Matt, thanks for the continuous help. Just passed my FL All-lines test tonight!

@AdjusterTV

5 жыл бұрын

Awesome! Florida is a biggie.

@eubankles

5 жыл бұрын

@@AdjusterTV Update: Just got accepted to move forward with Pilot hiring process. Thanks again for your help, hope this works out!

@AdjusterTV

5 жыл бұрын

@@eubankles You got this!

@carterlarson9055

3 жыл бұрын

@@eubankles how are things going?

@eubankles

3 жыл бұрын

@@carterlarson9055 Well, I switched to Auto. Thanks to Chris Stanley with IA Path, he reached out and helped me tremendously. Been doing auto solely for a year now. Planning to move to property as soon as I possibly can.

Thanks Matt. Your help. And support was and is fundamental to me being able to keep this going forward

@AdjusterTV

5 жыл бұрын

How's it going with your new deployment?

I have been having a very good experience with Pilot. Their training is excellent!

I'm new and this was super-helpful.

@AdjusterTV

5 жыл бұрын

I'm glad this helped!

I am off to my first deployment orientation with Pilot. I look forward to the new opportunity.

I was in onboarding training with Pilot and Hurricane Michael came through and that is how I got started .

I started with my mentor putting me in for daily and cat with another firm, I did 4 deployments before I took a Pilot deployment for Hurricane Sally. If I didn't have the mentor, I would have loved to start with pilot. I'm currently on my second Pilot deployment, heading to my third.

Actual Cash Value is not the amount that you paid for your property but rather the amount you would need to buy the same property today minus depreciation, if your property was not new and you hsve had it for some years. At the time of the loss, the newer your property is, the closer the actual cash value is to the cost to replace.

@AdjusterTV

4 жыл бұрын

Great answer. I'd feel totally comfortable saying that word for word to an insured.

Have my Florida License and praying to get a job with pilot and training

ACV in laments term is Fair Market Value. However, that would also depend on the property. Auto loss would use a formula, cost of repair/replacement - depreciated value = ACV, I believe. :) Not an adjuster, but I am an agent, planning to be an adjuster! ;)

@AdjusterTV

5 жыл бұрын

Nice. I try to put it in terms of fmv as well.

I usually explain ACV and RCV in the context of a new car sale and depreciation as soon as its driven off the lot, i.e. What it's worth now, not brand new. If the insured had an ACV policy only, I would explain that the settlement they are receiving is the depreciation only and not the total amount. I'd explain it a little more in depth but that's the gist of it when explaining it to someone with no insurance experience.

@AdjusterTV

2 жыл бұрын

I usually say, "this is sorta the used car price - we pay what it's worth right now and then when the work is completed, we pay the full amount" Something like that.

I'm on the roster mobile al but I still haven't gotten a call I was told me calling will not help

Where do I find the time management

Hi Matt, please share the link for your time management class. I am not able to locate it. Thanks

@AdjusterTV

4 жыл бұрын

I'll direct you to this webinar.. there's a pretty sweet deal at the end of it for the time management training.. adjustertv.com/thrive

Ok, I’m freshly licensed with Florida as my DHS. I’m a Kansas resident. I’ve been managing a contracting company for 7 years doing full Inspections, xactimate scopes, insurance negotiations, managing and scheduling all repairs and dealing with homeowners and crews in English and Spanish.... Ive never walked anything over a 6/12 pitch. I feel like it’s not worth the risk. And I could always tell from a ladder how bad the damage was especially if I moved The ladder all over the house to check multiple areas. MILLION DOLLAR QUESTION: Can I tell carriers that I won’t do steep roofs? Or will that basically kill my odds of deployment?!?!?

@AdjusterTV

4 жыл бұрын

Great question.. shoot me an email at mathew@adjustertv.com and I'll get this answered in detail for you.

Actual cash value = purchasing x item that is used. Replacement Cost Value = amount needed to purchase x item new. I first explain to an insured the two step payment system, ACV amount and when the work is complete we will send the depreciation (RCV) amount. I like to ask an insured what hobbies they are into to help explain. Example being a golfer.. ACV amount is like buying a 5 year old set of Titleist golf clubs, so as of this moment I will write you a check or e-payment to help put a down payment on a new set of clubs or purchase a 5 year old set of clubs. After you purchase a new set of Titleist clubs we pay you the difference. If we will provide you up to $1,000 dollars to purchase a new set of clubs and you purchase a new set for a hundred dollars less.. that’s what we will pay you for your new clubs. $900.

@AdjusterTV

5 жыл бұрын

Dude, that's a great way to put it!

@Logan_12G

5 жыл бұрын

Adjuster TV BTW, I think a great way for you to get more comments is to let the viewers know you will pin the best answer at the top of the comment section. Thank you for the great content!

How to sign up for webinar? Don’t see it in the description below.

@AdjusterTV

5 жыл бұрын

Hey, Ella! The live webinar is no longer available. I'll update the description! Sorry for the confusion. I'm currently working on more free trainings so stay tuned!

@AdjusterTV

5 жыл бұрын

@Gayle Lynch They do if it's explained in a way that let's them see that it's just part of the process. I focus less on trying to get them to understand depreciation and more on "this is how claims are paid - we pay in two payments and depreciation is how we figure out how to split the payment.. just complete the work and the full amount will be sent to you." For a lot of people (most really) they don't want to have anything extra out of pocket so when we talk about depreciation, what they hear is, "actually, it's going to COST you even more than your deductible!" So I reassure them that contractors aren't going to ask for everything up front. And I let them know that contractors deal with insurance companies all the time and understand how this works. So the long and short of it is that what we're really trying to do is alleviate a fear. People are afraid that the stories they hear about insurance companies trying to weasel out of paying claims is true. The idea of depreciation doesn't help that - but we can head that fear off at the pass if we see it for what it is and address the FEAR instead of trying to get them to understand some fairly arbitrary and technical concept like depreciation..

Hi Matt. I have subscribed to your series (thanks, by the way), but have not come across an active link to your Time Management Mastery course. Any update would be appreciated. Thx !

@AdjusterTV

4 жыл бұрын

hey, JRW.. I'm reconfiguring the course offer but you can get a huge discount on it by jumping into this webinar: www.adjustertv.com/thrive Reach out any time with questions via the contact page on the website.

Hi, I would believe.. Due to the policy and limits set in place. You seem to have an actual cash value policy. That's means we pay you specifically what your damages are worth at this time.

@AdjusterTV

5 жыл бұрын

Yes, many people don't know what kind of policy they have.

@rikostakz

5 жыл бұрын

@@AdjusterTV and that is the most sad part.Not knowing what your paying monthly on.

@AdjusterTV

5 жыл бұрын

It’s pretty typical. People don’t read leases, policies, mortgage contracts, cell phone contracts, etc.