Revealing My R1.2 Million Investment Portfolio At 27 Years

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In this video, I will reveal our total investment portfolio and explain our investment strategy as a married couple. I will discuss all our investments in unit trusts, our experiences with financial advisors, and our decision to switch to managing our investments ourselves using low-cost passive funds. I will also talk about our diversification across different asset classes and our financial goals as a couple.
This video aims to educate and inspire others to take charge of their own finances and to adopt an holistic investment strategy. I am sharing actual cold hard numbers and details about our portfolio to maintain complete transparency and to provide a real-life example of our investment approach.
I hope you guys enjoy it, and as always, feel free to let me know if you have any questions.
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My name is Dr. Pieter Marx de Villiers, and I'm a Veterinarian turned Financial Advisor from South Africa who aims to retire by the age of 35. Follow me in my journey towards Financial Freedom in (hopefully) just 10 years! :)
This channel will help you achieve your personal financial goals through the things I’ve learned and researched to improve my own financial health.
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Lekker!
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DISCLAIMER
Whilst I am a Registered Financial Advisor under the FSCA, the content on this KZread Channel and all of my other Social Media Platforms are only for Educational Purposes and should not be taken for Financial Advice. You and only you are responsible for your financial decisions and must therefore conduct your own research and seek the advice of a licensed Financial Advisor where necessary.
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Пікірлер: 53

  • @TheTshegofatso
    @TheTshegofatso Жыл бұрын

    Thanks for the transparency.🙌🏾 So inspired by your journey.

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Thank you so much for the donation Tshegofatso! That is really kind of you! :)

  • @jacobodenstein1979
    @jacobodenstein1979 Жыл бұрын

    Congratulations Pieter to you and your wife. Its so refreshing to see people not only talking about an plan but actually executing. My theory has always been that "success is more or less enviable if you constantly keep doing the right things". Best of luck to you guys💪🏻

  • @aarushisanah5811
    @aarushisanah5811 Жыл бұрын

    I made my first million investing in the stock market excited, now I have time for my self and family

  • @molleespillett3181

    @molleespillett3181

    Жыл бұрын

    This is the goal, finally financial freedom

  • @jasminemccumber4694

    @jasminemccumber4694

    Жыл бұрын

    Hey Aarushi, as a beginner in stock investment I want some help, do you do this yourself? you must be a Pro or something.

  • @aarushisanah5811

    @aarushisanah5811

    Жыл бұрын

    @@jasminemccumber4694 No I don't, “Annette Michelle Walters” is the Pro who assist me, look her up on the internet

  • @jasminemccumber4694

    @jasminemccumber4694

    Жыл бұрын

    @@aarushisanah5811 Thank you very much, I have seen her profile, sent her a well articulated email already waiting for her response

  • @harlibassham8187

    @harlibassham8187

    Жыл бұрын

    @@aarushisanah5811 I love Annette, I was in a conference in Connecticut where she spoke to the people, very sound human being, there is always this charm with smart, calm and ambitions women.

  • @iamgavcarter
    @iamgavcarter Жыл бұрын

    Thank you Pieter for the insightful, empowering info. Keep doing what you're doing! Cheers 🍻

  • @thulilekubheka5923
    @thulilekubheka5923 Жыл бұрын

    Wow, you guys have really done well considering how young you are, truly inspiring. Keep it up team, and thank you for sharing.

  • @elannadaul7002
    @elannadaul7002 Жыл бұрын

  • @elannadaul7002

    @elannadaul7002

    Жыл бұрын

    Orrr ͲeIєɠɾαm👉Sharonrooker

  • @frankiepeterson3417

    @frankiepeterson3417

    Жыл бұрын

    We can all learn a thing or two from Rooker, her profit making skills is phenomenon. Thanks to her I'm making more profit and getting rich.

  • @MrAssegai
    @MrAssegai18 күн бұрын

    Welgedaan Pieter, dis goed dat jy met ander deel hoe jy dit doen. Eks bietjie ouer as jy, het baie soortgelyk vroeer opgetree en een ding ek wens ek vooraf na gekyk het is emigrasie belasting - dis nou as jy jou RAs uit laat betaal. Ek dink daar is 'n sweetspot waar dit nog sin maak om steeds te RA as jy wil emigreer, maar dis nie by die 27.5% merk nie.

  • @ronellekekana9703
    @ronellekekana9703 Жыл бұрын

    Thank you for the transparency :) It’s refreshing, and very helpful to new investors such as myself. ❤️

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Ronelle. You are most welcome! Investing takes time, but the important thing is just to get started and to try and stay as consistent as possible. Compound interest is a wonderful thing :)

  • @trishterry007
    @trishterry007 Жыл бұрын

    Congratulations and please keep doing this valuable work for us all out here... Highly appreciated 👌😊

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Thanks Trish! I really enjoy sharing my journey and will continue to do so as far as I can :)

  • @17Lysandra
    @17Lysandra Жыл бұрын

    Thank you for the amazing content this year!

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    You are most welcome Lysandra! :)

  • @Sibongile-maseko
    @Sibongile-maseko Жыл бұрын

    It's so encouraging and refreshing to see this grow.Thanks for being honest I'm so inspired by your journey ✨️ I'm right behind you sir . Well done 👏

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Sibongile. Thank you so much! I truly appreciate the support and encouragement and wish you the best on your financial and investment journey as well! :)

  • @Langanda.peaceafrica
    @Langanda.peaceafrica Жыл бұрын

    Very encouraging thank you Peter.

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    You are most welcome Jeffrey :)

  • @lifeinmotion5166
    @lifeinmotion5166 Жыл бұрын

    Hi, thank you for a great show. I just started on the journey and have bought into the following: 1. Dipula 2. PBT 3. Stor-age 4. Spar 5. ZZD What is your view on my options and any advise? Thank you

  • @DlangaFit
    @DlangaFit Жыл бұрын

    Speaking of crypto, look into XRP. thank you for your content. I'm learning a lot

  • @theesanvedan
    @theesanvedan Жыл бұрын

    Thanks for the video.

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    You are most welcome Theesan! :)

  • @Leesie1212
    @Leesie1212 Жыл бұрын

    Hi Pieter, thank you for your informative videos! It's really helpful to find a channel providing financial advice based on the South African market and the types of products and FSPs we have here. I know this is quite sensitive information, but it would be interesting to know the Rand value of how much you are investing into those separate pockets every month. That will help us gauge how to adjust our investment strategies to achieve a similar portfolio in a similar timeframe. Thanks again.

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Leesha. You are most welcome! You can check out my investment portfolio update series where I show exactly how and where I imvest my money every month. Just remember, ever person is different with their own risk tolerance and investment time horizon. So what works for me might not necessarily work for everyone :)

  • @clintondeabreu6517
    @clintondeabreu6517 Жыл бұрын

    Really enjoying the content Pieter! Would love to hear about the crypto arbitrage if you could please make a video on that topic soon? Keep up the awesome work!

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Clinton. Thanks man! Yes for sure. I have been making use of Crypto Arbitrage the past 3 months and have generated a decent return, so I will soon make a video/guide on how it works and who might benefit from it :)

  • @masimbamalcomsimbi7806
    @masimbamalcomsimbi7806 Жыл бұрын

    NICE CONTENT MATE, WILL BINGE WATCH YOUR CONTENT CAUSE THIS IS WHAT I HAVE BEEN LOOKING FOR: WAYS TO INVEST IN SA AS A FOREIGNER.

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Masimba. You're most welcome! Thanks for the support! :)

  • @ashleighbrooker6270
    @ashleighbrooker6270 Жыл бұрын

    Can I ask a question? How do you invest jointly? Are the accounts in both names?

  • @theesanvedan
    @theesanvedan Жыл бұрын

    Well done

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Thanks Theesan! :)

  • @qswedasf
    @qswedasf Жыл бұрын

    Just a note, when you say cash is a good return atm, its actually not because the return above inflation is still very low (aka real growth). Another note, sitting on too much cash can be a bad thing. You can wait for an opportunity to come, which might take so long that the returns of having your money invested would supersede the opportunity anyway. Build a complete picture of your full portfolio and understanding on how diversification and allocations look on both asset class level as well geographical and capital markets (top, mid, small, sector etc.). RA's already have a big portion allocated to income so you might find you area heavily conservative for 30 years time frame with additional 30% cash. I understand you have taxes you need to pay still, so maybe exclude this in your portfolio as its not really part of your long term investments but rather short term allocation for responsibilities you still need to pay. So separate this from your speculation/opportunity stash. Then allocate a portion to cash (together with Crypto, Individual stocks etc.) for the speculative trading or opportunities that can come around to be an overall allocation percentage. So your biggest allocation is not sitting on conservative investments.

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey WR. You make some excellent points. The return from equity and property will always beat those from bonds and cash over the long term, and I am continuing to invest into the equity market every single month by following my long term investment strategy. I have quite a large emergency fund, and seeing that my investments are still in its infancy stage, this makes up a large proportion of my total net worth which skews my allocation to cash holdings. But now that my 6 month emergency fund is complete, most of my investments will go towards the markets so this will dilute over time to a much smaller proportion.

  • @1on1artschool
    @1on1artschool Жыл бұрын

    Great growth to be proud of! Crypto arbitrage is something I saw pop up this year too. Looking forward to a video on that! Best of growth to you and your wife for 2023!!

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Thanks Gabrielle! Jah Crypto Arbitrage is quite a nice alternative investment with low risk and potential high return, but the margins are rather low lately. But jah, I want to first test it out using my own money before I recommend it to my audience :)

  • @wjg203
    @wjg2033 күн бұрын

    Please explain the tax refund you got from you annuity contributions

  • @elsalenaoosthuizen8532
    @elsalenaoosthuizen8532 Жыл бұрын

    I find it very interesting to be able to compare our portfolios. Additionally, I want to applaud you for conveying a message that cannot be understated - namely the importance and advantages of diversify one's portfolio, so cheers to that! Ek wil wel weet wat jou opinie is met betrekking tot die EC10 Crypto wat op Easy Equities beskikbaar is, is dit die moeite werd, of moet mens eerder n ander middel gebruik?

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Elsa. Baie dankie! Ek waardeer dit opreg. :) Die EC10 bundle is 'n goeie manier om mens se Crypto te diversifiseer. Hulle het ook dan die Top 20 bundle wat meer op Alt Coins gefokus is en dan het Revix ook hul top 10 bundle. Almal is maar ewe goed, maar ek dink die van EE is bietjie goedkoper as dei van Revix. Maar as jy indiviuele crypto coins wil koop dan sal ek die EasyCrypto.com platform aanbeveel. Ek het 'n playlist op my channel wat alles gaan oor crypto en die verskillende platforms in SA as jy daarna wil kyk om te sien watter opsies alles bestaan. :)

  • @Lostmykeys96
    @Lostmykeys96 Жыл бұрын

    Lekker man lekker

  • @barendsmit1542
    @barendsmit1542 Жыл бұрын

    Do you rent or bought a house?

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Hey Barend. We are currently staying with family to save some money, but we usually rent

  • @clyde4107
    @clyde4107 Жыл бұрын

    crypto should be 2-5% of your holdings ... 🤣🤣🤣🤣🤣🤣🤣🤣🤣

  • @noziphokhumalo2963
    @noziphokhumalo2963 Жыл бұрын

    Really appreciate your content, you and wife have done so well👏👏👏

  • @MoneyMarx

    @MoneyMarx

    Жыл бұрын

    Thank you Nozipho. It's always nice to see your comments and support on my videos :)

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