The best movie has to be margin call. Trust me it is so close to the truth both in terms of business as it is character wise. Believe me, i often rewatch this movie often in the presence of 1 or more of my former colleagues, each character we identify as someone we have worked with.

@hiataki7

9 ай бұрын

The only weakness I see in this film, is Kevin Spacey's character as written; through out the movie he's expressing his disgust at the thought of his partners unloading these worthless securites on other firms, but never volunteers, or is even asked what he thinks should be done to avoid financial ruin.

@megamcee

8 ай бұрын

I couldn't watched MC for the first 3 attempts at doing it, because I just could not get over the oversimplification and vagueness of everything presented in the movie. Yes, the topic is difficult and complex, but when the supposed smart people are still dumb - I feel like I'm the dumb one for even watching the movie with them in it. I know it's quite likely to be way closer to reality, because there's always dumb people at all positions of power, but I just can't stomach them in the movies. I did power through the movie once just to be able to say that I did it, but, out of the 3 movies, MC is definitely the worst imo.

@jmorley72

8 ай бұрын

@@hiataki7 I see your point, but at the same time, I've worked with people like the Sam character. He has a narrow focus, which is buying and selling and managing the traders. Blowing up the market and ruining all of the trading relationships is just so foreign to his thinking that he just can't overcome the mental hurdle. His narrow focus is even demonstrated in the fact that he didn't even warn his own son - he has that wistful moment with Peter where the thought of warning his son never occurred to him.

@jmorley72

8 ай бұрын

@@megamcee Having been in those meetings, with VPs and the like, the movie is very real. Also, you might have missed the subtext or just didn't enjoy it as much as I did. Tuld, Jared Cohen, Sarah Robertson, even Sam, they all knew the risks of what they were doing with the MBS products. As they kept saying in the movie, "We've discussed this.." Their failure was in their models and data synthesis, which was not detecting the warning signs. There's always a feeling of "If things start to go bad, we'll unwind the position." They probably thought they were smarter than everyone else, and therefore their forecasting models would give them plenty of time. The fact that they were making great money for years with no problems gave them a false and inflated sense of their own abilities. They were caught off-guard by the timing of the disaster, not that a disaster was coming. The partners meeting is pure theater. Tuld is there to spin politics and assign blame. He already knows everything. They all do.

@adam872

4 ай бұрын

My only issue with Margin Call was some of the dialogue. There were times when I sat back and thought real people don't talk like that, especially people in broking or IB. Other than that I thought it was very good.

Love all 3 movies but Margin Call is a different league of its own. It's among my top 10 movies of all time.

@Ozvideo1959

3 ай бұрын

Agreed, and the movie only had about 8 or 10 actors in the whole movie. The fact that the actors and writing is top-notch makes it work. it's a bit like 12 angry men in that way.

Margin Call has the best rewatch value. Both from an education standpoint and as a regular movie enjoyer standpoint, it delivers.

Part 2? Yes please. All of the videos you've made on these films have been excellent. Thank you!

I have told people to watch the first two, but forgot to add the third. Good call. The clearest explanation is the Jenga scene. It's very graphic and so simple a child could understand it - thus using a child's game. The best scene per pound is the boardroom scene. In particular Jeremy Irons, who gives a master class in acting. My favorite directorial moment is after he says, "Silence." Then, there is 15 seconds of....nothing. That is one of the hardest things to do in a movie. And it's probably the director's call. (It could be the editor.) Anyway, it's a brilliant moment in a great film.

In May 2007, I did a real estate convention, showing up in hemp flip flops, board shorts, a beater, a Corona bottle opener necklace, and sunglasses. After a few hours, I exited not wanting to be in real estate. I had a gut feeling the party aspect of the convention was a pyramid scheme. Couple with high diesel prices and outrageous nature gas prices. I assumed inflation would continue to rise. I also knew a few people who lost their house due to the skyrocketing teasers mortgage rates. But most importantly, I do get FOMO. I tossed out my real estate license study materials, took my seed money, and my entire stock portfolio. Then got drunk with heavy drug usage for about six months or so. Choosing not to enter real estate in 2007 was a great idea and I don't remember much of the rest of that year. I started to get the same feeling in May of 2021. Made bank on the correction in '22, but that feeling is still there, haunting me. What scares me the most is US Treasuries.

I liked all three but Margin Call is my favorite.

I knew a mortgage loan officer who went to prison for fraud over these issues, at the sentencing hearing, the federal judge asked the prosecutor why only small players were being pursued and the corporate executives went free. So I would like to see a 4th film in which the executives, political trash and bureaucrats who caused the crisis were forced to walk the plank.

@fredbloggs5902

10 ай бұрын

Except they weren’t.

@terry7907

9 ай бұрын

That would be a real fantasy movie.

@indiathylane2158

3 ай бұрын

At one point President Obama said something like "Looks like we now own 3 car companies", as they'd bailed out the big three. Basically giving them shitloads of money. I'd have at least insisted they pay all of it or some of it back, over time. Or kept ownership and sold them to recoup their losses.

@michaelhorn6029

3 ай бұрын

Maybe a film documenting the collapse of Neo Liberal thinking. From 2008 to about 2020 or 2021.

@smacwhinnie

3 ай бұрын

That would take 3 more movies starting back at Clinton era HUD and Congress

Just after the 2008 Crash, I bought Gillian Tett’s book “Fools Gold”. I had read a riveting excerpt in the Financial Times. It was like an archiological dig of the whole story. So it described the internal structure of the failure of the Credit Market. A brilliant read. I saw Margin Call quite a while after, and thought it was great, because I thought it described the drama in the lives of people effected by the 2008 event; not knowing that the movie was necessarily related to the 2008 event. I will now watch all 3 movies with interest. I still find MS Tett’s book the most enlightening of the four works.

@clownworldtimes6434

3 ай бұрын

You may enjoy a book called Liar’s Poker from the 80’s which was written by a former Solomon Bros. employee.

I don’t know if any of these films admits that the beginning of the whole mess was politicians pressuring banks to give loans to marginalized groups who didn’t meet underwriting criteria. Combined with the greed of these institutions, all previous cautions were discarded in favor of fat commissions with no regard for creditworthiness. It was a tandem process with no heroes.

@ynkybomber

3 ай бұрын

They can't tell the sheep that

@mikecullen6488

11 күн бұрын

They never fully explain how the banks and politicians use the federal reserve system to 1, bail out banks for their risky ventures and2, to allow politicians to bestow fortunes to their donors and and various interests who keep them in power without having to raise taxes and therefore the ire of the public. But the public pays for it all

To me Margin Call was the closest to reality but the Big Short explained it best to movie goers. I remember working at the regulator as a senior analyst at the time and being called up to the Commissioner's office and told "I need a prelim assessment of who is exposed by tomorrow". No pressure right. A fellow analyst and I spent hours racing through company financial filings and thinking "holy hell, none of the information they file with us is worth jack because none of these debts or "assets" (cough) are held in the shelf companies that do the filing, we're screwed". No data analytics or anything, they just picked the two of us because we were the most maths inclined amongst all the legal people and thought we could just create magic from scans of paper filings.

@dclark142002

3 ай бұрын

...and the assessment was probably just to cover the asses of the leadership team if they got asked awkward questions by the board of directors. Everybody knew what was going to happen...

Margin call is my favorite, no disrespect to the others.

@firmezaecabecao

Ай бұрын

Margin Call is a master piece

Thank You to you and VickyPrabhat for pulling this together - I've been thinking this whole thing for a while and wanted to watch it as such quite a bit, though I was unable to pull it together until now-Thanks to you both. Much gratitude and on a holiday weekend too! :)

Margin Call takes place in 2008. at 1:11:28 of the movie Eric Dale mentions building a bridge 22 years ago in 1986. You can say I love this movie.

I only recently discovered your channel and the videos you have analysing various aspects of Margin Call. Seeing this video on the unofficial trilogy of three of my favourite films, needless to say, has me so excited and further enamored with your channel. Keep up the awesome discussions!

@BezelMedia

7 ай бұрын

Thanks so much! Glad you liked the video

What a great video. Thank you for making it. More than happy to watch a Part 2! I watch these movies over and over again, and this is a great breakdown of all three. Well done!

Part 2 please. Once that is done dive into your 2nd or 3rd favorite films, I thoroughly enjoy your breakdown/critique and insights, cheers!

@BezelMedia

7 ай бұрын

Thanks so much! Definitely working on videos for other films/TV shows

This is an excellent idea to view these films as a trilogy but it can be made into a tetralogy: 1. Margin Call : The Bank Side 2. The Big Short : The Investor Side 3. Too Big to Fail : The Govt. Side 4. Sorry We Missed You : The People Side.

Beautifully done. I have not watched Too Big to Fail, but have watched the other movies. I have to finish the trilogy. Thanks for producing this video.

Arguably the best film for the 2008 Wall Street implosion is the documentary "Inside Job," narrated by Matt Damon. I've not found any one film that covers all aspects and/or all variables of the 2008 debacle, but "Inside Job" comes closest to doing so. As for "Margin Call," that's a fictional account - well done - of what the internal tensions and/or dynamics of one Wall Street firm during the 2008 time frame might have been, but it also basically ignores the many other variables (e.g., govt. policy, regulators, AIG, Bear Stearns and Lehman Bros., Barclays, etc., etc., etc.), all of which also contributed significantly to the 2008 debacle.

having recently become addicted to Margin Call it was excellent to see your analysis of it. I'd seen the Big Short some years before, and found it enjoyable and informative but a bit too reliant on the drum playing genius. As a gripping and focused drama about the issues and the opportunist behaviour of finance companies, Margin Call is definitely my favourite. Will try Too big to fail next. Look forward to your future reviews!

The world needs a fourth movie. A movie that explains two very weird entities: Fannie Mae and Freddie Mac. Effectively government owned, but outside the US budget. They own mortgages that amount to about a *quarter* of US GDP. Yet, they are so independent that they were creating anti Congress ads every time Congress wanted to control them. We need a good explanation of how they came to be, what was their role in the 2008 crash.

I've watched all of them multiple times. From the perspective of a potential investor or future intraday trader, 'The Big Short' was much more understandable and relatable to me. The movie 'Too Big to Fail' provided an interesting insight into how the government was thinking (and panicking) during the crisis. Surprisingly, or maybe not, it took me several viewings to fully understand 'Margin Call,' but watching it repeatedly helped me grasp its intricacies

@patriciasalem3606

3 ай бұрын

On the surface, Margin Call appears to be the simplest of the three. But I agree, it's actually the most complex. That's the brilliance of it. It portrays a huge, complicated crisis on an intimate human level. It's like depicted World War I by showing a soldier's photo from home lying in the mud.

Claim your "I was here before she made a thumbnail" badge by liking the video 😁

@conenubi701

10 ай бұрын

We out here

@BezelMedia

7 ай бұрын

@@conenubi701 appreciate it

@citizenallenmi400

3 ай бұрын

You make the comment that nobody did the Margin Call like the movie- they did. Goldman just did it far more evil- they through their SPEC hedge funds shorted parts of the market they were actively going to have to unload. No real proof exists anymore (records were of course destroyed), but they got much stronger while the weaker firms did not survive. You see hints of this in the Big Short, especially how the firms denied the market movements while they desperately attempted to close Scion's and others positions. The outbound only, no swaps was in part why Bear died- the threat of BK was so spectacular that nobody was willing to stuck in a Chapter 11, so those that couldn't figure out fast enough were trapped in positions. A common swap would have been for Treasuries and some cash- which would be golden except for the clawback provisions. So anybody who was going to possibly be insolvent was dead in a highly leveraged world.

Another good movie covering the Financial Crisis is called "The Last Days of Lehman Brothers", which covers the last weekend of Lehman Brothers. There is a nice overlap of Too Big to Fail that gives a slightly different view of the events of this very important period in financial history.

Thanks, Margin call and the Big short are one of my favorite films, never heard of To big to fall, going to watch it right now :)

Great video! Can't wait for your other stuff

Interesting breakdown. I haven’t seen Too big to fail but I will watch it now. Love the other 2 😊

Excellent and Outstanding!!!! Part 2, Please!!!

Your videos are excellent- well done

Heeeey she’s back good work!

I'm not a financial guy, but I love all 3 of these movies and watch them regularly. I also like " The Last Days of Lehman Brothers." It's like a cross between To Big Too Fail, and The Big Short even though it came out first

I work in finance. These are three of my favourite movies. You are brilliant.

I didn’t have “KZread channel dedicated to Margin Call” on my KZread recommendation bingo card but I dig it.

A productive video. Want to see your part 2.

YIPEE! You posted a new video!

Great job as always.

Add Inside Job to the list. It's a great documentary detailing the crisis, the reasons for it and the aftermath.

Love your breakdown videos

They are all excellent . Margin Call was outstanding .

@patriciasalem3606

3 ай бұрын

I feel like Margin Call didn't get the major awards recognition it deserved. It's one of those films that gets better every time you watch it.

@sidensvans67

3 ай бұрын

@@patriciasalem3606 Definitely agree .

I love this video. One small thing is that Margin Call does actually reference when it takes place. When Eric is telling Will about the bridge he built connecting Ohio and West Virginia, as a reference for one of his calculations he says he built the bridge in 1986, which was 22 years ago. That places the film in 2008 somewhere.

This VIDEO was insightful 👌🙏

This video is terrific! 😊

I saw “The Big Short” in the cinema and watch it if it shown on TV. I saw “Margin Call” first on TV and never hesitate to watch any excerpt of it on KZread, especially the Partners’ meeting, primarily because of Jeremy Irons’ performance. I have seen “Too Big to Fail” only once, on TV. The numbers they use are, at least to me, so mind-blowingly huge that I sit amazed. One aspect I love about “Margin Call” is that the further up among his superiors Peter Sullivan goes to explain things, the less his bosses know. Paul Battany’s character, Sullivan’s boss, says that he does not know what they do on (his) floor; Kevin Stacey’s character, when looking at the computer screen, says he does not understand what he is looking at; Jeremy Irons’ character, the CEO, says that it was not brains that got him where he is. The only person who knows what is happening is Sullivan (Zachary Quinto) at the bottom of the ladder.

@bobbytang9924

3 ай бұрын

I recall in one scene it was actually implied the top execs already knew what was happening. But they just choose to ignore as it was too profitable.

@goldenskies7

3 ай бұрын

That moment went Zachary Quinto sees the numbers, pauses and keeps looking like "is this real?" hooked me

@dclark142002

3 ай бұрын

I love how The Big Short reveals that nasty truth (that everyone already knew and didn't care.) Margin Call makes the point very subtly, and you only see it if you understand those kinds of meetings. I suspect Too Big to Fail doesn't dwell on the fact that the government either had to know it was being lied to...or was so incompetent that they just got duped. (Either could be true). Either way, I'm sick and tired of the narrative that the events and crisis of 2008 was somehow a surprise to the industry. It...was....not.

@5:30 - I hadn't noted it before, but the two numbers are often quite different - the "value" of the company usually refers to the current assets minus the liabilities (debts, etc). The market capitalization can be different, and can be higher. So at first, it was that the losses already exceeded the value, and then just 25% losses could exceed the market capitalization. Also, once you've exceeded that, you are in the place where all the owners have been wiped out, and all that remains are the bond holders, who will also be losing value. So many subtle details of the building tension!

Awesome video and page! Sub’d!

Thanks, I'll arrange them when I get them on my shelf.

Peter is absolutely not a genius character. He IS only to the other characters but Eric “discovered” something to solidify something that all of the other management already knew

@patriciasalem3606

3 ай бұрын

I'd say he is a genius in his ability to both do the maths on the spot to extrapolate on Dale's project and to simplify his results in the partners' meeting. You pretty much have to be a genius to be a PhD rocket scientist at MIT.

I didnt know about 'too big to fail' - will give it a watch. Big Short and Margin Call are incredible movies. When I watched the Chernobyl series, I realized it wasnt about a meltdown but how bad decisions are made, and then how the story plays out and how the news story is delivered to the general public. If you watch Wall Street, Wolf of Wall Street, and then this trilogy, you have the origin story and the crash itself.

you forgot one movie: "Inside Job" narrated by Matt Damon. it's the most comprehensive regarding 2008 financial crisis.

Madam Bezel, I recommend you also see a movie called - Vantage Point Then you can use the same technique to piece together scenes from these 3 movies (Big short, Margin, Too Big..)

My favorite unofficial link up is “Doctor Strangelove” and “On the beach” the first shows how the world ends and the second shows the last survivors dealing with it

I enjoyed all three but would have to say that my favourite was Margin Call.

Yes, please, a part 2.

I love Margin Call, I watch it at least once every month.

Margin Call eerily gave me PTSD, reminding me vividly of my old days in the corporate world doing financial shenanigans just to keep a sinking business afloat.

Field reports indicated the Bank officer were putting Garbage in CDO Nov. 2006. I started raising cash Bought a small apartment complex april 2008...a bit early. But I had plenty of cash Retired now, living off the rental income Social is just for play money

@dclark142002

3 ай бұрын

You were lucky that you had the means to raise cash. I was still in school...and we were all betting on when the bubble would burst (note, not IF...but WHEN). Everybody knew...or if they didn't know, were very much incompetent.

@ronaldmcdonald3965

3 ай бұрын

@@dclark142002 Ben Bernanke and other authority figures were saying it would be contained. Famous money managers said the correction was over. You did better as a kid than these so called smart money. Take Away: Do your own research, and make your own conclusions. Don't rely on these authority figures. Especially Yellen who is nothing but a political hack

Out of the 3 - Margin Call is my favourite

my fav is big short but margin call has some awesome scenes and dialogues

Dont forget about "Inside Job" 2010, a documentary. And I'd call that view point is from Public side

@CassieDavis613

27 күн бұрын

Bingo

"While these movies were never intended to be viewed together" I've always watched them together. They are three of my favourite movies. I must have seen them at least 10 times, I lost count

Best movie of the trilogy is Margin Call its not even close. The other movies are solid movies but Margin Call is a legendary film that is criminally under appreciated.

I watched all these movies and loved them. I must say two things. Too Big to Fail did a better job at explaining the crash than the Big Short. Too Big to Fail also circles back to Sullivan's statement on the Little Guy, not knowing that the earth was shifting under their feet. Too Big to Fail addresses that by the Bail out. The bail out was intended to keep the economy going by keeping the little guy in business. The result, 16 years later, is much different than imagined.

nice insights. investor side bank side govt side. I would add a fourth film. the home owner side. any ideas on where to find that one. you know, where mcdonalds workers making 25K a year bought a 400k house in the central valley of california. and then lost everything.

Oh man that's a tough call for me. I love both Margin Call and the Big Short. I think between the two I'd have to go with The Big Short.

Part 2 please. Curious why you’re so interested in these films and events. Where you directly affected?

@BezelMedia

7 ай бұрын

That's a good question. Two answers: 1) Margin Call (Senior Partners Meeting scene) was the first thing I saw that made me interested in this topic generally, and films about it specifically. I knew the 2008 crash was bad, but I didn't realize how bad. Almost unfathomably bad. So, the movies were a way to learn more. I think Too Big To Fail does the best job of showing just how near complete destruction the economy was. 2) I wasn't directly affected - ie I didn't lose a pension/retirement benefits/employment/a home based on the events of the crash. I think I'm interested in it because it was such a huge, cataclysmic event that affected so many people who weren't in finance...yet where are those people who were affected, today? Did they financially recover? What are they doing now? How was this event continued to reverberate throughout their lives? Perhaps there are answers to these questions...but as far as I know, they aren't in the movies. The movies focus on people in finance and government. And it's interesting to see the different perspectives on finance/government that each film presents. Also, the movies detail something so scary and destructive...yet it's barely a blip in newspaper articles today. I feel so many things can be tied back to the 2008 crash.

@patriciasalem3606

3 ай бұрын

@@BezelMedia I agree. I was affected in two ways. First, I saw my retirement accounts dropping in value early on. Then the big pharma company I worked for got bought out. They made 20,000 of us redundant in a firing similar to the scene with Eric Dale in Margin Call. The market cap on that merger was $68 billion, funded in part by... TARP bailout money. 😐I eventually lost everything and moved to Mexico for seven years to survive. I have not recovered financially, even after moving back to the States. A Pulitzer Prize-winning journalist I went to college with (he was a friend of my ex husband's and also the best man at our wedding) wrote a book about how the media failed people in the 2008 crash (The Watchdog that Didn't Bark). I feel like history is repeating itself now -- not just with another impending crash but with the march of fascism that echoes 1930s Germany. The ignorance of our country's precarity is staggering, and the media play a huge role in that. What we do get are puff pieces about poor disenfranchised MAGAs and neoliberal pundits telling us the "guardrails" will keep us safe. "It can't happen here" is the new "too big to fail."

Margin Call is amazing!!!

I love margin call for it's narrow line

Ok ignore my question on your new video about the big short! This vid answers it ;) What do you think it is that makes you enjoy movies about the crash? I think big short is my fav, it has a lot of comedy, esp gosling, he is great in it lol

@BezelMedia

7 ай бұрын

Haha yeah it was funny to see your comments show up back to back! That's a good question. I think each movie brings something different, so I don't know if I could say I enjoy movies about the crash generally, but I enjoy these movies specifically. The Big Short for its innovative editing and explanations, Margin Call for its Shakespearean elements, and Too Big To Fail for its ambitious approach to showing all the key players (though I think it also weakens the movie in some respects). I think I'm interested in the movies because the crash was such a disaster, yet there seemed to be a lack of repercussions on the banks and the architects of the crash. So the movies feel like they are trying to parse out why that was, from different perspectives. I also find it interesting that the movies about the crash all focus on people in finance/government, but there aren't any movies focusing on the fallout it had for regular people.

Part 2 please!

Jeremy Irons hits it out of the parks

I literally found that comment and completed the trilogy lol saving this video

I really dislike Big Short, because it infantalizes both the issue and the audience. I think it actually does a great disservice in this regards. Also, there's a missing piece in this trilogy, which is all the people who took the loans who's collapse started this whole thing. I think none of these films does a good job of addressing that. It either doesn't talk about it at all or depicts them as hapless victims of the system, taken advantage of by greedy bankers.

Margin Call is the best movie. It has a good balance of explaining the big picture without being too Hollyweird about it. The _Big Short_ , like _Wolf of Wallstreet_ , almost seems to glorify these assholes.

Liked 'The Big Short.' Seen some of the various characters of this movie on CBS' 60 Minutes a couple of times, as their cited movie characters had real-life equivalents. What gets me is just how on point they all were, either in the movie, or surprisingly, on 60. There apparently was a federal subsidy program that was going to end. And the folks that were going to cash in knew that as most of the bankers were not paying attention. Surprisingly, others could have known or should have known. To be crass then, an IQ test of a sort.

As you note, this trilogy represents the perspectives of the banks, investors, and the government. Concern for these three institutions reflects the focus of response of government to the Crash of 2008 that the not include the ordinary people caught up in the crisis-“Main Street.” It would make this a “quadroligy” with the addition of “99 Homes.”

Margin call, The big short and Too Big to Fail, in this order for me. However they are all brilliant.

Boiler Room is the prequel. Wall Street ans Monry Never Sleeps are their classics.

The Big Short is my favorite, because it does the best job of highlighting how humanity did this to ourselves. It's also the most fun watch. The other two are pillars of the trilogy, and I love all three, but The Big Short provides the best picture of how it was ordinary human selfishness overwhelming rational thinking at every level that caused the whole crisis. Edit: Thank for reminding me of the end of Too Big To Fail! "Of course they will! ........ Of course they will."

I think there is one more theme missing; Wolf of Walstreet and Pursuit of happiness. Concerning the psyche of trader.

You know, I never knew the reason AIG needed to be bailed out was because they were the insurance holders on the credit default swaps. That makes the Big Short people kind of part of the problem, though AIG did take the Sucker's Bet so they are still to blame.

Margin Call 👑

The last days of lehman brothers could be in the mix.

Margin Call and The Big Short are, to me, equally good. the latter has some very funny episodes and I love the way the director breaks 'the fourth wall' so seamlessly Margin Call shines in the unspoken interplay between the characters. Simon Baker especially has long been underrated, and Jeremy Irons - well, he's the master Too Big to Fail: meh

They are all good movies, but Margin Call is my favorite.

I watched all three, but it wasn't until this video did I realise that they were, quite unintentionally, a trilogy.

I thought Margin Calls script was too ambiguous, vague. As you say, watching The Big Short first helps the viewers to understand the complexities of the 2008 crash. The trouble is, a good film should do that itself and not rely on others to do the heavy lifting.

The big short was my favorite... until I watched Margin Call like 9 times in a row.

Might I add "Inside Job" as the documentary version, to make it a quadrilogy? 😊

The Other Guys as a prequel?

My favorite is Too Big to Fail. That being said, Margin Call is the best movie. I do enjoy rewatching all three, though.

Yes more please

I'm still shocked at how good Margin Call is

I own all 3 of these movies. Have watched at least a dozen or two times each

The Flaw is helpful as well...

My favorite was Margin Call!

The Big Short left a lot to be desired. I had already seen Margin Call so I had big hopes for this movie. It was a let down honestly. Margin Call is so much better!

"Explain it to me as if you were explaining it to a very bright Golden Retriever."

Part 2!!!

My problem with "Too big to fail" is the dialogue seemed really fake. They spoke like they were in church. Real conversations behind closed door don't sound like that. We all know that...