National Savings Pakistan has officialy launched its Shariah Compliant Islamic Products range named "Rifa National Savings" with effect from May 29, 2023. According to the press note, issued by Central Directorate of National Savings Islamabad, the following Shariah Compliant Islamic Products have been launched:-
1. sarwa islamic savings account
2. sarwa islamic term account
Here we discuss each islamic product in detail here:-
Sarwa Islamic Term Account is available in 4 types according to its time limit. In 1 Year Sarwa Islamic Term (SITA) Account profit is paid on maturity while in 3 year SITA, profit is paid on bi anuualy means after every 6 month. In 5 Year SITA, profit is paid on monthly basis. Withholding Tax on profit is applicable as per laws which is 15% for filers and 30% for non filers. Sarwa Islamic Term Account can be opened with a minimum balance of Rs. 50000/- while there is no limit for highier deposits.
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