What's the next thing you are building towards?

@unaoltedal

Жыл бұрын

Empty nest and more freedom while in my 40s.

@goosewithagibus

Жыл бұрын

Making a van to live in. I secured a van two days ago, but it'll be a few weeks before I get it because it needed repairs as part of the sale. In the meantime I'm buying all of my stuff to make it livable. I went into debt to do this and I pay about the same amount per month as my rent (I was actually splitting 50/50 with my my friend) before I moved out. But this time it actually feels worth it because there's an end in sight.

@pcorriveau1982

Жыл бұрын

Reduce my working hours by at least 25% in my 40’s and continue to invest for my retirement.

@juliem.3936

Жыл бұрын

I'm 60 y/o and I am building towards retirement at 65, however, I do enjoy my life now, by exploring my state, attending concerts, eating out with friends, spending time with family, etc.

@15coals39

Жыл бұрын

Haven't even started my nest yet and I'm nearly 40! At this rate, I'll be doing that at 60!

The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.

@BridgetMiller-

2 ай бұрын

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

@bernadofelix

2 ай бұрын

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.

@SandraDave.

2 ай бұрын

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

@bernadofelix

2 ай бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@CraigLloyd-fz6ns

2 ай бұрын

Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start the year on a woodnote financially..

I think putting off life until retirement is a uniquely American mindset. The rest of the world seems to know how to live, Americans have been sold the lie of work until you die.

@midheaven_mimi

Жыл бұрын

💯

@KittyKat-vb1nd

Жыл бұрын

💯 wage and debt slaves. Why they're so angry, depressed

@dpayne1943

Жыл бұрын

You had me until “sold the lie of work until you die”. That is most definitely not unique to the US or even industrialized nations. The reason Americans put off living until “retirement” is that the majority get very little to no “vacation” time away from work (40-50 hrs per week). And remember, Healthcare is tied to working and, yet, is still not affordable for many. Also, you need to define “how to live”.

@Michelle_Emm

Жыл бұрын

@@dpayne1943 how can I define how to live when it is unique to every individual. My idea of how to live will not match your idea of how to live. I would never be arrogant enough to believe I know the right way to live for every person. The American healthcare system is just beyond corrupt. It is the most expensive system in the world that offers the least value. Every country with public healthcare looks on in confusion at the absurdity and cruelty of the American system. It is the government's job to take care of the citizens and it fails miserably.

@dpayne1943

Жыл бұрын

@@Michelle_Emm I agree that the definition is unique, but you are the one who wrote “The rest of the world seems to know how to live….”. Remember the number of people who died at their work desks in Japan? They are part of the rest of the world. Oh, and I wasn’t bragging about the healthcare nor defending it, it’s the worst. You have to make decisions based on this corrupt system. It keeps the less than wealthy working for jobs many hate. Many of us are trying to bring change, but the current political climate is insane.

Retiring to a 55 and older apartment complex sounds like pure hell.

@davidguarin358

Жыл бұрын

My neighbor is 93 and retired In my apartment complex And he is just doing fine

Well said! I am 30 and had a coworker who retired recently.. 2 months later diagnosed and died of cancer. 😔

@insertmyidentityhere

Жыл бұрын

😬😢

@Michelle_Emm

Жыл бұрын

But that can happen at any age.

@veronicagomez5005

Жыл бұрын

@@Michelle_Emm exactly, but if that happened at a younger age, I would cash out and enjoy my last days. Imagine waiting your entire life for retirement the traditional route just to die a couple of months later.

@Michelle_Emm

Жыл бұрын

@@veronicagomez5005 maybe they stayed because they couldn't afford the outrageous medical costs in the US and didn't want to leave their family with the burden of debt.

@dpayne1943

Жыл бұрын

@@veronicagomez5005 I had a school mate that died of cancer at 16. Your thought process makes no sense. I've been retired for 3 years, can't guarantee that I will be alive in 5 mins and you can't guarantee you will either. My advise is to pick the journey you can live with that will allow you to survive financially until you are 80 or 90. if needed. I had a coworker that lived with 3 roommates for 10 years just to get to FI, then he just coasted at work (didn't have to worry about being fired) until he found a better direction for his life (about another 5 years) He left the US and tutors English part time in Portugal.

I work as a hemodialysis nurse. I dialyzed a patient in ICU on the first day of her retirement. I was reading her profile and I found out that she was a banker in one of the biggest banks for 30+ years and her family owns several businesses in the city. It taught me a lesson. I am working casually now(able to get part-time hours) but I can choose my shifts. My kids, wife and I come first. I don’t earn as much as my other colleagues do but I’m not scared to die as I spent quality time with the people I love. Btw, I’m in my early 40s.

@mobilemoke

Жыл бұрын

Exactly you don’t want to die and then regret not having more fun, who cares if u are broke in the future why would u regret being broke if u are still alive ...right ??

@freespirit-111

Жыл бұрын

I agree, I work with special needs students at a high school, pay is not what I’d like, but I will not trade the time off for anything. I see value in time, not dollar bills.

@mobilemoke

Жыл бұрын

@@freespirit-111 exactly right, don’t work while u can and save money, u can do that in the future when you r 80+. Have fun now, like Arnold Schwarznigger said, “screw ur future” 🤑

@bebetheexplorer624

Жыл бұрын

I am 48 a cardiology nurse but decided to quit my permanent job last year sold my tiny place and now travelling full time. I want to travel full time for 3yrs then might come back to nursing again but only to work so I can travel more.

@carolannstevens5814

3 ай бұрын

You are wise! I wish I had done this! Bigger is not better! Spending time with loved ones is.

I worked for the Navy as a contract specialist for fourteen years. That drained the life out of me and I was glad to leave. Then I was a stay at home mom for ten years, the richest experience of my entire life. Got divorced and went to work for twenty years as a child care provider. That was very much in line with my values and also a rich experience, but extremely low paying. I felt I was doing the right thing by getting meaning and satisfaction from my present. Yet, I’m almost 70 and I would be homeless without my partial retirement from the Navy. The shift in thinking that you suggest has a lot of merit, but also doesn’t take into account that it’s a cold world out there.

@Life_with_gratitude

Жыл бұрын

Thanks for sharing your life experience, Im 40 and exactly same thing than you, was a stay home mom for 7 years and separated. Was a child provider before as well and now I’m making some good money and trying to catch up for the years I couldn’t get much so I wont be a homeless in my future in case I get there of course. Just started my Roth IRA last year, being frugal, investing and hoping I can make it like you did! Im planning to work in this new field for at least 14-15 years. This video is nice but for some stay at home moms might not be the best advice right?

@dpayne1943

Жыл бұрын

This! He needs to read your story. He is a bright and passionate young man. It appears that his life experiences seem limited and he has not really had to deal with true financial hardship.

@brittanymcdonaldbarr1106

10 ай бұрын

Good point.

@dean7468

6 ай бұрын

Yes I’m 67 and still working. I want to quit but do something else and not feel trapped due to money.

@karl28560

4 ай бұрын

You women would probably feel less anxiety about retirement if you stuck with your husbands!

I worked in a company once that was really awful. Everyone hated their jobs and hated each other but stayed because they wanted the pensions. Wasting most of your life doing something you don't enjoy just to pay for the few years you might get to do what you want if you're lucky enough to have your health and presuming your pension actually pays out is such a fallacy.

@WoodyJ98

11 ай бұрын

Totally agree. I think a a better way is to establish a work-life balance, save something, and make it so you have enough to live decently at 65, but you still don’t mind putting in some work.

@erickottke9673

4 ай бұрын

I think of this whenever I hear people lament that pensions have largely gone away. Employers that have pensions (normally government now) use the threat of losing it to really crush the souls of their employees. Losing a pension you thought you had coming is 10x worse than getting fired.

My regret is that I depended on the government for my retirement, my financial security, for everything and got screwed. I will advice you invest.

@claresmithy4667

Жыл бұрын

Unfortunately The majority of individuals seem unaware of and careless when it comes to investing, despite the fact that it should be the best thing a person can do for himself. My gains from stocks and cryptocurrencies are still having a significant impact on my fortune. So I have no inclination to rely entirely on my pay or to wait for the market to go up.

@markaustin5229

Жыл бұрын

Assets that can make wealthy Crypto Stock Real estate Gold

@leonnoble8164

Жыл бұрын

I diversified my $25K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $450k in net profit across high dividend yield crypto in few weeks or months.

@joshnorton4918

Жыл бұрын

Now is the best time to purchase and invest in bitcoin, stop procastinating

@leahmolly9150

Жыл бұрын

I'm enjoying working under a platform that brings good returns in my life and I've been making my weekly returns without stress all in crypto

Depends on how you define "retirement." I live alone, my house does not have a loan on it, I have no other debt payments. With comfortable spending on food and random things, my budget does not exceed $2,000 a month. I don't date, I have no one in my life. I only spend on what I need. I have enough in the bank right now that if I lost my job tomorrow I wouldn't have to work for a year. I don't want to just "not work," I'll always have something to do. It is a scam, but the bigger scam is the abject cynical exercise that modern marketing and consumerism has become.

@cherylT321

Жыл бұрын

Sounds like a good life!

@suebotchie4167

Жыл бұрын

Amen.

@DesertMav

Жыл бұрын

You're life is essentially where I want to end up at. It is a great achievement to own everything you need without having any debt and being content with where you stand.

@michelem3360

Жыл бұрын

I am in exactly the same situation you are, except that I have just retired. I couldn't agree more with you. Life is finally enjoyable, no more rush, stress or corporate politics. My needs are few, my wants simple and I now have the time to fulfill them. In my retirement, I do not want to travel the world (done plenty of that when I was younger), live in an expensive dwelling in a retirement community where it's all about keeping up with the Joneses, or spend insane amounts of money on hobbies retired people seem to think they have to be part of. Thanks to my age, I get a free membership at my local gym, there are parks to walk the dog, libraries to download books, practicing my piano is free and get my neurons going :)

@MARILYNANDERSON88

Жыл бұрын

I agree, I was able to retire before agec55, however any of my friends are subject to predator marketing that has sapped their time and retirement funds.

My husband and I have no plans to retire. If I have to from my job, I'll run my online business until I die. My husband will retire from his full time job next year. He will focus on buying and remodeling fixer upper homes. Some we will rent and some we will sell. I'm tired of chasing dreams that don't exist. Retirement funds are ruined by poor health care. People forget about health problems that potentially wipe people out. I put money aside in a life insurance account. When one of us dies, it will get us through. We also have an emergency account. My husband stripped our bed. I put the protector and mattress pad on the bed. Our one car was excited and started jumping around. I took a couple pictures because she was having fun. We rescued her from the street when she was about 6 months old. It's has been a great journey watching her become a happy cat. I wanted to share this because it's the little things that make life amazing.

@Tamara-gl5vk

Жыл бұрын

What is your online business?

@helixator3975

Жыл бұрын

Thanks chatGBT 👍🏼

I see the point of how retirement is a scam. My parents retired almost 8 years ago and they don't really go out and do much. My father seems to enjoy the retirement game so far, but my mother had some major health issues pop up right when my father retired and it essentially forced her to retire early. The next thing I'm working towards is to focus on becoming fit. I started going back to the gym last week and started a nutrition plan that goes along side my gym. So far, I've lost almost 15 pounds and I already feel a bit better than I used to.

In my early forties I got on a consulting team at my work as I had learned they got to travel. For 15 years, I consulted and traveled all over the US and many countries with all expenses (airfare, hotels, meals,, rental cars, etc) paid for. All the points I earned we used for vacation travels (cruises, hotels, rental cars, meals, etc). Once I quit travelling I looked for a cushy management position working remote which is what I do Today. Work to live not live to work.

@davidwashington9623

Жыл бұрын

Well played💯

I’m fortunate to have married a man who 100% agreed with you. We had so much fun! And now we’re enjoying a quiet, debt-free, and very pleasant retirement. It’s fun in its own way.

@michaelbevan1081

Жыл бұрын

Fantastic 😊

I like this ladder metaphor! I will only add -- and forgive me for playing the "I'm twice your age" card for a moment -- that sometimes, in retrospect, the periods (or experiences) we thought least meaningful at the time (or shortly after), were just as, if not more, valuable, than the more obviously impactful periods, even if the days seem to blur together when we look back on them. It's fun to try to quantify the value of certain experiences but I fear it leads us into the (potentially) false need to constantly seek only peak experiences. Yet peak experiences are "peak" relative to what came before. My point is that life has a natural ebb and flow. Don't discount the ebbs even if they seem to be just tedious breaks we might wish to minimize. (It also leads to harsh self-judgement and stress.) If you have a rich inner life, which you obviously have, what you "do" will always have meaning and value. I'd be curious if the percentiles you give to certain life experiences today are the same in 20-30 years. Mine aren't and, as a result, I have a greater appreciation for times I thought my life was going nowhere: it wasn't. Great job as always, Austin!

I recently learned about the concept of taking regular mini retirements through life instead of waiting till one is old. Makes sense to take to take day 3 months off a year instead of forever off once we hit 65.

@TheUnspoiled

Жыл бұрын

This is a great perspective!

@christopheradrien4643

Жыл бұрын

My version of this is working like a donkey 🐴 in the winter ❄️ and relaxing a bit more in the summer 🌞 ⛱️ months

@EB-gt1pq

6 ай бұрын

Brilliant idea. But how can you afford it?

Yes!!! Working a job non-stop until 65 is a premature death. Bê creative and think outside the box.

@HerCupOfSIMPLE

Жыл бұрын

💯

@gina468

Жыл бұрын

Well said 👏 👌 👍

@danarzechula3769

Жыл бұрын

Pick something purposeful that you love and you'll never want to retire

@randymillhouse791

Жыл бұрын

No work, no home or food.

@JonnyRootsDem

Жыл бұрын

100

I always lived my life based on experience without even realizing it. Most people around me don’t understand my choices but it’s the only way to keep me happy 😃. Thanks for this video!

@deborahcurtis1385

Жыл бұрын

Yes but if you solely live your life for now, you will fail to plan for the future. It's a balance. You cannot avoid needing to plan.

@pcorriveau1982

Жыл бұрын

Absolutely 👍

If KZread had a love button that's the one I'd hit today! I hope many will realize just how true this is! Love you Austin!

So so true! I am officially retired today. I'm 66 and 4 months (current SS retirement age) but it's really just another day in a wonderful life. Here's some sobering facts. My parents were my age when they died. My grandparents died even younger. So many of my friends didn't live till retirement or died shortly after retiring. I had one friend who stayed at a job she hated for decades because of the great retirement benefits. She got to enjoy them for four years. She could have just put a little money in savings and found a job she loved doing.

@GrannyLinn

Жыл бұрын

Congratulations! We’ve been retired for 13 years now. Stay busy! (We got TOO busy and just about wore ourselves out, though. Balance.) I do stop and think sometimes, “I’m at the age my great-grandmother was when she died.” But I think it makes me appreciate every day.

@mxbadboy263

Жыл бұрын

Well said.

@chelseavanhoof6398

Ай бұрын

This is reassuring to hear. I certainly hope I don’t die young but I just left a job I was miserable in that had amazing benefits. I’m with a good company now too but it doesn’t have the same cushy guaranteed retirement plan and isn’t as secure. But I very much feel time is not guaranteed to us and we need to live now!

I definitely agree. I think the vertical ladder is a great way of explaining how we should focus on building up and our decisions today can affect our lives tomorrow. It helps us feel like we have more control over our lives instead of waiting for it to pass us by. Thank you again for the knowledge.

This is probably my favourite video so far! What a mind changing concept. I will definitely try to apply it in my life. I am always amazed how original, on point, and well prepared your videos are. One can tell you are putting a lot of effort into it, thank you for the value you create each week for us!

The greatest time of your life is every day! Did the college, then the nursing school, then changed direction to pianist, now combining with music therapy and online teaching piano. Austin nailed it again! If he remembers, lol, I’m 86 years young, long time hiker and full time musician. I never forget gratitude 🙏. And never forget Austin’s inspirational videos. Blessings💕

@MariaSophiaWorld

Жыл бұрын

❤❤

@chocovanille5809

Жыл бұрын

I am prenursing now as a second career. I like to travel, read, study languages. Maybe I will be an interpreter some day

@jazzispirit1850

Жыл бұрын

Sounds great! Good luck🥰

@foodievids5814

Жыл бұрын

Very inspiring and something I very much needed to hear. I got a BA in chemistry, didn’t enjoy the work and the field is very saturated and doesn’t pay well. I am now 28. I’m studying to sing and learn other instruments. Sometimes I wonder if I made the right choice.

@veronicagomez5005

Жыл бұрын

Love this. I am a nurse and thinking about switching directions to something I feel more passionate about.

My family lives in Mexico. None of them have mortgages. The wealthiest ones owned several houses and commercial buildings, they just built a 5 bedroom, 3 story house to sell. My sister bought land near the ocean and is almost done building her house. The only "poor" one, my cousin, is a teacher. She owns her house that she is updating, no mortgage. They have no debt and they are in their forties, the oldest is my 51 year old sister, who own her house by the ocean. Compare the Mexican middle, upper middle class with me; I moved to the US (i have an apartment in Mexico that I rent) but I have a mortgage in the US with 20 years left to pay. If I lose my well-paying job tomorrow, I can only afford to pay my expenses for one year. My family in Mexico does not dream of retirement, they already have no mortgages and some of them have good investments.

I lived frugally enough during my young adulthood to afford hobbies and foreign travel while young. Before I graduated from high school, I had already started planning a path for a good career and an early retirement. I never daydreamed about romance and getting married -- I daydreamed about how to get a good education and earn a good income with paid vacation days so I would have enough free time to do the things I enjoy doing as a young or middle-aged working adult and then retire early from the workforce. I was very careful about how I spent my income and who I married. I avoided living beyond my means on credit card debt. I avoided substance use and did not associate with anyone who had a substance use problem because addictive substances will blow a budget quickly and are not part of frugal living. I married later in life than most because I understood that divorce can cause poverty and marrying impulsively and at an early age when emotionally immature can doom a marriage to failure. I stuck with my long-term plans, have indeed retired early and have been enjoying the abundant free time with my spouse to do what we want. We have been married more than 30 years, have zero debt and own outright where we live and what we drive. We have excellent health insurance so we can afford to get routine check-ups and any needed dental/medical care. We can go on vacation any time we like, can afford the fuel for fun road trips and have the budget to eat right. Retiree life is good, but we did not get here by accident. It took planning, budgeting, some luck and the self-discipline to stick with the plan.

@carolannstevens5814

3 ай бұрын

Great job!!! May I please ask your ages now?

I have accomplished everything that I applied myself to. I am 57 now. I have learned a lot from my own environment. In this life journey I was pushed away by people that I thought would stay by. I learned that I didn't need anyone. Only one person has been around for many years. I appreciate that.

You are such an inspiration! Love the paradigm shift this video provides. My dad died in his early 70s and was only able to enjoy a few semi retirement years. The ladder metaphor is excellent.

Thank you! Here's a fun fact: I live in Florida and all the retired people I meet spend their time talking about what they used to do when they were working. I decided long ago I wasn't going out that way!

Well said - live life fully Bc nothing is promised ❤

Watching this 1 minute in and I have to say, your content is spot on. Idk why, ever since following you, when I was searching about meaning your new video was on meaning. When I was thinking about consumerism your new video is on that. And today I was surfing the net on retirement and now this. Wow.

Nice job. You have packed a ton of wisdom in one metaphor and video. The freshest idea to me was measuring life in experience years.

Your ladder is genius. And the way you break down the experiences into % instead of time is brilliant. I completely agree. I traveled young (wish I did even more) and I will never regret that!

Your perspective is wonderful. So glad many young people are rethinking this and that you are talking about it. I’ve always been consequence focused so I have never been a high earner until late in life. I worked part time until 40 to be available for my four children. I worked my behind off from 41-52 to retire early,however, we also made sure to have adventures and fun along the way. It didn’t have to be expensive. Being present was the key. ❤ Thanks for sharing your message.

Another great video! I love that idea of viewing life as a vertical ladder instead of horizontal! I’ll remember that! Thanks for all of your wisdom! Wise beyond your years! You must have had amazing parents! ❤

This is the philosophy of life that I have tried to live by. Be in the present and enjoy and be grateful for this time. Tomorrow is never guaranteed. I also love traveling to different countries and have done it throughout my life. I am always trying to build and nurture community in my life. Thanks for this reminder to live life now. It's the best.

Excellent video, I like your depiction of the vertical ladder of meaning. I've also thought of this as a graph with time on the horizontal axis, and meaning on the vertical axis. As you go through life you plot the most positive/negative experience/event in each year as a data point, that will add or subtract to your cumulative life's meaning. Hopefully the positives outweigh the negatives, and your trendline is highly positive when you draw it on your chart. It's like a stock chart of your life!

Thank you so much for this video. When I was younger I did so many things...ran marathons, flew planes, went diving. Then I was stalked and had to change careers. I stopped doing all of those things. Then I eventually got back into my old career only to like it at first but find that I really don't want to keep going in this direction. I am starting to think about doing something new and this video just gave me the clarity I need to move forward. 🙂

Another fantastic video. Other than the reasons of work and the children, when I see I new video I stop what I’m doing to watch. Thank you for sharing your thoughts and experiences

Excellent video Agustin. Chapter 3 at 6:46 is what I really like - measuring meaning instead of measuring length.

Brilliant !!! Thank you for this inspiring reminder.

so much wisdom from a young man......thank you......that was my mindset.......you changed my paradigm.....

Wow....great video Austin. As a 48 year old I hadn't ever looked at it that way before. This was really eye opening. Thank you.

I really appreciate your perspectives on building a meaningful life. You have made me ponder how I can make changes to live each day to the fullest. You have so much wisdom for being so young. Thank you!

I really appreciate that you dont have background music on your videos. Its hard to focus with distractions like that. You make videos that are very straight forward and easy to understand. Keep it up! 👍

I must say this video is really really good. They were not a retirement advice I was expecting

Now I can't get Carly Simon's "Anticipation" out of my head. Good song and good sentiment that you took from it.

"These are the good ole days" wow!! Keep up the great work Austin the insights are mind blowing.

Had to share this. I stumbled on your channel, share your mindset and have been binging. I regularly give my sons (15 & 16 year old) books to read on subjects and perspectives that “aren’t taught in school”. This weekends assignment to them, “Pick one of Austin Williams videos, write an outline, and be ready to tell me your thoughts on it”. Keep up the good work! We’ll meet you at the top! 🥂

@kristineconnelly9499

Жыл бұрын

I am so curious what kinds of books you have recommended

@_Feed_Me

Жыл бұрын

Kristine Connelly The ones I can recall are Rich Dad Poor Dad, Richest Man in Babylon, Cool Risks, Who Stole My Cheese and the one they’re finishing now is Man Up.

@sha_breezy5229

Жыл бұрын

Ima use that technique in the future when I have kids lol.

@ElAgustin

Жыл бұрын

Thanks!

I am enjoying your content! Just joined your channel, retiring early at 49 and striving to become debt-free.

Augustine, I just want to say I appreciate the time and effort you put into your visuals/graphics.

Hacía varios días que no lo escuchaba y hoy empezé mi día con uno de sus videos. A great way to start my day. Thank you Austin!

I love this! Exactly what I have been thinking about recently. I’m 51 and I’ve been fearful of the future. This brought me a peace of mind. Thank you Austin❤

I love all your videos and have learnt so much about being frugal which has improved my life considerably. However this video is brilliant it made me stop and think about life and meaning and you have absolutely captured this. Thank you so much, please keep doing what you're doing it excellent. Oh and your video on AT absolutely made sense to me

Thank you for a new & different outlook. This is great!

I think people should not assume that expensive experiences like shows, events, and travel are the best life has to offer. Relationships are what gives us real joy; finding close knit friendship and building our family lives. People don't need to travel, and most of us have many things to enjoy and experience close to home.

@upvoter8163

Жыл бұрын

Nonsense. You travel WITH family and friends. Staying in one place all your life is a sad existence. There's so many incredible things to experience all around this beautiful planet.

@mayharmon6948

Жыл бұрын

@@upvoter8163 First, if you travel with family and friends in such a way as to really relate to a place and its local people, I have no quarrel at all with that. I've done some of that, and it IS great. I do have a problem with tourism as an industry, since it often undermines or even destroys the local quality of the places it's supposed to uplift and appreciate. The alternative I would like to see is people looking, more often than not, to social and recreational opportunities close to home so that all places can be built up and become more connected and appealing. Maybe a pipe dream in this day and age, but I think it would work better for people.

@carolannstevens5814

3 ай бұрын

True!

@Timmer-qp8sy

Ай бұрын

Nonsense. Get a job.

I’m so glad I found this channel! I think the same, agree with, and already do much of what is spoken about. I’m a saver, and I’m frugal in most ways, but I’m also an impulse shopper. However, since I started watching this channel, I am already getting better with that! There are things I would have bought, but thought to myself, “do I really need this”? And then I didn’t buy. I LOVE 💕 this channel so much! Finally, someone who thinks like I do!

Retirement is a scam because of to much time in years of contributing for pension plan in exchange for some few years of living at an old age (low quality living) after retirement.

@cajunjamis9001

Жыл бұрын

Retirement? Bodybag! ⚰

@janebaker966

Жыл бұрын

Because the UK govt welfare system is a PONZI scheme. Can't say about others. As we know when there is no more suckers to draw in,it collapses. And guess what I'm in the generation it's going to collapse on.

@adammorra3813

Жыл бұрын

@@cajunjamis9001 tru

Amen! I couldn't agree more. We need to live our lives in the now and try and enjoy while we are young and healthy. One life to live.

Your points are well made. Thanks very much.

Great job explaining this old view of viewing our life ! I’m grateful for measures of meaning reached rather than the old model of thinking of life being about your job only . I’ve been a teacher for almost 30 years and now I want a new life and I’m building a career in this! Meditation has helped me understand how much more there is to life and how to have a way bigger perspective! Thanks for the insight! 😊

A++ video Austin!!! Very well presented.

I like this point of view and it’s very much what I’ve adopted recently. I am nearing 40 and had a major setback in my career in my early 30s. For a few years I was upset about my retirement plan being ruined. Now I’ve gained more life experience and I am no longer planning to retire until I physically need to. Instead I’m focused on crafting a life I don’t need to escape and that can transition with me over time.

Thank you for this vid. It helped realize that I am not behind nor have wasted my time; I am working towards my next goals 😊

Ive been consumed with wanting to be free of the 9-5 grind for the last 28 years and settled in a job I hated. I’m now realizing Ive wasted all that time and energy living for the future and worrying about retirement that may never happen as it seems so out of reach without a guaranteed pension plan. I wish I could transition into something I enjoy but it proves difficult to do at midlife. Im trying to focus on life in the present moment as difficult as it is.

@adammorra3813

Жыл бұрын

You didnt waste it, you got experience.

@EastCoastEDC

Жыл бұрын

@@adammorra3813 thanks for putting into perspective, mindset is king!

A very philosophical look! I hadn’t thought of it that way. Thank you very much!

Unfortunately we are often missing the present moment. Thanks for reminding me. The great Austin!

Gracias Austin, acá desde Colombia siempre atento a tus videos

Smart advice and a great new way of looking at the life timeline. Also, great taste in music! Carly Simon...These ARE the good old days!! for sure!!.....🎵🎶

Excelente vídeo Agustín. Se crea el futuro al vivir cada día bien y sabiendo que se vivió de la mejor manera con sencillez y con intención de mejorar. Felicidades. Vas bien

These really are the good ol'days. The truth is, tomorrow is not promised. Its so sad how many people go through life preparing for retirement, only to retire and get ill and die the shortly there after, or worst yet, dying before they are even able to retire. Today is really a gift, and we should try our best to not become so indebted to things that we are trapped in the work to support our lifestyle rut. Simplify, live frugally, find out what you really need financially to live, and work only enough to satisfy that requirement. Free your self from debt to allow yourself the luxury of time to really live a full life of contentment, instead of a bitter life of being a hamsters on a wheel. Older folks who live long enough to tell the tale, will tell you they regret not taking risks, and living more while they had health, and the time. Health is not guaranteed, and these are the good ol' days, the days when we are still able to live a full life. Nothing in life is guaranteed, and its a huge gamble to assume that saving for retirement will guarantee those good golden years. Maybe you'll have the finances, but perhaps not the health? Thanks again for great video. While the concept is simple, sometimes it takes a reminder. Take care!

Another well done thoughtful video. Thank you!

You could be a motivational speaker. Truly. Thankyou for sharing your views

I really love the perspective this video provides! Something I'm thinking though is that for a lot of people life might not be a vertical ladder with each rung leading to the next though. I think it's okay if life isn't linear and if you're not "building" toward the next thing so much as exploring where you are, and yes, planning your next step based on that but not necessarily built on that. I think it's tempting to create a narrative about one's life, and if that's helpful great! But I prefer to view it more as different phases, lifestyles, and activities, that may or may not even have needed to be in a particular order.

Love the new guitar music at the end

Thank you Austin for this video! I will start thinking about travel again. ❤️🙏

Your videos give me useful ideas…and your presentation is interesting and professional. Great job.

I wish I had this mindset when I was in my early 20s. There were many things I wanted to do but ended up not being able to because of commitments, responsibilities, family, etc... I lived and raised a family in one of the most expensive cities. No matter how much we worked, it still wasn't enough to be able to enjoy life. Fast forward... I've worked many jobs over my lifetime. When I left NYC, my plan was to explore, have more experiences, enjoy life while earning enough to support this. That didn't work out as planned either as the cost of living went up dramatically the last 3 years. I now find myself working full time in a corporate setting ( I am soooo not a corporate person) and wanting to leave. I do not want to be managing people at my age. I had plans to learn some new skills and support my creative side was asked to take on a management position (again, my desires have taken a back seat). I only agreed so I could earn more and try to save as much as possible while paying down remaining debt. Not sure how much longer I can do this before I have to walk away. The reality is I will still have to earn an income.

Saving for the future doesn't need to take a lot of effort. I was lucky enough to find jobs that paid well and provided me with great memories and personal growth. Now I'm in my late 50s and retired. My days are filled by doing exactly what I want to do. No boss, no deadlines, no stress. If you do it right, retirement can be the most amazing time of your life, when you can have great experiences with almost no constraints.

My father's best friend passed away the same month he retired.

Well said. I never believed in retirement. As a nurse, I have seen so many people who never made it to retirement. I plan for the future while living in the present. Now, I'm working on having my own business so I can have more time to do what I want.

Life should be about "accomplishing" things rather than "preparing for" things. Love it, Austin. ❤

@danarzechula3769

Жыл бұрын

Or even experiencing instead of accomplishing

@chriscoughlin9289

Жыл бұрын

As someone who's just retired from 30 years in the building trades - a job/pension that will soon pay for the launch of my second career as a nurseryman/orchardist - I completely fail to see how the two things are mutually exclusive. Life should be about acting with intention. Speaking as a builder? Preparation IS 'accomplishing'. Or at least you'd better hope so - if I happen to be working on your house.

@jordanbatka033

10 ай бұрын

@@chriscoughlin9289sounds awesome

I subscribe to your channel for frugal/minimalism tips but this video is alllll about LAW OF ATTRACTION and manifesting in your vibrational vortex. Love it. Also, use the mantra, “Money is just too damned easy to make” and wealth flows in.

Love the creativity of this video Austin!

Hello again, this is David , retired professional musician enjoying the good life! I just want to say that I had told somebody a while back that I thought the most important song lyric that I ever knew of was Carly Simon‘s anticipation, “stay right here ‘cuz these are the good old days”. I think that one line can be be an entire way of living. Keep up the great work!

Great video❤

Absolutely beautiful viewpoint!

100 per cent right! Making conscious decisions though is the most important thing. You may not get it right but at least you are aware of some of the forces out there that life throws at you!

Insightful video as always, thanks!!

Great concept! Not sure I like the analogy of the ladder though. Maybe a path through the hills would be better. What happens when you run out of rungs? Retirement is not a scam, and it is not a destination. It is the top of a different hill. I loved all my life including school, my career and now my retirement. I can also go back down a different path, and up a different hill to experience more life enriching opportunities.

Brilliant, wish i knew this when i was in my teens,

Thank you Austin! You are the best!!!

In Australia we have a compulsory retirement savings called superannuation. You can’t access the money until retirement and even then it’s given in instalments. Mine is eaten away by fees and charges and I chose to have a baby and not go back to work so no income is going into this scheme but lots of fees deducted. Best is to have your own business and not pay into this scheme.

I really like the way you think about life as vertical ladder, I completely agree with you😊

Great video as always

This is brilliant.

Getting old and having experiences but being broke sounds like a nightmare

During the first year of the pandemic, I got laid off and I got a lot of time to think. Seeing life as vertical is also something I realized made sense! But instead of seeing it as a ladder, I started seeing it as a mountain. You start life at the bottom and you reach the top once you are on your death bed. Every decision you make is a step towards the top. Sometimes, you might take a path that you think will lead to wonders, but find out that it is hostile and you need to shift your way a little (or a lot). Other times you might think you are lost but continue moving forward and finally see a gorgeous lake. It was a good path after all! Seeing life that way has made me less anxious about the decisions I make and more willing to try new things!

Inspiring thoughts! Bravo!! Hello from Greece!🎉🎉

Another good video, I hope your success continues! Tiny feedback: they sometimes feel a bit too internally repetitive. But great to have your fresh, independent voice on KZread.

@Rebel97Yell

Жыл бұрын

Love the video. Good job

excellent content