I watched 5 different videos and honestly this video made it so clear, I’m on day one to get my insurance license and I have ADHD and Im a visual learner so its hard to self teach myself, Thank you thank you!

@valentinadiaz3578

11 ай бұрын

Ugh you literally read my mind because i was about to write this!! 😓This was for sure soooo helpful!!

@kw3868

11 ай бұрын

Thank you so much!!!

@gilstarks

4 ай бұрын

me, right now!

Finally this makes sense! Thank you!! I'm taking the Life and Health test in MS in 5 days, and now I know I'm ready for these types of questions! You're videos have been so much help!

@insuranceexamqueen

Жыл бұрын

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. . You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

I wish I would have found you 3 weeks ago when I started studying for my exam!! I've been struggling so much and after watching your videos everything clicks! You have a great way of making all this so understandable, Thank you for explaining everything ! I'm taking my Life and health exams a week from today, wish me luck!🙏😊

@insuranceexamqueen

Жыл бұрын

You found me now!! That's what matters! You got this!

This video was so helpful for me. I have a really hard time just reading, pages and pages of information and retaining it. The way you explained this and had a visual, it was like 💡 💡 💡

this lady not only made me understand but she made me get it

I WISH I knew about you and your program before I PAID for the one I signed up for. YOU HAVE BEEN so positive and YOU make it so easy to understand! I'm going crazy understanding my own program material and had to resort to googling and finding other outlets to explain the topics to me. SMH. THANK YOU for giving me HOPE. Good luck y'all!!

@insuranceexamqueen

9 ай бұрын

Glad you found me! You got this!! if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049

I struggle understanding things bc im bilingual but you just explain it better! ughh i wish everyone is detailed and specific like you.

Per Angelas tip Mutual = ME I do NOT want to be taxed, I want to Participate!!! Love this

@insuranceexamqueen

2 жыл бұрын

YES!!!!!!

I feel like I just struck gold finding you! I just started studying for my exam and I'm struggling so hard. Thank you so much for your videos!

@insuranceexamqueen

Жыл бұрын

You're welcome! I do have a Gold Course too! www.insuranceexamqueen.com/courses/gold-pcpl

@yvonneelaine5092

Жыл бұрын

@@insuranceexamqueen I feel like I have struck GOLD tooooo!!

@neesee456

Жыл бұрын

Same ❤❤❤❤❤

I test in Montana in 4 hours! I’m so excited, thanks for the assist! ❤

@insuranceexamqueen

Күн бұрын

Good luck!! We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! kzread.info/dash/bejne/lGyXzpp6ebCdmpM.html I am sending you all the loves and vibes to pass the exam

I am so glad I found this channel before breaking my head to understand this. Very grateful of these videos! Thanks Melissa!!

I love how she breaks everything down for listeners to understand. Great video!

Hi Melissa, the video provided clear explanation of Mutual and Stock Companies. I greatly appreciate your help.

@insuranceexamqueen

2 жыл бұрын

Yay! Glad to be of service!

I watched this one 4 times and finally get a hold of it!! Melissa you are such a a life saver ❤️

@insuranceexamqueen

6 ай бұрын

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

Wow I read this in a book 5 times and didn't understand but you explained it so well and now I get it

@insuranceexamqueen

3 ай бұрын

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

I break this down the same way in my insurance exam lessons too.

@insuranceexamqueen

Жыл бұрын

🙌🙌

I was so hung up on this thank you so much

@insuranceexamqueen

Жыл бұрын

You're so welcome!

This video has been helpful and is built the way it should be built: simple to understand. Thank You!

@insuranceexamqueen

Жыл бұрын

Awesome! I am glad to be of service!

This is good help me understand Stock vs. Mutual.

@insuranceexamqueen

Жыл бұрын

Yay!!

you have made this so easy to understand!!!

@insuranceexamqueen

Жыл бұрын

I am so glad to hear that!

Yesss, I finally get it… u explained this so well, thank u so much☺️

Damn you have such a good way of explaining stuff

@insuranceexamqueen

Жыл бұрын

Thank you!!

Omg thank you so much . I been training for this test and none of the info has stuck!!! Thank you soooo much!!!

@insuranceexamqueen

Жыл бұрын

You're welcome!!

Thanks for the clarity QUEEN!

@insuranceexamqueen

Жыл бұрын

You're welcome!

The way you explain things is so much easier to understand!So thankful I found you online

@insuranceexamqueen

Жыл бұрын

Yes!! I love simplifying these complex topics!!

This helps lay it out so well! You’re an amazing instructor!!

@insuranceexamqueen

5 ай бұрын

Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

You are so awesome helping us!!!!!

@insuranceexamqueen

Жыл бұрын

It's a mutual feeling! We're in this together!

Hello Melissa! Thank you for your videos! You’re awesome! Your explanations are so clear and chewable!!! Love them all!!!

@insuranceexamqueen

2 жыл бұрын

You're so welcome!! Chewable! I love that!

You really made it so easy to understand! Owesome! 😊

@insuranceexamqueen

Жыл бұрын

Fantastic!

Thanks for your videos. They are very helpful !

@insuranceexamqueen

9 ай бұрын

Glad to hear that!

Very helpful thank you

Omggggg thankyou soo much for explaining this truly are the exam queen!

@insuranceexamqueen

Жыл бұрын

You are so welcome!

Very clear and excellent presentation

@insuranceexamqueen

11 ай бұрын

Glad it was helpful!

thank you so much this was the best explanation out there

@insuranceexamqueen

Жыл бұрын

Fantastic!!

SO HELPFUL 🙌

@insuranceexamqueen

7 ай бұрын

Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

Thank you! Super helpful!!

@insuranceexamqueen

2 жыл бұрын

You're welcome!

You are amazing!!!

@insuranceexamqueen

Жыл бұрын

Thank you!

Thank you so much,,,

im so thankful for these videos. I've taken my test a total of f i v e times and after watching two or three of your videos my score increased by 30 points. Only fell 3 points short from passing this morning but im going to test again tomorrow morning!

@insuranceexamqueen

7 ай бұрын

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

@user-lj5vi5um2c

7 ай бұрын

I passed 🎉

Great explanations

@insuranceexamqueen

2 жыл бұрын

Thank you! Let me know if you have any questions!

❤amaizing way to study with you🎉

@insuranceexamqueen

Ай бұрын

Thank you! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

i love you! thank you so much girl

@insuranceexamqueen

5 ай бұрын

You're so welcome!

You are amazing! 😊

@insuranceexamqueen

Жыл бұрын

So are you!

I wish my study guide went over these differences just like you because the visual example has helped me actually grasp this concept! Thank you for literally all you do!

@insuranceexamqueen

6 ай бұрын

Great to hear. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

@lexiowens3862

6 ай бұрын

@@insuranceexamqueen I was just on the important topics for my specific state!! You rock!

Thank you I’m now not lost

@insuranceexamqueen

2 ай бұрын

Good. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

Fantastic !

@insuranceexamqueen

2 ай бұрын

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

That was helpful. Thanks

@insuranceexamqueen

Жыл бұрын

You're welcome!

Thanks for helping

@insuranceexamqueen

Жыл бұрын

You're welcome!!

Your AWESOME!!!!!!!

@insuranceexamqueen

Жыл бұрын

Thank you! You're awesome too!

It’s so much info

@insuranceexamqueen

Жыл бұрын

I'll break down with what's important in my class series!

very helpful❤❤❤

@insuranceexamqueen

2 ай бұрын

Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

Thank you !!!

@insuranceexamqueen

2 жыл бұрын

You're welcome! Please make sure to subscribe!

Could you please create more questions as you asked at the end of the video? Thank you.

@insuranceexamqueen

Жыл бұрын

A practice test is in the works!

Amazingly helpful, thank you!! I'm wondering if a shareholder for a stock company also happens to be a policy owner of the company, are dividends still taxable as income for that individual? Thank youuuu!

@insuranceexamqueen

2 ай бұрын

Has no impact, as it's not money back at that point

@hannahschuurman1412

2 ай бұрын

@@insuranceexamqueen Thank you!

❤

@insuranceexamqueen

Жыл бұрын

Thank you!!

❤️❤️❤️✨✨✨✨

Hi! From SC, I’m taking my life, health and accidental exam. Do you have any advice or what I need to know? I’m taking it through Pearson.

@insuranceexamqueen

2 ай бұрын

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

So how you know which are stocks or mutual companies. Do they have different coverages

@insuranceexamqueen

3 ай бұрын

Ask this question in our Facebook group. If you haven't joined yet, I really recommend it. It's a great spot to connect with other folks who are studying, too, and you can definitely pick up some good tips and insights there! m.facebook.com/groups/182500334498475/?mibextid=SDPelY

do you also teach securities.

@insuranceexamqueen

4 ай бұрын

No I'm sorry I don't.

Are you still providing tutoring lessons?

@insuranceexamqueen

2 жыл бұрын

I work through Voxer audio for tutoring. Basically I am in your pocket to ask all about the exam, all about studying, testing, etc. insuranceexamqueen.podia.com/royal-treatment-teacher-in-your-pocket-on-voxer

❤

@insuranceexamqueen

Жыл бұрын

😍