Lol at literally making her blind

@Preserbius

2 ай бұрын

Not exactly a subtle movie

@lobomalsano

2 ай бұрын

but then takes de blinder off, gain vision, and show these guys for hypocrites

@Kushiel13

2 ай бұрын

I like how they did this a few times. The rating agency was blind, and the SEC was sleeping with the banks.

@georgeedwardes5318

Ай бұрын

They're sunglasses you wear after laser eye surgery. I think it's just a nod to how stupidly rich these people are

@DrPFunkenstein

Ай бұрын

Not just “blind” but wearing dark glasses because it’s too painful to see

This is a phenomenal interaction and character. A few lines of dialogue and we know so much about her, the ratings agencies, the crime being committed.

@freemason4979

2 ай бұрын

The big short missed the big picture. Govt just doesnt work. Only completely free competition does. And people just have to be grown up about it.

@nazmulahmed5853

2 ай бұрын

@@freemason4979 just be grown up about it? Buddy did you have your eyes closed the entire movie?

@chriscaventer6031

2 ай бұрын

@@freemason4979 what are you, 4?

@skiks1853

2 ай бұрын

​@@freemason4979The whole point is not having oversight from agencies causes issues.

@freemason4979

2 ай бұрын

@@skiks1853 The only effective oversight is free competition. The government is the biggest monopoly

This is such a realistic interaction. Incredible acting.

@jacobp8294

Ай бұрын

I love when movies depict the disagreements between professionals vs the constant yelling matches directors think are good drama. So many times in life the most challenging discussions I have had have been in soft spoken disagreements.

@timothymark970

Ай бұрын

A very solid scene. Excellent acting.

It's stunning that noone at rating agencies went to jail for blatantly lying, same goes for lenders and banks

@kyuven

2 ай бұрын

They were too big to fail. Their trials would have stretched on for years and cost the government millions in legal fees just to resolve at a time when no one really had a whole lot of money to be throwing around. These people are corrupt as fuck but you don't get into those positions without a surefire way to escape all accountability for your actions.

@lephtovermeet

2 ай бұрын

Eric Holder under Obama tried to convict a single bank for the entirety of the 2008 financial crisis. A local NYC China town bank at which a single loan officer was giving out some bogus loans, who was then promptly fired and reported. This bank didn't collapse BTW. They were found not guilty. Nothing has come from: the financial crisis, the Panama papers, WikiLeaks, COVID loans, etc. The rich oligarchs take care of their own. But don't you dare fail to report the 2 grand you made at crafts fairs or consume an illegal substance in the wrong location.

@yoshu4221

2 ай бұрын

It's only illegal if you're poor.

@kevinc8955

2 ай бұрын

Technically it’s not illegal. Technically we are at fault when we allowed our representatives to remove key provisions in Depression era laws that put up walls between commercial and investment banks to even ALLOW commercial lenders to take THEIR risk, package it into a security, and sell it off to someone else. We don’t police our government because the American voter is a moron.

@Dualhammers

2 ай бұрын

Why is it stunning that the people who make the rules are never found in violation of them?

One of the most eye-opening scenes: conflict of interest is everywhere. Next time think twice when you hear that corruption is rampant in emerging markets: corruption is everywhere.

@badrobot114

3 ай бұрын

"eye opening" i see what you did there

@kvaka009

3 ай бұрын

That corruption is called capitalism.

@fabricejoseph3393

3 ай бұрын

@majidabdi9743 Baum has no conflict of interest here, that you would say that makes it clear you have no idea what you're talking about. Her entire job is to rate these products accurately, that's literally why they pay her and her boss. That job provides faith to consumers and companies that they are getting something of value. She is quite literally ignoring her duty and job for money. Baum's job is to capture value in the market, he has a duty to his clients and is fulfilling that duty by being there and trying to understand why these trash products are being sold at a premium. What she did is straight up illegal, what Baum is doing is not. Think before you post.

@kvaka009

3 ай бұрын

@fabricejoseph3393 his conflict of interest is that if he wins on his bet, then that means the whole US economy goes up in flames. That "conflict of interest" is what the movie is about. Now it isn't conflict of interest in the legaleese sense you're foaming at the mouth about, but it is a conflict of interest that pervades the entire capitalist system. Another word for it is corruption. Which is what the poster above was hinting as. In this system we are all hypocrites and all complicit. And did you know that for every 1% of unemployment, 40k people die? So just don't effing dance.

@bigstanko7391

3 ай бұрын

@@fabricejoseph3393 He never said Baum had a conflict of interest, he just said conflict of interest is everywhere. SHE clearly has a conflict of interest, as you described. Think before YOU post.

Great acting from the S&P employee being aggressively on the back foot.

Lehman was still AAA the night before the collapse I'm told.

@deathisabe

Ай бұрын

Doesnt surprise me

For a woman who was blind, she saw his angle pretty quickly.

@franciscofarias6385

3 ай бұрын

But that wasn't his angle, he was genuinely concerned

@FURYBrenton

3 ай бұрын

His ‘angle’ was genuine concern. At that point he didn’t care about the money.

@michaelfoxbrass

3 ай бұрын

@@FURYBrenton Yet, his concern for the market meltdown was far too little too late. And this is why governments (who must represent their currencies in trustworthy manner in international trade), create regulations (and then must have sufficiently sophisticated and available inspectors to enforce the regulations!) and the risk rating agencies (who act as proxy regulators by assigning risk values to investments), know one thing. That all who trade in products of hypothetical value (currency trading including bitcoin - commodities futures, etc). He was definitely concerned about the imminent US banking crash, and taking the big view provided him internal moral cover. Yet, he and all who participated in the scheme of aggregating mortgages into a tranche (1st layer - obscure/manage the risk of each loan), then blending tranches (2nd layer obscure the risk in each individual tranche), and THEN creating credit default swaps (3rd layer - obscuring risk/value by creating essentially a “failure trading” market!), HAD to know that even before the 3rd layer, all bets at quantifying any underlying risk were essentially blind bets.

@MikhailFederov

3 ай бұрын

It's pretty fucking obvious what his angle is. Even the standard in-the-red bagholder can figure that out.

@NothingToPointOut24

3 ай бұрын

@@FURYBrenton It was disgust for the banks and wanting to hit them where it hurts. It wasnt sympathy for the schmuck making 30 grand a year in massive credit card debt. In the end, he held a card that he could play to become very rich. The 4 guys at Front Point, Jared Vennet and the 2 kids helped by Brad Pitt were just as greedy as the banks they capitalized on and criticized along the way They all did it for money. Which in turn, makes them hypocrites

It's too bad Kendall Roy didn't maintain this level of business acumen later in life.

@TheKillah1992

2 ай бұрын

Lmaoo fr

@brennanconnelly

2 ай бұрын

Drugs ruined him

@CoverBydAn

2 ай бұрын

Steve carell is a better boss than brian cox. Brian makes kendall shit his pants and cant perform 😆

I love how they speak over each other instead of the usual movie cliche of waiting for everything making it seem overly scripted.

How is he a hypocrite? He’s betting on you doing the wrong thing. That in itself isn’t wrong. She just doesn’t want to take any responsibility or accountability.

@Reignor99

2 ай бұрын

She figured he only cared about the ratings for money (like her).

@sanderudam

2 ай бұрын

Yes. That does not make him a hypocrite. She was (quite succesfully) presenting a false equivalency. One side benefits if a lie is maintained, the other if truth is instead. The sides are not equal. But it is easy to believe they are.

@shrimp7988

2 ай бұрын

I believe her point is that Mark is not seeking justice or to right the wrongs purely for virtue, he's just there antagonizing her because he has a direct personal interest in the consequences of her actions, and at that time many people would support this fraud was a necessary evil to keep the economy working and benefit the people but she would believe Mark wouldn't care to hazard it all and break the entire country for the profit he would have... at least that's my take on it

@buttercup9884

2 ай бұрын

@@Reignor99 -> 'She figured he only cared about the ratings for money (like her).' - one correction/suggestion -> She says 'I have a boss' - so in reality 'She figured he only cared about the ratings for money (like she cared for keeping her job).' In reality the first time she downgraded rating on any financial product without her boss explicitedly telling her to do so would be her last time in that position. When the money is flowing everyone raising red flags is a pest for those who benefit the most. When the shit hits the fan - those who make decision -CEOs, CFOs and all senior board members make their subordinates - like this lady - a scapegat.

@AndogaSpock

2 ай бұрын

That's just a justification she came up with, so she can sleep at night

all the criminals exposed by this film, and nothing changed.

@Threecharacterhandel

3 ай бұрын

Exposed by this film? Lol.

@MEMUNDOLOL

2 ай бұрын

its changed, now they know they can get away with anything

@sam.lipchutz

2 ай бұрын

@@MEMUNDOLOLAnd that they’ll be bailed out by the rest of us

@ManiacX1999

2 ай бұрын

They're not criminals if no one is willing to charge them

@JayBigDadyCy

2 ай бұрын

It's changed quite a bit, but not for the people you'd think. Basically legislation got passed that blamed retail investors for being over leveraged lol. Like it was our fault. That's why Americans have a hard time trading certain futures, crypto on margin or futures (leveraged), and FX cannot be over 50x (less on some pairings like Cable, which is max 10x I believe). So unless you're an "accredited investor" i.e. already rich, you're hamstring in most ways that allow for serious leverage outside of Options trading.

This scene always reminds me the scene in The Office when Michael Scott said “explain to me like I’m 5”😂😂

When you realise this isn't just a movie.. but a reality which caused millions of lives to be destroyed 😢

@edk3167

4 күн бұрын

You phrased it perfectly. Thanks.

The dark glasses take up 5% of the screen but 100% define the scene. When he calls her out she removes them, immediately signaling she sees exactly what’s going on; including his own hypocrisy.

@jacobscott9732

3 ай бұрын

Its actually not hypocrisy, that's where her head is up her ass. Her JOB is to provide rating for these products to provide confidence as to their value. This is important as consumer confidence and to some extent the full faith and credit of the United States depends on her doing this job well. She is choosing to be delinquent in this duty because of money. The money incentive is causing her to willfully apply no standard to her work. His job is to identify value in the market and capture it. He had a fiduciary duty to his clients to do so. In this instance he has identified this problem with the mortgages first and is now trying to understand why the ratings do not reflect that reality. He has a bias for sure, but money has not caused him to willful ignore his fiduciary duty. He has his own bias, but it isn't hypocritical

@onurbschrednei4569

3 ай бұрын

@@jacobscott9732 Thank you, at least someone understands what's actually going on here. Sure, both here wanna make money, but there's a reason why what she's doing is illegal, while what he's doing is legal. Because one of those ways is fraudulent and will contribute to an inevitable crash, while the other actually helps the market to decrease inflated prices closer to the actual values.

@Magic_beans_

3 ай бұрын

@@jacobscott9732I can kind of see a point there: “Why do you _suddenly_ care? Funny how nobody questions the system when it’s giving them what they want.”

@shanedancer3895

3 ай бұрын

⁠@@Magic_beans_it’s not that he suddenly started caring when it benefited him, he started caring when he first found out about it. At that point he realized it was all bullshit and started investigating and only after he found out did he bet against it and “suddenly” started caring

@joeymurray7806

3 ай бұрын

The glasses were an A+ artistic selection. "Pretending to be blind but when push comes to shove, they actually saw what was going on."

Vinny came for blood 😂

This is exactly how home appraisals work. The appraiser will submit their appraisal, Banks will request that you use their comps. You can either give in, or your management company will give you less work. As an appraiser you have to really work hard to make sure you valuation is rock solid, or banks will tear you apart.

@juzoli

18 күн бұрын

Mortgage appraisals are mostly just confirmations that the buyers paid actual market price, which is true for the vast majority of the cases. They only become actually important when someone’s try to commit a fraud, where buyer and seller collude to get an unrealistic amount of mortgage.

This is ISO9000 in the machining world

@KYFHOme

2 ай бұрын

Please elaborate? I saw the EU extortion scam begin in the USA decades ago, but in a different industry. It's like TSA security theater. Only at scale with lots more money changing hands.

After watch Margin Call, this is a complete comedy 😂😂😂😂😂😂😂

@dannyarcher6370

3 ай бұрын

You watched them the wrong way around. You watch this first and THEN Margin Call.

@Fey418

2 ай бұрын

It is a comedy. But I find this comedy to have been much more educational about the financial crisis of 2008 than Margin Call. Not to discredit Margin Call. I like both movies.

@misanthrope48

2 ай бұрын

Watch The Big Short First, then Margin Call and then Too Big to Fail. All excellent movies.

@MrOod67

2 ай бұрын

Margin call is in no way realistic. Not saying its a bad film, just not something to hype up as a realistic film about the financial crisis.

@dannyarcher6370

2 ай бұрын

@@MrOod67 Interesting because I've seen so many comments on Margin Call clips of finance bros saying it's very accurate of the culture.

How does it make him a hypocrite? She lies and he just wants it always to be the truth.

@ElidanVideos

2 ай бұрын

"Water is not wet anymore why the hell is wrong with you?" "What you want to take a shower?? That just makes you a hypocrite" *que in artistic silence like it's some kind of bullshit revelation* lol

@sangay9361

2 ай бұрын

He's a hypocrite because he isn't there because he has a problem of them doing something illegal and he's trying to save the economy, but because he's there because he's losing a lot of money and wants to make profit. The fact that they do shady shit isn't an issue to him, it's that he's losing money

@danielbanbury378

2 ай бұрын

The thing to remember with the main characters in the film was they were betting on the crash of the mortgages and indirectly the economy, the more dodgy the the entire thing was the more beneficial it was to these individuals. They're hypocrites because they're motives to know put them in financial gain at the expanse of the banks whilst that was at the expense of the general public.

@thespacesbetweenstudio3346

2 ай бұрын

She is implying his employer wouldn't care if they were still making money but he's there ONLY because now it's in his interest to ave the ratings challenged. Not before then.

@cw-on-yt

2 ай бұрын

Baum, because of his personality, would have been outraged about ratings-shopping whether or not he owned any Credit Default Swaps. BUT, he wouldn't have _found out_ about it, or wouldn't have _cared enough_ to visit Standard & Poor's and challenge her, if he hadn't bought any Swaps. She (Georgia) incorrectly believes that he _wouldn't have even been outraged about it,_ if he didn't own any Swaps. That's not how the movie portrays Baum; from what we see in the movie, he _would_ have cared. To _that degree,_ she's wrong about him being a hypocrite. BUT, she's right to think he wouldn't have been up in her grill about it were he not motivated by his own situation; and yet he has the gall to say "what are you, four?" because _her_ behavior _is_ motivated by her situation. To _that_ degree, she's correct to call him a hypocrite. However, between Mark and Georgia, her behavior is the worse of the two, for four reasons: 1. He's _not_ entirely hypocritical; the movie depicts his motivation as at least _partly_ pure. So, he's not actually as bad as she's making him out to be. 2. She calls him a "hypocrite" as if that was the _worst_ thing a person could be...and thus tries to paint him as _just as much of a liar as she is._ But, she _isn't even trying_ to reveal the truth: She freely admits that he's "not wrong." By contrast, he _is_ trying to get her to reveal the truth (even if it's in his best interest). So, she admits that his agenda is more truth-serving than hers. Her accusation of "hypocrite" is thus revealed as an empty "To Quoque" that she herself doesn't even believe: She's acting like he's as much a liar as she is, but she knows he _isn't._ 3. Hypocrisy is only possible because someone sets a _high_ moral standard, and then fails to meet that standard, themselves...and then, tries to make other people feel bad for failing to meet it, by shaming them for failing to meet a standard that they (the hypocrite) also fell short-of. That's the definition of hypocrisy. Notice anything about it? It _starts out with setting a high standard._ You can't have hypocrisy without a standard that's high enough that some people fail to reach it. This means there's a cheap, easy way to never be a hypocrite; namely, by having a LOW, or a NONEXISTENT, moral standard! But having no moral standards is _worse_ than having them while failing to meet them. It means you don't care enough about being moral _to bother trying,_ or even to bother acting as if you _should_ try. Whereas the hypocrite _at least_ has to act morally when others are watching, the amoral man doesn't bother being moral at _any time._ The amoral man is less-moral than the hypocrite, for the same reason that a person who _doesn't play_ chess is a less-skillful chess-player than the person who cheats at chess. In the same way, even _if_ Baum is a "hypocrite," for wanting true ratings because he has skin in the game, that makes him _better_ than Georgia: She refuses to acknowledge the moral standard has any authority over her, saying, "That's just the way the world is." If his position is hypocritical, hers is amoral, which is worse. 4. MOST IMPORTANTLY: He's an investor; she's a ratings-officer. He's _responsible_ for making a profit, whereas her fiduciary obligation is to provide unbiased ratings to _protect_ investors from bad securities. He is therefore _fulfilling_ his fiduciary obligation while she is _abandoning_ hers. By rights, she ought to be _more passionate_ about Baum's crusade than he is, just as a police-officer ought to be more diligent about protecting the public from criminals than an Average Joe. It's the policeman's _job._ So, Baum might not be entirely heroic in this scene; he has _some_ self-interest involved. But Georgia's worse, and her accusation against Baum is merely defensive posturing.

I have her exact lamp on my desk next to me as I speak.

As the "sense making" organs, the rating agencies are not talked about nearly enough. I would put them at nearly 100% culpability. It also doesn't make him a hypocrite, he is asking for the rating to reflect reality.

I love how she literally is wearing glasses that blind her. XD Symbolism.

The bombshell scene

I wonder how blind she really was. Or was she merely pretending to be blind.

An unforgettable scene, and not just because of the crazy "I'm half blind" glasses. She talks over the top of them, indicating that she's not listening. And she's very reticent about asking their questions. She sees no evil, hears no evil, and speaks no evil. Genius bit of filmmaking.

@enekaitzteixeira7010

15 күн бұрын

You tried to forced an absurd interpretation way too hard.

He's not hypocritical for calling her out on her illegal activity. He's doing nothing wrong just capitalizing on her illegal actions

@prachetasnayse9709

Ай бұрын

Oh you didn’t hear what she said. She asked him how many Swaps he owned. Yes, he entered the room with the noble intention of finding out what’s happening, but keep in mind, that man and everyone who shorted the housing market has profited off of the hardworking middle class.

@xavariusquest4603

Ай бұрын

​@@prachetasnayse9709you response is grossly incorrect. One, Front Point did nothing illegal. They looked at the data....data that very very few people ignored, regardless of reason...saw the glaring problem and made an investment that should have paid off huge...why? Two, the answer to one is that the ratings companies blatantly LIED. THEY declared the bonds as AAA when they were the one part of the system of checks that had ALL THE UNDERLYING DATA. THAT SHOWED THE AAA RATINGS WERE, IN FACT, FICTIONAL. Three, home buyers were idiots to have purchased homes using subprime mortgage schemes. Millions bought homes with incentive short-terms monthly payment that were a fraction of what they should have been. They signed contracts with terms that would be impossible to satisfy once the intro period ended. There problems were NO ONES FAULT BUT THEIR OWN. BUYING A 750,000 HOUSE WITH 25,000 DOWN AND A MORTGAGE PAYMENT OF 1550 PER MONTH FOR THREE YEARS....SHOULD HAVE TRIGGER THE SPIDEY SENSE OF EVERY CONSUMER TO WHOM THIS GARBAGE WAS PEDDLED. AND FOUR, the Feds through both the Dept of Justice and the SEC DEMANDED that banks extend mortgage lending to completely unqualified individuals. You should research the filings made against B of A and Wells Fargo between 2001 and 2004. There significant change in lending was part of an agreement with DOJ for not going after them for discrimination.

The fact that they're pracitcally doing the same shit again. So much of this film is so close to being funny, then they remind you of the reality of it. Just, holy shit It's a pretty different thing but if we assume there's going to be a film for The Trading Game, I hope it's watched at least as much as this.

Andrew Tate: What color buggati do you own! Georgia: How Many Credits Default Swaps do You Own!

It doesn't in fact makes him a hypocrite. She is purposefully selling false ratings on stuff that's is worthless rigging the game that is already rigged. That was portrayed in a movie like a revelation, which is complete bullshit. There are laws at work of the market that fail to work due to what she does and a guy respectfully asks why the hell it doesn't work because it makes zero sense. Yet somehow they portray it like he is also wrong here, lol. They ask legitimate question with a straight answer.

@ryanshinermusic

2 ай бұрын

He’s not portrayed as a hypocrite. She just gets the last word in the scene. The fact the Great Recession happened proves he was right.

@lVideoWatcherl

2 ай бұрын

@ryanshinermusic In the context of moviemaking, who gets the last word and of what is majorly important for the Impression of the scene. The og comment is correct, Baum isn't being hypocritical because he understood that the system was fundamentally rotten. However the movie does make it seem like that by letting the woman's statement stand unopposed.

@stevegrahams4618

Ай бұрын

It makes him a hypocrite as they are calling the agencies out for profitingfrom the situation, whilst they are doing thr exact same thing… profiting from it

@MsDragonbal776

Ай бұрын

​@@stevegrahams4618 I was just about to comment this. Shes solely calling him out on his desire to make a profit off of a bad situation same as she is

A rating shop OMG 😂😢

If a conversation like this actually occurred, it's absolutely mind boggling to think hoe Effed up the mortgage industry is.

I don’t see him as a hypocrite, from what I understand he’s doing it to make a point, she doing it to make a profit. He ends up taking some losses to prove his point closer to the end of the film.

While this is damning for the ratings agencies (and they SHOULD be damned), she makes one good point: why didn't Sharepoint ask her this when THEY first thought THEY found a flaw? Answer: because they were okay with the ratings agencies being mistaken when they thought they could make a huge profit off of it. They only complained when the ratings agencies didn't mark down the ratings on THEIR timetable.

@michaelsmith953

5 күн бұрын

they found the flaw before the defaults started being concerning though so don't know what you mean tell them before it actually happens lol

we check and recheck and .. now you see..

Of everything that happened as portrayed in this movie THIS SCENE should scare the consumer the most as this is still happening TODAY. It happens every time your fund manager invests or re-allocates your 401K and this involves trillions upon trillion of dollars. And there are three big investment firms today that control these agency ratings, governments, world markets and even incorporating their social causes into companies' marketing and hiring practices. I retired young from the capitalistic system that I cherished, defended and benefited from for decades. But today, things are completely different given the scale of value and influence it wields.

Everything works in this scene, acting, editing, photography, and sound. What a remarkable achievement!

When a nerve is pinched, they bite back with personal insults. Just like they did with Michael Burry, insulting him about his clothes and "Supercuts" haircut.

I was waiting on Kendall to come out swinging about how he wants them to stop the Mojo deal

It’s gonna happen again the way the world is going

One thing that’s always bothered me about this scene is I don’t really understand the point of Baum being a hypocrite. She’s doing “shitty and illegal things” for money, Baum’s doing something that’s arguably shitty, though I wouldn’t make that argument, but it’s perfectly legal. But the crux of Baum’s point is her willful ignorance, which he never displays during the film. The point can’t also be that each of them only cares about money, Baum is clearly shown throughout the film to care way more about the people he knows are getting screwed than those around him.

@joeymurray7806

3 ай бұрын

"The point can’t also be that each of them only cares about money" That is exactly her point though. It's also illustrated when Ben gives the Brownfield guys the "Don't fuckin' dance" speech. While Baum is right here, he's still looking to make lots and lots of money off of something that is going to cause a great amount of misfortune. And while Baum does display humanity throughout the movie, her character doesn't have that point of reference. For all she knows, there's no difference between these guys and guys like Tuld from Margin Call

@MrSlimSheaD

3 ай бұрын

@@joeymurray7806I totally agree that’s her point, and it would makes sense because like you said, she doesn’t have that point of reference. But it also seems like it’s a point the movie’s making and a point the audience is supposed to take seriously, that was more what I didn’t get.

@NACLGames

2 ай бұрын

​@@MrSlimSheaD The only thing you're supposed to get from her is exactly what she said. Him being there laying it all out to her does make him look like a hypocrite. At least from this scene, that's the only thing you need to take away from it. It doesn't matter to her if he's one or not, just calling it like it looks and she's actually being quite fair here. As for the movie? It's the same. It's not that he's a hypocrite, but he sure looks like one. That's the whole reason he's so torn about profiting off it in the end. If you don't cast his actions as hypocritical, then where is the moral dilemma? This scene is actually really important for this. People in these comments keep missing this and casting this agent as being as morally bankrupt and actively manipulating the market. But in the end, didn't she say it wasn't up to her? And even if her bosses chose not to play, the banks would go to the next ratings agency. There is no stopping it. Baum can't stop it. At different levels, they're both stuck with the same problem, the market is screwed and they either play for their own benefit or they don't. The ratings agency is just further down that slippery slope and helping to grease it. She's reminding him he's on the same slope, or at least looking down at the top of it, so don't come in here preaching, because it's hypocritical.

@Ranger_k16

2 ай бұрын

Ya I also dont get the accusation. Yes he wants the ratings changed, but not just because he says so. He just wants the to be accurate which is absolutely fair.

@lVideoWatcherl

2 ай бұрын

@NACLGames But... the rating agencies _could_ stop it. If anybody within that deeply rotten system cared for more than their money, they could have acted as insider whistleblowers. Some economists had already warned about all of it after all, and if some people from within had actually said something, who knows how it would've actually turned out. By being complicit she _is_ morally responsible. If you don't want to bear the moral responsibility, don't be complicit in immorality.

From "Standard and Poor" to "Rich and Poor"

Happening again right now. We are going to need a Big Short 2

SAYS YOU 🗣️🗣️

2:23 in the beginning no one knew what a credit default swap was, now suddenly even a rating agent knows it, and even if she knew, how she didn't bet against the market?

I like how random it is they just made her character happen to be back from an eye exam.

@andreybushev3020

3 ай бұрын

Turning a blind eye

@god0fgames100

3 ай бұрын

It's not random at all. They made her blind till the end when she shows that she could always see just chose to turn a blind eye.

"I don't care about your feelings" ~ Money "MUWHWHHWWHAAA" ~ Also Money

Lesson: there are no rules.

All i hear from thay thumbnail is "explain it to me like im 5"

They should all still be in prison.

demanding fair play and truth makes you a hypocrite, apparently

"It doesn't make me wrong" "No. Just makes you a hypocrite" And that's why I'm never playing with the stock market.

Ain't no way she just lies like that,

“No, it just makes you a hypocrite” 😮

@nanashipersonne4151

2 ай бұрын

No, he faces reality and profits from it, she keeps up lies and profits from it, very different. It‘s like I‘m a doctor selling chemically working medicine and then somebody comes along and sells sugar water against cancer. For the doctor‘s medicine there is a lot of evidence that it works on the other hand sugar water only works annecdotally. You can then argue it‘s in the doctor‘s interest, but it‘s more than that, years of research to make sure it works, checking if things were done correctly (normally, I hope). Them on the other hand it is only in their interest, nothing more and people who want to believe a comforting lie, that ultimately might kill them. One shows short term thinking the other one long term thinking. In a funny way the people who thought long term take the short position.

This shows even Credit Rating Agencies cannot be trusted. They just assign Ratings when they find it convenient and beneficial.

But it doesn't make him a hypocrite. He was right and his word was weighed against these companies' ratings, which were supposed to be objective, but were in fact faked for money.

@DrDanQ92

21 күн бұрын

It does kind of make him a hypocrite because he is not there for the virtue of upholding a fair system but for his own financial gain. He was indeed right though, which exactly what he responds.

You could’ve literally gotten a room together of about 20 people that literally almost collapsed the entire world economy. Permanently.

Fun fact: this woman’s character is wearing disposable tinted glasses, suggesting that she’s had her eyes dilated for an optometry exam. A side effect of dilation is that it reduces your distance vision until the effect of the medication wears off. She’s short-sighted…

The hypocritical thing is that he claims your actions shouldn't be driven by money and yet his are. Sure he thinks he's doing the right thing, but it's also driven by a lot of money.

Definitely in his best interest, but he is not the one manipulating everything in their own favour. Advocating for not lying and doing your real job, is not the same as being a fraud.

Holywood making a movie about how corrupt the system is. American ppl: WOW look at the characters. Look at the casting. THOSE LINES. THAT ACTING. pff

The ratings "are both safe and effective."

@Imyourchuckleberry

20 күн бұрын

Nailed it. But no one wants to go there of course until it’s far after the fact

I wonder if this meeting really happened.

Right there is where the problem became a global crisis

Mrs. Magoo

Whilst I hold few people as mentors! When i discovered that even Warren Buffett was investing in the Bill Gates Foundation, And that Bill Gates foundation is heavily invested in Berkshire Hathaway! No wonder Charlie Munger checked out! God bless you Charlie! 😊😊😅😅is

Who is that actress? She's amazing!

When did michael become this smart?

@jmcame

2 ай бұрын

He decided to Get Smart in 2008

Still kind of hate that for some reason they are implying in this scene that she is correct that he is a "hypocrite"... He's not a hypocrite, he is not doing anything illegal. He has correctly predicted that the housing market should collapse because a bunch of people are breaking the law.

"We fully intend to take advantage of this situation, which we know makes us shitty people, but you're also shitty people for letting it get to this point in the first place."

Remember this next time people are making fun of you for believing in a conspiracy

How does that make him a hypocrite though, Georgia?

@XIplupIX

3 ай бұрын

Because his incentive to have to ratings change is so he can profit of it. Despite telling her to make less if they can afford it. Of course it is maybe not completely correct to call him a hypocrite cause he isn't doing anything illegal.

@jamesdc9595

3 ай бұрын

@@XIplupIX both sides are playing the Wall Street game, but only one side is cheating. That doesn’t make him a hypocrite

@Threecharacterhandel

3 ай бұрын

People are missing the point here… he’s telling her she’s morally bereft while he’s actively betting on the collapse of the system and millions of peoples’ financial security, for the sake of improving the wealth of a select few people who’ve employed his services.

@nunosantos4217

3 ай бұрын

@@Threecharacterhandel he's doing that because that's his job. It's to find wealth where it exists. Doesn't mean he is happy about it, in fact if you watch the movie he feels plagued and frightened by the course of action he is forced to take. edit: spell check

@midnightswim34

3 ай бұрын

@@Threecharacterhandelexactly!

Why does everyone in the comments think she's blind/pretending to be blind lmao

I mean she's right, thats how the capitalist world works

Phenomenal movie. That 1% unemployment stat is horrifying, but true.

She owns them. Great acting.

@TruthAndEssence

2 ай бұрын

No she doesn’t. She got shown up.

@kevinmithnick9993

2 ай бұрын

The other way around, they get what they went for

This scene portrays exactly why a fiat money system incentivizes immoral and unethical behavior. People will lie, cheat, and even break the law if it means a quick buck. These types of people have been indoctrinated to have a high time preference instead of a low time preference.

"I mean you're giving these loans to anybody with a credit score and a pulse." Indeed, "they" were!

@gooseisloose6908

2 ай бұрын

(((they)))?