I am reading and hearing there are big problems with the housing market in FLA. (among other states) and am having second thoughts about buying a home there. Not all areas in FLA are like this, but the overall picture does not look good for buyers. Cost of homes are inflated, homeowners insurance has increased and some places dramatically, (and it looks like there is no end in sight,) taxes continue to rise, both home and car. Many seniors are spending their last dime just to hold onto their house because they can't afford the expenses any longer. There are only a handful of insurance companies left. Some, if not all of those companies have stipulations. For example; if the roof on a house is "x" number of years old, some, if not all insurance companies will not insure you unless you replace it. I read that if the house has solar panels, an insurance company may not provide insurance. I haven't even mentioned the HOA fees that are required in some areas. Don't forget, you still have to buy food, wear and tear on your car, doctor visits, life expenses. DON'T TAKE MY WORD FOR IT, PLEASE DO YOUR OWN HOMEWORK BEFORE YOU BUY IN FLORIDA.

To those outside Florida, central Florida is incredibly hot and humid in the summer as it doesn't get the Gulf and ocean breezes! You might say I can handle the heat, but remember that heat comes with a lot higher electric bill also!

You two are amazing! Thank you so much for help us ‘newly retired’ people! You two are special!!!

@Explore55Plus

Жыл бұрын

Thank you so much, Sandy!!! 😊

Really helpful video and the live stream is a great opportunity to learn more and ask questions. The chart giving statistics of the 3 over 55's was a good addition for a quick comparison of info for each. I will be watching out for more videos that you will be bring online. Thank you to all involved. By the way, the pace of discussion was good to absorb what each of you were wanting to emphasis. 👍🏼👍🏼

Thank you for this great video. So glad you are showing which places can do fencing, pets, gated, indoor and outdoor pools, very helpful.

It’s not the house prices that keep people away but it’s the high cost of insurance and the higher overall living expenses! Used to be Florida was a nice less expensive living not anymore!

Thank you for the great videos; they are very informative. We hope to catch you live on Monday. BTW the most AWESOME 55+ expert: Kalyn, was in today's video. Keep up the good work!

@midfloridarealestate9847

2 жыл бұрын

TY Olivia 💛

Nice he does these videos with his mom.

Our issue is we live in a traditional 2 story home. It's great; but, it's work. Starting to become too much work for me. So in the future, I guess you'd say we're looking for more of a low maintenance house. Maybe even a condo. So very interesting to hear this. I think the Villages would be too expensive for me.

Thanks so much for doing these videos!

Thanks for this video. I'm always trying to find just outside villages. Seems to be about $100k cheaper to go a mile away

Thanks again for a very informative video!

Looking forward to the live Q&A!

Had no idea about these other 55 and over right outside tv!!!! Thank you so much. We are looking for tv lifestyle but in a true gated community and possibly a bit cheaper.

@treesearch1

Жыл бұрын

I considered the villages but do not feel safe there.

Loved this comparison video! Wished you would do more for us that don't live in FL. In particular, could you compare JB Ranch, Oak Run and Quail Meadow? Also, could you let us know what the different "type" of homes are such as "villa's"? Thanks so much. Look forward to your videos and when the day comes that my husband and I bite the bullet and make the move that way from TX, we will contact you!

Great video nice to see other places plus having less expensive HOA fees which go up every year

These videos so helpful will be the Monday!

Would you consider showing mobile home park 55+ communities? For us Snowbirds it works and price point doable. Its just a place to escape the winters 4 months out of the year. Tks

@noreenn6976

2 жыл бұрын

Agree. They need to cover the mobile home communities, not everyone can afford these homes.

@treesearch1

Жыл бұрын

Yes please thanks

Another great video, thanks!

Thank you, this is fantastic!

Here's what mystifies me. The Villages has a large contingent of conservative Republican homeowners who claim to value personal liberty and freedom, yet they will live in a place that tells you that you cannot have a FENCE in your yard, or chachkis on your lawn (Does the chacki restriction include copper wind scupltures? Those are really big up here in Missouri), and requires approval for what color you can paint your house? Why would someone tolerate that? I'm a centrist Democrat, and I would never tolerate it. I landscape in in some of the most exclusive areas in Kasnas City... homes that are over 1 million dollars, and they have far less deed restrictions. Yet one thing that never seems to be required in deed restrictions that I feel NEEDS to be there, is that I think all utility boxes should be masked with some type of plant material. I think there is nothing tackier that seeing utility boxes in the yard.

You two always have great honest fun videos

@Explore55Plus

Жыл бұрын

Thanks for watching! :)

Thank you ----Great videos!

“Can’t afford” isn’t exactly correct. “Unwilling to overpay” is more appropriate

Maybe Florida is different, but don't be fooled by gated security. Can make entry more difficult for honest guests, but not necessarily for the nefarious prowler.

That was a great video. Lots of useful information. Hoping to make your Monday show. PS who does your music? Love the transitional tunes.

@sojourner239

2 жыл бұрын

TJ Larson, the music info is in the description box. Just click on the down arrow in the upper right below the video.

Very informative video ! Hope you get permission to firm @ Stone Creek !

Great video

I think 200k for a mobile home is extreme. I like the Villages concept. Getting together with people that share your interests. My fam may move to Orlando. That is an hour away. I would like to get out of Missouri again. I am researching constantly. Single and still gave a big life in front of me.

@barbaraallen3054

2 жыл бұрын

None of these communities are moble home communities. Don't know where you got that idea.

Very good information, however the Blair witch project camera motion was making me sick.

Will you be doing anything on Altamonte Springs? Do they have a 55+ community?

Can you please put the PDF in a link below hard to read on your cell phone

Hello, I sure enjoyed watching your informative videos. Do you sometimes get listing for a property fully furnished ? In other words is it common or not?

@Explore55Plus

2 жыл бұрын

Yes! It’s not uncommon at all.

Spruce Creek and Stonecrest don't compare to TV. When they build-out, the developer leaves and you are on your own. What do you have against CDC? Works fine. The key to The Villages is the over 3000 activities you can choose from to stay active.

@Explore55Plus

2 жыл бұрын

We love The Villages! Just showing people options just outside The Villages if they are interested. We suggest checking out both :)

@cherfazio3491

2 жыл бұрын

We love love love TV. Wouldn't snowbird any place else.

@auroranite

2 жыл бұрын

No one is knocking TV’s. But a CDD fee is an added cost factor for those retirees on budget. Many cannot afford TV’s real estate prices. Plus the houses are ridiculously close, might as well be attached row houses.

@RobertA-jp8lh

2 жыл бұрын

Cher. Please tell me the advantages of having two homes…and the weather and crazy traffic for four months cannot be in your answer…just kidding…I’m trying to justify all of this

Love your videos - I’ll miss the live stream (kids football game) but I would’ve asked you if any of the communities have a more rural feel than the others?

@peteswisher9637

2 жыл бұрын

On the flip side, what if we wanted to end up close to Mouse? What’s near Disney World area?

How about adding a link here to the PDF comparison sheet? THX

@deborahdavis8137

2 жыл бұрын

8

Most of the homes in the Villages clearly have been designed for a married couple, with lots of stuff, and with children and grandchildren expected to visit. There do not appear to be any homes for a single person (that just wants to play golf), with not a lot of stuff, and no children or grandchildren.

is that the monthly cost or yearly?

What is CDD?

Spruce Creek South is lost in a time warp price wise. My realtor says owners there are routinely selling homes for at least 30k less than they should be asking for their homes in this market. Crazy but true and it makes no sense but for a buyer it's great.

@billh.1940

2 жыл бұрын

Could the 30k just be the realtor commission if they don't use them?

Do they have accessible golf carts?

how can i view the floor plans for new homes for Stonecrest? ty

The Villages is not as expensive as people think. Monthly amenity fee is $161.00 a month. Very favorable to other communities. Nobody can beat the golfing in TV.

@jeanetteacuff6563

2 жыл бұрын

The amenity fee is not that high in TV - it's the CDD or CDC (can't remember what it's called). And if you're not golfers or interested in most of the other 2000 + activities. Maybe just a handful.

@sonofmabarker

2 жыл бұрын

@@jeanetteacuff6563 The CDC fee is about $400 a year added to your yearly real estate tax bill. That money used to keep your district looking nice. It’s used for road work, landscaping, maintenance, golf cart trails, etc. Its what makes the difference between The Villages and other retirement communities. You get what you pay for.

@bobbear4437

2 жыл бұрын

@@sonofmabarker Sorry, gonna disagree, you pay way too much in the Villages for very little that's not available all over Florida at much less! The comments made about added security in a gated community is BS too, as these rent a cops are useless to the violet crime that can happen in Florida

@sonofmabarker

2 жыл бұрын

@@bobbear4437 The Villages has the lowest crime rate in Florida. The residents also have the highest credit rating. 711 holes of golf is what I love. Can’t be beat anywhere in the world.

Can someone tell me why some places don’t have the CDD bond? I thought that all homes in Florida had that unless it was already paid for (like with an older home)?

@commonsense6967

2 жыл бұрын

I've lived in FL all my life and owned many homes here, but I've never heard of a CDD bond. What is it?

@penelopepitstop762

2 жыл бұрын

@@commonsense6967 I never heard of it either until I started researching retiring there. I think a realtor or someone who knows more about it can explain it better than me. Basically, home owners pay the cost of the infrastructure. Maybe it’s only newly developed areas? I’m not sure.

Are the PDF comparisons available from you?

@Explore55Plus

Жыл бұрын

Hi David! We have PDFs available for the Orlando area, Ocala area and Winter Haven/Lakeland area. Feel free to send us an email at Hello@Explore55Plus.com and we can send them over to you!

Im not going to bond their property. Ridiculous.

Please no music.

A normal retiring person cant live n The Villages.. Its high $$$

What is a CDD?

How can I contact you to help us find a home

What is a CCD? Not familiar with that

Any 55 plus communities in the panhandle that you are familiar with?

@Explore55Plus

2 жыл бұрын

Not to many 😅 Latitude is a popular one but other then that it’s mostly multigenerational

Any fenced in yards for dogs?

What is CDC?

Closed Captioning...??? 🤔

No captions?

What are the names of 3 alternatives?

@Explore55Plus

Жыл бұрын

Hi there! Here are the names of the communities: 4:43 Stonecrest, Summerfield 6:45 Spruce Creek Golf and Country Club 8:50 Spruce Creek South Hope this helps! 😊

Love to get my advise on how to live over 55 from a twenty something

@Explore55Plus

2 жыл бұрын

He’s got Benjamin button disease

If you are old enough to be on welfare, SS, you should be able to afford the Villages.

Hmmmm

This life style is beyond lame,,,,where do I park my toys,my 5th wheel trailer,my horse trailer,my boat,these lots are so small there is barely enough room to walk sideways between houses.You can't do anything without permission

Ron

Enjoy your videos and appreciate the info, BUT, this title must be driving every editor and English teacher CRAZY. PLEASE correct to Here ARE 3 Alternatives (preferred) or the contraction, Here're 3 Alternatives. (Plural verb required.)

@RobertA-jp8lh

2 жыл бұрын

That is the problem with our teachers. Teach do not scold us..what a mess they have made with the children of this country

Have yet to see a 55+ that will let my disabled son I care for stay with me...

@fireflyfarmletontheeno777

2 жыл бұрын

I was just thinking the same thing as I'm in the same boat

@Explore55Plus

2 жыл бұрын

Most communities we deal with will allow children as long as they are 18. On occasion communities have a 40 year old rule, but you can still get approval for an exception. Email us if you want more info we can help :) Hello@explore55plus.com

@Explore55Plus

2 жыл бұрын

See reply below :)

I don’t like to make a negative comment but my mother lived for four years in Spruce Creek south before her passing and the people were not friendly there there’s not much to do in that community as far as activities either some of her neighbors were nice but that’s about it

I'm 62. When I turn 67 I can collect Federal welfare, Social Security, and I will be able to afford the Villages.

@barbram8001

2 жыл бұрын

What is Federal Welfare?

@websterhays8352

2 жыл бұрын

@@barbram8001 Federal welfare is Social Security.

@mamaitaliano9774

2 жыл бұрын

Not everyone gets ss, and it is not welfare!! They base your monthly pymts on your highest income in your working years. And you have had to work at least 10 years. You can retire as early as 62, but monthly pay out will be lower than if you waited til older. You can find youtube vids on to educate yourself about!

@websterhays8352

2 жыл бұрын

@@mamaitaliano9774 It is welfare. You never had an account. It is nothing like a 401-K or IRA.

@RobertA-jp8lh

2 жыл бұрын

What the hell…you paid it all these years..your employer paid twice as much as you..if your our elderly future we are screwed in this country…sorry we are screwed..if you never paid into ss Webster you then would be a welfare recipient like most other people in this country

I hope I can live somewhere nicer when I retire. Is this government subsidized housing?

@RobertA-jp8lh

2 жыл бұрын

Not yet but in ten years the government will be buying for you

@tomblevins5020

2 жыл бұрын

@@RobertA-jp8lh Robert I don't understand your comment.

Exciting communities in Florida? Compared to what? Let golfers rule your life. Fact: 55+ kills souls.

If you are collecting Social Security, Federal welfare, you should be able to afford the Villages. You did not earn Social Security so you may as well spend it. Right?

Please don't talk on acronyms.

I really like The Villages but can't afford to live there. I'm hoping to find a small studio/one bedroom condo near The Villages. That way I can have my fun with wayward women without the expense. 😎

My Federal welfare check, Social Security, allows me to afford the Villages.

@Northeasy_Iowa_Outdoors

2 жыл бұрын

Mr. Rodgers, I wish that I could have been in control of my SS investing. If I had it would generate a much higher income stream than it is currently projected to pay. The most egregious example of politicians putting their grubby fingers on our money. The voters should have dumped everyone in office when the raided the SS trust fund for operating expenses.

@edrodgers4581

2 жыл бұрын

@@Northeasy_Iowa_Outdoors The SS Trust Fund was never raided. Demographics caught up with the fund. We need to raise SS taxes, cut benefits or raise the age when you receive benefits. You did not pay that much in. Look at your SS statement and you will see how little you paid in.

@Northeasy_Iowa_Outdoors

2 жыл бұрын

You're delusional

@RobertA-jp8lh

2 жыл бұрын

Ed. Your attitude sucks but your right…no raids yet…my 102 year old mother paid very little…been getting it for 40 yrs.. all of the kids living in mommy’s basement beware..the raid is coming..and who is going to take care of you junior?

If you can’t afford the Villages you are not ready for retirement.

What about alternatives without Golf and Republicans??

@RobertA-jp8lh

2 жыл бұрын

Move to Portland or Seattle or California. Lovely areas..very progressive..you will enjoy it..even ny nj mass lovely spots

The Villages are terrible. A bunch of greedy seniors, acting like jerks. Their monthly, undeserved, Federal welfare checks should be eliminated. Their Medicare premiums should be tripled. These common sense policy changes would benefit all Americans.

Too expensive and too white. The whitest of the whitest whites.

What is CDD?