Very useful and detailed video. Loved how you both go into each information. Very structured and clear approach. Loved the openness.

@SanDaisStories

5 ай бұрын

Our pleasure! 😊

The same dialogue of "having your own house" is the trap many people bite into...

Thank you for sharing the Genuine information, it's helpful for the first time buyers, you guys are really smashed it 😊

@SanDaisStories

5 ай бұрын

Glad it was helpful! 😊

Thanks so much for sharing your experience and valuable information.

@SanDaisStories

5 ай бұрын

Glad it was helpful! Thank you ☺️

Thank you so much, highly appreciated , informative ❤

@SanDaisStories

5 ай бұрын

You are so welcome! 😊

Very informative video, thank you.😊

@SanDaisStories

5 ай бұрын

You’re welcome 😊

Very informative … this video is amazingg

@SanDaisStories

5 ай бұрын

Glad it was helpful! 😊

Othiri helpful aanu ningalde videos.

@SanDaisStories

5 ай бұрын

Thanks a lot, really appreciate your feedback 😊

Really informative video

@SanDaisStories

5 ай бұрын

Glad you liked it ☺️

Very informative 👍

@SanDaisStories

5 ай бұрын

Glad it was helpful! 🙂

Worth watching before buying a house

ഒരു വീട് വാങ്ങുക എന്നത് ഒരു ഗുഡ് ഡിസിഷൻ തന്നെ ആണ് മാത്രം അല്ല വീടിന്റെ വാല്യൂ എന്തായാലും കൂടും അപ്പൊ അത് ഒരു സേവിങ് പോലെ തന്നെ ആണ് എന്നിരുന്നാലും ഹെല്പ് to buy സ്‌കീം ന്യൂ ബിൽഡ് house അങ്ങനെ ഒക്കെ വരുമ്പോൾ ചില ബിൽഡേഴ്‌സ് ഓർ housing അസോസിയേഷൻ ഒക്കെ വീട് വിൽക്കുബോൾ ചില ചാർജ്സ് അതായതു വീടിന്റെ പ്രോഫിറ് % കൊടോകേണ്ടി വരും എന്ന് കേട്ടിട്ടുണ്ട് so എപ്പോളും ഫ്രീ ഹോൾഡ് ഓൾഡ് ടൈപ്പ് വീട് ആണ് പ്രോഫിറ്റു കൂടുതൽ

Njangl veedu vangan plan ittapol orupaadu veedukal kandu. But valare confused ayrunnu. Ningalde house buying videos kande inspired ayitte aane tylor wimpey veedu njangal vangichathe. Intagram il contact cheythirunnu. Ningal reply cheyukayum cheythu. Thank you so..much. Ippol njangalkum UK il oru veedu unde. 1 year kazhinju. We don't regret on it eventhough on 3.8% interest rate.

@SanDaisStories

4 ай бұрын

Congratulations on your new home 🥂 Thanks for the comment, glad to hear our videos helped ❤️

Hi, Its informative, I have a question while the bank checked for the second time, was it by asking pay slip or they did any anonymous checking.. £7000 which you paid additional is there any set percent for that or its banks discretion.. From Bristol

@SanDaisStories

5 ай бұрын

They asked for our payslips few days before our completion date. We had around 6 months time gap between our mortgage approval & completion date. The additional 7000 they asked is just the difference in our mortgage affordability based on Daison’s pay change, its not a set percentage.Hope that helps

@SSfromUK

5 ай бұрын

@@SanDaisStories Thanks for the detailed reply.. its useful… Keep inspiring

Would you please spell the name of that condition valuation agency, please thank you

@SanDaisStories

5 ай бұрын

Sure, you can search for Snagging companies for new build.

At current interest rate of bank of england its foolishness

What would be the ideal fixed rate years you should choose for your first mortgage ? Is 10 years or even 5 years a good choice ?

@SanDaisStories

5 ай бұрын

There is no easy answer for this, It all depends on the market situation and forecasts, best thing is to get advise from mortgage advisor. We took 5 years fixed rate ( we didnt had an option for 10 yrs).

Home tour venam 😌

@SanDaisStories

5 ай бұрын

Home tour chyam 😊

Which was the insurance company?

@SanDaisStories

5 ай бұрын

Lv insurance

I think 280k your loan amount?so 900 pound monthly mortgage means whats intrest rate for your mortgage and how many years mortgage is that? I am also seching house. Thank you

@SanDaisStories

4 ай бұрын

Our interest rate - 1.67% for 35 years, our mortgage was completed in 2021. Good luck for your house search 😊

@krishna12880

3 ай бұрын

​@@SanDaisStories usually it is fixed rate only for 5 or 10 years. The rest of the mortgage term it would be floating. Are you sure about the 35years fixed. If yes it was a cracking move to lock it in.

Is it beneficial to own a house If I am planning to stay here in the UK for less than 5 years and not looking for PR or to settle here ?

370k de veedinu 900 ullo monthly mortgage??!!

@SanDaisStories

5 ай бұрын

375K aanu veedinte price excluding kitchen and flooring. Yes, monthly mortgage around 900. 80% mortgage, 20% H2B & 5% deposit.

സോമേഴ്‌സിറ്റിൽ വീട് കിട്ടാൻ ബുദ്ധിമുട്ടാണോ

PR holders only can buy home in UK ?

@SanDaisStories

12 күн бұрын

PR is not mandatory. As long as the eligibility criteria for the lender is met, you can buy a house.

Enthu aanu NHS discount house buyersnea

@SanDaisStories

5 ай бұрын

Hi , njangal vangicha time il Taylor Wimpey had a 5% discount for NHS employees, so njangalku aa discount kity.

900 ullo monthly mortgage amnt?!!

@SanDaisStories

5 ай бұрын

Yes, monthly mortgage around 900. 80% mortgage, 20% H2B & 5% deposit.

@sreekumarpp7492

5 ай бұрын

H2b ntha?

370K house paying only £900 per month 😂 . You kidding right?

@bglr2783

5 ай бұрын

It is possible. The interest rates were low when they bought the house and it also depends on the deposit they put in.

@SanDaisStories

5 ай бұрын

Why is it surprising 🤔House price was £375K, 80% mortgage aanu njngal eduthathu,interest rates annu nalla kuravarnnu compared to current rate

@syam2407

5 ай бұрын

Haha, I am not here for a debate guys. So you are saying you took only 80% mortgage with the help of help to buy scheme. Fair enough. Even if you took the lowest interest at that time which is 2.34( which was difficult to get unless you have an excellent credit history) you will be paying £1300 for 25 years for 300k mortgage. So you know why I was skeptical . Also help to buy has its disadvantages in the long run as you have mentioned in your video. Please do clarify my doubt

@syam2407

5 ай бұрын

Anyway all the best for both of you. You seems to be a very lovely couple

@manojpe6490

5 ай бұрын

Interest rate is very low for help to buy scheme

Comment delete aakiyathu mosham aayi poyi

@SanDaisStories

5 ай бұрын

Sorry, we have not deleted any comments !! Let us know if you have any questions please ?

@donypaul8173

5 ай бұрын

Ithil Kurachu abadham undu. Always go for minimum monthly payment and deposit. Athu nihalkku 5% kittunna loan anu. So extra amount monthly varunnathu deposit cheythal easy ayi 8% returns kittan. Appol kurachu cash kayil irikkum. Debt pay off cheyyunathu eppolum nallathu aakanam enilla 👍🏽

Ayyo valia tattippu , vedio famous akan

@SanDaisStories

5 ай бұрын

Ethu portion aanu thattipu ayit tonniye ?

@smithaallet2540

5 ай бұрын

@SanDaisStories 900 pound mortgage, appol interest rate etra? Early repayment charge etra percent ella year?

@SanDaisStories

5 ай бұрын

Interest rate - 1.67% and early repayment charge is 5%

@smithaallet2540

5 ай бұрын

@SanDaisStories you only pay interest right. Then your mortgage never finish.

@SanDaisStories

5 ай бұрын

The 900 we pay is both Interest(40%) and Credit to capital(60%), Mortgage term is 35 years , so it will finish in 35 years if paid correctly, hope that makes sense.