⏰LIMITED-TIME OFFERS: 💰- SoFi Checking & Savings Account (Get up to $325): bit.ly/SoFiChecking 💳- SoFi Credit Card (Get $50): bit.ly/soficreditcard 💳- Amazon Prime Visa Card (Get Amazon gift card): amzn.to/47YjnQE 🛍- Rakuten (Get $30): www.rakuten.com/r/DAYANA3694?...

Amex customer service is literally second to none. It was a huge factor in getting me to use their travel cards.

Just moved 50k out of BofA to my Amex HYSA. I can't believe I had my money doing nothing there for years.

@DayanaPlays

4 ай бұрын

Love hearing you made the switch. It's time to grow that money! 🚀💜

@MuscleMan500

Ай бұрын

BofA Deez Nutz

This is where I keep my emergency fund. Love it!

@DayanaPlays

6 ай бұрын

Nice choice! 💚

@alfredoocando1905

3 ай бұрын

You dont worry if this account no offer a atm card?

@cjack202003

3 ай бұрын

@@alfredoocando1905 Do you not understand the point of a HYSA? Keep your money in a checking account then if you need to access it all the time. Or get a checking account with the HYSA account so you can transfer money from the HYSA account to the checking account and pull the cash from the checking account. Amex has a checking account and HYSA account. The transfer between the two is instant.

Love amex everything is excellent and customer service is incredible!!

AMEX keep the content coming. Always so detailed

Dayana, I hope you had a good Thanksgiving. Thank you for the videos. Amex!

@DayanaPlays

7 ай бұрын

Hey, I hope you had an amazing Thanksgiving my friend! 💚

AMEX!!! Loved this review. So thorough and detailed. You’re the best! 🥰🎉🤑

@DayanaPlays

7 ай бұрын

Awww thanks! 💚

Thanks for this video! This was actually more helpful than the info I found on the actual Amex site.

@DayanaPlays

5 ай бұрын

Wow thank you! 💖 Amex should start paying me for these videos hehe!

I just opened my account at 4.35%. I opened it to get a stronger relationship before I open credit cards. I won’t ever be touching this money so don’t care about withdrawing as you stated. I currently have WF and will be also opening a credits union to also build relationship for future auto and home loan.

@JAV_iii

5 ай бұрын

Yup same exactly why I went with them !

@micahgreene4573

2 ай бұрын

I just did the same. I have been with WF for almost 20 years. I now have 4 Amex cards, and I want a better relationship with them. Opened the High Yield a month ago, and just opened the checking account a few minutes ago. The checking is going to be a bit trickier, because I have 3 direct deposits with Wells and don't see myself changing that. However, since I'm already am with Amex, it's so easy to slide money over from WF to Amex.

Great information thank you

@DayanaPlays

6 ай бұрын

Thank you! 💚

GREAT VIDEO AS ALWAYS!

@DayanaPlays

6 ай бұрын

Thank you my friend! 💚

Great job explaining it, thanks

@DayanaPlays

Ай бұрын

Glad it was helpful! 💜

This the best video I watched all year great Quality and Straightforward information 👏🏾👏🏾👏🏾

@DayanaPlays

3 күн бұрын

Wow, thank you so much!!! 💜

I've had it since 2021. Good HYSA

@DayanaPlays

6 ай бұрын

Haha I would hope so if you’ve had it for that long. Nice to see you around my friend 💚

AMEX Great content as always

Well done. 👍

@DayanaPlays

3 ай бұрын

Thank you! 💜

AMEX! Interesting video, I had no idea they had a high yeild savings. There's roumors of amex taking over the Apple card from Goldman Sachs, I'm curious as to what you think about it?

AMEX!!!! thanks for this review

@DayanaPlays

7 ай бұрын

My pleasure!! 💚

Can you do a video on the fair wind credit union

They give 4.6apy if you have a platinum card with them not sure if it’s only for platinum cards

Hi Dayana! I was wondering if you would do a review on Fidelity Bloom and some of their Robo-Investing?

@DayanaPlays

6 ай бұрын

Hi, i’ll definitely look into it 💚

It’s my go to savings.

@DayanaPlays

7 ай бұрын

Nice! 💚 How long have you had it for?

I like that they don’t require a direct deposit every month in order to get the high APY

I have American Express savings account For emergencies

Can u do citibank hysa??

It's worth mentioning that Barclays HSYA has had a historically higher APY than AMEX HYSA, gets mentioned even less and has equal reputation.

@jollama

5 ай бұрын

Both are 4.35% right now

I have a question about the card when getting the sofi and what about the atm with sofi

@josephmgomez3921

3 ай бұрын

Yes SOFI offers an ATM Card.

Does direct deposit differ from depositing a certain amount from a bank account? I saw on the site they mentioned “qualifying deposits. I’m looking into SoFi but I don’t want to have my salary deposited into SoFi or another HYSA.

@titlepending1302

6 ай бұрын

Omg yes I was thinking SoFi too but after reading they terms and policies and talking to the agents and stuff it’s really not worth it and you won’t get the full 4% APR rate because you have to consistently deposit $5000 each month in order to keep the 4% rate if you do not, it would just default to the 1.2% approximate rate

Why not ufb direct and wealthfront? Lot higher interest

Lol you loveeee your SoFi 😂 I respect it though.

@DayanaPlays

2 ай бұрын

You already know 😎

@Boorex

2 ай бұрын

@@DayanaPlays great video tho. I recently opened a SoFi HYSA last week and then just opened an Amex HYSA after I finished this video. Excited to see how they both go. I do like that Amex doesn’t require direct deposit

I’m going to do this one, I think. Amex is giving me 4.65 for being a Platinum cardholder. That extra .35 (or .30) will almost pay for the card annual fee.

@dustinkirkland5412

4 ай бұрын

Did you register over phone or online? I am a current platinum card holder as well so curious if I will get the same increase rate. Thanks!

@thefulchman

4 ай бұрын

@@dustinkirkland5412 I did it online. Check your email, because I had an email that gave me a specific invite link that mentioned the 4.6%. I also had another email that only offered me 4.3%, so look for that email.

@DayanaPlays

3 ай бұрын

Nice! 🔥 Did you end up signing up for it?

@thefulchman

3 ай бұрын

@@DayanaPlays yes. Very easy sign-up process.

@kendallevans4079

14 күн бұрын

I didn't know they offered that. I have their green, basic card but will look into platinum. I think it's about $600 @ year?

Just opened a new HYS account. Have 4 Amex cards and decided to go all in. Also just opened an Amex checking account, and diverted $500.00 every two weeks from my direct deposit to new account.

@DayanaPlays

2 ай бұрын

Nice saving tactic! 😎💜

@micahgreene4573

2 ай бұрын

@@DayanaPlays I love your videos!!!

@micahgreene4573

2 ай бұрын

I have a question. I also have 4 Capital One cards. You said Capital One reduced your limit on your Quicksilver for not using it. I'm worried that might happen to me. How long of a period did that take to happen if you don't mind me asking.

Great video. Not a fair comparison though.

@DayanaPlays

6 ай бұрын

Thank you! 💚 Why do you think that?

@Djrow111

6 ай бұрын

@@DayanaPlays because the Amex is a standalone HYSA. Unlike the sofi you need a checking and a saving account in order for you to get the higher APY with direct deposit.

Are you included with the savings account?

What’s the withdrawal cost for moving funds from Amex HYSA to an external bank?

@kendallevans4079

14 күн бұрын

Huh? NONE! It's your money!

Not gone lie you can be a news cast with that voice

@DayanaPlays

Ай бұрын

That's a first! Thanks I guess haha! 😂

@active0525

Ай бұрын

@@DayanaPlays I’ll tune in to whatever channel your on & your welcome 😌

AMEX!!! 😎💰😎💰😎

@DayanaPlays

6 ай бұрын

Hey Jay!!! 💚

AMEX baby!

@DayanaPlays

3 ай бұрын

💜

Why nobody talks about acorns 3% on checking and 5% on savings ??

@xSandiego619

6 ай бұрын

Because you have to pay for it so it wouldn’t be worth it

@Leo-vz2dj

2 ай бұрын

Acorn sucks

AMEX❤❤❤

@DayanaPlays

6 ай бұрын

Bestie!!! 💚

Is it true that if you have the Platinum card, you get a 4.6% apy with Amex?

@amurph3

5 ай бұрын

Yes, i just received this offer

@josephmgomez3921

3 ай бұрын

What about for the Amex Green card?

@kendallevans4079

14 күн бұрын

@@josephmgomez3921 Naw, I have that....That's the lowest card

It is possible to open an account in sofi with a itin number?

@DayanaPlays

Ай бұрын

Hmmm, I don't think so. But, here are the requirements for opening a SoFi checking & savings account: support.sofi.com/hc/en-us/articles/360061565591-Who-can-open-a-SoFi-Checking-and-Savings-account Hope that clears things up! 😊

Does SoFi require a minimum amount for direct deposit?

@DayanaPlays

3 ай бұрын

Hey, there is no minimum direct deposit amount required to earn the highest APY. There is to unlock other things like their sign up bonus though. Hope that helps 😊

Is there a penalty if you withdraw your money?

@kendallevans4079

14 күн бұрын

NO!

Why not go with CIT and get 5.05% APY?

@DayanaPlays

6 ай бұрын

Hey, I’ve talked about CIT before. The only thing I don’t like about them is that to earn their 5.05% APY, there’s a balance requirement of $5,000+; anything less than $5,000 only earns 0.25% APY, which isn't very good. Whereas with Amex, there’s no minimum opening deposit or balance requirement to earn 4.30%. But like I mentioned in the video, everyone's situation is different. Some people may be okay with CIT requirements, while others may prefer no requirements. That’s why the “best” bank/account for me may not be for you, and vice versa. 💚

@onebutterfly_S

4 ай бұрын

@@DayanaPlaysSuch a thorough explanation! Had to subscribe!

AMEX

@DayanaPlays

5 ай бұрын

💙

Amex

Great info but the comparison is apple to oranges because you are comparing checking to savings. There are other similar high yield savings accounts that should have been compared with Amex. I have both Amex and Discover high yield savings and have no issues with either one. They are pretty much the same.

@DayanaPlays

6 ай бұрын

Thanks! 💚 I actually compared savings to savings. Amex high yield vs. SoFi high yield. I have talked about Discover’s highyield savings account too in recent videos, but that would’ve been a great comparison too, although I did mention them in the video as an alternative.

@chillinbrotha1072

6 ай бұрын

@@DayanaPlays You did mention it, but when you showed the comparison on the screen, it was the high yield savings versus the Sofi checking. That’s what I was trying to point out. Appreciate the information and the detail and work you put into it

Amex!

@DayanaPlays

2 ай бұрын

Appreciate the love! 💜

🥰

@DayanaPlays

7 ай бұрын

💚

‘AmEx’ has been an ok HYSA IMO.

@DayanaPlays

6 ай бұрын

What’s your favorite hysa? 😊

@BlimpCityFeeder

6 ай бұрын

@@DayanaPlays Wealthfront as a close 2nd to Marcus.

👋 ❤

@DayanaPlays

7 ай бұрын

Hi! 💚

❤❤❤

@DayanaPlays

7 ай бұрын

I appreciate the support J! 💚

@JimmyGotVlogz

7 ай бұрын

@@DayanaPlays always ❤️‍🔥 the knowledge you dropping… keep going (road to 1 Million)

“AMEX’

@DayanaPlays

6 ай бұрын

💚💚

Amex 😉

@DayanaPlays

Ай бұрын

🤩

amex !!! cutiee

@DayanaPlays

Ай бұрын

💜

AMEX....PERIODT LOL

@DayanaPlays

5 ай бұрын

😎

🌹🌹🌹

@DayanaPlays

7 ай бұрын

Thanks! 💚

Amex

@DayanaPlays

6 ай бұрын

💚

AMEX

@DayanaPlays

6 ай бұрын

💚

Amex

@DayanaPlays

5 ай бұрын

💙

Amex

AMEX

@DayanaPlays

Ай бұрын

Thanks for watching! 💙

Amex

@DayanaPlays

Ай бұрын

Thanks for watching! 😊

AMEX

AMEX

@DayanaPlays

Ай бұрын

Thanks for watching! 😊