It is a long and frustrating process but worth it because you will save so much money! No down payment. No mortgage insurance which another lender would likely charge if you can't afford to put 20% down on your home which could mean an extra couple of hundred dollars on your monthly payment. My interest rate is .875% (no lie) 😳 and allowed me to buy $100K over my budget in Washington DC where housing is extremely expensive. I ended up with a mortgage cheaper than my one bedroom basement apartment. I now have 3 bedrooms, 3.5 baths and a finished basement (still in Washington DC). Be patient. The process is painful BUT worth with it. I had more time than money so I could wait. 😊

Bought my house with them. Bought my interest down to 0.25%. Yes, 0.25% paying 26 dollars of interest a month. Love the program. Worth every dime. My home was 160k with my monthly payment was 637 a month on a 4 bedroom 2.5. And 3,00 sq ft. Please dont give up.

I went through this about 21 years ago. Great program. Fast forward to today, my mortgage is paid.

Everything she's say is TRUE...me n my husband made it n he wanted to give up but we didn't, God Bless us with. Beautiful Blessings🏡

Please, guys, hang in there and do what the housing counselors tell you. Make sure all your documents are uploaded each month on time. The reason why it so lengthy, they want to make sure you can afford the home. They will set you up on a financial plan. Once you prove your finances, you are good to go. It can be frustrating, but whatever you do don't give up. Don't be afraid to ask questions if you don't understand something. My wife and I got a mortgage rate of 1.875.

It was a great program for me, it took me 4 months to move through the program, I closed on 11/13

I'm currently working with Naca now, I just pray everything goes thru. I hear the good and I hear the bad but I'm trying.

I bought my house through NACA in 2005. My sister moved from Florida to Texas and bought a house through Naca in 2014. Believe me , It was worth it.

You have to be organized because they r not. You will submit the same paper because of this. Save emails, create folders, re attach emails as necessary. They don’t have the time to be organized; but you should. Your the one who wants the house. Also, show up with a stable savings account this will put you closer to priorities since they don’t have to wait on you to get the $

Its 3:30am and I've been up all night trying to figure out where to start. I'm soon to be co-parenting and I would love to have me and my kids in a home of our own and also I would rather pay a $1000 mortgage than $1000 rent. Reading these comments and watching this video has motivated me . I'm going to do the process with God's help I'll be victorious! Thank you Shaheedah❣

I purchased my house with NACA in Miami and became a Real Estate Agent and now I am a NACA Realtor helping future homeowners, let me know if you need help

If I can put up with a raggedy, 4.5 year, heartbreaking relationship, rowdy passengers.. I think , with GODS grace... I can do this!🙏🏽

I'm going through the program. To keep me motivated. I take different webinars. And keep updating my information. I doing a faith walk that I will have everything I want for my home. I tried the traditional way and it wasn't good. I wasted 2 years getting my credit score together and having a down payment only to be told. My credit to debt ratio was to high. So I have the patience and trust God through this whole process. And I'm claiming my interest rate 0.25% in Jesus name.

I bought my 1st Multi family house in New York through NACA.. with a 1.8 Interests rate That allowed me to live mortgage free. Iiving Mortgage free I was able to buy 2 more multi property In New York with a positive cash flow and it's all THANKS to NACA.. Yes the process is long but the end result is worth it.. 1 more things there is NO PMI

If you want it bad enough, you will rise at 5 am like I did to do the five hour pre-program info session. I personally know several whose lives have been changed by NACA.

I went through the program and had my home built 10 years ago. 2.5% rate on $172,000 home. It took me less than a year. YOU have to be ready. Great program, most people think it's not legitimate. After my experience, people still didn't believe in the program. I had NO problems.

I remember hearing about this program and it seems like a really great program for first time homebuyers. I’ve spoken to many friends who went FHA for the low down payment and rushed into a home but they got in over their heads. NACA seems like they set the buyers up for success and this is what is needed to improve communities and neighborhoods for the long term.

I referred a sister who lives in Houston to NACA. She purchased a house, which unfortunately, she had to sell when she got divorced. However, one year later once she was back on her feet, she got another loan through NACA. She was very frustrated with the process, but she too says that it was worth it! She loves her new house and especially her affordable payment.

WOW! THE FEEDBACK IS AMAZING! MY WEBINAR IS TOMORROW!!! I'M EXCITED! I'm 36 year old male with a 730 credit score that pay my bills on time. So glad I heard about this!!! I can definitely be patient!!!!

12months of consistent paying your bills. I just did the webinar i have a naca i.d.