribution भी sallery मे count होता है

@TaxGyanbyOPYadav

6 ай бұрын

Yes, the Government is also an employer. Watch my video kzread.info/dash/bejne/ZGaHzdeveaeepNY.htmlsi=cAzySh-6lU1OeKpN

Sir thank you but need to know 1 thing. agar 16 no. me NPS ka 14% employer deduction add nhi kiya fir kaise claim kar skte

@meenabhandari2124

2 күн бұрын

In case of govt employee

@TaxGyanbyOPYadav

2 күн бұрын

Watch my video to know , how much penalty can be imposed on false claim of deduction kzread.info/dash/bejne/g4uTp9Clh7vSido.htmlsi=mKoos44w9uWbEnd3

सर...100% गवर्नमेंट ग्रांटेड प्राइवेट स्कूल टीचर को salary में EMPLOYER NPS CONTRIBUTION 14 % मिलता हो..तो 80ccd(2) में tax exemption 10% मिलेगा या 14 % ?

@TaxGyanbyOPYadav

5 ай бұрын

10%; for more details watch my video kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=J94v9R9jGgNnHN9Q

Hello sir, i need a clarification. 80ccd2 can be claimed only if employee contribution is added to gross salary??? Please explain

@TaxGyanbyOPYadav

Жыл бұрын

Dear Chandra Sekhar, Please watch the video , the issue has been explained. In case of any further clarification, please share your contact number on my email id opy.y6068@gmail.com

Sir ye form 16 mein dikhaya nahi employer ne kya exemption milega

@TaxGyanbyOPYadav

11 күн бұрын

अपने employer से पूछिये, क्या उसने NPS को gross salary में include किया है।

Thanks for the video sir, If my employer's NPS contribution is not reflected in Form 16, should I still claim the deduction? Please help, your advice is much appreciated!

@TaxGyanbyOPYadav

9 күн бұрын

In my view "No", please watch my video again. I have discussed, the issue with examples.

@paritoshbhatt

9 күн бұрын

@@TaxGyanbyOPYadav Thanks for the reply sir, but when i searched for this on internet i found mix opinions, in most of the cases i found that under 80CCD(2) the employer NPS contribution can be claimed for deduction irrespective if its mentioned in Form 16 or not. I am too confused regarding this, Not sure about the correct answer.

@TaxGyanbyOPYadav

9 күн бұрын

@@paritoshbhatt please share your contact number on my email id opy.y6068@gmail.com

Good evening sir, kindly provide guidance relating to sec 17(2)(vii) which is also regarding employers contribution to NPS under perquisite

@TaxGyanbyOPYadav

Жыл бұрын

Dear Nishant, The income under the head " Salaries" is charged under section 15 and for that purpose of "salary" has been defined in section 17(1). as per clause (iv) of section 17(1), "salary" also "includes 'any fees, commission, perqusites or profit in lieu of or in addition to any salary or wages". The "perqusite" for that purpose has been defined in section 17(2) . On the issue, please watch my video kzread.info/dash/bejne/ZGaHzdeveaeepNY.html . In case you need further clarification, please share your contact number on my email id opy.y6068@gmail.com . It will be my pleasure to speak and clarify.

@nishantshah7786

Жыл бұрын

Thank you sir

@balakramyoga84

Жыл бұрын

Namaskar sir , itr form me dcps matching govt.contribution , ki income ko Kahan show krna hai?,kya mujy aaka contact no mil sakta hai ?

@TaxGyanbyOPYadav

Жыл бұрын

@@balakramyoga84 please share your contact number on my email id opy.y6068@gmail.com

Good One

@TaxGyanbyOPYadav

Жыл бұрын

Thanks dear Shrivastava Ji. Regards

Where to add 80ccd amount in salary in order to claim deduction

@TaxGyanbyOPYadav

Жыл бұрын

Pl watch my video again, employer' s contribution in the NPS account of employee is "Salary" in term of section 17(1)(viii)

@AdvRiyaSharma

Жыл бұрын

@@TaxGyanbyOPYadav thank you sir for instant reply , your vedios are so such informative

Kindly clarify whether employer's contribution needs to be added in total income when income tax calculation is done as per old tax regime

@TaxGyanbyOPYadav

Жыл бұрын

I have clarified the issue in my video, please watch it again. Any doubt still remains, please share your contact number on my email id opy.y6068@gmail.com. I will speak to you and clarify.

Other employee means?

@TaxGyanbyOPYadav

Жыл бұрын

Other than employees of central or state government

Sir Employer share 14% can fully exmpution income tax

@TaxGyanbyOPYadav

6 ай бұрын

Yes, for central and state government employees. Watch my video kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=Fw2DOm40bTt_-OwZ

ये kya bhadda majaak hai pahle 14% gross me एड करो और फिर 14% घटाओ.. Result तो 14-14=0 आएगा... आप कन्फ्यूज कर रहे हैं

@TaxGyanbyOPYadav

6 ай бұрын

यदि कोई confusion है तो आप relevant provisions, जो मेने वीडियो में discuss कियें हैं, उनको पढ़ लें।

@prabhatpathak2163

5 ай бұрын

Meri gross me ad hua hai 14@ .... Meri total gross Kam ban rhi hai but employers ki taraf se gross jyada dikha rha hai

@vibhasharma5410

5 ай бұрын

5:57 5:57 5:57 5:57

@gurpreetgedu

21 күн бұрын

Sahi kaha

@sanjayarora9755

9 күн бұрын

Sir sahi kah rahe hain. Aisa hi hota hai.

Employer contribution towards NPS can be included in gross salary only if pf, nps and superannuation contribution put together is more then 7.5 lacs per annum. ( As amended in budget 2020) otherwise no need to include in gross salary

@TaxGyanbyOPYadav

9 ай бұрын

Dear Priti Ji, Please read section 17(1) and 17(2) of the Income -tax Act, you will find the answer. In case, you need further clarification, It will be my pleasure to call you and clarify, please share your contact number on my email id opy.y6068@gmail.com.

@DrDBS

6 ай бұрын

Then what's the meaning of exemption

Sir, to iska benefit kya h government employees ko?

@TaxGyanbyOPYadav

Жыл бұрын

आप वीडियो को देखें और सुने स्पष्ट हो जाएगा, यदि और कोई doubt हैं तो मेरा video kzread.info/dash/bejne/dXum1chqg7jZYLA.html&feature=share9 देखें।

@uix111

Жыл бұрын

​@@TaxGyanbyOPYadav My question is, 80CCD(2) provision se employees ko koi banefit nahi h to fir ye diya kyun h? Other type of income is directly given to an employee but this employer contribution is not given directly to employee as this amount is being locked by govt. itself.

सर आपका बहुत-बहुत धन्यवाद इतनी महत्वपूर्ण जानकारी देने के लिए मैं आपसे यह पूछना चाहता हूं कि यदि किसी एंप्लॉय ने एंपलॉयर का कंट्रीब्यूशन टोटल सैलरी में ऐड नहीं किया और 80सी सी डी 2 में उसका बेनिफिट ले लिया है और रिफंड भी आ गया है तो अब इस केस में उसे क्या करना चाहिए और ऐसा पिछले तीन चार साल से हो रहा है क्या इनकम टैक्स की तरफ से उसको कोई नोटिस आ सकता है? या कोई और जुर्माना भी लग सकता है या कोई केस भी बन सकता है इन सब से बचने के लिए उसे अब क्या करना चाहिए

@TaxGyanbyOPYadav

Жыл бұрын

आप kzread.info/dash/bejne/aX2HrbmtddzAaLA.html&feature=share9 , kzread.info/dash/bejne/lZifsdZrirG5Zbw.html&feature=share9 और kzread.info/dash/bejne/g4uTp9Clh7vSido.html&feature=share9 को देखें, उम्मीद है आपके सवालों का जवाब मिल जायेगा।

@tejaswkumar1944

5 ай бұрын

@@TaxGyanbyOPYadav matlab aise case mein penalty lag sakti hai agar deparment scrutinize kar le toh, aur hume revised return bharke leftover tax bharna chahiye? ...

If we include this in gross salary now, then we are paying tax now and again when we will get pension. Why we will pay tax twice

@TaxGyanbyOPYadav

9 ай бұрын

Dear Priti Ji. I have explained provisions of Income -tax as per my understanding. Please watch my video again, your doubt will be cleared. Employer's contribution in NPS is included in salary and then allowed as deduction in accordance with the provision of section 80CCD(2)..To know, whether pension from NPS is chargeable to tax. please watch my video kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=V2wa-puspy4EmQp9

IT IS ADDED TO GROSS SALARY AND THEN DEDUCTED. WHAT IS THE POINT THEN ? THIS IS NOT CORREECT WAY OF DOING

@TaxGyanbyOPYadav

Күн бұрын

Please go through the relevant provisions discussed in the video and my earlier comments on the similar queries.

Sir ITR file karke dekha ...14% add karo gross me fir 14% ki deduction lo..to result ZERO fayada hua...fir to es section ka koi fayada nahi ho rha

@TaxGyanbyOPYadav

10 күн бұрын

फायदा यह है कि यदि ये प्रावधान नहीं होता, तो employer का nps में कंट्रीब्यूशन आपकी सैलरी इनकम में tax होता।

Koi apne future ke liye khud se nps me contribute karta he to usko itr me koi deduction nahi he kya.. Ye to sahi nahi he

@TaxGyanbyOPYadav

Ай бұрын

New Tax Regime में कोई डिडक्शन नहीं है , किन्तु old tax regime में section 80 CCD(1) और 80 CCD(1B) के अंतर्गत आपको deduction मिल सकता है ।

जो सैलरी से कटते हैं या जो 14% सरकार कटवाती है दोनों में से किसमेे छुट मिलेगी

@TaxGyanbyOPYadav

4 ай бұрын

Employer, आपके केस में सरकार के contribution पर।

Please speak continuously, why you are taking pause while speaking 😂

@TaxGyanbyOPYadav

9 күн бұрын

Noted, thanks.

Sir kya employer iska benifit le sakta hai? Yadi employer ne return bharte time benifit le liya to? Aur Mai Ek Bank Employee hu aur mera Nps 10% hai Aur bank ka 14% to muje 80CCD(2) me kitna Deduction milega?

@TaxGyanbyOPYadav

5 ай бұрын

Please watch kzread.info/dash/bejne/dXum1chqg7jZYLA.htmlsi=Fb5-ZLBfb4R7rRje