Things we waste money on. Here’s my list.
Things People Waste the Most Money on
Impulse Buying. Impulse buying is among the leading things people waste the most money on. ...
Unused Memberships and Subscriptions. ...
Bank Fees. ...
Late Fees. ...
Credit Card Interest. ...
Extended Warranties. ...
New Cars. ...
Premium Gas.
My biggest one is
Giving too much power to emotional spending
Emotional spending happens on occasion, especially during times when we are seeking comfort. "But making a habit of it - whether it's positive or negative emotions or both - can be disastrous to your financial situation," Tayne says.
Of course, there are going to be times when you want to treat yourself and buy something new - that's human nature. But emotions change all the time, and you shouldn't hand over the wheel or let them pull you in too many directions. That's a surefire way to drain your resources, according to Tayne.
"If emotional spending puts you into debt or throws your budget off, that's not okay," Tayne says.
Instead of yielding to every emotional impulse, try to spend on small things or something specific that you've budgeted for ahead of time so you don't dig yourself in a hole. Always check the return policy, especially if you love to shop final sales.
And if you're celebrating a win, such as a promotion or a big achievement, try to imagine how you'll feel in a few days before splurging on a fancy dinner. If it still feels OK and there's room in the budget, go for it. If something feels off, listen.
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