Student Loan for International Students | Prodigy Finance Honest Review

An international student sharing his honest review about Prodigy Finance's loan approval process.
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Пікірлер: 122

  • @BaniAbroad
    @BaniAbroad2 жыл бұрын

    📲 Book a 1:1 strategy session: calendly.com/banisingh 📚Book my study abroad consulting service: collegiado.com/ 📷 For snippets of my life: instagram.com/bani_abroad/

  • @RMONISH-xc9jh

    @RMONISH-xc9jh

    2 жыл бұрын

    I have completed my batchlors in hotel management and now looking for hospitality in Lambton college Could you please tell me the scope of hospitality in canada

  • @S_N_

    @S_N_

    3 ай бұрын

    Thanks a lot

  • @UrslurStarSky7
    @UrslurStarSky7 Жыл бұрын

    The interest rate may be low but it's not an apples to apples comparison. 6% loan taken in USD is equivalent to 11% INR loan

  • @bmd4467
    @bmd44672 жыл бұрын

    Thanks for sharing insightful video.. I just have a question, for non-SDS process, how much amount usually need to show as proof of fund for visa after getting support from Prodigy ? Usually prodigy issues funding letter, but any additional amount need to show for proof of fund to cover required amount?

  • @b.tech_master8626
    @b.tech_master86262 жыл бұрын

    Very informative video Bani, thanks.

  • @toshangugnani1078
    @toshangugnani10782 жыл бұрын

    Then which international loan providers are approved under SDS Category?

  • @illyushen9856
    @illyushen98562 жыл бұрын

    Does interest apply for the 2 years we spend on studying?

  • @Abhishekkumar-ri4zc
    @Abhishekkumar-ri4zc2 жыл бұрын

    THANKS A LOT FOR CREATING THIS ONE❣🙏

  • @RagulCJ
    @RagulCJ9 ай бұрын

    At this moment, bank loan is better than prodigy. My current interest rate is 12%

  • @S_N_
    @S_N_3 ай бұрын

    Thanks a lot, you have helped many guys...

  • @akibkhans9982
    @akibkhans9982 Жыл бұрын

    one more question, I think you have noticed it already, if you look at various courses and different universities, for some they offer 80 - 100% COA and for some upto 100% COA and for some max and min amount mentioned, on the other-hand average funding also mentioned. what is all about ? Furthermore, if my courses is with upto 100 0r 80- 100 range do I get same funding or there will changes as popular says average funding is 70% rest I have to show. Did you got 100% COA or you had to show proof of funds to them Pls answer

  • @sandeepsinghsandhu8418
    @sandeepsinghsandhu84182 жыл бұрын

    Is it possible to live a decent life in canada on minimum wage during student life? I know students are allowed to work only 20hrs per week. Do you think if an individual doesnot spend recklessly can he live a decent life on minimum wage?

  • @divyangkaushik1026
    @divyangkaushik10262 жыл бұрын

    Thanks for such a candid video. What was the tenure for the loan, and is there any limit to it?

  • @jintoyacob1107
    @jintoyacob11072 жыл бұрын

    Can we get prodigy loan on pg diploma? Or is it only for masters?

  • @karankumar-yq6ep
    @karankumar-yq6ep2 жыл бұрын

    hi in a video , you mentioned instead of ielts we can submit a letter from our college .. im unable to find that video again ... kindly mention the name of letter its a little urgent .

  • @adithyaprakash6922
    @adithyaprakash6922 Жыл бұрын

    Thanks for the great video!! How much was your emi?? & Is it possible to present the sanction letter from prodigy for proof of funds while we are applying for UK or Canada visa?

  • @RMONISH-xc9jh
    @RMONISH-xc9jh2 жыл бұрын

    I have completed my batchlors in hotel management and now looking for hospitality in Lambton college Could you please tell me the scope of hospitality in canada

  • @saranmandal6794
    @saranmandal6794 Жыл бұрын

    Is it aplicable for studying in uk for masters?

  • @jazzybrown8607
    @jazzybrown8607 Жыл бұрын

    Can we apply it after moving to USA from this bank?

  • @harshavardhan2771
    @harshavardhan2771 Жыл бұрын

    can we repay our loan at one time after graduation without any emis?

  • @sahejdhillon5630
    @sahejdhillon56302 жыл бұрын

    It was an informative video i must say,learnt some useful things before applying for a loan. BTW For the first time in my life i saw someone with the same name that i have

  • @sehersajed

    @sehersajed

    Жыл бұрын

    I have the same name but ending with an ‘r’ haha😹

  • @shieyawe3691
    @shieyawe36917 ай бұрын

    Bani is absolutely gorgeous!

  • @user-bw8se2fz9w
    @user-bw8se2fz9w7 ай бұрын

    Is the prodigy finance reliable? I want to apply for a master from Turkey. But i dont know its scam or sth like that

  • @user-fn8nb1fu1k
    @user-fn8nb1fu1k Жыл бұрын

    6.8% ???? I'm applying right now and they're asking for 14-15% ROI !!

  • @ChSumailUpdates

    @ChSumailUpdates

    8 ай бұрын

    Yes you are right they now give on 15 to 16% rate

  • @akashamrutsagar9828

    @akashamrutsagar9828

    8 ай бұрын

    Is that current interest rate...?

  • @ChSumailUpdates

    @ChSumailUpdates

    8 ай бұрын

    Yes

  • @jeewansingh007

    @jeewansingh007

    2 ай бұрын

    You can refinance once you start earning in US. 7-8% Interest.

  • @shruthisuresh880

    @shruthisuresh880

    10 күн бұрын

    ​@@jeewansingh007Can you elaborate more on the refinancing part? I just got my loan approved of $35k from prodigy with 13.11%(14.25% - APR), with repayment tenure of 20 years. My monthly EMI post my study period comes around $530.

  • @luliamiller599
    @luliamiller59910 ай бұрын

    If m facing financial difficulties nd settled in india now ...ehat are the repurcussions of not paying the loan

  • @jaskaransingh-qh6yv
    @jaskaransingh-qh6yv2 жыл бұрын

    Does Prodigy finance give loan for diploma?

  • @MrPrithwiraj
    @MrPrithwiraj Жыл бұрын

    Is there any Co-applicant required?

  • @surajitchandra357
    @surajitchandra357 Жыл бұрын

    does prodigy disburse loans to any university??

  • @MandeepSingh-ue5fh
    @MandeepSingh-ue5fh Жыл бұрын

    Does prodigy finance provide education loan for ug Diploma programs ?

  • @Dipayan_Biswas_
    @Dipayan_Biswas_ Жыл бұрын

    CIBIL scores required ??

  • @warnerbros...5886
    @warnerbros...5886 Жыл бұрын

    Apply kaise krna hai ? Prodigy mai ?

  • @kalyanchandrakongari5856
    @kalyanchandrakongari58562 жыл бұрын

    If possible make a video with a supply chain management professional. About scope and future after completion of the course, in Canada.

  • @yogeshhogale5675

    @yogeshhogale5675

    Жыл бұрын

    @kalyan liya admission scmme

  • @vv6130
    @vv61302 жыл бұрын

    Thanks a lot...

  • @kamnajadhav9651
    @kamnajadhav96512 жыл бұрын

    did you need co signer ?

  • @Aadidev7530
    @Aadidev753014 күн бұрын

    Will this cover my gic also?

  • @satyamsinha5429
    @satyamsinha5429 Жыл бұрын

    6.8% LIBOR = Prodigy / Indian Bank = MCLR .

  • @laibach9389
    @laibach93898 ай бұрын

    how can we reach them in pakistan for loan ?

  • @mavishmazhar3024
    @mavishmazhar30244 ай бұрын

    Seems I still have hope to pursue my Masters Degree.

  • @oprushabh513
    @oprushabh513 Жыл бұрын

    Does prodigy finance cover other expanses like gic account , visa fees , living expanses???

  • @jeewansingh007

    @jeewansingh007

    2 ай бұрын

    Yes

  • @LaaluLaalu-zf8gg
    @LaaluLaalu-zf8ggАй бұрын

    Is this bank ukvi approved?

  • @yashukhan2173
    @yashukhan2173 Жыл бұрын

    Ye jo 1200 usd hain ye kyun le rhe hain ye lekar bhaag gye to kahan pakdenge jake kisko kahenge

  • @divyaraheja6840
    @divyaraheja6840 Жыл бұрын

    how’s UniCred ?

  • @shreyasrao9682
    @shreyasrao9682 Жыл бұрын

    What is SDS Visa?

  • @bhavyasaivolepu9795
    @bhavyasaivolepu97952 жыл бұрын

    what find of proof should we provide for showing shortfall of the loan ? Say they are giving 80% of loan how do we have to show 20% to them?

  • @BaniAbroad

    @BaniAbroad

    2 жыл бұрын

    Parents sponsoring you, bank statements etc.

  • @sumit9807
    @sumit98072 жыл бұрын

    Bani ek baat batade,management ke courses ke liye Canada accha hai or UK/other countries?

  • @shikhavij5536

    @shikhavij5536

    Жыл бұрын

    Canada is way better bro

  • @roshanishah5312
    @roshanishah5312Ай бұрын

    They charge 2 years 2.6 % interest charge

  • @akashkumar-ni9ec
    @akashkumar-ni9ec2 жыл бұрын

    Atleast consider subtitling it !

  • @harshinibalaraman7426
    @harshinibalaraman7426 Жыл бұрын

    I need help for US MS

  • @pxrish2410
    @pxrish2410 Жыл бұрын

    Would be better if you can convey in english. Non hindi speakers watch your videos too!

  • @Virkboyzpersonal2180
    @Virkboyzpersonal2180 Жыл бұрын

    Can include gic

  • @tothepoint295
    @tothepoint2952 жыл бұрын

    Gic dete hai loan me

  • @najeerbashasnr345
    @najeerbashasnr345 Жыл бұрын

    I am going to uk my university not in list

  • @shrivastwaravi4509
    @shrivastwaravi45092 жыл бұрын

    Very good

  • @lilianemmanuel4201
    @lilianemmanuel42012 жыл бұрын

    English subtitle?

  • @aishwaryaarora1845
    @aishwaryaarora18452 жыл бұрын

    Hi Bani, Firstly, thank you so much for creating this video. It is indeed really helpful for students like us who are looking for collateral free education loan schemes. I just had one question, Sehaj mentioned some issue about the visa. Could you please elaborate a little on that? Can we show sanction letter from Prodigy Finance as a proof of funds while we are applying for UK Visa? I would love to hear back from you. Thanks in advance. Cheers!

  • @sagarskrishnamurthy5806

    @sagarskrishnamurthy5806

    2 жыл бұрын

    Did you get an answer for this?

  • @sreedivya25

    @sreedivya25

    Жыл бұрын

    +1

  • @justinokpalaobi6350

    @justinokpalaobi6350

    10 ай бұрын

    I am interested

  • @samuelkika6611
    @samuelkika6611 Жыл бұрын

    No subtitle!

  • @63122911
    @631229112 жыл бұрын

    Please start adding subtitles

  • @KenzKarumarot

    @KenzKarumarot

    2 жыл бұрын

    yeah that would be helpful for the audience who don't know Hindi well

  • @sijojoseph3716
    @sijojoseph371610 ай бұрын

    I got offer letter from uk universities .how to take loan from prodigy finance.plz help me

  • @NishaSharma-xh1bm

    @NishaSharma-xh1bm

    7 күн бұрын

    Apko loan mila kya??

  • @paulsunday1624
    @paulsunday162410 ай бұрын

    Does it work for international student and can the loan be also use for house rent

  • @jeewansingh007

    @jeewansingh007

    2 ай бұрын

    Yes

  • @rehanmind2990
    @rehanmind29902 жыл бұрын

    In case of prodigy! Apart from the offer letter, no documents needed for loan application!?

  • @saisanthosh8370

    @saisanthosh8370

    2 жыл бұрын

    Bank statement and address proof

  • @rehanmind2990

    @rehanmind2990

    2 жыл бұрын

    @@saisanthosh8370 thanks, can we show bank statement of family members! In my case they asked gaurantor's itr! Or pay slip!

  • @saisanthosh8370

    @saisanthosh8370

    2 жыл бұрын

    @@rehanmind2990 yes you can no need of guarenter for prodigy they only ask for statements

  • @bhavyasaivolepu9795

    @bhavyasaivolepu9795

    2 жыл бұрын

    @sai Santhosh what find of proof should we provide for showing shortfall of the loan ? Say they are giving 80% of loan how do we have to show 20% to them?

  • @venkey1231

    @venkey1231

    Жыл бұрын

    Do they provide loans for undergrad too???

  • @Hussainshah283
    @Hussainshah283 Жыл бұрын

    Prodigy fiance can offer loan for Australia?

  • @shivaramg262

    @shivaramg262

    10 ай бұрын

    Yes only for two universities currently

  • @prs97
    @prs97 Жыл бұрын

    Unfortunately this has backfired because of Fed rate hikes 😢

  • @esialb6902

    @esialb6902

    Жыл бұрын

    What happened exactly??

  • @kushaln4222
    @kushaln42222 жыл бұрын

    6.8 Percent?? I was said around 9.5 percent!

  • @itsvRecord

    @itsvRecord

    Жыл бұрын

    now its 12

  • @shaikmansoor9716

    @shaikmansoor9716

    Жыл бұрын

    Now it is 13.49

  • @sanless

    @sanless

    Жыл бұрын

    now its 15.23

  • @nazmeenfatima9608

    @nazmeenfatima9608

    Жыл бұрын

    Lol😂😂😂

  • @Dattebayo3089
    @Dattebayo308910 ай бұрын

    Luch bhi fek raha hai. Now prodigy is giving loan on 11-11.5 intrest

  • @sivaa2803
    @sivaa28032 жыл бұрын

    So he has been paid 80% of tuition fee by Prodigy right! So what about his accomodation and living expenses? Did he paid by himself? And also, If I avail loan from PSBs will I be given only the major portion of tuition fee or do they cover other expenses as well, If I ask them? Also If possible do an interview with someone who availed loan from Banks Bani. that would be useful for people like me to choose the better option. P.S I know he said something about living expenses after 8 mins, but I couldn't understand what he said, that's why I'm asking this.

  • @BaniAbroad

    @BaniAbroad

    2 жыл бұрын

    Yes, he paid his living expenses on his own. I will see if I can interview someone who took a loan from one of the banks.

  • @shivaramg262

    @shivaramg262

    10 ай бұрын

    @@BaniAbroadhi is just sanction letter is enough for upon the VISA INTERVIEW Because they told they gonna the disbursement when we arrive at the university which is from prodigy finance?

  • @akashdeepganesh2420
    @akashdeepganesh24202 жыл бұрын

    Do one with Gulshan

  • @BaniAbroad

    @BaniAbroad

    2 жыл бұрын

    For?

  • @akashdeepganesh2420

    @akashdeepganesh2420

    2 жыл бұрын

    @@BaniAbroad He also moved to Canada recently, it might help your clients regarding the queries! Plus appa ko to usse bas camere pe dekhna hai :p

  • @mnreddy6443
    @mnreddy64432 жыл бұрын

    Can you do one on MPower financing. I have a loan offer from them. Interest is quite higher compared to prodigy but I have no option.

  • @ushnikputatunda5820

    @ushnikputatunda5820

    2 жыл бұрын

    How much loan are they offering and for which country?

  • @mnreddy6443

    @mnreddy6443

    2 жыл бұрын

    @@ushnikputatunda5820 They offer for several universities across countries. upto 50k USD

  • @ushnikputatunda5820

    @ushnikputatunda5820

    2 жыл бұрын

    @@mnreddy6443 i think they recently increased their limit, to 100k usd without co signer, but did u got a loan from them?

  • @mnreddy6443

    @mnreddy6443

    2 жыл бұрын

    @@ushnikputatunda5820 Yes. For Canada

  • @samarkhan5505

    @samarkhan5505

    Жыл бұрын

    What is review about them I am thinking the same for Canada it would be really helpful if you could reply to me

  • @lordcalls280
    @lordcalls280 Жыл бұрын

    Mam pls explain how to apply for prodigy finance

  • @TheProbabilityPlayer
    @TheProbabilityPlayer Жыл бұрын

    6.8 bhai kya baat kr raha h

  • @millionaire_claims
    @millionaire_claims Жыл бұрын

    Is this possible to get education loan amount of 30 Lakh from any bank for study abroad. I don't have anything for collaterals & my parents don't have proper income source if anyone can help please contact me.

  • @donnelshinto9706

    @donnelshinto9706

    Жыл бұрын

    Did you get the loan?

  • @bhumberg3243

    @bhumberg3243

    Жыл бұрын

    Same question please reply

  • @shaikmansoor9716

    @shaikmansoor9716

    Жыл бұрын

    Prodigy will help you.. if the college you got the admit is in tie up with Prodigy

  • @akibkhans9982

    @akibkhans9982

    Жыл бұрын

    @@shaikmansoor9716 one more question, I think you have noticed it already, if you look at various courses and different universities, for some they offer 80 - 100% COA and for some upto 100% COA and for some max and min amount mentioned, on the other-hand average funding also mentioned. what is all about ? Furthermore, if my courses is with upto 100 0r 80- 100 range do I get same funding or there will changes as popular says average funding is 70% rest I have to show. Did you got 100% COA or you had to show proof of funds to them Pls answer

  • @shaikmansoor9716

    @shaikmansoor9716

    Жыл бұрын

    @@akibkhans9982 Actually i don't know about 80% to 100%. In my case and the other cases I know, They will have a rough estimate for tuition cost and living expenses for the course you want to pursue and the cost of living in the country. They will offer both tuition and living up to $100k($50k for 1st year and $50k for the second year). You will get the conditional offer of amount sanctioned for 2nd year.(you have to apply for the second year loan again before 3 months of beginning of second year) In my case, I got 100% funding for the tuition fee, no living expenses. It depends upon the profile. Some may get both tuition and living expenses. Prodigy will transfer the funds to college.. if the funds transferred are more than required for tuition fees, you can claim it from the college for living expenses, else it will be sent back. Repayment starts after 6 months of course completion.

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