I really appreciate you giving examples and going into more details than most people do. Also, I totally agree with your no-spend idea! Thank you for being realistic! I've actually avoided budgeting videos because they intimidate me, but I'm glad I watched this one :)

I’m struggling setting up my budget planner. I’m used to the big vertical and a lot of your printables. I tried downsizing to classic and have already failed 😞 lol back to big verticle with your printables, and I’ll get The Kell’s budget sticker book to personalize! 😂

This budget planner is very attractive....it will be interesting to watch you use it throughout the next few weeks. The accessories pack and your own printables certainly helps personalize it.

@planwithilysse

6 ай бұрын

I think so too!

I have the same planner. I changed the days of the week to spending categories for the month. That way all the grocery spending is in the same column for example and easy to add up. I listed spending by day the last couple of years and it was a pain to add up the spending for categories. My categories are: grocery, household, pets, medical, personal me, personal hubs, date nights, pool, gifts, gas, car maintenance, trips home, vacation and miscellaneous. Not every category has spending but by covering the days of the week, changing them to categories, all my monthly variable spending is on two pages right across from one another in one view.

@OcaPudding

6 ай бұрын

Whew you get it!

I do no spend on groceries in January and February. I use what I have. It saves me a ton of money

@planwithilysse

6 ай бұрын

That's great! What about things like milk or produce?

@LindaASJ

6 ай бұрын

have a MioMat machine so I make my own oat and or almond milk. I’ll choose something other than eggs for breakfast like oats or I make my own granola if I want dry cereal. There’s super easy no knead bread recipes, because nobody has the time or energy to knead bread. I mix my bread up at night and throw it in the oven in the morning. My grocery budget is around $375-$500 a month for 2 people so to have an extra $1000 in my pocket is great

@denysejones4716

6 ай бұрын

This is a GREAT idea. I’m going do it also. I’m hopefully moving and need to eat down my pantry and freezer.

Always love your budget videos! Your tips are super helpful and I really like the budgeting printables you added. It’s a great setup! I love the budget planner too. I definitely plan to incorporate many of your ideas in my own budgeting in the new year. Thanks for sharing!

I have this planner as well! I look forward to using it this year. Why are we so afraid to just write our name in our planners 🤦🏽‍♀️

I want to compliment you. This is the first 2024 budget video that gave me a couple ideas.

@planwithilysse

6 ай бұрын

I’m so glad it was helpful!

Thank you so much for this video. I have difficulty using a budget, and your budget videos have helped me understand better. I hope you continue them in 2024.

Great ideas Ilysse.. That is a cute Planner. Iove the Colors. Your Priniables are great. Still waiting for my Budget Planner to arrive. Still working out the Kinks for the set-up.

New Subscriber….I am buying your Etsy Happy Planner right now. Great job!

I was at your session at CPC. You put the scare in me. I have a feeling I’m the you before you got it together. I’m afraid to start. 😬

I love this! I'm using both the Kell planner and your inserts so this is super helpful!

I was so excited for this video!! I miss your budgeting videos. Thank you so much for sharing!! ❤

🦓I love it thank you very much

love it

Great set up!

@planwithilysse

6 ай бұрын

Thanks!

Wow, this was very helpful! Great video! Im a bit of a nerd and will also be using excel to track & chart my expenses.

@planwithilysse

6 ай бұрын

I also use excel to track my bank accounts!

Since your goals include making a couple extra mortgage payments, I’d suggest looking into making automatic reduced bi-weekly payments. Your mortgage company can set it up and usually requires making one payment in advance. Over the life of your loan it saves you interest because you are consistently reducing the principle a couple weeks early. You also make an extra payment automatically by making 26 “half” payments a year. Hope that makes sense.

@planwithilysse

6 ай бұрын

Thanks for the tips!

@megcarter3608

6 ай бұрын

What if the mortgage company doesn’t do this? Trying to figure out another way to

@pitterpatti1958

6 ай бұрын

@@megcarter3608 I’ve never had an issue setting this up with the three mortgage companies I have worked with. I was even able to do it online with my latest one. You can also pre-pay on your own or pay extra towards principle at any time. I just prefer this automatic way, and it helps with budgeting once it’s set up.

What type of paper to you use to print out your printables weight and brand?

@planwithilysse

6 ай бұрын

amzn.to/4aJtc71

I have several subscriptions/bills which are smaller, recurring like peacock, paramount, Disney, Roku, Life360, etc. would you put those on the subscription page? Or, the bills? I never know how to keep up with all those things.

I'm excited your work is picking up employee health insurance! Make sure you have life insurance as well!

@planwithilysse

6 ай бұрын

I’m excited too! Since I don’t have any beneficiaries, I don’t really need life insurance yet- maybe in the future, but I’d rather those funds go to other categories for now!

Love love this video! Did you forget the trash bill or did I miss it?

@planwithilysse

6 ай бұрын

Thank you! My water and sewer quarterly bill covers trash

I love the no spend for just a category. Doing no spend at all is really intense and I feel like for me personally it sets me up to fail.

@planwithilysse

6 ай бұрын

Yes, it's so much more manageable with just one category! Also helps build healthier spending habits

To the woman who gets the 500 dollars electric bill in summer if i ever got one that high i don’t know what i would do.Mine will probably be around 200 this month and i start to panic then

How do you make printables on insertable paper?

@planwithilysse

6 ай бұрын

I print them on blank paper and cut and punch it to fit my planner

Do you create your inserts on word doc or excel?

@planwithilysse

6 ай бұрын

Canva

Man I wish I had your electric bill cost. Mine is 500 in the summer here in AZ

@planwithilysse

6 ай бұрын

That's high! The cost of living here is pretty high though, so I think these things balance out a bit

⚾️

There’s like a green tint to this video.

@planwithilysse

6 ай бұрын

Sorry! I had to film it at night and the loss of natural light affected the coloring a bit- I tried to edit it, but couldn't get it quite right

Interesting setup. Look forward to seeing how this works during the coming year. 💙💛🪴