Woah! Slow your roll!😂I'm just kidding. I think you should write a book titled, "Retirement Travel for Dummies". Might help me, lol 😊😂

I would love to see how this advice would apply to the single/solo traveler.

@Flipvirtual

3 ай бұрын

Still works! I'm doing it now! It works best if you have an online income. Mine is house flipping and I just rack up tons of points. I have a brand new channel where I'm explaining step by step.

@siouxrose7766

3 ай бұрын

Me, too.

@connieg7692

3 ай бұрын

Can you elaborate more on the question of whether having credit cards for travel as a solo traveler?

I love the Chase Reserve card. The $550 annual fee is fully offset by a $300 travel credit (that I also use at home for local transit passes), Priority Pass, Global Entry/TSA Pre-Check, auto rental insurance coverage, travel medical coverage and partner benefits. I have several other Chase cards and can easily transfer points from those cards to Reserve so those points stack up quickly! I will also say Chase Reserve Customer Service is top-notch - anytime I have questions or problems, they take care of it promptly.

@jkopvo

4 ай бұрын

I'm not seeing the travel medical coverage listed anywhere (as a benefit to the Chase Reserve card). Can you possibly post a link to a page that describes that benefit? Thanks!

@Flipvirtual

4 ай бұрын

the travel insurance coverages, in general, only cover you for round trip "paid" tickets. if you book mix in an award flight, your screwed. you would have to be "all-in" on the reserve card for travel expenses to get the desired coverage. most likely your better off with getting add-on travel insurance when you book the award flights and using health coverage like "safety wings." In the end, the whole point of travel hacking is to book award flights and not pay for most tickets.

@Flipvirtual

4 ай бұрын

I will follow up with saying I do like the reserve card for separating biz from personal expenses and the wider 3% category vs the amex gold.

@jkopvo

4 ай бұрын

@@Flipvirtual Linda had mentioned that "travel medical coverage" was provided with this card, so that's what I'm trying to see (where that is listed as a benefit of this card) to see if that would save me from having to purchase international medical insurance when traveling.

You mentioned the benefit of getting 3x on travel with Chase which I highly concur, but then recommended the Sapphire Preferred which only gets 2x. The only Chase cards that do give you 3x on travel are the Sapphire Reserve (unlimited 3x) and Ink Preferred (capped at $150,000 at 3x and then 1x per year). The CSR is $550 a year but with the easy $300 travel credit, it works out to be only $155 more than the CSP…and you do get quite a bit for those $155.

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks for pointing it out. We got it mixed up with the dining. Should have been dining and not travel.

@alexarauz

4 ай бұрын

@@GroundedLifeRetirementTravel No problem happy to help. I am a fellow world traveler and think maybe you should reconsider the Chase Sapphire Reserve. In my experience it is hands down the best travel card available in the US. The Amex Platinum is great for lounge access and 5x on flights, but the CSR is a premium travel card you can use all the time. The 5x on flights is great but the Amex insurance only covers you on round trip tickets paid fully with the Platinum, the CSR covers travel that is only partially paid and also one way trips. Plus there is the Emergency Medical and Dental benefit that only the CSR and Ritz Carlton card offer. While it’s not ideal to rely on credit card medical insurance, it’s nice having.

This is my new favorite KZread channel. I first started watching your Amtrak channel and did a cross country train ride during Covid. Now that I am going to be a part year digital nomad, I absolutely love this new channel

@GroundedLifeRetirementTravel

4 ай бұрын

Awesome, thank you!

You ran the leg work, paid tuition, and we learn the lessons. Thanks much. 👍💯

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks

Thank you for clarifying some of this travel credit card overwhelming confusion. I was going to apply for the Chase Sapohire Preferred, but chickened out with the travel partners? Transferring points to airline programs, I’m sooo confused!! Maybe you guys can do a video on reward earning, using, expirations, transferring of points, airline programs 🤯🤯🤯

@GroundedLifeRetirementTravel

4 ай бұрын

Great idea, thanks.

In addition to acquiring your cards and planning your travel, you should also have a plan for obtaining top tier status with Hyatt or IHG. That plan will dictate which card you'll use for which purchases (as you maximize point multipliers for different spend categories, like travel), and when you'll plan to transfer points from your premium card(s) to your hotel (or airline). Maintaining top tier status with a hotel chain comes with many perks like higher point multipliers, suite upgrades, hotel lounge access with free food, free parking, waived resort fees, etc. Those benefits can add up to even more than the credit card benefits for frequent travelers.

@GroundedLifeRetirementTravel

4 ай бұрын

You nailed it again. Top tier IHG and Hyatt are the way to go. Currently typing this from a 24 night Hyatt stay in Japan.

@saylorgirl799

4 ай бұрын

How do you obtain/maintain top tier status? Is it based on number of night stays?

@DaveM-FFB

4 ай бұрын

@@saylorgirl799 Every hotel chain has a different way of obtaining status in their loyalty program. The Hyatt program allows you to earn status with Qualifying nights or Base points. For most people it's easier to accumulate qualifying nights. You can get more detailed information by Googling "Hyatt (or IHG, Hilton, or Marriott) Loyalty Program".

@DaveM-FFB

Ай бұрын

@@saylorgirl799 It's different for each hotel loyalty program. To earn Hyatt Globalist you need to earn 60 Qualifying nights each year. Each night's stay is a Qualifying night whether it's paid or free on points. You can also earn Qualifying nights based on credit card spend.

What a killer video. Thank you so much.

Thanks again! Looking forward to the newsletter!

Many thanks!❤

I found your channel today and I’m binge watching as I might be headed to Chiang Mai😌

You guys have me hooked!! Thank yoiu for your content.

Thank you.

Love it! Thanks for sharing!

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks!

Another GREAT video... thank you for the breakdown!!!

@GroundedLifeRetirementTravel

4 ай бұрын

Glad you enjoyed it!

Thanks for the tip on order of cards…never would have known that.

@GroundedLifeRetirementTravel

4 ай бұрын

Happy to help!

Awesome, valuable information as always. Thanks for sharing and be safe traveling.

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks!

Exactly what I am working on at the moment! Thanks. Robert in NYC.

@GroundedLifeRetirementTravel

4 ай бұрын

Fantastic!

Saving for later!

Thanks for sharing your experience. Have a great day!

@GroundedLifeRetirementTravel

2 ай бұрын

Thanks, you too!

Excellent info. I love the insight about how many personal cards vs business cards. I'm definitely incorporating all this valuable info to my retirement plan. Thank you for this great class! 😊

@GroundedLifeRetirementTravel

4 ай бұрын

Wonderful!

Thank you both for the credit card and Webull tutorial! So helpful to be able to go back and listen more than once!

@GroundedLifeRetirementTravel

4 ай бұрын

Our pleasure

Thank you for this information. I am gonna need to listen to this video a few times. 😅

@GroundedLifeRetirementTravel

2 ай бұрын

Glad it was helpful!

Thanks for the great video. I just got the Chase IHG card with 165,000 bonus. I need sone dental work, so I'm going to Costa Rica. Staying at a Crown Plaza in San Jose. Between the hotel stay and the dental work, I'll easily meet the required spending level to get the points.

WoW, I've been following ya'll for a while now and am always amazed and thankful for the information that you share. As of this note I've watched this particular vlog two times, and have made notes. My one boo boo was the Venture X, so when renewal time comes around I will be cancelling and getting one of the others for my Priority Pass. In the event that their are changes, I hope that you do an update vlog. I've got my travels planned out for the next year, and except for a few hotels that I'll be paying for with either points or my CIBP I'm all set for the time being. Thanks Again!

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks! To be clear the venture x is only a problem if you are using a mail service while travelling. If you are keeping your home it is great.

WISE wins hands down. I use all the time, never failed me

Hello, you guys are a breath of fresh air! I am watching your channels daily. Can you please provide your link to your training program. Thank you, in advance. Blessing ALWAYS to both of you and thanks a million for sharing your knowledge, experiences and training. Special thanks for sharing and providing hope for soon to be retirees!

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks so much, our course is here: groundedlife.thinkific.com/courses/youtube-after-40

I was wondering if you have ever done European river cruises or American river cruises? If yes, how were you able to find great deals? Thank you you have wonderful videos and hearts of teachers.

Thanks for your informative videos. You explain everything so very clearly and easy to understand. Question: What do you think of the Ritz Carlton card offered as an upgrade by Marriott?

This is detailed explanation of benefits and perks. You're doing great job as always

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks

Hey guys - absolutely excellent video full of great information. A few questions: if you think chase points are best overall, can you perhaps go into a little more detail on why you prefer Amex platinum over chase sapphire reserve? I had both at one point and like you couldn’t justify both, but I chose to get rid of Amex. So I’m curious to understand your reasoning better. I found chase points better as well and liked the lower annual fee and lounge access. Chase also has the annual travel credit whereas Amex platinum I think was only airline incidental credits? Next is more of a request for a future video - I would love if you guys would put together a video that explains how to transfer chase or Amex points to an airline for use on booking a partner award. I find that very confusing. I think you alluded to it in this video. For example if you want a flight on Iberia airlines that is a one world member, I think there is a way to transfer chase points to say American Airlines, who is also a member, and somehow book the Iberia flight using American points? Any help with that would be HUGE! Thanks in advance!

@GroundedLifeRetirementTravel

4 ай бұрын

Yes, we will plan to do that very video! We do have both CSR and Amex Platinum, but our ink preferred gives us similar travel 3X to the CSR. The Amex has better benefits for us. We should probably do a Platinum vs CSR video.

Hi, unfortunately, I’m not able to get Chase credit cards. I’m doing mostly business cards with Amex and Capital One as a workaround. Thanks for the good video

Hi, I have been watching your video a lot lately. Im very impressed with your research. I have been enquiring about chase credit cards over in Australia where i live but come up against dead ends as where i can actually get it. In particular the business card, as i have a business that I can use it for. Do you have any travel award cards that you can recommend for Aussie.

Thanks guys! You guys are super cool. Wish I could do the same…Could you explain how you pay the cards off please? Thanks

Thanks for the credit card masterclass. Super informative! What cards would you recommend for solo travelers? I have the Chase Sapphire card already. I have been trying to use that along with my Amtrak card.

@GroundedLifeRetirementTravel

4 ай бұрын

If you already have those we would recommend the hotel cards of the brands you think you'll stay in the most to get status.

Great video guys but unfortunately for non US citizens most are not available outside of the USA

Just FYI the Sapphire Preferred only pays 2X for travel. Still a good card. Also gives you a 10% bonus on points earned annually. It is my go to travel card.

Love the vlogs long time subscriber. I will trade you all our Canadian cards for your US cards :) ours suck up here lol

@GroundedLifeRetirementTravel

4 ай бұрын

We do love your Aeroplan!

Very insightful for a 20,000 ft overview. 👍 But I think it would work better when paired with your other rewards and points videos. Like how you bought IHG points on the 11/11 sale and how all the cards work with traveling. Will you be making a playlist with this and the other card videos? Or just adding it to the cc points or cc reviews list?👍🤔📺💰💡

@GroundedLifeRetirementTravel

4 ай бұрын

We will make one for each hotel

Thank you! Would you talk more about the virtual mailbox and how to manage that while traveling please? Also, do you guys use a multi currency bank of some some sort or just use the credit cards because there are no international fees?

Thanks for this informative video. I'm wondering what the advantages of Chase Sapphire Preferred are over Chase Sapphire Reserve. Sorry if it was mentioned in the video and I missed it.

@GroundedLifeRetirementTravel

4 ай бұрын

The advantage is a much lower annual fee. The Reserve is the better card but the fee is higher.

Wow, Crazy cc amount! Great details! Any other recommendation for Lounge Access that's Not Amex?

@GroundedLifeRetirementTravel

4 ай бұрын

The Chase Sapphire Reserve is one that will work.

Gr8 video, im going to use this strategy...im planning to retire in maybe 5yr. As a single person do i get all 7 cc now Or do a couple per year?? Thank u

Hi! New subscriber here.. question: does the AX platinum CC offer free access to Regency club? Does the World of Hyatt CC offer free access to Regency club .. which card offers free bf? TU. Great video

I'm glad this has worked out for you guys and its very interesting, but trying to keep track of this many cards fees etc would be so stressful for me lol. I'd rather just have 2 at the expense of rewards for the peace of mind, but to each their own!

@GroundedLifeRetirementTravel

4 ай бұрын

It's important if you travel full time like we do to have more than 2 because if you lose one or both you can't get them replaced as easily.

@Scott-td4fd

3 күн бұрын

@@GroundedLifeRetirementTravel I also make sure to keep one of my cards separate from what I carry around daily on travel, so I like to have three. My Amex Platinum is with me for its customer service and access to benefits but would not normally be used for spending at 1%... in an emergency that wouldn't matter. I use my Venture X Visa and one other card when I travel, with the other card I choose being the one I may keep separate (for theft concerns).

way to make it simple and clear. thank you. past videos you talk about getting cards early so you can build up points. it will be 2 years before i start traveling would you still get the cards in the order on the video.

@GroundedLifeRetirementTravel

4 ай бұрын

Probably, but it won't really matter too much if you have that much time.

What did you not like about the Hilton card?

Please do a video likr this for singles and cards with lower fees.

@GroundedLifeRetirementTravel

4 ай бұрын

Will have one coming up soon

How do you deal with devaluation of hotel points?

If you couldn’t do American Express, is there a card you would recommend for lounge access? Thanks! A great video!

@GroundedLifeRetirementTravel

4 ай бұрын

The Chase Sapphire Reserve would be it. Also a great card.

Hey folks, you knew I'd pop up after your Canadian advice, right? So the problem for Canuckleheads is that the Aeroplan Credit cards all charge foreign transaction fees. Unbelievable but true. Just went through all the offerings on the Aeroplan site and the CIBC, TD and Amex all have the fees, so unless the card was going to be exclusively used to pay for airfare on Air Canada's site in $CDN the points would mostly if not all and then some wiped out by the conversion fee. It's really hard to find a card that doesn't have the fees up here. I've got the Scotiabank one, but the points it accumulate are less usable in your scenarios. Thanks for everything, keep up the amazing knowledge train.

@GroundedLifeRetirementTravel

4 ай бұрын

Thanks for the input, that's very helpful to others I'm sure!

@wheretoretire3315

4 ай бұрын

I have the Brim World Elite Mastercard which has been great for travel. It even has cancellation insurance. However, I just received notice that they will be cancelling the free foreign transaction fees in May :( It’s probably still worth it for the travel insurance if you are booking your airfare and hotels in advance in Canadian dollars. Wise offers a Visa Debit card that doesn’t charge any foreign transaction fees and has up to two free foreign ATM withdrawals per month.

Thanks for the video! It sounds like, if you are able to obtain a business card, that you select an individual (proprietor of the business) who will then receive the points and/or status upgrades associated with usage of that business card?

@GroundedLifeRetirementTravel

4 ай бұрын

Yes, you would get all the benefits

I checked with my Chase Prefered and I only get 2 points for Airbnb, not 3 as you mentioned.

Which is better Marriott bonvoy Chase or Bonvoy AMEX. ? how to determine? Thank you

I am torn between which chase card to get select

Thank you so much for sharing this. One question: If you use both a personal card and a business card for a hotel chain, are the rewards points in 2 different accounts or can you combine the points to 1 account?

@UTubeVidWatcher

Ай бұрын

When you apply for each credit card you will see an area on the application to add your hotel loyalty number. When you do that all the points from the two cards will show under your account with hotel when you logon to hotel's website and the hotel's App.

Thx as always for the content. Curious to know if Chase dropping Priority Pass restaurants prompted your decision to drop the Sapphire Reserve.

@GroundedLifeRetirementTravel

4 ай бұрын

It wasn't the main reason, but certainly a factor. We just had to choose between that and the Amex Platinum.

@DaveM-FFB

4 ай бұрын

Amex just offered me 150,000 points after $8K spend over 6 mos to get the Platinum card. They also give 5x points on airline tickets, plus Priority Pass and Centurion lounge access. It's tempting, BUT the Amex Platinum has a $695 annual fee, and I just got the CSR card. The CSR has 3x points on ALL travel, including dining, airline, AND cruises. We are frequent cruisers, so that benefit will be HUGE for us as we use the additional points toward free Hyatt stays, earning additional Qualifiying nights towards maintaining Globalist status. Btw, both CSR and Amex Platinum dropped the Priority Pass restaurant benefit.

With your budget of about $4K per month, do you have any issues with generating enough spend on the cards to get bonuses or to maximize your benefits?

I may have missed it but is there a reason you don't have any of the Hilton cards or airline cards? Thanks for the info + video!

@GroundedLifeRetirementTravel

4 ай бұрын

The Hilton point redemptions are very high outside the US, and when traveling overseas you won't use the same US airlines.

Great video...appreciate the information. My questions are 1) how soon should one start applying for these cards? We are about 5 -6 years out from starting our world travel adventure. 2) If the answer in question 1 is 'sooner than later' then I wanted to know should we start using them upon receipt to build up points/status? Or do the points/status expire? So many questions...we do some travel now...as much as we are able to with our paid leave. LOL... Thanks again!

@GroundedLifeRetirementTravel

4 ай бұрын

You could get the ones with great value for small travel soon. For instance if you are going to stay at least 1 night in a hotel, the hotel cards all give 1 free night which makes them great cards. Then you can accumulate points. They don't expire as long as you are active.

@rnmom65

4 ай бұрын

@@GroundedLifeRetirementTravel ah...thanks!!! We do have hotel stays upcoming...IHG and Hilton. Suggestion for the best option? I know IHG card for the IHG, but I believe you said Hilton wasn't very good. LOL Thanks again!!!

Great info. Quick newbie question: Once you achieve status, how long will that status last? I noticed in another one of your videos a mention of it being "good for two years." Do you mean the status is maintained for two years, or that unused points are good for two years? When do status/points typically expire with this setup? Etc? Thanks!

@GroundedLifeRetirementTravel

4 ай бұрын

If you earn status you get it for the year you earned it and the next year, and any following years you earn it. If it comes with your card you have it as long as you keep the card.

I have the Amex Platinum but was considering switching to Chase Sapphire Reserve when the Amex comes up for renewal. But, CSR just announced it's canceling the Priority Pass $28 restaurant credit, effective 7/1/24. One airport I travel through numerous times a year has no lounge, but it has a Chili's restaurant that takes the $28 PP credit. Since that's going away, I'll have to reconsider whether CSR is worth it to me.

@GroundedLifeRetirementTravel

4 ай бұрын

It's a reason we are sticking with the Amex as well. Thanks for pointing that out.

@DaveM-FFB

4 ай бұрын

Unfortunately Amex Platinum is dumping that perk as well.

@debbiericker8223

4 ай бұрын

@@DaveM-FFB Amex has not had the $28 PP restaurant credit for at least the last year.

@MrTamm2001

4 ай бұрын

@@GroundedLifeRetirementTravel Is Amex universally accepted on most restaurants globally vs Visa?

If you have the IHG Business and IHG Personal cards can you use a combination of points at the same time? For example 50K from Business and 50K from personal to pay for a 100K stay? Also does the business and personal accounts link together in the Hotel system so you can use either one to work towards your status? Really inspired by you guys and am working towards getting these cards...

@GroundedLifeRetirementTravel

4 ай бұрын

The points should combine in one account so you could use them all for one stay.

So for travel, the Chase Sapphire Preferred 3x is better than the Amex Platinum 5x? Is that right?

Hello! Thanks for the information! We sometimes travel with our 18 and 22 year old sons. Are they able to use the lounges at the hotels and airports with my husband and I?

@UTubeVidWatcher

Ай бұрын

It depends on the lounge. The Amex Platinum only allows cardholders to enter the priority pass lounge with 2 guests so that's you plus 2 people. You would be charged $35 for each additional guests. You have a party of 4 you will have to pay for one of them. The Amex Platinum only allows cardholders to enter the Amex Centurion lounge alone because of overcrowding. You would be charged $50 for each guest unless you add them as an authorized user to your Platinum card which costs $195 for 3 Platinum cards, then they would receive their own Platinum card that allows them to enter the Amex lounge.

Nice video. However, you mentioned not getting a Cap One card because they don’t allow you to use a mail service. Why would this matter given all the easy access to the app, website, email? I just download my statement and use computer or app. Have had the Cap One Venture for 20 or so years and like to rack up points.

Thanks so much for the information. Do you have a US address for your cards? The reason I asked is that I have an IRA, and I have been told that I will not be able to look at IRA’s websites overseas nor have a US credit card with an overseas address. I have been overseas and had problems accessing my military credit union website. I started my credit union website in 1985. Thanks again for all the information.

@wheretoretire3315

4 ай бұрын

They said that they use their U.S. mail forwarder’s address. However, I just tried applying for the Chase Sapphire card using my mail forwarder’s address and they would not approve it without proof that I live at that address. 😢

As usual, so much good information. What about debit card usage overseas? I believe Schwab and Fidelity debit cards reimburse all transaction fees if used outside of the states (correct me if I’m wrong). Do you know of any other debit cards that do the same?

@GroundedLifeRetirementTravel

4 ай бұрын

We don't use them simply because we don't earn any points. We do use them for cash withdrawal though. We try to just make a big withdrawal to limit the number of times. So usually just once a month.

@ericsmith-xd1xm22

4 ай бұрын

I like having one debit card in se Asia as you can attach it to a grab acct. I forgo the points I could earn to save the hassle of small cash transactions with grab delivery drivers. The meals there are often from only 4-15$ delivered. But I defer to the experts making the video

@wheretoretire3315

4 ай бұрын

The Wise debit card is good for that since it doesn’t charge any foreign transaction fees.

Using Hyatt hotel for an example, how do you determine which card to use if the hotel also listed under Amex’s FHR list? I.e. using world of Hyatt card or Amex Platinum card.

@GroundedLifeRetirementTravel

4 ай бұрын

You always use the hotel brand credit card at the hotel. The Hyatt card would get you 9X points.

@huai-shihwen3068

4 ай бұрын

@@GroundedLifeRetirementTravel thanks.

If you are using a Chase card to pay for flights and the hotel cards to pay for the hotels, what are you charging on your Amex card? Do you use that primarily just for the cruises?

@GroundedLifeRetirementTravel

4 ай бұрын

We put bills like insurance etc.. that just come out automatically usually. The platinum is a great card for all the extra statuses it gives us.

One question about mixing the Marriott Chase and AmEx being an issue. Can you elaborate? I don't think Chase has a Business Marriott card any more. I prefer the specs on the Chase Boundless but if there is a problem mixing I may need to get 2 AmEx Marriott cards.

@GroundedLifeRetirementTravel

4 ай бұрын

It is a problem to mix. You're better off with one or the other.

How early do you recommend applying for these cards? We plan to start traveling full time in 4-5 years.

@GroundedLifeRetirementTravel

4 ай бұрын

Some of them, like the hotel cards are good to get right away. The annual fee is less than $100 and you get a free night award each year, so if you are going to stay even 1 night in a hotel it makes it worth it. That way you can accumulate points over the years. If you aren't traveling overseas you can wait on the lounge access cards.

Can you do something for single people living off of Social Security Staying in the US but would love to try to do the living in a hotel? the budget is tight so I don’t even know if it can be done.

@kaykay4832

4 ай бұрын

Like, would it be possible to do something like that In Chicago you think?😮😁

Which card would you recommend using when booking your long term cruises? Thanks!

@GroundedLifeRetirementTravel

4 ай бұрын

The Amex Business Platinum comes with a cruise perks program that gives on board credit.

@DaveM-FFB

4 ай бұрын

We use CSR to book our cruises because we get 3x points. OTOH Amex Platinum is 1x points for cruises, or 2x points for cruises if you book it through Amex, plus $100 - $300 of stateroom credit. But we routinely get stateroom credit from our travel agent.

Can i use your course on multiple devices? My phone laptop and pad? Thank you.

@GroundedLifeRetirementTravel

4 ай бұрын

Yes, on any device you want

Once you hit these statuses, do the points expire? I just fear I wont use them all and lose them.

@GroundedLifeRetirementTravel

4 ай бұрын

They don't expire as long as you are active

Sorry - I'm solo so a lot of this didn't apply, but I was wondering about Amex vs Chase Sapphire Reserve as far as a lounge access card. Wouldn't it be better to go with Chase if you're going to be doing most of your spending outside of the US? I didn't think Amex was accepted most places....?

@gabrielapaulinho1luv

4 ай бұрын

Good point-- it was my understanding (although I could be wrong), that use of Amex cards isn't encouraged in Western Europe.🤔

@GroundedLifeRetirementTravel

4 ай бұрын

We've not had any problems in Asia, I really can't remember ever not being able to use one anyone. But, you'll likely need/have to have a Chase card anyway for the hotels etc... so if it wasn't accepted you'd have several backups.

@Katrina-ps6jn

4 ай бұрын

just came back from Mexico, Amex card had less favorable exchange rate compared to Visa or MC

@CJ-Photo

3 ай бұрын

@@gabrielapaulinho1luv Amex hasn't been accepted anywhere in Europe I've been...

I have heard Chase and Amex will no longer have Priority Pass start this summer. 😢 Which card will you recommend for airport lounges?

@dotted8-

4 ай бұрын

I think what you heard was talking about the Priority Pass restaurant benefit that most every card has or will do away with. It doesn’t affect PP lounge access though, just the restaurant benefit in the airport restaurants outside the lounges.

@jlmoped

4 ай бұрын

@@dotted8- I have AMEX Hilton Honors card with Priority Pass Lounge access. I received email from AMEX that they will/have removed PP Select access. My PP account didn't renew automatically this year and was deactivated. I did lose lounge access. I have also seen several news feeds that Chase will also remove PP membership for the sub $100 cards. The premium cards may keep that benefit.

If one doesn’t travel that much and you could only recommend one card - which one would it be?

@GroundedLifeRetirementTravel

4 ай бұрын

The Chase Sapphire Preferred would be the best, it still gives 3x points on dining and has a low annual fee.

Sorry if someone else asked this, when you say 2 cards, does that mean 2 separate accounts? One of my cards my wifes card has different numbers so when I lost mine, I used hers to buy gas until the new one came to me

@GroundedLifeRetirementTravel

4 ай бұрын

Yes, separate

Help! Capital one cards will not recognize a virtual address?? That was what I was planing on using when I start my travels this summer??!!!

@wheretoretire3315

4 ай бұрын

I just tried to apply for the Chase Sapphire card and the virtual address wouldn’t work for them either.

Hi, my husband and I recently got the IHG card. I think I heard you say that you can transfer IHG points to a Marriott hotel. If so, can you please explain how that is done. Thanks

@GroundedLifeRetirementTravel

4 ай бұрын

No, you can't go from IHG to Marriott

@DaveM-FFB

4 ай бұрын

These are two different hotel chains, in competition with each other - not partners.

Did you mention why to avoid the Hilton card?

@dpoon11

4 ай бұрын

Poor redemption value.

They are trying to pass a bill that limits credit card points.

I am totally confused. Just retired 4 months ago. I have no job, no income. My wife who is older collects social security. Yes, i have savings but how do you get these credit cards without showing adequate income. Just asking for a friend.🤔

@dpoon11

4 ай бұрын

I applied for a number of these based on their suggestions. The application process for personal cards doesn't ask for current income. Only your SS so it can check your FICO score. If your credit is solid. You're good to go.

Is your only reasoning for not selecting the CSR over the CPR because you have one of the AMX cards?

@GroundedLifeRetirementTravel

4 ай бұрын

We have both CSR and Platinum, so we are doubled up on Priority Pass cards. We will likely only keep one, and it'll be the Amex. If we didn't have the Amex we would get the CSR to get the Priority Pass, it's been super valuable to us.

@jwilly5336

4 ай бұрын

@@GroundedLifeRetirementTravel that is what I see also. I did the math and with the CSR as compared to the CSP you only have to redeem 100k additional points through the portal to be at the break even level. I only do this with rental cars in certain scenarios where it makes sense. Everything else goes to Hyatt or last minute united international flights or SW flights. Mainly Hyatt. Most points go to travel partners.

Why no Hilton cards? Please explain or refer to a different video if available

@GroundedLifeRetirementTravel

4 ай бұрын

The overseas point redemptions are very high compared to the other chains.

Can I get a business Amex or chase business card if I own several vending machines?

@GroundedLifeRetirementTravel

4 ай бұрын

Yes you should be able to

Priority lounges are getting mobbed and the food has gotten really bad.

@GroundedLifeRetirementTravel

Ай бұрын

Only in the US, they are great in Asia

What effect on your credit score does your credit card strategy have?

Is travel insurance necessary?

@DaveM-FFB

4 ай бұрын

Travel insurance is highly recommended, particularly for cruises and airlines because in most cases you have large upfront purchases which become mostly non-refundable leading up to your trip. Suppose you spent $10K for a bucket list trip and you had some sort of illness at the last minute and couldn't travel? Or suppose you required medical care while on a trip. Or suppose you booked an international airline ticket to go with your cruise, but your cruise was cancelled? If you spend a lot on travel, or travel multiple times per year, an annual policy with Allianz is something to consider. You can choose how much coverage to purchase to suit your needs and budget.

@mississippiapple1078

4 ай бұрын

@DaveM-FFB thank you. Question, if I had medical care, wouldn't my medical insurance cover it? If big flights or cruises were canceled - wouldn't they reimburse me?

You mentioned that with The World of Hyatt card they waive the resort fees. Does the Marriot Bonvoy Boundless waive fees for their Vegas Resorts? (Excalibur, New York-New York, etc.)

@GroundedLifeRetirementTravel

3 ай бұрын

They don't, which makes it a much worse deal

@TheFourChains

3 ай бұрын

@@GroundedLifeRetirementTravelokay thanks. FYI I know you have money is Bristol Meyers. You should watch analysts, they have several patents expiring

Well, I tried to get the travel cards you recommend and ruined my near perfect credit score. Even though we have an American Express Platinum card we were denied the Marriot card the Hyatt card and embroiled in a mess. I filed a complaint. We have no debt our purchases on other cards are paid in full every month. They said we applied for to many open cards. Angry and confused....how everyone got their cards. We planned to use them this summer. What did I do wrong?

I found your channel today and I’m binge watching as I might be headed to Chiang Mai😌