Is there something more counterproductive than saying "don't panic" to keep people from doing exactly that? Anyway, remember to check Slidebean out if you are looking for help to scale your startup ►yt.slidebean.com/kpo

@studytime2570

Жыл бұрын

adani, hindenburg , but us.

@John-tx5or

Жыл бұрын

Lemme Git A C'LOAN`e.

@John-tx5or

Жыл бұрын

24hr... Gift Card. Predatory Lending by Depositors??? Yep, The OLD News Creates TrainWreckz, NO AVOIDANCE GUIDANCE?

@lowwastehighmelanin

6 ай бұрын

yea, do what my friend's boss did and threaten them IN SLACK for panicking.

“Screw the government; We want deregulation!” - Bank fails. “Help us, government!!!”

Guys lets all agree.. this is better than watching half baked news on TV

@micosstar

Жыл бұрын

exactly!

@evanthesquirrel

Жыл бұрын

TV news is for retirement homes and waiting rooms. I want my talking heads available on demand. And I want them to disagree with each other sometimes. I want them to disagree with me sometimes. I love Folding Ideas. He's had a number of in depth well researched well written well produced videos on important topics. Sometimes I disagree with the finer points or his own biases he includes. And I'm a complete transphobe so I think his friendship with numerous degenerates and deviants is pitiable, but I still support his content.

@redbutterfly88

Жыл бұрын

Sorry but everything he said i already heared it from news

@reaganmugisha2848

Жыл бұрын

@@redbutterfly88 this video came out before news articulated the matter

@LUCKSOMNIXDIABLOTHEONEABOVEALL

10 ай бұрын

​@@reaganmugisha2848No it didn't. You could find everything he said in the news.

Just want to recognize the insane amount of work that went into this. My hat goes off to everyone behind this production

This was extremely well detailed, well paced, and high quality. Fantastic job by the Slidebean team explaining an ever-evolving situation. This is why I love this channel and what you guys do.

Not gonna lie, I was hesitant on watching this because I’d already watched many vids on SVBs collapse and didn’t want to hear the same somewhat boring story. I’m glad I did because this was by far the best explanation of the collapse and the circumstances that led to it. There’s a lot of details that even top KZreadrs didn’t mention.

@kinuthiamatata6040

Жыл бұрын

To be honest I'm only watching cause of this comment

@damienhe

Жыл бұрын

​@@kinuthiamatata6040 to be honest I only watched this video because of this comment on the comment on the video

@micosstar

Жыл бұрын

reletable, especially after watching ColdFusion's analysis take on it

Wait this was done in 40 hours? Holy crap.... great work yall

Your explainer videos are always amazing. And this is one of the best videos on the SVB collapse. well done!!

@Bambotb

Жыл бұрын

Top guy and channel

What an amazing job you guys did in summarizing and explaining the issue. Best explanation so far

Excited to see another SlideBean video on a trending topic 📈

This is one of the best videos I have watched on KZread recently. The way everything is explained and the quality of the video, it just feels amazing! Keep up the good work team and all the best for your future videos as well!

Thank you for creating such an educational video about this recent event, personally found it clear, and easy to understand. P.S Loved the nod to Douglas Adams' 'Don't Panic'

@slidebean

Жыл бұрын

Ah! A fellow hitchhiker ✌🏽 - Caya

@coopergates9680

Жыл бұрын

and the music video and tune by Coldplay.

30:32 While the executives have been fired, before they did they cashed out their stock and gave themselves bonuses.

@AmyKwong

Жыл бұрын

Hey maybe you can talk to me, after all I had good returns in the financial markets for two years in 2021 and 2022

Great video. The only thing I would mention is silcon bank and others successfully lobbied (during trump's presidency) to pass legislation that removed regulations like "mandatory stress tests on banks the size of Silicon Valley Bank" that were created to prevent financial crises like this one. Interestingly enough, the logic used was that the failure of regional or niche banks would not cause systemic economic collapse or significantly impact the larger economy so the government would never need to bail them out. 😂😂😂

Great job on this one!

This video is incredibly good, like every other video in this channel. Thank you again!! Keep it upp

Great video! Thank you!

My employer banked via Silicon Valley Bank and was part of the run on it, though it doesn't look like they were able to get all the money out before the collapse. The vibe from management was weird, a bit of a "holy shit we can't believe this is happening, history in the making" kinda stuff.

Superb video as always Caya and Team Slidebean! 👏🏼👏🏼👏🏼👏🏾👏🏼👏🏼👏🏼👏🏼👏🏼

Great explainer; one of the best I've come across. A killer title and thumbnail.

amazing content as always, man .. thumbs up

great job! thanks a lot.

Well done! Thank you Slide Bean team for breaking these concepts down for us

It is important to note that shares of the bank where sold as well as bonuses where signed the day before the collapse!! End of story. The sf fed was well aware of this and I’m sure made a ton of money!

Thank you for that. Nice to know I feel like I've got the whole picture on the topic.

Amazing journalism 🔥🔥❤️well researched, well narrated..big shout to you guys

Caya: How much time do we have left? clock: 2:09 caya: We are done? Yes! OK! caya: *smile* Video-Editors: excuse me? Video-Editors: *insecure grin* Rendering Computer: *torured grinning*

The video we'll were waiting for

This video took a ton of research. Very well done and explained. Liked, subscribed.

Ive watched a whole number of videos explaining the svb situation. This is the only video that explains the whole pie, and not part of the pie. Kudos to the team for bringing this together so quickly.

@SPeeSimon

Жыл бұрын

What another video I saw also mentioned was about the blame for the goverment. Not about intervening when SVB went down, but well before, when the inflation first started. It took the us gov long to acknowledge there was an inflation going and denied it, saying "it is transitory". So when the fed eventually had to step in, it had to do so drastically. That meant that newer bonds had such a better revenue, that the old ones lost their value. If the fed stepped in earlier, the revenue differences would be lower, allowing banks to transition slowly to the new bonds without (big) losses. But still, SVB should have acted on the first signs of inflation.

I saw so many people banking with SBV, and even a few years ago, I got bad vibes from them. So this isn't that surprising to me. I'm glad I got out last year

@coopergates9680

Жыл бұрын

Lol, "Silicon Bank Valley" is a very fitting name for the region.

Thank you for this info. Sounds like a problem worth solving.

Keep making these fantastic informative videos guys great work

Greatest explanation ,Thankyou

pretty cool explanation. good vid 👍thanks

Absolutley brilliant explainer vid 👍

Super good video, impressive!

Simply a work of art!

How did they go bankrupt? Slowly. Then all at once.

Really good video.

This video was so helpful and amazing!!! I am an engineer so don't understand a lot of banking terms etc. so really appreciated this video!!! Thank u!

You have made the best explanations I have ever seen. There is one thing that you missed IMO. In their annual report the bank mentioned on page 87 on the 5th paragraph that they didn't have to report NSFR. This ratio for this bank basically says don't use Corporate Deposits to buy Long Dated Securities. Because Corporate Deposits are not as sticky as Retail Deposits. NSRF is ratio that is required to report under BASEL III

The whole problem is fractional reserve system in itself.

Background music in your videos are ultimate.

You guys always put out amazing content; have learnt so much from your channel.

love the splash screen

Best vid for sure

@1MrElusive

Жыл бұрын

@Slide_Bean just delete yourself

One of the bestest and detailed explanation on topic ,Thankyou,if ever i got to become part of any startup then for pitch deck going to recommend you gùys.

Top-tier content 👍🏻

This guy is very good. Content and presentation is excellent.

I like how you have tried to personalise the collapse of SVB in terms of it being real people who are affected at the end. The thing is that the United States is supposed to be Capitalism central and as a country goes to great lengths to jump on other countries for having too much control of systems and services but when the rich people make a mistake and lose their money the government jumps in and saves them; that isn't capitalism !! All this does as further encourage these people and organisations to care less and less about governance and to continue making the same old mistakes in a different way. How many of the working families who lost their homes after the 2008 crash were saved by the government ?

@Confucius_Says...

Жыл бұрын

And the best part is, these Rich Pricks are the first to rail against the government and government regulations and just the government in general.

Ouch that is insane .

I don’t understand why the views are so low on this video

In hindsight, how good of an idea was it to rush this video's production to fit within the same time scale it took the bank to go belly up?

This is actually way better than Johnny Harris’s video

IMO if a business cannot be allowed to fail, it should not be private. Bankruptcy is an important regulating mechanism in free markets

Wow, excited for this video.

from what I understand about svb it looks like a large amount of the problems was a complete lack of risk management we could argue whether there investments were good or not in a vacuum but they shouldn't have been making investments in a vacuum they knew who there money came from which made the type of investments they had more risky

@changjonathan5211

Жыл бұрын

Very specifically interest rate risk. As Nassim Taleb said, people are way too accustomed to zero interest world that no one remembers what interest rate hikes really entails

Impressive stop frame -

The Dollar is dying while the banks are failing very few will remain most big businesses are cutting employees and raising prices inflation is ridiculous welcome to the great reset where the few will own all and the rest will own nothing

Great job again!

Why are banks allowed to require exclusivity agreements? It goes against everything for stable banking. It needs to be banned.

I think the All-In podcast talked about SVB and how if most of their clients are mostly business, the bank should pay more to FDIC for a premium coverage of some sort. The coverage for each account should be like for $1mil to 5 mil at least to cover payroll for the bi-weekly.

As always, great video! Can I ask what do you guys use for mind maps?

@slidebean

Жыл бұрын

Miro 💛 - Caya

Hey, thank you for the amazing video, can you also share the diagram you made for the explanation please ?

Love your perspective was waiting for your video

I hated the fact the government actually bailed them out, paying out homeless people who lost everything is ridiculous but paying billions upon billions of dollars to huge corporations is somehow ok? Very clearly a case of the lobbying companies having money in SVB and I hate it.

@lowwastehighmelanin

6 ай бұрын

Only rich people had money in SVB tbh

Good.

We may not be paying this through taxes but we will definitely be paying for this through the increased insurances that the banks will have to pay to the FDIC to make up for this loss. Which means higher interest rates and fees passed onto the customers i.e us.

such a high-quality content, both educational and entertaining !! congratulations, your videos are amazing and I love the way you use all your cool tools for the visuals, you provide all the details and you explain quite clearly, this is becoming one of my favorite channels in youtube

While it is true that no bank can survive a bank run SVB was riddled with issues on the risk taking side. No interest rate hedging at a period of the lowest rates in history. This bailout is a green flag for moral hazard. SVB also strong armed startups to park more money there than they should have. Now maybe SVB could make the argument that they stood in for other banks constrained by onerous regulation and that this a government issue but the bailout is an awful idea. It is also a bailout in all but name.

Don't worry about Johnny Harris posting his video first because this video gave a much bigger picture and what I think is a more robust context around this event.

Nice

This is a local bank to me. People got SO MEAN in the bay after this collapse. I had to move but the energy was RANK after this. SO many companies were in a fervor that it actually destroyed a lot of folks' credibility. I also fault local media for the way they covered it. I'm curious if SVB execs will be held culpable in federal court as well.

why is every youtuber using some annoying background music for the SVB video?

Great video!! The best explanation of this event that I’ve seen

"Our job is running sompanies, not understanding banks" - yeah, I bet that's what the startup founders who lost their money said :D

Brilliant Wtg team

Why were people queueing up outside SVB instead of just using their phone app or connecting through their computer to move their money out? LoL. Feels like they are rented mobs to make for good photos.

I think the Fed / FDIC did the right thing backstopping the depositors. Of course the tax payers will pay, it'll just be via higher fees at your bank.

You are awesome. I can't believe you don't have more followers. Catch you on the phone soon

Great capture!

Banks have mismanaged peoples money. They need to hold a larger percentage of money.

Why the Trump picture? He didn't do anything to SVB.

No mention of Glass-Steagall?

What's the count down for?

A fricking brilliant video. I learned so much I feel like I just got an MBA in 35 minutes.

when America catches cold the Whole world sneezes

These startups throw away money on things that the world doesn't need, they should not have been bailed out.. The average American is held responsible for their decisions. These idiots should be held to the same standard. This is why we can't have nice things.

This is just beautiful!!!

40 hours? Nice. For you guys. Not so much for SVB.

2:16 - This is the type of boss I don't want to work with. You could potentially sacrifice quality and accuracy for nonsense Instagramesc thinking.

Ok, now that you've learned all this. Go back and watch squid games and look for the metaphors in our financial system. Then ask yourself if your assets are really that safe.

Watching from Bangalore... What an awesome explanation!! Really good job!!

it really look like Sillicon Valley golden age of tech start up and firm is going down vith the fall of SVB,Meta,Netflix, Amazon,Lyft and others

Mr Avarice killed it.

if you're lending out 90% of my money for your personal gain i don't see how that's my problem when i ask for it back

hope your click through rate improves, cause this is actually one of your best thumbnails

mae en donde guarda la harina? en el bac o en el bcr?

7:57 21:24 Is that the clock tower sound effect from Majora's Mask?

@slidebean

Жыл бұрын

Finally someone caught it! Good ear! - Caya

@tijtij

Жыл бұрын

​@@slidebean Every 31st of December I post a clip of "Dawn of The Final Day" with the sound effect to my status

@jovelnom

Жыл бұрын

@Slidebean please get rid of the background music. There's no need for it. That's just super annoying. I couldn't finish the video.