New Savings Challenges to Help Us Pay Off Debt! $300 debt snowball.

Hi Friends! Let's stuff the new debt binder and see all the fun new challenges. I hope you all love it!
Welcome to my budgeting channel. I’m a 41 y/o mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges!
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Connect with me:
Stefsonabudget@gmail.com
Stefsonabudget
PO Box 45242
Rio Rancho NM 87174
My Esty Shop: stefsonabudget.etsy.com
IG: plans_with_stef...
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Chanels and Shops mentioned:
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‪@DonnaPoweredbyCreativity‬
‪@lovinglifeat60ish‬
‪@wheeklybudgets‬
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‪@EsmeSavingsAdventure‬‪@EsmeSavingsAdventure‬
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Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜
#budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #mondayminissavings #savewithme

Пікірлер: 106

  • @hannahtrabucco402
    @hannahtrabucco4024 ай бұрын

    Mike Wizowski's face being covered up by all those challenges is perfect! He would be so proud he was on a savings challenge!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Isnt that funny! 🤣 I’m so glad someone got it! 💚💚💚

  • @momo2012ful

    @momo2012ful

    3 ай бұрын

    I love monsters inc

  • @simplylivingsaves
    @simplylivingsaves4 ай бұрын

    I just love all the challenges you are working on! ADORABLE! I can't wait to see you knock out your debt and have fun while doing it!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you Jenny! A little more progress each month 💜💜💜

  • @angbudgetanddebt
    @angbudgetanddebt4 ай бұрын

    Love the debt binder. So fun and love that you are knocking out debt!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you Ang! 🌸💕

  • @misha7427
    @misha74274 ай бұрын

    I so ove your new debt binder. Such cute challenges. Love the faces of Mikey!! You saved a great amount of money today. Yay!!! 😃

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you so much! 💜🥰🌸

  • @cashNcoffee-budgets
    @cashNcoffee-budgets4 ай бұрын

    Peter Pan is a classic and a favourite of mine. Taking my girls to Disney is on my bucket list (hopefully before my oldest reaches teenagehood)

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Peter Pan is my favorite Disney ride. We always do first when we go! My kids and I love a Disney trip. It’s getting crazy expensive these days 🫣🌸💜

  • @JamieRNbudgets
    @JamieRNbudgets4 ай бұрын

    Love the Disney theme binder❤

  • @elainerealized
    @elainerealized4 ай бұрын

    I agree, it is a mental thing and the whole reason I started my channel. I was feeling over it all and having a hard time starting again. Mini Monday's are what put me over and I started a channel to play Mini Monday's to save up for debt payments and give myself some much needed motivation! I love everyone's debt binder ideas though. That is such an amazing way to go as well! Thank you for sharing. 💙

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Yay so glad you did it! Challenges help keep me motivated too! 🌸💜💕

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets4 ай бұрын

    💜💜💜 Girl yessss!!!! It totally is a mind game! Have to make it fun. Otherwise it’s too depressing 😂💜💜💜

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    So much better than just making a boring payment lol! 🌸💜💕

  • @saweetteesbudget
    @saweetteesbudget4 ай бұрын

    Love the new debt binder! “Okey-dokey” we both have been watching too much of stuff and budget because I died laughing once I heard you say it! 😂😂

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Haha that’s too funny. I was chuckling with Candi this morning 🤣🌸💜

  • @Thefaithfuldash
    @Thefaithfuldash4 ай бұрын

    Love the new debt binder! So cute!🥰 I don’t do anything extra for our debt, but I do use the snowball method for our month ahead, thanks to you!💛

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    That’s awesome Caryn! It’s so nice when you get that snowball rolling. 💕🌸🥰

  • @alexislewis872
    @alexislewis8724 ай бұрын

    Adore the new binder😊 and yes Potter will def be missed but he did his job well. Congrats on paying all that in debt!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you so much! 🥰💜🌸

  • @ChatWithNicoleandBudget
    @ChatWithNicoleandBudget4 ай бұрын

    My fave Disney character are the Toy Story aliens!! 💚💙2nd ⭐️ is from Peter Pan 🤗 I love the one with Robin Williams!! 🤗 lots of fun challenges in your binder! Love it!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    I love them too! 💚 Hook is such a good movie. 💕💜🌸

  • @Mumwife_budgetlife
    @Mumwife_budgetlife4 ай бұрын

    Hello oh so lovely to see my challenge on your channel x

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Yay! It’s a fun one. Thank you sharing it with us all 🥰🌸💜

  • @KatieoftheHouse
    @KatieoftheHouse4 ай бұрын

    I totally am going to miss HP. However, I’m so pumped that you are doing this either way, no matter what the theme is. Yes, Story is definitely one of the best! I think the mat is fine 😊 Ahh I love Mike, too! And I think that challenge is adorable ❤ Great work, Stef!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thanks Katie! Whatever we gotta do to get this debt paid off right? 👏🏻💜🌸

  • @thekraftbin
    @thekraftbin4 ай бұрын

    loving the new debt binder. such cute challenges

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 💜💜💜

  • @conniehazel22
    @conniehazel224 ай бұрын

    Love the new binder and also the background. Great savings!!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🌸🌸🌸

  • @Plan.live.Budget
    @Plan.live.Budget4 ай бұрын

    Hey girl hey! Here listening as I clean the house 💜

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Hey Bianca! 💕🌸

  • @glendaadams730
    @glendaadams7304 ай бұрын

    Love all the new challenges. Very cute. Background is very nice. ❤❤❤❤

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 💕💜🌸

  • @Theblesseddaisybudgets
    @Theblesseddaisybudgets4 ай бұрын

    Hi Stef! Here watching, while I hang out with Matthew..😊. I love your dice savings game, it is so stinkin’ cute! 😊 I agree….Atlantis is such a good movie! 🥰 I like your desk mat, the flower petals in it, etc. it’s pretty! 😊 oh, you have to watch out for sassy Denise! 😂 😂 What a pretty challenge! 😊 I need 5’s…or I could just use 1’s! 😂 it happens! 😊 I am going to miss HP, but I do love the new binder. So many cute cute challenges! Love it! 🥰 That Darla challenge is so stinkin’ cute! 🥰 jonesing to go to Disney Land! 😂 This was a lot of fun! Hope you’re having a great weekend my friend!! 🌸💜🌸

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    I never would have expected those numbers from Denise 🤣🤣. Omg that dice game took me forever. Mostly just staring and flipping through all the images and decide on all of them 🤣🤣 omg we are too. I need to start a vacation savings to go. I love how you have started yours 💕🌸💜

  • @hglaub
    @hglaub4 ай бұрын

    So much fun! Peter Pan is one of my favorite stories ! We don't really have any debt right now. We paid off our mortgage in Jan 2023 by just throwing every extra $ we had at it, BUT we are getting ready to build a new house, so debt is coming. 😭 Savings challenges seem much more fun to tackle that debt, I'm hoping to get my hubby on board with some challenges/games.

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Mortgage payoff, that’s so awesome! We’ll get there someday. Congratulations on the new build. That’s super exciting! 💕🌸

  • @rachelsmith6194
    @rachelsmith61944 ай бұрын

    I have a debt challenge book. I do a 52 week penny challenge each week, and then work on one challenge and pay off once that's done. I made my first big payment two weeks ago, and it felt great!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    That’s awesome! I’ve been wanting to do a penny challenge! They look fun. Maybe down the road. Congrats on your big payoff that’s so awesome 🎉👏🏻💕

  • @tianab428
    @tianab4284 ай бұрын

    Love the new debt binder!!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🌸💜💕

  • @kingdomplanning
    @kingdomplanning4 ай бұрын

    I actually love your desk mat.

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 💕🌸💜

  • @GandLBudgetingBesties
    @GandLBudgetingBesties4 ай бұрын

    Awesome new challenges definitely a great start 💚💚💚🥰

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🥰🌸💕

  • @thedramaticpanda
    @thedramaticpanda4 ай бұрын

    yay! love the theme binders! I still need to make mine!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Yes! So much fun. This is definitely always my favorite binder to stuff 💕🌸💜

  • @carissejack4526
    @carissejack45264 ай бұрын

    Love the new debt binder ❤❤❤❤

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Yay, thank you! 💜💜💜

  • @MariaNagle-dg8dd
    @MariaNagle-dg8dd4 ай бұрын

    I love your mew debt binder what a great idea!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 💕🌸

  • @user-ys7np1ux9u
    @user-ys7np1ux9u4 ай бұрын

    Fun!

  • @SweetandSassyBudgets
    @SweetandSassyBudgets4 ай бұрын

    Loving your new Disney challenges!! 💜 💜

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you Carla! They are gonna be fun to work through 💜💜💜

  • @budgetingwithT
    @budgetingwithT4 ай бұрын

    I love all your different themed binders. So much fun! I've been doing the avalanche and just throwing everything I can at the biggest. I have 2 left and a personal loan. Big goals to have the remaining $16k paid off, but I know I can do it!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Nice! Sounds like you’re really close. That’s exciting! 👏🏻🌸💜💕

  • @bravegirlsaves
    @bravegirlsaves4 ай бұрын

    Hey Stef! Great new debt binder theme. Disney is always a win in my book 🙂. With saving, I just try to take out as much money from my account as I can and stuff it lol. If I need later on I know where it is and at least it’s less readily accessible to me in the moment for impulse buys 😅🥴. It’s all about the whole “stuff and trust” process for me 💜✨

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    So true! It’s all about our consistency. Little amounts add up! 👏🏻🌸💕

  • @BudgetsWithELMA
    @BudgetsWithELMA4 ай бұрын

    I really love your debt binder 💸💚💸❤️

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you so much Elma! 💕🌸💜

  • @AreliBudgets
    @AreliBudgets4 ай бұрын

    Hi Stef. Love the new challenges and the mat is sooo pretty.

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🌸💕💜

  • @wheeklybudgets
    @wheeklybudgets4 ай бұрын

    Yessss looooove disney debt

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🥰💜🌸

  • @wilmaakastitchedbyjean3679
    @wilmaakastitchedbyjean36794 ай бұрын

    Happy Sunday Stef. I am using the snowball method.

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    That’s awesome! 💕🌸💜

  • @CashBearMama
    @CashBearMama4 ай бұрын

    Happy Sunday! Great video, Stef ❤

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you so much! 💕🌸💜

  • @Lifeoverdebt
    @Lifeoverdebt4 ай бұрын

    Hi bestie! The new debt binder is fabulous! ❤ I like the desk mat but, I also like your wood desk!💕 Ooohh, I don’t like sassy numbers! ☹️ I’ve been lazy this morning. But I did get a cube shelf thingy together! 😅 Love ya!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Hey! Nice new storage is fun! 🌸💕💜

  • @Lifeoverdebt

    @Lifeoverdebt

    4 ай бұрын

    @stefsonabudget just call me Tim, the tool man!

  • @essencecardoza312
    @essencecardoza3124 ай бұрын

    Love the new debt binder!!!!! The challenge you made is so cute! The line is from Peter Pan if I'm remembering right :)

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Yes, I love Peter Pan! It’s my favorite Disney ride 🤣💕💜

  • @essencecardoza312

    @essencecardoza312

    4 ай бұрын

    @@stefsonabudget me tooooooooo! That’s too funny! That is me and my nana’s special ride since I was little!!!! Happy I’m not alone in loving that ride 🤣🤣🤣

  • @Mah_fb
    @Mah_fb4 ай бұрын

    I love the new binder🎉 so many fun games. Congrats on the debt-paid-off progress. I like the table thingy heheh...you're right is quieter. I'm paying by interest from highest to lowest and using games as a extra of extra. I pay the minimum payment, then extra that is already reserved from my budget and then the games on top of it just for fun 😁 Lately the games have been almost double of what I pay extra 😂😂 I've been playing a lot hehehhe.

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you so much! We usually use the avalanche method too. It’s so fun using challenges for debt 🌸💜💕

  • @user-xk2wu2tl5e
    @user-xk2wu2tl5e4 ай бұрын

    Great video cute challenges ❤

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🌸🌸🌸

  • @monicabias-xh1vl
    @monicabias-xh1vl3 ай бұрын

    Hi. New subbie. I really like your vibe! Great video.😊

  • @stefsonabudget

    @stefsonabudget

    3 ай бұрын

    Hi and Welcome! Thank you so much for being here 🥰💜💕🌸

  • @Globudgets
    @Globudgets4 ай бұрын

    Hi Stef 💖🤗 I’m taking your challenges and I’m running away with them hahaha I love them all!! Second star to the right ✨ and straight on till morning -Peter Pan . I’ll be more than happy to take you my sweet friend to Oogies boogies bash 😂🤗👻 and we’ll dress up with our Disney costumes 🥳🥳 and eat a lot of Halloween treats 🎃 This is my fave theme loveee it so much . I’m so excited to see how much you put towards debt 💸 thank you so much Stef for showing us your journey . This method truly works 🙌💯 Amazing video as always my friend 🤗 you started with a bang heck yea !! 🥳🙌

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    I’m so down for Halloween treats! 😝 we’ve never been to Disney around my holidays but it’s definitely on our lot to do one day! 💕🌸💜

  • @tammybowen5307
    @tammybowen53074 ай бұрын

    ❤❤❤❤

  • @PlanwithDee
    @PlanwithDee4 ай бұрын

    ❤❤❤

  • @Grammisjourney
    @Grammisjourney3 ай бұрын

    Hello hun new sub here watching your video supporting ❤

  • @stefsonabudget

    @stefsonabudget

    3 ай бұрын

    Hi and Welcome! Thank you so much for being here 💜💕🌸

  • @christyross8337
    @christyross83374 ай бұрын

    ❤❤

  • @juliespages
    @juliespages4 ай бұрын

    Hi Stef! I love the Disney theme, such cute challenges! What highlighters/markers were you using on the Toy story game?

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Hi Julie! They are Mr Pen gel highlighters.

  • @juliespages

    @juliespages

    4 ай бұрын

    Thank you@@stefsonabudget

  • @staceylfelts
    @staceylfelts4 ай бұрын

    Love the debt binder. Will you have let's save dice game on your Etsy?

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you so much! I’m not sure, I honestly didn’t even think about it 🤣🌸💕

  • @dianeg.1771
    @dianeg.17714 ай бұрын

    Do you sell any of the challenges?

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    I haven’t listed the Disney dice game, not sure if I will but I do sell the monsters inc one in a little set. 🥰💕🌸

  • @momo2012ful
    @momo2012ful3 ай бұрын

    Are you going to sell any of this book?

  • @momo2012ful

    @momo2012ful

    3 ай бұрын

    lol I commented before I finished watching

  • @stefsonabudget

    @stefsonabudget

    3 ай бұрын

    lol I do that too! There’s a few freebies in this one so definitely go snag them 💜💕🌸

  • @momo2012ful
    @momo2012ful3 ай бұрын

    I think you messed up the first time getting change

  • @stefsonabudget

    @stefsonabudget

    3 ай бұрын

    Oh I’ll have to go check and make sure my envelope is correct. Thanks! 🌸🌸🌸

  • @CrowandRainbow
    @CrowandRainbow4 ай бұрын

    Hi Stef❣️. I received the cutie pie duck giveaway today. I love them so much. I’m a bird girl so you must be psychic. 😄. Thank you very much for your generosity. I appreciate you. I’m thoroughly enjoying your debt binder……..your dice game is the shiznit. 😂 🩷❤️🧡💛💚🩵💙💜 PS., I super duper loved the golden tones of your desk. I thought it was very comforting. I also loved the sounds. I may also just be a weirdo. 🙃

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Yay, so glad they made and you like them! Thanks for all the support 💕🌸💜

  • @adrienneadelsperger897
    @adrienneadelsperger8974 ай бұрын

    ❤❤❤🫶🏽🫶🏽 so good!!

  • @stefsonabudget

    @stefsonabudget

    4 ай бұрын

    Thank you! 🥰🌸💜