Thanks for leading the push SB!

@somebody_nowhere

Ай бұрын

Florida homeowner's insurance is a dumpster fire too, right? And way before California. Thanks, Florida. /smh

@357_SWAGNUM_MAGA_X

Ай бұрын

​@@somebody_nowhereI blame the ball pythons

@depthcharge6215

Ай бұрын

Push for what? Taxpayer bailout? More gov intrusion with more regulations for the same results?

@user-xs7zn6ov5k

Ай бұрын

@@depthcharge6215 shut up and mind your own business because this doesn’t concern you renter! Grown homeowners are voicing their opinions here!

It's definitely an emergency.... no insurance seems like a better deal honestly

Yes they have. Trying to cancel us. We did the maintenance they wanted and they stated we were renewed. We only had ONE claim in twenty eight years. Not a single fire either.

Lmao, proof insurance is just a scam and doesn't do anything.

@perrysanders9998

Ай бұрын

No one goes into business with the goal of losing money.

@tylerdurden4006

Ай бұрын

@@perrysanders9998 and that has what to do with scams?

@perrysanders9998

Ай бұрын

@@tylerdurden4006 That it is not a scam. Everything costs something.

@factchecker6674

Ай бұрын

They probably wouldn’t insure a boat that has holes on the bottom either. This just proves that people who buy land in dangerous are irrational.

@tylerdurden4006

Ай бұрын

Lol, do you guys actually think insurance pays you full and takes care of you guys? Or do you just pay money for nothing?

Every house has got robbed

@boogiedownforever

Ай бұрын

where

This is also happening to states that are prone to hurricanes or tornadoes. Insurance companies' only goal is to maximize profit, so they are minimizing their losses.

@maternst1

Ай бұрын

The goal of every business!

@SlimJim-bw3ib

Ай бұрын

It's a private business so I mean that's no surprise... It's not a charity organization. But the fact that they can pick and choose who to insure pretty much makes the whole business of insurance pointless, which is the main point. The fact that they are trying to make money is a given, since it's a BUSINESS.

@SiegeAM

Ай бұрын

I feel as though we’re going to end up in a place similar to healthcare. Government funded with almost forced tax payer participation that makes the entire product unaffordable to those not wanting to buy in and be apart of the communal system. CA already loves throwing out the “fair plan” which is expensive to most and covers the bare minimum.

@SlimJim-bw3ib

Ай бұрын

@@SiegeAM That's probably how it'll turn out... An obamacare but for home insurance. I mean it's either that, or a FEW number of people paying exorbitant rates for their coverage so it will make sense for the insurance company to even cover them. OR mandate it across the entire state and everyone pays. Which one is "right", well that's gonna depend on each person's situation, needs, and politics. There is no right answer. It's just whether you stand to gain, or lose, from it.

Maybe the news should play the open MIC of the insurance executive who bragged about the way they were moving forward in Ca.

@maternst1

Ай бұрын

Must have told the truth about a democrat run city! LOL!!!

Lmao they don’t care they want all of you to move closer to the city so you can rent instead and never own anything and like it

@breth8159

Ай бұрын

Agenda 2030

@chasedownblocks1736

Ай бұрын

That’s the plan. Single family homes will be the old, apartments and condos are on the rise. Rental income and HOA fees are the money makers for businesses. Property taxes will continue to make money for the govt due to the high principal and elimination of section 8.

@XXtheJUMPoffXX

Ай бұрын

@@jlot9118 I’m glad some people know what’s really going on ✊

@Violetflame777

Ай бұрын

County board of supervisors are criminals infringeing on our rights on the daily. $250,000 a year

@Violetflame777

Ай бұрын

And since you have your have insurance if you have a mortgage it will be harder for you to buy a house. 15 minute cities is where they want us and out if the rural areas. It is getting harder and harder for the people out here in the rural parts of San Bernardino to get homeowners insurance or it has gone so sky high that people can’t afford it and they just cancel it. So what is this emergency gonna do?

Yea especially car insurance also . Its gettin out of control.

@nicklasmillner101

Ай бұрын

That's nationally 😮. Somewhat across board ! Full coverage is crazy , the glut of new vehicles is about to get stupid!

@casucasueq4479

Ай бұрын

After going down an algorithm driven rabbit hole about Kia and Hyundai thefts and all the collateral damage these hit and run stolen cars are causing... I kind of feel like I'm paying for the car companies mistakes now with increased rates. Up almost 40% in a year with no claims or accidents. Weeeeee

Trying to get anything "Affordable" lately, let alone in California.

@scott-gy6fe

Ай бұрын

@@Lp0tr33 weed is half the price from 1986

@scott-gy6fe

Ай бұрын

@@MrElaboy true, but I don't go to dispensary. The dispensary calls my friend.

@scott-gy6fe

Ай бұрын

@@MrElaboy and bless California for six budding and six vegging plants, most lenient in the nation

Same with Auto Insurance!

@empire867

Ай бұрын

got a letter and my auto insurance leaving cali.😢

I think Homeowners insurance should be included in our property taxes. Insured for the amount of assessment. I pay $1400 a year insurance and $12K a year property taxes. Seems like homeowners insurance could easily be included at no additional cost in property taxes. I feel like I am being punished for owning a home with the high taxes. I'm ok with the sewer and water, mosquito abatement, and trash in my property taxes so why not add in homeowners insurance ? I am in Palm Desert CA

@shawncarter7188

Ай бұрын

Sure. How about adding basic income, homes for illegals, free food for all, condos for the homeless, full-fledged rent control, and hey --why not a $50 minimum wage, reparations, and guaranteed retirement at 55? I mean, why stop with what you mentioned? Go for it all, man! There's PLENTY of money to go around

@pcatful

Ай бұрын

Sounds nice: "homeowners insurance could easily be included at no additional cost in property taxes" I don't think so. Also if it's totally government ran, isn't that too controlling and invasive?

Greedflation. Every man for themselves.

The insurance companies know that these annual wildfire burns aren't stopping anytime soon

@Liberalcali

Ай бұрын

Gavin Newsom should implement controlled fires to get rid of dead evasive dry brush. Environmental groups that push laws to not have fire has destroyed the state. Native Americans have already practiced controlled fires if they didn’t they would all day in one huge blaze

@SlimJim-bw3ib

Ай бұрын

Well people were popping off firecrackers when we had an active firewatch warning throughout the state, so can you blame them. People just don't listen and expect someone to take care of them.

@brittanysbets2626

Ай бұрын

Yep and the homeless will continue to start the fires.

New California all the way!

Big big problem with all the insurance companies exiting California. What are we supposed to do and the insurance we run to is costing us an arm and a leg. Frustrating

😂😂 depending on Ricardo Lara and Newsom? Good luck lol

Thank Gavin for this

Let's face it, the government will insist that your home valuation is $890,000(boost tax revenue) but the insurance companies are not buying into that. What kind of moron buys a pair of sneakers for $400 when they are just a pair of sneakers? Thousands of people are paying million dollar real estate taxes on $400,000 homes.

The California insurance commissioner’s office already made a deal with said companies and we can expect to see 2-3 policy hikes this year alone. The commissioner’s office canceled a public hearing on the matter the day after cutting those deals. How do I know, a good friend is an executive with Mercury and flat out told me so!!

@masonite1973

Ай бұрын

30% increase in premiums, right?

Is it just CA's insurance commissioner incompetence or an insurance industry power grab?

@Oldcrow77

Ай бұрын

It’s insurance companies greed We live in NorCal and after 20 years of never being late on a premium payment, and no claims. 4 years ago we got a letter saying they were dropping us. Called our Agent, he said many companies doing it and pulling out of Ca all together. Shopped us around to 25 plus carriers. Nobody would take it. We now get insurance through the states. “Fair plan “ act Greedy corps been pulling in money all these years, now that they got to pay out some, they are taking there ball and going home.

So what would an emergency declaration trigger happening ? The state , taxpayers, would subsidise it ?

@SlimJim-bw3ib

Ай бұрын

Whenever government steps in, yes the taxpayers will have be involved somehow.

@timhinchcliffe5372

Ай бұрын

Can you imagine a government run insurance company... every claim will be paid out so as not to offend any non White and or alphabet persons.

@Hardlabor1978

Ай бұрын

When government steps in to fix something, they fix it with your money.

Sold my great grandfathers home In SB two years ago. Best move I ever made

@NoOneHere2Day

Ай бұрын

Congratulations.

@Thadopeera

Ай бұрын

@@NoOneHere2Day 💯

@masonite1973

Ай бұрын

Hopefully you found some place better? Selling a family property is not done lightly

@Thadopeera

Ай бұрын

@@masonite1973 It wasn’t easy.

Los Angeles in its entirety calls for a crisis emergency declaration

Something way off with all of this.

Insurance companies are out of control. Insurance companies are the richest companies in the World and insure against high costs if disasters, that is until disaster happens and they have to cover the costs for once and they freak out ...this was the reason they collected all of everyones premiums regularly during the disaster free decades as the money grew interest. Its akin to a casino refusing pay after years of your losing money in their casino for years only to deny payout once you win big only its alot worse and tacky. The companies are to ensure replacement of items insured, afterall this is their business plan... 'Allstate' should be forced to change their name to 'SOMEstates' or 'Selected States'. Next insurance companies will see the massive loss of premiums they aren't getting now and will file bankruptcy.

I live in LA. 5 yr old paid off car, clean record, minimal miles driven for me to see a $500 price hike and 2 month up front payment on demand at renewal. Homeowners policy with same company went up $400 this year. At this rate, I'll have no choice but to sell my home and move out of California in order to afford to retire. I hate when people make every conversation about politics, but at this point...I'd vote to anyone who can regulate these big corps and bring all Americans some relief. Oh wait. ABSOLUTELY NO POLITICIAN would be willing to do that.

Whats wrong? Charging people every month is not enough when you need to pay?

I’m not sure our CA politicians are smart enough to handle this crisis.

This is Only the Beginning of this Nightmare…

I can’t even invite friends over for a party. I’d be ruined if someone got hurt and I don’t have insurance.

In areas where there is greater risk to homes, cheaper homes should be built. It's obvious. There is no sense in over-investing where your investment is at great risk. More focus should be on containing costs, and more of the build cost should be focused on resiliency features rather than convenience or luxury features. Failure to recognize this obvious truth will just result in financial ruin over the long term. Reality can only be denied for so long.

@shawncarter7188

Ай бұрын

Nothing is cheap in California. There's no such thing as a cheap home or affordable housing when the cost of living is through the roof.

@shawncarter7188

Ай бұрын

By the way you contradicted yourself... resilient buildings (resistant to fires, floods, and earthquakes) cost more. The only way you can make it cheaper is by forced labor.

Better to tell the banks to f off needing insurance, if not they wanna charge 5k for home insurance

Everyone needs to watch the movie titled “Magnificent Dope”; If it isn’t obvious on first glance that the concept of insurance is actual ridiculousness and a scam then I don’t know what to tell ya.

Depending on Ricardo Lara and Newsom?? 😂😂😂 Goodluck!

It's frustrating that insurance companies like State Farm pay their agents high wages, while customers face increasing costs to insure their homes. State Farm should reconsider the high salaries paid to their agents, some of whom earn over $500k and fall into high tax brackets, while average homeowners bear the financial burden. They need to come to medium where their agents don’t get a kick back while the average home owner suffers..

There goes your AMERICAN DREAM LMAO !!!!! hahahahahahahahahaha

@dion8962

Ай бұрын

Coming from someone whos clearly living in a self induced nightmare hahahahaha😂

@TheOtherKine

Ай бұрын

@@dion8962 Life isn't real man..... it's a simulation LMAO

Evers since the government mandated everyone has to buy vehicle insurance (in the 80s?) it has given all insurers IMPRISONED CUSTOMERS. Resulting in LESS insurance for a lot MORE MONEY and homeowners' insurance is no different. My homeowners doubled this year because my roof is ten years old (seriously WTF). I own one rental and the insurance has tripled since purchasing it just 3 years ago in NEW MEXICO. This cost is passed on to renters. Rent raises that go into corporation's pockets not property owners just to stay afloat. Americans need to understand our government puts corporations before all people. Insurance companies making their own rules to gouge American was created and is protected by the government. The same government that allowed corporations to buy up millions of starter homes as a result of the pandemic. literally creating a "perceived" housing shortage overnight which in fact is corporations hoarding real estate to resell at grotesque prices. THAT RESULTS IN HIGHER TAXES THAT GO DIRECTLY INTO STATE and local GOVERNMENT COFFERS. Biden or trump won't be helping to rectify the situation. You need Robert Kennedy Jr for this which is why he does not have corporate sponsors and neither candidate will debate him or allow him to compete. Since 2010 corporations have been given the right to donate as much $$$$$ as they want to politics by a conservative supreme court. The government calls this Bulls8 'corporate personhood' giving our individual rights as real people to all corporations. Eliminating the need for voters' financial backing and putting CORPORATIONS IN THE RULING CLASS OVER WE THE PEOPLE. What the court gave IDIVIDUAL PEOPLE was the right to sue these rich corporations on our own dime, NOT EXACTLY A FAIR POWER DYNAMIC. Making politicians dependent on corporations instead of the people. All politicians need from voters is a vote that they are legally allowed to lie and misrepresent to get said vote. LIKE TAKING CANDY FROM A BABY. The only shot voters have at this time in the fight against corporations is RFK Jr all the way who is running on this very premise. Is it any wonder that media corporations and journalist won't acknowledge him properly.

Whats up w Cali & insurance companies demanding you chop down all your living trees to get homeowners ins ? Healthy trees produce oxygen.. wth is really going on ?

@surgeryonthesidehustle

Ай бұрын

Insanity.

@saramae9878

Ай бұрын

Greed. They just want the most money possible.

@Mutlap

Ай бұрын

no trees reduce liability, if not go it alone with no insurance, mortgage holder wouldn't allow that!

@chadgeary5615

Ай бұрын

Yep, I live in Arrowhead. They made us cut down any tree less than 6ft tall a couple years ago. Total b.s.

@kentcrawford7080

Ай бұрын

So insurance companies have become the new HOA

Really? How about we replace the government in Sacramento and my California more business friendly?

31 years home owner and no claims ever made...paid 300 for years. Now in a 125k manufacturered home on 2 acres and insurance wanted 2000 a year, two years ago. Called to see if I could get lower limits and higher deductible, left message with broker. They did not return a call after several messages. Now I have no insurance, sure it's a risk but one worth taking at these prices. Home is paid off, otherwise not possible to run naked.

@SlimJim-bw3ib

Ай бұрын

I'm just worried about the earthquake. Experts have stated the odds of a 8.0 magnitude earthquake hitting between 2010~2030 is 75%. It's 2024 right now. Which means we have less than 6 yrs left within that projected timeframe. If and when it does happen, gas, water, power lines will be compromised, and pretty much the whole state will be paralyzed for months. First responders will be overwhelmed. And if the house is damaged, the labor to fix the house will be practically impossible to find. I'm just thinking of a way to get out of this place before the inevitable.

@scott-gy6fe

Ай бұрын

@@SlimJim-bw3ib earthquake insurance is additional on top of home insurance.

@SlimJim-bw3ib

Ай бұрын

@@scott-gy6fe I know. I'm saying I'm just worried about the earthquake that's looming over us.

@scott-gy6fe

Ай бұрын

@@SlimJim-bw3ib ok, it is coming for sure

@ireneduran1655

Ай бұрын

Dad and Mom had 2 homes and never had house insurance. Yes, I have insurance, but they keep an eye on your overgrown trees, trim, or we will cancel insurance.

You will own nothing, and you will be happy. Or else!

Fire home insurance is crazy expensive now. Everyone leaving California. Will prevent people from affording a home even more

look at tenemants and revenue for what except more cameras?

So glad I left. Californians voted for this by letting a supermajority run the state. Just a note. If you plan to leave California, please do not vote to turn your new home into what you ran from.

@navigator487

Ай бұрын

Or at least stay in your lane. Punch the blue chad, OR, WA, NV, CO is where you want to be.

We should not be footing the bill with increased/ canceled premiums for people who choose to live in multi million dollar homes on a cliff over looking the ocean or in the foothills/ mountains where it is prone to fire. They should be required to be self insured for 60% of the replacement value of their homes.

@shawncarter7188

Ай бұрын

The expensive homes are not the issue.

HOs in South Lake Tahoe and Northern Nevada are affected, too.

In Texas you need to pay for Flood Insurance

The TV ad right after this showed an emu pimping auto insurance.

Arizona I pay 520 a year in home insurance got a good deal with a Dave ramsey insurance folks

Seriously? This constitutes an emergency now?

Seems like BS. In CA, the insurance industry total revenue is $90 billion per year. Their collective "loss ratio" is 63%. They're pocketing 37% of people's premiums. Now granted, they have to pay salaries and rent and such, but $33 billion in gross profit is nuts. Meta/facebook has a lower gross profit lmfao, and they don't replace houses and operate globally, not just in CA.

@Jleed989

Ай бұрын

They also have to prepare for future claims/disasters

@shawncarter7188

Ай бұрын

I love it when people spout nonsense proving they have no clue whatsoever about the subject.

Take your chances

Wait until the earthquake hits San Bernardino is right next to the San Andreas fault

@marcozamora3182

Ай бұрын

Exactly

Hopefully these fires doesn't destroy Newsom unfinished bullet trains

That bum governor doesn’t care enough to do that.

Abolish insurance it's a pony scheme

"Stabilized"? Meaning subsidized? Meaning, force insurers to operate at a loss? What does "stabilized" mean?

@masonite1973

Ай бұрын

Tax payers eat it

If you voted democrat "them" stop complaining its what you voted for.

dumped for having too many trees. but my house has no overhanging trees...scam.

That's how you remove people out of an area not wanted occupied any longer

Home insurance being stabilized?, This really shows how expensive housing is that if they were to be properly insured that people would be out of their home.

Try running an insurance company and make it profitable.

Why not just insure yourself ?

Wait... they own a home? I want rich people problems.

how many of them have earthquake insurance

No insurance then comes a man made earthquake and massive fires then some entities scoop up all the land

Thanks Dems!

“I’m from the government and I’m here to help.” They have created this crisis and will now create a state-run insurance agency that will sell insurance to homeowners and essentially become self insured by tax payers money. Swell.

@D.BeMe1

Ай бұрын

They already have. It's called the California fair plan, except it's unfair because it's mandatory in certain areas.

@pcatful

Ай бұрын

I can't see how government could handle it well at all. And it would be so invasive. At least with private companies, it's about the cold hard cash.

So what?, it's insurance. You got to pay the going rate.

@shawncarter7188

Ай бұрын

Eh... insurance companies are not offering services. A "going rate" is meaningless if there's no product to buy.

Best to buy a mobile home in CA.

Socialized insurance? State declaring a "state of emergency". So many emergencies, so little time and money. Oh, wait, just pass a new tax. (SARCASM ALERT)

Just abandon California already

@Hardlabor1978

Ай бұрын

But it's a beautiful place. Too bad democrats ruined it.

Calif will have to self insure with a rider on the bottom side...to cover the huge losses. That means an Insurance Co covers the huge losses.... and the pot of funds that calif collects fr Insurance pays the smaller losses. L

Government Failure

Banda sigan unique hunter y Aldo Lara 💯🔥

Underground houses = cooler and less impacted by extreme weather situations and fire?

@f4ll3nzr0

Ай бұрын

Underground houses or cave houses in the mountains. I don't know if either would do well in an earthquake but the heating and cooling savings alone.

How bout better forest management around those power lines California 🙄

FGN!!!!! SERIOUSLY!!!!

The insurance is not trying to lose money. They know they’re gonna lose money because there’s a lot of fires there in California. I wouldn’t start a business there for insurance at all in California. It’s too crazy out there.

@saramae9878

Ай бұрын

They definitely are not losing money. The insurance industry in California collectively out earns Facebook, the 7th largest company in the world, in gross profit. It's not a financial viability issue, it's a corporate greed issue. Their gross revenue was 90 billion lol, that's bigger than the GDP of 9 the US states.

@NoOneHere2Day

Ай бұрын

The insurance companies are doing the same in Florida because of the hurricanes. Insurance companies just want your money but don't want to pay.

@saramae9878

Ай бұрын

@@rayb.6537 The data I presented was just from CA. Their revenue there is 90 billion. Nationwide insurance industry premium revenue is 1 trillion USD. You're getting ripped by the people you're defending.

You should move to Florida or Texas!😂🤣😂🤣😂🤣🤣🤡👍

Lol! Leaving America is a new American dream. Can't wait for an opportunity 👍

That’s the worst place to live in ca Stockton takes 1st though .

Insurance is the cancel culture $$$, let’s put them out of business now

Make houses cheaper so we don’t have a sea of homeless In our cities.

@chiehlilee9224

Ай бұрын

Even if they can afford the house, they can’t afford the property tax, what is the point? The largest landlord is the California state.

@breth8159

Ай бұрын

The maturity of homeless people will end up selling their house for drugs

@chiehlilee9224

Ай бұрын

Dumbest statement ever made, make food cheap so nobody goes hungry, make healthcare cheap so everyone can be healthy….how about make labor cheap so everyone can get serviced?

@WalkawayRene12

Ай бұрын

Majority

@GoBrand0n

Ай бұрын

That's not how it works. You must be a libertard!

Newsom not gonna do anything

Thank Newsom for this crisis, for the public safety crisis, the budget crisis, the gas price crisis...to name just the few most recent CA crisis.

@kennethloki7011

Ай бұрын

All the same issues happening in Florida. DeSantis has been making the place unlivable for people making less than 150k a year.

@Lulusvideos1

Ай бұрын

@@kennethloki7011big part of that is because of the influx of people from other states and illegals immigrants flooding the country.

@sdfsdf2205

Ай бұрын

soon to be housing crisis, considering every single home is being converted into ADU's to rent. From realtors, specially out of State/Country they chop, split rebuild for it which becomes renter lots.... You can have multiple ADU's now, with tax breaks under 1 single family home lot now. Due to Gavins new ADU laws in 2024.

THIS WHAT HAPPENS WHEN YOU SEE A HILL AND BUILD ON IT

@Jleed989

Ай бұрын

You have to build somewhere

@shawncarter7188

Ай бұрын

​@Jleed989 have you been to California? There is so much flat land it's ridiculous. Nobody has to live in the mountains. That's a luxury.

Insurance is fake. Do not get Insurance. Not even for a car..

Larry Elder Won. . No Taxation Without Representation. Do You Feel Representated? Act Accordingly 😉

I miss Sam Rubin.

@scott-gy6fe

Ай бұрын

@@Yahoocommenting and Chris Burroughs too

Simple solutions: 1. rent instead of own, 2. Get out of California.

Ban insurance companies

@alphaomega5909

Ай бұрын

Then next eill come Banks ,Mortgage companies refusing to loan you $$. To buy,build a home. Insurance is mostly to Cover the Mortgagee you have. If youre paid up,No mortgage? You dont have to carry insurance. In any stste.

now people can't afford insurance in Florida and California! wait for the next natural disaster to really shake things up

The comments here sure seem to support the Koolaid theories.

California will become inhabitable!!!!

@jessasdad

Ай бұрын

Did you mean uninhabitable?

@saythankyou111

Ай бұрын

Un

@Hardlabor1978

Ай бұрын

50 years from now California will be a LGBTQ country of its own 😔

No home ins no home simple. That's how we will be renting forever. Own nothing and be happy

@Jleed989

Ай бұрын

And rent is soaring

Pay your own way...

They got the insurance company in on it to,hahaha california hahaha

Hostile