Very clear explanations. Thank you. This one video is enough to learn everything abt ppf. 👍

Excellent clarification of ppf account, good job .

Ppf interest rate should be increased and online withdrawal facility needs to be implemented

@habeebkhan1811

2 ай бұрын

PPF intersert rate should match with inflation atleast.

@soumsgaming238

2 ай бұрын

@@habeebkhan1811 Yess

@surajitchatterjee2744

2 ай бұрын

Actually with compounding it will be 7.5%..as it is tax free... Effective interest is 7.75%.. Which is good

Bhut ache se smjhaya 👌👏👏👍 Chhoti Chhoti chizo ko clear krna hi, apke channel ki strength h Thanks 😊

I had no knowledge of PPF... except that my husband got one PPF acc opened for me as I was working... I feel so informed after watching your video. Thanks.

बहुत बहुत धन्यवाद सर आपने बड़े सरल शब्दों में पीपीएफ अकाउंट के बारे में पूरी जानकारी दी थैंक यू सर जी

Wonderful job! You addressed all the key points perfectly. Outstanding work! I'm subscribing to your channel.

@anoopsinghrawat981

Жыл бұрын

Bhai lgta hai apko kuch Jayda hi samj may aa gya... Fudu kata hai aapka

भाई बहुत मेहनत की आपने.. समझा डाला सब कुछ.. Thank you for detailed information and analysis

@user-yz1xj9wd6u

2 ай бұрын

Very True.

Very informative video every thing explained in detail

Sir very understanding explanation,, before don't know about ppf ,, but now New it, for my son i have opened ppf going to be 2year,, thanks

Thank you sirr...ye bat bilkul sahi hai...apne basic level pe samjhaya,,ganw k anpad v samaj jayega..thank you v.v.v. much sirr

Aapne jitna details me PPF schemes ko cover kiya hai vaise koi nhi krta hai pure KZread channel pr Thank you❤🌹🙏 so much sir

@Ruhama.....7814

5 ай бұрын

Income tax dene wale bharte hai

The way you explain is so practical and anyone can easily understand

जानकारी देने के लिए आपको बहुत बहुत धन्यवाद

This guy is explaning so well. Excellent explanation

Very very informative videos sir keep it up God bless you

U r amazing bro ,ur explain action is awesome with example... keep going and post most videos

Bahut hi achhi tarike se basic ko clear krte hue btaya...apka dhanyawad

Thanq soooo much sir apne har choti se choti chij is video me discuss kri I salut to your hard work ❤

Very well explained each n every point.

Good explanation.Thanks🙏👍

Very well explained... Thankyou sir!

Best explanations video. Thank-you sir❤

Thank you Sir ! You have suggested well and good. Now we should have to do which capability is supportable . Thanks a lot.

Grand Salute Sir...👌👌👌

Maine bhi kraya hai sir Tq so much bht Acha information dia hai

Bhai tumhara har ek topic ko samjhane ka tareeka bahut hi achha hai. I personally like it very much. Keep it up 🌷🌷

Very informative video 🙏🏻🙏🏻😥

❤ great explanation sir

Nicely explained sirji..Definitely every body will like .Thank you sir

Excellent information sir. Thank you Sir.

Great explanation beta thanku so much❤❤

Very well explained, thanks

ppf সম্পর্কে বিস্তারিত আলোচনা শুনলাম খুব ভালো লাগলো

Amazing explanation. Thank you so much.

Great work 👍 we need these details explanation.. thank you for sharing these

@anoopsinghrawat981

Жыл бұрын

Jao app bhi jao aur apka fudu katwao, kya khiladi bnega retu ram prasad

Well explained video💯

Very good explained thank you sir

Very informative video, kudos man!

Every citizen must open a PPF account. This is a very good scheme of government,❤

Absolutely amazing your explanation. God bless you Sirji.

Excellent information on PPF.. It is hoped that you will make a similar detailed vlog on SWP scheme.

Very informative information 👍🙏❤️🙏

I request all of you to examine the interest rate of developed countries to assess the impact on your returns. If India wants to be developed its reliance on debt creation will grow therefore interest rates will have to come down below inflation and stay there for longer. This way the govt will be able to reduce its debt burden and create liquidity to spur investments. Even though PPF is a financial asset but not a lucrative one so I prefer investing bonds, stocks, real estate and gold.

@viki19910

5 ай бұрын

15 yrs is short time for India to become fully developed country 😂

Explained nicely.

Thanks sir for explain in so detail. I think PPF IS BETTER THAN NPS , APS 😊

Very well explained, Thank you sir

1 - Better to deposit by 5th of each month 2- deposit max in early or first 6 months to get best benefit

@king_of_pagal

Жыл бұрын

🙄

@beingkind3610

Жыл бұрын

What is additional permissible subscription in PPF? I would see some ammount from balance displaying under APS.

भाई बहुत ही अच्छे से एवं विस्तार से एक-एक बिन्दु समझा देते हो। मक्खन की तरह (Smoothly)समझाते हो। भाई तुम्हारा दूसरा चैनल नहीं मिल रहा है। सबसे अच्छा यह होगा कि अगले वीडियो उसका लिंक डाल देना। वैसे इंस्टाग्राम पर मैं फॉलो करता हूँ। फेसबुक से मैं दूरी बनाकर रखता हूँ।

Very good necessary information,thanks

Sir isme mere kafi sawalo ke jawab mil gaye thanks

Hello Guduji, Instead of explaining about exemptions on taxes, pre-matured advance, withdrawal etc., pl. show in a tabular format in brief how much shall be da amt. of maturity against monthly deposits of certain amount in PPF.

Very informative video. I have a few queries to ask. 1. Suppose my parents have PPF account in their name; what will happen after their demise? will I be given the total amount of money( considering the fact that I have been nominated by them) or will I be able to continue their PPF account in my name? 2. what happens to your PPF account once your status changes to normal Indian citizen to NRE?

@soumsgaming238

6 ай бұрын

noo

Thanks bhai, bhaut informative tha and detailed

Amazing explore sir nice video reg. Ppf

Thanks a ton for such a clear explanation of the PPF scheme. Regards.

@roshnithakur3259

Жыл бұрын

O?

Bahut acche se samjhaya 👌

@XYAxisEducation

11 ай бұрын

Thanku soo much. Regards

Very nice information Sir.. thank you so much sir

Very good video &information, tnx.

Can we only deposit 500 Rs if we missed to deposit money in some financial year? Can I deposit 150k+140k in current financial year If I deposited 10k Rs in 2005 ?

You really covered it in detail and explained very nicely. It is helpful. Thank you for your efforts. But i want to know one crucial thing here, What is the amount of 10000000 (One Crore) rupees would be after 40 years from now, if the inflation rate is growing at 6% in India. And, the inflation rate can be 9% or 10% after 40/50 years from now. Please make one video explaining this so that most common people would be able to understand the impact of inflation rate on their invested money for such long years.

@maasterrrr

7 ай бұрын

you got it😂😂😂

Thank you 🙏🙏 बहुत ही बढ़िया समझाया

Thank you so much आप बहुत ही अच्छी तरह समझाया

One more addition, in any yours mis circumstances, Police, Court, Govt, ED or any Agency cannot attach your PPF A/c like PF.

@CorporatePunchnama

4 ай бұрын

Prime information 👍

If only our State / Central Govt officers cloud be more responsible, am sure that our public would Understand each Govt Scheme more clearly to make use of it. This will not only ensure Faith, Trust & a sense of liking for the Political Party in power. Added to this, if the local MLAs & MPs hold a regular meating in each Sector, in urban areas, every Quarter, all Problems of a city can be resolved easily. As of now the public resort to agitation etc which is unwanted.

Thank you sir for the detailed information

Thank you very much sir it's very clear😊

This year govt. didn't increase the ppf interest. Govt knows it very well once people entered in it can't go out, whatever maybe the interest rate. While common deposits are earning more than 8%, ppf is earning only 7.1%. What about those middle class people who are entering in this scheme for higher interest only? Govt should reconsider it.

@sidhantbhandari8006

Жыл бұрын

govt will increase interest in july or October quarter ...as next year is election... just notice interest rate for july 2018 it is increased and suddenly decreased from july 2019 😂😂

@Standard_deviation001

Жыл бұрын

Baniyo se jada umeed mat karo bhai

@soldier.travels

11 ай бұрын

​@@sidhantbhandari8006you should talk with some balanced and logical views.. if deposit interest decreases, then various retail loans like home vehicle education extra also decreases, and if deposit rate increases, the loan rates also increase. It doesn't happen that deposit rates like this scheme decreases whereas loan rates increase . Both are linked to the REPO rate. This is simple banking and if you don't maintain that , for example if you make the deposit rate higher than loan rates, the bank will go into liquidity and close down. in all the developed economies or countries, deposit rates are very low like 1-2% , and so the loan rates are also 1.5-2% . This helps in economic growth as this helps in movement of goods and services. This has nothing to do with elections

@chandradwivedi4669

8 ай бұрын

Govt didnt want middle class to grow... Sad but true.

Furnishing PPF account scheme details in Hindi is 0.K. But you should give scheme details in English also, so that those of us who cannot understand and follow Hindi will be benefitted. This should be made applicable to all Govt of India schemes. S.Jithendra Kumar.

@angsavegas6671

7 ай бұрын

I think Hindi should be mandatory to all South Indian schools so that problems like yours should not happen to any of Indian individuals. Best solution is show chota bhim and other Hindi cartoon to your kids so next time your kid doesn't face the same problem as yours.

Wa bete bahut badhiya sab kuch samjha dala ❤ you are excellent Teacher Sir❤😊

Very well explained….Thanku

Sir as u say,2ppf accounts cannot b open nor b close before maturity then is this possible that PPF account can b transferred from 1bank to other bank or post office? Sir plz guide

@sanjaysakhalkar3813

11 ай бұрын

It is online,no need to transfer.

Those who are complaining about the length of vidoe they are requested to watch in 1.5 or 2x speed😅

@saritachhikara7648

5 ай бұрын

Very nice suggestion

@anjna1715

4 ай бұрын

😂😂😂 Mai toh yahi krti hu

@user-vt4gg9zt7z

4 ай бұрын

Good explaination, सर!

Aap jo bolte ho bahot achhe se szmaj aata he

Apka Jo samjhana ka tarika hai o hamko bahut hi accha lagta hai

Interest rates will be around 1-2% in next 30-40 years just like US, UK. Not much benefit in long-term extension But good video overall !!!

@user-ko2el7vs9o

6 ай бұрын

OMG kaise jiyenge log phir

@Humawazuthayenge

6 ай бұрын

Toh phir tab nikal lo na kya jata hai humara

Sir, is ppf rate of rate is same for all bank ? In ICICI it is also 7.1 rate of interest

@prabhakarvarma952

11 ай бұрын

Yes, There is no difference as interest is as per government norm!

Wonderful session❤❤

Information dene ke liye thank you

I have a question, if someone has a ppf account and now is settled outside India as a permanent resident of that country(not citizen). In that case can he still deposit money in ppf account?

Even if you don't want to invest in PPF, opening PPF account is beneficial. You can just do min 500 PA investment to keep it active. Then, when the maturity time is few years away and interest rate is lucrative, you can start doing max investment to get tax free interest instead of doing FD😅

@SURAJMUKHIA-gr1vh

Жыл бұрын

Rich people will definitely do it..

@narendradev2330

Жыл бұрын

In case of demise of account holder during 15 yrs period, what will be the out come of PPF account.

@aniljha7980

Жыл бұрын

​@@narendradev2330 Total Amount with interest will be given to your nomini/legal hier.

@drasiskumarmukherjee7842

11 ай бұрын

Is there any death benefit?

@shivangisharma7827

11 ай бұрын

What happens if I have not deposited anything in my ppf account for 8 years and now I want to deposit

Very well explained.

Bohot badhiya describe Kiya

I have a small doubt, will the interest of PPF account be compounded and will be treated as principal amount for further years, OR will we get the interest in our savings bank account every year?

@dr.arpitkoolwal

Жыл бұрын

Compounded annually

@shaileshkher3423

Жыл бұрын

PPF is not an investment plan but purely for financial security. Power of compounding. 1.5 lacs for 60 years gets you 12,21,00,000=00

@tejas788

Жыл бұрын

@@shaileshkher3423 what will you do of that amount after 60years

@vindhyacharan9195

Жыл бұрын

​@@tejas788❤

@anandprakash2671

11 ай бұрын

​@@tejas788It will be beneficial for the next gen.

I have renewed my PPF after 15 years. Then one more time after 5 years. But now the next renewal is not allowed by SBI. Can you please share the web link where this information is captured

@beingkind3610

Жыл бұрын

What is additional permissible subscription in PPF? I would see some ammount from balance displaying under APS.

@sanjaysakhalkar3813

11 ай бұрын

It is allowed

Bahut achhi jankari di sir app ne

Achhi jankari di sir apne thanks

आपने बहुत अच्छे तरीके से समझाया इतनी अच्छे तरीके से तो बैंक वाले भी नही समझाते है❗ और ना ही उनको इतनी गहरी जानकारी होती है ❗❗

FD interest rate TDS is deducted on 40k and 50k(for Sr citizens) annually

good information sir thanks 👏🏻👏🏻👏🏻👏🏻

Good advice given by you. Thanks

Sir it was so informatic ... 1 (one) question remains untouched which needs to be addressed... Sir is it necessary to invest equal amont through the year. Like 1000 monthly or 12000 yearly. Is it compulsory to keep fixed. Can't we do like 1000, 5000, 2000, 3500 again 500 .... Keeping the total investment under the yearly limit of 150000 ?

@jjv5472

Жыл бұрын

I will answer this question as I have a PPF account. Yes, it's your choice how much you wanna invest in a month(minimum 500 in a year to keep the account active). Make sure why the end of the FINANCIAL YEAR, the total should be 1.50 lakh( I know most Indians won't be able to invest that amount). I hope this answers your query

@Real_mutual_fund_guide

Жыл бұрын

Minimum 500 to be invested annually to keep account active otherwise as per ur convenience with tax planning

@ruchita1646

Жыл бұрын

You can do

@jigarnagda7748

Жыл бұрын

Minimum 500 and Max 1.5L (yearly) iss bich jitna daalna hai daalo no restrictions. Yearly 500 minimum daalne padenge tumne

@manishbiswas6524

Жыл бұрын

You can invest Rs.500 to 1.5 lacs per year....upper total deposit limited to Rs.1.5 lacs per year. But max.12 times in a financial year Only.

What is the minimum or maximum age for opening ppf account

Many many thanks for your kind sharing

Sir it was great explanation. But the questions I have: Do we need to pay tax if we are doing premature withdrawal?

Is the PPF account of a married couple treated as a single account or treated separately?

@sanjaysakhalkar3813

11 ай бұрын

Single

@JumpingBag

5 ай бұрын

one pan one person

good explantion sir g💐

Tab to aaj ki tareeke me FD is better option than PPF as rate of intrest is decreasing history I started it in 2003 @9% n now its 7.1% but Thanks a lot ki pura time dekar samjha ya sab points❤

I want to know what if we deposit money into PPF account on the 5th of every month - whether that amount will be considered for interest calculations in the same month or not ? Very informative video Sir 👍

@manishbiswas6524

Жыл бұрын

Yes....hoga... Safer side 4 tarik karlo bhai...sure ho jaao..

@gp2844

10 ай бұрын

Will be considered

@sandeepbaliyan3840

7 ай бұрын

My PPF Account was started from 2012 and continue till 2023. I deposit 1.50 lac one time in a year. If I am in need of money for marriage of daughter, can I close my account and receive my total money with interest. Please advise or continue upto 2027. What will be total amount. If I want to have per month interest as pension. How much amount will be paid to me.

@Preeti_Speaks

7 ай бұрын

You can invest PPF in between 1st to 5th of every month (both dates are inclusive) in order to get benefit of interest on whole month amount.

This interest rate of PPF is not stable.Will vary from time to time .