Thinking about making the move to Florida? Reach out! We're here to help. Juan Alcala - Tampa Realtor 📲 Call/Text Direct at (813) 261-3540 📲 Email: info@trulivingroup.com 📅 calendly.com/juan-alcala/45 👨‍💻 Website: www.tbhomesearch.com/ Follow us on Instagram: instagram.com/juan.alcala.realtor/

@MetropolitanIndianapolisLiving

9 күн бұрын

Trying to figure out the area you are at... We are all about walkability, quality of life and relatively close to daily needs. When we lived in Melbourne we walked alot to restaurants, coffee places, groceries, etc... 15 min drive to the Atlantic coast by Patrick Space Force Base, loved it... Coming to Sarasota, Manatee, Hillsborough, or Pinellas County this go.

The cost of living seems to be increasing every year, making it harder to keep up.

@AshleyKeith-vw7ws

13 күн бұрын

Indeed , it's becoming quite challenging to manage expenses.

@trulivingtampa

12 күн бұрын

So true!

WOW, nice to see other Michiganders moving here. We moved here from MI (Frankenmuth) in 1996 in our mid 30's. We are in Central Florida (Lake/Sumter Co.) We are now retired and live in "The Villages" area. Going back to Michigan for Summer to be with family. Love Florida living!!! FYI, it was much cheaper moving here 20+ years ago. We have owned 2 homes and doubled our investment on both. Now live in a retirement community.

@trulivingtampa

11 күн бұрын

Thanks for sharing!

Chose to relocate to New Port Richey FL from Palm Harbor FL after my retirement in 2017, primarily due to the sales tax half a point lower. State base sales tax is 6% while it's only 7% here. Real estate is more affordable so I paid cash for my 1800 Sq ft home with $850 HOA a month. Like you, I'm ten minutes to the beach. High and dry 😁 I wanted to sell my place for something smaller then the inflation set in. Now I'm stuck. Love Florida, been here since 93. Love your channel and welcome to Paradise.

@trulivingtampa

13 күн бұрын

Thanks for sharing and the compliment. Be blessed!

Brother you’re an eloquent speaker. Thank you for being so transparent. Wish your family the best. From Toronto.

@trulivingtampa

4 күн бұрын

You're welcome. Thank you for the compliment.

Two adults and a dog(80lbs) around 1000$/month for groceries in St Louis Missouri. We prioritise grass fed meats and organic foods. Takeout depends but usually it’s 150-200$/mo on top of groceries.

@trulivingtampa

14 күн бұрын

Great share! Thank you for watching.

Great video thank you for taking the time!!!

@trulivingtampa

13 күн бұрын

You're welcome. Thanks for watching!

Thank you for your transparency. Love your channel. I hope to work with you when I move.

@trulivingtampa

14 күн бұрын

Glad it was helpful. I hope so too!

Thanks for sharing. It gives me a more realistic idea of what i will be looking at. I’m hoping for positive economic changes in the next couple years when I can make the move.

@trulivingtampa

14 күн бұрын

You're welcome. Thanks for sharing!

Juan, I don't know if you know this but this is benefit that might be helpful to your VA loan purchasers. It is called the VA IRRL benefit, and it just depends on their lender. Is a special type of refinancing that is different from the traditional refinancing. Long story short, we bought last year at a 7.587 rate, through this benefit we are able to drop our rate down to 6.25 and drop our mortage payment by almost 400 dollars!

@trulivingtampa

14 күн бұрын

Thanks for sharing, Timothy.

Thank you for sharing

@trulivingtampa

13 күн бұрын

You're welcome. Thanks for watching!

Love this!

@trulivingtampa

12 күн бұрын

Thank you, sir!

I pay $5000.00 a year for homeowners insurance with a mitigation report, live in Pembroke Pines, in South Florida 10.5 miles from the beach. I wish I paid $2500.00 a year. My water bill is over $100.00 for 2 people and my lawn service is $45.00 a week. I have a large circular driveway and concrete patio on the back. I have lived here all my life but insurance rates and HOA fees are driving people out of Florida. I am considering moving to the Sarasota/Venice area where prices are better.

@trulivingtampa

12 күн бұрын

Thanks for sharing. Yes, Miami-Metro prices have gone way up and are still increasing. We've moved quite a few people from that area here to Tampa - Sarasota over the last two years. Thanks for sharing.

I live near lady lake out in the country. I am retired my home , car are all paid off and I live on social security a small military disability and a annuity . All comes out to about $60000 per year. I have no problem doing anything I want on my income.

@trulivingtampa

14 күн бұрын

Thank you for sharing. It's very valuable.

@becraftcorey

14 күн бұрын

And you have no house payment rent or car payment

@usmc24thmeu36

11 күн бұрын

I paid everything off 6 years ago made sure all work was done on my house and land why'll i was working and then retired.​@becraftcorey

Thank you so much for being transparent about the money. My wife are thinking about relocating down to Riverview, FL area due to my job wanting to relocate me. We would be moving from South Carolina so we have been watching numerous videos to gather the best information on what it is like to live down there. (Money wise)

@trulivingtampa

14 күн бұрын

You're welcome. I'm happy to hear it helped add some clarity.

Always great work to you and your wife! well done, and I would be curious to understand how renting with option to purchase works for houses! This would be a very interesting next video! Continue to show us the Tampa region! 😎🌴

@trulivingtampa

14 күн бұрын

Great suggestion! It's tough to do now with the cost of money.

We spend average of $1,447 a month for a family of 4 which includes 2 kids in Dallas tx.

@trulivingtampa

5 күн бұрын

Thanks for sharing, Vlad.

Great video! When we move to Florida, we will sell our house in Kommiefornia and have about $400K to put down. Our criteria is for finding a house is a 5-10 minute drive from the beach and a marina for the boat, definitely a pool and would love some sort of view. Personally, I'd love a house on a canal to have the boat there instead of paying for a marina. We're open for the stretch from Clearwater down to Sarasota/Bradenton. When we move, we will also be moving with nothing but certain clothes and our doggos - and one crazy cat. Our current monthly food budget for a family of 4 (2 adults & 2 high schoolers - only on the weekends though) is roughly $1200. We are primarily focused on a carnivore diet. This does NOT include date night meals or family pizza night. Our current water bill is roughly $42 a month - we took out our lawns and put in rock. Our current electrical bill averages $200 a month. Our current gas bill averages $100 a month. Our garbage/sewer is a set $206 every other month. Our cheapest gas is around $5.29 a gallon. Our state tax rate is a little over 13%. Our auto insurance for the G Wagon and convertible Audi is $225 a month. Our health insurance through my wife's work (I am self-employed - Broker) is $1000 a month. Our current mortgage is just under $2K a month at 2.5%. Our cell phone is $160 a month. Our property tax is $6K a year. What else am I missing?

@trulivingtampa

13 күн бұрын

This is a great share. So detailed! Thank you!

@whiskeysprings

8 күн бұрын

In a nutshell, this is why I’m leaving FL

@steven_dekok

8 күн бұрын

@@whiskeysprings I can guarantee you that FL has NOWHERE near the crime, homelessness, government overreach and corrupt spending that CA does. In CA, if I legally shoot someone breaking into my house to hurt my family, I could go to jail. That would not happen in FL. I'll take all the flaws of FL any day of the week over CA aka Kommiefornia.

We live in Riverview, have 2 in our household with a cat. We spend about $400 per month in groceries, and avoid all processed food. We cook at home 90% of the time. Our staples are black beans and eggs which are nutrient rich and cheap. We also have food delivered from Weee because we don’t have a good Asian grocery store store where we are. Are house, and cars are paid off, and we avoid lifestyle creep as well. There aren’t too many great restaurants around, so it’s easy for us to eat at home. For good food, we go to Tampa, all of the good Chinese restaurants are on Fowler Ave in Tampa, JFYI. :) We also have solar, so our electric bill is about $18 per month in an 1,800 sq ft home.

@trulivingtampa

14 күн бұрын

Wow! Great job on the solar. Thank you for sharing.

@JesusisLordandSavior3511

14 күн бұрын

Eggs are not inexpensive these days... vote Trump!!

@Bicyclechris

14 күн бұрын

@@JesusisLordandSavior3511 They make my meals less cost around 66 cents per meal when I eat two boiled eggs. So yeah, that’s cheap. Paired with about 1/4 of a can of black beans, that’s 31 cents, and let’s round things out with a couple of mandarin oranges for $1.00, and maybe a few sticks of celery, a handful of spinach, and maybe a few carrots and I have a well rounded meal that keeps me full for less than $5. That’s cheap, even with the Brandon administration running the show. :)

@coremaw

3 сағат бұрын

Amazing

Their is two of us in my home here in Florida we are active and our food each month cost around $700 currently

@trulivingtampa

12 күн бұрын

Thanks for sharing!

I live in Westchase/Citrus Park area of Tampa. I spend at least $1400/month for groceries. Family of 3.

@trulivingtampa

11 күн бұрын

Thank you for sharing. I appreciate you!

no car payments correct? that definitely helps as well! thanks for the insight.

@trulivingtampa

13 күн бұрын

We have one payment.

Nice video I'm considering moving to Florida in the next few months but looking at Central Florida not Tampa. I don't have a wife, kids or pets and don't need to be near the beach or have a pool. So, my costs will be significantly lower. High speed internet is must, so it's good to get an idea of that potential cost.

@trulivingtampa

13 күн бұрын

Thanks for sharing.

I haves lived in Florida for 36 years. The State was so great and inexpensive until Covid. The homeowners insurance was always about 1K per year and auto insurance was crazy cheap. Now it’s insane expensive and we may be moving elsewhere in a couple years. It’s becoming a rich person state. Only the rich will be able to afford it.

@richalbee6360

7 сағат бұрын

I don’t understand how your insurance is so cheap.

Coincidentally, I left Florida 6 years ago (lived there 10 yrs), and just moved back to Detroit 😂 I dont miss Florida at all. ❤ The winters are gorgeous, the summer hurricanes and 24/7 warnings ugh .... bugs; roaches, summer humidity. I was 18 yrs in real estate & finance. Tampa, Seminole, New Port Richey. 😊 BUT, it really feels good to be back home in michigan again. ❤

@trulivingtampa

10 күн бұрын

Thanks for sharing!!

@Jompany

9 күн бұрын

@@trulivingtampa yw. Small world, huh? Enjoying your videos. ❤

We have grown kids out of the house but we do have a grandson we pay 500.00 a month for groceries. We do rent in New Tampa but would love to buy in Dunedin one day.

Here in St Pete Beach we budget $1500 per month for 2 adults and 1 teenager

@trulivingtampa

12 күн бұрын

Thank you for sharing, Heather.

I’m in Connecticut and my husband and I spend roughly 900 a month.

@trulivingtampa

11 күн бұрын

Thanks for sharing.

Can do a video on the community in my largo fl. St. Pete.And the lot fees and house payments thanks

Awesome video Thank you for sharing.

@trulivingtampa

14 күн бұрын

You’re welcome!

Pinellas County Florida around $250 one person A MONTH ON FOOD. im in largo

@trulivingtampa

14 күн бұрын

Thank you for sharing.

$4200 a month for a house under 500k is insane. Florida housing market is 30% over valued right now and on a downward spiral. You would have been better off renting for the next year or two, waiting for interest rates to drop and save for a 20% down payment. I hope you don't look at the equity in your house as a win because it will soon fall by 30%. I appreciate you being open and honest and i wish the best for you and your family! Fellow Michigander

@trulivingtampa

14 күн бұрын

While off base, I do appreciate your perspective. Thanks for sharing and watching.

@joeydego2

13 күн бұрын

Where is the downward spiral? We closed on new construction in January and already had 10k in equity at the time of closing.

@brennt1

13 күн бұрын

Price is determined by supply and demand. There is more housing demand than supply in the Tampa Bay area. Prices are not going down. Also interest rates in the last decade or so have been abnormally low. There is no guarantee rates will drop significantly anytime soon.

@nickh3064

13 күн бұрын

Tampa is not getting hit as hard as other parts of Florida yet. As for supply and demand in June of 2022 Tampa had 1,966 houses on the market fast forward to today it's now at 3,976. It's obvious that there is a crash coming. The pandemic hit and everyone flocked to Florida. Prices for homes grew by 30-50%, and you're suggesting that prices will continue to go up? Interest rates are high, the prices of houses are high, why would anyone want to buy now? Not to mention Tampa is 30% over valued right now.

@joeydego2

13 күн бұрын

@@nickh3064as long as NY/NJ money keeps pouring into the area, you will only see increases in values.

2 adults 2 toddlers. $300 a week. $1200 a month in Johnson County Kansas. Literally $100 a week is for fruit because... ya know, toddlers.

@trulivingtampa

12 күн бұрын

We used to call ours fruititarians at that age. 🤣 Thanks for sharing

Coming from NY…this is comparable to what I spend. I spend almost $400/month for a single person because I eat some organic foods and I shop in discount stores like Aldi and Stop & Shop.

@trulivingtampa

14 күн бұрын

Thank you for sharing!

We live in Iowa for two people we spend about $550 a month, all meats, veggies, and fruit.

@trulivingtampa

14 күн бұрын

Thank you for sharing!

Never in my life have I heard of this budget. 30% for entertainment and hobbies? I wish!

@trulivingtampa

13 күн бұрын

We definitely did not say we have a 30% budget for entertainment and hobbies. That’s is the goal during retirement though 😉

Me 2 Bengal cats, Malinois Dog, $800 a month, healthy food costs more. Now n then DoorDash for Jersey Mike’s etc

@trulivingtampa

13 күн бұрын

Thanks for sharing!

Are you close to Farmer's Markets? Or, do you have access to a local CSA Program?

@trulivingtampa

14 күн бұрын

We have farmers' markets everywhere.

As a registered nurse in New Mexico that has been thinking to relocate to Florida, I was surprised to find the pay is about $10 less an hour or $17,000 less a year while cost of living is slightly more for me there. living a very humble lifestyle & having my student loans, I couldn't figure out how to afford housing, not even rent. I'd have to have a full time and part time job and even then it still seems odd to me the cost of living.

@trulivingtampa

14 күн бұрын

Thanks for sharing. Student loans are a lifestyle killer, for sure. Thank you for serving people. We appreciate you!

@Christina-yu3gu

13 күн бұрын

Fla pay is zero, even in service jobs, been here 3 1/2 yrs from LA, prices went way up rent is 2100$ month 600sq feet, LE pension is ok here. Moving to Summerlin NV soon, buy a house, close to Wine country & NOT heavens waiting room like Fl. I’m 52.

@liferx4343

13 күн бұрын

​@@Christina-yu3gu Wow, thanks for sharing that insight with me. Making less while housing is more doesn't seem sustainable in my head. I realize there is no income tax; but with increased housing, insurance, it doesn't add to me. Florida must not have a demand for service jobs, or at least nursing. Summerlin NV by the way, my sister use to live there and she absolutely LOVED it. I'm not sure what the cost of living is there now, but when I visited her, it was so clean and beautiful. Traffic wasn't even horrible compared to other cities. It was scorching hot dry heat and there were scorpions, but it's beautiful none the less.

@trulivingtampa

13 күн бұрын

@@Christina-yu3gu Best of luck. Thanks for sharing!

@oneshot_onekill4618

12 күн бұрын

I am making 70k a year and barely getting by here in Florida. Just thought i would share.

When you buy a Manufactury home does the value drop?

Here i was waiting for the total at the end lol

Love your video. Don't mind live in apartment move in new market I'm coming from Massachusetts market save up for house and move my business

@trulivingtampa

14 күн бұрын

Thanks for sharing!

Lol it’s crazy I’m paying less per month for mortgage and property taxes for a $1.4 million house in So Cal versus what you guys pay in Tampa! Wow! My mortgage is $2450 a month and monthly property tax amount is about $250 a month. So about $2,700 a month.

@trulivingtampa

13 күн бұрын

Nice. Those 2-3% interest rates were a game changer.

@kyrey5468

13 күн бұрын

@@trulivingtampa Definitely! Refinanced my mortgage from 5% down to 2.75% and it was the best thing I could do!

@trulivingtampa

13 күн бұрын

@@kyrey5468 that’s winning!

Pool service only $100 month seems low…is it a company or an independent?

@trulivingtampa

13 күн бұрын

It's a company. We don’t hire DIY’ers.

How is your homeowners insurance so low even though you live in close proximity to the beach? I live in River Hills (Valrico), and my insurance is $7K! 🤯

@trulivingtampa

12 күн бұрын

It depends on a lot of factors. Age and size of the property, elevation, past claims, age of the roof, electrical, mechanicals, etc. they even factor in credit score. There are many more and I don’t sell insurance, so I can only share what I know.

If you didn’t own prior to covid, you’ll need to be very wealthy to move to Florida if you plan to buy. One more storm and insurance will price most out permanently if it hasn’t already. The dollar is worth half since the printing. Prices will remain double for everything. This doesn’t include new roof and snowbirds neglect for decades by not renovating. Best of Luck.

@trulivingtampa

13 күн бұрын

One thing we agree on is the devaluation of the dollar. The FED’s goal is inflation. Every second, your money is not working for you; you are with less.

How many people are leaving?! Tons!

@trulivingtampa

11 күн бұрын

There will always be people moving in and out of areas. Tampa has had more move in than out over the last 4 years. It really only matters if it’s the right place for you or not.

I wouldn't recommend anyone to ever move to Florida - 1) unless if you are in a pool or on the beach you can never be outside - just run from one air conditioned area to the next. 2) look at the flooding in the last few days - most of Florida is now flood prone to "once in a lifetime" flood events yearly. Thousands go homeless yearly because they can't keep up with the flood damage. 3) Florida is one of the top 3 worst places in the US you can live as far as major weather events for the next few decades - why get into a mortgage for 30 years when you will have to move anyway and won't be able to sell your property in the future? Edit: forgot to include - cape coral now has over 4000 condos on the market that is not selling because people are trying to get out.

@ofthecoast9815

13 күн бұрын

Unless you accidently added an extra zero; Im seeing a little over 400 condos on the market in Cape Coral.

@Violet._.PhoeniX

13 күн бұрын

@@ofthecoast9815 Sachs Realty just posted a video 3 weeks ago featuring melody wright and they quote the 4000 and actually talk about the Florida insurance crisis on this video in detail. Highly recommend you watch it.

@Violet._.PhoeniX

13 күн бұрын

@@ofthecoast9815 let me know if you want the link - I know it's not advised to click on links on KZread comments but I can give it to you if you don't feel like looking for the video. You can also just search "Sachs Realty - melody wright"

If my dogs food was 100 dollars a bag I’d probably eat the dog.

@trulivingtampa

13 күн бұрын

🤣 That’s not an option.

If you’re in Tampa and not making $100K, then you won’t be saving anything meaningful and you will feel like the brokest SOB here. The good areas of Tampa have been bought by “big shots” with egos to boot. Everyone from TX, CA, and the east coast have swooped in. They wouldn’t know the Ice Palace from the stadium, so don’t bother asking them anything about the city.

Your wife is so beautiful

@trulivingtampa

14 күн бұрын

Thank you. I agree!

Nobody move to Florida! Please! We’re full!

Thats an insane electric bill! Get solar Panels! Even with my Solar Panel loan its only $108 a month!

@trulivingtampa

11 күн бұрын

Thanks for sharing.