I hate change now because they've made everything so complicated. If you manage to get someone on the phone the chances you'll be able to understand them is zero. Couple that with ALWAYS having to download an app, create an account, keep a list of passwords. I despise the modern world. Companies don't care at all about their customers and they don't even hide it!

@CentsibleLivingWithMoneyMom

4 күн бұрын

I 100 percent agree

"Why fix it if it is not broken," is a great standard for many things in life. However, most of my progress has been made when I forced myself out of my comfortable rut and took life by the horns and shook it hard. Some things need to change. Other routines and objects are gold, just the way they are.

@thisisme3238

4 күн бұрын

Agree 💯

Like the ole saying goes..."If it's not broke, don't fix it." That's my motto

I am like you. I despise change. When I was young woman, I enjoyed change, but now that I am 58 years old, I hate it.

If change means I can save money, then I’m willing to make that change.

I'm 63 yrs old and feel exactly the same as you regarding all you spoke about, as does my husband. We were both rather pay more than change something only to regret it later. I love your husband's saying "New and improved, and not as good as before". He's 💯 % RIGHT on that.

Change is not always good.

The "new and improved" saying from your husband!🤣🤣🤣🤣🤣

💯 agree and say the grass is not always greener on the other side🤔😅 Thanks for sharing 🤗♥️

Thank God you said it 😅 I am like you, I don’t like going through all the hustle of changing my services, even though my frugal friend keeps saying I should do it because I over pay. However, I know I am saving lots of money in other places like cooking at home from scratch, not buying new clothes all the time but taking care of the ones I have and even sawing my own, reusing plastic bags, aluminium, growing my own herbal garden, not having monthly subscriptions on anything, etc.

Hi from North Carolina, It's hot hot hot here! I will change if the service is poor, but if I like a service and it is a bit more I will stick with it. Not chasing a few $$$. Same with grocery stores and brands I like. At 72 change becomes harder, but I try to be flexible. Stay 🆒 in Texas.😍😍😍😍😍

@CentsibleLivingWithMoneyMom

4 күн бұрын

It is 99 here

I don't mind change as long as it will save me money. I'll try a new company and if it doesn't work out, well then I go back to the old one. Nothing ventured, nothing gained (you can't expect to achieve anything if you dont take risks). At this point in life, change is irritating, but money trumps irritation.

You have no debt, paid off house and can live a comfortable lifestyle by following the career path you've chosen, Making more money doesn't guarantee happiness, security etc., Enjoying what you do, not wanting to retire, that's a gift!!! I do not take the "bait and switch" tactics, lower price for a short period, then usually higher or with less service in the future. Staying with one company for a long period is a good negotiating tool, they want loyal customers.

When I was younger I was very good with change... but as I get older I notice that I like things to remain close to the same. I think maybe because it took many years to make things good and now I'm comfortable. 🙂

@CentsibleLivingWithMoneyMom

4 күн бұрын

I understand

I don't like change, but if it means a big savings, then I'll do it.

A college degree doesn’t necessarily get you a job or a good paying job. My husband got his masters degree in education. He needed it for a a former state we lived in. We moved to a different state and all his degrees and certifications transferred. Turned out, degrees don’t matter, but it’s who you know. Sadly.

@CentsibleLivingWithMoneyMom

4 күн бұрын

True

@lynnhensley4326

4 күн бұрын

I have 2 degrees in education and an ESL teaching certification. I have spent 30 years as a career teacher and 20 more part time. I never made bunches of money but for the most part I enjoyed my work and have good benefits as a retired person. If you have enough income and are happy that is great.

@christines2787

4 күн бұрын

Good and enriching life experiences have value. Some may even eventually lead to more money. Others don't but have other rewards😊

@rochellethundercloud346

4 күн бұрын

College does not mean employed. It really depends on why. Architect Law Medical. You need a degree

@carmelaburrone5029

3 күн бұрын

Yes..Unfortunately, I've found its not what you know, but who you know.

I’m 74 and I don’t like change like I use to when I was younger. I use to change my furniture around . Same bank same jeans and sweatshirts. Etc same phone service.you get the idea 🤗

Change is constant: as an Insurance Broker I have to roll with punches and learn, learn, learn.

We have been with the same local insurance broker for 35 years. EPIC customer service and response time. Saving some money just isn't worth the risk where customer service and response time is concerned. Like many others have replied: "If it ain't broke, don't fix it!" About your college degree: Education is never wasted, imo. AND, not everybody is cut out for a professional career path. We need folks just like you, Dawn, doing the sort of jobs you are doing. You enjoy your work, you brighten the day of the customers you meet, and you make a difference. It isn't always about the higher income and benefits. If you are miserable in that sort of position then the higher income is negated.

@CentsibleLivingWithMoneyMom

4 күн бұрын

You are so kind

I am exactly the same! I have a masters degree in business, but I work in security because I enjoy that type of work rather than being in an office.

@CentsibleLivingWithMoneyMom

4 күн бұрын

Great

We're both the same age and experience has taught us to be cautious. We don't just change for the sake of change. Switching banks for example, means providing a lot of sensitive information and opens you up to security breaches. So I don't switch just to get the $325 perk etc.

Thanks for your transparency Dawn. I'm not good with change some reason is because of my bipolar, and a lot is just how I roll. You helped a lot of us change things up in regards to our finances like the cash system. We save more money each month, and we're much more aware of what is a necessity vs what we want. Thank you Dawn for all the content you give us each day. Happy Sunday Everyone ❤🌺✌️

@CentsibleLivingWithMoneyMom

4 күн бұрын

You are so encourging

If you love what you do, and you are able to live comfortably for you and your family, you are doing better than most. You are blessed. 😊

@CentsibleLivingWithMoneyMom

3 күн бұрын

Well said!

I usually don't like to change because of the hassle of dealing with a robot on the phone or waiting forever because there are four people on the line ahead of you. As far as my job, I've been working in a foundry for 36 yrs. Yes, it's hard work, but if I leave I won't get the same pay. I'll be 64 soon and plan on retiring by the end of next year. Thank you for this channel!❤

@chrisk4053

4 күн бұрын

I am also planning on retiring Dec 2025!!! One piece of advice I did get was to certainly look forward to that time but to make sure to enjoy every thing happening now and live in the moment !! Best of luck to you

@CentsibleLivingWithMoneyMom

4 күн бұрын

I so agree

Agree completely - for the exact same reasons!

I would change any subscription, insurance or whatever to save a few bucks. Often you can jump from one promo to the other. It adds up.

Totally agree. If you switch for a lower price, it doesn't always mean that you're getting better service.

Yes and no, sometimes routine and lack of change helps me keep anxiety low, but when i get bored, which happens often, i will do anything to change things up. I hate switching jobs but do it often because i get bored, but i love redecorating and changing my style and hair and things like that

@olive_oil87

4 күн бұрын

Ps this is your former coworker that moved back to lovely Minnesota:)

@CentsibleLivingWithMoneyMom

4 күн бұрын

Oofta

I'm getting better at changing insurance agents.

Dawn, I absolutely hate change! I get it!

@CentsibleLivingWithMoneyMom

4 күн бұрын

Thank you

One of my doctors used to say, in reference to my medication regimen, “If it ain’t broke, don’t fix it.”

A lot of times when people talk about a higher paying job, they don’t see all of the cost involved and whether the job is worth the extra cost. Things like extra gas spent to get to that job, possibly needing a second car, needing different clothes, office gifts, an occasional lunch out with coworkers for teambuilding, and there’s many more. Sometimes a higher paying job is enough to make up for the extra costs , but a lot of times it is not.

@gmh56

4 күн бұрын

And, with that higher income, comes much more responsibility, pressure, stress. Life is too short to wake up and go to a job you hate despite the higher income.

@CentsibleLivingWithMoneyMom

4 күн бұрын

good point

I hate change too

Ive been watching you for awhile, i didnt know you were 59! You look so much younger! Im 56, i feel like an old lady. You seem so much younger than me! ❤ Anyways, change is super hard.

@CentsibleLivingWithMoneyMom

4 күн бұрын

You are my new best friend. May I adopt you?

You do you, what makes you happy!!

Same!:) All the moving parts as you described. This is why I have no desire to keep up with grocery flyers, sites, specials. On one channel I kept hearing how fantastic Kroger's was but you had to buy a certain number of items or use their scanner app whatever games I have no interest in playing. Not to mention gas, car maintenance and traffic hastle to get to multiple stores. So I can maybe save $10 here and there. Not for me, not worth it. My car insurance doesn't know it yet but they are on thin ice because I could have switched for less but no guarantee the other wouldn't promptly raise the rate in 6 months so I didn't feel like the hastle this time around. Next time, if they raise it again, I'll probably switch to whoever is less expensive... I thought about you and other frugal channels today. Was going through some old kitchen clutter and came across a plastic bakery lid I was using as a tray for little things. The sticker was March 2015. HEB yummy large croissants, 6 for $4.78. I remember they did make really good sandwiches or breakfast sandwiches. Now they are $6.22. Not too bad considering 9 years later. Would still be less expensive than drive-through or prepackaged.

I'm genuinely enchanted by your video! - "Obstacles become stepping stones on the path to growth."

Enjoying your life is so much more important than making the big bucks. Not everyone enjoys those higher paying jobs and hassle that comes along with it. Keep doing what you're doing! Enjoy your videos!

At 74y.o. I hate change too. My son convinced me to switch internet provider and it turned out to be better. No overseas customer service reps that are difficult to understand. Its giving me faster speeds and best of all, less than half the cost!

@jeweldenile8995

4 күн бұрын

WOW! That’s amazing. I’m kinda jealous. I have comcast and I don’t even know if I can change. Verizon doesn’t service here. But I also hear my co workers switch to it and hate and switch back to Comcast

I think most people hate change. Learning a new job and adjusting to a new environment and different personalities can be stressful. If you are content with what you are doing it is a blessing.

Looking for cheaper services or products usually comes when our money supply is scraping bottom, and we need to get any savings we can, with loyalty going out the window. When you have enough to get by, and are fairly comfortable, scratching around to find cheaper services doesn't feel as important. There is nothing like being broke to make us do a change in our life.

I may sound old and possibly naive but change is inevitable so there is that. I do not willingly change, as you say I am not really open to change. Some of it is the older values we were raised with. Loyalty, you pay for what you get, quality is worth a bit extra and like you said everything goes up, so go slow with change. I am happy to change if I am working with people but get frustrated very easily with computer generated processes.

Everything changes and you’ll always be surprised

Ditto, Dawn.

I hate change myself. I had a plan for not a cable company that I could afford then next thing I noticed was an increase on my bill. I called and was told I was getting more channels for a better deal. I never asked for the better deal or asked to have it changed. I canceled them.

TXU Energy sent my a letter telling me know my contract for electricity was ending in July. My present rate is 9.7 cents per kw hour. The new rate will be 14.9 cents per kw hour. If I go over 800 kw hours they will credit me 15 dollars on my bill. I am a loyalty customer. I signed up for the new rates. I would go with another company. But, I think of the customer who had bills that were thousands and thousands of dollar when the grid went down during the winter several years ago in Texas. Choosing an alternative company did not help them. And, they were not able to get out of paying the bill. Slick Ted Cruz was the only one who benefitted from the outage. He flew his family to Mexico during the outage!

Pushing 62 here, and like you, avoid change in regular services. For many of the reasons you cited, especially since the "new" rate doesn't last long. I work to be more flexible, and take the suggestions from younger family members who love to stay on top of those issues.

@CentsibleLivingWithMoneyMom

4 күн бұрын

Thanks for sharing

I hate change. I don't think it's my age because I've always hated change. I'd wait until the last minute to start packing to move, but once we arrived, I'd stay up until I had the kitchen totally unpacked. I was resistant to begin streaming rather than using cable. What a mistake not to change sooner! We save so much and get so many more channels. I guess I'm just an old stick in the mud person, lol. Love to all, Linda 💕

@CentsibleLivingWithMoneyMom

3 күн бұрын

I hear you

Im a creature of habit with many things

One thing our son does is switch out a company for saving money. He takes the annual savings and puts it away immediately. Says it makes the work of switching a bit easier to take.

I don’t like change either, but it is sometimes necessary. In three years I’m going to be moving to another state. NY it’s too expensive and dangerous

Nothing to be embarrassed about! It's all good,.each person is made differently and no two people will like the same. I on the other hand, am 51 like I've said before and I HAVE to have change. I LOVE change! Always moving furniture around in my trailer, painting the walls in different colors, and going to the least expensive service provider. Pennies all add up in the end. Love your channel Dawn.

@CentsibleLivingWithMoneyMom

4 күн бұрын

Thank you love

I have the same attitude about new appliances that you have with change. Your father's saying "If it isn't broken why fix it" also guide me when deciding about buying a new appliance, such as a bread maker or an air fryer. I have decided not to buy either because what I doing and using now still works for me.

@CentsibleLivingWithMoneyMom

4 күн бұрын

That makes sense

❤❤❤Australian 🎉I hate changes

Oh you just saved me, maybe. I have been accusing myself of not being willing to do the work to change internet providers to save money, but when you said “if I can get someone on the phone” I realized I have been right not to. The company that saves money is my phone company and it’s great for that but famously you pay less but can’t reach human support. I will stick with the company that has provided helpful tech support over the years.

@CentsibleLivingWithMoneyMom

4 күн бұрын

Best wishes ❤️

At 40 years old, I get it. It took us a long time to find our happy spot (aka comfort zone) and more things are at stake. HOWEVER, I learned that in certain areas of our lives, it's good to keep pushing the boundaries we created for ourselves back. Being able to adapt to sudden changes and being flexible builds our resilience. We can't stop these changes, but we can make ourselves less vulnerable and get back on our feet faster.

@CentsibleLivingWithMoneyMom

4 күн бұрын

Well said!

I can’t think of any service that I use that would make a big enough difference to change to a different provider. Internet, cell phone, lawn care and bug spraying are the only services besides insurance that I have. I would be surprised if I could save more than $200 total by changing them. I could stop lawn and bug services to save $1500 if needed. I am not afraid of working or saving money. I would rather try to make money than worry about not having enough.

I can relate. I hate change too. I admire people who can take risks and make changes. I don't know if it's always the best for them though. I am content with what I have so I just continue doing the same. Not sure which way is better. xo

I don’t make a lot at my job either but I’m able to get paid everything I need to . I enjoy my work and I’d rather make less and be happy then make more and be miserable

@CentsibleLivingWithMoneyMom

4 күн бұрын

Makes sense

We wanted a big family. Had one child. Kinda go overboard. Often. At the drop of a hat. Thankfully she's greatfull not spoiled. An example is we were at an event together last weekend. She was working as a reporter taking photos and making notes. When she was done the 3 of us got into a conversation with a photographer who was working for a different paper. Older guy. Mid 30s. He told her she was using the wrong lense. Needed a different one. Explained why. Husband immediately placed an order for it. Had it by Wednesday. She just hugged him and thanked him and told him not to worry she had all she needed. If it were a one off, not a big deal but one of us does something like this every month or two.

@CentsibleLivingWithMoneyMom

4 күн бұрын

I only have one child too

@christines2787

3 күн бұрын

@CentsibleLivingWithMoneyMom - In a lot of ways it was the perfect number. Couldn't have done all we did for her with multiple children. She has some minor health challenges, so it's most likely just as well. But yeah, because she's such a great kid and an only child and only grandchild on both sides... She gives back in abundance though. Always ready to help and do her share.

You are correct about changing to save money is a hassle. It makes you feel you are always chasing the next and newest. Sometimes it is worth it in your pocket book but not in your mind. You don’t always get what you are paying for either.

@CentsibleLivingWithMoneyMom

4 күн бұрын

for sure

Some change I love! Some of it I hate. I love moving. Being the new person in the neighborhood or at a new small church. I love that. I sort of don’t like travel, having to put up with a yuck hotel mattress or not having all my regular supplies on hand for something unforeseen like a bee sting away from the house. I hate being unprepared because I’m away from home.

Dawn, I just want to compliment you on your hair and pretty makeup today. 🙋‍♀️🥰💄👏

@CentsibleLivingWithMoneyMom

3 күн бұрын

Thank you so much

I'm exactly the same! I have made changes with insurances and things that are not a daily event type of thing like internet or cable service. I currently have Dish Network and we love it but we don't love the cost! But I know I would not be happy with just streaming because there's no way to rewind and record the programming. We really depend on that so the cost at this point is worth what we get.

@Lorreyla

4 күн бұрын

All streaming services I have used, which is most of them, have ff, rewind, etc controls...and you don't need to record on regular streaming as what you want to watch is always there. Live streaming services have recording capabilities so you can record as watching or when you don't even have your tv on. Individual programs or you can set it to record whole seasons of a program.

I agree! I don't like change either.😁

Got my cable package bill on Friday, it went up an extra $110 a month. I'm going to call tomorrow and see what's going on. I might pull a Johnny Paycheck and tell them, take this bill and... it😆It's time for a change, I don't want to be spending more money on my cable package than I do on my property taxes FGS.😠

@jeweldenile8995

4 күн бұрын

An extra $110 seems extraordinary to me. I would faint if mine increased that much and I have 3 bundled services with mine.

@Richard-or2km

4 күн бұрын

@@jeweldenile8995 I have other words I could use besides extraordinary but they wouldn't be very nice to mention. I also have three bundled services together, it just boils down to corp. greed along with everything else these days days - housing, rent, food, gas, hydro, heat etc. Soon the bubble will burst.

@CentsibleLivingWithMoneyMom

4 күн бұрын

That is a huge amount

@Richard-or2km

4 күн бұрын

@@CentsibleLivingWithMoneyMom You can say that again, and I don't even have the premium channel lineup either, it's just overpriced . I rarely even watch TV anymore, same old, same old. I wonder why they took my other comment down I put up answering jewel? It wasn't anything bad, some kind of screwed up algorithm or something. KZread strikes again.

@jeweldenile8995

3 күн бұрын

@@Richard-or2km Their reasons for disappearing are very mysterious. Either way you have my sympathy over that increase

Dawn, I feel exactly the way you do! I've been with certain companies for years! If I like their service, and And price, and accomplish what I want done, I will stay with them. I'm old school, no cell phone. I have a land line and a flip phone for emergencies. And I really dislike change, mostly on every level. No fax, or photo Copier at my house. Have a great Sunday! 💙🌈💙

@CentsibleLivingWithMoneyMom

4 күн бұрын

I relate

You loving what you do for work is a wonderful thing, not everyone has that. I don’t like switching providers so I contact for a discount and say this is what I can afford in my budget. It can take some work but it usually works. Great video Dawn 💕

@CentsibleLivingWithMoneyMom

4 күн бұрын

Thank you love

I am so on the same page as you.

If I am happy with my service provider I don’t like to disrupt what works. However, with the constant price increases lately we must be saavy consumers. I tried to switch from Farmer’s to State Farm but the State Farm agent said I have a great rate and they could not compete.

@thisisme3238

4 күн бұрын

State Farms honesty should be commended! Not too many honest companies out there anymore.

You are right Dawn, I have had my new phone for a year. Last week I was texted a happy anniversary for one year of my new phone. Got another text yesterday reminding me my bill was due next month. Guess what it increased another $5 with assorted fees. $5 extra seems like not much till you do the math. $5 x 12+ months= $60+

@CentsibleLivingWithMoneyMom

4 күн бұрын

I would stay with the company if I liked them

I don’t orally relate to you Dawn! One thing I have been really digging my heels in is my cell phone. We are paying a LOT for 4 lines w Verizon. My family is really hesitant to try a diff carrier like MINT mobile since we have no problem w Verizon other than the cost. Love your personality!!

@CentsibleLivingWithMoneyMom

4 күн бұрын

Thank you love

Dawn, wait til u r 79, it’s even more difficult

LOVE YOUR YELLOW TOP DO NOT LIKE ANY CHANGE

I can understand why you don’t want the hassle. But I will say that we often have had great results and saved money when we made changes as long as we did a little research on the product or service. 👌

@CentsibleLivingWithMoneyMom

2 күн бұрын

Wonderful

❤❤❤❤❤❤

I hate change too, I switched from T-mobile to mint mobile for a month, I hand issues sending a couple texts so I switched back to t-mobile,(this was in north east Ohio). It might have just been a fluke but I felt to be honest a little stressed over the change so I switched back.

@Lorreyla

4 күн бұрын

It was probably a fluke. Mint Mobile IS T Mobile.

I would rather not going through the haste of looking and changing companies but I do it in a blink of an eye if another company has better prices and service. Internet, I stay with the same company and every year when my promotion is over and the price goes ridiculous high, I called them and get another promotion for the price I tell them I can afford.

I honestly don’t mind change but I find, like you, with services it doesn’t always go well. Like streaming services. I know everyone switching around through free trials and whatnot but I don’t have a system to do it and it seems like work to me. I’m already working FT and trying to get back into studying and I just don’t have the bandwidth for it right now.

@CentsibleLivingWithMoneyMom

4 күн бұрын

So true 👍

There is so much change lately or maybe I'm just noticing it more! I'm real careful about changing services but I ended up with a much better electric deal when I finally switched to a new electric plan... it's one that is all inclusive so it's easy to calculate our bill ... but also, we didn't have an increase like we were going to have with the old company & I got a 3 year contract!!!!

I always wondered why it’s common for people to go to school for something and not work in that field. My brain is very methodical in that way but to each its own.

I see what yr talking about Dawn...and I don't mind switching unless it will be a headache if u know what I mean....I did switch my car insurance and am happy with Hartford aarp. But I wouldn't suggest for anybody to switch if they don't need too. If u know what I mean...But other than that I can't think of anything else....but it is good to change if the need be...but to stay with someone bc u love their customer service doesn't seem like I would do that....But this is my 2 cents...😊😊😊

@CentsibleLivingWithMoneyMom

4 күн бұрын

I totally agree

I thought you were going to make new changes - you made a video about it. And where is the diet - weight videos?

@CentsibleLivingWithMoneyMom

4 күн бұрын

coming within a few weeks. I video ahead

Seems to me you've weighed the pros and cons realistically - and you are happy! Both things a rarity these days.

I love you in yellow.

@CentsibleLivingWithMoneyMom

4 күн бұрын

Thank you

Question, are you slow to change because are you a procrastinator? If frugality means you discern cost over waste then change has to be implemented.

@CentsibleLivingWithMoneyMom

4 күн бұрын

No. I hate hassles

@katethielmann4244

4 күн бұрын

Not all changes are hassles. That's a racket you are running to stop you from changes, and perhaps keeping you stuck .

I have a question What is a mystery shopper, what do they do? ❤

@CentsibleLivingWithMoneyMom

3 күн бұрын

You critique businesses and get paid for it

Change is inevitable. You may want to at least look at the best value,rather than stay stuck. It gets you nowhere. Like weight. You refuse to make the necessary changes,so you struggle