Some additional points: 1. NIYO Debit and Credit Card can be used to get FREE international lounge access at Indian airports. 2. As per reviews, International transactions are banned only for Niyo SBM debit cards. Niyo DCB and Equitas can be used in both - ATM & during online transactions internationally. 3. ATM withdrawal charges for NIYO card(s) are mentioned in first question of FAQ section on this page: goniyo.com/ 4. BMF is taking some Rs.150-250 as service charges for issuing a Prepaid Card. 5. For getting currency notes from BMF card, you will be charged Rs.150/- as service charges + 18% GST of 1% of FOREX value. For example, if you want to get 400 euros cash @ 91rs exchange, then around 36600rs is the total forex value. Extra charges that we pay are 18% of 1% of Rs.36,600/- = Rs.65 + Rs.150/-. 6. Cash withdrawal charges from BMF card varies from country to country. Here is the link for that reference: www.bookmyforex.com/ybl-schedule-of-charges/

@namann1209

10 ай бұрын

Please pin this comment. Super helpful content!

@RM-pb3yi

10 ай бұрын

Niyo DCB and Niyo Equitas Debit has Annual fees of Rs 199+ GST but no issuance fees.

@RM-pb3yi

10 ай бұрын

I have recently seen videos where Niyo Global card was rejected in Mumbai airport for lounge access. Can you confirm on this ?

@finvestomate

10 ай бұрын

@@RM-pb3yi I have personally used this card to get the lounge access in Bengaluru International Airport in June 2023. Not sure about Mumbai airport.

@adithyarao1975

9 ай бұрын

​@@finvestomatecan we directly use the card to get longue access without any spends on card or do we need to get a longue pass (to avail the pass it is saying we need to spend rs 50000+ in the month of September).

Ek no video! Thank you brother!

crisp and clear...well explained!

Best video so far. Apt information which one requires. Thank you buddy

This helps me choose. Thanks very nice video

Clearly highlighted the pros and cons of both the cards. Great video 👍👍

Thank you so much 😊 this is very helpful

Amazing sidhi baat directly 🎉 good

Answered so many questions at once, thank you so much!

Very informative video…thank you

Best and Clear comparison 🙏

Perfect explanation 🎉

Thanks for sharing such insightful information, this is really very helpful!! It will literally help me as earlier i used Niyo Global Debit in my last trip, which was great but due to such restrictions, i was unsure what to use.

I have watched about 20 something videos, read articles and talked to a couple of people on this subject and forex cards in general; and I must emphasise that this is the MOST precise and resourceful content i have come across. It was not overwhelming unlike so many videos on youtube and immediately helped me take a decision of booking a bookmyforex card. It did not even take me 3 minutes to subscribe to your channel! I hope you grow your presence online and keep creating content. Good Luck :)

@finvestomate

10 ай бұрын

Thank you very much Soumya. Such support and kind words from my viewers always keeps me motivated!

@ankushbaweja4579

10 ай бұрын

If only single currency conversion then Bookmyforex card is fine else Niyo. Further Niyo SBM Debit Card is waste and credit card has FD based limit which is not useful for bigger transactions . Best is to have Niyo Equitas Debit Card. Load INR as per requirement and gives flexibility to spend in multiple currencies.

@naveendangi5714

10 ай бұрын

Yeah same here

@surnigam9951

10 ай бұрын

Very true, could you guide if book my forex card is better or Scapia?

@TheFiretiger20

9 ай бұрын

i see lot of bad reviews for both niyo and bookmyforex cards in app store if sorted by recent.. how is your experience with your forex card? if you could share

Thank you so much. Very informative. Answered all my queries

@finvestomate

Ай бұрын

Thank you very much. Please find below link to my latest video, which talks about YOUR RETIREMENT PLANNING. Hope you will like it too! :) kzread.info/dash/bejne/maeVyNpmo7DVp9Y.html

Very nice explanation

Nice !

The most sensible and only video I found on this topic! Goof job. It would help if you could add the loading/offloading and cash withdrawal charges of both cards

@finvestomate

10 ай бұрын

Thank you. Pinned comment has been modified with the suggested additional information as per the feedback!

I use Thomas Cook Multicurrency card which works fantastic everywhere and has no drawbacks of both these cards.

We have equatis and dcb bank but not sure why people taking sbm debit card as that is mentioned app as well

Much needed comparison with pros and cons, thanks a lot for sharing your experience and knowledge! Btw any suggestions for Forex card for Indonesia?

@finvestomate

6 ай бұрын

Not sure. I haven't personally visited Indonesia. Buy NIYO should work there.

Niyo debit card with equitas mentions that it's valid internationally

Used debit emv master card world, I think some years back from Indian bank, no markup nothing. But now they are charging 3% +18% of that 3%😢

Thank you sir. This video was exactly what I needed. I'm planning to travel at the year end and it would be my first time. So this really cleared all my doubts. But i am still unclear on how to claim the taxes paid at the time of shopping back in India. It would be great if you can tell or point me to a video which can help me in this

@finvestomate

10 ай бұрын

Reference video for 3rd point in Tips section: instagram.com/reel/Ct2_5v6suq-

@SouravRakshitbabai

10 ай бұрын

@@finvestomate Thank you so much again 😊

Please compare thesevwith idfc wow and FI card too

I want to withdraw cash in thailand from ATM's. What approach yiu suggest?

Compare Scapia Fedral credid card also

Federal Bank, Scapia credit card is far better than any other card. I am using it.

Niyo offers debit card with equitas and DCB bank thid is what I have applied .SBM debit or credit card is of no use.

If we use International debit card for purchases abroad how much will be the charges ?

is it good to get dollars in cash from an authorised shop or through bookmyforex? (also 70-75 euros in total and bills need to be kept of all or only on 1 particular thing if we are spending 70-75 euros to get the return on airport?)

@finvestomate

27 күн бұрын

1. Compare the rates from the shop vs BMF website. Go for whatever is cheaper. 2. 70-75 euros per bill. So, if you are having three bills say 37 EUR, 80 EUR, 62 EUR, then tax returns will be eligible only on 80EUR bill.

I orderd "Book my forex" card on saturday... today is tuesday.. still didnt recived

Can i take neo dcb and have airport lounge avcess in delhi airport ?

NiyoX is also really good card

Thanks for this video.. i couldn't understand, local currency means inr or euro in POS machine if i'm traveling from India to Europe (first tip)

@finvestomate

2 ай бұрын

Local currency of the nation you are travelling. For example in Prague, local currency is Crown, however if you will select EUR in POS machine, markup fee will be applicable. Always select CROWN in such a case to avoid that fees

Hi, First of all, the information you have provided is amazing and in such simple words. Thank you very much for such an amazing informational video. I just want to know how much time does ot take to load money in MMF card. I heard it takes 24hrs to load money into it. If this is true then it will be difficult if we add less amount initially. I m planning a trip to UAE. It might be difficult if i am outof money and if it takes 24hrs to reload the card. Please let me know.

@finvestomate

6 ай бұрын

Thank you very much for your kind and inspiring words! Comments like these are truly motivational for me. Yes, it usually takes this much time to load money in BMF, because every time we are adding money, they are asking docs like visa and passport. I suggest load a good amount in one go. Keep NIYO & some cash as well as a backup. ICICI & HDFC forex cards are also good, however they have a bit higher forex rate than NIYO and BMF. P.s. Do check out my new video on retirement planning. I assure you that is different from all the videos we see related to this topic. kzread.info/dash/bejne/maeVyNpmo7DVp9Y.html

Hey! Can you please confirm if the exchange rates were reasonable/consistent? I read somewhere that these no markup cards have a higher exchange rate by default. Thanks!

@finvestomate

10 ай бұрын

just checked exchange rates on NIYO app and BMF portal. They are almost same. Not a significant difference.

Bookmyforex Kya kisko bus 60 days tak reload kiya ja skta hai jab ka travel date start hogya to. Kyun jitni bar message load karna chah raha utni bar mujhe ticket visa passport sab upload karna padta hai. Mera trip 1 year ka to kya bus 60 days tak reload hoga

I reloaded my bookmyforex card but still not settled in my account.

Thank you. Is there any pure credit card with no mark up instead of doing FDs upfront? Thank you.

@finvestomate

5 ай бұрын

Go for HDFC or ICICI forex card. However, those are again prepaid cards like BMF.

Very precise information Can you please make a video on DCM & Niyo small equitas small finance bank debit card and also can we load amount in Niyo credit card other than increasing FD and is it possible to withdraw loaded amount from the credit card And also is there any markup charges for BMF card while cash withdrawal from ATM

@finvestomate

10 ай бұрын

I have not used DCM and Equitas personally, so carry limited knowledge on that note. No, you cannot load / withdraw money apart from FD for increasing CC limit. It acts like a CC, and FD amount acts as the CC limit. BMF related details are mentioned in pinned comment.

About Niyo card, for street vendors what do you mean by "they are not accepting" ? is it that the street vendors don't want to swipe or the card does not work

@finvestomate

10 ай бұрын

Some didn;t accept and at some POS, the card transaction failed.

Hey bro... Thank you for your information. One query in Niyo card For FD it is compulsory to Deposit in every month or Only if I need ??

@finvestomate

5 ай бұрын

No, you don't need to deposit every month. It is a 1-year FD, where you need to invest just once at the beginning.

I want to book the card but does this card too requires myself be present to receive it like the cash? Also I want to load dollars and am going to Uzbekistan in 4 days ? How would I use the card there to get the Uzbeki soms or use the card in the city in general?

@finvestomate

4 ай бұрын

Apologies for the late response! Yes, you have to be present in person to collect card and cash. You can use this card in Uzbekistan afaik.

Sir why not a HDFC Bank forex card instead. I already have AMEX and priority pass for lounge access in domestic and international airport. Apart from lounge access is there any specific benefits

@finvestomate

9 ай бұрын

Yes, one can opt for HDFC bank forex card as well. I didn't have any forex card at that time, and hence opted NIYO

If I just want to make international transaction in EURO from india then is Niyo DCB debit card is good option ? I feel it will minimal to nil charges i guess, right?

@finvestomate

6 ай бұрын

Yes, seems so.

If we are outside the india, then can we able to to load money in bookmyforex card? I think it will ask for otp from our indian bank. So how can we load a money from indian bank to forex card from outside of India? Please guide how you were reloading bms card from outside of india

@finvestomate

10 ай бұрын

I had my international roaming pack on, and hence was able to receive OTPs to load money or pay CC bills.

Thanks for the video but 2 queries I have, which I would like you to help me with: 1. What happens to the unused money if it is a prepaid card? Can I send it back to my savings account? 2. Is Scapia better than BookMyForex? What about cards from ICICI and AXIS?

@finvestomate

7 ай бұрын

1. Yes 2. I haven't used Scapia personally, but people in comments sections recommended it to be useful card. I have used ICICI forex as well, but its currency conversion charges are higher.

Do these cards allow to withdraw the unused money after our trip has ended or do they only let us use that money via their card?

@finvestomate

6 ай бұрын

NIYO is a credit card. So whatever amount is spent, just pay your bills. In BMF, you need a minimum of 20k INR in your account while unloading your money back to account.

The bookmyforex card is not available in my city. So niyo global debit card will be a best option among all other forex cards right? Because this is a 10 month old video I think the now the niyo global dcb debit card is accepted for international payments world wide. Please correct me if I'm wrong.

@finvestomate

9 күн бұрын

You may be correct, however, personally I have not used niyo dcb. I have Niyo SBM. So it is better to look for some more content on this.

Hi, are there any yearly charges or min. spending limit as such on BMF card.

@finvestomate

6 ай бұрын

No, nothing like that. However, to load the money, you need to submit your visa and tickets

Could you please let me know how to claim this tax benefit at the airport which you mentioned in the 3rd tip. I am not sure if you are talking about TCS.

@finvestomate

6 ай бұрын

instagram.com/reel/Ct2_5v6suq- Pl see this reel for reference. Hope it helps.

Amazing video I do have a question Can you withdraw money through the Niyo Credit card ? I see conflicting reports all over the internet that you cannot take out Currency notes from ATM That you have to make another FD in order to take out money I am gonna travel to thailand in few weeks Being a Physical currency heavy country i need to have a card which is suitable for that purpose Please let me know Thanks !

@finvestomate

10 ай бұрын

Thank you for your feedback. I am not sure whether NIYO can be used for ATM transactions, however, got this link. Kindly see if that helps. community.goniyo.com/t/atm-withdraw-charges/13454 As per my knowledge, you can definitely go for BMF, as that can be used for ATM transactions. However, they also charge a bit extra. Link for that is in pinned comments!

@punitkale1250

10 ай бұрын

@@finvestomate hey man appreciate it thank you !

I'm travelling to Khazakastan and Philippines, dubai Which card should I order

@finvestomate

9 ай бұрын

People in comments are suggesting Scapia for Dubai, and you can explore BMF as well.

What are the charges for atm withdrawal? And which card would be the best for it, not necessarily from these 2 cards.

@finvestomate

9 ай бұрын

Please refer pinned comment for this.

After loading dollar in BMF card and spending in dollars, does every online, POS transaction attract extra charges?

@finvestomate

3 ай бұрын

No, just make sure to select the local currency on POS machine (i.e. USD and not INR) wherever you are making an expense.

as an international student which card should i use for atm withdrawal, other than these cards

@finvestomate

10 ай бұрын

Go for other bank's forex prepaid cards. Those can be used for atm withdrawals.

For thailand, which card is best ? So as to withdraw cash from local atms in thailand

@finvestomate

9 ай бұрын

I suggest, keep both NIYO and BMF on a safer side. Cash withdrawal option is possible from both. Charges and other details are mentioned in the pinned comment!

In forex card me ,international bank se load or unloading fund ho skda hai kya ??? Please

@finvestomate

5 ай бұрын

Not sure on this.

Thank you brother. Just one thing, is there any validity date for this bookmyforex card?

@finvestomate

9 ай бұрын

You can load money only if you have visa for the country. For unloading, I don't think there is any validity date.

How can we claim tax benefits on international travel. I didn't understand what exactly the 3rd tip means in your video.

@finvestomate

10 ай бұрын

Reference video for 3rd point: instagram.com/reel/Ct2_5v6suq-

What about atm withdrawal can we withdraw money from these cards while traveling internationally is there any fees?

@finvestomate

9 ай бұрын

You may refer pinned comment for this information!

Hello, Thanks for the video. In your video you have mentioned that you have kept on addding back to 5000rs in your FD for your Credit Card on ( 03:15 ) same day. Is that possible now ??? I dont see that option.

@finvestomate

4 ай бұрын

Glad you liked this video! I didn't keep adding Rs.5,000/- to FD. FD was created once at the beginning. I kept re-paying my NIYO CC bill on the same day, to reset its spending limit to 5 again.

@nirmal0074uuu

4 ай бұрын

I am trying to pay the 4500 I spent, but I could not get an option to pay.

I have one que : suppose i have to travel to Indonesia and I m using BMF card then i cannot load the currency in INR as per the new multi currency card. I have to first load USD ( INR to USD conversion charges) and then while spending in Indonesia it will be USD to Indonesia currency ( again conversion charges). Is there any option I can load Indian currency in my card and use directly in Indonesian currency?

@finvestomate

10 ай бұрын

No option as per my knowledge, prefer NIYO in that case.

@SandeepSingh-up4kz

10 ай бұрын

@@finvestomate Niyo also stopped the international debit card as per my knowledge, some compliance issue

@finvestomate

10 ай бұрын

@@SandeepSingh-up4kz yes, as discussed in video, NIYO SBM debit card is not authorized by RBI for international transactions

@SandeepSingh-up4kz

10 ай бұрын

@@finvestomate fir to cash jindabad , india se USD le jao and get it converted in Indonesia

What about withdrawal using international ATM using debit card by dcb(not sbm) niyo?

@finvestomate

10 ай бұрын

₹110 + GST Refer first question of FAQ section in goniyo.com/

I see in Niyo app that they say debit cards can be used for international transactions.. Doesnt that mean it can be swiped outside India? Or is it like only credit card have that facility and debit cards can be only used for ATM witdrawals internationally?

@finvestomate

10 ай бұрын

Yes, they claim that debit card can be used for international transactions, however, that is valid for people from other countries. In India, RBI is not allowing to use this debit card for international transactions, and that is where we are left with NIYO CC option only. I am not sure if this debit card can be used for ATM withdrawal internationally or not!

@rajatsingh6518

10 ай бұрын

@@finvestomate Bro, I checked with Niyo support through app and they said debit transactions are banned only for SBM debit cards. DCB and Equitas can be used for both atm and online transactions internationally.

@finvestomate

10 ай бұрын

@@rajatsingh6518Thank you for sharing this information :)

@rdx_bro

10 ай бұрын

what about niyo equitas debit card?

@rajatsingh6518

10 ай бұрын

@@rdx_bro they say that we can do international transactions with equitas card as well. Both online and atm withdrawals. Atm withdrawals would be charged.

BookMyForex card can be used to get FREE international lounge access at Indian airports ?

@finvestomate

9 ай бұрын

No, since it is a prepaid forex card, and not a credit card.

Hello sir good afternoon i am going to Malaysia for the first time for 3-5 years only in Malaysia and i have no sbi debit card but i want to take forex card my limit will not cross more than 7 lakhs per year then which forex card will be better for me please suggest me as Soon as possible.

@finvestomate

9 ай бұрын

I have personally used niyo. It is good. But do consider other cards like scapia, hdfc or icici bank forex card, etc.

Quick question: how do the currency rates compare between both these cards. I know Niyo has a floating rate whereas BMF as a spot rate. But on average, how much did they vary compared to the rate on something like Google Finance if you happened to notice.

@finvestomate

6 ай бұрын

The rates at BMF are lesser compared to ICICI or HDFC forex cards. I have only these cards as a reference point from personal usage point of view.

@NileshMaheshwari

6 ай бұрын

@@finvestomate awesome! Thanks for the super quick response! Appreciate it Also, first time I saw your video. Very crisp and helpful format. Will definitely keep coming for more. Kudos 🎉

@finvestomate

6 ай бұрын

​@@NileshMaheshwariThanks much Nilesh! Kind & motivating words like these acts as a true motivation for me to keep sharing more useful & relevant content. Do check out my latest video on Retirement Planning and share your feedback - kzread.info/dash/bejne/maeVyNpmo7DVp9Y.html Good luck with your upcoming trip!

Is the BookMyForex card supported in Taiwan?

@finvestomate

6 ай бұрын

No, I couldn't find it.

My Indian cards are not accepted on US e-commerce websites. Will Niyo or book my forex card work?

@finvestomate

6 ай бұрын

Personally, I have never tried that. However, NIYO is claiming on their site that it can be used to make payments to merchants of international websites too whether you’re abroad or right here in India.

I will be travelling to dubai next month Which one should i opt for ? As i will be buying iPhone along with some other stuffs ? And need to withdraw some cash as well from ATM

@finvestomate

10 ай бұрын

You can opt for BMF as you are travelling only to one country. It has nice UI and easy loading/unloading money option.

@vivekssharma07

10 ай бұрын

What about ATM withdrawal charges and money loading process ?

@finvestomate

10 ай бұрын

@@vivekssharma07 Money loading process is mentioned in video, and details about ATM withdrawal charges are mentioned in pinned comments. Hope that helps!

Now this is what you call a good informative video. Thanks for this. One question, in terms of cash withdrawal from atm, which is better? Bookmyforex or niyo global credit card?

@finvestomate

10 ай бұрын

Pinned comment holds this information. Let me know in case of any more queries.

What is the daily ATM withdrawal limit using Niyo global credit card? And what is the monthly limit? I mean International withdrawal limit from ATM

@finvestomate

9 ай бұрын

You may refer pinned comment for this information. Limit again would be what you set for your NIYO Card, and whatever money you load on BMF card.

Hi, i am planning to visit Thailand, so is it good option to buy bookmyforex card? Or can you pls some good forex card?

@finvestomate

4 ай бұрын

Yes, BMF and NIYO both will be good options

Is to good to carry niyo dcb to dubai with loaded money for like 5 lacs ? Also it is safe na ?

@RM-pb3yi

10 ай бұрын

Better to use it with Fi Debit Card

Please advise which card should be use in russia in now days

@finvestomate

10 ай бұрын

As per my knowledge, both cards can be used.

Dear, I will visit to France, Itali, Switzerland, Germany and Austria for 10 days along with transit at Dubai for a day, Which card is suitable for me.

@finvestomate

9 ай бұрын

NIYO, BMF for Europe. Scapia will work in Dubai. As per reviews in comments section, NIYO is not working in Dubai. So keep Scapia and BMF to be safe.

Compare Niyo Global and Fi Debit Card

@finvestomate

10 ай бұрын

Haven't got a chance to explore Fi personally, but once done, will sure do. Thanks for the suggestion!

Hello Sir, are there any charges or penalties associated with cash withdrawals using a Niyo credit card while abroad?

@finvestomate

9 ай бұрын

You may refer pinned comment for this information.

@ayushk1543

9 ай бұрын

@@finvestomate No comment is pinned sir.

@finvestomate

9 ай бұрын

@@ayushk1543 pl check now. Some technical issue.

On niyo credit card do we also need to pay visa currency conversion fees?

@finvestomate

6 ай бұрын

Niyo doesn't charge any fee. However, do select the local currency of the nation in POS machine.

Hey can you please confirm what you mean by loading the money ? Like where you not loading your INR ??

@finvestomate

6 ай бұрын

Loading money means we deposit our money in INR in bmf card, and that gets converted into other local currency, whatever we want!

Instead of credit card can we use equtas debit card in Europe

@finvestomate

10 ай бұрын

I haven't used that personally, however users in comments section are saying that DCB and Equitas debit cards are allowed for international transactions.

please tell me, how can i pay my niyo credit card bill when i am abroad and not getting otp from my bank.

@finvestomate

10 ай бұрын

Personally, I kept my international roaming on and recharge was done for the same, and hence didn't face this issue.

What are the cash withdrawal rates and any rates to load money for BMF card?

@finvestomate

10 ай бұрын

Load money rates. 18% of 1% of total value in INR. E.g. If you want to load 400euros with exchange rate considered as 1euro = 91.63rs, then total value becomes around Rs.36600/- 1% = 366, 18% of 366 = 65 This is what is paid to BMF as extra charges to load the money Withdrawal rates are around 150-200rs.

@hanupriyachitra6493

10 ай бұрын

Thanks a lot.

If you are depositing own money under fd for niyo credit card, and limit is the same amount in fd then what there is no credit case, it's just a debit card withdrawing own money and without credit ? Nit clear why its called credit card

does Niyo global work in Vietnam

@finvestomate

6 ай бұрын

Yes

Phillpins me calta he brother

So 5000₹ is FD..if we add extra amount we can withdraw @ any time..n no need to add to the account..so there is no penalty(late payment fee)..so if we withdraw from this 5000₹ FD and not adding the amount to account means less than 5000₹ there is the penalty(late payment fee) if we are not paying? Am i correct please explain bro??😢

@nirmal0074uuu

4 ай бұрын

In my understanding .. It will have a penalty of 150 rs and intrest of 5000 rs @3% per month

Iam going to bali on 19th .. and i thougbt of buying book my forex from make my trip app. But iam not able to load in indonesian currency . Only iam able to load in USD. And its charging service fee of 400rs with TCS.. SO , MY QUESTION is spending in bali will have 3.5% markup or ??? And to bali, which card is best to buy? Plz reply fast. Will be helpful

@finvestomate

Ай бұрын

Markup fee of 3.5% will be applicable if you spend in USD via BMF. If you are unable to load Indonesian currency in BMF, it is better to use NIYO then. Make sure NIYO provides the Indonesian currency.

Sir. I am a student and I going to France. I plan on travelling in Europe during my stay. I will be making a French bank account after reaching there. But I will take a Forex card for my initial transactions. Which card would you suggest?

@finvestomate

10 ай бұрын

If you plan on travelling to various countries in Europe, then you may opt NIYO. It provides most of currency conversions.

@srijitanandi7303

10 ай бұрын

​@@finvestomatehow is the Thomas Cook Study Budy Forex Card? Do you know about it?

@finvestomate

10 ай бұрын

@@srijitanandi7303, no buddy, haven't used it yet.

@srijitanandi7303

10 ай бұрын

@@finvestomate alright. Thanks a lot for the video. Very informative.

I can book bus or flight ticket from bookmyforex card while I'm in India before my travel starts.?

@finvestomate

3 ай бұрын

I don't think so, as this is a prepaid card. Niyo may allow such transactions. However, pl confirm this from other sources though!

@vforv2416

3 ай бұрын

@@finvestomate actually I wanted to book Singapore to kuala Lumpur bus or flight ticket from bookmyforex card from India..card is loaded with Singapore dollar but I'm in India now and going to Singapore after a week

Hi.. is bookmyforex card good for travel to US? I have seen in many travel videos/vlogs here on youtube, people are using their Credit Cards only and no one’s using or specifying anything about Forex/Travel Card. Maybe because of their failure rate/failed transactions! Request you to throw some light on this.

@finvestomate

2 ай бұрын

If you are travelling for limited duration, say a week or so, then it would be a good option. But if the duration is longer, I suggest carry a good Credit or Forex card.

@mridulsingh1

2 ай бұрын

@@finvestomate Thanks..

I have a question, I am visiting Malaysia and Bali next month, both different countries. Which currency should I load in my forex card, Should I load USD or Malaysian currency Ringgit or IDR for Indonesia, I am really confused, please guide?

@finvestomate

3 ай бұрын

If you are using BMF, then load both currencies. Would be better. However, in this case, I prefer to opt NIYO as well. Just put 5k limit or 10k limit with FD, and use the currency converter as per the country you are going.

@harshalsingh250

3 ай бұрын

@@finvestomate Thanks for the info !

Which one is better for US UK AND EUROPE

@finvestomate

6 ай бұрын

NIYO should work at all locations.

What about international lounge access on both cards ?

@finvestomate

6 ай бұрын

Niyo debit and credit cards will give you access to international lounge in India. BMF will not provide you this. Some additional info is in pinned comment as well.

What is the ATM withdrawal charges for book my forex?

@finvestomate

10 ай бұрын

It is 1.5euros and 2 USD. This is changing as per location. Please refer this link for the same: www.bookmyforex.com/ybl-schedule-of-charges/

Always choose local currency for Indians means. Inr or euro?

@finvestomate

2 ай бұрын

euro.

What do you do with remaining overseas currency in bookmyforex card?

@finvestomate

8 ай бұрын

That can be credited back to your bank account

Query regarding bookmyforex: Can we load multiple currencies in one card? Also, do we get lounge access?

@finvestomate

Ай бұрын

Yes, you can load multiple currencies. No, BMF does not provide lounge access.