Term Insurance - Full and final guide | Term plan - Best term insurance plan | जीवन बीमा

#terminsurance #insurance
Term insurance - bit.ly/3RUZcMZ
Health insurance - bit.ly/48ymQpE
Term Insurance - Full and final guide | Term plan - Best term insurance plan | जीवन बीमा
In this video we discussed everything about term insurance. What is term insurance? How to choose best term insurance? Mistakes done in term insurance plan? Why claim get rejected in term insurance?
Connect with us-
Telegram Channel - t.me/investaajforkal
KZread - / investaajforkal
Facebook- / invest-aaj-for-kal-113...
Instagram- / anantladha1234
Twitter - anantladha25?s=09
Disclaimer - This is our personal view and mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. This video is only for education purpose. Please consult your adviser before investing. This video is only to give information and only for education purpose.

Пікірлер: 245

  • @InvestAajForKal
    @InvestAajForKal11 ай бұрын

    Term insurance - bit.ly/3RUZcMZ Health insurance - bit.ly/48ymQpE

  • @grandduos4423

    @grandduos4423

    10 ай бұрын

    Irdai agency sai jayada commision dana lagha policy bazaar affiliate mai kya ?

  • @uttamsanghvijain2572

    @uttamsanghvijain2572

    9 ай бұрын

    Is it better to take term insurance from two companies??

  • @babitadas9986

    @babitadas9986

    8 ай бұрын

    Lic ka term insurance achha hai

  • @rupeshdeore4347
    @rupeshdeore434711 ай бұрын

    Superb topic sir... Eagerly waiting for health insurance subjects

  • @ravindrajain5210
    @ravindrajain521011 ай бұрын

    बहुत-बहुत सकारात्मक

  • @mohsinbukhari2678
    @mohsinbukhari267811 ай бұрын

    Bahot acha sikhaya annat bhai aapne

  • @manishmadhav891
    @manishmadhav89111 ай бұрын

    Simple and easy explanation ❤️

  • @barunchoubey1873
    @barunchoubey187311 ай бұрын

    Best meaningful information in short period of time...👍

  • @foodtravelhunt510
    @foodtravelhunt51011 ай бұрын

    you are my guru dev ji ❤❤❤

  • @user-vk6xr9wy7t
    @user-vk6xr9wy7t10 ай бұрын

    Simple and easy explanation

  • @nesaransari8593
    @nesaransari859310 ай бұрын

    Good info Claim rejection ka kala sach

  • @vikrantmahendran
    @vikrantmahendran11 ай бұрын

    Wonderful information and you said it all very convincingly ❤

  • @architpatil6184

    @architpatil6184

    10 ай бұрын

    hi can i help you for term insurance

  • @SURAJKumar-ul7xi
    @SURAJKumar-ul7xi10 ай бұрын

    From where we can check the point explained in the video, we can easily check claim settlement percentage but other points not easy available

  • @vinaykumarbhoi4759
    @vinaykumarbhoi475911 ай бұрын

    Brilliant thats reasons invest aaj for kal😊

  • @dekh-ungli-mat-kar
    @dekh-ungli-mat-kar11 ай бұрын

    धन्यवाद जो आपने मेरे कमेंट को सीरियस लिया। चलो अच्छा है कम से कम आपके द्वारा टर्म इंश्योरेंस के सच्चाई तो बाहर आएगी।

  • @SHIVANDANA23
    @SHIVANDANA2311 ай бұрын

    Best explanation

  • @rituchopra2508
    @rituchopra250811 ай бұрын

    Good info sir.... best emotional point was hm sochte h kbhi na kbhi 1cr milega pr kya tb 1 cr ki value hogi...

  • @ankitashajain

    @ankitashajain

    11 ай бұрын

    Madam kuch nahi se kuch hona hamesha behtar hota hai.. 1 cr. ka swp bhi karwayenge next 15 years ke liye to you can easily withdraw 80K per month for your financial needs and after 15 years from average 12% returns, your corpus will be 1Cr. 70 Lacs approx.

  • @Mihir1234-q6k
    @Mihir1234-q6k9 ай бұрын

    LIC is the best company in term insurance but premium thoda high hai wo ishiliye bahut sarey exclude hotey hai jo lic of India main nahi hotey hai.

  • @karansinghshekhawat6241
    @karansinghshekhawat624111 ай бұрын

    After three years of premium no any company can reject the claims on hiding anything earlier as per IRDA

  • @AapkaAmit

    @AapkaAmit

    11 ай бұрын

    Proof?

  • @satyam15396

    @satyam15396

    11 ай бұрын

    Section 45A

  • @surajsoni588

    @surajsoni588

    11 ай бұрын

    Right.. Company Have Right They Can Ask Any Details In 3 Years.After That They Have To Approve Claim.

  • @rajeevratanshah6902

    @rajeevratanshah6902

    11 ай бұрын

    Exactly 💯

  • @niravpiparva3297

    @niravpiparva3297

    11 ай бұрын

    If this is the case, the why we are hearing so much complaint about claim rejection based upon information?

  • @AmitSharmaIndian
    @AmitSharmaIndian9 ай бұрын

    Term Insurance chaiye my Age 35 saal or my son Age 3 saal or mujhe 15 saal ke liye term insurance policy chaiye kis company ka lu Jo Sabse Accha ho, Sir Ji Answer ?

  • @prashantparihar9535
    @prashantparihar953511 ай бұрын

    Sir pls let us know about MWP act under Term insurance

  • @rajendrajain4660
    @rajendrajain466011 ай бұрын

    Sir Ji yadi term insurance lete wakt jitni income hamne aapni batayi hai , yadi utni income at the of claim nahi ho to pura Paisa milta hai ya fir kam milta hai ? ......

  • @mo.nafish6896
    @mo.nafish689611 ай бұрын

    @all 1cr ka term plan ek company se lena sahi ya fir 50-50 lack k 2 company se plan lena sahi hoga

  • @Abhijeet164u
    @Abhijeet164u8 ай бұрын

    Very nice and helpful information

  • @sandeepyadav-sb8ob
    @sandeepyadav-sb8ob11 ай бұрын

    Only ek mistake...Rider plans include nahi kiye

  • @nabakumarguria5110
    @nabakumarguria511010 ай бұрын

    Good information sir

  • @dineshgupta6744
    @dineshgupta674411 ай бұрын

    Super 👍👍👍

  • @dipankarrana5371
    @dipankarrana53719 ай бұрын

    Is term insurance applicable to defence force personnel because something coy denies to issue term plan to them?

  • @virsanjay
    @virsanjay11 ай бұрын

    Anant ji apke paas kauns yerm plan hai

  • @KiDSPLAYTV9
    @KiDSPLAYTV911 ай бұрын

    Good information

  • @atanujana756
    @atanujana7569 ай бұрын

    Nice information ❤

  • @raviprakash7854
    @raviprakash785411 ай бұрын

    Waiting for health insurance video

  • @vipinvishwakarma6278
    @vipinvishwakarma627811 ай бұрын

    Policy bazar agent says, apko term insurance ke liye minimum 3 years ka return file chahiye hota he, after this we can apply.

  • @dhirendrathakur5441
    @dhirendrathakur54415 ай бұрын

    Super unic 👍

  • @MrGauravmatta
    @MrGauravmatta8 ай бұрын

    Which is better LIC plans which invest your money in market and you get insurance of 10 times money invested or term insurance? In first case you also get your money back at the end of period.

  • @silverpoetry975
    @silverpoetry97511 ай бұрын

    Hi. There are 2 types of time periods in term insurance. One is premium paying term and the other is insurance validity term. For example- You can pay premium till 60 years of age and the insurance will be valid to 85 years of age. In this also, we should be choosing insurance term as 60 years to save the premium?

  • @Krishna-2014

    @Krishna-2014

    11 ай бұрын

    😅

  • @ShivamVerma-tx2gz

    @ShivamVerma-tx2gz

    10 ай бұрын

    I think we should choose to pay till 85yrs in your case or till the term's age. According to time value of money, you will save moreover if you invest it will give you good returns.

  • @ManishSharma0789
    @ManishSharma07894 ай бұрын

    Hello Sir, I am 35 years. muje yeh puchna hai ki term Insurance mei critical I'llness ke rider ka kitne amount ka cover lena chahiye

  • @kushdesh
    @kushdesh11 ай бұрын

    Anant bhai. Maine jo 2 din ke research aur calculation se samjha usse aapne pahle 5 minute mein bata diya. Buy vanilla term insurance and upto age of financially active which mostly happens between 60-70 years. Baaki thoda detail de dete 3 years clause ke baare mein ki ground level par kya hota hai.

  • @Aartimathur-mn4wf

    @Aartimathur-mn4wf

    11 ай бұрын

    Hlw sir agar aap ek acha insurance dekh rahe h toh reply kre

  • @ShubhamKumar-xe9rs
    @ShubhamKumar-xe9rs9 ай бұрын

    Overall good video

  • @tejasbhagat8996
    @tejasbhagat899611 ай бұрын

    Abhi mutual fund wala term plan aaya he wo kaise rehta he

  • @surendrachoudhary6607
    @surendrachoudhary660711 ай бұрын

    Very good 👍

  • @ShibabrataChakraborty
    @ShibabrataChakraborty8 ай бұрын

    Please come out similar video on Travel Insurance

  • @nimingarg4313
    @nimingarg431311 ай бұрын

    😊

  • @AamirbhattiAamirbhatti-yv1iz
    @AamirbhattiAamirbhatti-yv1iz11 ай бұрын

    Very good nice

  • @karandabhade5104
    @karandabhade510411 ай бұрын

    👌👌👌👌

  • @GurpreetSingh-qy9bk
    @GurpreetSingh-qy9bk9 ай бұрын

    bhutt ashaaa

  • @irshad7786
    @irshad778611 ай бұрын

    Jo details hai term insurance company ka usko kahan se dekhen link dijiye

  • @DeepakGUpta-ul9mu
    @DeepakGUpta-ul9mu11 ай бұрын

  • @udai4k
    @udai4k11 ай бұрын

    Most important point as Anant Bhai said, do the medical test, I don't know what my body is., I miissed it , everyone should go medical test

  • @debabratagiri4394

    @debabratagiri4394

    11 ай бұрын

    Do I need to have the required medical test at my own or the company will make the arrangements.??

  • @gauravkale
    @gauravkale11 ай бұрын

    Ye sab detail technical information kaha available rehti hai bhai ?? Website par toh nahi hai.

  • @TheSudhansu143
    @TheSudhansu14311 ай бұрын

    13:19 Sir, agar company medical ka report by phone ie tele- medical se kare toh phir kya karna hey. Mein jo liya hu term plan usme toh bass company ne tele medicals kiye. What to do next for our safe side. Shall we do our medical in our personal intrest abd keep the documents with the bond. Is it making a sence or not please tell

  • @rajaravi130

    @rajaravi130

    11 ай бұрын

    Hi brother. Its better to take full body medical test every 6 months once from any hospital and keep the reports for our safety side. It will be our proof

  • @sidsyal
    @sidsyal11 ай бұрын

    Any reviews about Aegon Term Plan

  • @alinamirza2226
    @alinamirza222611 ай бұрын

    👍

  • @surekhamane1720
    @surekhamane172011 ай бұрын

    Which claim sir accidental death or natural death

  • @chintanshah4863
    @chintanshah486311 ай бұрын

    I bought LIC Tech term plan 854 since 2020.

  • @bohemiansoul584

    @bohemiansoul584

    3 ай бұрын

    What is the yearly premium

  • @AmitSharmaIndian
    @AmitSharmaIndian9 ай бұрын

    Nice

  • @sam_believer7100
    @sam_believer71009 ай бұрын

    If i dont have any liabilities now, should i take term insurance ? I have many investments

  • @brunoaudiopratabap6349
    @brunoaudiopratabap634910 ай бұрын

    Good

  • @paramjeetkashyap5136
    @paramjeetkashyap513611 ай бұрын

    1 se jyada term insurance plan le sakte hai ?

  • @Parthabora84
    @Parthabora8410 ай бұрын

    Agar mai 60 years tak liya aur mai zinda raha mujhe pura peisa milega ki nhi milega.

  • @aminuddinsarkar4724
    @aminuddinsarkar472411 ай бұрын

    Medical test pe toh proof mil jayaga bimar hai ki nahi hai

  • @pankajandiyawala1660
    @pankajandiyawala166011 ай бұрын

    Sir kya 2 alag alag company ke term insurance le sakte hey kya kyunki ek company liya tab income utani nahi thi.

  • @MrJAY-ec5nz

    @MrJAY-ec5nz

    11 ай бұрын

    Yes

  • @mahbubbalotra3576
    @mahbubbalotra357611 ай бұрын

    Super hero

  • @user-po7kx5oy6y
    @user-po7kx5oy6y10 ай бұрын

    good

  • @ashwinkumar1507
    @ashwinkumar150711 ай бұрын

    👍👏🙏

  • @coronawarrior5590
    @coronawarrior559011 ай бұрын

    Apake video main term insurance ka ad aay raha hain 😮

  • @eagaltraders8997
    @eagaltraders899711 ай бұрын

    How I check 5 point

  • @rohitchheda1728
    @rohitchheda172811 ай бұрын

    First class

  • @mukeshmahato1556
    @mukeshmahato15568 ай бұрын

    Kya main 2 50k karke alag alag company ka term plan le sakta hun?

  • @somendrasarkar1653
    @somendrasarkar165311 ай бұрын

    nicely explained

  • @vinaygupta684
    @vinaygupta6848 ай бұрын

    Insurance claim ratio Amount claim ratio Rejection ratio ki details kaha se access kar sakte hai

  • @memorylane4745
    @memorylane47454 ай бұрын

    Sir what to do ? Add on critical illness rider with term insurance or with health insurance?

  • @rajapramanik5271
    @rajapramanik527111 ай бұрын

    Life insurance kar na sahi nahi hai kya??

  • @anuragnayak324
    @anuragnayak3249 ай бұрын

    How to check those 5 points?

  • @hemantpawar6910
    @hemantpawar69106 ай бұрын

    Sirji apne 13min ka video Kiya but finally kon sa plan Lena ye bare may kuch bhi bola nai

  • @rashmiranjankaran8094
    @rashmiranjankaran80946 ай бұрын

    How can I know about claim settlement ratio

  • @power918
    @power91811 ай бұрын

    Ratio kese pata kre kisi company ka ye bi bta do

  • @IrfanAli-rz7cs
    @IrfanAli-rz7cs11 ай бұрын

    😮😮

  • @aminuddinsarkar4724
    @aminuddinsarkar472411 ай бұрын

    PNB MetLife kaisa hai?

  • @shivaprasadshivakalimath1264
    @shivaprasadshivakalimath126410 ай бұрын

    If we forgot something to disclose or after taking the policy and successful health test before policy approval where we get diagnosed with some disease or other things like diabetes or BP etc. Do we need to tell these things to insurance company? If yes, when n all can we disclose it to the company

  • @nidhiverma22

    @nidhiverma22

    8 ай бұрын

    You have to disclose all material facts only at the time of filling the application form which is before issuance of the policy. If the insurance company gets to know later that you have not disclosed any material fact, it will cancel your policy with immediate effect.

  • @Vijay55234
    @Vijay552345 ай бұрын

    Yae ratio kaha sae milenge?

  • @vedpandey1739
    @vedpandey173911 ай бұрын

    Anant bhai singel premium term plan lena chahiye ya nhi ??

  • @ashutoshaggarwal2391

    @ashutoshaggarwal2391

    11 ай бұрын

    Nahi

  • @tarunhasija9151
    @tarunhasija91519 ай бұрын

    What if I purchase the insurance and after some years the company goes bankrupt.. what will happen to my cover n premium paid ??

  • @mohitjain851

    @mohitjain851

    5 ай бұрын

    Very good question

  • @pankajraja6589
    @pankajraja658911 ай бұрын

    Salary account na ho to Wo kaise term insurance Le Sakta hai. jimedaari Bahut hai or ola car chalata hu 50000 bhi kamata hu. But Life insurance karne se mana Kar diya company ne. Aisa kyo

  • @ankush2247
    @ankush22479 ай бұрын

    Jaise humne 60 years ki age tk premium pay kia, and we lived toh kya kya after 60 years age, total deposited premium ka koi amount milega

  • @sumitbhagat6658

    @sumitbhagat6658

    9 ай бұрын

    Milta hai TATA AIA LIJIYE

  • @humhaiinsan353
    @humhaiinsan35310 ай бұрын

    sir mammi ke liye koun sa plan loo please bataye 55 age hai mammi ki

  • @akashjoshi8294
    @akashjoshi829411 ай бұрын

    Sir muje term insurance lena hai

  • @chatanyaupadhyay8424
    @chatanyaupadhyay842411 ай бұрын

    सर मैं स्टार हेल्थ का यंग स्टार गोल्ड प्लान ले रखा है , कृपा कर आप मुझे बताए यह प्लान उचित है या अनुचित , मेरी उम्र 33 पत्नी की 29 एवं गुड़िया की 2 वर्ष है , s.s. 5 lakh.... प्लिज सर प्लान का अभी एक वर्ष पूर्ण होगा...।

  • @IAMBHARTIY
    @IAMBHARTIY11 ай бұрын

    Hi Anant sir, Meri umra 34 year hain aur abhi 2 mahine pahale term plan liya hai lekin mera medical test nahi kiya company ne only video conferencing karke janakari li hai. Main chahata tha mera medical test ho to ab main kya kar sakta hu?main company ko abhi request kar sakata hu kya test ke liye??maine koi jankari chupai nahi hai.

  • @darshanparihar1996

    @darshanparihar1996

    11 ай бұрын

    टर्म इंश्योरेंस लेते ही इसलिए है की आपके न रहने पर घर वालो को पैसे मिल जाए इसलिए मन में जरा सा भी डाउट नही होना चाहिए। एलआईसी को ही चुने जिससे बेफिक्र होकर आप टर्म इंश्योरेंस लेकर निश्चिंत हो सकते हो

  • @kalpanagaur4786

    @kalpanagaur4786

    8 ай бұрын

    @@darshanparihar1996 sir kya yen term insurance better hai mtlb agar inshan bhgwan na kre but nhi mara toh kya yen blc milta hai ya nhi plz

  • @darshanparihar1996

    @darshanparihar1996

    8 ай бұрын

    @@kalpanagaur4786 yes

  • @kalpanagaur4786

    @kalpanagaur4786

    8 ай бұрын

    @@darshanparihar1996 but sir mne toh yahi suna hai ki jab koi mar jata hai tab milta hai yen blc

  • @supadhyay786
    @supadhyay78611 ай бұрын

    I have a question, does a person has to be graduate to be eligible for term life insurance?

  • @GurpreetSingh-qy9bk

    @GurpreetSingh-qy9bk

    9 ай бұрын

    esse to ni hoga

  • @nidhiverma22

    @nidhiverma22

    9 ай бұрын

    Yes, regular term insurance products offered by private life insurers usually require the insured person to be a graduate. However, terms and conditions for eligibility vary from insurer to insurer.

  • @ravisingh-vp1tp

    @ravisingh-vp1tp

    8 ай бұрын

    Yes

  • @NETWORKAAJFORKAL
    @NETWORKAAJFORKAL11 ай бұрын

    Is health insurance under cheersnjeevi sufficient for a family

  • @InvestAajForKal

    @InvestAajForKal

    11 ай бұрын

    Will cover soon

  • @sumitgarg7752
    @sumitgarg775211 ай бұрын

    If disease occurs after two years of taking terms plan then what to do?

  • @debimishra7325

    @debimishra7325

    10 ай бұрын

    try to keep a document of fully body checkup documents to show the proof that the disease happened after taking insurance & not before that

  • @nidhiverma22

    @nidhiverma22

    9 ай бұрын

    No need to declare the disease now, as it occured post policy issuance from the insurer. Continue paying the premiums as pers schedule to keep the cover running.

  • @Monster-From_Soul
    @Monster-From_Soul19 күн бұрын

    My mothers home loan tenure is of 2038 mean her 68s i had purchased for 65 age 3 year of loan is not covered did i go to cancel recent purchase term insurance and buy new one for 70 years of age .....am confused .....as am medically unfit am unable to do job now thats why am i asking

  • @deepakraja42
    @deepakraja4211 ай бұрын

    Sir i had taken max life term insurance of 1 crore in the year 2014 when i was 25 years old at that time they also conduted medical test and reports of the same is also attached with my policy. at present my income is 1 lakh . My two quetions are should i have to increase the term insurance amount and second should i take increased amount form same company or should go for another company.

  • @vihang2005

    @vihang2005

    11 ай бұрын

    u can increase your insurance cover with another co.

  • @pravindabhade185
    @pravindabhade1856 ай бұрын

    Term plan directly online le ya agent se Lena chahiye ?

  • @armylover-px7et
    @armylover-px7et10 ай бұрын

    sir term insurance ma accidentally cover ma army person ka war etc bhe cover hota h reply plz

  • @prajwalkatte6131

    @prajwalkatte6131

    9 ай бұрын

    No except tata AIA where you can get

  • @vishalmurarka8110
    @vishalmurarka811011 ай бұрын

    Anant maine 4 year back maine lic term insurance liya with single premium payment for 40 year abh mujhe sugar hai. Kya ab disclose karna hoga

  • @yogeshwardewangan5577

    @yogeshwardewangan5577

    11 ай бұрын

    Ha aap bta dijiye waha jaa kr, apko jb pta chla jis report se wo jakr submit kr dijiye, ye bhut acha hoga, apka claim ni rukega, ache jgh se term liya hai apne

  • @raghvendrashukla9242

    @raghvendrashukla9242

    11 ай бұрын

    Nh bhai plan lene ke bad kuch hota hai to batana jaruri nhi h

  • @sumitdiwanji50

    @sumitdiwanji50

    11 ай бұрын

    प्लॅन लेणे पाहिले ही बताना होता हे बाद मे नहीं कुच होगा

  • @chaltechaltedekho8259
    @chaltechaltedekho82596 ай бұрын

    I am a driver as professional can I purchase term plan

  • @soniasahu5725
    @soniasahu572511 ай бұрын

    Epilepsy h or Madison chal rahi liken Aegon life ne phir bhi reject kr do policy Mene disclosed kr diya tha

  • @KRISHANKUMAR-kh8ci

    @KRISHANKUMAR-kh8ci

    11 ай бұрын

    नही करना था,,3 साल पूरे होते ही रिजेक्ट नही हो सकता क्लेम,,तीन साल से पहले जरूर रिजेक्ट होता है अगर कुछ छुपाया है तो

  • @ashish7885
    @ashish788511 ай бұрын

    काला लिखना जरूरी था क्या

  • @ashutoshaggarwal2391
    @ashutoshaggarwal239111 ай бұрын

    I already have term insurance and 3 year complete, with limited pay premium should I close that plan

  • @rajt8338

    @rajt8338

    11 ай бұрын

    Don't close it

  • @IAMBHARTIY

    @IAMBHARTIY

    11 ай бұрын

    Why to close?

  • @sumitdiwanji50

    @sumitdiwanji50

    11 ай бұрын

    Don't do

  • @itzanimesh
    @itzanimesh6 ай бұрын

    Bhai main agar 1 Cr ka insurance lu and 5 sal bad mar jau . Toh family ko 1Cr milega kya ? Ya phir Maine jitna premium Diya utna hi milega

Келесі