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Something about this makes me want to cry so much love & care.This family is rich far beyond money.

I can only imagine how different my financial situation would be if I had these kinds of conversations with my parents growing up...hopefully these wonderful girls realize how blessed they are for having parents like these!

@noreenn6976

Жыл бұрын

They are truly blessed and may not fully appreciate it until they are a bit older.

@KCH9991

4 ай бұрын

Its never too late to start. I'm 39 and barely learn to start.

This is beyond dope to see, a black family building generational wealth with real conversations for other families to learn from what works. God bless you guys, you've helped change my life and I'll use this with my kids as well. Keep growing, serving, and enjoying your journey!

I have been following y’all for years and we are on our journey. As an educator, mother and individual on the FIRE journey, I will definitely show this to my students. My children watch it and chime in when y’all say “Join the journey” lol Your videos are such a blessing and we are grateful for the value you AND your children give. Peace and blessings to you!!! 🙏🏾

@OurRichJourney

Жыл бұрын

😂 haha! thank you so much for joining the journey!!! ❤️😂

Because of your channel I started an investment account for my nephews a few years back! I add $50 a month and bump up on the contributions during their birth month (I even reach out to other family members to contribute $25-$50 for their birthday). This account has grown to over $5k in just a few years and they still have 7 years until they are 18! Thank you for sharing with us how to create generational wealth!

@Justchantel

11 ай бұрын

What kind of account did you open for your nephew? Are you taxed on the profit or your nephew?

@djmastertrej727

11 ай бұрын

@@Justchantel There are "529 accounts" that many people will open for a child which go toward college savings - I didn't want to do that in case my nephews don't go to college. If the child is able to earn an income, there are custodial Roth IRAs - my nephews are too young for that bc they do not earn an income. I decided to open up a regular brokerage account in my name, but with all of the money in that account dedicated toward them. My investments are separated from that so I know everything that grows in it is for them. I do receive tax paperwork for the dividends only which annually are only like $25 at this point so it has no implication on my taxes. You are able to "gift" stocks without paying any capital gains tax. The child (or young adult at the time) can sell the stocks with little to no tax depending on their income or continue to invest that money - eventually paying taxes on it down the line. You could also sell the stocks yourself and then pay the taxes on it yourself (could just take the money out of the money you gift for taxes). Lots of different ways to do this where the taxes can fall on the kid or you depending on how you do it.

@elizabethalvarez4819

10 ай бұрын

@@Justchantel custodial account

I love this type of conversation. Kudos to you as a family.

@OurRichJourney

Жыл бұрын

Thank you!!!❤️

I don't even have kids but this is exactly the type of conversations I want to have with them!

@yarwonbarto1400

2 ай бұрын

The same here. When God blesses me with children, I will have these conversations with them.

I seriously love this conversation. It feels so organic. I wish older adults would have sat me down and started conversations about money like this. Great video. Please consider including them more.

omg! this is absolutely awesome! this should be part of school programs and also part of every parent agenda that would like to guide their kids to financial independence. Bravo Mom and Dad!

I am a single parent. My co worker told me about you guys over a year ago. I wish I would have listened. I love how the girls are so humble. I love how you as parents are so positive

@carolwilliams8840

5 ай бұрын

It's not too late. You're here now so you have a chance to get started. Good blessings.

What a treat that we could play "fly on the wall." Thank you for giving us this opportunity and for Sunoa and Malea to being so open to sharing this publicly! And how funny that they didn't remember the $8,000 each back in 2020! 😂 It's great that you didn't cut this out but showed how they are teenagers with certainly other pressing topics in their lives. It's great that they can have both - being teenagers and also that they can grow into responsible adults bit by bit. And it's sooo generous how you match what they invest! Again I said this before: Please adopt me! 😂 You all have a great Sunday night! xox Kati

Amon & Christina, what you’ve been doing and sharing has been life changing for so many people, including myself. THIS, sharing with us how simple it is to have these conversations with young people, the ones who will come after us, is nothing short of groundbreaking! You have a lifetime follower in me. Thank you.

@OurRichJourney

Жыл бұрын

That is so sweet of you to say! ❤️ Thank you so much!!!

This is so full of important information - I'm going to send the link to my siblings who have young children. Thank you!! I'm older than you, but you were the ones who taught me about FIRE (thank you to KZread for introducing me to your videos during the pandemic). Thank you!!!

Please do more! Thank you for the honesty and transparency. You guys have seriously blessed us !

Your kids have such head start! Thanks for sharing this conversation!

I’m so thankful for these videos and I can’t stop smiling as I continue through this video. So inspiring!! While I wish these conversations were had between myself and my parents as I would be significantly further ahead but these are the conversations I will be sharing with my younger sisters and my future kids. Thank you so much!

I love the topic.. Thank you for sharing. everyone need to see this

Loved it. Thank you for sharing ❤ I would like to see more of this family videos.

Truly rare and special to see a family together working in these topics

VERY NICE IT IS VERY INFORMATIVE

What a wonderful family conversation! Thank you for setting the bar for our kids and families. We love what you are doing! ❤

This is really helpful. Thank you for showing us how to talk to and encourage our kids ❤

Definately do more of this! Very imformative and so personal!

I love this new video. I sometimes put your videos on while my grandson is at my house. Hoping that some of the info subconsciously will sink in. This is definitely going to be playing next weekend while he is here. He knows he has a UTMA so he will be interested.

Thanks for this update. I was wondering how the girls were doing. It's nice to see the productive and informative conversation. More like this, please!

Congratulations, Melea and Sunoa! You are showing the world how to achieve Coast FI in real time. And shout out to mom and dad for passing on the knowledge. This type of inheritance is PRICELESS and more valuable than money. I love to see it!

❤❤❤ thanks for sharing an example of how easy this process of talking with your kids as a family can be. ❤❤❤

The love, patience, care, support and attention, wow, what a great conversation! Thank you for sharing. The open conversation alone is breaking many systemic cultural norms. I hope you are proud of yourselves. The Howard family sure are!

Enjoyed the video with the girls! Yes, please continue filming and sharing your family's conversations about investing for the younger generation. As grandparents, we look forward to learning more about different ways to talk to our grandchildren about investing. Keep up the good work!

Loved loved the relax nature of this video!! Resembles a typical conversation in a typical tone/volume!! Love it. Love it. Love it

Wonderful to see such open lines of communication, support , and exchange of ideas between loving family members. Wishing each and everyone of you nothing but the best👍

Yes, please do more of these types of videos. You are modeling healthy conversations/brainstorming about money and investments for kids. Really appreciate it.

One of your best vids ever. Totally unscripted questions with super excellent advice. Not only helping your kids but alot of young kids out there (wish I had this advice 40 years ago). Keep up the great work!

This is the best video you have shared as a family. Love it.. you are great parents.

I love everything about this video! The family conversation format is very relatable. I love the lesson that you took from Die with Zero as well as the trading time for money lesson from Your Money or Your Life! 🤗

Mannnnnn...This has to be in the top 5 videos I have watched in years. I mean this genuine sitdown was so refreshing and unique....Congrats to yall!!

This is inspiring, I love the thoughtful discussion. Thanks for sharing!

AMEN! 🙌 DROPPING GEMS 💎!!! Thank you guys this was awesome! If only MORE parents would take this level of care! “PATIENCE” is the word I came up with! Sunoa & Malia, most parents don’t have the patience to train and teach their kids to “fish”, to have them THINK thru alongside their parents about their own futures. This is a true love & care for their children… think training wheels! At the same time, many kids would just be “checked out” on a conversation like this and choose not to apply patience to sit, listen, learn eagerly and ask questions and think of options…. Who hoo! I also loved the Die with Zero reference! Makes sense! Assuming they are good stewards, Why wait until the children are 60-70? I can’t wait to see where your futures are headed! 👏 👏

I really like this style of conversation with the kids. Although my kids are only 11 and 6, I’ll definitely use this as a guide to talk to them! Thank you for posting!

This is wonderful. The amount of education a you two are providing your young ladies is awesome. Definitely some tactics I'll utilize when I have some children.

Loved it- thank you for providing a blueprint on how to have these types of conversations. And thank you to your lovely girls for being open and honest. I only wish them the best with their future plans ❤

This is my favorite video so far. Thank you for teaching your girls and letting us see the conversations so that we know what to teach our own children.

This is an inspiring update to watch. I remember that video and completely forgot it was 2020. I'm an auntie that loves my family so much. I want to share with my nieces and nephews my financial journey and why they should start now as young adults. The matching incentive is brilliant. Maybe I can figure out a way to help my little ones like this too. Thanks for the transparency and sharing this brilliant skill. Congratulations family for ensuring generational curses will not exist financially! Cheers!

One of your best video! Greatly appreciated the candor (honest and non scripted) of your children. My kids - 16 & 14 - understand the importance of basic financial knowledge but would rather do just about anything than sit down and talk about it. It's clear from your discussion with yours that it takes patience, repetition, and engagement. Loved the back and forth with them and how you seeded nuggets of wisdom. Also helpful to get their perspective of what they find motivating. 🙏

Thanks for posting this video! I was just talking to our 12 year old while on holiday about how it's time to open his custodial account. I can't wait to share this video with him and here's to the kids starting young! Wish we had this growing up.

Watching you guys is a gift! Thanks for not being gate keepers. So much wisdom in your videos. 😊

Loved the Video!! Shared with my kids ( 22, 20 years old) and with my wive. I’m a big fan.

LOVE That You Are having this CONVO with the Kids. Most families don't do this

Wow I absolutely LOVED this inside look into your family conversations around money! My husband and I don't have kids yet and we're at the early stages of our own rich journey. Its really helpful to see because we didn't have conversations like this with our parents, but we want to be parents like this ourselves. So its is beyond valuable to have examples like you guys! Would love more of these types of videos. You guys are awesome! Thank you for all that you share!!! :)

Loved this! I have so many questions from the family aspect of these kinds of conversations (and the marriage!). I would love to hear from the girls how they create boundaries around their spending. Clearly, they know how to earn, but as a young person, there is so much temptation to buy, buy, buy. How do they balance this, especially at the ages they are now?

Wow wow wow, that's so interesting and enlightening. Thank you for being so open. I learnt a lot

This was an excellent format. Very helpful from my parenting perspective. Thanks!

Guys this video was absolutely fantastic! Loved it. I don't have kids but I still found this very very valuable. Thank you so much for doing this and please do more. Outstanding job with this! And your kids are already smarter than I am and I am 47 lol

Thank you for your passion and desire to share this journey!

been following you guys for a while now and I absolutely love the approach you all take as it pertains to passing the wealth down to your children. Not just from a financial standpoint but from information and thought provoking questions for them. They are well on their way to millionaires. Thank you both

You guys are such amazing parents. I'll definitely do this with my son. Well done to all of you ❤🎉

I love this! So important to have the conversations with your children.

Awesome work guys. I have my first born due this month and I’m excited to have conversations like this in the future.

What an amazing conversation with your children ❤️ I must show it to my 10 year old daughter! Thank you for sharing your knowledge 🙏 😊

It's amazing how fast kids grow up. Nice to see a family setting up for generational success!

love how accessible you both are making this conversation for your daughters. great example as these conversations were not had in my household.

Thanks so much for sharing, really loving these episodes , my kids are doing the same, thanks for educating us! You guys are awesome!

What a fantastic video. Thank you all for sharing.

This video is awesome. I have a 15 yr old and will watch this with him to start the conversation. We hope to have his first job soon and would love for him to save for the future. Often times parents don't know how to incorporate conversations like this, so this video helps. Keep making them, please. Thank you! 😊

I am glad I found this channel. Such great info.

I loved this! So beautiful. I’m taking notes for my kids one day ❤

One of the best financial videos on youtube...please make more....amon you have beautiful family...so inspiring...love your communication together as a team

I am educating my daughter and grandchildren using your videos. Thank you so much for educating me!

Thank you guys for not coaching them ahead of the video. it was great to get their authentic answers. i also looooove the fact that you guys are teaching them. I wish I had that as a child. I try to teach my son what I pick up. Also guys, I have traveled a good deal and visited Portugal in 2015. For some reason, it has been on my list of possible places to retire. I hope to join one of your classes and visit Portugal again.

This is amazing Amon and Christina! Thank you for sharing this example. Noted and will do this in my future marriage and parenthood.

Yes; more conversations with the kids. It’s so hard to talk to my kids about investments real estate or stocks

Thank you all so Much! You are an inspiration ! ❤ hope to Meet you someday!

Being around Amon in Portugal has allowed me to get some great insight. One thing he told me was this pursuit of FIRE and financial freedom you can do it alone, but with your partner its even better, and when we did it we had our kids(our team) which makes it even better! This hit home for me. I have been someone that has always had the "I can do it myself" mentality, but in this life we really cant do anything alone, you only go as far as your team! This is a perfect example. Again, thank you for all your weekly knowledge!

@midkort

Жыл бұрын

True that. Marry the right person though

this was so cool! great video!!

I love this video. The conversations, whether high and really cerebral or just basic all lead to the long term thinking. Inspirational

This is truly inspiring, thank you!

Inspirational! Would love to see more conversations like this with your daughters.

This is so awesome. Thanks girls for sharing. I’m hoping my daughter will be inspired by you all.

I loved this video so much! I'm planning to show the video to my son soon. ☺

Checking in from the DMV.

Great video, thanks for sharing!

I love how creative they are with all of the information and concepts.

You guys are awesome. Such terrific advice and coaching for your kids!

Thank you for this video. Thank for the knowledge, love and unity you guys share and shared. Thank you for allowing your girls to participate in this video. This will encourage my little ones to watch this video because it’s relatable to them by seeing kids in the video. Thank you

I would LOVE to see more of these videos with the girls and discuss possible investment opportunities and just how you guys talk about money as a family. I have a 5 year old and a 1 year old and I have a book I'm planning on buying for my 5 year old, but she's already starting to say things like "can you buy me...." "can I borrow your money to buy...." so I can use some better ideas on how to discuss money to help my kids be smart investors as they get older. Thank you Amon and Christina so much for all of your work! It has been really helpful and incredibly inspiring!

I TRULY LOVE & APPRECIATE THE FAMILY FINANCIAL LITERACY TIMES YOU ALL HAVE!!!!

Yoooo..!!! Been following you guys for a while. THIS is ABSOLUTELY the BEST video yet..! (And there have been some great ones)…. Teaching the youth to FISH is so unbelievably important..! Thank You for sharing.. Blessing.. Ashe’

I’m sending this to my teen. We have very similar talks, but never considered the incentive of “matching.” I think this would be a huge motivator for our wildling to be more mindful of their mindset about money in general.

LOVE the new format

Yes!! More of these please.

Brilliant conversation!

I absolutely love this video. It's great that you continue to share your knowledge with your girls and they were willing to share with all of us. This video gave us so many ideas to share with our girls. I just wish I had people that shared this information with me when I was younger. Thank you for all the information you're willing to share. Love it 💛

Again, an inspiration. Thank you for both for the good work you do. Blessings.

Great video! I would love to see more just like it

Thanks for sharing and it was great hearing Sunoa and Melea perspectives. Girls you are truly blessed to have access to this type of information at such an early age and wanting to following it. Tracey

I would love to have more video like this so I can show it to my children. Thank you very much for sharing your financial journey with us.

Absolutely loved this video !! Thanks

I started an UTMA for my 7 year old when she was 5 because of you. I have encouraged my brothers to do the same for my nieces and nephews but that has been an uphill battle.

I definitely love this video. I hope i can have this conversation with my kids when they grow up

@OurRichJourney

Ай бұрын

Thank you so much!!!❤️🥰❤️