What Does the Underwriter Do When Buying a House | What Happens During Underwriting

#mortgageunderwriting
What does the underwriter do when buying a house | What Happens During Underwriting | Mortgage Underwriting | How long does underwriting mortgage approval take - The amount of time will vary by lender, amount of conditions needed to clear and the overall loan volume of the lender. Most loans can close within 30 days.
Kicha Gaskin, Loan Coordinator
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Пікірлер: 764

  • @saimanneh
    @saimanneh3 жыл бұрын

    This is the best video I have seen on the "Underwriting" subject. Thanks for clarifying

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you, trying to make this sometimes "mysterious" topic understandable to eliminate those first time buyer fears.

  • @ashleyarmonie9439

    @ashleyarmonie9439

    3 жыл бұрын

    Congratulations

  • @paulareid6275

    @paulareid6275

    2 жыл бұрын

    This is very helpful

  • @JWilliams-sn3qe

    @JWilliams-sn3qe

    Жыл бұрын

    @@ShaheedahHill going through underwriting,and u ladies made me feel better and understand a better thank you ❤️❤️

  • @tiffanyholmes6610

    @tiffanyholmes6610

    Жыл бұрын

    I am currently in the commitment stage of underwriting and I am making myself sick because I have a 2k non refundable Ernest down payment

  • @meicealways5842
    @meicealways58423 жыл бұрын

    She was very informative! This just seems so scary and intimidating but I’m praying for everyone who’s in this current process or will be 🙏🏽

  • @teesthoughts6717

    @teesthoughts6717

    3 жыл бұрын

    I just found out that I am in underwriting... praying all goes well!!!

  • @meicealways5842

    @meicealways5842

    3 жыл бұрын

    Tee’s Corner Store congrats!! Pray all goes well! I closed on 10/28!! Such an over whelming but awesome feeling! Pray everything goes well with your process

  • @teesthoughts6717

    @teesthoughts6717

    3 жыл бұрын

    @@meicealways5842 thank you sis!!! Letting go and letting God 🙌🏾

  • @meicealways5842

    @meicealways5842

    3 жыл бұрын

    Tee’s Corner Store yea it’s all we can do

  • @TanishaJonesthelovelymissjones

    @TanishaJonesthelovelymissjones

    3 жыл бұрын

    Thank you Dear ❤️

  • @rando1653
    @rando1653 Жыл бұрын

    My underwriting process was so easy and smooth... no Rollercoasters, always going straight until we closed tho

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    That is awesome, congrats!

  • @mattfischer1
    @mattfischer1 Жыл бұрын

    I’m obsessed with you entire channel. You explain everything so so well in ways nobody else seems to know how to explain. And you ask all the right questions!

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thank you so much, I appricate that.

  • @truthfuljones4557
    @truthfuljones45573 жыл бұрын

    Great video! I needed this before I closed on my house. I had a great lender who went above and beyond through the whole process even on Saturday when I needed him. I got frustrated having to send paperwork over and over again and explain things multiple times but I held on and now I’ve had my home for over a month now. Just like the video says do what is asked and keep praying until the end. 🙏

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you for sharing! Congratulations!!

  • @habitosdevidanatural4268

    @habitosdevidanatural4268

    2 жыл бұрын

    So glad everything worked out for you. I am in the process of being approved. But sometimes I feel hopeless like I want to cry 😢 out of frustration.I am holding on to my dream and you ladies are a great motivator. Thank you 🙏🏼

  • @mygrace77

    @mygrace77

    2 жыл бұрын

    @@habitosdevidanatural4268 I'm in the same process as well. I'm currently in underwriting and I'm nervous but I'm praying all goes well. You will also be ok just try to stay positive.

  • @habitosdevidanatural4268

    @habitosdevidanatural4268

    2 жыл бұрын

    @@mygrace77 Yay, I am happy for you! 👏🏼 The appraisal of my future home 🏡 was done today. I think every part of the process is nerve racking. I am counting the days until they say “Clear to close” I have faith everything is going to work out. We must be strong all the way through the process. Thank you for your kind words and Shaheedah for educating all of us. 🙏🏼🙏🏼

  • @ashleyarmonie9439

    @ashleyarmonie9439

    2 жыл бұрын

    Thank you i needed this.

  • @alexandraadams2070
    @alexandraadams20702 жыл бұрын

    My lender does the underwriting ahead...she says it gives the buyer a stronger position....I like that better than waiting.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Yes, that puts you in a much better position. Thanks for watching.

  • @NewYorkYankees1

    @NewYorkYankees1

    4 ай бұрын

    What lender is that?

  • @gettyohene4338
    @gettyohene43383 жыл бұрын

    My underwritten just got approved for a new house 🏠🙌 and closing on September

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Congratulations.. just remember they will look at everything again as you get closer to your closing date. So stay consistent in income, employment and credit. Thanks for watching

  • @g-mawof5310

    @g-mawof5310

    2 жыл бұрын

    Congratulations

  • @Jimmy-fp4qq
    @Jimmy-fp4qq3 жыл бұрын

    Remember ladies n gents, pick & choose your lender wisely.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Good advice

  • @LS-gh8iv
    @LS-gh8iv3 жыл бұрын

    You are so thorough!!! I appreciate your channel so much! Thank you!!!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you for watching!

  • @kimberlylovesfashion9946
    @kimberlylovesfashion99463 жыл бұрын

    Thank you . This really calm me down as we are currently in underwriting and had to satisfy some conditions. We turned all the documents in . This is not my first time but this was really stressful. The information you provided really help me.

  • @PhotoColin
    @PhotoColin3 жыл бұрын

    Very helpful! Thanks for organizing this, probing great questions around the process and bringing some expertise for insight.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank for for watching!

  • @kita1366
    @kita13663 жыл бұрын

    Another amazing video! Thank you for all the information provided to us 1st time home buyers.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful!

  • @mauriceperry2665
    @mauriceperry26653 жыл бұрын

    Another great video. As always. Thank You so much.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks for watching.. we really appreciate it.

  • @NayLashay
    @NayLashay3 жыл бұрын

    Such an on time video, thanks for this ladies! Y’all are awesome! ❤️

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Happy it was helpful🙂

  • @DrewTruthLA
    @DrewTruthLA3 жыл бұрын

    Thank you Shaheedah for posting this

  • @cprecious875
    @cprecious8752 жыл бұрын

    Very informative. Thank u!! Your channel always has helpful info. I am in the processing stage awaiting the appraisal and preparing for underwriting. I am trying to mentally prepare myself for this journey. 🙏 God is working!!

  • @TanishaJonesthelovelymissjones
    @TanishaJonesthelovelymissjones3 жыл бұрын

    My husband and I are going through this now and we are elated but let me tell you it’s soooo stressful to deal with at the end of the year. I can’t wait until we get to closing day! It’s January 11th. I hope and pray we close on time 🙏🏽

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    I'm sure you will be fine! Congratulations

  • @TanishaJonesthelovelymissjones

    @TanishaJonesthelovelymissjones

    3 жыл бұрын

    @@ShaheedahHill Thank you Dear ❤️

  • @crystalgraham2254

    @crystalgraham2254

    6 ай бұрын

    This is me in 2023. Closing January 12th.

  • @Awosito
    @Awosito2 жыл бұрын

    This video is very comforting, thank you for sharing personalities behind the scenes. These videos are great!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    You are so welcome, thanks for watching.

  • @nikitagough7937
    @nikitagough79373 жыл бұрын

    This was a fantastically informative video!! You all were so professional, relatable, and shed much light on underwriting process. Thank you, thank you, thank you!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    So glad you enjoyed it and thank you for watching!

  • @katherinestark6614
    @katherinestark66143 жыл бұрын

    This series is so helpful, please keep filming these conversations! They make me feel much more prepared for our anticipated March (ish) first time purchase.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you for watching and I will🙂

  • @garylens1
    @garylens13 жыл бұрын

    That woman look like viola Davis. So knowledgeable. Thank you for all the informations 🙏

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    😊Thanks for watching!

  • @nenep1978-Shaneka
    @nenep1978-Shaneka3 жыл бұрын

    I watch this video earlier today. I had to come back and Thank you because I just received an email requesting my docs and knew what to expect. God Bless you both

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    I'm so happy it was right on time. Best of luck!

  • @kaizablan4710
    @kaizablan47103 жыл бұрын

    Great info, easy to understand... very honest information.... love it! Thank u!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful!

  • @lovelyindeed4526
    @lovelyindeed45263 жыл бұрын

    Great interview wow!!

  • @latanyam7308
    @latanyam73083 жыл бұрын

    You have the best informative videos!!! I'm in underwriting process now and I'm on pins and needles😬 but this gives great insight on what they do and how they work with the lender.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks you, you will be fine! Wish we had mics and cameras in the underwriting office😂

  • @tomekanoakes7575
    @tomekanoakes75753 жыл бұрын

    Thank you so much for this helpful video. Very professional and it’s got me feeling a lot better about being in the underwriter phase. Also very informative. I got my fingers crossed. Thank you again ladies.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you for watching and for the feedback! We hope your underwriting process is a breeze!🙂

  • @linda27189
    @linda271893 жыл бұрын

    Great video!! Underwriting sounds so mysterious and nerve-wracking....thanks for explaining the process and taking out the fear. Like you ladies mentioned its the work you need to put in to get to the closing table.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you for watching

  • @UnroyalTea
    @UnroyalTea3 жыл бұрын

    Just got through this process - it was such a pain in the butt! lol Now on to the next step! Your videos have been so helpful! I have a great realtor but your videos helped me understand the process and what to ask :)

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    So happy that the videos were helpful!

  • @wazup80
    @wazup803 жыл бұрын

    Excellent video! So much valuable information! Thank you!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful!

  • @shonyross410
    @shonyross4102 жыл бұрын

    You make THE BEST videos about ALL REAL ESTATE TOPICS! You’re amazing! Thank you!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much for watching, I really appreciate the feedback.

  • @silviahernandez8949
    @silviahernandez89492 жыл бұрын

    Great information thank you ladies❤

  • @apmwpny
    @apmwpny3 жыл бұрын

    Shaheedah... I am always impressed with your content and invitees. Today, with this video, you truly outdid yourself. This information is so on point; I cannot even tell you. Thank you for demystifying the home purchase journey we all have to go through and for inviting Kicha to the conversation to fully dissect, in easy to understand language, this critical step of the process. Keep up the great work!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you so much for taking time to leave feedback. I really appreciate you watching and I will continue to make sure first time buyers are fully prepared.

  • @imjusteb
    @imjusteb3 жыл бұрын

    This video did it for me. Finally hit that subscribe. Girl, you just demystifyed the big, bad, underwriter - WHAT?! Yaaaasss...THANK YOU.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you for subscribing, so happy that I won you over! Best of luck on the home buying process.

  • @MrsShante21
    @MrsShante213 жыл бұрын

    I’m currently in the underwriting process I’m praying everything comes back ok

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Im sure it will be fine😊

  • @dianyadira

    @dianyadira

    3 жыл бұрын

    Ahh me too! Good luck!

  • @monicadeana4586

    @monicadeana4586

    3 жыл бұрын

    Did you get it???

  • @rmaria2254

    @rmaria2254

    3 жыл бұрын

    How did it go

  • @GodsChild770

    @GodsChild770

    3 жыл бұрын

    How did it go

  • @savedbychrist23
    @savedbychrist233 жыл бұрын

    My wife and I are going through the underwriting process now. This was a great video !!!$

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful, congratulations on the home purchase! Thank you for watching.

  • @cjmatthews6096
    @cjmatthews6096 Жыл бұрын

    This is 24k Gold!!! Thank you both so much. Mrs. Hill your content is the BEST.

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thank you so much!

  • @CrustofCreation
    @CrustofCreation3 жыл бұрын

    You have the best guests👍

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you!

  • @bk4eva74
    @bk4eva743 жыл бұрын

    This was very informative. I’m currently in the attorney review phase now, this video prepared me for the next phase as a first time home buyer. I hope and pray when I get to underwriting the process is smooth!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful! Best of luck!!!

  • @RahquiehBryant341
    @RahquiehBryant3412 жыл бұрын

    Loved! Very helpful

  • @CurtisioPSN
    @CurtisioPSN Жыл бұрын

    This is one of my favorite videos at this point - so interesting and glad I clicked on it.

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thanks so much Curtis!

  • @sofiashaw6629
    @sofiashaw66292 жыл бұрын

    They are all good questions and have helped me a lot to understand the UW process. Thank you.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Glad it was helpful!

  • @sherilamar5127
    @sherilamar51273 жыл бұрын

    Your information is so solid. Thank you

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful!

  • @lauriegrissom672
    @lauriegrissom6722 жыл бұрын

    Excellent content, Thank you for sharing. Makes the home buying process so much less stressful.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Absolutely! Thanks for watching

  • @jamiebaker1209
    @jamiebaker12093 жыл бұрын

    Thank you so much for these videos. My husband and I are looking to buy our first home in about 3-4 months and you make us feel more comfortable being first time home buyers!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    You are so welcome and you will be prepared! Best of luck on the home search!

  • @briangonsalez2173
    @briangonsalez21733 жыл бұрын

    Excellent video! Thank you!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    You are welcome!

  • @seventhgrader
    @seventhgrader3 жыл бұрын

    Super informative! Thank-you so much

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    You are so welcome!

  • @nervmyoho7443
    @nervmyoho74432 жыл бұрын

    Hands down, Excellent Video from beginning to end. It should be a class.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much for watching.

  • @meicealways5842
    @meicealways58423 жыл бұрын

    This is soooo crazy!!! I needed this! This is the process I’m currently in! So crazy this came right on time!!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Be patient and it should go smoothly

  • @MrShondabrown

    @MrShondabrown

    3 жыл бұрын

    Me too!

  • @raiganhanna6520

    @raiganhanna6520

    3 жыл бұрын

    Me too sis!! How long did your underwriting take? Have you got your house yet?

  • @meicealways5842

    @meicealways5842

    3 жыл бұрын

    Raigan Hanna yesss i closed on 10/28

  • @ashleyarmonie9439
    @ashleyarmonie94393 жыл бұрын

    This was so good thank you.....Was a very worried about this part.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    You're so welcome!

  • @kumuppins95
    @kumuppins952 жыл бұрын

    Awesome video! Thanks for clearly and simply explaining this mysterious process of 'underwriting!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Glad it was helpful!

  • @vivianjohnson1844
    @vivianjohnson1844 Жыл бұрын

    This video was right on time. Thank you please keep up the great content ❤️

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thank you! Will do!

  • @aSlimtube
    @aSlimtube3 жыл бұрын

    The underwriter = Judge and Jury! Another splendid video. Thanks for the excellent info as always.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Yes exactly, thanks for watching!

  • @merari1098
    @merari10983 жыл бұрын

    Awesome video!! You both did great. Currently in underwriting and this video ease my stress so much. Thank You 💟

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    So glad and best of luck on your final approval!

  • @leele2579

    @leele2579

    2 жыл бұрын

    Yes me too

  • @D_Smith34
    @D_Smith3410 ай бұрын

    Great content answered each and every question I had!

  • @ShaheedahHill

    @ShaheedahHill

    10 ай бұрын

    Awesome, thanks for watching.

  • @amyhaberlein6880
    @amyhaberlein68802 жыл бұрын

    Thank you for this informational video. You ladies are true experts in your industry!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thanks for watching!

  • @esthermcgill3809
    @esthermcgill38092 жыл бұрын

    ive been watching your videos all day! all very informative. me being a realtor im soaking it all up

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Welcome and thank you. I have a new agent channel, it you are interested as well. kzread.info/dron/4fwHQdRfOGXJDnrtlkw60A.html

  • @homeimprovement1st
    @homeimprovement1st3 жыл бұрын

    You two are amazing!!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you

  • @reedareeda3045
    @reedareeda30452 жыл бұрын

    Endless amount of great info in these videos!! Ms. HIll may just be the MOST SOUGHT OUT AFTER REALTOR in her town!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much, its been overwhelming actually, so this year I'm referring out to focus on the channel, to see if I can virtually help more people and train more Realtors. I appreciate the support. There are more like me, they are just not on KZread...I'm working on that too😊

  • @fayesmith8163
    @fayesmith81633 жыл бұрын

    Thank y'all for sharing

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Our pleasure!

  • @ladyteenash
    @ladyteenash3 жыл бұрын

    Great information thank you very much!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Glad it was helpful!

  • @Lilkp022
    @Lilkp0225 ай бұрын

    This is THE BEST video ever! Thank you, to both queens for this incredible insight!

  • @ShaheedahHill

    @ShaheedahHill

    4 ай бұрын

    Thank you so much for the feedback. I am happy it was helpful☺️

  • @BigDaddyGarth
    @BigDaddyGarth3 жыл бұрын

    This answered every question wow thanks

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Great, happy it helped!

  • @snowyzel
    @snowyzel3 жыл бұрын

    Thank you for guiding us

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks for watching!

  • @eltonhasankolli8027
    @eltonhasankolli80272 жыл бұрын

    Excellent, Perfect question and answers It can’t be better info ,, this is so Great conversation ,, thank you ladies best video ,explaining evrething

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you for watching

  • @msemien66
    @msemien663 жыл бұрын

    Great information and video! My goal is to move into a new home next September 2021 as a first-time homebuyer and am a little nervous about the process but your videos provide a lot of information. Thank you!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks and you will be ready🙂. Thanks for watching!

  • @Kelz1005

    @Kelz1005

    2 жыл бұрын

    Is your time ! Congrats 🎊

  • @susieblanco2722
    @susieblanco27222 жыл бұрын

    Good info queen! Thank you

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    You are so welcome, thank you for watching.

  • @latinchick012
    @latinchick012 Жыл бұрын

    This is great information. Thank you so much.

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thanks for watching!

  • @nikkikibbe
    @nikkikibbe5 ай бұрын

    Love your streams. So much great and valuable information for people like me!

  • @ShaheedahHill

    @ShaheedahHill

    5 ай бұрын

    Thank you so much, I appreciate you watching and supporting my channel!👏🏽

  • @indigo991
    @indigo9913 жыл бұрын

    Thank you Shaheedah this was very informative. I was able to go back and further discuss the process and ease my client’s anxiety. Also my mortgage lender was impressed and very grateful at how I educated myself!!!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    So happy it was helpful and thanks for watching!

  • @NewYorkYankees1

    @NewYorkYankees1

    4 ай бұрын

    Who is your lender?

  • @ExhaustedPidgeon
    @ExhaustedPidgeon3 жыл бұрын

    Thank you pretty lady, your videos are helping my wife and I along the process of buying a house

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    That's great, best of luck with the process.

  • @leanne4240
    @leanne42402 жыл бұрын

    Oh my goodness! I should have watched this sooner. This is good info. I'm in the process now...🙏

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Congrats...you will be fine. 😊

  • @begoodpeople9367
    @begoodpeople93673 жыл бұрын

    Im in underwriting now. I have ran to your fb group or KZread channel every step of this journey! Thanks we almost there🖤🤎💯

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    This awesome...you will get there! Good luck in underwriting😀

  • @snxcsnxc5399
    @snxcsnxc53992 жыл бұрын

    Great video thank you ladies.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much for watching!

  • @rayking3863
    @rayking38633 жыл бұрын

    Yes so true! Thank you 🙏🏾 for this information. After the the conditional approval the clock was ticking & running around trying to get all the documents need is nerve racking because you still don’t know if your fully approved or not.

  • @leele2579

    @leele2579

    2 жыл бұрын

    You better preach cause that's the whole truth. My husband and I are currently going through that now

  • @TM-ie8cz
    @TM-ie8cz2 жыл бұрын

    I'm So happy I found this Channel I must say you're A Beast in this helping people buy a home your channel is empowering . I've learned so much Thanks a lot

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much for finding me and thanks for watching.

  • @NevaJWilson25462
    @NevaJWilson25462 Жыл бұрын

    Thank you for theinformation, you guys explained it really well.

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thanks so much!

  • @teriawilliams3594
    @teriawilliams35943 жыл бұрын

    THANKS FOR THIS INFORMATION!! Going through this process NOW!😫

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks for watching and best of luck.

  • @crystaleeferguson1515

    @crystaleeferguson1515

    3 жыл бұрын

    Me 2 😘

  • @350BMW09
    @350BMW092 жыл бұрын

    Great information!!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thanks for watching!

  • @colonelmann
    @colonelmann2 жыл бұрын

    Best underwriting information video available. The loan process is burdensome and these ladies made underwriting seem a lot more hopeful. The information is very thorough.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much for the feedback and for watching!

  • @2DivasCallMeMami
    @2DivasCallMeMami2 жыл бұрын

    I’m currently in the underwriting process, and I’ve been so stressed and worried about it. It’s nice to see others who felt this way as well. Thank you so much for this video, I have such a better understanding of what is taking place behind the scenes

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much and best of luck

  • @eboniebo1367

    @eboniebo1367

    2 жыл бұрын

    Did you get your home?!!

  • @2DivasCallMeMami

    @2DivasCallMeMami

    2 жыл бұрын

    @@eboniebo1367 I go to closing next month! The house turned out absolutely beautiful! 😊 🏡

  • @relaxwithscriptures

    @relaxwithscriptures

    2 жыл бұрын

    Congratulations! 🥳🥳🥳🥳

  • @crystalscott9948
    @crystalscott99483 жыл бұрын

    I am late to the party, and I’m sooooooo glad I came across this video, I am in condition approved stage, but most of my stress came from my lender, everything most sound like they deal or dealt with going through underwriting was my experience before I even got there.. lol, which I think paid off when I made it to underwriting, she asked for a couple of explanation documents, which were something I could get done back right away, but I’m still sitting on the sidelines because I’m waiting on a new build and I’m hoping to close end of September, but I’m glad I can woosa a lil after watching this, you ladies asked and answered questions and concerns. Thank you for sharing!!!!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks for watching, for new builds they will likely ask for updated documents when they have a firm closing date, about 30 days prior to closing.

  • @ricchfe8347
    @ricchfe83473 жыл бұрын

    Thanks ladies I needed this to unwine the stress

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    It will be fine, I'm sure. Your loan officer anticipates what the underwriter will ask for, for the most part. Best of luck and congrats on the home purchase!

  • @ricchfe8347

    @ricchfe8347

    3 жыл бұрын

    Thanks a bunch Shaheedah

  • @kay22100
    @kay221003 жыл бұрын

    Very informative! Thanks for sharing

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thank you!

  • @momabaker14
    @momabaker145 ай бұрын

    Great information, very helpful! Thank you

  • @ShaheedahHill

    @ShaheedahHill

    5 ай бұрын

    Glad it was helpful!

  • @terellmurray
    @terellmurray3 жыл бұрын

    I’m in the process of closing my first house and this video answered all of my questions. Thanks a lot.

  • @brandonb.650

    @brandonb.650

    3 жыл бұрын

    I am too! Wishing you the best!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Fantastic! Congratulations and best of luck!

  • @ruellaplana9141
    @ruellaplana91412 жыл бұрын

    Thank you for being deligent resourcefullness.I learn a lot🥰

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    You are so welcome. Thanks for watching!

  • @aliciainfante9286
    @aliciainfante928611 ай бұрын

    Wow. This video was amazing. 👏🏻👏🏻

  • @ShaheedahHill

    @ShaheedahHill

    11 ай бұрын

    Thank you so much!

  • @AshCash281
    @AshCash2812 жыл бұрын

    This video is so helpful !

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you for watching!

  • @vickjean1373
    @vickjean13733 жыл бұрын

    Really good video!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Thanks!

  • @helenkotowske3829
    @helenkotowske38292 жыл бұрын

    This is the kind of in depth information we all need when we are in the stressful process of trying to get a mortgage loan. The underwriter is behind the scenes, so we don't get to ask them questions. I have learned that lenders aren't realtors and realtors aren't appraisers or inspectors. They all know their job, but they don't understand all the important things that the other person does. We need the facts "from the horses mouth". Thanks for answering our questions and taking some of the stress out of a complex process.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thanks so much for the feedback. I really appreciate it 😊

  • @helenperez6379
    @helenperez63792 жыл бұрын

    My husband and I are current in the underwriting Process and Iam praying everything come back good thank you so mucho for the video it helped us a lot ya both did an amazing job ❤️🙏🏼🏡.

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    You are so welcome, best of luck! I am sure it will be fine 😊

  • @jonathanvazquez9685
    @jonathanvazquez96853 жыл бұрын

    You were both awesome! Very informative! I'm in the last steps of the underwriting process, and I have to say that this has been the most stressful time of my life. This is my first home purchase and this whole process has caused so much stress and anxiety that it has physically and mentally drained me. Suffering from bad tension headaches because of all of this; but this podcast/content has really helped me understand things and has given me hope and strength to keep pushing through this process with patience. Thank you!!! Be blessed!

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Hey Johnathan, I totally understand. Push through it will be worth it. Thanks for watching and best of luck. There's nothing like owning your own home 🙂

  • @missmermaid8760
    @missmermaid87604 ай бұрын

    Kicha was so clear and concise with her explanations, this was such an informative Q&A! I also love that you both added a sense of light-hearted perspective, because this process can be quite daunting when teaching oneself all of the steps / details.

  • @ShaheedahHill

    @ShaheedahHill

    4 ай бұрын

    @missmermaid8760 Thank you for watching and the feedback!

  • @keshiamccray2173
    @keshiamccray21733 жыл бұрын

    In this process now. My anxiety is on 5000! This video has helped me understand the process more. 🙏🏾 Thank you.

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Relax and go on a spending freeze until you close. As long as you are in the same or better financial positions as when you got approved, you will be fine. Congratulation on the home purchase!

  • @anavaisrael2032

    @anavaisrael2032

    3 жыл бұрын

    Any updates?

  • @keshiamccray2173

    @keshiamccray2173

    3 жыл бұрын

    @@anavaisrael2032 yes. Just received the appraisal and it's not where we wanted it to be. My realtor is suggesting a second appraisal. If that doesn't work, hopefully the seller will work with me on the price of the house. As far as the loan process the underwriting started 2 days ago. Haven't heard anything yet. Trying to stay calm 😌 Thanks for asking.

  • @nashajohnson8246
    @nashajohnson82462 жыл бұрын

    Great info

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thanks for watching!

  • @sjames0402
    @sjames04023 жыл бұрын

    Thanks for this video it was really helpful. This is our first home we had no idea about this underwriting process.. Looking forward to close in a few weeks🤪

  • @ShaheedahHill

    @ShaheedahHill

    3 жыл бұрын

    Most welcome 😊 Best of luck and congratulations!

  • @lailak482
    @lailak482 Жыл бұрын

    Your CHANNEL IS AWESOME some much real good info about housing 💯💯😮‍💨☺️👍🏽❤❤

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thanks so much😊

  • @trecyyyyy3691
    @trecyyyyy3691 Жыл бұрын

    Great video!

  • @ShaheedahHill

    @ShaheedahHill

    Жыл бұрын

    Thanks so much

  • @blancaangelicaruiz-schafer2009
    @blancaangelicaruiz-schafer20092 жыл бұрын

    You ladies are awesome!!!!!

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    Thank you so much!!

  • @wealthytv8265
    @wealthytv82652 жыл бұрын

    Currently in underwriting for 1 & 1/2 week now, can’t wait til it’s all complete. I pray it goes well 🙏🏾

  • @ShaheedahHill

    @ShaheedahHill

    2 жыл бұрын

    It will go fine, just satisfy the conditions in a timely manner and it will go b well.

  • @leele2579

    @leele2579

    2 жыл бұрын

    How did it go. We are currently going through it as well. The tension is high around here

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