Term Insurance - Full and final guide | Term plan - Best term insurance plan | जीवन बीमा
#terminsurance #insurance
Term insurance - bit.ly/3RUZcMZ
Health insurance - bit.ly/48ymQpE
Term Insurance - Full and final guide | Term plan - Best term insurance plan | जीवन बीमा
In this video we discussed everything about term insurance. What is term insurance? How to choose best term insurance? Mistakes done in term insurance plan? Why claim get rejected in term insurance?
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Disclaimer - This is our personal view and mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. This video is only for education purpose. Please consult your adviser before investing. This video is only to give information and only for education purpose.
Пікірлер: 245
Term insurance - bit.ly/3RUZcMZ Health insurance - bit.ly/48ymQpE
@grandduos4423
10 ай бұрын
Irdai agency sai jayada commision dana lagha policy bazaar affiliate mai kya ?
@uttamsanghvijain2572
9 ай бұрын
Is it better to take term insurance from two companies??
@babitadas9986
8 ай бұрын
Lic ka term insurance achha hai
Superb topic sir... Eagerly waiting for health insurance subjects
बहुत-बहुत सकारात्मक
Bahot acha sikhaya annat bhai aapne
Simple and easy explanation ❤️
Best meaningful information in short period of time...👍
you are my guru dev ji ❤❤❤
Simple and easy explanation
Good info Claim rejection ka kala sach
Wonderful information and you said it all very convincingly ❤
@architpatil6184
10 ай бұрын
hi can i help you for term insurance
From where we can check the point explained in the video, we can easily check claim settlement percentage but other points not easy available
Brilliant thats reasons invest aaj for kal😊
धन्यवाद जो आपने मेरे कमेंट को सीरियस लिया। चलो अच्छा है कम से कम आपके द्वारा टर्म इंश्योरेंस के सच्चाई तो बाहर आएगी।
Best explanation
Good info sir.... best emotional point was hm sochte h kbhi na kbhi 1cr milega pr kya tb 1 cr ki value hogi...
@ankitashajain
11 ай бұрын
Madam kuch nahi se kuch hona hamesha behtar hota hai.. 1 cr. ka swp bhi karwayenge next 15 years ke liye to you can easily withdraw 80K per month for your financial needs and after 15 years from average 12% returns, your corpus will be 1Cr. 70 Lacs approx.
LIC is the best company in term insurance but premium thoda high hai wo ishiliye bahut sarey exclude hotey hai jo lic of India main nahi hotey hai.
After three years of premium no any company can reject the claims on hiding anything earlier as per IRDA
@AapkaAmit
11 ай бұрын
Proof?
@satyam15396
11 ай бұрын
Section 45A
@surajsoni588
11 ай бұрын
Right.. Company Have Right They Can Ask Any Details In 3 Years.After That They Have To Approve Claim.
@rajeevratanshah6902
11 ай бұрын
Exactly 💯
@niravpiparva3297
11 ай бұрын
If this is the case, the why we are hearing so much complaint about claim rejection based upon information?
Term Insurance chaiye my Age 35 saal or my son Age 3 saal or mujhe 15 saal ke liye term insurance policy chaiye kis company ka lu Jo Sabse Accha ho, Sir Ji Answer ?
Sir pls let us know about MWP act under Term insurance
Sir Ji yadi term insurance lete wakt jitni income hamne aapni batayi hai , yadi utni income at the of claim nahi ho to pura Paisa milta hai ya fir kam milta hai ? ......
@all 1cr ka term plan ek company se lena sahi ya fir 50-50 lack k 2 company se plan lena sahi hoga
Very nice and helpful information
Only ek mistake...Rider plans include nahi kiye
Good information sir
Super 👍👍👍
Is term insurance applicable to defence force personnel because something coy denies to issue term plan to them?
Anant ji apke paas kauns yerm plan hai
Good information
Nice information ❤
Waiting for health insurance video
Policy bazar agent says, apko term insurance ke liye minimum 3 years ka return file chahiye hota he, after this we can apply.
Super unic 👍
Which is better LIC plans which invest your money in market and you get insurance of 10 times money invested or term insurance? In first case you also get your money back at the end of period.
Hi. There are 2 types of time periods in term insurance. One is premium paying term and the other is insurance validity term. For example- You can pay premium till 60 years of age and the insurance will be valid to 85 years of age. In this also, we should be choosing insurance term as 60 years to save the premium?
@Krishna-2014
11 ай бұрын
😅
@ShivamVerma-tx2gz
10 ай бұрын
I think we should choose to pay till 85yrs in your case or till the term's age. According to time value of money, you will save moreover if you invest it will give you good returns.
Hello Sir, I am 35 years. muje yeh puchna hai ki term Insurance mei critical I'llness ke rider ka kitne amount ka cover lena chahiye
Anant bhai. Maine jo 2 din ke research aur calculation se samjha usse aapne pahle 5 minute mein bata diya. Buy vanilla term insurance and upto age of financially active which mostly happens between 60-70 years. Baaki thoda detail de dete 3 years clause ke baare mein ki ground level par kya hota hai.
@Aartimathur-mn4wf
11 ай бұрын
Hlw sir agar aap ek acha insurance dekh rahe h toh reply kre
Overall good video
Abhi mutual fund wala term plan aaya he wo kaise rehta he
Very good 👍
Please come out similar video on Travel Insurance
😊
Very good nice
👌👌👌👌
bhutt ashaaa
Jo details hai term insurance company ka usko kahan se dekhen link dijiye
❤
Most important point as Anant Bhai said, do the medical test, I don't know what my body is., I miissed it , everyone should go medical test
@debabratagiri4394
11 ай бұрын
Do I need to have the required medical test at my own or the company will make the arrangements.??
Ye sab detail technical information kaha available rehti hai bhai ?? Website par toh nahi hai.
13:19 Sir, agar company medical ka report by phone ie tele- medical se kare toh phir kya karna hey. Mein jo liya hu term plan usme toh bass company ne tele medicals kiye. What to do next for our safe side. Shall we do our medical in our personal intrest abd keep the documents with the bond. Is it making a sence or not please tell
@rajaravi130
11 ай бұрын
Hi brother. Its better to take full body medical test every 6 months once from any hospital and keep the reports for our safety side. It will be our proof
Any reviews about Aegon Term Plan
👍
Which claim sir accidental death or natural death
I bought LIC Tech term plan 854 since 2020.
@bohemiansoul584
3 ай бұрын
What is the yearly premium
Nice
If i dont have any liabilities now, should i take term insurance ? I have many investments
Good
1 se jyada term insurance plan le sakte hai ?
Agar mai 60 years tak liya aur mai zinda raha mujhe pura peisa milega ki nhi milega.
Medical test pe toh proof mil jayaga bimar hai ki nahi hai
Sir kya 2 alag alag company ke term insurance le sakte hey kya kyunki ek company liya tab income utani nahi thi.
@MrJAY-ec5nz
11 ай бұрын
Yes
Super hero
good
👍👏🙏
Apake video main term insurance ka ad aay raha hain 😮
How I check 5 point
First class
Kya main 2 50k karke alag alag company ka term plan le sakta hun?
nicely explained
Insurance claim ratio Amount claim ratio Rejection ratio ki details kaha se access kar sakte hai
Sir what to do ? Add on critical illness rider with term insurance or with health insurance?
Life insurance kar na sahi nahi hai kya??
How to check those 5 points?
Sirji apne 13min ka video Kiya but finally kon sa plan Lena ye bare may kuch bhi bola nai
How can I know about claim settlement ratio
Ratio kese pata kre kisi company ka ye bi bta do
😮😮
PNB MetLife kaisa hai?
If we forgot something to disclose or after taking the policy and successful health test before policy approval where we get diagnosed with some disease or other things like diabetes or BP etc. Do we need to tell these things to insurance company? If yes, when n all can we disclose it to the company
@nidhiverma22
8 ай бұрын
You have to disclose all material facts only at the time of filling the application form which is before issuance of the policy. If the insurance company gets to know later that you have not disclosed any material fact, it will cancel your policy with immediate effect.
Yae ratio kaha sae milenge?
Anant bhai singel premium term plan lena chahiye ya nhi ??
@ashutoshaggarwal2391
11 ай бұрын
Nahi
What if I purchase the insurance and after some years the company goes bankrupt.. what will happen to my cover n premium paid ??
@mohitjain851
5 ай бұрын
Very good question
Salary account na ho to Wo kaise term insurance Le Sakta hai. jimedaari Bahut hai or ola car chalata hu 50000 bhi kamata hu. But Life insurance karne se mana Kar diya company ne. Aisa kyo
Jaise humne 60 years ki age tk premium pay kia, and we lived toh kya kya after 60 years age, total deposited premium ka koi amount milega
@sumitbhagat6658
9 ай бұрын
Milta hai TATA AIA LIJIYE
sir mammi ke liye koun sa plan loo please bataye 55 age hai mammi ki
Sir muje term insurance lena hai
सर मैं स्टार हेल्थ का यंग स्टार गोल्ड प्लान ले रखा है , कृपा कर आप मुझे बताए यह प्लान उचित है या अनुचित , मेरी उम्र 33 पत्नी की 29 एवं गुड़िया की 2 वर्ष है , s.s. 5 lakh.... प्लिज सर प्लान का अभी एक वर्ष पूर्ण होगा...।
Hi Anant sir, Meri umra 34 year hain aur abhi 2 mahine pahale term plan liya hai lekin mera medical test nahi kiya company ne only video conferencing karke janakari li hai. Main chahata tha mera medical test ho to ab main kya kar sakta hu?main company ko abhi request kar sakata hu kya test ke liye??maine koi jankari chupai nahi hai.
@darshanparihar1996
11 ай бұрын
टर्म इंश्योरेंस लेते ही इसलिए है की आपके न रहने पर घर वालो को पैसे मिल जाए इसलिए मन में जरा सा भी डाउट नही होना चाहिए। एलआईसी को ही चुने जिससे बेफिक्र होकर आप टर्म इंश्योरेंस लेकर निश्चिंत हो सकते हो
@kalpanagaur4786
8 ай бұрын
@@darshanparihar1996 sir kya yen term insurance better hai mtlb agar inshan bhgwan na kre but nhi mara toh kya yen blc milta hai ya nhi plz
@darshanparihar1996
8 ай бұрын
@@kalpanagaur4786 yes
@kalpanagaur4786
8 ай бұрын
@@darshanparihar1996 but sir mne toh yahi suna hai ki jab koi mar jata hai tab milta hai yen blc
I have a question, does a person has to be graduate to be eligible for term life insurance?
@GurpreetSingh-qy9bk
9 ай бұрын
esse to ni hoga
@nidhiverma22
9 ай бұрын
Yes, regular term insurance products offered by private life insurers usually require the insured person to be a graduate. However, terms and conditions for eligibility vary from insurer to insurer.
@ravisingh-vp1tp
8 ай бұрын
Yes
Is health insurance under cheersnjeevi sufficient for a family
@InvestAajForKal
11 ай бұрын
Will cover soon
If disease occurs after two years of taking terms plan then what to do?
@debimishra7325
10 ай бұрын
try to keep a document of fully body checkup documents to show the proof that the disease happened after taking insurance & not before that
@nidhiverma22
9 ай бұрын
No need to declare the disease now, as it occured post policy issuance from the insurer. Continue paying the premiums as pers schedule to keep the cover running.
My mothers home loan tenure is of 2038 mean her 68s i had purchased for 65 age 3 year of loan is not covered did i go to cancel recent purchase term insurance and buy new one for 70 years of age .....am confused .....as am medically unfit am unable to do job now thats why am i asking
Sir i had taken max life term insurance of 1 crore in the year 2014 when i was 25 years old at that time they also conduted medical test and reports of the same is also attached with my policy. at present my income is 1 lakh . My two quetions are should i have to increase the term insurance amount and second should i take increased amount form same company or should go for another company.
@vihang2005
11 ай бұрын
u can increase your insurance cover with another co.
Term plan directly online le ya agent se Lena chahiye ?
sir term insurance ma accidentally cover ma army person ka war etc bhe cover hota h reply plz
@prajwalkatte6131
9 ай бұрын
No except tata AIA where you can get
Anant maine 4 year back maine lic term insurance liya with single premium payment for 40 year abh mujhe sugar hai. Kya ab disclose karna hoga
@yogeshwardewangan5577
11 ай бұрын
Ha aap bta dijiye waha jaa kr, apko jb pta chla jis report se wo jakr submit kr dijiye, ye bhut acha hoga, apka claim ni rukega, ache jgh se term liya hai apne
@raghvendrashukla9242
11 ай бұрын
Nh bhai plan lene ke bad kuch hota hai to batana jaruri nhi h
@sumitdiwanji50
11 ай бұрын
प्लॅन लेणे पाहिले ही बताना होता हे बाद मे नहीं कुच होगा
I am a driver as professional can I purchase term plan
Epilepsy h or Madison chal rahi liken Aegon life ne phir bhi reject kr do policy Mene disclosed kr diya tha
@KRISHANKUMAR-kh8ci
11 ай бұрын
नही करना था,,3 साल पूरे होते ही रिजेक्ट नही हो सकता क्लेम,,तीन साल से पहले जरूर रिजेक्ट होता है अगर कुछ छुपाया है तो
काला लिखना जरूरी था क्या
I already have term insurance and 3 year complete, with limited pay premium should I close that plan
@rajt8338
11 ай бұрын
Don't close it
@IAMBHARTIY
11 ай бұрын
Why to close?
@sumitdiwanji50
11 ай бұрын
Don't do
Bhai main agar 1 Cr ka insurance lu and 5 sal bad mar jau . Toh family ko 1Cr milega kya ? Ya phir Maine jitna premium Diya utna hi milega