Hey Guys! Thank you for watching this video. Do tell me your thoughts about this! Don't Forget to SUBSCRIBE! Follow me on Instagram: instagram.com/youreverydayguide/

@subhomandi4968

4 ай бұрын

Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

@Mustafa-taheri

4 ай бұрын

Can you please create a video on Tax Harvesting in MF? Or Gain harvesting and what are its Pros and corns. Is it really beneficial to do that with your Long tern MF for tax benefits?

@giridh1

4 ай бұрын

Would help if we get sub title in English

@SinghSaab55

4 ай бұрын

Sir ji Debt ke baare mein details mein batayiye iske baare mein jyada nahi pata.

@udaykiranb83

4 ай бұрын

Good analysis sir.

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

@cowell621

Ай бұрын

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

@TylerJamestown

Ай бұрын

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

@StocksWolf752

Ай бұрын

Due to the market falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this teacher?

@TylerJamestown

Ай бұрын

Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@BateserJoanne

12 күн бұрын

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

Controversial Viewpoint Goal should never be FIRE !! It should only be FI that is Financial Independence Which means you should not be dependent on a job / business that sucks blood and soul out of you to give you money instead It should be "keep doing things which gives you happiness" So one should aim for FI and not FIRE.

@kgf_2030

4 ай бұрын

I love to troll people on YT

@surajdey808

4 ай бұрын

Finally someone 🎉 this is what we all actually need "fi" and not "re" and then just doing nothing which is pretty boring "for me".I would rather be fi and travel 2-3 months a year and just do the work that I like to do.

@Brodragon2225

4 ай бұрын

@@surajdey808 jo log sochte hain job mein soul le leta hain ekbaar business krke dekho khas krke medium business you will know good job is very very better

@subham_347

4 ай бұрын

Agree! But we find the things we don't like more and easily than finding what we like and generate income on that.

@SciAntGaming

3 ай бұрын

That's why I use the Fi App. :P XD

My age is 53 and have retired successfully since march 2023 and continuing ahead. Routine life is set. This can be linked to a dialogue of film Singham " meri zarroretey hai kum, eesliyee muzmay hai dum." Please read and implement " from the rat race to financial freedom" by Manoj Arora.

@naughtyUphillboy

4 ай бұрын

But if you have to limit your expenses, is that financial freedom.

@samirbhalerao5579

4 ай бұрын

@@naughtyUphillboy I already calculated according to my lifestyle which is consistent...neither going up or down. Rest I already explained above. Point is that it is possible.

@chakrabarti9634

4 ай бұрын

What do you do before FIRE for leaving ​@@samirbhalerao5579

@jit2500

4 ай бұрын

How ....govt job?

@AllInOne-gb8ti

4 ай бұрын

Your contain is very good & eye opening. Hope this help to lots of people to think practically.all the best .

I am a qualified company Secretary with MBA finance & had worked in psu & private companies...I fed up with top politics & decided not to go for employment & at my 45 yrs, i quit my job...started focused on my stock market ...now , I am 56 yrs...no regrets for quiting my job...i have 3 bhk flat in Bangalore & one BDA plot in Bangalore( it was taken during my job time)...with little corpus of Rs 16 lacs, i started my own stock in investment....now portfolio around Rs 4.5 crore..( remember 2 yrs back it was Rs 6 crore...now , due to my stocks falls its around Rs 4.5 cr) plan to make around Rs 7 to 8 cr by next 4 yrs...i just focused just daily 4 hrs in stock market...my professional course & my earlier job exposures facilitates little bit success in my stock market.......daily i am doing meditation & yoga for better health & concentration ....all the best friends

@ovsnsarma5360

4 ай бұрын

Nice to know this Sir.. You are inspiration for persons like me..

@SonuSharma-ys3jr

4 ай бұрын

I am a qualified company secretary too with law degree but now I am moving to Canada in a couple of months due to low salary here and limited scope.

@aditya-ml6km

3 ай бұрын

You made good money in quick time.

@AnandKumar-yd6ey

3 ай бұрын

How did you from 16 làkh to 4cr sir

@sujathad8750

3 ай бұрын

I understand everything but holding cash is badinvestment thenhow to invest in stockmarket while crashing?

I want to work until 75 yrs of age if health permits. Keeping yourself busy is the most noble pursuit

@whiteclouds618

4 ай бұрын

Yes Wagie 🤣

@user-vy7km6en6n

4 ай бұрын

If You love your occupation then it's possible

@matte67

3 ай бұрын

I agree

@aditya-ml6km

3 ай бұрын

My grandfather followed the same logic. He is 95 years old and going strong. He got his LLB degree after his retirement and practiced law regularly till the age of 85.

@clodhopper-dodo

3 ай бұрын

What a sorry state. When you are free, you are confused due to slavish habits not knowing what to do with your life. Waste of life 😂

My age is 33... .still unmarried 😅

@sigmachadtrillioniare6372

4 ай бұрын

Mei bhi kabhi 33 ka ho jaunga

@Abx_Dkl

4 ай бұрын

Better stay alone... M 38 lives like single most of time ... But u cannot have fun of being single.. hope u understand

@bohemiansoul584

4 ай бұрын

Mine 30 unmarried 💪

@v.nadkarni619

4 ай бұрын

​@@Abx_Dkl Yes I can understand...it's not easy to live single.....I'm reaching faster towards my financial goals...but sometimes I feel like...that there is something's missing...

@vootmannnmn6242

4 ай бұрын

​@@sigmachadtrillioniare6372 perfect victim of Morden slavery.😢

Retiring Early will make us work Hard and we don't waste our time here and there, If we planned our early retirement than we value our time and make every second productive. If we don't achieve our retirement as per our planed, it doesn't matter we can see that we have came so far than others and that give so much satisfaction.

@blackcobra8933

4 ай бұрын

I am retired at 32, with corpus of 20 Lakhs. now, I am living freedom life doing 8 hours Workouts , 8 Hours Sleep & 1-2 Hours Sports Bike Riding in beach Road.

@naughtyUphillboy

4 ай бұрын

@@blackcobra8933 20 lakh se kya ukhaad rahey ho

@blackcobra8933

4 ай бұрын

@@naughtyUphillboy Sir, 20 Lakhs poora Small caps funds mein rakhe hue hai SWP karta hu 5k.

@naughtyUphillboy

4 ай бұрын

@@blackcobra8933 Best Luck

@namitajain68

4 ай бұрын

I created my version of FIRE at 52. Left investments to grow (30:70 :: equity:fixed income, cut down on work (freelancer) and expenses, started living on low current income. Am still adding small amounts to my corpus. Won't say there aren't insecurities but life is good. Been 4 years. I stay busy with creative work and occasional freelance projects.

I am 29 and unmarried. My goal is to achieve financial freedom by the age of 42-43.

@moviesall4603

4 ай бұрын

Best of luck

@subhojit8601

4 ай бұрын

What do you do for living?

@subhojit8601

4 ай бұрын

And in which asset class do you park your many?

@subhojit8601

4 ай бұрын

What is your corpus?

@amitjain3323

4 ай бұрын

You are smart, by not having kids and wife you don’t have to worry about 6 times of your future expenses. Also save enough and move to a small city and live peacefully. Don’t get into the fomo of not having a wife or kids. People who have them are not happy either and now they are slaves to shitty jobs in general. Several folks will ask you to get married but they will be no where when you will be stressed about money or expenses

As married man you can't take retirement, reason you all know .

@mayurshivam2729

Ай бұрын

😂 agreed 👍

I'm 29 (just married) and making 50L, and I'm planning to work for the next 10-15 years, even though i don't have big commitments. Planning to do organic farming after that in my land. Retiring early is a scam. Keep putting efforts till you die. SIMPLE

@shubhamkumar4162

4 ай бұрын

Finally someone making sense

@prajju8114

4 ай бұрын

50 lakhs? Which company are you working?

@soham8208

4 ай бұрын

Correct 💯

@balajikamalesh3338

4 ай бұрын

@@prajju8114 In one of the leading saas company in india, as a Lead Frontend Developer.

@sumedhkadam1903

4 ай бұрын

No it's is not a scam but retiring early real meaning is you do what you want. Means follow your passion not after retirement.

Sirf Financial Freedom hona chaheye. Retirement ki jaldi nahi hai mujhe. Bus jo unstable job market hai aajkal ki, lay offs ki tension durr ho jaaye. FI se Layoff hone par tension nahi rehti.

@NITISHBHATT008

4 ай бұрын

Perfectly said.

@Pankajgupta-zu4oq

4 ай бұрын

Correct

Mein retire hua 55 par. Old age Kharcha bahut Kam ho jaata hai.. medical insurance sabse zaroori hai. 1 lakh per month ka arrangement hona chahiye..sab kuchh Mila kar

If you cannot save more than 50% of your income, you cannot retire. Early or late, you cant retire.

Accidentally landed in your video and subscribed immediately after the value you provide in this video. Great works!

2 things , as you rightly said, Indians do not have hobby. Very true. We are just obsessed with money and daily routine. People in west actually go on a hike , do some sports, go swimming, or any thing else in weekend, while we either watch TV or go to a mall and spend money. The second thing what you said about situation of your kids doing the same rat race. Why don't instead invest in your kids name. Like putting 1.5 Lper yr in PPF account from the day he was born and keep it funding until he starts earning. He will have a huge corpus to start his life.

@robertthamotharam1482

4 ай бұрын

Well said but One thing you missed is we poke in to others nose.😂

@Thakurrajesh680

4 ай бұрын

Hv u met all foreigners or hv u met all 140 cr indian... By which u r saying indian dont hv interest n hobbies

@barneystinson8235

4 ай бұрын

Indians have low salaries, more working hours, no safety net like social security

@guharup

3 ай бұрын

Ppf 🤣

@VinaySharma-by7ss

2 ай бұрын

How many can invest 1.5 L

Excellent and eye opener . I fully agree regarding Negative side of Early retirement and one of it it is Loosing one’s identity. All relatives and society feels that you are retired

Dont assume that early retirement doesn't mean you dont work at all post retirement.. You will start working on the things in which you are interested or you are passionate about.

@abhinandanmaurya47

2 ай бұрын

That's the only plan Even can start own business...and scale in grow it as much as u can Cause u have lifetime income ..which already earned ...so now u can play with safer side

या ने तर सर्वसामन्या ची व्यथा मंडली आहे.....ग्रेट गुरु आहे

I am 38, two kids, happily married and moved from corporate at my own terms..to be honest, if you have 10-12Cr under your belt, think of this concept and enjoy..if not, don’t go for it you’ll regret!! If you’re on FIRE, develop a habit and look for new avenues in life..

@blackcobra8933

4 ай бұрын

depends bro, me retired at Corpus of 20 Lakhs, I am living freedom life doing 8 hours Workouts , 8 Hours Sleep & 1-2 Hours Sports Bike Riding in beach Road.

@lookeshdas455

4 ай бұрын

​@@blackcobra8933how?

@Dj-nk7wb

4 ай бұрын

​@@blackcobra8933 in which city

@blackcobra8933

4 ай бұрын

@@Dj-nk7wb Vizag bro, having own house ,

@Dj-nk7wb

4 ай бұрын

@@blackcobra8933 what are you doing the 6 Hours left

Bhai mind blowing genius video...u touched my heart bro.... watched full video no words to express man salute to you

@YourEverydayGuide

4 ай бұрын

Thank you so much 😀

I have been watching you from the beginning. You content is gold..

@sigmachadtrillioniare6372

4 ай бұрын

Abey yar jeena ka mtlb hi yahi ha kya yar, bas paida kro aur Mr jao, abey yar hat yar

@subhajitdalai8991

4 ай бұрын

Yes his content is really gold ❤

Someone who isn't just repeating what everyone else is! Spot on research🔥, subscribed!✅

00:02 Challenges of marrying and having children at a later age in India 01:37 Consider children's milestones before planning early retirement 05:33 Early retirement may not work for everyone 07:27 Evolution of retirement concept and need for early retirement 11:06 Financial independence leads to early retirement 12:59 Maintain financial discipline and avoid big liabilities for early retirement success 17:05 Maintain financial discipline post achieving FIRE 18:46 Adjust investment strategy for early retirement 22:06 Consider cultural and financial aspects before planning early retirement in India. 23:44 In India, emphasis on hobbies and early retirement is different from the West Crafted by Merlin AI.

Yes, you did raise some questions in my mind...Good content..Keep doing good research relevant to Indian population.

I am 14 years old still watch this video 😅

@sushantgaikwad1849

2 ай бұрын

SOON U WILL BE 24,34,44. DONT WORRY

@bhaskerkmr1

Ай бұрын

Tooo beta galat kar rahe ho tum .... Ja kar padaii Karo , usse behtar kuchh aur nhi h tumhare liye....

@Thebigbull6666

Ай бұрын

Beta Investment early age se start karde mid 30's tak Retired ho sakte ho

@meticulous-analyst

Ай бұрын

Consider yourself lucky that you are getting such wisdom at early age. Hope you prosper

very well balanced video.. you have covered all aspects of Financial Independence and early Retirement..

For a man like me who already does not like social interactions and fake friendship/interactions and hate having someone acting like a maharaja/malik (a manager) to control me, it does not matter if anybody talks with me post retirement or not. Even before retirement now at age 40 I am very lonely, taking pills to fight depression and have seen enough (girlfriend dumping me for her job and social popularity, backstabbing by family members etc.) so it cant be worse than what I have seen in last 18 years. So your negative point of not social interaction is only applicable for those people who depends on social validation. In fact, I hate to interact with people, mostly ladies who has so many fake time pass relationships and using AI to look good. And that Google employee's example you have shown she might be another junk dependent on social validation hence regretting. For many men like me we are far happy staying away from this damn fake social stuff and live alone in nature, no matter if we eat only once a day. Our mental peace is far more important than any damn fake give and take relationship and social stuff. So FIRE is absolutely necessary.

@NoName-bb2pu

4 ай бұрын

I have a very similar story (spooky!), girlfriend broke up when I was 27 after 5 years due to job abroad, I was questioning life, had become depressed (family "history" of depression as well), became a recluse and was waiting for the end, whatever it means. Things changed when I hit mid 30s, I learned to love myself, become healthy, become selfish and yet I love nature and animals and of course, my parents, I retired early and help around at home, feed community animals, have 3 dogs of my own, loving life, hope it never ends! Self love is the first priority, next comes parents, 3rd nature and animals, dont have friends or wife, life will be a-ok, the end comes fof everyone, close your eyes and accept it when it does.

@abhinandanmaurya47

2 ай бұрын

​@@NoName-bb2pusir which job u did ...like you gone abroad

@abhinandanmaurya47

2 ай бұрын

I want to earn that much , in which I earn with my job in whole life span Than I will be able to do business or self employment

@NoName-bb2pu

2 ай бұрын

@@abhinandanmaurya47 there is no secret to earning money, usually its luck and nothing more. In India less than 0.5% can have the luck to retire early, in my case since I dont have to spend huge money on school+college fees on kids or wife expenditure I manage. Most have to be content with their 9-5 job, find happiness in the routine and live life like a normal person.

@bishnupadadutta3629

2 ай бұрын

You are right.

LOTS N LOTS N LOTS OF RESPECT SIR! Very few creators are genuine these days!

One of the best videos on Retirement and planning for same

Dont have kids if you want to retire early, as simple as that.

@akashdas1603

4 ай бұрын

Rather don't get married.

@Broody-cq2yl

4 ай бұрын

@@akashdas1603 get married, but to a woman who can contribute to your income.

@ShreyansBaid

4 ай бұрын

That will just be selfishness ​@@Broody-cq2yl

@Broody-cq2yl

4 ай бұрын

@@ShreyansBaid selfishness is bringing kids into this cruel world where majority people cant ensure their safety nor can provide all the best facilities.

@ShreyansBaid

4 ай бұрын

@@Broody-cq2yl Well everyone has their priorities and goals in life. If you are self centred who wants to focus on a dual aspect of growth and enjoyment of life, then marrying without getting to nurture kids is fine. But the aspect of ' a woman adding to your income ' seems to be selfish. If the woman is of the same mindset of dual benefits then it's fine. But generally people prefer having a family because in the long run you will need to have somebody to take care for and who will take care of you, the ones for whom you are going to Leave your possessions behind.

I plan to work till 70 if health allows.

@sigmachadtrillioniare6372

4 ай бұрын

Ek din mrityu sabki honi, jeena ka mtlb hi kya hua

@subhojit8601

4 ай бұрын

If you're job is your passion and you love your job and making money... Then it's absolutely ok

@Shubham-tq4wd

4 ай бұрын

Enjoy ur life rather than making money

@prabuddhgoel1593

4 ай бұрын

Thats gr8 , only purpose of fire is to get advantage of opportunities and follow your heart so if you love your work go for it

@pintukumar6803

4 ай бұрын

Enjoy kaise krte hai​@@Shubham-tq4wd

People who are worried about divorce and losing their hard earned money..they can do one thing..marry a village girl..who is not so educated..chances of survival of marriage increases by a huge margin.

@maybe_harshh

4 ай бұрын

What is this logic?

@manojsuri007

4 ай бұрын

@@maybe_harshh this is to save your life and future logic.

@maybe_harshh

4 ай бұрын

@@manojsuri007 are you drunk bro? Hindi main samjha de chalega

@manojsuri007

4 ай бұрын

@@maybe_harshh I don't drink. You are free to disagree. But many people are now adopting this strategy these days. Marrying Village girls who have low expectations and also value marriages. They have lot of patience which is required for marriage.

@Happysoul_3

4 ай бұрын

I read a man on quora mentioning that his wife doesn't hasn't much knowledge and a housewife.. he was newly married and now felt a hard time adjusting with her but he was positive in mind. Stop giving such advices. Tum aise admi hi fir sochte ho affair chalane ka ki housewife hai kya hi pta lgega.. at the end shaadi toh usse hogi jo god ne partner likha h..free will nhi h tumhari isme 😅

I'm 26 and in next 15 years i will achieve my F.I.R.E. 🔥 ammount for sure😊 i invested 20L in Market and going on

Very good content covering all the practical issues. Considering all these points one may plan for retirement. In my opinion one should try to enjoy the job and continue his job as long as the circumstances permit. Thanks for the video.

Best video ever I have heard on youtube...this video is truly natural and the last word early retirement timing will not be same for everyone So Don't Compare Else you will be In A big depression

Bhai paiso ka jugaad ho jaye toh i think baki sab point aise hi cover ho jaynge… I think FIRE ka main motive hi yhi h ki log wo kaam kr ske jo unhe pasand ho… jinko apni job achi lgti h or wo use enjoy krte h wo waise bhi iske baare mein nhi sochnge.. but good points

I am 33, at 40 I will retire from my IT job and join NGO with much less salary but less stressful job

@aalborgDenmarkTel

3 ай бұрын

Ngo job is not easy

Early retirement can mean giving yourself a much needed break ... If & when you decide to return to the workforce you can choose a job where you get to work at your own pace, no pressure to perform , no bootlicking ... You work for the pleasure of working not because of desperation.

Very nice video giving a different perspective towards looking at this subject .

The problem is not our retirement but our children’s retirement. The way world is becoming difficult place to live my goal is to not only make my retirement secure but also that of my children’s. 😊

@blackcobra8933

4 ай бұрын

Invest more for your Children's also. Long term always beneficial. UR children's don't need to work anywhere in that case.

This video is a must watch & helpful as well in these rush of Early Retirement Concept.

I hve taken my retairment on 38 ,35 achieved my goals did good investments then now i am doing my wish activities

Quite a grounded video, dealing with the mainstream 👍

Agree - FIRE is a difficult for the average person. Another takeaway is that kids are expensive - lots of people don't understand that being childfree is a great option to live a stressfree life. Social conditioning has made them feel that kids are compulsory and needed for a normal life - but aaj ke zamane mein nothing is normal. Add to that , the employment threats due to automation , AI and the way government is increasing taxes on salaried class - Future seems gloomy!

Good video. Eye opener. One size do not fits all. One should consider pros and cons before opting for FIRE. It looks rosy but sloggy too.

I'm 21 and have a passive income business which pretty much makes me retired. You're right, its very lonely. I haven't gone out of my house for 3 months now, even if I do go out, Who will I talk to? where will I go? My friends are all in different states and moved on with their lives. I'm in the phase where I'm not making crazy amounts of money that I can travel the world but I make enough that I can, not work.

At 25yr age start Rs 10000-12000 per month investment in stepup SIP in index fund alongwith 10% escalation in investment for 15yr can give 1 crore funds to retire at 40yr rest this amount can further be investment to generate money to meet ur daily expenses. but live minimalistic to keep ur expenses sustainble while invest in your heath from 40yr to live atleast 80yr.

I retired at 35, with my first born, FIRE is irrelevant for India, Financial independence is what you need, retiring is never to stop working but it's opting for more likable, easy, joyful working and engaging options... No matter you take early retirement or traditional retirement (after 50-55 yrs age) in any case you should have more income inflow then your expenses...

apki rai ,achhi lgi, no early retirement till 60 yrs. thanks for useful vdo.

Amazing & Very practical bro Rational & very perfectly said 👌👌👏👏🎉

This is the best video you have ever made.... congratulations 🎉🎉....well done

Bhaiya aajtk sabse practicle video jo mene dehki thanks❤

Very good video Ranjan, keep posting such videos.

Please do continue to make such videos as it forces us to think for such situations. As a young adult we are busy chasing things so we rarely think of such topics.

Im 22 and my father is 58 !!! I aint making any bad decisions tgat my parents made (life , financial) And by FIRE I'll jump into politics so ill be needing damm more money then normal retirement 🙂

Very insightful. 👌

You really have put in great effort and the presentation is really very informative and useful...Please keep upthe good work👍👍

Ye video maine lagatar 2 baar dekhi.. Nice video 👍👍

Great content..💫🙌.. Bahot bahot shukriya sir..🙏❤️

Subscribed, haven’t seen anyone covering so much in a single video 😮

You are really so much analysing every thing regarding financial related matters

I have a family friend and husband lives on Barista Fire and Wife as Freelancer .. both have been enjoying life since 30 years.. And much fitter than me ..and made money than the actual salaried persons than their peers so is my uncle and aunt. So it's firsthand it works provided... You don't overthink and live life in a flow. It's not necessary that you have to shoot down a star everyday and have a heart attack at work with elevated bp . Just live. I would suggest rather than total retirement take a Barista Fire. Like that you wil be satisfied and live a stress free life.

I believe instead of waiting for 45 or 50 we should enjoy our life at the same time we should work...if we plan tactfully this is not very tough..I personally always try to do the same such as two excursions per year...at the same time I am also investing approximately 3 lakh per year in various schemes..I am 29 years old and my daughter is 2 Years old..

It’s a amazing video and a very informative one. Thank you.

Excellently explained !! Great job !!!

I have seen many early retirement including my own elder brother who was a Wall Street investment banker. I also see professionals who are struggling to keep up with job and lifestyle. Social interaction and working on a social cause in your country is much more rewarding than a job. There are many avenues to early beyond a job nowadays. Sometimes passive and sometimes as a hobby. Early retirement doesn't mean you don't earn or work after quitting a 9-6 job. It is a different way to earn money which may not be conventional middle class type.

Retiring early with plan of Expenses worth more than current Earnings 😂 In short , Ur retirement depends only on ur minimum expenses Only.

"Bhahar wali shanti nahi, andar wali" was the ultimate line.😂

Indians who are in service ,never think for early retirement because they know two facts-1.salary received in last 5 years ie during 55-to 60 years of age and has more than what received in previous 30years ie 25-55years of age 2.expenses during 25-55years has more and saving less whereas during 55-60 years expenses too less and saving huge. About 95% Indians do not earn and save more than sufficient corpus to become FINANCIALY INDEPENDENT before 55years of age. However,at the age of 60 years they may accumulate such amount to become FINANCIAL INDEPENDENT. So, no question of early retirement for persons who are passing through the age of 50 years in 2024, but the persons who has just joined and will attain the age 50 years in2075 ,may think and plan for early retirement.

Bhai retirement from corporate slavery hai, retirement from work nahin hai. And it's totally possible.

I'm investing from a very early age but I don't want financial freedom like everyone. I just will build a corpus of about 50 lakhs and set up a business and then remaining corpus i will live in Luxury. That's my Goal😉

@subhojit8601

4 ай бұрын

In which instrument do you invest?

@kunaltalukdar8568

4 ай бұрын

@@subhojit8601 i have invested in 3 different different mutual funds. In Nippon India small cap fund, Tata small cap fund and Parag Parikh flexi cap Fund. 3k each for the time being.

@prithvirajkundu7433

4 ай бұрын

Never ever announce your goal to someone, I repeat never...

Real definition of FIRE is not to stop working it is to stop working for money. You are financially independent. However you should still continue to work in things you want to do. If you love your present work you should continue working in a slower pace with the goal of leaving legacy rather than with the goal as more money.

By age 50, we have no debts and no kids and a solid health insurance. It's easy to retire.

It means nupur didn’t hv a social life prior to retirement. She relied on work colleagues for socialisation.Herein lies the lesson, we must lead a balanced life throughout our life, invest in our financial, social, spiritual, family growth while we r alive. Add on hobbies n passions as well. Had nupur introspected on her life, she would hv realised these gaps were prob there prior to early retirement. Now she has attributed it to her early retirement

I married at 27 year. We both are working. I am running business, wife working for MNC. Will do full time job for next 15 years and then will switch to self sustainable life but will not quit working, alternatively will run business like airbnb, agriculture related etc. after 15 years we want to work on things what we think we will enjoy. We live in Europe and following self sustainable 30% life, growing veggies etc. we decided not to have kids so all time is for parents and for us. Early retirement is boring but enjoying life in present and switch to jobs which we enjoy must be a target for current generation.

Very practical and true .. hope you grow .

Must needed video for youngsters of India ❤

The magic of compounding. I take a loan and now I am a defaulter

An Holistic Approach towards the FI, thanks for such beautiful lecture. Your Subscriber +1

My age 34 My child is 8 now I have 2 houses ( both in bangalore) 33 L debt still pending Less than 7 L cash My fire no is 7 crores

Nice Explanation of F.I.R.E. 😊

Very well explained , covering all points from Starter to Desert.

Early retirement is nothing, do work till the end of life because life is not destination it is a journey.... live the life

@paulsarbananda2671

4 ай бұрын

Usko live the life nehi kahete😂😂😂😂😂

@VinodVerma-sc8nk

4 ай бұрын

apni marzi ke joyful kaam kab karoge bhai ?

My grandfather worked till the age of 75... He enjoyed every bit of it

Early retirement is not withdrawal from work or from active work life . But retirement is the point which a person will be free to resign from the work ( which he does not like which he is doing for long time just for a living ) and choosing a work which he likes which gives him flexibility of time and he gets income from that work .please understand it correctly .

Hamare yahan “dahi bara bahut khate hain” wahi bechunga 60 ke baad… love ur video❤❤❤

5 years before the start of Reitrement make sure that the majority of your savings are not in any risky stock market investments. Many people have lost their retirement savings by keeping the majority of their savings in stock market investments. Rather take the money out of the stock market and place it in safe bank FD's. This also applies 2 years before your children's higher education or marriage commences. So plan well and do not keep money in risky investments a minimum of 2 years before you may need the money.

Good one. I have taken early retirement at 58 from private company. Now 2 years finished.Unfortunately i don't have financially protection as per your calculations. Taken retirement bc my both daughters got married. Have confidence that they will take care of their parents.

@subhojit8601

4 ай бұрын

Not a good decision... Hope you have enough in your account! Or are you completely dependent on them?!

@anweshamandal6058

4 ай бұрын

You must have got VR

Sir ji bhut pyari aur achi video h 😍😍😍😍Aisi vedios banate rehna hum garibo ko educate krte rehna taki apni family ke liye kuch kar paye 🥹🥹🥹🥹❤️❤️🙏🙏🙏🙏

Opened our mind both ways... What should be done and what should not to be done for financial independence... Must have worked very hard to produce this video... And comment section has its own benefits... Practical prospect of this video can be compared with real life examples, experiences of people of different age groups, different fields, different earning capabilities etc...

Very good video with good analysis on Indian context

Video starts @ 6:25

Full support 😁🎉

*my age is 42 not married still watching the video*

@technofete

3 ай бұрын

Okay what plans after that ?

@ganugishah425

2 ай бұрын

​​@@technofete Still he had not faced any issues that forced him to stay single ... Good to be single but any situation in the future will remaind u that made the wrong decision to be single... What next ?.... is a big question after facing the worst situation only. As to ans it now ?

I believe allowing sabbatical from work is a better approach then retirement. It would help an individual to better align his goals and dreams and also help them complete relief from the pertinent job stress for some time. But unfortunately a gap in career is seen as a big taboo in your resume because of which people cannot take such sabaticals.

Sir I have only one simple question..Say person accumulates 2 crore and creates fd in bank He will be getting a return of 1.2 lakhs per month ..that should be more than enough for tier 2 family expenses ..he can spend 1 lakhs and 20k back to savings and investment..this way 2 crore will remain safe forever..let me know ki ye waala approach kaam karega ya nahi😊

Sabse bdi problem ghar wale hote hain..Unko lgta hai ki job nhi krega to kya krega..Kaise jioge

@vinaypatidar5901

4 ай бұрын

Isme galat kya hai. Agar ghar wale khila rahe hai toh tumhare liye soch bhi sakte hai. Unhe majburi ka matlab pata hota hai.

@infinitymobileworld

Ай бұрын

​@@vinaypatidar5901Agar nahi khila rhe hai tb vai

Find such a occupation where you will never think of getting retired. My domain is music and singing.

Great detail analysis God bless u sir