Thanks Ari for another great video! It's always great to see how you make the decisions based on all the variables in your case studies.

This content is very relevant. Thanks.

This was great, Ari. I like how you switch up so many variables and things change drastically as a result.

@earlyretirementari

Ай бұрын

Glad you liked it!

Excellent commentary; thanks, Ari!

@earlyretirementari

Ай бұрын

Glad you enjoyed it!

Great analysis

Yay! I have been waiting for this! Thank you! My husband and I are documenting our journey on KZread and this is import to us.

They saved especially well considering 1 income that’s relatively low compared to his current savings rate, age and income amount. Either they backed down their rate…started super early, inherited an amount or did very very well selecting their investments

Nice video to see what's possible just by changing some variables. Thank you for showing us the thought process to see how we can retire sooner than the traditional 65.

@earlyretirementari

Ай бұрын

Glad you enjoyed it!

This was awesome to see you work through all of these variables! We are in a very similar situation as this couple but plus 2 kids to go to college and 2 rental properties that both sets of parents are living in. 👍

@earlyretirementari

Ай бұрын

Thanks for sharing!!

So at 11:40 it was stated they could have 4500 per month plus 3600 in travel, which equals 6500 per month x 12 for 78,000 a year. Basically the 4% rule wins again for a couple with 2 mil in the market. Crazy.

As usual, incredibly helpful, Ari. You just convinced me that we need to increase our travel budget for the next several years. Yes, a lot of moving parts in portfolio management decisions. I'm curious - What would be a good goal for them to end with and at what age?

@earlyretirementari

Ай бұрын

So glad!

In the charts, it is difficult to see the difference between current and proposed. Can I suggest a change in the program colors so it pops out more?

@charles3106

11 күн бұрын

No

What this video shows me is that you have an incredible software program.

Where can I send my numbers for you to run a video?

Correction-you can no longer take out spouses SS anymore. New law passed.

I retired at 33 years old, most of my investment is from single stock and crypto. I never invest in 401k and Roth IRA because those retirement account never help people retired at 35 years old or 50 years old.

@Ethernet480

8 күн бұрын

You could also save up some money and go put it all on black 12 times in a row 🤷‍♂️

I'm tried of the bullshit I got millions can I retire. Now let's get in to this situation. Let's listen normal money saved and average SSA. Oh my goodness normal people money. Bring it around to normal people. Just saying. Oh I can't make money on this money scale please bring me millions to work with.

@leftysidewinder

2 ай бұрын

Unfortunately $1M-$2M (especially pre-taxed) is not that much these days. In the state of CA, $1M can barely buy you a small starter home (1000-1500 square feet) in places like Los Angeles or San Diego, A starter home that needs to be either fixed up or new home that comes with 2% yearly real estate taxes/Mello Roos + HOAs.

@chrisd6736

2 ай бұрын

Unfortunately you actually need millions to retire before age 65 in most parts of the country. Unless you have a large pension AND social security, it’s not going to be enough.

@ariefraiser140

22 күн бұрын

​@@leftysidewinder$1-2 million IS THAT much these days. Listen can make a point without saying something that's obviously and comically false. $2 million is a lot of money and most people will never be able to accumulate that much for retirement. Even in the most expensive locations $2 million and a paid off house gives a person a solid middle class retirement. These fear mongering helps no one. It discourages people and some people who will never achieve multi millionaire status start thinking they can't retire. Don't do that to people. Especially since the numbers say you're wrong.