Lawrence yun's prediction of 6% mortgage rates is good news for homebuyers let's hope it actually happens

@OwenFlex

16 күн бұрын

I hope his prediction comes true it would make my dream of buying a home a lot more affordable

@John-ww2fv

16 күн бұрын

Keep in mind that 6% is still relatively high, but it's a step in the right direction

@TheDuke792

16 күн бұрын

True, 6% is still relatively higher than historic lows, but any decrease is a welcome relief for homebuyers

@GibsonJames-gr3on

16 күн бұрын

6% mortgage rates can affect cash flow and ROI for investors, especially those relying on leverage

@John-ww2fv

16 күн бұрын

ROI is crucial for us investors, and 6% mortgage rates can significantly impact returns on investment

I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.

@NoorFrohock

16 күн бұрын

That is so amazing, I’m trying to get onto the investing ladder at 40. I wish at 55 I will be testifying to similar success..

@Odmark-u5f

16 күн бұрын

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

@PitcockRoth-9876

16 күн бұрын

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Odmark-u5f

16 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

If the interest rates come down they will build more homes/apartments. What a shameless lie. We've had a 10+ year period of historically low interest rates. In that period we also had historic low building numbers. If the interest rates go down they will just find another excuse to not build and curtail supply. These people are price fixing and should be investigated.

@IproPvP

22 күн бұрын

yep, a complete propped up market

@WillieFungo

22 күн бұрын

Democorats think everything is price fixing. You refuse to hold your government accountable for anything. Even if you own the land, building anything on it is prohibitorily expensive and over regulated because of the government.

@IproPvP

19 күн бұрын

@@highguycomics3869 funny coming from a boomer who probs worked at a gas station his whole life

After a 50% increase in less than 5 years… how could rates stay so high while prices stay high??? Affordability crisis in full effect

@akapbhan

22 күн бұрын

you should see interested rates historically. Not just as localized data based on recent trends. This might push US in the future regarding land reforms as well.

@MaryLawson874

14 күн бұрын

I retired seven years ago at the age of sixty-two, paid off my mortgage, and haven't touched our retirement funds since. I have 1.5 million dollars in my portfolio, and it took me ten years to reach this goal. I started with a respectable amount through my CFA claire Roberts Durand (you can google her) At the moment, my dividends are supplementing my retirement, which takes time. I make sure I never keep money in the bank, and I never sell the chicken that lays the egg (dividends). I just eat the egg.

What kind of economist believes lowering interest rates will reduce inflation?!

@md-8866

19 күн бұрын

Lower interest......allows owners to sell and not lose their asses on their mortgage exhange.... more houses on market....lower prices... pretty simple.

We don't need "more supply" genius, we need less government spending. That is the only thing inflating this market.

@ThePlaylists001

22 күн бұрын

smh.

@nickvin7447

22 күн бұрын

@@ThePlaylists001 Yep, shaking my head also.

@WillieFungo

22 күн бұрын

It's more about Fed policy than government spending. When you drop interest rates to zero in a franctional reverve system, all the funny money flows into hard assets.

@nickvin7447

21 күн бұрын

@@WillieFungo No liberal, it is about spending. Over 25% of the jobs created this year were due to the government spending more than it should. The government needs to stay out of trying to be a business, they have proven time and again they are the worst ran organization in history.

@dongolahmed

21 күн бұрын

Then who will support Ukrain!?

The Fed's talk of interest rate cut leaves me pondering what stocks to buy now and when do I sell? I'm unsure how to properly allocate my money to achieve an optimal portfolio in this present economy, my goal is $3m for retirement.

@foden700

17 күн бұрын

navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position

@brucemichelle5689.

17 күн бұрын

No doubt, getting proper financial advice is invaluable, my portfolio is well-matched for every season of the market and just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.

@PatrickFitzgerald-cx6io

17 күн бұрын

I’ve been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

@brucemichelle5689.

17 күн бұрын

‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

@PatrickFitzgerald-cx6io

17 күн бұрын

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

We underestimate maintenance, home insurance increases. eventually the prices will drop. California being held hostage by home insurance. companies.

@WillieFungo

22 күн бұрын

Calfironia is being held hostage by Gavin Newsome and his inflationary policies. Prices will never drop until builders are allowed to build without endless Democratic red tape.

Melissa early in morning make my day. Like the pendant.

@MaryLawson874

14 күн бұрын

I retired seven years ago at the age of sixty-two, paid off my mortgage, and haven't touched our retirement funds since. I have 1.5 million dollars in my portfolio, and it took me ten years to reach this goal. I started with a respectable amount through my CFA claire Roberts Durand (you can google her) At the moment, my dividends are supplementing my retirement, which takes time. I make sure I never keep money in the bank, and I never sell the chicken that lays the egg (dividends). I just eat the egg.

No one is buying, even investors. Bad sign.

@user-oh6ox9hz9c

22 күн бұрын

💯 correct.

@MaryLawson874

14 күн бұрын

I retired seven years ago at the age of sixty-two, paid off my mortgage, and haven't touched our retirement funds since. I have 1.5 million dollars in my portfolio, and it took me ten years to reach this goal. I started with a respectable amount through my CFA claire Roberts Durand (you can google her) At the moment, my dividends are supplementing my retirement, which takes time. I make sure I never keep money in the bank, and I never sell the chicken that lays the egg (dividends). I just eat the egg.

Lawrence Yun might be the last person to listen to. Along with any real estate agent.

The new rate will NOT be 6-7%. I think the new normal on mortgage rates will be 4-5%. Borrowers will not be rushing in at 6%. That’s total baloney.

@WillieFungo

22 күн бұрын

I agree with you. 7% and 6% feel exactly the same. Maybe you will save $50 a month on a $2500 monthy payment. Big whoop.

In Europe Austria Graz interest rates fix 25 years amount 400,000 euro 3,60% and amount 300,000 euro for 30 years fix 2,75% population in Austria 9,159,993 and USA always behind Europe 5 to 6 weeks for pandemic Europe Lock down and restricted like 2 months before USA in 2008/2009 for house market inflation Europe have low interest rates low house market price because my wife brother bought house in Salzburg 2008/2009 when I did bought in Missouri and they have crash 2 months before US

I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?

@Jamesrobert627

19 сағат бұрын

"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such taskRead more

@Jonathancolter7100

19 сағат бұрын

@@Jamesrobert627 It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

@MaryLawson874

19 сағат бұрын

@@Jonathancolter7100 this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@Jonathancolter7100

19 сағат бұрын

@@MaryLawson874 There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ lynne Marie Stella” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@MaryLawson874

19 сағат бұрын

@@Jonathancolter7100 She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

This era is not for new young generation to become good business entrepreneur only big shots making money.

The cost to buy a home has outgrown the average working wage. This hurts black and brown people.

@user-oh6ox9hz9c

22 күн бұрын

Well black and brown people put Biden in the white house, so they got what you voted for.

@SpeedDemon88X

17 күн бұрын

Hurts everyone.

@MaryLawson874

14 күн бұрын

I retired seven years ago at the age of sixty-two, paid off my mortgage, and haven't touched our retirement funds since. I have 1.5 million dollars in my portfolio, and it took me ten years to reach this goal. I started with a respectable amount through my CFA claire Roberts Durand (you can google her) At the moment, my dividends are supplementing my retirement, which takes time. I make sure I never keep money in the bank, and I never sell the chicken that lays the egg (dividends). I just eat the egg.