Excellent video 👍👍👍. I saved this video into my playlist so that I can rewatch again n again

This man is right. Singaporeans are direct. It's nothing personal. They deserve respect because they have built an incredible city and got four civilizational streams (Muslim, Chinese, Indian, Western) to live together in relative peace. This social achievement is something very few societies have achieved, and to do it in a confined space makes it even more remarkable. The social discipline, global education, and give-and-take culture among Singaporeans is what the city so efficient, safe, and peaceful.

@heavymetalrox268

Ай бұрын

All that is true but you are vehemently wrong on 1 thing - Singapore was built by the world. The roads and tall buildings are literally layed down by foreign workers.

@user-fb7rf4kr5k

Ай бұрын

You can basically say the same thing about every continent and country, including England, Switzerland, America, to name only three. In today's rate, the British took over 40 trillion dollars to develop their country during colonial times. Switzerland relied on cheap labour from southern Europe to build their tunnels, roads, railway tracks. America used slaves and cheap workers.

thanks for giving singaporean expats a voice and platform, they are often a minority and not many singaporeans get to understand their insights and thoughts on singapore and the world. amazing work

As a Singaporean, i have learnt to appreciate my country more through your channel. Thank You Max!

@MaxChernov

Жыл бұрын

thanks so much for watching!

Excellent work as always.. What a great guy Tom is.. very super and remains humble.. Massive credit to him.

Max - I chanced upon your channel and I must say this latest series with Singapore expats is full of unique experiences of these residents who’ve come from different countries and made Sg as their home. It’s a very good mix of learning and self-development and more importantly, truly adopting and adapting to Singapore’s multi-cultural society.

@MaxChernov

Жыл бұрын

thanks so much for you kind words!

Max, saw many of your interviews...very well done. Many of your interviewees were rich in contents. I have no doubt with all these interviews and exposures you are enveloped with Life Wealth😇. Kudos to Tom! A very seasoned, experienced, matured, adaptable and constructive man. It's now a matter of his operational technicalities, which I have no doubt...Great!! I am also ascertained his back office support in Singapore is excellent. Thanks for sharing!😊

love your video... simple, straight to the point and engaging!

This is a very good interview 👍 keep up the good work!

Love your sincerity and you made me feel really good being a Singaporean..Thanks for this.. Great video.. I love British History to Singapore references. .

That was a Good interview for all of us commoner to understand billionaire life! Keep up the good work!

Great video, as always!!!🙌🏻

@MaxChernov

Жыл бұрын

🙏

Ya another fun in insightful interview!! How do u get so many different guests Max? Your networking skills must be great. Keep it up!!

@MaxChernov

Жыл бұрын

🙏

Always love the quick questions at the end! 😃

@MaxChernov

Жыл бұрын

🙏

I am graduating with a degree in finance and banking is a sector that i am keen to enter. Now i know that i need to speed up my speech, as i even had to watch tom speak at 0.75x mode

keep all these good interview coming. Oh Yeah

wow amazing so many input, thanks guys

Great video Max, thanks for posting. Loved the video you did with my friend ruslan from Dirty Blonde :)

@MaxChernov

Жыл бұрын

Nice! Ruslan is great:)

Excellent interview!

My respect for Singapore increases more and more when I watch your videos ....

Max, great videos 👍 I’m encouraging my families to “learn and discover” Singapore through your channel. And we’re Singaporeans😀

@MaxChernov

Жыл бұрын

Haha nice 😊

@Veron80303

Жыл бұрын

@@MaxChernov unfortunately I’ve learnt that some “expats” after watching your video have started to play stunts trying to wriggle out of TA😤Its shameful

This guy is really smart and can talk very well! We should have more of him coming here instead of some fake talents!

Tom could articulate very well!

Having worked in Singapore for 18 years total, in two stints, I concur with the observations. It is a great place. Embrace the food more!

Love this channel

@MaxChernov

Жыл бұрын

🙏

Thanks for sharing 👍 👏

One question you should have asked is whether most of his clients are non-Asian. Because I imagine that for a European banker to become very close to his clients, they would probably also be European clients. Asian clients tend to interact with their own. And that applies to both Indians and Chinese.

@dac8939

Жыл бұрын

Not true. I am native English from UK working in EAST Asia and many Chinese do not trust their own people. Sometimes is advantage.

@lirenzeng592

Жыл бұрын

There are many Asians who have problems trusting people of their own kind, because many Asian business came about through cheating, lying and scamming people in some ways. I too am suspicious about who this guy's clients are, because many Asian billionaire would be unlikely the client of this guy, because they would see a middleman as a potential source of uncertainty to manage, and prefer to do deals direct to the source..

@TubeRobRoy

Жыл бұрын

@@lirenzeng592 If you do deals direct to the source you do not need a private banker :D The whole point is to be a middle man..

@limkimyaw8980

Жыл бұрын

@@dac8939 You obviously do not know enough Chinese billionaires. I know my fair share of them and almost all of them trust their own people and not other races.

@dac8939

Жыл бұрын

@@limkimyaw8980 that is billionaires big difference. Not many billionaires in the world.

Max, you are outdoing yourself. Now, you got us a interview with a billionaires banker. Next, you will surprise us with a interview with a billionaire. I wouldn't be surprised. 😅

@MaxChernov

Жыл бұрын

Actually, just shot an interview with a multi millionaire yesterday :)

What a well spoken man

Max gets the coolest guests!

I grew up in Singapore, went to a local primary and high school in the 1970's. I felt that Singapore credited the UK with building a foundation on which Singapore would be built. He'd been educated at the LSE and Cambridge, he was confirmed in the fact that he was equal to his Peers, he was treated as a friend and confident of the Queen. He instilled this in education and gave Singapore a confidence to shape it's future after 1965. Singapore is safe and free.

@clementihammock7572

Жыл бұрын

There are big lists of our Politicians, Civil Servants and Technocrat graduated from LSE, Cambridge, Oxford PPE, Imperial College and UOL.

@impopquiz

Жыл бұрын

He even gotten the idea of HDB from the UK council projects.

@Scottirulez

Жыл бұрын

Yeah and he got the idea of the PAP from the BUF

Your videos are very helful. Thank you

@MaxChernov

Жыл бұрын

So nice of you

Its a great video, I am keen to meet you Max. You did a great video. This year is my 30th Year in my Real Estate .. My focus is Family Office. This video is inspiring.

He knows hes safe in this Roar city ..n....works in a fascinating challenging job...hes adapting well because his mind is clear n sharp....

@chua2237

Жыл бұрын

He likes here , bcos here got half baked Britishers, they worship white man

Great insights

Yes it’s true about dealing & having meetings with billionaires, well wheeled wealthy CEOs, and brilliant bosses, it’s all no nonsense, time is precious, be organize and present your analysis, clearly & make concise recommendation for them to make a well considered decision. One must do your homework thoroughly and be prepared to answer confidently and be Frank that u don’t have sn answer to a specific query and will find out and let them known within a specific time frame. It’s all chop chop.

Great video

Would love for the interviews to be more in depth. "Banker" , "Billionaires", would be great to go into the specifics so we can learn something

Well said..❤ living in SG..is comfortable.

Totally agree with this guy

The first two minutes of what Tom said could apply to Hong Kong also. But recently, the government spooked out a lot of people. So the economy is still not where it was before.

Interesting video

Have you ever met a billionaire?

@vijimove9659

Жыл бұрын

@@gotmyonu1027 what? how?

@Dumpylumpy90

Жыл бұрын

Yes I was sitting behind Forum Shopping Mall and met Ong beng Seng

@clausang

Жыл бұрын

I met 2 wealthy people from German Family Industries. #1 (my bossboss) - he asked just for one thing. 25% return on his investment. Each and every year for the next 20 years, no matter what. communication was simple. question 1: are we on track? and if the answer was no, there was question2: how do you get back on track? #2 (my supplier). an 80+ years inventor. he came to us (customers) and we talked about technology. he said money is for his children to discuss, but technology is still his hobby. and we had a good time showing him how we applied his inventions and what we need in the next 10 years (remember he was 80+!).

@positivity20

Жыл бұрын

How many are in singapore?

@AshleySpace1111

Жыл бұрын

Not yet, hope I’ll meet one in the future

Very accurate, except he is one of those English who like the heat, that's unusual. It is hot and humid all year... Of course everyone has something they don't like, show me a country where everybody agrees about everything. Yeah, there are policies with legitimate issues, but they have done amazingly well, considering how Singapore is located in a pretty tough neighbourhood.

something terrible happened to me unexpectedly years ago when I was a teenager, at first I burst out laughing as well, then seconds later I started crying, it wasn't until years later I realized it was the body's coping system, trying to make sense of things that don't. I still rmb that moment vividly as well.

Found a master communicator there

Billionaires attracted to him because he is a smooth, fast talker.

I hope I can find a job in Singapore very soon. I really would like to live and work there. Greetings from Turkey.

Hello Max , I assume your channel is more into people stories. But I can only see stories of some privileged people from around the world.These people's success is not really inspiring because they have lot of unspoken and hidden privileges wherever they live . Ha ha ... But I watch your channel sometimes to learn conversational english .Thank you for your efforts and keep going .....👍👍

It’s a sweaty sticky Garbo crowded place. Heavily influenced by the whimsical west and every about Japan is better at anytime. Lived in both

Nice interview! I’m a regular at marquee and we might have shared a few drinks (too drunk to remember though) I’m always at the dance floor vip sofas, will look out for him and his billionaire pals next time 🎉😂

@MaxChernov

Жыл бұрын

nice! what do you do for a living?

@impopquiz

Жыл бұрын

Other than being a fancy place, Marquée music sucks tbh. 😅😅😅

@Darth-TBAG

Жыл бұрын

@@impopquiz I guess it depends on what nights you go to and whats your jam! Personally I prefer their non-guest DJ nights, I find the music and programming alot more consistent than their so called big name guest DJ nights (the big names like Alan Walker usually only play half an hour sets, which is a major letdown after so much hype🙄) Otherwise I'll usually head to avenue, they usually give you free entry to marquee after 4am :)

I think he meant to say ‘loyalty’ rather than integrity. Rich people appreciate loyalty, more so than integrity.

Nice tom

😍😍😍

Not sure about just rolling on with the idea of "Super Successful" with money and continuing to elevate the 1% to a level above the rest of us....But some interesting bits.

its ruled freedom, not restricted, its limited within laws-norms-legal and mass mutual public/representatives agreements in between . . . automat agreed-abide on the role when u enter the premises-zone-place under the protection, the stamps on the passport is proof that any is automat mutually agreed to the available role

Charismatic talker.

Singapore is rich people 's heaven

@xxxAtpe

Жыл бұрын

Nope, you come here and explore. Not rich, foreign came here and invest like that things. That how it work. Singapore same like Japan unable to enjoy the freedom.

Reminds me of Zebra stripes about camouflage, blending in, a Zebra was tagged to study for science. Afterwards, the lions/hunters could always coordinate and pick out the tagged zebra. So, the moment they herd together, the herd becomes a safety blob of black and white, and since lions and hyenas are colour blind, it does not help, unless the zebra was tagged. I would think it is the same with social interactions. People would like to stand out and be treated with some form of preferential treatment, but it attracts unwanted/uncontrolled/risky attention especially when in times of unstable economic conditions, divided populace and political tensions. Easier to throw one billionaire than to burn the middle class, etc. Suddenly, all underlying social-finance issues is under microscopic scrutiny. So the acceptable benchmark is to blend in and be treated 'moderately'. It would be easier to gauge real interactions with a moderate base-line behaviour as opposed to well known brown nosing tactics. Usual reasons for emigrating is safety, financial stability and how well people treat each other in that region. This is what the affluent clique groups or in general, what the average person also wants, which globally, regions face one or more disruptions and the safety of blending in tactic does not work anymore due to sudden, hostile and oppressive policies that tags certain wealth portfolio that could also be questionable.

The human side of making relationships makes all the differences....especially when people want to invest their money....Fiduciary code of conduct makes all the difference...covid has disrupted this but this is the one area where trust, intergrity and responsibilty still holds true....but the heat in Singapore.....is somthing fierce...i literally have a Google Map of Underground and Corp/Hotel Lobby's to walk through..having said that being an American moving here 6 months ago i could never have been more happy....just please invent a personal A/C unit so i can eat at the hawker markets :)

@impopquiz

Жыл бұрын

Get a battery mist fan? It’s not AC but it helps. 😅😅😅

Singapore dollar more higher than other Asian countries currency exchange, that's why so many people moving there also to get more income.

Agree to 99% of what you mentioned about Singapore. It's a super great place to live, work, and play when you're completely out of the heap and cruising in the stratosphere, financially speaking. Correction to your gross misconception, "It's a lot easier to government because it's a small place." We have many severe permanent constraints encompassing many facets in governing this little red dot in an expanding sea of green; near and far. Unrealistic expectations of the young on the SG Government to meet all of their aspirations goaded by the vested interests of the opposition political parties make the task of governing this place supremely challenging. The acid test lies at every General Election (GE). Follow it closely, and you'll get a good sense of the acute demand of the job for the office holders. Be rest assured, it's no walkover. A freak GE result is something nobody wants to happen. Yet, there is a significant percentage that's willing to dice with that fate. Pure dummies! Fyi, the next GE must be held by November 2025. The probability of it happening earlier is always there.

Its good that you can get a billionaire's banker on board. I have always wanted to know the perspective of the banker's work and the Singapore-based billionaires' lifestyles. Thanks for this great video Max and Tom!

@MaxChernov

Жыл бұрын

🙏

How much amount of management fee for a discreationary mandate is considered high, typical or low ?

This 9:55 you all should listen.

I wonder how not drinking affects his meetings with these billionaires

👍👏💪🇸🇬

Great video. I disagree about the liberty bit though. You can be a non-criminal in Singapore but feel limited by the lack of freedom of speech.

Tom Wambsgans goes to Singapore

hope he can be my angel investor in business. billion of dollars has excess anyway.

What is his education and career background

Me: Let me call my banker. (Tom's phone rings) haha

If they don't drink and be unproductive from the hangover, what do they do at Marquee on the friday nights?

@MaxChernov

Жыл бұрын

Billionaires are different :)

I love Singapore too. But it is far too hot.

I like your channel- let me see if I can contribute something. Instead of saying”…..if it is not good, blame KZread….” which can come across as negative and shifting the blame( I know it’s a joke but it got a slight reaction from me), why not say” …if it good, let me know. If it is not good then you must let me know so that I can do better” or something like that - this way you get more likes or comments which will help the channel😅. Anyway great channel and you have a great personality Anyway, I don’t want to be a smart alec here but would like to be a part of community and contribute 🙏. One thing for us that is to my credit is that I watched till the end of all your video as you can see 😅

So what's Tom's job title and occupation?

AllThe comments are basics for anyone in sales. Irrespective of billionaire or cooperate sales

detail description of his job,? in banking? what does he do exactly.? Just the word Managing and other stories seems vague.

FYI to all, Tom is worth about 100M USD . SO he himself isnt too far from being a billionaire himself !

@irshviralvideo

Жыл бұрын

I know Tom personally and i know the net worth of a bunch of the people in this area of high net worth wealth managers

The intro alone sums up working for rich people

I work for charities

singapore is not boring, singapore is fun. yes, if you are loaded hahaha

Did tom meet Adrian cheng in hong kong? LOL

haha ye should can have fun in the really fun secret club when u r in thr billionaires clubs😂... yes Singapore can be fun and not sterile..😅 if...you r crazy rich

mmm

I thought the billionaires would hang out at kopi tiam (coffeshops) or hawker centers..

@ginho3848

Жыл бұрын

I actually used to spot Peter Lim at a hawker centre near his place. Those are our local rich.

Is he an "associate" of Tim Leissner handling 1MDB money?

Is there really a difference between 100 Million and 1000 Million?

@positivity20

Жыл бұрын

Very true...

@AndorranStairway

Жыл бұрын

Yes. 900 million

@positivity20

Жыл бұрын

@@AndorranStairway very funny..😅. But the question was to say would your quality of food sleep dress etc change if you had 100 million instead of 1000 million

@AndorranStairway

Жыл бұрын

@@positivity20 100%. You’d be surprised just how high the ceiling goes when it comes to luxuries. There are mansions purchased for several hundred million dollars that billionaires fight over. This isn’t something someone with a hundred million can afford. You can also look at a place like Monaco to see the difference in the size of the yachts owned by millionaires and billionaires.

aussie cockney accent variants

Bro it's an authoritarian democracy, think of it like having parental control for preventing things going out of control. Keep politics out of it.

Hi Max, you don't need to say "like" every 3 words to sound more English ;)

@MaxChernov

Жыл бұрын

Yeh… it’s not intentional, my bad habit :(

Singapore is the best managed country in the world.

All i got from this was restricted freedom..... i should know. lived there for 20 years.

My biggest regret was not investing into Bitcoin when my friend introduced me to Bitcoin in 2014

A world class bullshitter. Good on him, he'll do well for himself and his clients. And that's "banking" for you. Nice work👍

@MaxChernov

Жыл бұрын

Why so rude?

@junchia2970

Жыл бұрын

@@MaxChernov maybe sour grapes?

@nywf1824

Жыл бұрын

It’s ok to give feedback but don’t be rude. His people management style is common and learned through life experiences. I manage people at work who are from all over world the same way, none are rich rich like his clients and they all appreciate it.

@alexs-ukhssourcingpartner4116

Жыл бұрын

​@@MaxChernov ...about to get ruder, sorry Tom. Forward to 4:37. FFS Tom, it's TRANSCEND. Call it nit picking but this is where I get a sense of Tom's 'gaps' when it comes to understanding how true and compliant Tom is to a certain standard. Firstly, let's begin with 'FiLTH' before diving into the red flags of bullshit . Failed in London Try Hong Kong was a very tragic standard of Briton in the 90's found creeping about in Wan Chai and Lan Kwai Fung, HK. I won't go into any detail here but blagging skills are dead important. Secondly, let's appreciate the Polo stitching on the shirt as he stood out as someone insecure, using a branding visual to compensate this lack of self-worth and recognised achievement, academic or otherwise. Of course, on paper I'm sure Tom's credentials are impressive as he does have Singaporean P.R. However, forward to the third and final red flag. TRANSCEND is the big word he needed but instead, the bullshitter that he is, verbally shat out TRANSGRESSES. What a blagger.

@AndorranStairway

Жыл бұрын

@@alexs-ukhssourcingpartner4116people mix up words every now and then. And that’s what you care about? Who writes essays over a simple mistake?

Cool with billions.

u mean the reality is this guy's at some multi-family office and he gets his deals from credit suisse / UBS, buys the coco bonds those banks can't distribute to other clients. sounds about right ...

i remember someone u interviewed in the past saying that bankers are crooks😂

@MaxChernov

Жыл бұрын

He said it about financial advisers (which is anyway unjustified thing to say)

I am mouthing what everyone dying to ask…how much you earn!

@positivity20

Жыл бұрын

Singaporeans pay 20 to 30% of pay in rent.he pays 7.5k in rent..as per earlier video.( you are referring to interviewer or interviewed)

@lukeh3020

Жыл бұрын

@@positivity20 I pay 10% of our household income on rent. Others I know it’s more like 50%. Can’t really draw conclusions. Not that it’s any of our business.

@positivity20

Жыл бұрын

@@lukeh3020 true..

I don’t know which Singaporeans you’ve been working with, but I haven’t found them to be direct. Quite the opposite in fact and it was frustrating. Perhaps it was to do with the fact that I worked in the government sector (attracts certain personality types) but I found that they can’t or won’t tell you what they really think. That includes most bosses, so you never know where you stand because there’s never any useful feedback in the workplace. The culture is that you have to second guess what others are thinking all the time. When I behaved like a typical Brit and tried giving feedback to my team at work, I found that the majority simply couldn’t accept criticism and became massively over defensive. That eroded efficiency, because I had to waste way too much time wrapping my words up in cotton wool. It was very annoying and it’s one of the reasons why I’m glad I left SG.

@MaxChernov

Жыл бұрын

Are you referring to billionaires or just bosses?

@robllan

Жыл бұрын

@@MaxChernov just bosses. Clearly if they were billionaires then they’d probably be more direct. And they’d only employ people who can actually cope with constructive feedback. As stated in my comment, it’s probably the fact that I worked in Singapore’s public sector that I had this experience.

@impopquiz

Жыл бұрын

Maybe they don’t feel “safe” speaking out with you or just the company culture. 😅

@robllan

Жыл бұрын

@@EGO0808 I don’t think you know enough about my situation or style of leadership to make that assertion. I’ve worked all over the world and led many teams quite successfully, so I have a lot of experience to compare the work culture in Singapore with. I’m not your typical Ang Moh because I’ve spent years away from my home country and I know how to get in tune with local cultures. But the fact remains that Singapore can be extremely tough in the opinion of many reasonable people. It is a fact that most locals are “groomed” from the time when they’re at school (reading out the Singapore pledge on a daily basis when you’re 5 years old is an example). They’re taught to conform and not to speak out, which gives many (but not all) Singaporeans self confidence issues. Those issues can be seen in the workplace, (unless you’re lucky enough to work somewhere like Google which is full of high achievers). Outside of that, several issues can be seen in the fabric of the society. I’m not trying to compare it with the society of my own country because Singapore is better in many ways, but corporate culture is definitely not one of them. My wife is a Singaporean BTW and she agrees with me. She found the workplace culture a refreshing change after moving overseas and she even said that in just a week at her new office overseas, she’d built up more rapport with her new colleagues than what she’d managed in 3 years at the Singapore office. And it was the same company !

@robllan

Жыл бұрын

@@EGO0808 thanks for the well balanced reply. I appreciate it. I understand the sort of leadership skills you’re referring to. I had to learn them (I wouldn’t have lasted for 6 years working in a Government statutory board if I hadn’t done) but that’s unfortunately inefficient, because it consumed so much time. My point is really not so much about me or what I felt. It’s more about the inefficiencies happening all around. It’s funny because many MNCs in Singapore actually hire expats, to try to import some of the culture of 360 feedback and more directness. I believe they’re doing that because they see the same issues that I saw and want to boost efficiency. I would return to Singapore because overall I liked it and my kids are Singaporean. But I’d be very selective about the organisation I’d agree to join. I wish you well in Malaysia. Great country! 👍🏻