The Only Three (3) Mutual Funds You Need For Retirement

In this video, we will show the ONLY three (3) Mutual Funds you need for retirement.
Vanguard Funds: investor.vanguard.com/mutual-...
Music: Epidemic Sound (www.epidemicsound.com)

Пікірлер: 454

  • @RODFERMIN
    @RODFERMIN4 жыл бұрын

    Impressive! Clear and to tbe point!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thanks po tatay.

  • @richardgonzales4789

    @richardgonzales4789

    3 жыл бұрын

    @@ofwpower sir pwede pa send ng calculator para sa mp2

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @@richardgonzales4789 nasa video po mismo ang instruction paano ninyo makukuha ang calculator. paki panoorin po.

  • @alfredalbert8037
    @alfredalbert80372 жыл бұрын

    I’m a dividend investor, my wife and I have invested in the s&p500, both through my TSP with the government and through fidelity in her 401-k. Cashed out 370k from the S&P and invested with a full service broker.. Until about 3years ago we were 100% in the s&p after over 30 years. I’m retiring at the end of the month at 59, while my wife will retire next year at 54. We currently have 5.7 million in our tex deferred savings.

  • @alfredalbert8037

    @alfredalbert8037

    2 жыл бұрын

    Our Fin_ancial advisor is “ Gary Andrew Debellis “. He is a professional fin_ancial/Invest_ment advisor. you can search him up on the internet where you can get necessary info about him and as well to connect with him.

  • @alfredalbert8037

    @alfredalbert8037

    2 жыл бұрын

    @Thomas Freddy my financial advisor is *Gary Andrew Debellis*

  • @alfredalbert8037

    @alfredalbert8037

    2 жыл бұрын

    @Mark Tilbury There is a handful of advisors one could decide to work with. Personally, I use the trading guides of Gary Andrew Debellis. Been trailing behind his market picks for years now and I say he's great and someone you may want to check out. You can of course, look up his name on your internet to find his page then decide whether to flow with what he offers or look elsewhere for someone just as good.

  • @greatlife6846

    @greatlife6846

    2 жыл бұрын

    Regardless of whats goin on with the economy.....S&P 500 is one of the best index fund.

  • @alfredalbert8037

    @alfredalbert8037

    2 жыл бұрын

    @@greatlife6846 You are absolutely right 😊

  • @karaokesinger1758
    @karaokesinger17583 жыл бұрын

    This is the first time I heard about vanguard. You're very concise and direct to the point. I'm really impressed. I'm not an easy listener. I need further explanations most of the time but I u derstood the video considering I'm new to these terminologies

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Wow, good to know that Aljon. Im happy to hear that po. I wish you all the best. Good luck.👍

  • @sugarlipschic-kp2dk
    @sugarlipschic-kp2dk4 жыл бұрын

    Awesome! I like the way you present. Clear, concise and valuable info. You nailed the pacing perfectly! You just earned a subscriber here.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thank you.

  • @albertdeguzman4889
    @albertdeguzman48894 жыл бұрын

    Thank you for your recommendation. I will try to look on this. More power to you sir.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Good luck Albert.

  • @fairyfaye8169
    @fairyfaye81693 жыл бұрын

    Its like listening a homily from a priest but only sharing financial education. Thanks father

  • @user-fd8fx7fv6y
    @user-fd8fx7fv6y3 жыл бұрын

    you make it easier for us to understand these things. mabuhay po! :)

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Welcome and good luck.

  • @briyup2352
    @briyup23522 жыл бұрын

    Sir, I'm not an investment type of person and I feel that if there were online apps and informative videos before 2015, it could have helped a lot of people. Anyway, thanks for this video. Took some time to understand this.

  • @johnjonassuaiso1590

    @johnjonassuaiso1590

    2 жыл бұрын

    try mo sa g-invest ng gcash / UITF ng BDO, research nyo nlng po / or PAG-IBIG MP2

  • @robertescalera7298
    @robertescalera72984 жыл бұрын

    On time ang video at talagang naghahanap ako ng suggestion for mutual fund.😁

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Awesome. Good luck.

  • @MAMB14
    @MAMB143 жыл бұрын

    Thank you so much Sir Fermin. I’ve been binge watching your videos, ang dami ko natutunan that’s why in return I don’t skip ads as much as possible. Again, thank you po and more power.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Thanks a lot Ma Ria. I really appreciate your kind words and support. Good to be of help. Good luck po.

  • @keanagila2023
    @keanagila20234 жыл бұрын

    Very informative. Mas naintindihan ko yung binasa ko sa libro dahil sa paliwanag mo.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Awesome! Thanks Kean and good luck to you.

  • @justfor.frugals
    @justfor.frugals4 жыл бұрын

    This is also known as three-fund portfolio suggested by Jack Bogle, the inventor of Index Fund investing. I hope to share vlogs about my retirement portfolio soon.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Awesome, im excited Zeffy.

  • @rubypereira7212
    @rubypereira72123 жыл бұрын

    Thank u sir super clear kayo magdeliver

  • @klingklingtv1953
    @klingklingtv19534 жыл бұрын

    Watching you without skipping ads po..I'm you're avid fan..Supporting you all the way..God bless po!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thank you very much po mommy!

  • @denisearabis3735
    @denisearabis37353 жыл бұрын

    concise and clear explanation... you earned a subscriber

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Thanks a lot Denise.

  • @nelsonalgo758
    @nelsonalgo7584 жыл бұрын

    Thanks for the info very thorough vids. 👍

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thanks Nelson. Appreciate your kind words.

  • @wilmaozaeta2458
    @wilmaozaeta24584 ай бұрын

    I really love how you explained everything , concise and very informative. New subscriber here.

  • @melcasamson
    @melcasamson3 жыл бұрын

    Thanks Ka Fermin, well explained😊 however US dividends tax charges 30%😥

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Thanks po. Really dont have so much choice. Death & Taxes - LOL.

  • @vannieq832
    @vannieq8324 жыл бұрын

    Thanks for sharing. Ask ko lang why did you choose FMSOne over Phillip Capital?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    No specific reason. At hindsight it looks like FSMOne has more positive reviews than Philip.

  • @zlbm6621
    @zlbm66214 жыл бұрын

    Sir, what are your thoughts on the new feeder fund of Sunlife tracking the performance of MSCI All Country World Index (ACWI).

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Without looking at their prospectus at the moment, that feeder fund could be very similar if not equivalent to the Vanguard Total World Stock Index Fund/ETF. Please review their prospectus and do a side by side comparison.

  • @rolandcoquilla1635

    @rolandcoquilla1635

    2 жыл бұрын

    I heard stockholders or pensioners have difficulty in withdrawing their funds/investments in sunlife.I am not sure if nalugi na sila parang Educational plan dati.

  • @briyup2352

    @briyup2352

    2 жыл бұрын

    @@rolandcoquilla1635 Baka parang CAP

  • @marlonolayta5458
    @marlonolayta54584 жыл бұрын

    thanks sir for this very helpful video. as always :)

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Youre welcome Marlon. As always.

  • @titofernandez4331
    @titofernandez43314 жыл бұрын

    Hi. Which online brokerage in the Philippines would you recommend if I want to purchase VANGUARD ETF or mutual fund? Do these brokerages also offer other US ETF'S or mutual funds? I would assume this would be a USD denominated purchases. Thanks in advance.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    You need an international broker like eTORO, TD Ameritrate, etc. I use FSMOne Singapore. Yes, they're US denominated.

  • @summerlovin3641
    @summerlovin36414 жыл бұрын

    Dame mo ng subscribers sir i wish you all the best

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thank you for all your support. Opo Dahan dahan lang po Summer. Ingat palagi diyan.

  • @ambers8353
    @ambers83534 жыл бұрын

    Thank you for this. 😊

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Welcome po.

  • @reagantv8607
    @reagantv86074 жыл бұрын

    I like it sir, waiting for your next videos about sa mga legit brokers for this US mutual fund indexes

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    No worries. Please watch out of our next videos.

  • @reagantv8607

    @reagantv8607

    4 жыл бұрын

    @@ofwpower thank you sir more Power

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@reagantv8607 welcome po and good luck.

  • @chubbychubby661
    @chubbychubby6613 жыл бұрын

    Hi, for the 3 mutual funds you recommended , how much is the minimum required as investment for each? I am based here in Sg and have opened FSMOne acct

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    You can buy minimum of 1 share pf stock for each ETF. You can the prices in your FSMOne platform

  • @chubbychubby661

    @chubbychubby661

    3 жыл бұрын

    OFW Power Thanks, hindi ko makita ung VTSAX sa app, pareho lang ba ung Vanguard Total world stock? thank you

  • @chubbychubby661

    @chubbychubby661

    3 жыл бұрын

    Sir, upload mo pa ba ung sa Vanguard Index video mo recently, ung sa live video.deleted na sya

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @@chubbychubby661 no po. I am not uploading my KZread LIVE videos po. Sorry po.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @@chubbychubby661 gaya po ng sinabi po namin sa video, VTSAX = VTI (if you buy as ETF via stocks exchange) VTWAX = VT (if you buy as ETF via stocks exchange) Please review the video po.

  • @angelicaloyda4363
    @angelicaloyda43632 жыл бұрын

    Hi sir! Hope youll notice my comment. Do you have any investment/trading platforms that you can recommend that i can just consistently buy ETFs and not trading it for short-term? With less spread /other fees

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    My broker is FSMone singapore. You may want to try Robinhood or Gotrade po just some of the online discount brokerage.

  • @alexisvon4766
    @alexisvon47663 жыл бұрын

    Conciseeeeee! Love itttt

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    All the best and good luck.

  • @enanechin1434
    @enanechin1434 Жыл бұрын

    is it still good to invest for long term kahit CFD yung ETF?

  • @zangetsu178
    @zangetsu1784 жыл бұрын

    Thank you for the very informative video. Which broker are you using or do you have a recommended broker for us just starting up.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    My broker is FSMOne im Singapore. I will create a tutorial how to open one on the future. Please watch out for that.

  • @sersdy895

    @sersdy895

    2 жыл бұрын

    New subscriber here! Your videos was totally exemplary. Glad I have found your channel. Any recommended broker for us Sir Fermin? 😊

  • @princeheusen3723
    @princeheusen37234 жыл бұрын

    VANGUARD mutual funds vs ETFs po. Sana sir makagawa ka po ng video na ito. At paano po Kaya mg open ng vanguard accounts if nasa pinas? Not us residents

  • @kahosin890
    @kahosin8902 жыл бұрын

    Question! Why would you increase bond investment as you grow near retirement po? is this because of safety?

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    that's correct.

  • @daisymedina501
    @daisymedina5014 жыл бұрын

    Hope you can make a step by step instruction video on how to make investment in the equivalent ETF of vanguard

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Noted on this request.

  • @joncal6928

    @joncal6928

    4 жыл бұрын

    I second the motion.

  • @jackcollado360

    @jackcollado360

    3 жыл бұрын

    @@ofwpower Sir Fermin, available na po ba yung video. ☺️

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    No hindi pa po.

  • @fgg9763
    @fgg97632 жыл бұрын

    Good day! IsRcbc us equity index feeder fund the same as vanguard vt or vti???

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    Hi FGG, this UITF is similar in portfolio characterics of the Vanguard S&P500 Index Fund ETF na ang stock code ay VOO. good luck.

  • @ivanpalad
    @ivanpalad3 жыл бұрын

    Great video sir. Can you also make a video on how to open an account in Vanguard? Thank you po.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    We will do that po in the future.

  • @_ctrlesc
    @_ctrlesc3 жыл бұрын

    Sir, Review nman po about s seedbox ph. esp in investing to a feeder fund. more power po and Godbless.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    We will review feeder funds and ETF soon. Please watch out.

  • @nicholasdeguzman4241
    @nicholasdeguzman42414 жыл бұрын

    Informative and simple very nice keep up the good job

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thanks Nicholas. Appreciate your kind words. Good luck.

  • @rayradan6114
    @rayradan61144 жыл бұрын

    Great video po. Nice content brother.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thanks Ka Ray.

  • @ellona3645
    @ellona36453 жыл бұрын

    Hi sir, I'm 22 and don't live in the Philippines but I still wanted to inform myself about this topic. So in the Philippines it's up to you when you start contributing for your pension? It's not mandatory for students to pay contribution as long as they don't have work? Here in Switzerland we have to pay starting at the age of 22 even if you're still at school

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    good luck.

  • @joshuacatungal3054
    @joshuacatungal30543 жыл бұрын

    Sir thanks a lot and God bless

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Welcome po and good luck.👍

  • @allanis_the_great
    @allanis_the_great3 жыл бұрын

    is this available in the philippines? how to invest if available in philippines?

  • @jennycostamd
    @jennycostamd4 жыл бұрын

    Perfect timing! I was studying US index funds and international brokers, sobrang daming choices. Because of your video, my life got easier. 🤩🤩🤩 Thank you. I will wait for your videos on how to register with TD Ameritrade and Etoro. 😊

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Good to know that. Opo nited on your requests po. All the best!

  • @nicocastro6164
    @nicocastro61642 жыл бұрын

    Hello! What is your allocation for each fund?

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    Equities - 90% Bond - 10%

  • @edmundpolicarpio
    @edmundpolicarpio4 жыл бұрын

    Very informative!!!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Thanks Edmund. Ingat po kayo palagi.

  • @edmundpolicarpio

    @edmundpolicarpio

    4 жыл бұрын

    OFW Power Thanks Sir! May I know to where can I start with Vanguard here in the Philippines?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@edmundpolicarpio i believe you can invest INDIRECTLY from some of the bank's feeder funds like BPI or SECURITY BANK. Please ask around.

  • @jorenmarq
    @jorenmarq4 жыл бұрын

    Sir, any tax% we need to know and to consider?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    The mutual funds I presented are not tax sheltered. Dividends ajd any capital gains are taxable.

  • @rockystoney2021

    @rockystoney2021

    2 жыл бұрын

    ​@@ofwpower dir padensya na po sa tanong. paano po kung kuneari naginvest po ako fro 15 years, paano ko po maeiwithdraw yung index fund na stock na yan po?

  • @annasdream8188
    @annasdream81884 жыл бұрын

    This video is informative. Keep doing more videos with substantial contents. 😊👍

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    thanks and good luck.

  • @whatsuptv5527
    @whatsuptv55273 жыл бұрын

    Paano mag open ng account sa vanguard sir? Pwede ba yan khit hindi ka OFW? Thanks

  • @MrJo2864
    @MrJo28643 жыл бұрын

    HI I AM YOUR SUBSCRIBER.....I THANK YOU FOR UR VIDEO BUT WHY I CANNOT FIND VTSAX & VTWAX in ETORO ?? WHERE CAN I BUY THESE 3 INVESTMENTS THAT YOU MENTIONED HERE ...THANKS!!!

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    VTSAX is stock code VTI in eTORO. VTWAX is stock code VT but not yet available in eTORO.

  • @apolztv5990
    @apolztv59903 жыл бұрын

    Very informative sir, new subscriber and bkit now ko lng kayo nakita sir. 40s now and there's 20 years more to prepare but OK lng po ba insurance with investment component ang pinili po namin magasawa?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    i prefer to separate the insurance from the investment you can save on your premiums and you can select a better / lower cost investment fund of your choice.

  • @hayashidehyt4506
    @hayashidehyt45063 жыл бұрын

    Ano po pinaka minimum na i invest at pwede ba mag add incase nakaluwagluwag

  • @senygealon3977
    @senygealon39774 жыл бұрын

    thanks...

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Welcome Seny.

  • @princeheusen3723
    @princeheusen37234 жыл бұрын

    Good day sir Fermin! Ano po pgkakalam nyo po sa IGM member related sa pagbili ng shares sa mutual fund sa stocks like Phil Equity Fund? Tama po na dpt mgpa member para Hindi ma charge ng 3% entry load?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    IGM or IMG? Actually, pagaralan po ninyong mabuti kung yung mga nag aalok po sa inyong mga salesperson ay totoo sinasabi. Halos lahat po ng Mutual Funds sa ngayon ay mabibili na walang LOAD (front end AKA entry load or back end load AKA exit load). So hindi ko alam bakit sabi ng IMG na dapat akong maging member para hindi ma charge ng 3% entry load. Ask for the prospectus and review it carefully.

  • @princeheusen3723

    @princeheusen3723

    4 жыл бұрын

    @@ofwpower may napanuod po akong Ganon rin content tapos yon nakita ko po na pag ibebenta mo ata if I'm not mistaken. May charge. Pero salamat po sa reply Kasi na aware ako. Balak ko Sana mg invest sa mutual funds ng COL nalilito pa ako ano maganda na mutual funds.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@princeheusen3723 you can watch our videos on stock market. Good luck.

  • @japoyflores6560
    @japoyflores65602 жыл бұрын

    hi sir. ask ko lang if pwede sya maginvest using PHP currency?

  • @digital_whispers
    @digital_whispers4 жыл бұрын

    Fermin, good morning to you. May i ask if COL Financial provides receipts of mutual fund purchases to investors? If so, where do i get them? (online platform). Thanks, really appreciate your work.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Hi Mon, COL provides electronic confirmation receipts and emails them to you. You can also check them in your online brokerage account. All the best!

  • @digital_whispers

    @digital_whispers

    4 жыл бұрын

    @@ofwpower thanks a lot!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@digital_whispers welcome po.

  • @jonsantos5624
    @jonsantos56243 жыл бұрын

    Hi Fermin? How can we invest on that here in Phil Market?

  • @leonoraalmazan5922
    @leonoraalmazan59224 жыл бұрын

    Sir paano po ang pagbubukas ng bond

  • @AnythingHot
    @AnythingHot4 жыл бұрын

    Thanks OFW Power... Yes po please create videos on global broker para mkapag open din kami ng MF from Vanguard. More power to you and more videos that help all our fellow filipinos. thanks!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Welcome po and good luck. Please watch out for our upcoming videos po.

  • @AnythingHot

    @AnythingHot

    4 жыл бұрын

    @@ofwpower thanks! waiting po

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@AnythingHot welcome po.

  • @dannismadredijo177
    @dannismadredijo1772 жыл бұрын

    Nag stocks po sa psei market, ang tanong ko lang po yung vanguard ba ay local company po ng pilipinas?

  • @nice_prem
    @nice_prem3 жыл бұрын

    How to open an account to vanguard...I am not a US resident????

  • @ayrin5951
    @ayrin59514 жыл бұрын

    Hi, hope you can make a video on how we can participate if we are based on Philippines. Please 🙏. Thank you!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Will do Irene. Please watch out.

  • @TheDrSweetTooth

    @TheDrSweetTooth

    3 жыл бұрын

    following😊

  • @embitious630
    @embitious6304 жыл бұрын

    Hello sir Pwede po mag post kayo ng video or Kung meron na po let me know, about pag bili ng ETFs sa vanguard ? Medyo Nakaka Lito meron syang 4 order types and I really don’t know how it works. Thank a bunch!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Noted on this Emelyn. Will do that in the near future. Pasensiya na po....

  • @piapaz4290
    @piapaz42903 жыл бұрын

    Hello Sir Fermin, I’m a new subscriber po, paano mag invest sa 3 mutual fund na recommended mo and magkano po ba ang minimum, I’m here in Texas po., Thanks 🙏🏻

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    open an international brokerage account like what we mentioned in our other videos.

  • @terataaileen6589
    @terataaileen65893 жыл бұрын

    sir un divided b sa vanguard makukuha or madagdag lang sa capital nun investment sa mutualfund?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Both ways po. Most of the times, the dividends are reinvest. But sometimes some form of dividends are distributed to the shareholders (tayo). Mas preferred ko ang reinvestment because you will not be subject to the 30% dividend tax (same rate as the income tax) because dividend distributions are considered short term income sa US. good luck po.

  • @ovajnabuges
    @ovajnabuges4 жыл бұрын

    hi sir tanong ko lang po ang opinion ninyo tungkol sa BPI US EQUITY INDEX FEEDER FUND AT SECURITY BANK US EQUITY INDEX FEEDER FUND? nagbabalak kasi ako maginvest sa us index fund pero parang eto yung pinaka madaling way. sana magpost kayo nang video tungkol sa paano maginvest sa vanguard. salamat po

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Please refer to my reply via email po.

  • @khirstenbawar2901
    @khirstenbawar29013 жыл бұрын

    How to compute for tax?

  • @junara2715
    @junara27154 жыл бұрын

    Thanks for this video..however i need info how to apply for a broker if u are in Pinas..thanks alit!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    We will create a video on this. Good luck po.

  • @jose.ph.usbcruz7708

    @jose.ph.usbcruz7708

    4 жыл бұрын

    I, too, am interested on how to do it! Thanks a lot for this video.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@jose.ph.usbcruz7708 welcome po

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@jose.ph.usbcruz7708 youre welcome po. Good luck.

  • @spacewarriors5175

    @spacewarriors5175

    2 жыл бұрын

    @@ofwpower sir, usually hm is the return annually in vanguard using etf in singapore

  • @dexterm7666
    @dexterm76664 жыл бұрын

    salamat sa videos. madami kaming natutunan. one question lang, anong mangyayari sa Dividends ng VOO? naka auto-reinvest sya or mapupunta lang sa account yung amount nya? salamat.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Dividends for these index funds are automatically reinvested back to fund. However on some instances the fund distributes the dividends to the shareholders.

  • @dexterm7666

    @dexterm7666

    3 жыл бұрын

    OFW Power Maraming salamat sa reply. last question po. Please correct me if I'm wrong, since ETF ang VOO (not index fund e.g. VFIAX) hindi automatically reinvested back to funds ang mangyayari? Hindi yata pwedeng bumili ng US Index Funds ang non-US resident kagaya ko na ofw sa sg. Nagtanong ako sa Fidelity, yan ang sabi sa akin nung customer service.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @@dexterm7666 VOO is an index fund (mutual fund). VOO tracks the S&P500 market index.

  • @hurlycabalan8675
    @hurlycabalan86752 жыл бұрын

    Advisable ba kung long time investor should I say 10 years and etoro Ang gamitin mo or Tru bank ka mag aaply to buy stocks sa S&P 500?

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    i would prefer a traditional brokerage account with good history and reputation.

  • @sterlingrose6332
    @sterlingrose63323 жыл бұрын

    hello Sir, is BND AND BNDX the same po ba? i checked sa FSMone para wala po sila ng BND

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    BND and BNDX are different. BND is for IS only while BNDX is international.

  • @junjunandales5466
    @junjunandales54663 жыл бұрын

    Sir, how can I invest in these mutual funds if I am in the Philippines? Thanks for the video Sir.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Hi Jun, you need to have an international broker?

  • @boyjaguaroragoniv4295

    @boyjaguaroragoniv4295

    3 жыл бұрын

    @@ofwpower anu po ang liget n international broker n pwd ntn pgbuksan ng accnt dto s pinas

  • @diding73176
    @diding731764 жыл бұрын

    Sir anu-ano naman po ang mga mutual fumds for retirement dito sa pilipinas!!! thank u po

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Will do that in the future po.

  • @carljeoffreycasten1432
    @carljeoffreycasten14322 жыл бұрын

    Sir Fermin maraming salamat naka open nako ng FSM one account ko. Ask ko lang if nagbibigay ng Dividend ang Vanguard? Makikita po ba yun sa FSM account? Can you also make a vlog comparing atleast IBKR &TGS & FSM1?

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    Yes all your dividend earnings are reflected in your account.

  • @margaritoapelanio
    @margaritoapelanio4 жыл бұрын

    Paano Maka pag invest nasa PILIPANAS ako at wla namang broker dito

  • @MrGeriboi

    @MrGeriboi

    3 жыл бұрын

    Up

  • @ginaalbios6072
    @ginaalbios60723 жыл бұрын

    more power and godbless sir

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Welcome po and good luck!👍

  • @joncal6928
    @joncal69284 жыл бұрын

    How do we invest in those funds? What company?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Open an international broker first.

  • @joncal6928

    @joncal6928

    4 жыл бұрын

    @@ofwpower do you have any recommendations?

  • @monjomocofficial7291
    @monjomocofficial72913 жыл бұрын

    Hi Sir Fermin, gaano po kadalas mag invest sa mga etf or karegular mga invest?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Hi Raymondo, kung nakita po ninyo ang iba po naming mga videos, what we are advocating is a consistent and regular invetment. Kung maaari ay monthly maghulog po kayo sa inyong investment. Maaari po ninyong panoorin ang ating mga videos sa ibaba: - [ ] Three (3) Principles to Successful Investing - You Can Also Do it! - kzread.info/dash/bejne/e39txpeigNOnn5M.html - [ ] How I Started to Invest In Index Funds - Beginners Guide of Investing in Index Funds - kzread.info/dash/bejne/qZ6Vpsejibe6krg.html

  • @allanreyes4161
    @allanreyes41613 жыл бұрын

    Advisable lang po ba ang pag invest sa vanguard kapag outside of the Philippines?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    THere are other similar ang good mutual fund companies po - not only Vanguard. Nariyan ang Fidelity, BlackRock, Templeton funds, etc. Bastat, always go for the lowest expense ratio. Vanguard to me is the best when it comes to NAME, STABILITY and COST. good luck.

  • @melodaran4034
    @melodaran40344 жыл бұрын

    Love your contents. Sana nakita ko na ang blogs mo way before. Question, I plan to retire in 3- 5 years. Ok pa ba for me to jump into these 3 Vanguard funds or is it too late? I can invest in these funds with no problems. Or May mas maganda bang option for me dahil I am close to retirement. I have a pension and other sources to support my retirement so I can keep my investments for at least 5 years or more. Thanks, Sir Fermin.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    since your time horizon is less than 10years, you may need to be overweighted in bonds than in stocks, e.g. 30% staocks + 70% bonds.

  • @melodaran4034

    @melodaran4034

    4 жыл бұрын

    Thanks for your reponse, OFW Power. I will work on your recommendation.

  • @melodaran4034

    @melodaran4034

    4 жыл бұрын

    Oh, ideas please on how to do it on bonds? Is it the 3rd Vanguard option on your presentation, BND?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@melodaran4034 yes the 3rd option is a BOND Index Fund. Its an ETF than can be bought via the NYSE.

  • @melodaran4034

    @melodaran4034

    4 жыл бұрын

    Got it. Thanks again, OFW Power.

  • @sempaithai1301
    @sempaithai13014 жыл бұрын

    Nice🥰

  • @henrytan4351
    @henrytan43513 жыл бұрын

    Sir Fermin, maari na ba mag invest sa VTI sa etoro? Pareho na po ba iyon?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    no po. etoro offers derivatives.

  • @kimbeeabuel6057
    @kimbeeabuel60572 жыл бұрын

    Hi Sir, what is the broker’s name for this investment as I am not a US citizen.

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    hi kimbee. i use FSM One Singapore po.

  • @reinhardrodriguez5547
    @reinhardrodriguez55473 жыл бұрын

    hello there! what is your view on allocation on US stock and PH stock market? Should it be 50/50 or more toward US/PH ? Thank you!

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    If you can go for US rather than PH. But I understand not everyone can afford so aim for the lowest index fund in the Phils and moderate your volatility with bond index funds. Good luck.

  • @reinhardrodriguez5547

    @reinhardrodriguez5547

    3 жыл бұрын

    @@ofwpower amazing! so better to invest more to US/Globally right?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @@reinhardrodriguez5547 That's my preference po. Matter of fact, more than 95% of my investments are in Vanguard Index Funds (ETF) - as you have seen in my other index fund videos.

  • @reinhardrodriguez5547

    @reinhardrodriguez5547

    3 жыл бұрын

    @@ofwpower amazing! thank you for the response.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @@reinhardrodriguez5547 no worries. all the best!

  • @jlctv.6567
    @jlctv.65673 жыл бұрын

    Halimbawa sir kung maaksidenti yung investor, makukuha pba ng kanyang mga anak or asawa ang na invest nya? Gayung hindi nila alam yung password sa kanyang platform na ginagamit.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Kung namayapa ang investor, hindi kailangan ang password. They just need to submit the necessary documents sa fund company, for example, death certificate ng investor, marriage cert and birth cert ng mga bata para ma-claim lahat ng investments ng pumanaw.

  • @edenenrico5402
    @edenenrico54023 жыл бұрын

    Are there Local Banks offering Vanguards?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Hi Edwin, i dont think there are banks offering Vanguard Funds in the Philippines. Let us know is you know one.

  • @imjustbored9391
    @imjustbored93912 жыл бұрын

    do i need a dollar account for td amiratrade and Fsone?

  • @bhengmercado3804
    @bhengmercado38044 жыл бұрын

    Sa etoro pwde po yan i buy. Sir scenario po if ever me naiwan kau stock na nabuy ..then something happen to u..panu po yun ma withdraw ng family m

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    The legal heirs just need to establish relationship to the deceased at bayaran ang mga applicable taxes para ma liquidate ang stock holdings.

  • @bhengmercado3804

    @bhengmercado3804

    4 жыл бұрын

    @@ofwpower sir so need po talaga ng last will po..dipo va me bayad yun yearly sur?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@bhengmercado3804 no po. There's no jeed for a last will.

  • @mikerivers695

    @mikerivers695

    4 жыл бұрын

    @@bhengmercado3804 Ma'am wag po inyong isipin na me masamang mangyayari sa inyo po,please po and stay positive!God bless!

  • @bhengmercado3804

    @bhengmercado3804

    4 жыл бұрын

    @@mikerivers695 haha thanks,, but we have to forsee way ahead of the future before it happen ..ganyan kasi ako lagi i see present and future at the same time po

  • @TheStephenisM
    @TheStephenisM3 жыл бұрын

    Hi sir. Can you please give a review on fidelity and charles schwab. Mataas kse minimum investment sa vanguard. Di ko kaya ngayon ang $3000. Thanks po.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    I’ll take note of this request. Thank you.

  • @mpjsac8951

    @mpjsac8951

    3 жыл бұрын

    Ang Vanguard ETFs po gaya ng VTI ay walang minimum investment required. Pwede pong yun ang inyong tingnan instead of finding a different broker.

  • @chiefairforcedentalservice7097
    @chiefairforcedentalservice70972 жыл бұрын

    What can you say about COL Financial Inc as fund manager?

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    Does COL Financial managed a mutual fund now? From what i know COL is a broker and does not have a specific fund that they manage. I use COL as my broker.

  • @TheMhilky
    @TheMhilky2 жыл бұрын

    hi, ok ba sir gamitin ang GoTrade to buy US stocks Thanks

  • @ofwpower

    @ofwpower

    2 жыл бұрын

    that's ok po.

  • @ZLANDCLEARSON89
    @ZLANDCLEARSON89 Жыл бұрын

    Sir may tanung po ako kung ok po ba ang KAISER INTERNATIONAL? HEALTHCARE SYA NASA MAKATI PASONG TAMO ANG OFFICE. AFTER PO KASI NA MAGHULOG SABI NG KAISER PWEDE SYA E LUMPSUM AT MAKAKUHA ANG MEMBERS NG MILYON DEPENDE KUNG ILANG EDAD KA NAG START AT MAGKANU ANG BUWANAN.

  • @rosebuds3776
    @rosebuds37763 жыл бұрын

    Hi Sir, thanks for very informative videos. Are you familiar with KAISER International Healthgroup,Inc. ?I am planning to get a health,life insurance and investment however I am not familiar with the company.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    IMG sell Kaiser insurance. IMG is just a marketing company. If you buy insurance, study properly if the company is stable. Good luck.👍

  • @zandradante1382
    @zandradante1382 Жыл бұрын

    Good day po,paano po ako mkakapagstart or paano ko po ako mkakavail ng mutual funds n diniscuss nio?

  • @marjoriereyes4050
    @marjoriereyes40503 жыл бұрын

    Hello po. Linapanuod ko po halos lahat ng vlog nio tungkol sa MP2. Baka po pwede din po sample kau ng monthly pero hindi same ung amount? Halimbawa start ng month po eh 10k po agad tapos the next month 1000 nalang or 500 po mas malaki po ba maging divedend nun? Thank you po

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    You can download our calculator para makapag simulte po kayo. Good luck.

  • @icoyvlog
    @icoyvlog4 жыл бұрын

    Sir paano ako maka invest sa Vanguard? anong broker ang kunin ko?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Saan po kayo naka station ngayon?

  • @icoyvlog

    @icoyvlog

    4 жыл бұрын

    @@ofwpower nasa kuwait ako sir

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@icoyvlog maaari po kayong mag tanong kung at mag search kung may mga international brokers sa kuwait. Alternatively pwede rin ang TD Ameritrade, FSMOne, eTORO (please check if available sa Kuwait), Robinhood, etc.

  • @bye4evr1
    @bye4evr13 жыл бұрын

    Hi sir Fermin! May videos na po ba kayo regarding this video, how to apply kung nsa pilipinas?

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    Sorry po. Wala pa po. Pero tonalakay na po namin ito sa marami po naming LIVE sessions.

  • @michaelabiera
    @michaelabiera4 жыл бұрын

    How do you get an international broker? This is for those in Philippines who wants to invest in US mutual funds? Thank you po

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Hey Michael, ingot my online broker back when I was in Singapore. You can also open even if youre in the Philippines. Here's some of the brokers you may want to consider: FSMOne TD Ameritrade We'll create a separate video on this.

  • @michaelabiera

    @michaelabiera

    4 жыл бұрын

    @@ofwpower thank you for empowering us :). I look forward to all your videos

  • @junara2715

    @junara2715

    4 жыл бұрын

    @@ofwpower am also waiting for it Sir..please include the steps..thanks and take care..

  • @lalab5675

    @lalab5675

    4 жыл бұрын

    @@ofwpower Hi Sir! Magkano po kaya ang minimum amount kung mag invest sa Vanguard?

  • @lalab5675

    @lalab5675

    4 жыл бұрын

    @@ofwpowerSir, I'll be waiting for your vlog on how to open an account in vanguard..

  • @elmabolina1946
    @elmabolina19464 жыл бұрын

    Paano po mkaaapply sa international broker.. and how much minimum amount pag nag open

  • @paulrivera4399

    @paulrivera4399

    4 жыл бұрын

    Etoro vanguard investment 500$

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    We will create future videos on this. Abangan po ninyo.

  • @joncal6928
    @joncal69284 жыл бұрын

    Where does those vanguard MF offered? Anong broker po dito sa pinas? Did i miss it or hindi po nabangit?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    I did not mention in the video. You can ask around how to open international broker like: FSMOne - this is what i have in Singapore TD Ameritrade eTORO We will create future videos on this.

  • @joncal6928

    @joncal6928

    4 жыл бұрын

    @@ofwpower thank you. I'll be looking forward to your videos.

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@joncal6928 Thank you.

  • @ofwpower

    @ofwpower

    3 жыл бұрын

    @Victor Jay Saballo - tama po. etoro only offers CFD.

  • @joeldoods8517
    @joeldoods85174 жыл бұрын

    Good day sir, how can I join this 3 mutual fund, I'm here in the Philippines po!!!!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Please watch out on our upcoming videos.

  • @joeldoods8517

    @joeldoods8517

    4 жыл бұрын

    @@ofwpower Sir Fermin nag search po ako sa etoro, VTI and BND lng po, wala pong VT eh...VTV at VTIP lang ang mayrun, Pls advice po!!!!

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    @@joeldoods8517 seach for "Vanguard Total World Stock Index Fund ETF" stock code is still "VT" currently being traded at NYSE latest price as of today ay USD81.76

  • @princeheusen3723
    @princeheusen37234 жыл бұрын

    Gaano ka safe mg invest dito sa vangard? Para po ba tong Col fin sa pinas?

  • @ofwpower

    @ofwpower

    4 жыл бұрын

    Vanguard is a Mutual Fund Company. COL is a broker. I also enumerated the reasons why Vanguard's Index Funds are safe.

  • @princeheusen3723

    @princeheusen3723

    4 жыл бұрын

    @@ofwpower yong way po mg pag apply ng broker paano gaya ng col baka maraming proseso Lalo na ngayong pandemic po.