I turned in my leased 😬 car and will drive a paid off car we’ve had sitting in the garage, changed car insurance, cancelled cable TV, cancelled landline phone & made some changes to our cell phone service. It adds up to over an $8,000 savings per year!

@Sunshine_State

Жыл бұрын

I will add that I turned in the lease a year early.

@creditczar6979

Жыл бұрын

Great job🎉 Congratulations! Enjoy the fruits of your frugal labor.

@Sunshine_State

Жыл бұрын

@@annveronica7795 i’m not going to get rid of my cell phone. FaceTiming with my daughter who is away at college is priceless to me. Being available for my husband who is a police officer and works long hours is priceless to me.

@Sunshine_State

Жыл бұрын

@@annveronica7795 excuse me? I’m not a troll and I don’t know anything about added digits. Would you care to enlighten me? Not sure why you would try to act like a jerk towards me.

@Joce123

Жыл бұрын

I paid almost all the the car price.. Only took out a small loan so I could always sell the car if needed

I grew up in the 50's with parents that never wasted food, and I'm glad they taught me not to waste. After so many years of prosperity in the U.S., some younger family members tease me about my frugality. They think it's a bit neurotic. I don't care. I just keep using a spatula to thoroughly clean out mayonnaise jars, and peanut butter jars, and I have enough for an extra sandwich or two, which I think is dandy.

I've been following your advice for some time now. I've gone from living paycheck to paycheck to 1. Setting a budget, 2. Moving to reduce rent cost, 3. Looking at each category and trying to reduce them, 4. Looking at alternatives for entertainment that don't cost more than I've already spent (knitting hats for the homeless while watching TV or a fake crackling TV fireplace on cold rainy weekends), listening to free audio books on Libby during my work commute, 5. Making an oatmeal mix using your recipe and bringing it with me to work (avoiding the overpriced junk food from the snack machine if I don't have time to make a sandwich) and I've been inspired to say, "Hi and thank you!" as you've helped me see there may be a financial future without debt and with security if I keep on this path towards frugality.

@UndertheMedian

Жыл бұрын

You made my day with your kind comment. We're so excited for your journey and we're honored to be a part of it.

My bank takes all your change and transfers it to the saving account. It’s called “The Power of Change.

Water!! Drink from your faucet and use a brita filter!!!

I stash not only my change. But i set aside any $1 bills in a shoebox. They will add up quickly.

I prefer to go to one of my local gas stations to fill up; the cheaper ones are in areas where people have been carjacked or held up while attempting to get gas...I'll pay a few dollars extra to stay safe!

Where I live, we pay less for electricity in off-peak hours. I have got into the habit throwing in a load of laundry before bed, and then hanging it in the morning. I also start the dishwasher before bed rather than immediately after supper. Clothes washing and dishes now cost me 40% less.

My boyfriend comes over once or twice a week for dinner and some British TV for a lovely evening. But sometimes we like to go out. Instead of going to dinner, which has become really expensive, we go on morning coffee dates. Reno has lots of great coffee shops and we love hanging out with the young hipsters. We take turns treating. ❤

I often make my own greeting cards. I bought 10 blanks/envelopes at dollar general for $1.00 and use ideas from pinterest.

I used to be a coffee junkie but lately I have been having vertigo attacks and a little while back I had a 48 hours vertigo attack that was mild but I had upped my coffee intake by having more iced coffee and tea. After some research I discovered that caffeine can be a trigger for Vertigo. I quit cold Turkey and my vertigo has decreased significantly. I’m now no longer making my own coffee or buying my occasional latte and will be saving about $20 to $40 (Canadian) a month. Yes I miss my lattes or morning coffee and afternoon tea or iced coffees but I hate having vertigo.

One way we have saved is to buy forever postage stamps before proces go up.

Keep tires inflated to correct pressure. We have Roku and get Tubi, Pluto,and several other free stations. Saved $60 a month. If you are eligible apply for HEAP. I don't know if is state or federal program. Instead of hot showers every day, use a wash cloth and wash. Eat less! You don't need to eat until you are stuffed. Good for waistline and budget.

@brenda121143

Жыл бұрын

I paid $138, a one-time expense, for a Roku TV and am saving $195 a month.

@robinholbrook8296

Жыл бұрын

You can get free cell service and $30 off home internet if you have EBT card

@KC-dr3cg

Жыл бұрын

Philco $20 mo..63 channels

@KC-dr3cg

Жыл бұрын

Maybe it is Philo

@hello-vs4me

Жыл бұрын

Does it have unlimited calls and unlimited text

When I got a small stimulus check I bought a Harbor Freight 100watt Thunderbolt solar panel. Had a coupon & birthday gift card, so it was a great price. Saved up for a small Bluetti Max Oak power station to hook up to solar in my front yard. Such comfort & peace of mind to have a backup for charging cellphone, lights etc

I did this and came up with $212.00 mo. Love how Not doing something saves money. Get more walking in hanging out clothes with my lines up now. Feelore in control. Love you two.

If you take your lunch you can save money by batch cooking inexpensive food very flavorful items that you would want to eat all week

Sound advice and lots of ideas - your videos are jam packed. Love how you research things to give us the most up to date figures and information. Thank you for all the work you do to deliver high quality content each and every time. I also love how you talk about your own ongoing frugal journey - you don't act like you have done it all and know everything better than everyone else. I love how you are always learning and experimenting, and encourage us to do the same.

The easiest way to save $200 a month is to earn an extra $250 (tithe and taxes). My favorite way to save on eating out is to let my boss cover my food. If I work an extra hour, or three, my boss is willing to let me eat at work, so I’m not wasting time going out. Not everyone can do this, but, When I was absolutely desperate, hunting and fishing kept me fed. It also kept me exercised.

I encourage people to check what their Senior family members are paying for their tv. I learned someone was paying $168 a month for their cable- no internet/no phone plan! I got them under $100 with new services if they choose to use them. They were never offered a change when calling to discuss invoices even. Our rural area has a community board- we offer to pick up for each other when going into town.

First. I love these videos. I love how excited you both are about saving money. However, I think it is important for people to feel successful and we often forget when eliminating one thing you often substitute another and need to budget for that. It may be a much lower cost item but if you wonder why you aren't saving what you thought that may be the reason. For example, if you are eating out and lower/eliminate this, your grocery budget will go up. You will still save money, but you need to adjust your grocery budget accordingly.

@einat1622

10 ай бұрын

Still cheaper than eating out. Their video was solid because they offer alternatives to things cut (free online content, a much cheaper mobile company, bike rides instead of car, etc.).

you’ve helped me to pay off debt and actually pay myself money each month! Thank you so much!!!!!!

I can't emphasize enough the importance of contentment and making do with what I've got as well as exercising patience for delay of gratification..

I it sit outside when not at work morning & night night to save on lights being as late as possible..saves 68 hours a month.

Some of my favorite frugal habits is patience patience patience. I do not just order paint to update my house. I use my Ibotta, Fetch, Microsoft rewards for using Bing to search, and Receipt Hog Rewards for Lowes gift cards to get paint which I use in Winter. Other times I save seeds year to year from my garden to plant following year, and I save a fortune. Also, I just throw my fav tomato seeds under the back steps, and they are protected from frost, so. I do not ever have to buy tomato plants which are pricey. I carry frozen something in my ice chest in my car, so that I can keep refrigerator items in the ice chest and make it a day of errands, shopping, and running. Most appointments I always make on Wednesday to coincide with grocery ads coming out. I clean with simple cleaners, and make my own bleach spray and pour alcohol over wipes to use to clean things that become contaminated. I mix planting vegetables in my flower garden, barely noticed, and always have my favorite wonderful Romaine lettuce and green onions to run out and gather saving about $4 a week in the spring, summer, and fall. Compost and save on dirt. I chop my own vegetables, and never buy processed ready made, therefore not paying extra for somebody to do this adding to the product cost. I patiently look at anything costing very much and look for alternatives or cheaper ways. Credit cards paid monthly and use 3 that give rewards …….I alternate them using whichever gives me the most rewards for that particular item……this gives me at least 1 to 5% on absolutely everything I buy. Even utilities are put on credit card if they don’t charge a fee. Another, is my car is always vacuumed and washed right in my driveway. Laundry…I use 1/3 as much laundry detergent (per Prepper Princess) and only cold water, plus line drying. Full loads only. Since dryers are energy hogs I suspect you may be underestimating the savings. Love you guys, and appreciate your videos so much. You are tops because you never talk down to your followers like they are stupid, and you actually work out plans for saving. Some KZreadrs just say stuff with no previous plan to see how it works.

I live in the uk and it’s very common to hang out the washing to dry. Houses are smaller here to so it’s also common to not have a dryer either

We drive old, paid-for vehicles and rent when traveling out of town. About $200 to rent for one week vs. a monthly car payment for something newer. We're trying to save to pay cash for an upgrade.

We do still have cable. We are really old and don't do internet except on my phone. My husband can't handle a smart phone. He still uses a flip phone. TV is his link to the outside world. He watched a lot of news and the Western Channel along with sports.

@TC-fx5zu

Жыл бұрын

Depending on who your cable provider is you may be able to lower your bill a little. When we had Dish they were pretty good about giving discounts occasionally. We always got movie channels like HBO and Showtime 6 months for half price and they would email to remind us when the promotion was about to end. I’d call them up and they’d give me another deal. One time when I called to try to lower my bill they gave me a loyal customer discount $35 off my bill every month for a year.

I find that as long as you hang out washing early enough in the day how cold the weather can be, and it will still dry. It needs to be out at 9.00 and it will be dry by 7.00 pm as long as it is about 9 degrees centigrade or more, and in England it is humid.

no eating out, eat less at home, cut tv, minimise your mobile and find two items to sell every month, or bless others by giving them things, things you have but but they need. Pay a bill for someone.. god will bless your socks off.

Horse 🐴 and Buggy works excellent saving on gasoline prices 😊

@UndertheMedian

Жыл бұрын

LOL! Yes, it does.

@janefoley5184

Жыл бұрын

But you have to feed a horse. I know someone was given a free horse then they had to build a barn to house hit!

@sparky5092

Жыл бұрын

​@@janefoley5184 sell the poop 💩

I've never had cable. I've never measured the difference, but putting an insulated cover over the hot water heater tank saves money. Try taking an item or 2 out of the grocery cart either before or at the checkout point. I already do all the plan D items you mentioned, as well as all the A, B and C options. One more thing that can save is to wear long johns in the colder months instead of being tempted to turn the thermostat up or use a space heater.

Hi Hope and Larry! Thanks for your wonderful channel. My top tip is turn off your modem when you go to bed at night and when you go out to work. Most people completely forget about this. I switch mine off even when I go out to do the grocery shopping! 😃 I also recommend switching off the power to your oven/stove at the wall. Many people use their oven (and microwave) as a clock, which is just wasting power. If you love your TV shows I also recommend checking how many kW per hour your TV is using. Older (and larger) plasma screen models can use 25% more power than an energy efficient LED screen, and TVs and set top boxes account for 8% of energy use in the average household! If I’m alone at home I’ll watch TV on my laptop placed on the coffee table - it’s cheap and quick to charge up a laptop and then you can watch TV using no power at all! 👍

I stopped at Walmart about I always go to the clearance and I found the Keurig coffee it was 24 pods for.75 cents

@UndertheMedian

Жыл бұрын

Holy cow! That's a good deal!

I quit paid for TV. You can still get local networks with a digital antenna available cheap at Walmart antenna. All TV plans cable or dish jack up the rates after the intro period .

🎉thank you for all tour tips!

I save money by ordering groceries. When in the store, I add about $50 (or more 😢) of things that look appetizing, but I don’t need.

@suekaiser4163

8 ай бұрын

Same here! Works awesome to stop impuse buying!

Absolutely loved this!! Thanks so much.

Grow your own vegetables. I only have room for container gardening. I am growing lettuce and this should save me $12.00 per month. I will also try and grow berries in pots which could save me about $15.00 per month.

@heidibonjour

Жыл бұрын

Thanks for the inspiration! I only have room for container gardening, too.

I switched to mint mobile a couple days ago. I even got my landlord to sign up for it.💖 I love sling tv free, and Pluto

I guess I’m more frugal than I thought. Don’t eat out, never buy coffee out, mobile is from work, haven’t had cable for a decade, (have Pluto, Tubi and free Canadian online channels) and live rural but never drive anywhere without an errand on the way. I hang my clothes on racks, wash in cold water and I’m at $50 a month grocery budget already so, can’t cut much there (always on sale/discount). 🤷‍♀️ I heat my body, not the room and don’t have AC. I pay annually for everything and use every reward programme on offer. 😂 I track all my expenses in the every dollar app, which is free, and I suggest that for everyone. I will go unplug my dehydrator because it has an led indicator and uses phantom power and will look for some things to sell. Thanks guys! One idea: automate savings and there is the snowball approach to get you accustomed to it: save $1 in week 1, $2 in week 2, $3 in week 3 etc. I like to start Jan1 and go to week 26 then flip to week 52 and count backward so I’m not trying to save over $200 during December but only around $100.

@joannedibben2352

Жыл бұрын

Your life style sounds very impressive and frugal well done to you🌈🌠

I didn’t realize I was “uber frugal,” but I guess I am! Thanks for adding that title to my resume! 🏆

@UndertheMedian

Жыл бұрын

Excellent. I think the term "uber frugal" would be "uber cool" to add to your resume.

Great video!! Loved the tiered savings for all viewers.

Oh my goodness, you mentioned Starbucks, and while I don't go there, I don't think I could possibly pay that much for a cup of coffee! I would freaking panic! lol Another free streaming service is Crackle :)

@pjp9383

Жыл бұрын

To be fair, that's the price for the lattes etc, more than the price for a regular cup of coffee. Not that those aren't also getting more expensive - inflation! - but I'd guess that most of their viewers who still occasionally go to Starbucks are probably choosing the simpler and less expensive drinks.

Hope and Larry we cut the cable. We were paying 127.00 monthly for basic cable.

Thank you for all the info. This is giving me a lot to think about some I've already put into place others I'm going to start doing thank you so much.

I switched to Mint mobile a while back, wanna say 8 months or so, amazing savings on my bill. To start, I had a referral code for $30 for 3 months on the data plan I have. Loved it so then I did the yearly payment so not only did I get an amazing price I don’t have to think about it being due every month, I just budget in 1/12 the price or more because I’m thinking I’ll just pay it ahead of time again for next year.

I’m doing most of these things. Still trying to convince hubby to cancel cable and switch phone carriers. I do my errands after work because when I get home I am not getting back out again unless I go to church which is just 5 minutes from my house. Thankfully I don’t like coffee, so I am already saving money there. Buying Starbucks is like buying cigarettes in my opinion.

Thank you for making this video.

Great tips as always! Thank you!

You have become my GO TO. I mention you in my groups on FB

Thanks for sharing this helpful information

All great ideas!

Thank you for all these wonderful saving tips 🎉❤

Just started watching your videos! Thanks sooo much!❤

Great ideas thanks Hope and Larry❤️❤️

Sending you two blessings today. Thanks for all your hard work.

Thank you for all your helpful information.

I’m about to be on my own for the first time and your videos will be my Bible.

I love watching you guys it brings me joy!!

Wow! You just opened my eyes! I'll be saving more money!!!

Thanks, guys! You're inspiring!

Ten things I will cut out reduce my grocery bill stop eatting out stop drinking take out coffee run errands together unplug electricals not being used using cash living off written budget sinking funds batch cooking meals in slow cooker freeze in portion liable freeze eat in microwave cook once eat three time eat from fridge freezer cupboards small stock pile washing up Adin in kitchen sink to put squirt dishwashing liquid warm water then when done tip dirty water down sink then fill up bowl to cd water rinse dishes then use water water plants I don't garden anymore meatless meals hang washing out to dry free activities shop of a written shopping list

Thanks for your videos thanks ❤😊

I bought a retractable line from amazon! I love it! I only use the dryer for sheets and towels!

Thanks for the tips. I love Mint Mobile too! I can't believe how cheap it is.

Had to chuckle at your errand-running advice. We call it "West Virginia Style" because that's how my husband grew up--going to town and getting everything done in one trip. It was an adjustment for this suburb gal.

Hi guys! Great videos! I do realize that I am a super duper saver.😂😂 Greetings from Barcelona (Spain)

By having ten no spend days a month I save two hundred dollars

@bnbtemple5936

Жыл бұрын

That's fantastic! I'm afraid of I tried that, I'd just postpone for a day or two the buying of whatever and still end up spending. Willpower is what I need 😊

I'll be waiting! 😀

We are from Australia. Thanks for ideas.

Rarely eat out. Bring my own lunch everywhere. Last month I only went grocery shopping twice, so I’m challenging myself to only shop twice a month which actually saved me money!? Great video!

Excited to join y’all live! 🎉

@UndertheMedian

Жыл бұрын

Ginger! So glad. you could hop on with us!

We live rurally and have learned some tricks for saving money on gas. I'll put in a Walmart pickup order for my husband to pick up after work. It only takes him an extra 10 minutes, and it saves me a trip to town. Second, we've found that many Phillips 66 gas stations will give you .10-.15 of per gallon if you pay with Paypal. It's saved us quite a bit over the last few months since we started using it!

Good advice.

I too enjoy Tubi.

Wow! This is great!

Back in March I got rid of my vehicle. It was a 900 dollar vehicle that I bought 3 years ago. Long story short it needs work and it wasn't worth putting the money into it. So down the road it went. Brother and I are riding bus for now. It's 42 dollars per month for a bus pass and a tank of gas costed us 50 bucks

I have enjoyed the “down to earth” frugality tips that y’all give. Thanks a bunch

I recently cut the cable, and it's so wonderful not to have to pay the high bill every month. If there's something I want to see, I can usually find it online the next day or soon thereafter. I did this after watching your video on the free streaming services available. Thank you for putting that video out. It set me free from the cable🎉🎉🎉

funny that you brought it up. I have always save my change and usually turn it in this past year and it came out to almost $200. This includes any change I pick up when I see it on the floor. My teen son does the same. He picks up any change he finds including pennies. I feel that he is off to a good start cause he sees how we do things.

Have blankets around the house and we use these to keep warm.

Live the excellent tips! I live the idea of selling and have much to part with ! And the cutting back on groceries by ten bucks a week. My problem is the car..all paid off but I work from home and have to drive the car daily to keep the battery in shape..I love driving but this has become laborious And now I have to pay 25 bucks a month so I am a bit torked.... I do try to minimize electric usage etc...you have an amazing channel!

Hi Larry and Hope! Thanks for the Encouragement! Can we get a copy of that paper you have to fill in our own savings? ❤🎉😊 God Bless!

Hi Larry and Hope ❤ Great video as always ❤

@UndertheMedian

Жыл бұрын

Thanks for hanging out with us. We appreciate it.

Yes, MEAL PLAN!! Family is not always keen on it, I try to make interesting, simple and easy meals, I write out weekly plan on Monthly Calendar print out sheet. Then we can see how many times we eat such foods, leftover meals, and eat outs! They tend to forget what we have eaten throughout the month! Sometimes, they are shocked and then agree with me!! Meal plan and writing on Calendar works for us!! 🥰😋

I love the shock-factor music for those not taking lunch to work 😂

We hang our clothes on a clothes airer over our radiator in our bathroom to dry them. We use a moisture absorber and so we have no issues with mould in the room

Can you do a video on water usage? If it won't fill a whole video, maybe just in part. We are on sewer so we have a cost for the water used but also for how much water goes into the Sewer if that makes sense which for our washing machine it goes into a ground tank but since the water comes from the house, they calculate that. We do have a separate line for Irrigation *I habe a small vegetable garden in hot central florida* but I'm considering doing a couple rain barrels near it for upcoming rainy season. We are a family of 5 ,so as much as possible we do "fast showers" with the kids especially. I'd love to hear more tips!

I found many tips helpful to me. It is one of my favorite videos of yours.

@UndertheMedian

Жыл бұрын

Thanks! It was fun to put together. So, it's good to know it was helpful.

Best advice for catching up mortgage? Plus really want to get to having my mortgage in full before its due on 1st

I love tube and Pluto is free as is freevee..great shows and movies!

Lots of little things add up to big savings, thanks for pointing out a couple things I hadn't thought of!

❤MINT MOBILE FOR THE WIN!!

We did it and cut the cable cord. We got a Roku and are absolutely loving the TV shows from our childhood. I don’t miss cable or the bill at all. Love your channel and the great tips👏

I drive a Tesla that I charge from home solar and storage batteries but I have seen a wide variety of gas prices in my area. It pays to shop around.

We live in a small town. You can car pool errands with a neighbor. When someone goes to the big city they can pick up stuff for others. Etc

I rarely buy Pop but I like Ginger ale in the summer , I water it down or add lots of ice to it ,,can literally ,get 2x the amount ,,

I boil.large sauce pan water each morning make my coffee then put rest hot water in my earn to use for hot drinks during the day

Hi hope and Larry I am frugual minded by life experience on a pension could learn more tips

Larry's nails always look he like gets manicures. Perfect nails! Actually Hope's nails do as well but mens nails usually don't look so great. Love you guys!