This change is a real bummer. RIP Portfolio Visualizer

Thanks for the heads up and walkthrough Rob. $30 monthly for the average person is nuts!

@kinggeek1960

2 ай бұрын

if your going to pay that -- then what are the better "paid" tools

I spat water out of my mouth when you said $30/month. Just put ads up, I wouldn’t pay that much for any website. Even if they ask for donations I would buy the devs a coffee

$30 a month is ridiculously overpriced whether you are a casual user or a professional.

@ThePurpleSnork

2 ай бұрын

I'm a pro and pay $300 a month for some tools. Not fun, but $30 seems like a steal in comparison.

@frontiermusings

2 ай бұрын

This is more than I pay Mark Zoril and I get access to eMoney. No way I’m paying $30/month to look at data that is available for free elsewhere.

@wackzingo

Ай бұрын

@@ThePurpleSnork you sound like a bot for portfolio visualizer.

$30 a month is crazy, just advertise. You have a good tool, and there's nothing wrong with wanting to monetize it, but most people only use it occasionally.

@Omar-et7sb

2 ай бұрын

This. Honestly seems like the Vanguard bug of nickel and diming loyal users is spreading...

Thank you Rob for saving the day. I've used PV for years on a regular basis and found this 10 year limit on data quite disappointing. Happy to discover this alternative.

I've used the free PV for years. I just randomly brought it up tonight to check something not knowing about all the changes, and I was freaking out. I only use the two backtesting tools that you showed here, and now I know how to find them again. Thank you so much for this!

I have a paid subscription, I noticed the changes last night 5/17/24. The format is a bummer, one of the greatest things about PV was the simplicity. I noticed tonight right before I watch this video that there was a link back to the LEGACY version. I’m not sure it was there before. It’s highlighted in blue. Thanks Bob for all you do.

@afridgetoofar1818

2 ай бұрын

Where is the link for the legacy version?

Rob's the best! I was just at PV last night trying to use it as I have for months now and thought I just didn't know how to navigate it. Good to know I hadn't lost my mind, but hugely disappointed to lose such a great free tool. No way I'll spend $360 a year for it, not even close.

Hey Rob. Thanks for the video. I just stumbled onto this change about an hour ago. Very disappointing. I loved the classic version - very utilitarian. The new has a more modern look, but feels rather clunky. It won't earn my subscription dollars at that price.

testfolio is great. Never knew it existed. I'm ditching portfoliovisualizer as there's no need anymore. Thanks so much for this video Rob. I put on a chart of McDonald's and it went back to 1966! This is insane.

Thanks for sharing @Rob. Perhaps you’ll give consideration for adding the Test Folio program to your website under useful tool links?

Thanks Rob (and newsletter subscriber)! Very helpful information. You had our backs once again! ;)

Wow Rob you don’t miss a tic , you were right on this change!

Thanks Rob!

Thank you Rob. As always, your channel is a treasure of timely, current and actionable information. RIP Portfolio Visualizer. Everyone is into subscription model and my old mindset is pay-as-you-go. For portfolio bactester, I will donate everytime I use it, so that good work is rewarded. I probabaly use these tools 2-3 times a year. Totally understand that free is not sustainable and I make it a point to donate to worthwhile, useful tools (Wikipedia, Bitwarden, Watch Duty and more), even when they have pretty good free options.

Well, I guess PV is (actively) going after the professional (advisor)... (though, I have to imagine they have portfolio analysis tools already). $30/month is way too high for the DIYer. Thanks very much for the video, and the alternative.

Sheesh I was just in the site the other day, didn’t know this was coming

I'm not spending $30 per month and I'm not using a tool with limited years nor will I be referring anyone to this in the future. I understand they have costs but so do I I'll continue using other tools including the ones provided by the entities that I have my investments in.

Sad to see it go, brought so much clarity and debunked so much bad info out there.

thanks

The free tool looks great, I'm definitely not using Portfolio Visualizer anymore. One big advantage (besides no 10-year limit) is that you get data up to the current day, instead of up to the previous month. That's huge!

the 10 year limitation is a shame, I wished it was at least a little more flexible like post 2000 or something like that since the last 10 years isn't particularly useful. Thanks for the alternative!!!

@thanos34362

Ай бұрын

they now limited it to 5 years

Thanks. Always is good have an alternative.

“The Way Back Machine”. Wasn’t that the Adventures of Underdog?

@timma8510

2 ай бұрын

It was Mr. Peabody and Sherman.

@LarkOfTheWoods

2 ай бұрын

No, it was the Peabody's Improbable History segments in the Adventures of Rocky and Bullwinkle show.

RIP visualizer...

@rob berger: been listening to you many years. Great stuff. I am confused how some software shows spending in inflated dollars and some don't. How can software show we don't run out of money, if not using inflated numbers??? May you could do a show on that?

Next!

Its works now!!! going down to 1985 is freee!! check it out guys

Try and use the free one for the show!

What is the way back machine?

I saw a brief comment in the newsletter and looked last night. So much “why”. Nowadays, web content alters slightly, but consistently. This was jarring and radical. Moving onto TF, and maybe glancing back at PV.

I just used it this morning and I though I had the wrong website.

10 years isn't too useful.

how about etf-portfolio?

@paulchoi8

2 ай бұрын

etf-portfolio seems very solid. Lots of capabilities and allows a long list of ETFs to be included.

Looks like you can't buy just a month. "Billed annually" $360/year is way too much for an individual investor. I get that they need to have income and they have expenses for the database, etc. But it's like a sidewalk lemonade stand selling for $10 a glass. Be too greedy and you get nothing. $5 a month would be acceptable but not $30. And 10 year backtest is useless. That's way too short. Darn.

@kinggeek1960

2 ай бұрын

might have thought to pay $10/month or $1 every time you use it

Do both sites show the same backtesting results?

Is it just me, or do these two tools give different results? I've run a few test portfolios over short durations, and the numbers don't match up. For example, VTI from 2020 through 2023 has a CAGR of 11.45% in Visualizer, and 11.27% in Testfolio. I've been trying to work out why, but no luck so far. A man with two watches.....

@davidanderson6532

2 ай бұрын

Actually, running just 2023 for VTI, Portfolio Visualizer matches the Morningstar performance data for 2023 (26.05%), and Testfolio is reporting a bit higher (27%). Not sure if it's user error or the tool.

@Peter-iq9pp

2 ай бұрын

There is definitely an issue with TestFolio. Its backtest results do differ. I have calculated the backtest on a couple samples using the annual total return as noted by Morningstar or Yahoo Finance and the CAGR is consistent with Portfolio Visualizer but not Testfolio - not sure why?

Why can't the big financial institutions subsidize a free one? The 5 big banks and Vanguard, Fidelity and Blackrock. Or just one of them and they could get people interested in their company by offering it.

@noreenn6976

2 ай бұрын

Great idea!

@afridgetoofar1818

2 ай бұрын

The less informed the plebes are, the better

@dobiesj

2 ай бұрын

The tool leveled the playing field for the DIY investor. Big banks/brokers want you to pay a percentage of your assets to manage them.

@canyonoverlook9937

2 ай бұрын

@@dobiesj Vanguard could provide it. I don't think it would cost too much. Portfolio Visualizer provided it for free for years Or Vanguard could charge a small fee.

@dobiesj

2 ай бұрын

@@canyonoverlook9937 I seriously doubt Vanguard has any desire to offer such a tool because most of their clients just buy a few of their funds. Vanguard isn't the broker of choice when it comes to buying individual stocks, options, or shorting/hedging the market. There's a reason why brokers don't offer these kind of tools, they want to create and manage your portfolio for an ongoing percentage of assets managed.

I'm not getting the "Customize Data" option when I follow along with you.. Am I the only one?

Boo - guess they weren't making enough money. Can we do this in excel if we have access to raw market data?

Testfolio is great but unfortutately, there are a lot of funds where the data is not showing correctly on the chart. For example, VTRIX shows an immediate drop on Jan 1, 1988, which is clearly a stock split or capital gain distribution that is not being accounted for.

🤘🏻

Brando: "Look how they massacred my boy..." RIP, Portfolio Visualizer.

You don't mind the look of it? Hello, looks don't beat good data. New site blows Rob!

With the new "Asset Allocation", PV ditched the table views, which made portfolio-to-portfolio comparisons super easy, and eliminated all the sub allocations like growth/blend/value/emerging/etc.. Why would they lobotomize their old interface like that? Confounding.

Definitely don't care for the $30 subscription. Not sure what their thought is there, usually folks try to grow traffic and sell ads. Not sure how many takers they'll have for $30.

At least the Monte Carlo simulation still uses all historical data.

I logged on earlier and thought I was going crazy. Not a fan other than the appearance.

they ruined it

@dougspry3101

2 ай бұрын

Its awful!

This is really bad. It was so easy to compare funds we were considering and to see how fund rebalancing affected things. And I don't use it every month. Results of another great management decision.

RIP portfolio vizualiser 😢😢😢

You can no longer model RMDs either.

The new interface is annoying. Bring back the old (easier) interface!!!

It was only a matter of time before they messed with a great thing, installed limitations on what you can do (like time frame, number of stocks) etc etc. all in the name of $$. Oh well

Approximately 45/30/25 US Equities / Gold / Mid or Long UST. Re-balance semi-annually. There I saved you hundreds of backtesting hours ;) 9-9.5% CAGR, max 20% drawdown, since 1972. If you don't want to hold bonds in inflationary times, you can do 60/40 SPY/Gold, but it has 27% max drawdown. If you want more alpha, 14-16% CAGR, with only 2% more max DD, add in 5% BTC. It's now an asset class on its own many still neglect. Financial freedom tastes good. (Disclaimer: Your goal might be different than mine. 20% DD might be too much for you. My goal is returns similar to the stock market with no more than 20% DD).

@afridgetoofar1818

2 ай бұрын

30% in gold? Get lost 😂

@nikbiz

2 ай бұрын

@@afridgetoofar1818 And what is your non-correlated asset class of choice to limit max DD to 20%? Please enlighten us.

Damn...10 years. bleh.

Thanks, Rob. Maybe I am lazy but, there is no need to backtest any portfolio our is 70% 30% slightly better than 60% 40%. Simple

They totally screwed it up. Its awful!

Absolutely hate the new layout.

Wow, horrendous design! RIP.

Unwelcomed change..

The new web page design is a big step backwards from the old design. It looks like it is aimed at newbies who like pretty screens instead of compact data presentation. As if newbies are going to pay $360 a year for this. Oh, yuck! It doesn't have a scroll bar on the results. It's just one looooooong screen. You have to use the mouse scroll wheel to move up and down. Or the sidebar to jump around. Terrible design.

You just lit your website on fire. What a huge loss this is to humanity and human knowledge in general.

everything is worse. typical "development". in particular the results are so much harder to review. obviously designed for a mobile phone. the way all decent websites are getting ruined nowadays.

@kylel8954

2 ай бұрын

It’s terrible even on the phone. They destroyed it.

They are shooting themselves in the foot because it should't be that difficult to create this tool and monetize it with ads. Someone will be doing it.

This really sucks.. I'd be happy to pay maybe 10 bucks a month and give me the old website back.

really terrible new layout

Horrible