इससे पिछली वीडियो और इस वीडियो को देखने के बाद कम्युटेशन कराना चाहिए या नहीं करना चाहिए उससे संबंधित सभी बातें और फंडे क्लियर हो गए। आपने बहुत अच्छे प्रकार से उदाहरणों के साथ इनकम टैक्स की गणना करते हुए समझाया। आप जटिल विषयों को भी बहुत अच्छे से सरल तरीके से उदाहरणों के साथ समझाते हैं। इतनी ज्ञानवर्धक वीडियो के लिए आपका धन्यवाद। आपकी नई वीडियो का बेसब्री से इंतजार रहता है। इसके बाद अगली वीडियो कब तक आएगी ? ईश्वर आपको दीर्घायु प्रदान करें।

@GuruJikiPathshala1

2 жыл бұрын

बहुत बहुत शुक्रिया सुरेंद्र जी। अगली वीडियो को जल्दी डालने की कोशिश की जाएगी। कृपया अपना साथ और सहयोग बनाये रखियेगा और वीडियो को साथी बंधुओं में शेयर भी कीजियेगा।

@dramit85

2 жыл бұрын

Very important information 🙏

@bhanjakishoredash337

2 жыл бұрын

@@GuruJikiPathshala1U

@bhanjakishoredash337

2 жыл бұрын

@@GuruJikiPathshala1 i

@deepakdrall

Жыл бұрын

बिल्कुल सही कहा भाई।

Sir जिस तरह से आप उदाहरण देकर समझाते हैं मुझे लगता कि हर व्यक्ति बहुत अच्छी तरह से समझ जाएगा । आप कोई बात अधूरी छोड़ते ही नहीं हो । ऐसी विडियो बनाने के लिए आप का बहुत बहुत धन्यवाद प्रणाम

आपका समझाने का तरीका बहुत सरल और साफ है. धन्यवाद

Verygood👌

थेंक्स जानकारी देने के लिए ।बहुत अच्छी योजना हे सरकार की कर्मचारियों के लिए ,योजना का लाभ लेना चाहिए।ब्रजमोहन सोनी

बहुत सुंदर जानकारी गुरु जी ।

थेंक्स जानकारी देने के लिए।

Dhanyawad guruji pranam 🙏

धन्यवाद गुरु जी, मैं भ्रमित थी कि सेवानिवृत्त होने पर मैं अपनी पेंशन सरकार को बेचूँ या नहीं लेकिन आपका यह वीडियो देख कर सभी बातें स्पष्ट हो गई हैं और भ्रम की स्थिति समाप्त हो गई। आपका कोटि-कोटि धन्यवाद।

@GuruJikiPathshala1

2 жыл бұрын

Thank you so much Madhu ji. Glad you liked it. You may watch Part-1 of this video kzread.info/dash/bejne/l2ykz6qIZda3m7A.html

Thanks for important advice

Sir aap bhut acchi trh se smjate h Tq sir

Very nicely explained... भले ही no commutation के बाद ज्यादा amt देना पड़े फिर भी कम्युटेशन के बाद मिली प्रतिमाह कि धनराशि से ज्यादा धनराशि प्रतिमाह मिलेगी..

@GuruJikiPathshala1

Жыл бұрын

Thanks

Respected sir , apne commutation of pension bahut hi ache tarike se samjhaya hai . Mai books se pdh kr clear nhi kr pa rha ta lekin aapne jo samjhaya usse clear ho gya , Thankyou so much Sir.

@GuruJikiPathshala1

Жыл бұрын

Thanks Varun

आदरणीय श्री मान जी, किरपा करके अभी जो ज्ञात हो रहा है कि 65 की आयु पूरी करने पर 5 प्रतिशत पेंशन बढ़ जाएगी इसमें 5 प्रतिशत टोटल बढ़ेगा या बेसिक पे का 5 प्रतिशत , किरपा करके मार्ग दर्शन करने की किरपा करे

Good job sir you are great sir 🙏🙏🙏

Thank you 🙏🙏🙏🙏

very informative....

excellent sir...❤❤❤❤

Very interesting video 🖐👌

Very helpful

Well explained, thanks

Nice video sir Thanks sir

very informative video Guruji. Thank you

@GuruJikiPathshala1

Жыл бұрын

So nice of you

Sir, thank you so much giving us useful information.

@GuruJikiPathshala1

2 жыл бұрын

So nice of you Gaurav

Thank you so much sir for your valuable information.

@GuruJikiPathshala1

2 жыл бұрын

Thank you so much Ratna ji. Please keep supporting.

Sir, you are really doing a good job making people aware of the completed things so that one can take decision on one's own

@GuruJikiPathshala1

2 жыл бұрын

Thank you so much Hemant ji

Tell us at what age the communication of pension will be restored whether 70 or 75 years of the pensioner.

Very nice information, Sir,Thank you. 🌹🙏

@GuruJikiPathshala1

2 жыл бұрын

So nice of you

Useful information Thank you sir

@GuruJikiPathshala1

2 жыл бұрын

So nice of you

Thanks for good information about pension commuted mattered. Namaskar sir.

@GuruJikiPathshala1

2 жыл бұрын

So nice of you

The way you explain everything is just amazing sir🙏

@GuruJikiPathshala1

Жыл бұрын

So nice of you

Nice

Sir , commutation retirement ke kuch time (6 month,1 year)baad bhi le sakte hein kya.. Means agar kisi ne retirement ke time na liya ho..

Respected sir,please post a video on excemption of CVC, gratuity,leave encashment and final GPF amount under ITR 2022-23AY. Please explain whether exempted income will include under computation or not?.

Sir This is very useful information. Please clarify this Punjab State Power Corporation Ltd which is owned company of Punjab Government. Employees of this Government corporation can be treated as State Government employees or not for exemption of income tax on computation of pension. Thanks

I am an SBI officer. Whether i will have any income tax exemption available on my commuted portion of pension.

Love u Sir

Thank you so much sir for sharing useful information.

@GuruJikiPathshala1

2 жыл бұрын

Thanks Inder Kardam ji

@haushiramkudekar5577

Жыл бұрын

Very good information sir,Thank you Sir,

Appointment month of December and Oct increment konse month meh Lagu hoga?

Sir commuted lump sum amount will be treated as Income for Income certificate

Nice video

@GuruJikiPathshala1

Жыл бұрын

Thanks Neeru ji

Sir good morning. Sir monthly recovery of commutation is taxable or not?

Sir, for annual medical examination for group A of age 40 years and above, CGHS refer letter necessary????

Dear Sir, I was not aware of this video, which you seem to have streamed after considering comments in your earlier video on commutation, wherein I had commented about factoring in income tax aspect, to be able to decide whether commutation of pension is advantageous or not. I appreciate that you have added income tax factor in this video. One can draw conclusion from this video that irrespective of the amount of pension one would get, net monetary gain is more in the case of commutation of pension. In addition, as you have also added that the lump sum amount, due to commutation would be available with you to meet any unforeseen requirement or emergency. Thanks for this helpful video.

@GuruJikiPathshala1

2 жыл бұрын

Thank you so much sir for your appreciation. In the previous video, There were many comments regarding income tax aspect. So, I have to discuss this too. Please continue your support for the channel and share the videos you liked. Thanks again.

Hi Sir, Wanted to know what is the gross salary for pensioner who has commuted some amount of pension that was recieved in previous financial year. like today pension recieved is basic(eg 40000) + DA(eg 20000) - commuted amount(eg 15000) so how to calculate gross salary for itr basic + DA = (60000) or basic + DA - commuted amount = (45000). Please Help here its hard to understand. Thanks

सर, ओल्ड और न्यु इन्कमटॅक्स का चयन करते समय कैसे किया जाएगा ईस बारे में व्हिडीओ किया हो तो क्रुपया लिंक देने की क्रिपा करें। आप के द्वारा दी गयी जानकारी बहुत ही अच्छी होती है। धन्यवाद!!

Thanks for Very informational Video. Sir Can You Explain about ADDITIONAL CHARGES NORMS AND REGULATION.

@GuruJikiPathshala1

2 жыл бұрын

Thanks for appreciation. I will try for your suggested topic.

Nps may commutation of pension benefits milta hay?

Sir, please send your valuable opinion on the following Punjab State Power Corporation Ltd. which is State Government's owned corporation, employee can be considered Government Employees or not for this purpose.

Can we pay total payment before 15 years in commutation department?

Sir I am a govt employee. I opted for VRS. At the time of VRS my employer transferred the PF and GRATUITY to my bank account and The retirement benefits amount was transferred to my NPS account. Next month I will be 60 yrs old. In this case I am supposed to purchase the annuity from any one of the listed annuity providers of NPS. Whether the term DR that you described in the video is applicable in this case also ? Kindly elaborate. Thanks.

Agar koi viakti Commutation amount ko FD etc me nhi lgata to kea income tax orkam ho jaega?

Sir NPS ke bare mai bhi bataye isme kitna pension milega after 28 year of central job as clerk

My gross income is 95 lakhs. But net income is 20 lakhs. Tell me which ITR I should file...??

SIR,, FOR HOW MANY MONTHS SALARY CAN BE WITHDRAWN WITHOUT ALLOTMENT OF GPF NUMBER , AND UNDER WHAT RULE

Sir hum cumutaion ka paisa 9 % intest pe le or usko FD karada 7 persent pe to humara loss har saal ka 2 peresnt ka to hoga hi na... 9 persent pe paise leke us se 7 persent intest generate hoga to loss to hoga hi na sir..?

Sir ,thank you so much. Just one clarification. You said no incometax on commutation amount if no gratuity given. But if gratuity is also given there will be incometax on commutation amount. So you may lose on total amount you get. Also if we take the calculation shown in your example for highest pension group. Total higher income t tax paid if you don't commute is 20000 per year,that is 3 lac in 15 years. But you also get 1.5 lacs extra per year in hand. So you get 22.5 lacs extra. If you minus the extra income tax it will be 22.5 minus 3. or 19.5 lacs extra in your pocket. If we see that if you do commutation you will get this much amount as one time payment. So both are equal in long run. Final conclusion. If you need money at once to buy house etc, commute. If you don't need ,don't commute

Sir g namsty..sir mere father bhu mai central emp thye..aur apni pension 15years sold ki thi .unki deth ho gai hai..to kaya meri mother ko commutative pension ka paissa mile gaa

Sir the interest factor of 40,000 for normal and 50,000 for senior citizen should also be discussed here

Useful information sir,thank you .I request you to make a vdo regarding income tax calculations for pensioner with example pl.🙏

@GuruJikiPathshala1

2 жыл бұрын

Sure sir, suggestion noted and a video will be uploaded soon.

@nutansatbhai5230

2 жыл бұрын

Pl make a video regarding income tax calculation for pensioners 🙏

@brijkishoreaggarwal9846

Жыл бұрын

​@@nutansatbhai5230 sir you had given regarding comutation/ family pension in very good detail. We acknowledge and thank to you. Brij Kishore Aggarwal

Sir retirement k document fill karte time pension ke commutation ka form bhi fill kar diya h ..abhi retirement hua nhi hai or hume pension ka commutation nahi karana hai..use kaise cancel kiya jayega.. please help sir

Sir old tax plan me apne savings ka nahi bataya

How senior citizen can claim examption of medical expenses incurred by him/her from his/ her own pocket.

Sir . Mera father 30 lakh ka FD h. Basic pension 28000/ Or commutation 11000 / To ITR file or Kitna refund milega. ?? Plzz tell

It's my view that in the case of Basic amount of Rs. 70000, after opting 40% commutation, as per your calculation even after considering the Commutation amount in FD the Annual Income is less than the Annual Full Pension Amount. When we earn less amount, obviously the Income Tax will be lower than Full Pension. Further, after deducting Rs. 1,50,000 u/s 80C which we can save through PPF and Standard Deduction of Rs. 50,000/- there will be no Income Tax. I would like to have your expertize advise on this.

Can we have a video in English on Commutation of Pension and leave encashment🙏

Sir ek hi component pr do baar income tax rebate kaise le rhe hai aap ye samajh se pare hai Ek baar jb pension commute karwai uska pura amount exempt Aur dusri baar jb usi ka repayment kr rhe hai use bhi gross me se less kr diya Agar gross me se less bhi kr rhe hai to kis section me hogi

Karmchari Ki mrutyu Hone per kya uska Asarit pensen bhech sakta hai

Standard Deduction of Rs. 50,000/- and deduction for interest earned on FD (50,000/-) under sec 80 TTB may also be discussed; so that the tax liability under old rates be reduced.

@GuruJikiPathshala1

2 жыл бұрын

Yes, it is also a factor.

NPS के बारे में जानकारी दे सम्पूर्ण

What is DR 34.4% DR अगर NPS में से COMMUTATION कराया तो 34.4% DR मिल सकता है ?

Autonmus body k tax free hota h ya nhi

I voluntarily retired in November 2019 and didn't get pension commutation at the time of retirement. Now I want to commute my pension, will the commuted pension would attract income tax?

@GuruJikiPathshala1

2 жыл бұрын

Commuted Value of Pension is tax free u/s 10(10A)

Hello sir, Please tell whether commutation pension will be deducted from family pension or not?

@GuruJikiPathshala1

Жыл бұрын

Not

@himanshujain8958

Жыл бұрын

@@GuruJikiPathshala1 Ty sir ji...

Sir , my mother has died during job...now my father getting pension 42000/month....is this taxable or not...plz reply

Sir, main bihar government se retire hua hun. First month ke pension se income tax katker payment kiya gaya. Kya ye sahi hai? Pl. reply

@GuruJikiPathshala1

Жыл бұрын

Pension amount is taxable.

Govenement employee vrs is taxable or not please reply

@GuruJikiPathshala1

Жыл бұрын

Not taxable

Sir, मुझे 55600/ basic पाया pension मिल रही है, मैंने commutation payment 18533 / कट रहा है, अब मेरी टोटल इनकम reduced pension होंगी या gross pension का अमाउंट होगा जिस पर income tax देना होगा

Can I revise 2020-2021 ITR now?

@GuruJikiPathshala1

2 жыл бұрын

Yes

Jindagi bhar paise ko banko me jama karte jauenge to upbhog kab karega?

Sir, salary ka 40% state job retirement me bhi milta hai kya

@GuruJikiPathshala1

2 жыл бұрын

Yes, depending on state rules

Mera basic 35800 hai Aur DA 17900 Commute 10% 100000 late hai income tax lagega

मैं सितम्बर,2017 मे 7th pay commission fixation से पूर्व रिटायर हुआ था । इस कारण पूर्व की last pay के आधार पर मुझे commutation मिल गई थी । लेकिन 7th pay commission fixation के आधार पर मुझे commutation नही दी गई। क्या अब मैं 7th pay commission fixation के आधार पर हुए fixation के आधार पर commutation ले सकता हूं ।

@GuruJikiPathshala1

2 жыл бұрын

Yes, you are eligible for recalculation of commutation. Please contact your last office as soon as possible.

सर अ शासकीय सहायताप्राप्त विधालय के शिक्षक को पेंशन बेच कर मिलने वाली आय पर टैक्स देना है या नहीं

17 years job complete in Indian Army and retair with pension and now 14 years complete in Delhi police under Central Government. Now I am under in old pension scheme(GPF)... In Dec 2021 I'm retair from Delhi police department Kya mujhe pension milegi

@GuruJikiPathshala1

2 жыл бұрын

Sir, if you were in old pension scheme (GPF) in Delhi Police, you will surely get Pension.

कृपया यह स्पष्ट करें कि सेवा निवृत्ति के 15 वर्ष के पश्चात पेंशन के टम्यूटेशन की स्थिति क्या होगी।

@GuruJikiPathshala1

Жыл бұрын

After 15 years, recovery of commuted amount will stop.

Pentioner s TC Tax free kese hoga ?

💯💯💯👍👍👍👍🙏🙏🙏🙏🇮🇳

Sar iski pichhali video mein maine aapko bataya tha ki vah 2007 Mein retire Hua hun 15 Sal Mere pure Ho chuke hain abhi tak vah Jo Mera Paisa Karta Tha 40% vah paise Mein Nahin Juda Hai Uske bare mein aapse poochha tha bataiye kab tak judega Kyon Nahin Juda hai pata nahin ki kripa Karen dhanyvad

Keya hum duwura leasakta hai

Very very nice👍👍

@GuruJikiPathshala1

2 жыл бұрын

Thanks a lot

सर ब्याज दर क्या होती है।और क्या राज सरकार के कार्मिक रूपांतरण 20% भी करा सकते हैं ? जबाव अवश्य ही दें जी

@GuruJikiPathshala1

Жыл бұрын

Yes, 20% bhi kra sakte h.

Disiablity element और pension element per tax hai

Commutation is loan on pension

Sir please make a video for the family pension for mentally chalanged children after the death of government servant

@GuruJikiPathshala1

2 жыл бұрын

kzread.info/dash/bejne/ZIRqyLmHmquYadY.html watch this video for information on this topic

सर पिता जी की death 2017 में हुई थी उनकी रिटायरमेंट 2027 में थी पिता जी का आखिरी बेसिक पे 47600 रू थी तो माता जी को 23800 रू बेसिक + 34% Da मिल रहा है सर पुछना ये है की जब 10 साल पुरे हो जायेंगे तो माता जी को 47600 का 30% मिलेगा या 23800 का 30% मिलेगा सर ?

@GuruJikiPathshala1

2 жыл бұрын

30% of 47600

Sir agar pensioner ki death retirement ke 15 saal ke baad ho jaati hai to family ko commuted pension milegi

@GuruJikiPathshala1

2 жыл бұрын

Commutation ka koi effect Family pension pe nhi hota h.

@RoyalStagBisht

2 жыл бұрын

to unhe family pension milegi.

सर मेरा FD है इंडियन बैंक में तो फ्रॉम 15H ma इनकम पूछता है तो पेंशन का भी साल का इनकम देना पड़ता है ki FD किए हैं सिर्फ उसी का इंटरेस्ट दें 1 years ka

@GuruJikiPathshala1

Жыл бұрын

Total Income including Pension

Gross total me doubt hai sir mujhe aapki calculation me mistake lg rhi hai

Sir Agar kisi ka vigilance case chal raha ho to kya kiya jaye?

@GuruJikiPathshala1

2 жыл бұрын

It should be settled as soon as possible.