Thank you progressive for quickly teaching me the benefits of rolling through stop signs and running red lights so as not to trigger the device. Safe driving is 💯

Yea man you're exactly right i was like are they going to judge me for my youtube usage while driving? Thank you for the video!

I’m a good driver with a very small car but this plug in beeps every time I go over a railroad track - every single time no matter how slow I drive over the tracks. I’m not sure if it thinks I’m coming to a ‘jerky’ stop but as the car shakes when traveling over the tracks it beeps. Railroad tracks are common where I live so this is a warning for others who live in these types of areas. I have been driving for over 40 years and did not have this issue with Liberty, Nationwide or State Farm plugs. I will not be renewing with them.

I did it with Safeco in 2013.(they ignored a speeding ticket I had with this 3 month program) Took a roadtrip to from WA to AZ. Maintained 100mph in Nevada for 30 min stretches, drove through the night into the A.M. went back to WA and went from being in the green to touching the RED! Idk why... Then I went on a two month deployment with the Navy when i came back I was pegged out green and got my discounts!

@domvice7916

2 жыл бұрын

Navy & pegged in the same sentence. Lol

@aiiron

2 жыл бұрын

@@domvice7916 lmfaooooo

@amandawoodward5596

Жыл бұрын

Bruh, I'm also in the Navy. Deployment would have been the best time to start this thing lol I just won't drive for 6 months in order to get a discount 🤣

This raised my rates for me. I have a clean driving record since 2003. You have to basically come to a rolling stop to not get a hard break. You can accelerate at a reasonable rate or get dinged for fast acceleration. I drove 80 miles round trip to Amazon warehouse so I did log some miles a week. But this raised my rate $45/month after use.

@junboo8730

Жыл бұрын

Getting back those $75 back. They are the ones losing. I installed today. Lets see how it goes.

@stephaniewolfgang9730

Жыл бұрын

Were you able to get out of the increase in any way? I CAN NOT afford an extra 200 a month. This is freaking insane!

@CurtisD1986

Жыл бұрын

@stephaniewolfgang9730 nope. Even with the increase, they were still the cheapest insurance for me

thank you so much this was very useful! i’m going to try out snap shot for 30 days. i already have progressive but i’ll def come back to this video to leave my review! i just bought my 3 toyota camry but this one is from the dealership and i took out my first loan! it’s a 2018 toyota camry. i’m 19 years old. as of right now i’m paying 300 on my dads insurance but i’m hoping to use this to bring it down to reduce how much i’m paying. again thank you! (:

@ThinkInsurance

3 жыл бұрын

Def let me know how it goes!

@jaxfarias973

3 жыл бұрын

How did it go?

@ThinkInsurance

3 жыл бұрын

Here is the follow up with results kzread.info/dash/bejne/lIun18Orl67Znps.html

@CyberpunkSamurai

2 жыл бұрын

How did the snapshot go any discount?

@laurenbrunelle835

2 жыл бұрын

@@CyberpunkSamurai turns out it was 6months I had to drive with it on. Lots of ups and downs and angry days when I would hear it beep. In the end my score was a B plus and I ended up knocking 60 bucks off my monthly insurance. Worked out pretty good for me.

Just got snapshot on a whim to get a discount for progressive. I drive better now that I know I’m being monitored.

@razvanbadini

Жыл бұрын

Did your insurance got cheaper now?

@terrorking6191

Жыл бұрын

​@@razvanbadini wondering this too

@iris-xo

Жыл бұрын

@@terrorking6191 If u get snapshot it takes like 50 dollars off

@BushyHairedStranger

3 ай бұрын

Get a minimal insurance discount to be Spied on? Progressive MUST SUBMIT all requested transportation monitoring behaviors to the US Government upon demand! So is being monitored for months-years worth it? YUP all your driving data is collected, stored, collated, and then many other behaviors can be calculated easily based upon the data collected….. Big bro got your life in their pocket.

@Turtleofbread

3 күн бұрын

@@BushyHairedStrangerdo you not have a phone? A computer? A smart TV? If so, then you’re not in any better of a position than him

You can get it where you do not use the app tracking, then it can not tell if u r on your phone. It is the one that goes in your vehicle diagnostic port.

I'm telling you..I just started using this yesterday. It was stating hard break, which I wasn't. Then all of a sudden my traction control sensor light went on then my throttle control light came on and my car went into limp mode. Was it this snapshot or just a major coincidence 🤔

I got a C- on my snapshot progress report... says I had 22 hard breaks in the last 7 days. Its not my fault that thing is so sensitive.

I had farm Bureau and was paying 1100 every six months and just switched to progressive now paying 600 every six months, in Michigan. Now Currently giving snapshot a try

@ThinkInsurance

3 жыл бұрын

There you go! That’s a big savings

@ofcbob6391

Жыл бұрын

Please update and tell us your experience with Snapshot.

@stephaniewolfgang9730

Жыл бұрын

Did you use the plug in or the mobile app?

@dvgains2740

Жыл бұрын

@@ofcbob6391 I discontinued the use of snapshot a month later. personally, i wasn't a fan of it monitoring everything while driving

@dvgains2740

Жыл бұрын

@@stephaniewolfgang9730 the mobile app

Thank you

I just started today, didn't know about the 30 day trial but I'm wondering about how to set the app steering wheel choices when riding in another car.Will they assume (passenger) means someone is driving my car, and should I be not on my phone? If so, (public transit) might be a better choice.

Switched from USAA to Progressive. 3 vehicles 4 drivers USAA considered my 2 children as inexperienced drivers. 2 of the vehicles are able to have snapshot my 2018 Volt is not. I am a truck driver so the app on my phone was discouraged. USAA $488/mo Progressive $178/mo. No major difference in coverage.

After 6 months with this device with my new Hyundai Santa Fe suv. I gotta say I've been doing good with it, and i really got a good discount with it

Apparently my hard braking is going to increase my rate. I can’t help the drivers are aggressive where I live . Im not liking it so far

After 6 months of putting up with this annoying device, and changing my driving habits in an unsafe manner to conform to this device's quirks and not get penalized, I finally got my results. I managed to get and keep an "A" grade, which is perfect. They kept encouraging me to keep going and that I was in line for savings, if I maintained this grade. I only averaged 12 miles driving a week, and I was sure when they realized this, they would charge me accordingly. My original bill was $230 dollars for 6 months. I only have liability insurance on a 20 year old car that I almost never drive. My new bill after this perfect driving record that they witnessed through their device is $257. An increase of $27, how is this great savings as they continually promised? I really would like someone from Progressive to explain this one! Who thinks I was treated fairly? They offer no explanations, just this renewal bill with an increase.

@ofcbob6391

Жыл бұрын

I think we all need to realize that it is quite normal to expect a price increase every time you renew your car insurance...due to inflation and the cost to repair anything on cars and all the lawsuits because everyone has whiplash in any bump-in-the-rear accident. Maybe with Progressive's snapshot and really good driving, the discount will offset the usual increases.

@ldbwa1050

11 ай бұрын

@@ofcbob6391I agree with you but it does suck that us as consumers are left holding the buck after the lawsuits/repairs of other drivers. The company should take that, not use us to essentially get their money back when in reality they’re profiting already

I'm using it right now, and I'm wishing I wouldn't have done it. I live in Houston, TX - and the roads here are crazy. In the past month, I've had to hard brake 4 times to avoid accidents on the highways. I'm not sure if they take the size of the city/highways into account - but they should because all roads/cities are NOT the same.

@mrsteshababy6379

2 жыл бұрын

I agree.. same! Live in Houston and I just joined. I hope they take this in consideration!

@chevytech7306

2 жыл бұрын

The hard braking can still be prevented if giving breaking distance

@musicoldies83

Жыл бұрын

@@chevytech7306 That has to be the most idiotic statement I've ever heard. Do you even drive a car?

@chevytech7306

Жыл бұрын

@@musicoldies83 obviously I do. Obviously I drive them for a living as well. People usually don't cut me off so not an issue I face. I tend to drive alot of different vehicles from performance corvettes to "economy" cars. Driven across the states multiple times. So great job assuming and being ignorant af. Lol learn to drive old man.

@chevytech7306

Жыл бұрын

@@musicoldies83 also not just cars, trucks, vans, suvs limos and school buses. So.... like I said your ignorant af. Did you just wake up and go let's be ignorant af today. It's probably past your bed time. Go eat your tapioca and lay down dude.

I've had one for almost 6 months, and I can't wait to get this monkey off my back! I'm retired and barely drive, so I needed to try this because I was tired of paying high insurance costs to have my car sit in the driveway most of the time. I am only driving about 12 miles a week, and some weeks, it's almost 0. The biggest complaint is the same one everyone has, the hard brakes. Not one that I have had has been legitimate. Twice it hit me for 2 hard brakes for only one stop. I have had to run yellow lights, which I never did before, and every intersection with a stoplight is like playing a video game and I actually have to drive less safe to concentrate on not getting the dreaded beep! What they call a hard brake is a normal part of driving. It means you didn't hit something, or break a law by not stopping for a light. An actual hard brake, where you slam on the brakes is what they should count. Several times, I slowly applied the brake for 5-6 car lengths, and when I finally stopped, it still beeped. This is where they got this wrong, this is not unsafe driving because you stop the car, especially to avoid an accident! I want to get this thing out of my car before it causes me to have an accident, which I haven't had in over 50 years of driving! If I knew about this beforehand, I would not have used this device!

@napalmstickylikeglue

2 жыл бұрын

I think it's kind of ironic that you get penalized if you brake hard because someone pulls out in front of you(which happens quite a bit). It's almost like being punished for avoiding a collision.

@sarahsherratt6242

Жыл бұрын

I agree!!! This is so frustrating that I am thinking about leaving the program just because of the "hard" brakes. I stop on red and I get a beep. I ease my way to breaking and it still beeps. This beeping is driving me nuts!

Update on this snapshot- I absolutely hate it. It takes 2-3 weeks to get used too because its very sensitive and beeps all the time. It takes a long time to change driving habits. I am a very good driver I have not had a ticket in 10 years. My first 45 days is a C-. I find myself making more dangerous driving decisions to avoid the beep. First of all some of the beeps are necessary to avoid a collision. When people pull out in front of me I have to do a hard brake. Also I almost always stop at yellow lights because I dont want to risk running a red one .However if this decision is made at the last second it often involves a hard brake so it beeps. So now I am inclined to just run the light instead of attempting to stop. It's almost impossible to go all week without 1-2 hard brakes because other people drive like crap. I posted on a large FB group about this and almost every person said they hated the snapshot and it resulted in a premium increase so if they just want to monitor me so they can raise my rates I am out.

@jonny555ive

2 жыл бұрын

Same here, I'll run the yellow if I know I'll get "ding"..... I'm not really a fan of it either. I've had 4 "hard breaks" in a week so now I run the yellow...... NOT good.

@Ki1ngOfGods

2 жыл бұрын

It could be your phone as well. Haven't tried the car thingy but too late for me, ended up switching to geico and saved way more.

@amandawoodward5596

Жыл бұрын

Omg this is my same exact experience. Funny thing, after the first month I got was less beeps. While I like to believe I got better, part of me thinks it's designed to beep a lot in the beginning and later beep less as a way to potentially earn the company more money. But I'm in the same boat as you. I drive a prius so I hardly ever speed or accelerate fast. I have become confident at running yellow lights when I KNOW I COULD STOP but I knew the device would beep. Progressive be like: "drive safe but consider making traffic violations!" I also have a C- and despite my improvements, I haven't seen it change. If my rate goes up I'm swapping providers. These devices are so bad and promote illegal and unsafe acts. I've never gotten into a wreck but this thing might get me in one. I also haven't had a ticket in a while but this device might makes me get one. Instead, there should be a thing where if you take driving class as a refresher or Defensive Driving, then you should get a really good discount for every few years that you do it. That is how you make and promote good driving. Not by using a device that beeps every time you brake. I usually stop really smoothly but I often start hard and end in a smooth stop vice slamming on the brakes and sending people flying. I never claimed to be a good driver, but this device has certainly taught me new braking methods, which I love, but dear God I might as well get a ticket or caise a wreck so I don't have to get a penalty. Screw this device.

It’s been 9 days and i still haven’t received my device is this normal? Will it come in my mailbox or is it big enough they will treat it like a package?

I was with Geico for 15 years they kept raising my premiums I decided to try progressive my payments went down by $100 a month

@Dakprescott.

Жыл бұрын

Same kept raising my rates for no reason I switched to progressive

@danstealthb-2192

Ай бұрын

Same here, I made the switch to progressive last night and no regrets. Geico kept rising my premium as well. 6 years with them.

@kimturner6723

Ай бұрын

So did mines every 6moths went up 30 dollars. I was like omg how? Now I’m with progressive so let me see how this goes.

I just got mines two weeks ago. So far I am flawless, no dings yet. Will update you once I am done.

@randomfyasmry

2 жыл бұрын

I'm commenting to keep up with the update. 🧐😁 I got the app and so far, I'm flawless as well😎

@allenyee4782

2 жыл бұрын

@@randomfyasmry Good Job. I had mines for a good 4 months now. Just two more months to go before I return it. I started to get a lot more ding towards the end. I guess I am less cautious now lol.

@michaelrezendes5255

2 жыл бұрын

You man "I got mine?" mines is noit a word in this context. Mines is improper english

@allenyee4782

2 жыл бұрын

@@michaelrezendes5255 "noit" is not a word

@deedeeanderson1803

2 жыл бұрын

Any updates?

Oh man well I have to drive from 6:45a and 4:30p so what do I do cuz I'm in traffic so I have to hit the brakes.

I did snapshot they lowered my rates for 2 years but then on the 5th they raised it and they want their money back and they're not going to get it finding a new insurance company

Bad they make me install mean they track me where I go ?

I got a B+ and got a total of $80 off for the premium.

@ThinkInsurance

3 жыл бұрын

Thanks for sharing! I'm curious: How many "events" did you get overall? Did it say you needed to improve anywhere? Also, did you do a quote after that or stay with your current policy?

Ya, I am not a fan of insurance companies keeping tabs on me. I had done the snapshot back in the day and it was super annoying. The device they give you is super sensitive to braking and would constantly beep at me. In regards to the present time, I recently I tried getting a quote from progressive. They gave me a quote but then at the checkout I got a message saying something along the lines of "we checked your background with one of our affiliates and found out you are suppose to be charged more for your insurance" Really? This was the last straw for me. Ended up just going with Gieco and didn't have to deal with that kind of drama. Curious if anyone else had to deal with this annoyance by them.

@rainydayz6429

2 жыл бұрын

About to switch over from progressive to all state or geico to be honest. The whole thing screams “scam” for them to sensitively track your movements to squeeze more money out of you when they think you’re “driving to dangerously”

@angelarts5116

Жыл бұрын

Nah I just drive safe with it and saved like $1,000 paying $60 a month easy bucks

@johannesfuentes8492

Жыл бұрын

Yes. After we agreed on a six months quote and paid, I got an email to submit my previous insurance company bill and details. It has a warning that they will charge $160 if I will not comply. After I did, they still charge me $42! They said it's adjustment. Common, I already paid in full for my 6month coverage and it's a done deal...

@Xinthose

10 ай бұрын

@@angelarts5116 sus

@user-vq9et6jf8o

7 ай бұрын

Progressive said I had a ticket on my record but yet All state did not show any tickets and I have not received a ticket in over 10 years

I would be screwed with how I drive my 2023 AMG C63s twin turbo V8 with 507 HP. I have already gotten three speeding tickets from cameras in my city. One was me doing 147 mph on the freeway.

I will be a new costumer with progressive, they’re offering the snapshot, not sure if I should try it. People thinks I’m a bad driver but been driving for 23 yrs no accidents or tickets because I drive with two feet and that I brake a lot. 4,5 tall 😅

@lifeofmike556

Жыл бұрын

You shouldn’t drive with 2 feet. You’re more likely to cause an accident that way.

Progressive sent me this.. sending it right back

my parents are switching to progressive soon. Hopefully they'll help my family for cheap insurance because my parents are paying 500 a month with country financial insurance because they've got downhill lately. since I'm gonna start driving soon Hopefully progressive will help

I just switched from Geico and my premium came down from 1250/6 months to 630/6month.. Crazy.

Thank you for the in-depth review! I am doing the 6-month program right now do you have a video on that one? I am mainly wondering how much I could be saving

@ThinkInsurance

3 жыл бұрын

Yes, In my videos I have a follow up. I might have put it in the description as well

@johnnymartinez9590

3 жыл бұрын

Mine decreased like 40$ a month

@ThinkInsurance

3 жыл бұрын

@@johnnymartinez9590 Almost $500/yr, Nice!

@nezmoproductions

2 жыл бұрын

I got an A, a perfect score after 6 months, they increased my rate by $27. They saw I only drive 12 miles a week, and still they raised my rate after promising great savings. This has been a complete waste of time and a big SCAM!

So you're saying they do monitor if you are texting or KZread music when driving?

@ThinkInsurance

3 жыл бұрын

Yes, distracted driving is monitored through the app

There are times your GPS or phone might tweak therefore sending a false alarm to progressive. Ended up ditching them and switched to geico for 100/300/100, medical 10k, roadside, up to 100k, and all those premium add-ons for $390 for 6 months. Progressive was charging me $600 with that stupid tracker.

@ofcbob6391

Жыл бұрын

wow, I am thinking of moving from Geico to Progressive to insure my 2 cars, to save nearly $200 every 6 months. And if this Snapshot thing is good for me, maybe I can offset the "usual" increase every 6 months with the supposed discount for my safe driving.

@xxsekoxx

Жыл бұрын

100/300/100 uhhh why?

@Ki1ngOfGods

Жыл бұрын

@@xxsekoxx because that's what's recommend, why is it supposed to be higher? What do you recommend?

@xxsekoxx

Жыл бұрын

@@Ki1ngOfGods I mean, most people go with the state minimum I thought. Which is usually 30/60/25. So that seems very high.

@Ki1ngOfGods

Жыл бұрын

@@xxsekoxx that would be awesome, but because I'm still on a car loan, the bank told me to keep that one so I'm screwed I guess

1) how long do you need to drive with the snapshot in your vehicle to get a continuous discount. if you drive with the snapshot past the 30 days will you still get a continuous discount or does it only count for the 30 days 2) if your talking on your phone with the Bluetooth, will that still count as a distracted driver.

@ThinkInsurance

2 жыл бұрын

You need to have snapshot running for your policy period (6/mo it 12/mo). You can use Bluetooth devices without getting dinged

How does the app know if you are driving or just a passenger?

@ThinkInsurance

3 жыл бұрын

Unicorns 🦄 🤷🏽‍♂️🤪

I went from paying $260 for 2 cars to paying $120 with progressive. I thought it was a scam

@ofcbob6391

Жыл бұрын

Geez John, you have barely enough coverage in these harsh times.

What should I do when I’m a passenger? Because most of the time I’m a passenger .. Thank you!

@ThinkInsurance

2 жыл бұрын

You don’t need to do anything. I just checked it the next day to make sure it correctly marked me as the passenger. I only have to change it once

I have never seen an app monitor the driving habits as bad as the Progressive Snapshot app. Ex: I placed and pressed my phone in the cup holder "tightly". What I've noticed is that it is recording you, as the driver with "phone use" during driving" when I actually drove my vehicle with Google map, or listening to KZread in the background. Unlike like the apps from Geico or Liberty Mutual which did not do this. I am a new insured with Progressive who is trying to maintain my good driving habits through this app and hopefully they won't increase my premium when I renew my policy. I have reported this issues to Progressive twice but they didn't do anything to fix it. My car us equipped with hands free for both incomg and outgoing calls.

can you put it into a car that your not using? we have an 1990 mercedes that's sitting right now

@ThinkInsurance

3 жыл бұрын

I believe if it doesn’t track a certain number of miles it will stop working and make you return it.

@felmin809

3 жыл бұрын

I don't think that car has a obd 2 port

20% savings for me / 54 ZERO lifetime claims, Southeast Florida,

Does this track phone usage? I was told it doesnt. I'm waiting for the device but if it tracks phone usage I probably will opt out and go with someone else.

@ThinkInsurance

2 жыл бұрын

No, it won't track phone usage.

@rainydayz6429

2 жыл бұрын

It does if you use the snapshot app on your phone. Then it shows percentages for phone usage, hard braking, and fast acceleration. I’m opting out after these next 3 months. Snapshot is ridiculous.

Switched to progressive from USAA and went from $150/mo to $46/mo. I was absolutely shocked. Same coverage and same vehicle. They’re sending me a snapshot in the mail as well so hopefully my bill goes even lower lol.

@santropez1971

2 жыл бұрын

Same here, just today we switched from USAA to Progressive. $2,703.57 every 6 months down to $1,384.00 every 6 months. $7.50 per day saved.

@SpringAngel1

2 жыл бұрын

Okay fake ad

@yudithmlopez

Жыл бұрын

So is it worth it?

@StarryNight007

11 ай бұрын

​@@SpringAngel1No seriously lol, today Aug 9, I switched from Nationwide and was paying $205 per month and now I'm paying $93 with Progressive. Nationwide and All State are robbing people! Get a free quote today, seriously

So if you get a discount of $92, is it 92 off your monthly or like if it's a $2000 policy, the overall policy goes down to 1908?

@ThinkInsurance

3 жыл бұрын

Typically it's across the policy depending on if you did 6 or 12 months. Not monthly unless it shows different.

Word count/information ratio way too high. Also, the Snapshot obd device doest not monitor phone usage.

Should I try this out? how much does this save me?

@ThinkInsurance

2 жыл бұрын

I would. It’s free to try. I have a follow up video on my results on the channel

If you do bad does your rate go up?

@ThinkInsurance

3 жыл бұрын

No. Your rate will be the same if you do bad. Worse case scenario is you get a 10% off up front and you drive bad. They will remove the 10% but that’s pretty hard to do that bad. It’s pretty lenient

@rsk8310

2 жыл бұрын

@@ThinkInsurance So lets say you do good for the first 6 months and maintain the discount, do you still have to have snapshot after that forever to get the discount or is a 6 month only evaluation?

@ThinkInsurance

2 жыл бұрын

No, it’s a one time evaluation. You don’t need to keep tracking after that

The Hard Brake penalty is Lame AF! If I wanna brake check the entire nation why should they care 😂

Squirrelly hypothetical: Suppose a driver were to pick up a secondary phone & number with sole intention to register this with Progressive. The phone remains on the center console / pass. seat etc, inactive, so the don’t realize how you love to listen to KZread videos while you drive on your primary phone… think this would help secure a discount in lieu of a price hike? …Asking for a friend.

30 days? They told me that they track your driving for 6 months.

@ThinkInsurance

3 жыл бұрын

That’s probably the snapshot dongle program. This is slightly different where you can try without being a progressive customer

@Nikoya89

3 жыл бұрын

@@ThinkInsurance ooh, gotcha!

@igorr022

3 жыл бұрын

​@@ThinkInsurance Don’t waist time on Progressive Snapshot

@anonymoususer1824

3 жыл бұрын

@@igorr022 why not? Can you explain?

@DancerMax100

3 жыл бұрын

@@igorr022 поясни по братски

Anyone know of a way to block it?

@ThinkInsurance

Жыл бұрын

If it’s the device you remove it. If it’s the app you go into your settings and stop it from running in the background. If you leave the company, delete the app.

I just started my tracking with the app. And it keeps saying im using my phone when im not. Called and they said to turn off my Bluetooth and the usage got worse! Is there something I'm doing wrong?

@ThinkInsurance

3 жыл бұрын

I would shut the phone off for about a minute. Turn it back on then retry. See if it tracks it. Make sure if you have face unlock that it’s not visible to you where it would automatically unlock if you get a text. It’s very unlikely but if it’s in your pocket, something might be tricking the screen to turn on. Try putting it somewhere where it isn’t being seen or touched. If it still does it then I’m lost to what it is... 🤷🏽‍♂️

@tammyp6590

3 жыл бұрын

@@ThinkInsurance great ideas! Hasn't worked yet. Have turned off all notifications in my banner and now will increase my screen lock security. Just got my first 3 hard breaks and lowered to a B+. I'm determined to figure out this phone usage!

@ThinkInsurance

3 жыл бұрын

I can’t think of anything 😞. You may want to wait and if you join Progressive do their Snapshot dongle instead of the app.

@ozboz6452

3 жыл бұрын

Switch to the obd2 plug in device. It doesnt track your phone. I was just switching my music on my phone and it was saying I was using it. For the hard brakes you need to slow down and coast into your brake like your doing a rolling stop at a stop sign and then hit the brake to complete the stop. Then for fast acceleration that means like from a stop how hard are you hitting the gas. So dont jam the gas from a red light and just let it take a few seconds to get started going. I drive for amazon and we have to use an e mentor safe driving monitoring app. Theres alot of tricks to driving with these apps

Are you able to make calls via Bluetooth and not be penalized?

@ThinkInsurance

3 ай бұрын

It shouldn’t affect your score if you’re connected via Bluetooth

I don't trust it. On a 1.3 (that's ONE POINT THREE) mile trip in my neighborhood, driving UNDER 25 mph, it dinged me for "hard braking". Tell me how that's possible? I stand by my driving experience. No hard braking involved, period. Progressive says it "stands by its technology". I'm very leery of that attitude.

@sunnyBLR

10 ай бұрын

My first trip, I got 3 hard breaks for a short 3 mile trip at average 30 mph, I know I barely got the breaks as it was night and I was driving really slowly

I run yellow lights now instead of"hard breaking" to avoid the ding..... I'm not really a fan of it being in my truck. I am a very safe driver no tickets in over 20 years, but now I'm changing my driving habits so I don't get punished..... Dumb huh ? Yeah, I agree

@TheSunshine7177

2 жыл бұрын

I used to drive limousine and the name of that is smoooooooth. No matter what's going on around me, I had to be as smooth as possible. In case my client was drinking a beverage, I needed to make sure I didn't cause them to spill it or choke on it. The only concern are red lights, not yellow. As long as the front axle crosses the line prior to light turning red, you are in the clear. Shouldn't be breaking that hard to begin with on a yellow, smh. Also, if you start paying attention to the crosswalk signs and the countdowns, you'll know when the lights are about to change. This is how a chauffeur keeps the ride so smooth, because we literally pay attention to every detail along the way. The only thing to possibly cause us to break harder are people breaking too hard ahead of us. I know I can pass this thing. The 2 things I don't like is having my gps tracked and it makes my personal travel like work which will make me not even want to drive if I don't have to, which I'm already kind of like that to begin with so this just took all personal leisurely enjoyment and removed it all completely until this is over. Progressive and all these insurance companies need to do a re-think because I don't appreciate having myself lumped in with a bunch of novice drivers when I hold a class A cdl with an absolutely pristine record and I've operated all sorts of buses, motor coach etc. It's a disrespectful slap in my face to charge more for not having insurance for a spell because I didn't have a personal vehicle for a spell. If I go places with people, nearly everyone always wants me to drive because of my skill level and they literally feel safe enough to sleep without an ounce of worry. I have better than 20/20 vision and notice break lights going on many cars ahead, I even look through vehicles ahead to see these, so I can adjust to these situations. I'm just over bs altogether and want to see if there's a way to create a company only for people like myself who never have accidents. Only things really ever happened, my vehicle was parked, and I was not in it. A truck tried to park next to it and sliced it open like a can opener. The restaurant I was at caught it on camera, thankfully, because the people left and probably wouldn't have paid without the evidence. I'm going to install a camera system for that reason. I don't do anything to anyone at all ever. I even prevent situations from happening because I'm trained to do exactly that, drive for myself and for others. 1,000s of other drivers would have an at fault accident running into me if I wasn't so eloquently skilled. This should earn me the least expensive insurance in the entire country but no. I feel scammed and ripped off even by Progressive. It's only 6 months of being in jail so will have to do, but I'll definitely be looking for a cheaper option or to start a company because I'm over this level nonsense. I have 100s of people co-workers, bosses, and clients who rave on about my skill level. I even have people skills and handled the most challenging vip clients often better than the bosses. They'd put me on gigs with these clients so they wouldn't have to handle them or risk losing their business. I am the ultimate at diffusing upset clients. Had a passenger who was so upset he'd yelled at his company, the destination manager, the boss of the limo company and several others. They patched his call directly to me and after he finished yelling some more, I asked him one question which solved the entire issue and he then Apologized for yelling at me and asked why no one else thought to ask the question I'd asked. In under a minute I got an irate passenger to completely calm down. He had gotten off on the wrong floor of customs inside the Miami Airport and I determined this with my question. He was supposed to follow the ramp to the bottom level inside customs and not exit customs at any other exit. He exited too soon for passengers who were making connecting domestic flights and not for those whom Miami was their final destination. I stayed on the phone with him and he was so sorry he yelled at everyone but especially me. He then called everyone back and told them how I brilliantly determined where he was and that everyone needed to learn from me immediately and he highly recommended this happen immediately. He said he'd spoken to minimally 7 different people over the course of 40 minutes to an hour prior to me and I solved the issue in under a minute. I politely explained the protocol and that these instructions should be explained to every client arriving in Miami through terminal D customs, by everyone involved. Anyway, I'm top notch and I cover everyone else's behinds so I should be paying a fraction of what I am. I find it infuriating to say the least. I can brake at a traffic light that I glide to a stop where there's zero jolting. Most people can't even pinpoint when I actually come to a complete stop because of how flawlessly smooth it I am. Of course it's easy easy to do in the limos and people's private Mercedes etc, it all depends on the vehicle, but I'm one of the most skilled in the entire industry. I've moved on to other things and now pregnant and only want to drive when I must for medical appointments and in case of emergency etc. Other than that, the vehicles going to sit more than getting driven, the next 3 months. Having twins so not going to want to drive more than I must when they're born either. Just hope this device and plan doesn't misjudge my lack of driving or will be even more infuriated.

hell no i aint plugging that bih in 😂

i do doordash full time, so i will see after the 30day trial if i qualify for a discount

@Terry0724

2 жыл бұрын

Did you get a discount?

Progressive raises rate; I paid policy in full; no claims during policy; and charged a cancelation fee. I would understand the justification for a cancelation fee if the policy was not paid in full but that was not the case! I changed insurance company because the rate increased without reason-no claims and no tickets! The is the worst insurance company ever and surprised they remain in business!

I just mark my bad trips as being a passenger

Lol all these people saying they’re good drivers because they don’t have tickets yet their score is C-. No, just because you don’t get *caught speeding or hard breaking*, that does not make you a good driver. 😂

If you “mess up” a lot will it ever make your insurance higher than the original price ?

@ThinkInsurance

2 жыл бұрын

No but, it will initially give you 10% off and if you are super aggressive, you’ll lose that discount.

@nezmoproductions

2 жыл бұрын

This is right from their website about that same question, "Keep in mind that your rate could increase as a result of high-risk driving"

Do they send you the snapshot?

@ThinkInsurance

3 жыл бұрын

If you get the actual device, yes.

@rsk8310

2 жыл бұрын

@@ThinkInsurance Where does it hook to?

I’m an off-roader in my daily … I guess this wouldn’t be very good for me then.

@ThinkInsurance

2 жыл бұрын

Lol, it would be fun to see the results though 🤣

Subscribed to snapshot for compelled 6 months and rated at B plus. Surprisingly, my policy was increased by $50.00. Called for explanation, they claimed that there are several variables for the increase - your zip code, frequencies of claims in your states and cities They gave all this informations before snapshot. I wasn’t too satisfy after almost 6 months. Where is the discount at a B+ driving rating?

@nezmoproductions

Жыл бұрын

I got an A, and my rate went up also. For my money, this is a complete scam!

My rates went up only because of night time driving because I work nights! If you’re already paying a good rate don’t do it because now I have to switch insurances..

@ashtonanderson5255

2 жыл бұрын

FYI it was a $98 increase

@ThinkInsurance

2 жыл бұрын

Thanks for sharing. Is the $98 per month, 6 months or 12 months?

@rsk8310

2 жыл бұрын

@@ThinkInsurance So if you start out with the discount already in place and they raise your rates because of bad driving habits would the rate go above what it would have been if I never joined snapshot? I other words my initial rate was $702, they dropped it $65 to $637 if i joined. So the worst that can happen is it goes to $702 right? Or can it go even higher?

@ThinkInsurance

2 жыл бұрын

It can go up if you drive bad. 8/10 save more but for the 2 out of 10 drivers that do really bad can see you to a 20% increase depending on your state

@jaylenholle2032

2 жыл бұрын

It’s stupid they punish you for driving late at night ! Like what’s bad about that ?

Got progressive and they said I have to download their stupid snapshot app or my rates will go up.... My phone is broken.. I literally can't download the app. I called them from a friends phone and no one on the line had an answer like they couldn't believe someone in 2021 doesn't have a smart phone. Why does not having a cell phone effect my rates? I'm a good driver. 😭

@ThinkInsurance

3 жыл бұрын

Cant you get the plug in device or did they stop using it?

@kevinhernandez6155

3 жыл бұрын

Because you enrolled in the option that requires the app... there are two options, the snapshot app or the snapshot device. You should have picked the device option instead like I did. Ps. Why don’t you have a basic necessity in 2021? 😂😂😂

@dorate100

2 жыл бұрын

@@ThinkInsurance does the app track phone calls and stuff ??

@ThinkInsurance

2 жыл бұрын

No. If you are driving and touching your phone it will ding you.

I’m a 29 year old single father and I was paying 280 a month to Safe auto. I switched to progressive and no kidding my payment dropped to 119 with using the snapshot.

@stephaniewolfgang9730

Жыл бұрын

Were you using the mobile app or plug in?

@stephaniewolfgang9730

Жыл бұрын

Also why does being a single father factor in?

@girthbrooksvr5335

Жыл бұрын

@@stephaniewolfgang9730 The fact I was paying 280 a month for insurance for a ford focus being a single dad. You know us dads don’t get all the handouts like you women so nice try

@girthbrooksvr5335

Жыл бұрын

@@stephaniewolfgang9730 plug in

This is super sensitive and the sound so stressful that it drives me nut.

After nearly 20 years with Progressive, they automatically added my underage child to my policy and charged me nearly $1000. They told me that was their policy and it was up to me to prove that my underage child wasn't driving by submitting an exclusion form. Even after that, they only cut the bill down to $600. I fought with them for months and finally ended up leaving them. They stole $600 from me for insurance coverage on a child who doesn't even have a permit!

@ThinkInsurance

8 ай бұрын

I’m sorry to hear that. That would be frustrating. That’s one reason going direct to companies like Progressive vs an agent can be different. You likely could have excluded her from the policy or at least gotten better direction.

Well there not crushing it now. Took my premium up $230 w/o any claims and violations. Told me I wouldn't get a discount for trying.

I saw an increase of 200 dollars!!! My insurance is already $680 a month!! This device is a scam. There were times it stopped working and would also beep even when breaking lightly only doing 20mph!!! Don't use snap shot, you will regret it!

@sirisaacnewton3305

Жыл бұрын

Fuck I already go it !

Lmao my insurance went up $400 bcuz of this stupid app. And guess why? Bcuz apparently I’m “hard braking” when I’m actually not. Idk of it has to be on low signal areas or maybe my phone is defective.

@ThinkInsurance

2 жыл бұрын

Wait? The program only affect 10% max. What are you paying?!

Using the snapshot was the worse thing I've ever done when it comes to auto insurance!!! DON'T DO IT! IT'S DESIGNED TO RAISE YOUR RATES!!

@slendiemc9590

Жыл бұрын

Why

Garbage unless you run lights yellow on the highway!

Don't ever do this. It's not worth it. I'm not letting them track me just to save a few bucks.

more personal info data breaches

YOU DRIVING ME CRAZY WITH TOO MUCH HAND MOVEMENT. IT IS SO DISTRACTING!!!

@ThinkInsurance

3 жыл бұрын

Close your eyes 😖 or skip the video and go to the link in the description and read about it.

@regardie99

3 жыл бұрын

You’re obviously a crazy person.

@ThinkInsurance

3 жыл бұрын

🤔 that would explain a few things...

@KingsColas

3 жыл бұрын

He is italian or he's nervous. I don't see u making these extremely helpful videos. Show some respect for the guy. He seems like a nice person. Thanks for the video I just plugged my device in. 🤞 😬

@mexicanosenhawaii7534

3 жыл бұрын

😂🤣😅😅🥲good video that comment was so funny

Sorry but I don’t trust your words plus too much hand movement but thanks

@ThinkInsurance

3 жыл бұрын

Cant like everyone I guess :0). At least we both like MK! Watched it today. Loved the build up and fight scenes but story line was diff than I was expecting. Overall enjoyed

@nateo43

Жыл бұрын

@@ThinkInsurance YUEAHHH STOP WAVING YOUR HANDS AROUND YOUR PANSEYYY. lol jk

@ThinkInsurance

Жыл бұрын

🤗🤗🤗🤣

So I decided to try snapshot. Started in August 2022 and my first month I learned a lot about myself. I always thought I was pretty ok at braking, but I learned that I may have a heavy foot. That said my first month I earned a C-, this is mostly due to "hard breaking". Since I've gotten my score I have improved but curently see no change in my score. That said, I feel as though the device is EXTREMELY sensitive and, contrary to what they want you to believe, it would cause you to conduct unsafe manues and make unsafe decisions in order to attempt to earn a better score. Another thing to note is that there is no way to find out what your new rate may be based on your current score. With that, if anyone ended up with a C- or lower I would love to know what your rate increase was. My current rate (pre snap shot) is about $750/6mo. I was decided to use the plug in device but now feel I should have opted to try the app. The reason I didn't use the app version was due to my use of Google maps on my phone and listening to podcasts on KZread on my way to work (my phone is "asleep" so I certainly don't watch videos while driving) I was also concerned that making calls via Bluetooth would penalize me. All that said, im due to renew in March when I should learn the results of this awful device. With that, depending on the result I may look into finding a new insurance company if my rate increases a lot. My final thoughts on this product is that it helps you learn a lot about where you perform poorly (in my case braking slowly and "softly") but it doesn't actively reward you for improving or even notify you that you are doing better. I feel that since I have had this device, I have improved my braking habits but I've also made questionable decisions in hopes to not hear that beep. My hope is that progressive takes note of continuous improvement. Something I wish to see changed about the program: 1) actively alert the driver that they have improved or what areas to work on. 2) tell the driver how much their rate may increase based on current habits. 3) change the sensitivity. I personally don't believe it should take a person a long time to stop (I've read the device is rated to beep if you stop faster than 7 sec or something and I've read that people you drive manual get penalized when shifting gears) sure you must stop in a safe manner but I shine they should consider sudden pressure applied (slamming on brakes vice gradual increase in brake). Reguarding my number 3, I usual apply a steady increase in pressure and then let off as needed, but I have learned to slow way down before coming to a hill or moving to the turn lane and I have gotten better at using a consistent pressure which takes me 10+ seconds to stop. With that, I apologize to any drivers that I may have irritated with my developing braking skills and how much I impede them as I slow way down. In conclusion, I hate this thing and feel it makes unsafe situations and results in impeding others travel it also sucks for manual drivers. But, I have learned about my bad habits and have slowly been improving as I train myself in what works best to not hear that beep.

@lynnemarr1328

11 ай бұрын

What was the final outcome?

@sunnyBLR

10 ай бұрын

got a discount?