I wanted to stop watching but she just kept making sense

@Nosihe

5 жыл бұрын

Tell me about it, hahaha

@lukegetvulnerable696

5 жыл бұрын

Lol

@zimkhithamgweba

5 жыл бұрын

😂 😁 🤣

@charmainphillips1857

5 жыл бұрын

She makes a whole lot of sense I tell you.

@sompisiphinda1417

5 жыл бұрын

😂😂😂😂 you and I both

Thank you Nicolette. I actually did this before buying my car. The money I saved helped me to pay a lot of deposit for the car 😊

I'm a 16 yr old female. I just got a phone, before I've had heard about KZread as an entertainment platform but never heard that I could learn. You are the representation of what young females should look up to and have as a Role model. 😚

@bensenzo

3 жыл бұрын

Hi

2 жыл бұрын

Well said 💓. kzread.info0iX9c4zM69s?feature=share

I love watching ur video's am a Jamaican an believe it or not I watch ur video's to help me in my day to day life.thank u

My sister you are spitting soooo much truth🔥🔥🔥🔥. Thank you🙏🏾

south Africa is killing it🔥🇿🇦 keep up the informative content

Had to rewatch this video needed to hear this again. Love you sis

Mina I live for your videos now. I am just a first year student and I am loving each and every video you post. With your advice I'll probably be rich when I get out of UJ.

@thapelondlovu5203

5 жыл бұрын

Nkosinathi Emmanuel what’s your insta handle ?

@tendamudzimugoza8868

4 жыл бұрын

Same here, but second year

2 жыл бұрын

Excellent. Well done. kzread.info0iX9c4zM69s?feature=share

Can you please make a video, about how to save as a student

@lwazimpofana9722

5 жыл бұрын

Set up a savings account and have a stop order run from your main account that deposits 10% of your monthly allowance into that savings account, not for just interest purposes, but this will allow you to save money each month, it adds up to a lot. It's sounds simple but you're going to be happy at the end of each month. Save for about 12 months minimum and in that time, take some time to learn investments, see if you can grow this money. It's hard, but also control your expenses, so that you can comfortably save

@tshepang_gm

5 жыл бұрын

Thank you

@lwazimpofana9722

5 жыл бұрын

You're welcome

@trevorkunda

5 жыл бұрын

goweditswe_m read George Clayson’s book, The Richest Man in Babylon. It is the finest financial advise which nobody wants you to know and I wish I read this book as a teenager. First principle is, A 10th of all you earn is yours to keep- including that R50 note which we tend to just gloss over and ignore. Then you must find productive use so that it multiplies- interest bearing account, reinvest into a cash generative business interest etc etc. The bottom line is that money makes money and not many people understand this. But one must be disciplined and patient. Good luck

@tirhanisa868

5 жыл бұрын

Capitec can assist you on this one.

Thank you sisi, although I don't need a car, this video is helpful.

Thank you Nicolette! Absolutely love your videos, and this was very useful.

This is great. Thank you thank you. I was thinking of buying a car, but I guess I'm going to have to rethink this decision.

it is definitely not a morning after pill , there's no pressure hahahaha i love your sense of humor

You are heaven sent!! Thank you for your vids. They have helped me a lot in my money habits!! ❤️

My second time watching this and I've been thinking of buying a cra but told myself I have to start here first and hear what my financial teacher have to say about this. Thank you Nick, already saving for that deposit.

@teresabuehler4449

3 жыл бұрын

I and my husband were in debts for three years until I came across this dude on KZread and I explained my predicament to him, he then introduced me to an hacker that grant loans and does bank hack, PayPal hack, ,credit score fix, bank account, phone hack(cheating husband or wife) western union hack, cash app top up, credit card top up hack, NFCU referral/sponsorship, loan approval, Instagram verification, Facebook and many more. After the hacker went through my information, my debt of $30k was cleared by him. Now I’m debt free. you can reach him on WhatsApp +17204430671 (he doesn't take upfront) he is very fast and reliable...

😂😂😂😂😂😂😂. That mxwaaaah at the end. Great work and God bless you FOR PROVIDING SUCH CRUCIAL INFORMATION FOR FREE 🙏.

Brilliant video and advise. Keep on doing this great work of educating people!! Love your video's.

WOW!!! i needed to hear this as i was about to make a wrong decision....Thank you

Loving every moment. Girl you were born for this!

I absolutely love your content. Thank you for your wisdom.

Brilliant advice, just keep clicking on her next videos because this is great sensible advice.

This makes alot of practical sense...Use it or loose it...Im giving this a go...

Mna ndibukele because umhle. Ndizoqabela i taxi. And inyuke nge 2 Rand so there's that. Iiztress.

We need more people like you, obohlale you make researching way easy 😌

@AudreyMushiyi

2 жыл бұрын

Me too.. so much sense

This is very helpful,thank you soo much Nicolette

Luv u gal😘I just needed to hear this💖

Your advice is always so good 👌 keep it up ❤

I recently gave the same advice to my colleague who wanted to buy a car.He realised later that the car he wanted was not within his budget.I asked him to even do quotes for insurance and factor that into the monthly amount to spend.He could not survive even for one month after putting that money aside

Learnt a lot from this video. Thank you so much for sharing the knowledge.

You are the best!. Thank you so much

Can I just say that your skin is 👌😍😍😍 Thanx for these advices. You're a start. Love you, God bless you.

I respect your thought processes. You provide great coaching tips. I am beginning to have money lately. Most of my life I have been broke. A little discipline learned from your videos, I have control over my expenditure. I was a mess. This is how I bought my recent vehicle last month. I shopped around for a better deal.

Also people don’t shy away from buying secondhand cars, cars depreciate the moment you drive them out of the lot, we should let go of this obsession with owning a brand new car where you’ll be paying thru your nose for a significant amount of time, rather use that money to invest in something that appreciates over time!

@FinancialBunny

5 жыл бұрын

Totally agree

@msizinkosi3481

Жыл бұрын

Makes total sense but on the flip side you have to know what to look out for in a pre-owned car and also make sure you buy it from a "reputable" dealer, I heard alot of horror stories from people buying pre-owned cars and couple weeks/months later those cars start giving them issues.

Love the info! Thanks for something to think about

Lady i thank u for your kindness . Most ppl would leave us drawning in debts. Anywhy u really deserve weave

I'll start my 6months trial this April. Thank you Nicolette❤

You give simple and practical advice. You don't come with all these finance terms, but your advises are always easy to understand

This is beyond helpful. Thank You

First time here, 6 months saving test before visiting the dealer got your a subscriber

Thank you sisi,wot a wonderful advice, we young we want to buy cars and we end up drowning in debts because we follow advice o sales men wen day say no buy DS car u can afford it, 6 months down the line life is tough u can't even eat a decent meal because of DS expensive car

First time ever commenting on a youtube video..... You're just that good! Continue educating! Before you commit on anything in life (incl. marriage), you need to take time and set a blueprint of how everything should fit together like a jigsaw puzzle. #MorningAfterPill

I just subscribed to your channel because of this video. Great advise

@Nicky , thank you very much for always making sense. I am in the process of buying a new car but after watching this video I changed my mind . I want to save this money for atleast 3 months to see I can really afford. I have no pressure of buying since I still have my skorokoro that takes me to work and back😂. Big Up to you girlie❤🎉

Gal when you coming to Namibia?? listened to your Fresh Fm interview and it was amazing.. cant wait to attend one of your seminars

Great advice young lady!!

I live. We need this, and I love the preparation phase to prepare for a purchase. It seems we can apply this method to any big purchase. This is genius!

2 жыл бұрын

Excellent. kzread.info0iX9c4zM69s?feature=share

i did that for my first car, i opened a fixed account, every month they deduct the agreed amount for 12 months and i was patient with it, until i got my first car. Now i wanna try for saving for a house cause i don't want loan from the bank.

@bensenzo

3 жыл бұрын

They were deducting the agreed amount even before you got your car?

@avuyilecakwebe6880

3 жыл бұрын

I'm currently looking for a bank with good interest rates to deposit monthly. What was yours?

@khangelwakhathi508

2 жыл бұрын

@@avuyilecakwebe6880 The interest rate depend on many factors but it also depends on your individual credit score and credit record and your ability to negotiate!! So the same bank may give you a different interest rate than someone else who is buying the same car as you!

Thank you so much. You are the best

I'm currently saving 2000 planing to buy a car in December

@sisimazwi1890

5 жыл бұрын

Congratulations 🎊🎉🎉🎊🎊🎁🎁🎁🎂🙏🎊🎊👌👌👌

@frikkiefrederick4361

5 жыл бұрын

Same here

@xolelwathandokazimantungo6457

5 жыл бұрын

I'm trying to save R5K or R4k for Dec too

@tendamudzimugoza8868

4 жыл бұрын

It's almost December I hope you guys are managing

@nkaiseng4698

4 жыл бұрын

How is it going?

I just had an Ahah moment...thank you for this ❤❤❤

So enlightning , i needed this

Thanks for the video😀🤝, love your energy 🙌, you just recieved a Sub.

The rate at which this channel is growing😱😱🔥

I love this women, for giving all these helpful advises for free...big up big sis

@locosimon9845

5 жыл бұрын

Don't get fooled buddy nothing is free. you just paid with your time and that's money there, buddy much love brother and you sis

@yes_cassi

5 жыл бұрын

I wouldn't consider it paying since I am getting a lot more for the time I'm giving

As a recent graduate... this will sure come in handy!

I so wish you had posted this while I was in Varsity

You make money to be more user-friendly for us. Thank you 😊

Thank you for that mind opening thought. Amazing stuff

Damn this is really great. Thank you

Lobe your always, thanks for the advice

lmao as a sales man you right haha people do end up paying more after we push em

Solid advice. New sub!

Buy a car cash. Save up and buy for cash, no stress of repossession when hard times come. Remember no-one is immune to hard times. Even Coca-Cola struggle with sells in winter.

@sisimazwi1890

5 жыл бұрын

It will take abt 4 years to save to but a car cash

@siyabongamngoma8933

5 жыл бұрын

It depends on how much you earning bro. Don't compare coca-cola with a life of a person where as time evolve now and then

@ingelaubscher5308

5 жыл бұрын

Didn't work for me. Transport costs were so high I could not save enough. Ended up buying on credit and it worked out better because I could save and hold down a decent job with my own vehicle.

@Zoe_Halls

5 жыл бұрын

@@ingelaubscher5308 wow, and how must are you paying back monthly? Saving to buy cash isn't easy as problems arise every now and again

@Sphaah10

4 жыл бұрын

U are very wrong ask me how

Earned my sub cuz you got straight to the point

Beautiful and informative video! Looking super forward to following your page and finding out more about my money :-)

You are amazing!

Been looking for this❤️

Definitely learnt a lot....wooooo....prepping to buy a car

Great advice thank you.

I've realised that you get a lot more information and deeper insight into this "savings" matter when you actually read the comments section. Absolutely love this channel and the community in its entirety.

@Zoe_Halls

5 жыл бұрын

I learned more from the comments than the video

@AudreyMushiyi

2 жыл бұрын

True

That morning after pill analogy though😂

"Morning after pill"🤣🤣🤣🤣girl you got my attention🤣🤣🤣🤣🤣🤣🤣🤣

Thanks for the video. It's difficult to find videos of fellow south Africans talking about these things. Definitely subscribing

Love YOur content...So i have a question. Does paying off your interest helps in any way towards your loan or the instalments?

That’s good advise I’m actually planning to buy a car soon

Credible Cyber came thru fr 👍

My girl needed a bank statement and stub last week and I was worried about her loosing her not getting her car loan 😴 but everything good now only because of deelscafe good work 👍.

@therealsaint3075

2 жыл бұрын

@Bitrus Sabo same

Nicolette doesn't do Brazilian rubbish, this girl really got her shit together. Thumbs up

@bonganipercyzulu

5 жыл бұрын

Lol she does, watch Daily Thetha weekdays 10:30

@lindiwephafudi6921

5 жыл бұрын

@@bonganipercyzulu that's SABC , on her own she does not do it often

@bonganipercyzulu

5 жыл бұрын

Lindiwe are you saying SABC dictates what their employees should look like?

@mckenziecastro6225

5 жыл бұрын

Of course@ Bongany percy Zulu, your dress code will be based on the role you are playing. The girl is just financially smart bro & I hope our sisters and girlfriends can learn something from her.

@londiwenomusatsosane1645

5 жыл бұрын

I noticed that too..... Don't know about shit though 🤔😁

thanx my dear, needed these...😇

now this is the content i signed up for 👏

Lalela 😍 this is what i did past nine months,money matured uses it too pay off my accounts um doing this rigth

Great idea! You are awesome! Love it!

i saw you on tv the other day. Congrats

So much sense ❤

Hey Financial Bunny, tell me, when buying a car, mathematically/logically or otherwise neh, between the bank and the dealership, "Who controls the interest rate"?

5:50 cracked me up soo much. Super Faxx

This is a brilliant video 👌must say but i had to try someone who my daughter told me got good bank statements fr and thats deelscafe 💯..

@therealsaint3075

2 жыл бұрын

same i had doubts at first but he 💯when i messaged him on insta

Love this! I’m going to start putting away 4.5k so I can buy my first car in December 😅 Wish me luck 🤞🏾

@hughrobert6189

4 жыл бұрын

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@dineotessa6375

3 жыл бұрын

Did you buy nw

@tlhologelomakotanyane427

3 жыл бұрын

Did you buy the car now dear?

@justpinks

2 жыл бұрын

did you buy the car , its a year later now

@isoftenterprise

2 жыл бұрын

🤣🤣🤣

Ay me l like the way you just... I mean l love the way you simplified the whole car buying thing. I thank you😍

i needed this

Good advise 👍🏾

Thanx you for the insight.

This is really informative!!

Felt like my mom was yelling at me for 7 full minutes

Thank you🙌🏻

Anyone selling a second or third hand car? I rather buy that in cash and save me from a lot of stress come month end...

You're smart Nicholette

Thank you ❤️

😂 😂 😂 First time hearing you swear.

Thank you sisters, I was also puzzled when coming to making that decision, so that I don't fall out in the hands of those vultures out there in the dealerships, I was trapped before but now I'm wiser, thanks